Share Price and Basic Stock Data
Last Updated: January 10, 2026, 8:40 am
| PEG Ratio | -17.49 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Franklin Leasing & Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, focusing on leasing and finance solutions. The company reported a market capitalization of ₹17.4 Cr and a share price of ₹11.0. Over the years, revenue trends have exhibited variability. For instance, sales increased from ₹1.03 Cr in Mar 2014 to a peak of ₹12.98 Cr in Mar 2022, before declining to ₹11.77 Cr in Mar 2023. The trailing twelve months (TTM) sales stood at ₹13.25 Cr, indicating a slight recovery. Quarterly sales also showed fluctuations, with the latest quarter (Sep 2023) reporting ₹5.35 Cr. This volatility in revenue can be attributed to changing market conditions and operational challenges, including a significant drop in operating profit margins, which peaked at 171.16% in Mar 2023 but fell to -3.36% in Sep 2023, reflecting operational inefficiencies.
Profitability and Efficiency Metrics
In terms of profitability, Franklin Leasing has faced significant challenges. The company recorded a net profit of ₹0.14 Cr, leading to a price-to-earnings (P/E) ratio of 124, suggesting a high valuation relative to earnings. Return on equity (ROE) stood at 0.56%, while return on capital employed (ROCE) was slightly better at 0.93%, both of which are low compared to industry standards. Operating profit margin (OPM) is also concerning, reported at just 1.75%. The interest coverage ratio (ICR) of 5.08x indicates that the company can cover its interest expenses comfortably, but the overall low profitability raises questions about operational efficiency. Moreover, cash conversion cycle metrics reveal a concerning picture with days payable significantly fluctuating, indicating potential liquidity issues. The company’s ability to maintain profitability amidst high costs and operational inefficiencies remains a critical focus area.
Balance Sheet Strength and Financial Ratios
Franklin Leasing’s balance sheet reflects a conservative capital structure, with total borrowings recorded at ₹0.00 Cr, demonstrating a debt-free status. Reserves have grown to ₹22.24 Cr, providing a solid base for future growth. The price-to-book value (P/BV) ratio stood at 0.63x, suggesting the stock is undervalued compared to its book value of ₹24.02 per share. However, the current ratio of 41.22x and quick ratio of 35.38x indicate an excessively high liquidity position, which may not be optimal for growth. The asset turnover ratio of 0.35% suggests that the company is underutilizing its assets to generate sales. Furthermore, the enterprise value (EV) of ₹23.76 Cr against net operating revenue reflects a high valuation relative to revenue generation. These metrics highlight both strengths in liquidity and weaknesses in asset utilization, warranting a strategic review.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Franklin Leasing indicates a stable ownership structure, with promoters holding 26.98% of the shares, while domestic institutional investors (DIIs) hold a modest 1.08%. The public holds a significant 71.95%, reflecting a broad base of retail investor confidence. The number of shareholders has increased from 119 in Mar 2022 to 135 by Sep 2025, indicating growing interest among the public. However, the lack of foreign institutional investment (FIIs) could signal cautious sentiment from international investors regarding the company’s growth prospects. The steady promoter holding suggests commitment, but the low institutional participation may reflect concerns about profitability and operational performance. The mix of stakeholders could influence future strategic decisions and capital-raising efforts.
Outlook, Risks, and Final Insight
The outlook for Franklin Leasing & Finance Ltd remains cautious, with several risks and opportunities ahead. The company’s ability to enhance profitability and operational efficiency is paramount, especially given its low ROE and ROCE figures. Additionally, the volatility in revenue trends and operating margins poses a significant risk to investor confidence. However, the debt-free status and strong liquidity position provide a buffer against financial distress, allowing for potential reinvestment in growth initiatives. If the company can effectively manage its operational challenges and improve asset utilization, there is potential for recovery. Conversely, persistent inefficiencies and the absence of foreign investment could hinder growth prospects. The ability to attract institutional interest could be a game-changer, bolstering confidence and facilitating strategic expansion.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.8 Cr. | 1.38 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.13 Cr. | 0.71 | 7.55/0.62 | 21.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 384 Cr. | 59.1 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.4 Cr. | 15.8 | 26.2/15.0 | 10.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 31.5 Cr. | 70.0 | 152/66.1 | 16.8 | 238 | 1.43 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,911.06 Cr | 401.68 | 52.39 | 515.00 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2019 | Mar 2020 | Sep 2020 | Mar 2021 | Sep 2021 | Mar 2022 | Sep 2022 | Mar 2023 | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.26 | 3.10 | 0.14 | 4.10 | 6.02 | 6.96 | 5.98 | 5.79 | 5.35 | 5.89 | 8.89 | 4.70 | 8.55 |
| Expenses | 0.13 | 3.00 | 0.10 | 3.34 | 0.13 | 2.85 | 5.77 | -4.12 | 5.53 | 5.42 | 8.66 | 4.58 | 8.40 |
| Operating Profit | 0.13 | 0.10 | 0.04 | 0.76 | 5.89 | 4.11 | 0.21 | 9.91 | -0.18 | 0.47 | 0.23 | 0.12 | 0.15 |
| OPM % | 50.00% | 3.23% | 28.57% | 18.54% | 97.84% | 59.05% | 3.51% | 171.16% | -3.36% | 7.98% | 2.59% | 2.55% | 1.75% |
| Other Income | 0.00 | 0.00 | 0.00 | -0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.53 | 5.63 | 4.08 | 0.00 | 9.91 | 0.02 | 0.01 | 0.00 | 0.07 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.13 | 0.10 | 0.04 | 0.20 | 0.26 | 0.03 | 0.21 | 0.00 | -0.20 | 0.46 | 0.23 | 0.05 | 0.14 |
| Tax % | 30.77% | 30.00% | 25.00% | 30.00% | 26.92% | 33.33% | 23.81% | 0.00% | 15.22% | 26.09% | 20.00% | 28.57% | |
| Net Profit | 0.10 | 0.07 | 0.03 | 0.14 | 0.19 | 0.01 | 0.16 | 0.00 | -0.20 | 0.39 | 0.17 | 0.04 | 0.10 |
| EPS in Rs | 0.06 | 0.04 | 0.02 | 0.09 | 0.12 | 0.01 | 0.10 | 0.00 | -0.13 | 0.25 | 0.11 | 0.03 | 0.06 |
Last Updated: December 26, 2025, 11:06 pm
Below is a detailed analysis of the quarterly data for Franklin Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 8.55 Cr.. The value appears strong and on an upward trend. It has increased from 4.70 Cr. (Mar 2025) to 8.55 Cr., marking an increase of 3.85 Cr..
- For Expenses, as of Sep 2025, the value is 8.40 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4.58 Cr. (Mar 2025) to 8.40 Cr., marking an increase of 3.82 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.15 Cr.. The value appears strong and on an upward trend. It has increased from 0.12 Cr. (Mar 2025) to 0.15 Cr., marking an increase of 0.03 Cr..
- For OPM %, as of Sep 2025, the value is 1.75%. The value appears to be declining and may need further review. It has decreased from 2.55% (Mar 2025) to 1.75%, marking a decrease of 0.80%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.07 Cr. (Mar 2025) to 0.01 Cr., marking a decrease of 0.06 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.14 Cr.. The value appears strong and on an upward trend. It has increased from 0.05 Cr. (Mar 2025) to 0.14 Cr., marking an increase of 0.09 Cr..
- For Tax %, as of Sep 2025, the value is 28.57%. The value appears to be increasing, which may not be favorable. It has increased from 20.00% (Mar 2025) to 28.57%, marking an increase of 8.57%.
- For Net Profit, as of Sep 2025, the value is 0.10 Cr.. The value appears strong and on an upward trend. It has increased from 0.04 Cr. (Mar 2025) to 0.10 Cr., marking an increase of 0.06 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.06. The value appears strong and on an upward trend. It has increased from 0.03 (Mar 2025) to 0.06, marking an increase of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:43 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.03 | 1.85 | 1.82 | 4.27 | 2.95 | 2.65 | 3.36 | 4.24 | 12.98 | 11.77 | 11.24 | 13.58 | 13.25 |
| Expenses | 0.87 | 1.34 | 1.59 | 3.91 | 2.69 | 2.38 | 3.12 | 3.43 | 2.98 | 1.56 | 10.97 | 13.23 | 12.98 |
| Operating Profit | 0.16 | 0.51 | 0.23 | 0.36 | 0.26 | 0.27 | 0.24 | 0.81 | 10.00 | 10.21 | 0.27 | 0.35 | 0.27 |
| OPM % | 15.53% | 27.57% | 12.64% | 8.43% | 8.81% | 10.19% | 7.14% | 19.10% | 77.04% | 86.75% | 2.40% | 2.58% | 2.04% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 | 9.71 | 10.00 | 0.02 | 0.07 | 0.08 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.51 | 0.23 | 0.36 | 0.26 | 0.27 | 0.24 | 0.27 | 0.29 | 0.21 | 0.25 | 0.28 | 0.19 |
| Tax % | 31.25% | 31.37% | 30.43% | 30.56% | 26.92% | 25.93% | 25.00% | 25.93% | 27.59% | 23.81% | 28.00% | 25.00% | |
| Net Profit | 0.11 | 0.35 | 0.16 | 0.25 | 0.19 | 0.20 | 0.17 | 0.20 | 0.21 | 0.15 | 0.19 | 0.21 | 0.14 |
| EPS in Rs | 15.24 | 0.30 | 0.14 | 0.16 | 0.12 | 0.13 | 0.11 | 0.13 | 0.13 | 0.10 | 0.12 | 0.13 | 0.09 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 218.18% | -54.29% | 56.25% | -24.00% | 5.26% | -15.00% | 17.65% | 5.00% | -28.57% | 26.67% | 10.53% |
| Change in YoY Net Profit Growth (%) | 0.00% | -272.47% | 110.54% | -80.25% | 29.26% | -20.26% | 32.65% | -12.65% | -33.57% | 55.24% | -16.14% |
Franklin Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 32% |
| 3 Years: | 2% |
| TTM: | 21% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -5% |
| 5 Years: | 4% |
| 3 Years: | 0% |
| TTM: | 11% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | -17% |
| 3 Years: | 13% |
| 1 Year: | -6% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 1% |
| 3 Years: | 0% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:30 pm
Balance Sheet
Last Updated: December 4, 2025, 2:53 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.72 | 11.56 | 11.56 | 15.78 | 15.78 | 15.78 | 15.78 | 15.78 | 15.78 | 15.78 | 15.78 | 15.78 | 15.78 |
| Reserves | 28.61 | 18.10 | 18.26 | 20.61 | 20.80 | 21.00 | 21.19 | 21.15 | 21.36 | 21.50 | 21.95 | 22.13 | 22.24 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 82.50 | 82.50 | 82.50 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 6.26 | 0.34 | 0.52 | 2.89 | 1.41 | 1.19 | 2.06 | 2.63 | 8.27 | 18.09 | 0.13 | 1.08 | 1.06 |
| Total Liabilities | 35.59 | 30.00 | 30.34 | 39.28 | 37.99 | 37.97 | 39.03 | 122.06 | 127.91 | 137.87 | 37.86 | 38.99 | 39.08 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.61 | 0.99 | 0.51 | 0.09 | 1.69 | 3.67 | 7.68 | 11.91 | 12.02 | 12.26 | 11.62 | 3.96 |
| Other Assets | 35.59 | 29.39 | 29.35 | 38.77 | 37.90 | 36.28 | 35.36 | 114.38 | 116.00 | 125.85 | 25.60 | 27.37 | 35.12 |
| Total Assets | 35.59 | 30.00 | 30.34 | 39.28 | 37.99 | 37.97 | 39.03 | 122.06 | 127.91 | 137.87 | 37.86 | 38.99 | 39.08 |
Below is a detailed analysis of the balance sheet data for Franklin Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 15.78 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 15.78 Cr..
- For Reserves, as of Sep 2025, the value is 22.24 Cr.. The value appears strong and on an upward trend. It has increased from 22.13 Cr. (Mar 2025) to 22.24 Cr., marking an increase of 0.11 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.06 Cr.. The value appears to be improving (decreasing). It has decreased from 1.08 Cr. (Mar 2025) to 1.06 Cr., marking a decrease of 0.02 Cr..
- For Total Liabilities, as of Sep 2025, the value is 39.08 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 38.99 Cr. (Mar 2025) to 39.08 Cr., marking an increase of 0.09 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 3.96 Cr.. The value appears to be declining and may need further review. It has decreased from 11.62 Cr. (Mar 2025) to 3.96 Cr., marking a decrease of 7.66 Cr..
- For Other Assets, as of Sep 2025, the value is 35.12 Cr.. The value appears strong and on an upward trend. It has increased from 27.37 Cr. (Mar 2025) to 35.12 Cr., marking an increase of 7.75 Cr..
- For Total Assets, as of Sep 2025, the value is 39.08 Cr.. The value appears strong and on an upward trend. It has increased from 38.99 Cr. (Mar 2025) to 39.08 Cr., marking an increase of 0.09 Cr..
Notably, the Reserves (22.24 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.16 | 0.51 | 0.23 | 0.36 | 0.26 | 0.27 | 0.24 | -81.69 | -72.50 | -72.29 | 0.27 | 0.35 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 14.17 | 1.97 | 4.01 | 14.53 | 64.34 | 71.62 | 1.09 | 53.37 | 44.15 | 88.38 | 25.65 | 0.00 |
| Inventory Days | 26.71 | 150.76 | 94.81 | 316.09 | 82.42 | 0.00 | 10.58 | 103.07 | 103.51 | 1,354.34 | 181.81 | 159.81 |
| Days Payable | 2,733.05 | 39.67 | 109.03 | 294.62 | 211.94 | 257.88 | 0.00 | 0.00 | 208.11 | 0.69 | 26.59 | |
| Cash Conversion Cycle | -2,692.17 | 113.06 | -10.21 | 36.00 | -65.18 | 71.62 | -246.21 | 156.45 | 147.66 | 1,234.61 | 206.78 | 133.23 |
| Working Capital Days | 10,095.97 | 5,713.73 | 5,611.37 | 2,979.84 | 4,356.49 | -27.55 | -160.77 | -20.66 | -115.57 | -284.37 | 252.64 | 170.41 |
| ROCE % | 0.55% | 1.73% | 0.77% | 1.09% | 0.71% | 0.74% | 0.65% | 1.04% | 8.37% | 8.53% | 0.34% | 0.93% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.32 | 0.01 | 0.01 | 0.01 | 0.13 |
| Diluted EPS (Rs.) | 1.32 | 0.01 | 0.01 | 0.01 | 0.13 |
| Cash EPS (Rs.) | 0.13 | 0.11 | 0.09 | 0.12 | 0.12 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 24.02 | 23.91 | 23.62 | 23.53 | 23.40 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 24.02 | 23.91 | 23.62 | 23.53 | 23.40 |
| Revenue From Operations / Share (Rs.) | 8.60 | 7.12 | 7.44 | 8.22 | 2.68 |
| PBDIT / Share (Rs.) | 0.22 | 0.17 | 6.42 | 6.33 | 0.50 |
| PBIT / Share (Rs.) | 0.22 | 0.17 | 6.42 | 6.33 | 0.50 |
| PBT / Share (Rs.) | 0.17 | 0.16 | 0.13 | 0.18 | 0.16 |
| Net Profit / Share (Rs.) | 0.13 | 0.11 | 0.09 | 0.12 | 0.12 |
| PBDIT Margin (%) | 2.57 | 2.43 | 86.26 | 77.08 | 18.98 |
| PBIT Margin (%) | 2.57 | 2.43 | 86.26 | 77.08 | 18.98 |
| PBT Margin (%) | 2.06 | 2.25 | 1.76 | 2.21 | 6.34 |
| Net Profit Margin (%) | 1.53 | 1.67 | 1.30 | 1.58 | 4.69 |
| Return on Networth / Equity (%) | 0.54 | 0.49 | 0.41 | 0.55 | 0.53 |
| Return on Capital Employeed (%) | 0.91 | 0.72 | 26.92 | 26.70 | 2.15 |
| Return On Assets (%) | 0.53 | 0.49 | 0.11 | 0.16 | 0.16 |
| Total Debt / Equity (X) | 0.00 | 0.00 | 2.21 | 2.22 | 2.23 |
| Asset Turnover Ratio (%) | 0.35 | 0.12 | 0.08 | 0.10 | 0.05 |
| Current Ratio (X) | 41.22 | 1265.92 | 1.38 | 1.41 | 1.44 |
| Quick Ratio (X) | 35.38 | 1089.48 | 1.33 | 1.41 | 1.43 |
| Inventory Turnover Ratio (X) | 2.51 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 5.08 | 14.06 | 1.02 | 1.03 | 1.50 |
| Interest Coverage Ratio (Post Tax) (X) | 4.02 | 10.67 | 1.02 | 1.02 | 1.37 |
| Enterprise Value (Cr.) | 23.76 | 19.00 | 105.80 | 92.93 | 96.62 |
| EV / Net Operating Revenue (X) | 1.75 | 1.69 | 9.01 | 7.17 | 22.85 |
| EV / EBITDA (X) | 67.92 | 69.50 | 10.44 | 9.30 | 120.40 |
| MarketCap / Net Operating Revenue (X) | 1.78 | 1.79 | 2.00 | 0.81 | 3.98 |
| Price / BV (X) | 0.63 | 0.53 | 0.63 | 0.28 | 0.45 |
| Price / Net Operating Revenue (X) | 1.78 | 1.79 | 2.00 | 0.81 | 3.98 |
| EarningsYield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
After reviewing the key financial ratios for Franklin Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.32. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 1.32, marking an increase of 1.31.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.32. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 1.32, marking an increase of 1.31.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 3. It has increased from 0.11 (Mar 24) to 0.13, marking an increase of 0.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.02. It has increased from 23.91 (Mar 24) to 24.02, marking an increase of 0.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.02. It has increased from 23.91 (Mar 24) to 24.02, marking an increase of 0.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 8.60. It has increased from 7.12 (Mar 24) to 8.60, marking an increase of 1.48.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 2. It has increased from 0.17 (Mar 24) to 0.22, marking an increase of 0.05.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.22. This value is within the healthy range. It has increased from 0.17 (Mar 24) to 0.22, marking an increase of 0.05.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.17. This value is within the healthy range. It has increased from 0.16 (Mar 24) to 0.17, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 2. It has increased from 0.11 (Mar 24) to 0.13, marking an increase of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 2.57. This value is below the healthy minimum of 10. It has increased from 2.43 (Mar 24) to 2.57, marking an increase of 0.14.
- For PBIT Margin (%), as of Mar 25, the value is 2.57. This value is below the healthy minimum of 10. It has increased from 2.43 (Mar 24) to 2.57, marking an increase of 0.14.
- For PBT Margin (%), as of Mar 25, the value is 2.06. This value is below the healthy minimum of 10. It has decreased from 2.25 (Mar 24) to 2.06, marking a decrease of 0.19.
- For Net Profit Margin (%), as of Mar 25, the value is 1.53. This value is below the healthy minimum of 5. It has decreased from 1.67 (Mar 24) to 1.53, marking a decrease of 0.14.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.54. This value is below the healthy minimum of 15. It has increased from 0.49 (Mar 24) to 0.54, marking an increase of 0.05.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.91. This value is below the healthy minimum of 10. It has increased from 0.72 (Mar 24) to 0.91, marking an increase of 0.19.
- For Return On Assets (%), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 5. It has increased from 0.49 (Mar 24) to 0.53, marking an increase of 0.04.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.35. It has increased from 0.12 (Mar 24) to 0.35, marking an increase of 0.23.
- For Current Ratio (X), as of Mar 25, the value is 41.22. This value exceeds the healthy maximum of 3. It has decreased from 1,265.92 (Mar 24) to 41.22, marking a decrease of 1,224.70.
- For Quick Ratio (X), as of Mar 25, the value is 35.38. This value exceeds the healthy maximum of 2. It has decreased from 1,089.48 (Mar 24) to 35.38, marking a decrease of 1,054.10.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 2.51. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 2.51, marking an increase of 2.51.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 5.08. This value is within the healthy range. It has decreased from 14.06 (Mar 24) to 5.08, marking a decrease of 8.98.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.02. This value is within the healthy range. It has decreased from 10.67 (Mar 24) to 4.02, marking a decrease of 6.65.
- For Enterprise Value (Cr.), as of Mar 25, the value is 23.76. It has increased from 19.00 (Mar 24) to 23.76, marking an increase of 4.76.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.75. This value is within the healthy range. It has increased from 1.69 (Mar 24) to 1.75, marking an increase of 0.06.
- For EV / EBITDA (X), as of Mar 25, the value is 67.92. This value exceeds the healthy maximum of 15. It has decreased from 69.50 (Mar 24) to 67.92, marking a decrease of 1.58.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.78. This value is within the healthy range. It has decreased from 1.79 (Mar 24) to 1.78, marking a decrease of 0.01.
- For Price / BV (X), as of Mar 25, the value is 0.63. This value is below the healthy minimum of 1. It has increased from 0.53 (Mar 24) to 0.63, marking an increase of 0.10.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.78. This value is within the healthy range. It has decreased from 1.79 (Mar 24) to 1.78, marking a decrease of 0.01.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Franklin Leasing & Finance Ltd:
- Net Profit Margin: 1.53%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.91% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.54% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4.02
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 35.38
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 124 (Industry average Stock P/E: 52.39)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.53%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | B 53 Ganesh Nagar II Shakarpur Delhi Delhi 110092 | franklinleasingfinance@gmail.com www.franklinleasing.in |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Sujata Das | Managing Director |
| Mr. Jagannath Jha | Executive Director |
| Ms. Sunitha Gupta | Independent Director |
| Mr. Barun Naskar | Independent Director |
| Mr. Jagdev Yadav | Independent Director |
FAQ
What is the intrinsic value of Franklin Leasing & Finance Ltd?
Franklin Leasing & Finance Ltd's intrinsic value (as of 13 January 2026) is ₹13.66 which is 24.18% higher the current market price of ₹11.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹17.4 Cr. market cap, FY2025-2026 high/low of ₹17.1/10.2, reserves of ₹22.24 Cr, and liabilities of ₹39.08 Cr.
What is the Market Cap of Franklin Leasing & Finance Ltd?
The Market Cap of Franklin Leasing & Finance Ltd is 17.4 Cr..
What is the current Stock Price of Franklin Leasing & Finance Ltd as on 13 January 2026?
The current stock price of Franklin Leasing & Finance Ltd as on 13 January 2026 is ₹11.0.
What is the High / Low of Franklin Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Franklin Leasing & Finance Ltd stocks is ₹17.1/10.2.
What is the Stock P/E of Franklin Leasing & Finance Ltd?
The Stock P/E of Franklin Leasing & Finance Ltd is 124.
What is the Book Value of Franklin Leasing & Finance Ltd?
The Book Value of Franklin Leasing & Finance Ltd is 24.1.
What is the Dividend Yield of Franklin Leasing & Finance Ltd?
The Dividend Yield of Franklin Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Franklin Leasing & Finance Ltd?
The ROCE of Franklin Leasing & Finance Ltd is 0.93 %.
What is the ROE of Franklin Leasing & Finance Ltd?
The ROE of Franklin Leasing & Finance Ltd is 0.56 %.
What is the Face Value of Franklin Leasing & Finance Ltd?
The Face Value of Franklin Leasing & Finance Ltd is 10.0.