Share Price and Basic Stock Data
Last Updated: February 13, 2026, 10:19 pm
| PEG Ratio | 1.46 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
F Mec International Financial Services Ltd operates as a Non-Banking Financial Company (NBFC) and has shown notable growth in its revenue streams. For the quarter ending September 2023, the company reported revenue of ₹0.45 Cr, which rose significantly to ₹0.86 Cr by December 2023. This upward trajectory continued, with revenue peaking at ₹2.07 Cr in March 2024. The total revenue for the trailing twelve months (TTM) stood at ₹7.64 Cr, reflecting a robust increase compared to previous years. The company has effectively increased its revenue from ₹1.05 Cr in March 2023 to ₹3.74 Cr in March 2024, indicating strong operational performance. The financing profit margin also improved, reaching 48.89% in September 2023, a testament to the company’s effective cost management strategies. Overall, F Mec’s revenue growth aligns well with industry trends, where NBFCs are increasingly capitalizing on lending opportunities as the economy recovers.
Profitability and Efficiency Metrics
F Mec International Financial Services Ltd demonstrated commendable profitability metrics, with a net profit of ₹1.44 Cr and an impressive return on equity (ROE) of 12.4%. The company’s net profit margin has shown considerable improvement, standing at ₹1.62 Cr for the fiscal year ending March 2025, compared to ₹0.25 Cr in March 2023. Operating profit margins (OPM) also reflect a strong performance, recorded at 46.84% in March 2025. The interest coverage ratio (ICR) was notably high at 2182.61x, which indicates exceptional ability to cover interest expenses, presenting a favourable risk profile for investors. However, the company reported a relatively high price-to-earnings (P/E) ratio of 64.4, which may signify overvaluation compared to sector norms. Overall, F Mec’s profitability metrics suggest a well-managed company, but the elevated P/E ratio may warrant caution for potential investors.
Balance Sheet Strength and Financial Ratios
The balance sheet of F Mec International Financial Services Ltd reflects a strong financial position, with total assets recorded at ₹29.08 Cr as of September 2025. The company’s reserves grew significantly from ₹0.57 Cr in March 2023 to ₹5.72 Cr in September 2025, highlighting effective retention of earnings for future growth. The debt levels remained low, with borrowings reported at ₹12.99 Cr, indicating a conservative approach to leverage. The price-to-book value ratio stood at 0.30x, suggesting that the stock is undervalued relative to its book value, which can be attractive for value-focused investors. However, the company’s cash conversion cycle (CCC) improved from 66.05 days in March 2023 to a negative 25.37 days in March 2024, indicating enhanced efficiency in managing working capital. These factors collectively portray a solid balance sheet, conducive to future growth opportunities.
Shareholding Pattern and Investor Confidence
F Mec International Financial Services Ltd’s shareholding pattern indicates a stable ownership structure, with promoters holding 36.91% of the shares as of March 2025. The public stake is substantial at 63.09%, reflecting a healthy distribution of shares among retail investors. The number of shareholders has increased significantly from 444 in December 2022 to 1,174 by September 2025, which suggests growing investor confidence in the company. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) might raise questions regarding institutional interest and long-term investment stability. The gradual increase in the promoter’s stake from 33.29% in December 2022 to the current level could indicate a commitment to the company’s future prospects. This evolving shareholding structure, alongside increasing retail participation, reinforces a positive outlook for the company’s stock performance.
Outlook, Risks, and Final Insight
The outlook for F Mec International Financial Services Ltd remains optimistic, bolstered by strong revenue growth and profitability metrics. The company’s ability to manage costs effectively and maintain low debt levels positions it well for future expansion. However, potential risks include the high P/E ratio, which may deter value-conscious investors, and the lack of institutional backing could limit liquidity and price stability. Additionally, as the company scales up its operations, maintaining efficiency in its cash conversion cycle will be crucial. Should F Mec continue to innovate and diversify its financial products, it could capture a larger market share in the NBFC sector. Conversely, any economic downturn or increased regulatory scrutiny could pose challenges to its growth trajectory. Overall, F Mec’s fundamentals present a compelling case for investment, contingent upon prudent management of its risks.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.83 Cr. | 0.68 | 3.34/0.58 | 10.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 395 Cr. | 60.4 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 24.7/14.8 | 12.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.2 | 138/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,039.09 Cr | 396.46 | 95.76 | 514.15 | 0.23% | 15.81% | 8.84% | 8.50 |
All Competitor Stocks of F Mec International Financial Services Ltd
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.15 | 0.37 | 0.40 | 0.36 | 0.45 | 0.86 | 2.07 | 1.46 | 1.69 | 1.76 | 1.74 | 1.97 | 2.17 |
| Interest | 0.02 | 0.03 | 0.03 | 0.00 | 0.02 | 0.02 | 0.03 | 0.05 | 0.15 | 0.26 | 0.36 | 0.39 | 0.37 |
| Expenses | 0.11 | 0.22 | 0.18 | 0.23 | 0.21 | 0.32 | 1.87 | 0.97 | 0.78 | 0.89 | 0.94 | 1.09 | 1.23 |
| Financing Profit | 0.02 | 0.12 | 0.19 | 0.13 | 0.22 | 0.52 | 0.17 | 0.44 | 0.76 | 0.61 | 0.44 | 0.49 | 0.57 |
| Financing Margin % | 13.33% | 32.43% | 47.50% | 36.11% | 48.89% | 60.47% | 8.21% | 30.14% | 44.97% | 34.66% | 25.29% | 24.87% | 26.27% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.02 | 0.06 | 0.05 | 0.05 |
| Profit before tax | 0.01 | 0.11 | 0.18 | 0.12 | 0.22 | 0.51 | 0.17 | 0.45 | 0.76 | 0.59 | 0.38 | 0.44 | 0.52 |
| Tax % | 0.00% | 0.00% | 50.00% | 0.00% | 27.27% | 25.49% | 29.41% | 24.44% | 25.00% | 25.42% | 26.32% | 25.00% | 25.00% |
| Net Profit | 0.01 | 0.12 | 0.10 | 0.13 | 0.17 | 0.38 | 0.13 | 0.34 | 0.56 | 0.44 | 0.28 | 0.33 | 0.39 |
| EPS in Rs | 0.03 | 0.39 | 0.32 | 0.42 | 0.19 | 0.43 | 0.15 | 0.38 | 0.63 | 0.49 | 0.31 | 0.37 | 0.44 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 2, 2026, 1:16 am
Below is a detailed analysis of the quarterly data for F Mec International Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 0.37 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.39 Cr. (Jun 2025) to 0.37 Cr., marking a decrease of 0.02 Cr..
- For Expenses, as of Sep 2025, the value is 1.23 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.09 Cr. (Jun 2025) to 1.23 Cr., marking an increase of 0.14 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.52 Cr.. The value appears strong and on an upward trend. It has increased from 0.44 Cr. (Jun 2025) to 0.52 Cr., marking an increase of 0.08 Cr..
- For Tax %, as of Sep 2025, the value is 25.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 25.00%.
- For Net Profit, as of Sep 2025, the value is 0.39 Cr.. The value appears strong and on an upward trend. It has increased from 0.33 Cr. (Jun 2025) to 0.39 Cr., marking an increase of 0.06 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.44. The value appears strong and on an upward trend. It has increased from 0.37 (Jun 2025) to 0.44, marking an increase of 0.07.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:45 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.33 | 0.08 | 0.26 | 0.51 | 0.51 | 1.25 | 0.88 | 0.52 | 0.54 | 1.05 | 3.74 | 6.64 | 7.64 |
| Expenses | 0.00 | 0.07 | 0.25 | 0.47 | 0.46 | 0.19 | 0.76 | 0.39 | 0.35 | 0.64 | 2.56 | 3.53 | 4.15 |
| Operating Profit | 0.33 | 0.01 | 0.01 | 0.04 | 0.05 | 1.06 | 0.12 | 0.13 | 0.19 | 0.41 | 1.18 | 3.11 | 3.49 |
| OPM % | 100.00% | 12.50% | 3.85% | 7.84% | 9.80% | 84.80% | 13.64% | 25.00% | 35.19% | 39.05% | 31.55% | 46.84% | 45.68% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.01 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.04 | 0.03 | 0.09 | 0.13 | 0.86 | 1.38 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.08 | 0.18 |
| Profit before tax | 0.33 | 0.01 | 0.01 | 0.04 | 0.05 | 0.05 | 0.10 | 0.07 | 0.14 | 0.34 | 1.04 | 2.17 | 1.93 |
| Tax % | 6.06% | 0.00% | 0.00% | 25.00% | 40.00% | 20.00% | 30.00% | 28.57% | 28.57% | 26.47% | 25.00% | 25.35% | |
| Net Profit | 0.31 | 0.01 | 0.01 | 0.03 | 0.02 | 0.04 | 0.07 | 0.05 | 0.10 | 0.25 | 0.78 | 1.62 | 1.44 |
| EPS in Rs | 1.00 | 0.03 | 0.03 | 0.10 | 0.06 | 0.13 | 0.23 | 0.16 | 0.32 | 0.81 | 0.88 | 1.82 | 1.61 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -96.77% | 0.00% | 200.00% | -33.33% | 100.00% | 75.00% | -28.57% | 100.00% | 150.00% | 212.00% | 107.69% |
| Change in YoY Net Profit Growth (%) | 0.00% | 96.77% | 200.00% | -233.33% | 133.33% | -25.00% | -103.57% | 128.57% | 50.00% | 62.00% | -104.31% |
F Mec International Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 56% |
| 5 Years: | 50% |
| 3 Years: | 131% |
| TTM: | 48% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 66% |
| 5 Years: | 87% |
| 3 Years: | 153% |
| TTM: | 58% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 110% |
| 3 Years: | 127% |
| 1 Year: | 44% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 12% |
Last Updated: September 5, 2025, 3:30 pm
Balance Sheet
Last Updated: February 1, 2026, 2:47 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 8.89 | 8.89 | 8.89 |
| Reserves | 0.00 | 0.01 | 0.02 | 0.04 | 0.07 | 0.10 | 0.18 | 0.23 | 0.33 | 0.57 | 3.38 | 5.00 | 5.72 |
| Borrowing | 0.00 | 0.00 | 0.10 | 0.01 | 0.00 | 13.15 | 1.47 | 0.64 | 0.85 | 1.61 | 2.10 | 12.35 | 12.99 |
| Other Liabilities | 0.07 | 0.03 | 0.07 | 0.09 | 0.12 | 0.13 | 0.13 | 0.15 | 0.13 | 0.20 | 0.59 | 1.17 | 1.48 |
| Total Liabilities | 3.17 | 3.14 | 3.29 | 3.24 | 3.29 | 16.48 | 4.88 | 4.12 | 4.41 | 5.48 | 14.96 | 27.41 | 29.08 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.07 | 0.05 | 0.06 | 0.04 | 0.01 | 0.66 | 0.56 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.09 | 0.93 | 0.84 | 0.84 | 0.83 | 0.83 | 0.21 | 0.31 | 0.21 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 2.08 | 2.21 | 2.45 | 2.40 | 2.44 | 15.64 | 4.60 | 3.76 | 4.14 | 5.44 | 14.95 | 26.75 | 28.52 |
| Total Assets | 3.17 | 3.14 | 3.29 | 3.24 | 3.29 | 16.48 | 4.88 | 4.12 | 4.41 | 5.48 | 14.96 | 27.41 | 29.08 |
Below is a detailed analysis of the balance sheet data for F Mec International Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 8.89 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.89 Cr..
- For Reserves, as of Sep 2025, the value is 5.72 Cr.. The value appears strong and on an upward trend. It has increased from 5.00 Cr. (Mar 2025) to 5.72 Cr., marking an increase of 0.72 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.48 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.17 Cr. (Mar 2025) to 1.48 Cr., marking an increase of 0.31 Cr..
- For Total Liabilities, as of Sep 2025, the value is 29.08 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 27.41 Cr. (Mar 2025) to 29.08 Cr., marking an increase of 1.67 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.56 Cr.. The value appears to be declining and may need further review. It has decreased from 0.66 Cr. (Mar 2025) to 0.56 Cr., marking a decrease of 0.10 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 28.52 Cr.. The value appears strong and on an upward trend. It has increased from 26.75 Cr. (Mar 2025) to 28.52 Cr., marking an increase of 1.77 Cr..
- For Total Assets, as of Sep 2025, the value is 29.08 Cr.. The value appears strong and on an upward trend. It has increased from 27.41 Cr. (Mar 2025) to 29.08 Cr., marking an increase of 1.67 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.33 | 0.01 | -0.09 | 0.03 | 0.05 | -12.09 | -1.35 | -0.51 | -0.66 | -1.20 | -0.92 | -9.24 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 74.35 | 66.05 | 11.71 | 0.00 |
| Inventory Days | 0.00 | 0.00 | ||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 74.35 | 66.05 | 11.71 | 0.00 |
| Working Capital Days | 210.15 | 593.12 | 154.42 | 71.57 | 1,624.61 | 668.68 | 1,194.55 | -49.13 | 40.56 | 41.71 | -25.37 | 12.64 |
| ROCE % | 11.19% | 0.32% | 0.32% | 1.26% | 1.58% | 10.76% | 0.95% | 2.52% | 4.12% | 9.00% | 11.91% | 14.92% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 20 | Mar 19 | Mar 18 | Mar 17 | Mar 16 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.98 | 0.12 | 0.06 | 0.07 | 0.01 |
| Diluted EPS (Rs.) | 0.98 | 0.12 | 0.06 | 0.07 | 0.01 |
| Cash EPS (Rs.) | 1.04 | 0.14 | 0.07 | 0.06 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 10.57 | 10.67 | 10.56 | 10.49 | 10.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 10.57 | 10.67 | 10.56 | 10.49 | 10.42 |
| Revenue From Operations / Share (Rs.) | 2.84 | 4.03 | 1.66 | 1.63 | 0.82 |
| PBDIT / Share (Rs.) | 1.14 | 0.19 | 0.16 | 0.10 | 0.01 |
| PBIT / Share (Rs.) | 1.07 | 0.15 | 0.15 | 0.10 | 0.01 |
| PBT / Share (Rs.) | 1.07 | 0.15 | 0.15 | 0.10 | 0.01 |
| Net Profit / Share (Rs.) | 0.97 | 0.11 | 0.06 | 0.06 | 0.01 |
| NP After MI And SOA / Share (Rs.) | 0.97 | 0.11 | 0.06 | 0.06 | 0.01 |
| PBDIT Margin (%) | 40.07 | 4.75 | 9.75 | 6.36 | 2.09 |
| PBIT Margin (%) | 37.78 | 3.96 | 9.19 | 6.36 | 2.09 |
| PBT Margin (%) | 37.76 | 3.91 | 9.16 | 6.34 | 2.07 |
| Net Profit Margin (%) | 34.52 | 2.85 | 4.00 | 4.16 | 0.99 |
| NP After MI And SOA Margin (%) | 34.52 | 2.85 | 4.00 | 4.16 | 0.99 |
| Return on Networth / Equity (%) | 9.26 | 1.17 | 0.68 | 0.70 | 0.08 |
| Return on Capital Employeed (%) | 10.13 | 1.49 | 1.44 | 0.98 | 0.16 |
| Return On Assets (%) | 6.22 | 0.21 | 0.60 | 0.62 | 0.07 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Total Debt / Equity (X) | 0.44 | 4.32 | 0.00 | 0.00 | 0.03 |
| Asset Turnover Ratio (%) | 0.08 | 0.12 | 0.15 | 0.15 | 0.07 |
| Current Ratio (X) | 2.87 | 1.21 | 22.89 | 4.57 | 4.68 |
| Quick Ratio (X) | 2.87 | 1.21 | 22.89 | 4.56 | 4.68 |
| Interest Coverage Ratio (X) | 2182.61 | 105.25 | 319.81 | 300.12 | 105.18 |
| Interest Coverage Ratio (Post Tax) (X) | 1881.68 | 64.23 | 132.34 | 197.28 | 51.03 |
| Enterprise Value (Cr.) | 2.35 | 14.27 | 1.12 | 1.12 | 0.00 |
| EV / Net Operating Revenue (X) | 2.67 | 11.41 | 2.17 | 2.22 | 0.00 |
| EV / EBITDA (X) | 6.66 | 239.69 | 22.27 | 34.91 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 1.13 | 0.75 | 1.84 | 1.87 | 0.00 |
| Price / BV (X) | 0.30 | 0.31 | 0.31 | 0.31 | 0.00 |
| Price / Net Operating Revenue (X) | 1.13 | 0.75 | 1.84 | 1.87 | 0.00 |
| EarningsYield | 0.30 | 0.03 | 0.02 | 0.02 | 0.00 |
After reviewing the key financial ratios for F Mec International Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 20, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 19) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 20, the value is 0.98. This value is below the healthy minimum of 5. It has increased from 0.12 (Mar 19) to 0.98, marking an increase of 0.86.
- For Diluted EPS (Rs.), as of Mar 20, the value is 0.98. This value is below the healthy minimum of 5. It has increased from 0.12 (Mar 19) to 0.98, marking an increase of 0.86.
- For Cash EPS (Rs.), as of Mar 20, the value is 1.04. This value is below the healthy minimum of 3. It has increased from 0.14 (Mar 19) to 1.04, marking an increase of 0.90.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 10.57. It has decreased from 10.67 (Mar 19) to 10.57, marking a decrease of 0.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 10.57. It has decreased from 10.67 (Mar 19) to 10.57, marking a decrease of 0.10.
- For Revenue From Operations / Share (Rs.), as of Mar 20, the value is 2.84. It has decreased from 4.03 (Mar 19) to 2.84, marking a decrease of 1.19.
- For PBDIT / Share (Rs.), as of Mar 20, the value is 1.14. This value is below the healthy minimum of 2. It has increased from 0.19 (Mar 19) to 1.14, marking an increase of 0.95.
- For PBIT / Share (Rs.), as of Mar 20, the value is 1.07. This value is within the healthy range. It has increased from 0.15 (Mar 19) to 1.07, marking an increase of 0.92.
- For PBT / Share (Rs.), as of Mar 20, the value is 1.07. This value is within the healthy range. It has increased from 0.15 (Mar 19) to 1.07, marking an increase of 0.92.
- For Net Profit / Share (Rs.), as of Mar 20, the value is 0.97. This value is below the healthy minimum of 2. It has increased from 0.11 (Mar 19) to 0.97, marking an increase of 0.86.
- For NP After MI And SOA / Share (Rs.), as of Mar 20, the value is 0.97. This value is below the healthy minimum of 2. It has increased from 0.11 (Mar 19) to 0.97, marking an increase of 0.86.
- For PBDIT Margin (%), as of Mar 20, the value is 40.07. This value is within the healthy range. It has increased from 4.75 (Mar 19) to 40.07, marking an increase of 35.32.
- For PBIT Margin (%), as of Mar 20, the value is 37.78. This value exceeds the healthy maximum of 20. It has increased from 3.96 (Mar 19) to 37.78, marking an increase of 33.82.
- For PBT Margin (%), as of Mar 20, the value is 37.76. This value is within the healthy range. It has increased from 3.91 (Mar 19) to 37.76, marking an increase of 33.85.
- For Net Profit Margin (%), as of Mar 20, the value is 34.52. This value exceeds the healthy maximum of 10. It has increased from 2.85 (Mar 19) to 34.52, marking an increase of 31.67.
- For NP After MI And SOA Margin (%), as of Mar 20, the value is 34.52. This value exceeds the healthy maximum of 20. It has increased from 2.85 (Mar 19) to 34.52, marking an increase of 31.67.
- For Return on Networth / Equity (%), as of Mar 20, the value is 9.26. This value is below the healthy minimum of 15. It has increased from 1.17 (Mar 19) to 9.26, marking an increase of 8.09.
- For Return on Capital Employeed (%), as of Mar 20, the value is 10.13. This value is within the healthy range. It has increased from 1.49 (Mar 19) to 10.13, marking an increase of 8.64.
- For Return On Assets (%), as of Mar 20, the value is 6.22. This value is within the healthy range. It has increased from 0.21 (Mar 19) to 6.22, marking an increase of 6.01.
- For Long Term Debt / Equity (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 19) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 20, the value is 0.44. This value is within the healthy range. It has decreased from 4.32 (Mar 19) to 0.44, marking a decrease of 3.88.
- For Asset Turnover Ratio (%), as of Mar 20, the value is 0.08. It has decreased from 0.12 (Mar 19) to 0.08, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 20, the value is 2.87. This value is within the healthy range. It has increased from 1.21 (Mar 19) to 2.87, marking an increase of 1.66.
- For Quick Ratio (X), as of Mar 20, the value is 2.87. This value exceeds the healthy maximum of 2. It has increased from 1.21 (Mar 19) to 2.87, marking an increase of 1.66.
- For Interest Coverage Ratio (X), as of Mar 20, the value is 2,182.61. This value is within the healthy range. It has increased from 105.25 (Mar 19) to 2,182.61, marking an increase of 2,077.36.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 20, the value is 1,881.68. This value is within the healthy range. It has increased from 64.23 (Mar 19) to 1,881.68, marking an increase of 1,817.45.
- For Enterprise Value (Cr.), as of Mar 20, the value is 2.35. It has decreased from 14.27 (Mar 19) to 2.35, marking a decrease of 11.92.
- For EV / Net Operating Revenue (X), as of Mar 20, the value is 2.67. This value is within the healthy range. It has decreased from 11.41 (Mar 19) to 2.67, marking a decrease of 8.74.
- For EV / EBITDA (X), as of Mar 20, the value is 6.66. This value is within the healthy range. It has decreased from 239.69 (Mar 19) to 6.66, marking a decrease of 233.03.
- For MarketCap / Net Operating Revenue (X), as of Mar 20, the value is 1.13. This value is within the healthy range. It has increased from 0.75 (Mar 19) to 1.13, marking an increase of 0.38.
- For Price / BV (X), as of Mar 20, the value is 0.30. This value is below the healthy minimum of 1. It has decreased from 0.31 (Mar 19) to 0.30, marking a decrease of 0.01.
- For Price / Net Operating Revenue (X), as of Mar 20, the value is 1.13. This value is within the healthy range. It has increased from 0.75 (Mar 19) to 1.13, marking an increase of 0.38.
- For EarningsYield, as of Mar 20, the value is 0.30. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 19) to 0.30, marking an increase of 0.27.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in F Mec International Financial Services Ltd:
- Net Profit Margin: 34.52%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.13% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 9.26% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1881.68
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.87
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 55.7 (Industry average Stock P/E: 95.76)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 34.52%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 908, 9th Floor, New Delhi Delhi 110001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Apoorve Bansal | Exe.Chairman & Mng.Director |
| Ms. Renuka Chouhan | Non Executive Woman Director |
| Mr. Rohit Dugar | Ind. Non-Executive Director |
| Mr. Kabeer Chaudhary | Ind. Non-Executive Director |
| Mr. Somesh Kumar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of F Mec International Financial Services Ltd?
F Mec International Financial Services Ltd's intrinsic value (as of 14 February 2026) is ₹127.69 which is 18.23% higher the current market price of ₹108.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹96.4 Cr. market cap, FY2025-2026 high/low of ₹150/68.0, reserves of ₹5.72 Cr, and liabilities of ₹29.08 Cr.
What is the Market Cap of F Mec International Financial Services Ltd?
The Market Cap of F Mec International Financial Services Ltd is 96.4 Cr..
What is the current Stock Price of F Mec International Financial Services Ltd as on 14 February 2026?
The current stock price of F Mec International Financial Services Ltd as on 14 February 2026 is ₹108.
What is the High / Low of F Mec International Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of F Mec International Financial Services Ltd stocks is ₹150/68.0.
What is the Stock P/E of F Mec International Financial Services Ltd?
The Stock P/E of F Mec International Financial Services Ltd is 55.7.
What is the Book Value of F Mec International Financial Services Ltd?
The Book Value of F Mec International Financial Services Ltd is 16.4.
What is the Dividend Yield of F Mec International Financial Services Ltd?
The Dividend Yield of F Mec International Financial Services Ltd is 0.00 %.
What is the ROCE of F Mec International Financial Services Ltd?
The ROCE of F Mec International Financial Services Ltd is 14.9 %.
What is the ROE of F Mec International Financial Services Ltd?
The ROE of F Mec International Financial Services Ltd is 12.4 %.
What is the Face Value of F Mec International Financial Services Ltd?
The Face Value of F Mec International Financial Services Ltd is 10.0.