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Last Updated: April 2, 2026, 4:37 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 539839 | NSE: FRANKLIN

Franklin Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹11.12Undervalued by 24.66%vs CMP ₹8.92

P/E (101.0) × ROE (0.6%) × BV (₹24.10) × DY (2.00%)

₹6.66Overvalued by 25.34%vs CMP ₹8.92
MoS: -33.9% (Negative)Confidence: 50/100 (Moderate)Models: 2 Under, 5 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹10.3326%Under (+15.8%)
Graham NumberEarnings₹6.9919%Over (-21.6%)
Earnings PowerEarnings₹0.9815%Over (-89%)
DCFCash Flow₹0.8715%Over (-90.2%)
Net Asset ValueAssets₹24.058%Under (+169.6%)
Earnings YieldEarnings₹0.908%Over (-89.9%)
ROCE CapitalReturns₹4.318%Over (-51.7%)
Consensus (7 models)₹6.66100%Overvalued
Key Drivers: P/E of 101 makes PE-ROE unreliable — asset/earnings models are better benchmarks. | ROE 0.6% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -7.1%

*Investments are subject to market risks

Investment Snapshot

43
Franklin Leasing & Finance Ltd scores 43/100 (Weak)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health46/100 · Moderate
ROCE 0.9% WeakROE 0.6% WeakD/E 2.23 High debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 27.0% Stable
Earnings Quality40/100 · Moderate
Working capital: 170 days Capital intensive
Quarterly Momentum50/100 · Moderate
Industry Rank30/100 · Weak
P/E 101.0 vs industry 101.6 In-lineROCE 0.9% vs industry 15.8% Below peersROE 0.6% vs industry 8.8% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Franklin Leasing & Finance Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
30/100
Low
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 101.0 vs Ind 101.6 | ROCE 0.9% | ROE 0.6% | CFO/NP N/A
Balance Sheet Stress
30/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 2.23x | IntCov 0.0x | Current 1.44x | Borrow/Reserve 0.00x
Cash Flow Reliability
43/100
Mixed
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹0 Cr | CFO/NP N/A
Ownership Accumulation
0
Neutral
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII N/A | DII 0.00 pp | Prom 0.00 pp
Business Momentum
+100
Stable
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales N/A | Q NP +150.0% | Q OPM N/A
Derived FieldValueHow it is derived
Valuation Gap %-25.3%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves0.00xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII ChangeN/ALatest FII% minus previous FII%
DII Change0.00 ppLatest DII% minus previous DII%
Promoter Change0.00 ppLatest promoter% minus previous promoter%
Shareholder Count Change-1Latest shareholder count minus previous count
Quarterly Sales ChangeN/ALatest quarter sales vs previous quarter sales
Quarterly Profit Change+150.0%Latest quarter net profit vs previous quarter net profit
Quarterly OPM ChangeN/ALatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:37 am

Market Cap 14.1 Cr.
Current Price 8.92
Intrinsic Value₹6.66
High / Low 13.5/8.92
Stock P/E101
Book Value 24.1
Dividend Yield0.00 %
ROCE0.93 %
ROE0.56 %
Face Value 10.0
PEG Ratio-14.24

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Franklin Leasing & Finance Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Franklin Leasing & Finance Ltd 14.1 Cr. 8.92 13.5/8.92101 24.10.00 %0.93 %0.56 % 10.0
India Cements Capital Ltd 24.4 Cr. 11.2 20.1/9.14102 8.500.00 %1.31 %3.10 % 10.0
Abate As Industries Ltd 175 Cr. 11.1 26.2/9.6293.3 10.40.00 %0.65 %0.66 % 10.0
BCL Enterprises Ltd 5.71 Cr. 0.49 0.98/0.45114 1.180.00 %5.13 %5.32 % 1.00
Mufin Green Finance Ltd 1,765 Cr. 102 126/63.183.7 18.40.00 %12.6 %7.89 % 1.00
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of Franklin Leasing & Finance Ltd

Quarterly Result

MetricSep 2019Mar 2020Sep 2020Mar 2021Sep 2021Mar 2022Sep 2022Mar 2023Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025
Revenue0.263.100.144.106.026.965.985.795.355.898.894.708.55
Interest 0.000.000.000.535.634.080.009.910.020.010.000.070.01
Expenses 0.133.000.103.340.132.855.77-4.125.535.428.664.588.40
Financing Profit0.130.100.040.230.260.030.210.00-0.200.460.230.050.14
Financing Margin %50.00%3.23%28.57%5.61%4.32%0.43%3.51%0.00%-3.74%7.81%2.59%1.06%1.64%
Other Income 0.000.000.00-0.030.000.000.000.000.000.000.000.000.00
Depreciation 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax 0.130.100.040.200.260.030.210.00-0.200.460.230.050.14
Tax % 30.77%30.00%25.00%30.00%26.92%33.33%23.81%0.00%15.22%26.09%20.00%28.57%
Net Profit 0.100.070.030.140.190.010.160.00-0.200.390.170.040.10
EPS in Rs 0.060.040.020.090.120.010.100.00-0.130.250.110.030.06
Gross NPA %
Net NPA %

Last Updated: February 1, 2026, 11:16 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 5:20 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue1.031.851.824.272.952.653.364.2412.9811.7711.2413.5813.25
Interest 0.000.000.000.000.000.000.000.549.7110.000.020.070.08
Expenses 0.871.341.593.912.692.383.123.432.981.5610.9713.2312.98
Financing Profit0.160.510.230.360.260.270.240.270.290.210.250.280.19
Financing Margin %15.53%27.57%12.64%8.43%8.81%10.19%7.14%6.37%2.23%1.78%2.22%2.06%1.43%
Other Income 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax 0.160.510.230.360.260.270.240.270.290.210.250.280.19
Tax % 31.25%31.37%30.43%30.56%26.92%25.93%25.00%25.93%27.59%23.81%28.00%25.00%
Net Profit 0.110.350.160.250.190.200.170.200.210.150.190.210.14
EPS in Rs 15.240.300.140.160.120.130.110.130.130.100.120.130.09
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)218.18%-54.29%56.25%-24.00%5.26%-15.00%17.65%5.00%-28.57%26.67%10.53%
Change in YoY Net Profit Growth (%)0.00%-272.47%110.54%-80.25%29.26%-20.26%32.65%-12.65%-33.57%55.24%-16.14%

Franklin Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:22%
5 Years:32%
3 Years:2%
TTM:21%
Compounded Profit Growth
10 Years:-5%
5 Years:4%
3 Years:0%
TTM:11%
Stock Price CAGR
10 Years:%
5 Years:-17%
3 Years:13%
1 Year:-6%
Return on Equity
10 Years:1%
5 Years:1%
3 Years:0%
Last Year:1%

Last Updated: September 5, 2025, 3:30 pm

Balance Sheet

Last Updated: February 1, 2026, 2:48 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 0.7211.5611.5615.7815.7815.7815.7815.7815.7815.7815.7815.7815.78
Reserves 28.6118.1018.2620.6120.8021.0021.1921.1521.3621.5021.9522.1322.24
Borrowing0.000.000.000.000.000.000.0082.5082.5082.500.000.000.00
Other Liabilities 6.260.340.522.891.411.192.062.638.2718.090.131.081.06
Total Liabilities 35.5930.0030.3439.2837.9937.9739.03122.06127.91137.8737.8638.9939.08
Fixed Assets 0.000.000.000.000.000.000.000.000.000.000.000.000.00
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 0.000.610.990.510.091.693.677.6811.9112.0212.2611.623.96
Other Assets 35.5929.3929.3538.7737.9036.2835.36114.38116.00125.8525.6027.3735.12
Total Assets 35.5930.0030.3439.2837.9937.9739.03122.06127.91137.8737.8638.9939.08

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -2.17-0.111.13-6.63-0.150.901.63-80.121.620.241.12-1.35
Cash from Investing Activity + 2.53-0.61-0.380.480.42-1.60-1.980.00-4.23-0.110.230.64
Cash from Financing Activity + 0.000.000.006.340.000.000.0082.500.000.00-0.470.00
Net Cash Flow 0.36-0.720.750.180.27-0.70-0.352.38-2.610.130.88-0.70
Free Cash Flow -2.17-0.111.13-6.63-0.150.901.63-80.121.620.241.35-0.71
CFO/OP -1,356%-22%526%-1,842%73%333%708%-9,875%17%2%433%-366%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow0.871.341.593.912.692.383.12-79.07-79.52-80.9410.9713.23

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 14.171.974.0114.5364.3471.621.0953.3744.1588.3825.650.00
Inventory Days 26.71150.7694.81316.0982.420.0010.58103.07103.511,354.34181.81159.81
Days Payable 2,733.0539.67109.03294.62211.94257.880.000.00208.110.6926.59
Cash Conversion Cycle -2,692.17113.06-10.2136.00-65.1871.62-246.21156.45147.661,234.61206.78133.23
Working Capital Days 10,095.975,713.735,611.372,979.844,356.49-27.55-160.77-20.66-115.57-284.37252.64170.41
ROCE %0.55%1.73%0.77%1.09%0.71%0.74%0.65%1.04%8.37%8.53%0.34%0.93%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthJun 2022Sep 2022Dec 2022Mar 2023Sep 2023Mar 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 26.98%26.98%26.98%26.98%26.98%26.98%26.98%26.98%26.98%26.98%26.98%26.98%
DIIs 1.08%1.08%1.08%1.08%1.08%1.08%1.08%1.08%1.08%1.08%1.08%1.08%
Public 71.95%71.95%71.95%71.95%71.96%71.95%71.96%71.96%71.94%71.95%71.95%71.95%
No. of Shareholders 122126117116110124118120131132135134

Shareholding Pattern Chart

No. of Shareholders

Franklin Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 1.320.010.010.010.13
Diluted EPS (Rs.) 1.320.010.010.010.13
Cash EPS (Rs.) 0.130.110.090.120.12
Book Value[Excl.RevalReserv]/Share (Rs.) 24.0223.9123.6223.5323.40
Book Value[Incl.RevalReserv]/Share (Rs.) 24.0223.9123.6223.5323.40
Revenue From Operations / Share (Rs.) 8.607.127.448.222.68
PBDIT / Share (Rs.) 0.220.176.426.330.50
PBIT / Share (Rs.) 0.220.176.426.330.50
PBT / Share (Rs.) 0.170.160.130.180.16
Net Profit / Share (Rs.) 0.130.110.090.120.12
PBDIT Margin (%) 2.572.4386.2677.0818.98
PBIT Margin (%) 2.572.4386.2677.0818.98
PBT Margin (%) 2.062.251.762.216.34
Net Profit Margin (%) 1.531.671.301.584.69
Return on Networth / Equity (%) 0.540.490.410.550.53
Return on Capital Employeed (%) 0.910.7226.9226.702.15
Return On Assets (%) 0.530.490.110.160.16
Total Debt / Equity (X) 0.000.002.212.222.23
Asset Turnover Ratio (%) 0.350.120.080.100.05
Current Ratio (X) 41.221265.921.381.411.44
Quick Ratio (X) 35.381089.481.331.411.43
Inventory Turnover Ratio (X) 2.510.000.000.000.00
Interest Coverage Ratio (X) 5.0814.061.021.031.50
Interest Coverage Ratio (Post Tax) (X) 4.0210.671.021.021.37
Enterprise Value (Cr.) 23.7619.00105.8092.9396.62
EV / Net Operating Revenue (X) 1.751.699.017.1722.85
EV / EBITDA (X) 67.9269.5010.449.30120.40
MarketCap / Net Operating Revenue (X) 1.781.792.000.813.98
Price / BV (X) 0.630.530.630.280.45
Price / Net Operating Revenue (X) 1.781.792.000.813.98
EarningsYield 0.010.010.010.010.01

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Franklin Leasing & Finance Ltd. is a Public Limited Listed company incorporated on 16/03/1992 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L74899DL1992PLC048028 and registration number is 048028. Currently Company is involved in the business activities of Activities of holding companies. Company's Total Operating Revenue is Rs. 13.58 Cr. and Equity Capital is Rs. 15.78 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)B 53 Ganesh Nagar II Shakarpur Delhi Delhi 110092Contact not found
Management
NamePosition Held
Mrs. Sujata DasManaging Director
Mr. Jagannath JhaExecutive Director
Ms. Sunitha GuptaIndependent Director
Mr. Barun NaskarIndependent Director
Mr. Jagdev YadavIndependent Director

FAQ

What is the intrinsic value of Franklin Leasing & Finance Ltd and is it undervalued?

As of 04 April 2026, Franklin Leasing & Finance Ltd's intrinsic value is ₹6.66, which is 25.34% lower than the current market price of ₹8.92, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (0.56 %), book value (₹24.1), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Franklin Leasing & Finance Ltd?

Franklin Leasing & Finance Ltd is trading at ₹8.92 as of 04 April 2026, with a FY2026-2027 high of ₹13.5 and low of ₹8.92. The stock is currently near its 52-week low. Market cap stands at ₹14.1 Cr..

How does Franklin Leasing & Finance Ltd's P/E ratio compare to its industry?

Franklin Leasing & Finance Ltd has a P/E ratio of 101, which is below the industry average of 101.56. This is broadly in line with or below the industry average.

Is Franklin Leasing & Finance Ltd financially healthy?

Key indicators for Franklin Leasing & Finance Ltd: ROCE of 0.93 % is on the lower side compared to the industry average of 15.81%; ROE of 0.56 % is below ideal levels (industry average: 8.84%). Dividend yield is 0.00 %.

Is Franklin Leasing & Finance Ltd profitable and how is the profit trend?

Franklin Leasing & Finance Ltd reported a net profit of ₹0 Cr in Mar 2025 on revenue of ₹14 Cr. Compared to ₹0 Cr in Mar 2022, the net profit shows a mixed trend.

Does Franklin Leasing & Finance Ltd pay dividends?

Franklin Leasing & Finance Ltd has a dividend yield of 0.00 % at the current price of ₹8.92. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Franklin Leasing & Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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