Share Price and Basic Stock Data
Last Updated: September 16, 2024, 4:57 pm
| Market Cap | 3,102 Cr. |
|---|---|
| Current Price | 309 |
| High / Low | 675/281 |
| Stock P/E | 8.88 |
| Book Value | 283 |
| Dividend Yield | 0.00 % |
| ROCE | 14.1 % |
| ROE | 19.6 % |
| Face Value | 10.0 |
| PEG Ratio | 0.19 |
Stock P/E, Current Price, and Intrinsic Value Over Time
Competitors of Fusion Micro Finance Ltd
| Stock Name | Market Cap | Current Price | High / Low | Stock P/E | Book Value | Dividend Yield | ROCE | ROE | Face Value |
|---|---|---|---|---|---|---|---|---|---|
| Gujarat Metallic Coal & Coke Ltd | 5.94 Cr. | 30.0 | 32.8/17.1 | 77.6 | 0.00 % | 0.37 % | 2.00 % | 100 | |
| Gensol Engineering Ltd | 3,453 Cr. | 911 | 1,377/611 | 59.3 | 86.0 | 0.00 % | 14.3 % | 20.1 % | 10.0 |
| Gagan Polycot India Ltd | 0.86 Cr. | 0.86 | / | 4.08 | 0.00 % | 81.2 % | 81.2 % | 10.0 | |
| Five X Tradecom Ltd | 0.99 Cr. | 0.48 | / | 9.35 | 0.00 % | 0.00 % | 0.00 % | 10.0 | |
| East West Holdings Ltd | 103 Cr. | 8.07 | 11.5/4.65 | 16.8 | 5.07 | 0.00 % | 19.8 % | 9.06 % | 2.00 |
| Industry Average | 6,751.30 Cr | 231.81 | 128.04 | 85.40 | 0.24% | 22.48% | 74.52% | 9.57 |
Quarterly Result
| Month | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 282 | 350 | 343 | 440 | 459 | 501 | 531 | 547 | 593 | 646 | 688 |
| Interest | 118 | 137 | 143 | 157 | 168 | 174 | 183 | 191 | 201 | 215 | 223 |
| Expenses | 177 | 219 | 116 | 167 | 163 | 192 | 208 | 213 | 243 | 286 | 532 |
| Financing Profit | -13 | -5 | 84 | 115 | 128 | 134 | 140 | 143 | 149 | 145 | -67 |
| Financing Margin % | -5% | -1% | 24% | 26% | 28% | 27% | 26% | 26% | 25% | 22% | -10% |
| Other Income | 15 | 22 | 18 | 13 | 8 | 20 | 22 | 25 | 20 | 29 | 18 |
| Depreciation | 1 | 2 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 |
| Profit before tax | 0 | 16 | 100 | 126 | 134 | 152 | 159 | 166 | 166 | 172 | -51 |
| Tax % | -1,760% | 16% | 25% | 25% | 23% | 25% | 24% | 24% | 24% | 23% | -30% |
| Net Profit | 1 | 13 | 75 | 95 | 102 | 115 | 120 | 126 | 126 | 133 | -36 |
| EPS in Rs | 0.11 | 1.57 | 8.91 | 11.27 | 10.18 | 11.38 | 11.97 | 12.49 | 12.57 | 13.19 | -3.54 |
| Gross NPA % | 3.83% | 3.69% | 3.46% | 3.20% | 2.68% | 3.04% | 2.89% | ||||
| Net NPA % | 1.12% | 0.87% | 0.78% | 0.65% | 0.77% | 0.77% |
Last Updated: Unknown
Quarterly Chart
Profit & Loss - Annual Report
Last Updated: Unknown
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|
| Revenue | 266 | 494 | 720 | 856 | 1,151 | 1,742 | 2,317 | 2,474 |
| Interest | 137 | 254 | 338 | 375 | 496 | 643 | 791 | 831 |
| Expenses | 182 | 172 | 290 | 437 | 676 | 638 | 949 | 1,273 |
| Financing Profit | -53 | 68 | 93 | 43 | -20 | 461 | 577 | 370 |
| Financing Margin % | -20% | 14% | 13% | 5% | -2% | 26% | 25% | 15% |
| Other Income | 1 | 3 | 10 | 17 | 50 | 58 | 96 | 92 |
| Depreciation | 2 | 2 | 3 | 4 | 5 | 7 | 9 | 10 |
| Profit before tax | -54 | 68 | 100 | 57 | 24 | 512 | 663 | 453 |
| Tax % | -26% | 26% | 30% | 23% | 11% | 24% | 24% | |
| Net Profit | -39 | 51 | 70 | 44 | 22 | 387 | 505 | 349 |
| EPS in Rs | -9.15 | 7.71 | 8.25 | 5.21 | 2.58 | 38.47 | 50.21 | 34.71 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Profit & Loss Yearly Chart
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 230.77% | 37.25% | -37.14% | -50.00% | 1659.09% | 30.49% |
| Change in YoY Net Profit Growth (%) | 0.00% | -193.51% | -74.40% | -12.86% | 1709.09% | -1628.60% |
Fusion Micro Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 6 years from 2018-2019 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 36% |
| 3 Years: | 39% |
| TTM: | 28% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 58% |
| 3 Years: | 126% |
| TTM: | -19% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -50% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 13% |
| 3 Years: | 16% |
| Last Year: | 20% |
Last Updated: Unknown
Balance Sheet
Last Updated: September 15, 2024, 1:33 pm
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|
| Equity Capital | 41 | 62 | 79 | 79 | 83 | 100 | 101 |
| Reserves | 214 | 564 | 1,120 | 1,167 | 1,255 | 2,222 | 2,748 |
| Borrowings | 1,608 | 2,929 | 2,974 | 4,432 | 5,776 | 6,778 | 8,616 |
| Other Liabilities | 106 | 56 | 67 | 159 | 177 | 263 | 310 |
| Total Liabilities | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 |
| Fixed Assets | 5 | 6 | 6 | 18 | 19 | 21 | 31 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
| Other Assets | 1,963 | 3,604 | 4,233 | 5,820 | 7,271 | 9,342 | 11,739 |
| Total Assets | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 |
Reserves and Borrowings Chart
Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -597 | -1,418 | -749 | -793 | -1,641 | -1,663 | -1,350 |
| Cash from Investing Activity | 184 | 15 | 20 | 10 | 18 | 18 | 31 |
| Cash from Financing Activity | 741 | 1,631 | 545 | 1,459 | 1,418 | 1,584 | 1,843 |
| Net Cash Flow | 329 | 229 | -184 | 676 | -204 | -61 | 524 |
Free Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|
| Free Cash Flow | 181.00 | 170.00 | 288.00 | 433.00 | 671.00 | 632.00 | 941.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Free Cash Flow Chart
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|
| ROE % | 12% | 8% | 4% | 2% | 21% | 20% |
Financial Efficiency Indicators Chart
Share Holding Pattern
| Month | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|
| Promoters | 68.18% | 68.18% | 68.18% | 67.92% | 57.70% | 57.71% | 57.71% |
| FIIs | 5.32% | 5.98% | 5.43% | 5.15% | 6.74% | 5.97% | 3.95% |
| DIIs | 12.77% | 13.56% | 16.51% | 15.37% | 22.81% | 23.28% | 22.79% |
| Public | 13.39% | 12.00% | 9.62% | 11.02% | 12.26% | 12.65% | 15.17% |
| Others | 0.34% | 0.28% | 0.25% | 0.54% | 0.48% | 0.40% | 0.37% |
| No. of Shareholders | 45,131 | 35,522 | 42,478 | 59,394 | 56,824 | 56,759 | 61,087 |
Shareholding Pattern Chart
No. of Shareholders
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Nippon India Small Cap Fund | 4,878,249 | 0.39 | 218.91 | 4,878,249 | 2024-09-15 | 0% |
| HDFC Multi Cap Fund | 1,746,933 | 0.5 | 78.39 | 4,878,249 | 2024-09-15 | -64.19% |
| Aditya Birla Sun Life Small Cap Fund | 1,212,922 | 1.05 | 54.43 | 4,878,249 | 2024-09-15 | -75.14% |
| Mirae Asset Banking and Financial Services Fund | 1,066,465 | 2.63 | 47.86 | 4,878,249 | 2024-09-15 | -78.14% |
| HDFC Banking and Financial Services Fund | 1,064,933 | 1.32 | 47.79 | 4,878,249 | 2024-09-15 | -78.17% |
| ICICI Prudential Banking and Financial Services | 939,526 | 0.55 | 42.16 | 4,878,249 | 2024-09-15 | -80.74% |
| Franklin India Smaller Companies Fund | 900,000 | 0.29 | 40.39 | 4,878,249 | 2024-09-15 | -81.55% |
| Mirae Asset Aggressive Hybrid Fund | 886,187 | 0.44 | 39.77 | 4,878,249 | 2024-09-15 | -81.83% |
| Mirae Asset ELSS Tax Saver Fund | 794,737 | 0.15 | 35.66 | 4,878,249 | 2024-09-15 | -83.71% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 744,160 | 1.02 | 33.39 | 4,878,249 | 2024-09-15 | -84.75% |
ROCE Trend
EPS Trend
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 50.30 | 43.29 | 2.67 | 5.56 | 10.47 |
| Diluted EPS (Rs.) | 50.11 | 43.13 | 2.64 | 5.49 | 10.47 |
| Cash EPS (Rs.) | 51.11 | 39.32 | 3.28 | 6.05 | 9.14 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 283.06 | 231.39 | 161.67 | 157.69 | 151.85 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 283.06 | 231.39 | 161.67 | 157.69 | 151.85 |
| Revenue From Operations / Share (Rs.) | 230.25 | 173.59 | 139.11 | 108.28 | 91.23 |
| PBDIT / Share (Rs.) | 145.41 | 115.82 | 63.53 | 55.14 | 55.76 |
| PBIT / Share (Rs.) | 144.51 | 115.08 | 62.88 | 54.64 | 55.44 |
| PBT / Share (Rs.) | 65.92 | 51.02 | 2.95 | 7.18 | 12.66 |
| Net Profit / Share (Rs.) | 50.22 | 38.58 | 2.63 | 5.56 | 8.82 |
| PBDIT Margin (%) | 63.15 | 66.71 | 45.66 | 50.92 | 61.12 |
| PBIT Margin (%) | 62.76 | 66.29 | 45.20 | 50.46 | 60.76 |
| PBT Margin (%) | 28.62 | 29.39 | 2.12 | 6.63 | 13.88 |
| Net Profit Margin (%) | 21.81 | 22.22 | 1.88 | 5.13 | 9.66 |
| Return on Networth / Equity (%) | 17.74 | 16.67 | 1.62 | 3.52 | 5.80 |
| Return on Capital Employeed (%) | 49.89 | 49.22 | 22.60 | 34.06 | 36.14 |
| Return On Assets (%) | 4.29 | 4.13 | 0.29 | 0.75 | 1.64 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.70 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 3.01 | 2.92 | 4.32 | 3.56 | 2.48 |
| Asset Turnover Ratio (%) | 0.21 | 0.20 | 0.17 | 0.16 | 0.18 |
| Current Ratio (X) | 1.31 | 1.31 | 1.43 | 1.25 | 1.38 |
| Quick Ratio (X) | 1.31 | 1.31 | 1.43 | 1.25 | 1.38 |
| Interest Coverage Ratio (X) | 1.85 | 1.81 | 1.06 | 1.16 | 1.30 |
| Interest Coverage Ratio (Post Tax) (X) | 1.64 | 1.60 | 1.04 | 1.12 | 1.21 |
| Enterprise Value (Cr.) | 11666.52 | 9712.66 | 0.00 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 5.04 | 5.58 | 0.00 | 0.00 | 0.00 |
| EV / EBITDA (X) | 7.97 | 8.36 | 0.00 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 2.01 | 2.30 | 0.00 | 0.00 | 0.00 |
| Price / BV (X) | 1.64 | 1.72 | 0.00 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 2.01 | 2.30 | 0.00 | 0.00 | 0.00 |
| EarningsYield | 0.10 | 0.09 | 0.00 | 0.00 | 0.00 |
Profitability Ratios (%)
Liquidity Ratios
Liquidity Ratios (%)
Interest Coverage Ratios (%)
Valuation Ratios
Fair Value
Fair Value: ₹502.41
Calculation basis:
- Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
- P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
- Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
- Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
- Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
Undervalued: 62.59% compared to the current price ₹309.00
Intrinsic Value: 734.14
Calculation basis:
- Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
- P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
- Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
- Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
- Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
- EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.
Undervalued: 137.59% compared to the current price ₹309.00
Last 5 Year EPS CAGR: 46.12%
*Investments are subject to market risks
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Fusion Micro Finance Ltd:
- Net Profit Margin: 21.81%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 49.89% (Industry Average ROCE: 22.48%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 17.74% (Industry Average ROE: 74.52%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.64
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 8.88 (Industry average Stock P/E: 128.04)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 3.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 21.81%
About the Company - Qualitative Analysis
No data availabale for About the Company
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Industry not found | Address not found | Contact not found |
Management Data not Available
FAQ
What is the latest fair value of Fusion Micro Finance Ltd?
The latest fair value of Fusion Micro Finance Ltd is ₹502.41.
What is the Market Cap of Fusion Micro Finance Ltd?
The Market Cap of Fusion Micro Finance Ltd is 3,102 Cr..
What is the current Stock Price of Fusion Micro Finance Ltd as on 16 September 2024?
The current stock price of Fusion Micro Finance Ltd as on 16 September 2024 is ₹309.
What is the High / Low of Fusion Micro Finance Ltd stocks in FY 2024?
In FY 2024, the High / Low of Fusion Micro Finance Ltd stocks is 675/281.
What is the Stock P/E of Fusion Micro Finance Ltd?
The Stock P/E of Fusion Micro Finance Ltd is 8.88.
What is the Book Value of Fusion Micro Finance Ltd?
The Book Value of Fusion Micro Finance Ltd is 283.
What is the Dividend Yield of Fusion Micro Finance Ltd?
The Dividend Yield of Fusion Micro Finance Ltd is 0.00 %.
What is the ROCE of Fusion Micro Finance Ltd?
The ROCE of Fusion Micro Finance Ltd is 14.1 %.
What is the ROE of Fusion Micro Finance Ltd?
The ROE of Fusion Micro Finance Ltd is 19.6 %.
What is the Face Value of Fusion Micro Finance Ltd?
The Face Value of Fusion Micro Finance Ltd is 10.0.
