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Last Updated: March 3, 2026, 2:16 pm
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 543652 | NSE: FUSION

Fusion Micro Finance Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: March 3, 2026, 2:16 pm

Market Cap 2,940 Cr.
Current Price 182
Intrinsic Value₹437.05
High / Low 212/124
Stock P/E
Book Value 118
Dividend Yield0.00 %
ROCE2.96 %
ROE54.5 %
Face Value 10.0
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Fusion Micro Finance Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Fusion Micro Finance Ltd 2,940 Cr. 182 212/124 1180.00 %2.96 %54.5 % 10.0
Blue Pearl Texspin Ltd 2,792 Cr. 46.3 115/17.35,698 1.010.00 %2.57 %2.12 % 1.00
Websol Energy System Ltd 2,277 Cr. 54.0 160/51.69.90 9.270.00 %59.2 %80.2 % 1.00
Ador Fontech Ltd 1,796 Cr. 1,032 1,260/78825.3 2831.94 %20.3 %13.9 % 10.0
Algoquant Fintech Ltd 1,718 Cr. 61.1 91.7/43.795.8 4.010.00 %32.8 %38.1 % 1.00
Industry Average7,519.09 Cr200.80258.04219.100.28%11.73%22.92%9.00

All Competitor Stocks of Fusion Micro Finance Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue459501531547593646688692474466434401416
Interest 168174183191201215223227214179149134123
Expenses 163192208213243286532884773458387318284
Financing Profit128134140143149145-67-420-513-171-101-529
Financing Margin %28%27%26%26%25%22%-10%-61%-108%-37%-23%-13%2%
Other Income 82022252029181291011328
Depreciation 2222232333222
Profit before tax 134152159166166172-51-410-508-165-92-2214
Tax % 23%25%24%24%24%23%-30%-26%42%0%0%0%0%
Net Profit 102115120126126133-36-305-719-165-92-2214
EPS in Rs 6.347.097.467.757.808.19-2.20-18.82-44.38-10.15-5.69-1.370.87
Gross NPA %3.69%3.46%3.20%2.68%3.04%2.89%5.46%9.41%12.58%7.92%5.43%4.61%4.38%
Net NPA %0.87%0.78%0.65%0.77%0.77%1.25%2.41%1.71%0.30%0.19%0.38%0.63%

Last Updated: March 3, 2026, 9:46 am

Below is a detailed analysis of the quarterly data for Fusion Micro Finance Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:

  • For Interest, as of Dec 2025, the value is 123.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 134.00 Cr. (Sep 2025) to 123.00 Cr., marking a decrease of 11.00 Cr..
  • For Expenses, as of Dec 2025, the value is 284.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 318.00 Cr. (Sep 2025) to 284.00 Cr., marking a decrease of 34.00 Cr..
  • For Other Income, as of Dec 2025, the value is 8.00 Cr.. The value appears to be declining and may need further review. It has decreased from 32.00 Cr. (Sep 2025) to 8.00 Cr., marking a decrease of 24.00 Cr..
  • For Depreciation, as of Dec 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 2.00 Cr..
  • For Profit before tax, as of Dec 2025, the value is 14.00 Cr.. The value appears strong and on an upward trend. It has increased from -22.00 Cr. (Sep 2025) to 14.00 Cr., marking an increase of 36.00 Cr..
  • For Tax %, as of Dec 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00%.
  • For Net Profit, as of Dec 2025, the value is 14.00 Cr.. The value appears strong and on an upward trend. It has increased from -22.00 Cr. (Sep 2025) to 14.00 Cr., marking an increase of 36.00 Cr..
  • For EPS in Rs, as of Dec 2025, the value is 0.87. The value appears strong and on an upward trend. It has increased from -1.37 (Sep 2025) to 0.87, marking an increase of 2.24.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 5:25 am

MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue2664947208561,1511,7422,3172,3201,718
Interest 137254338375496643791844586
Expenses 1821722904376766389492,6461,447
Financing Profit-53689343-20461577-1,170-315
Financing Margin %-20%14%13%5%-2%26%25%-50%-18%
Other Income 1310175058964961
Depreciation 22345791211
Profit before tax -54681005724512663-1,133-265
Tax % -26%26%30%23%11%24%24%8%
Net Profit -3951704422387505-1,225-265
EPS in Rs -5.704.815.143.251.6123.9731.17-75.54-16.34
Dividend Payout % 0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)230.77%37.25%-37.14%-50.00%1659.09%30.49%-342.57%
Change in YoY Net Profit Growth (%)0.00%-193.51%-74.40%-12.86%1709.09%-1628.60%-373.07%

Fusion Micro Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:26%
3 Years:26%
TTM:-17%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:-467%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:%
1 Year:-44%
Return on Equity
10 Years:%
5 Years:-3%
3 Years:-5%
Last Year:-55%

Last Updated: September 5, 2025, 3:30 pm

Balance Sheet

Last Updated: February 1, 2026, 2:49 am

MonthMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 4162797983100101101131
Reserves 2145641,1201,1671,2552,2222,7481,5431,787
Borrowing1,6082,9292,9744,4325,7766,7788,6166,4024,934
Other Liabilities 1065667159177263310247239
Total Liabilities 1,9683,6114,2405,8387,2909,36411,7748,2937,090
Fixed Assets 566181921312742
CWIP 000000220
Investments 000000222
Other Assets 1,9633,6044,2335,8207,2719,34211,7398,2617,047
Total Assets 1,9683,6114,2405,8387,2909,36411,7748,2937,090

Below is a detailed analysis of the balance sheet data for Fusion Micro Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2025, the value is 131.00 Cr.. The value appears strong and on an upward trend. It has increased from 101.00 Cr. (Mar 2025) to 131.00 Cr., marking an increase of 30.00 Cr..
  • For Reserves, as of Sep 2025, the value is 1,787.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,543.00 Cr. (Mar 2025) to 1,787.00 Cr., marking an increase of 244.00 Cr..
  • For Other Liabilities, as of Sep 2025, the value is 239.00 Cr.. The value appears to be improving (decreasing). It has decreased from 247.00 Cr. (Mar 2025) to 239.00 Cr., marking a decrease of 8.00 Cr..
  • For Total Liabilities, as of Sep 2025, the value is 7,090.00 Cr.. The value appears to be improving (decreasing). It has decreased from 8,293.00 Cr. (Mar 2025) to 7,090.00 Cr., marking a decrease of 1,203.00 Cr..
  • For Fixed Assets, as of Sep 2025, the value is 42.00 Cr.. The value appears strong and on an upward trend. It has increased from 27.00 Cr. (Mar 2025) to 42.00 Cr., marking an increase of 15.00 Cr..
  • For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 2.00 Cr..
  • For Investments, as of Sep 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2.00 Cr..
  • For Other Assets, as of Sep 2025, the value is 7,047.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,261.00 Cr. (Mar 2025) to 7,047.00 Cr., marking a decrease of 1,214.00 Cr..
  • For Total Assets, as of Sep 2025, the value is 7,090.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,293.00 Cr. (Mar 2025) to 7,090.00 Cr., marking a decrease of 1,203.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -597-1,418-749-793-1,641-1,663-1,3501,448
Cash from Investing Activity + 18415201018183174
Cash from Financing Activity + 7411,6315451,4591,4181,5841,843-2,214
Net Cash Flow 329229-184676-204-61524-692

Free Cash Flow

MonthMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow181.00170.00288.00433.00671.00632.00941.00-4.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 12%8%4%2%21%20%-55%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 68.18%68.18%67.92%57.70%57.71%57.71%57.71%57.71%57.71%55.02%54.96%54.92%
FIIs 5.98%5.43%5.15%6.74%5.97%3.95%2.82%0.56%1.69%2.99%3.92%4.89%
DIIs 13.56%16.51%15.37%22.81%23.28%22.79%19.19%18.13%16.91%12.57%11.88%11.94%
Public 12.00%9.62%11.02%12.26%12.65%15.17%19.90%23.24%23.32%29.19%29.01%28.03%
Others 0.28%0.25%0.54%0.48%0.40%0.37%0.37%0.37%0.37%0.23%0.23%0.23%
No. of Shareholders 35,52242,47859,39456,82456,75961,08777,70680,99977,22679,09776,68373,667

Shareholding Pattern Chart

No. of Shareholders

Fusion Micro Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
HDFC Banking & Financial Services Fund 2,832,089 1.16 51.931,767,1562026-01-26 07:18:3560.26%
ICICI Prudential Banking and Financial Services 2,553,376 0.43 46.821,083,0432026-01-26 07:18:35135.76%
Nippon India Value Fund 2,482,555 0.51 45.521,968,1422026-02-23 07:56:2326.14%
HDFC Dividend Yield Fund 1,993,530 0.62 36.56834,7572026-01-26 07:18:35138.82%
Aditya Birla Sun Life Banking and Financial Services Fund 1,008,352 0.51 18.49536,0792026-01-26 07:18:3588.1%
HDFC Balanced Advantage Fund 758,167 0.01 13.9N/AN/AN/A
Bandhan Financial Services Fund 651,506 1.07 11.95652,9962026-02-23 07:56:23-0.23%
Bandhan Business Cycle Fund 551,728 0.75 10.12443,3632026-02-23 07:56:2324.44%
HDFC Large and Mid Cap Fund 500,862 0.03 9.18N/AN/AN/A
ITI ELSS Tax Saver Fund 267,350 1.19 4.9133,7302026-02-23 07:56:2399.92%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 50.3043.292.675.5610.47
Diluted EPS (Rs.) 50.1143.132.645.4910.47
Cash EPS (Rs.) 51.1139.323.286.059.14
Book Value[Excl.RevalReserv]/Share (Rs.) 283.06231.39161.67157.69151.85
Book Value[Incl.RevalReserv]/Share (Rs.) 283.06231.39161.67157.69151.85
Revenue From Operations / Share (Rs.) 230.25173.59139.11108.2891.23
PBDIT / Share (Rs.) 145.41115.8263.5355.1455.76
PBIT / Share (Rs.) 144.51115.0862.8854.6455.44
PBT / Share (Rs.) 65.9251.022.957.1812.66
Net Profit / Share (Rs.) 50.2238.582.635.568.82
PBDIT Margin (%) 63.1566.7145.6650.9261.12
PBIT Margin (%) 62.7666.2945.2050.4660.76
PBT Margin (%) 28.6229.392.126.6313.88
Net Profit Margin (%) 21.8122.221.885.139.66
Return on Networth / Equity (%) 17.7416.671.623.525.80
Return on Capital Employeed (%) 49.8949.2222.6034.0636.14
Return On Assets (%) 4.294.130.290.751.64
Long Term Debt / Equity (X) 0.000.000.700.000.00
Total Debt / Equity (X) 3.012.924.323.562.48
Asset Turnover Ratio (%) 0.210.200.170.160.18
Current Ratio (X) 1.311.311.431.251.38
Quick Ratio (X) 1.311.311.431.251.38
Interest Coverage Ratio (X) 1.851.811.061.161.30
Interest Coverage Ratio (Post Tax) (X) 1.641.601.041.121.21
Enterprise Value (Cr.) 11666.529712.660.000.000.00
EV / Net Operating Revenue (X) 5.045.580.000.000.00
EV / EBITDA (X) 7.978.360.000.000.00
MarketCap / Net Operating Revenue (X) 2.012.300.000.000.00
Price / BV (X) 1.641.720.000.000.00
Price / Net Operating Revenue (X) 2.012.300.000.000.00
EarningsYield 0.100.090.000.000.00

After reviewing the key financial ratios for Fusion Micro Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 24, the value is 50.30. This value is within the healthy range. It has increased from 43.29 (Mar 23) to 50.30, marking an increase of 7.01.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 50.11. This value is within the healthy range. It has increased from 43.13 (Mar 23) to 50.11, marking an increase of 6.98.
  • For Cash EPS (Rs.), as of Mar 24, the value is 51.11. This value is within the healthy range. It has increased from 39.32 (Mar 23) to 51.11, marking an increase of 11.79.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 283.06. It has increased from 231.39 (Mar 23) to 283.06, marking an increase of 51.67.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 283.06. It has increased from 231.39 (Mar 23) to 283.06, marking an increase of 51.67.
  • For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 230.25. It has increased from 173.59 (Mar 23) to 230.25, marking an increase of 56.66.
  • For PBDIT / Share (Rs.), as of Mar 24, the value is 145.41. This value is within the healthy range. It has increased from 115.82 (Mar 23) to 145.41, marking an increase of 29.59.
  • For PBIT / Share (Rs.), as of Mar 24, the value is 144.51. This value is within the healthy range. It has increased from 115.08 (Mar 23) to 144.51, marking an increase of 29.43.
  • For PBT / Share (Rs.), as of Mar 24, the value is 65.92. This value is within the healthy range. It has increased from 51.02 (Mar 23) to 65.92, marking an increase of 14.90.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 50.22. This value is within the healthy range. It has increased from 38.58 (Mar 23) to 50.22, marking an increase of 11.64.
  • For PBDIT Margin (%), as of Mar 24, the value is 63.15. This value is within the healthy range. It has decreased from 66.71 (Mar 23) to 63.15, marking a decrease of 3.56.
  • For PBIT Margin (%), as of Mar 24, the value is 62.76. This value exceeds the healthy maximum of 20. It has decreased from 66.29 (Mar 23) to 62.76, marking a decrease of 3.53.
  • For PBT Margin (%), as of Mar 24, the value is 28.62. This value is within the healthy range. It has decreased from 29.39 (Mar 23) to 28.62, marking a decrease of 0.77.
  • For Net Profit Margin (%), as of Mar 24, the value is 21.81. This value exceeds the healthy maximum of 10. It has decreased from 22.22 (Mar 23) to 21.81, marking a decrease of 0.41.
  • For Return on Networth / Equity (%), as of Mar 24, the value is 17.74. This value is within the healthy range. It has increased from 16.67 (Mar 23) to 17.74, marking an increase of 1.07.
  • For Return on Capital Employeed (%), as of Mar 24, the value is 49.89. This value is within the healthy range. It has increased from 49.22 (Mar 23) to 49.89, marking an increase of 0.67.
  • For Return On Assets (%), as of Mar 24, the value is 4.29. This value is below the healthy minimum of 5. It has increased from 4.13 (Mar 23) to 4.29, marking an increase of 0.16.
  • For Long Term Debt / Equity (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 23) which recorded 0.00.
  • For Total Debt / Equity (X), as of Mar 24, the value is 3.01. This value exceeds the healthy maximum of 1. It has increased from 2.92 (Mar 23) to 3.01, marking an increase of 0.09.
  • For Asset Turnover Ratio (%), as of Mar 24, the value is 0.21. It has increased from 0.20 (Mar 23) to 0.21, marking an increase of 0.01.
  • For Current Ratio (X), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 23) which recorded 1.31.
  • For Quick Ratio (X), as of Mar 24, the value is 1.31. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 1.31.
  • For Interest Coverage Ratio (X), as of Mar 24, the value is 1.85. This value is below the healthy minimum of 3. It has increased from 1.81 (Mar 23) to 1.85, marking an increase of 0.04.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 1.64. This value is below the healthy minimum of 3. It has increased from 1.60 (Mar 23) to 1.64, marking an increase of 0.04.
  • For Enterprise Value (Cr.), as of Mar 24, the value is 11,666.52. It has increased from 9,712.66 (Mar 23) to 11,666.52, marking an increase of 1,953.86.
  • For EV / Net Operating Revenue (X), as of Mar 24, the value is 5.04. This value exceeds the healthy maximum of 3. It has decreased from 5.58 (Mar 23) to 5.04, marking a decrease of 0.54.
  • For EV / EBITDA (X), as of Mar 24, the value is 7.97. This value is within the healthy range. It has decreased from 8.36 (Mar 23) to 7.97, marking a decrease of 0.39.
  • For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 2.01. This value is within the healthy range. It has decreased from 2.30 (Mar 23) to 2.01, marking a decrease of 0.29.
  • For Price / BV (X), as of Mar 24, the value is 1.64. This value is within the healthy range. It has decreased from 1.72 (Mar 23) to 1.64, marking a decrease of 0.08.
  • For Price / Net Operating Revenue (X), as of Mar 24, the value is 2.01. This value is within the healthy range. It has decreased from 2.30 (Mar 23) to 2.01, marking a decrease of 0.29.
  • For EarningsYield, as of Mar 24, the value is 0.10. This value is below the healthy minimum of 5. It has increased from 0.09 (Mar 23) to 0.10, marking an increase of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Fusion Micro Finance Ltd as of March 6, 2026 is: ₹787.15

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 6, 2026, Fusion Micro Finance Ltd is Undervalued by 332.50% compared to the current share price ₹182.00

Default values used*: Default value of 15 for Stock P/E is used

Intrinsic Value of Fusion Micro Finance Ltd as of March 6, 2026 is: ₹437.05

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 6, 2026, Fusion Micro Finance Ltd is Undervalued by 140.14% compared to the current share price ₹182.00

Default values used*: Default value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -44.48%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Fusion Micro Finance Ltd:
    1. Net Profit Margin: 21.81%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 49.89% (Industry Average ROCE: 11.73%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 17.74% (Industry Average ROE: 22.92%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 1.64
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 1.31
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 0 (Industry average Stock P/E: 258.04)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 3.01
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Fusion Finance Ltd. is a Public Limited Listed company incorporated on 05/09/1994 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L65100DL1994PLC061287 and registration number is 061287. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 2319.76 Cr. and Equity Capital is Rs. 100.65 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Microfinance InstitutionsH-1, C Block, Community Centre, New Delhi Delhi 110028Contact not found
Management
NamePosition Held
Mr. Devesh SachdevManaging Director
Ms. Ratna Dharashree VishwanathanInd.& Non Exe.Director
Ms. Namrata KaulInd.& Non Exe.Director
Mr. Puneet GuptaInd.& Non Exe.Director
Mr. Narendra OstawalNominee Director
Mr. Kenneth Dan Vander WeeleNominee Director

FAQ

What is the intrinsic value of Fusion Micro Finance Ltd?

Fusion Micro Finance Ltd's intrinsic value (as of 06 March 2026) is ₹437.05 which is 140.14% higher the current market price of ₹182.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹2,940 Cr. market cap, FY2025-2026 high/low of ₹212/124, reserves of ₹1,787 Cr, and liabilities of ₹7,090 Cr.

What is the Market Cap of Fusion Micro Finance Ltd?

The Market Cap of Fusion Micro Finance Ltd is 2,940 Cr..

What is the current Stock Price of Fusion Micro Finance Ltd as on 06 March 2026?

The current stock price of Fusion Micro Finance Ltd as on 06 March 2026 is ₹182.

What is the High / Low of Fusion Micro Finance Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Fusion Micro Finance Ltd stocks is ₹212/124.

What is the Stock P/E of Fusion Micro Finance Ltd?

The Stock P/E of Fusion Micro Finance Ltd is .

What is the Book Value of Fusion Micro Finance Ltd?

The Book Value of Fusion Micro Finance Ltd is 118.

What is the Dividend Yield of Fusion Micro Finance Ltd?

The Dividend Yield of Fusion Micro Finance Ltd is 0.00 %.

What is the ROCE of Fusion Micro Finance Ltd?

The ROCE of Fusion Micro Finance Ltd is 2.96 %.

What is the ROE of Fusion Micro Finance Ltd?

The ROE of Fusion Micro Finance Ltd is 54.5 %.

What is the Face Value of Fusion Micro Finance Ltd?

The Face Value of Fusion Micro Finance Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Fusion Micro Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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