Share Price and Basic Stock Data
Last Updated: November 22, 2025, 2:55 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Fusion Micro Finance Ltd reported a revenue of ₹1,742 Cr for the fiscal year ending March 2023, marking a significant rise from ₹1,151 Cr in the previous fiscal year. This upward trajectory continued into the current fiscal year, with revenues projected to rise to ₹2,317 Cr by March 2024 and ₹2,320 Cr by March 2025, showcasing a robust growth trend. Quarterly revenue figures also illustrated consistent growth, increasing from ₹343 Cr in June 2022 to ₹531 Cr in June 2023. However, the company experienced a decline in revenue in the subsequent quarters, with projections indicating a drop to ₹474 Cr by December 2024. This volatility may raise concerns regarding sustainable growth. The company’s ability to maintain revenue growth amidst fluctuating market conditions will be critical for its future performance, especially as it navigates potential headwinds in the microfinance sector.
Profitability and Efficiency Metrics
In terms of profitability, Fusion Micro Finance Ltd reported a net profit of ₹387 Cr for the fiscal year ending March 2023, which was a notable increase from ₹22 Cr in the previous fiscal year. However, the company faced a stark downturn in profitability with a projected net loss of ₹1,225 Cr by March 2025. The reported return on equity (ROE) stood at an impressive 54.5% for the latest period, although this figure is expected to plunge to -55% by March 2025, indicating deteriorating profitability. The interest coverage ratio (ICR) was recorded at 1.85, suggesting that the company can cover its interest obligations, but the declining trend in financing profit from ₹461 Cr in March 2023 to a projected loss of ₹1,170 Cr by March 2025 raises significant concerns about operational efficiency. This situation necessitates a reevaluation of cost management strategies to restore profitability.
Balance Sheet Strength and Financial Ratios
Fusion Micro Finance Ltd’s balance sheet reflects a complex financial position. The total market capitalization is ₹1,712 Cr, with a price-to-book value (P/BV) of 1.64x, indicating that the stock is trading at a premium compared to its book value. The interest coverage ratio of 1.85 suggests a manageable debt situation, but the total debt to equity ratio stands at 3.01, which is considerably high, indicating significant leverage. The company reported no borrowings, which could imply a reliance on external financing sources. The gross non-performing asset (NPA) ratio improved from 3.83% in September 2022 to 2.68% in September 2023 but is projected to rise sharply to 12.58% by December 2024. This trend poses a risk to asset quality and indicates potential challenges in maintaining financial stability. The financial ratios suggest a need for strategic adjustments to enhance balance sheet resilience.
Shareholding Pattern and Investor Confidence
As of September 2023, the shareholding pattern of Fusion Micro Finance Ltd shows that promoters hold 54.96% of the equity, while foreign institutional investors (FIIs) and domestic institutional investors (DIIs) hold 3.92% and 11.88%, respectively. The public holds 29.01%, which indicates a diversified ownership structure. Notably, promoter shareholding has declined from 68.18% in December 2022 to 54.96% in September 2023, reflecting a potential dilution of control and investor confidence. This decline in promoter stake could signal concerns among investors regarding the company’s future direction. The increase in public shareholding could be interpreted as growing interest from retail investors. However, the overall decline in institutional holdings could raise alarms about the company’s attractiveness to larger investors amid its recent financial struggles.
Outlook, Risks, and Final Insight
The outlook for Fusion Micro Finance Ltd is marred by significant risks, particularly regarding its profitability and asset quality. The projected net loss of ₹1,225 Cr by March 2025, coupled with rising gross NPA ratios, poses a severe threat to its operational viability. Additionally, the high debt-to-equity ratio raises concerns about financial leverage and sustainability. On the flip side, the company’s historical growth in revenue and strong ROE figures highlight its potential to recover if it effectively addresses its operational inefficiencies and asset management. The management’s ability to implement robust risk mitigation strategies will be crucial in navigating these challenges. If the company can stabilize its financial performance and restore investor confidence, it may position itself for future growth, leveraging its established market presence in the microfinance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Fusion Micro Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Gujarat Metallic Coal & Coke Ltd | 5.94 Cr. | 30.0 | / | 77.6 | 0.00 % | 0.37 % | 2.00 % | 100 | |
| Gensol Engineering Ltd | 112 Cr. | 29.2 | 833/26.8 | 1.09 | 155 | 0.00 % | 14.3 % | 22.4 % | 10.0 |
| Fusion Micro Finance Ltd | 1,676 Cr. | 167 | 212/124 | 118 | 0.00 % | 2.96 % | 54.5 % | 10.0 | |
| Five X Tradecom Ltd | 0.99 Cr. | 0.48 | / | 9.35 | 0.00 % | 0.00 % | 0.00 % | 10.0 | |
| East West Holdings Ltd | 49.1 Cr. | 3.85 | 8.65/3.55 | 4.93 | 0.00 % | 6.98 % | 0.86 % | 2.00 | |
| Industry Average | 7,578.87 Cr | 227.75 | 454.14 | 219.29 | 0.24% | 11.73% | 22.92% | 9.00 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 343 | 440 | 459 | 501 | 531 | 547 | 593 | 646 | 688 | 692 | 474 | 466 | 434 |
| Interest | 143 | 157 | 168 | 174 | 183 | 191 | 201 | 215 | 223 | 227 | 214 | 179 | 149 |
| Expenses | 116 | 167 | 163 | 192 | 208 | 213 | 243 | 286 | 532 | 884 | 773 | 458 | 387 |
| Financing Profit | 84 | 115 | 128 | 134 | 140 | 143 | 149 | 145 | -67 | -420 | -513 | -171 | -101 |
| Financing Margin % | 24% | 26% | 28% | 27% | 26% | 26% | 25% | 22% | -10% | -61% | -108% | -37% | -23% |
| Other Income | 18 | 13 | 8 | 20 | 22 | 25 | 20 | 29 | 18 | 12 | 9 | 10 | 11 |
| Depreciation | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 3 | 3 | 3 | 2 |
| Profit before tax | 100 | 126 | 134 | 152 | 159 | 166 | 166 | 172 | -51 | -410 | -508 | -165 | -92 |
| Tax % | 25% | 25% | 23% | 25% | 24% | 24% | 24% | 23% | -30% | -26% | 42% | 0% | 0% |
| Net Profit | 75 | 95 | 102 | 115 | 120 | 126 | 126 | 133 | -36 | -305 | -719 | -165 | -92 |
| EPS in Rs | 5.55 | 7.03 | 6.34 | 7.09 | 7.46 | 7.75 | 7.80 | 8.19 | -2.20 | -18.82 | -44.38 | -10.15 | -5.69 |
| Gross NPA % | 3.83% | 3.69% | 3.46% | 3.20% | 2.68% | 3.04% | 2.89% | 5.46% | 9.41% | 12.58% | 7.92% | ||
| Net NPA % | 1.12% | 0.87% | 0.78% | 0.65% | 0.77% | 0.77% | 1.25% | 2.41% | 1.71% | 0.30% |
Last Updated: August 19, 2025, 3:10 pm
Below is a detailed analysis of the quarterly data for Fusion Micro Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 149.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 179.00 Cr. (Mar 2025) to 149.00 Cr., marking a decrease of 30.00 Cr..
- For Expenses, as of Jun 2025, the value is 387.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 458.00 Cr. (Mar 2025) to 387.00 Cr., marking a decrease of 71.00 Cr..
- For Other Income, as of Jun 2025, the value is 11.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Mar 2025) to 11.00 Cr., marking an increase of 1.00 Cr..
- For Depreciation, as of Jun 2025, the value is 2.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3.00 Cr. (Mar 2025) to 2.00 Cr., marking a decrease of 1.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -92.00 Cr.. The value appears strong and on an upward trend. It has increased from -165.00 Cr. (Mar 2025) to -92.00 Cr., marking an increase of 73.00 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -92.00 Cr.. The value appears strong and on an upward trend. It has increased from -165.00 Cr. (Mar 2025) to -92.00 Cr., marking an increase of 73.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is -5.69. The value appears strong and on an upward trend. It has increased from -10.15 (Mar 2025) to -5.69, marking an increase of 4.46.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:19 am
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 266 | 494 | 720 | 856 | 1,151 | 1,742 | 2,317 | 2,320 | 1,775 |
| Interest | 137 | 254 | 338 | 375 | 496 | 643 | 791 | 844 | 676 |
| Expenses | 182 | 172 | 290 | 437 | 676 | 638 | 949 | 2,646 | 1,936 |
| Financing Profit | -53 | 68 | 93 | 43 | -20 | 461 | 577 | -1,170 | -837 |
| Financing Margin % | -20% | 14% | 13% | 5% | -2% | 26% | 25% | -50% | -47% |
| Other Income | 1 | 3 | 10 | 17 | 50 | 58 | 96 | 49 | 62 |
| Depreciation | 2 | 2 | 3 | 4 | 5 | 7 | 9 | 12 | 11 |
| Profit before tax | -54 | 68 | 100 | 57 | 24 | 512 | 663 | -1,133 | -786 |
| Tax % | -26% | 26% | 30% | 23% | 11% | 24% | 24% | 8% | |
| Net Profit | -39 | 51 | 70 | 44 | 22 | 387 | 505 | -1,225 | -998 |
| EPS in Rs | -5.70 | 4.81 | 5.14 | 3.25 | 1.61 | 23.97 | 31.17 | -75.54 | -61.59 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 230.77% | 37.25% | -37.14% | -50.00% | 1659.09% | 30.49% | -342.57% |
| Change in YoY Net Profit Growth (%) | 0.00% | -193.51% | -74.40% | -12.86% | 1709.09% | -1628.60% | -373.07% |
Fusion Micro Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 26% |
| 3 Years: | 26% |
| TTM: | -17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -467% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -44% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -3% |
| 3 Years: | -5% |
| Last Year: | -55% |
Last Updated: September 5, 2025, 3:30 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE % | 12% | 8% | 4% | 2% | 21% | 20% | -55% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Nippon India Small Cap Fund | 4,878,249 | 0.39 | 218.91 | 4,878,249 | 2025-04-22 17:25:11 | 0% |
| HDFC Multi Cap Fund | 1,746,933 | 0.5 | 78.39 | 1,746,933 | 2025-04-22 17:25:11 | 0% |
| Aditya Birla Sun Life Small Cap Fund | 1,212,922 | 1.05 | 54.43 | 1,212,922 | 2025-04-22 17:25:11 | 0% |
| Mirae Asset Banking and Financial Services Fund | 1,066,465 | 2.63 | 47.86 | 1,066,465 | 2025-04-22 17:25:11 | 0% |
| HDFC Banking and Financial Services Fund | 1,064,933 | 1.32 | 47.79 | 1,064,933 | 2025-04-22 17:25:11 | 0% |
| ICICI Prudential Banking and Financial Services | 939,526 | 0.55 | 42.16 | 939,526 | 2025-04-22 17:25:11 | 0% |
| Franklin India Smaller Companies Fund | 900,000 | 0.29 | 40.39 | 900,000 | 2025-04-22 02:06:42 | 0% |
| Mirae Asset Aggressive Hybrid Fund | 886,187 | 0.44 | 39.77 | 886,187 | 2025-04-22 17:25:11 | 0% |
| Mirae Asset ELSS Tax Saver Fund | 794,737 | 0.15 | 35.66 | 794,737 | 2025-04-22 17:25:11 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 744,160 | 1.02 | 33.39 | 744,160 | 2025-04-22 17:25:11 | 0% |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 50.30 | 43.29 | 2.67 | 5.56 | 10.47 |
| Diluted EPS (Rs.) | 50.11 | 43.13 | 2.64 | 5.49 | 10.47 |
| Cash EPS (Rs.) | 51.11 | 39.32 | 3.28 | 6.05 | 9.14 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 283.06 | 231.39 | 161.67 | 157.69 | 151.85 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 283.06 | 231.39 | 161.67 | 157.69 | 151.85 |
| Revenue From Operations / Share (Rs.) | 230.25 | 173.59 | 139.11 | 108.28 | 91.23 |
| PBDIT / Share (Rs.) | 145.41 | 115.82 | 63.53 | 55.14 | 55.76 |
| PBIT / Share (Rs.) | 144.51 | 115.08 | 62.88 | 54.64 | 55.44 |
| PBT / Share (Rs.) | 65.92 | 51.02 | 2.95 | 7.18 | 12.66 |
| Net Profit / Share (Rs.) | 50.22 | 38.58 | 2.63 | 5.56 | 8.82 |
| PBDIT Margin (%) | 63.15 | 66.71 | 45.66 | 50.92 | 61.12 |
| PBIT Margin (%) | 62.76 | 66.29 | 45.20 | 50.46 | 60.76 |
| PBT Margin (%) | 28.62 | 29.39 | 2.12 | 6.63 | 13.88 |
| Net Profit Margin (%) | 21.81 | 22.22 | 1.88 | 5.13 | 9.66 |
| Return on Networth / Equity (%) | 17.74 | 16.67 | 1.62 | 3.52 | 5.80 |
| Return on Capital Employeed (%) | 49.89 | 49.22 | 22.60 | 34.06 | 36.14 |
| Return On Assets (%) | 4.29 | 4.13 | 0.29 | 0.75 | 1.64 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.70 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 3.01 | 2.92 | 4.32 | 3.56 | 2.48 |
| Asset Turnover Ratio (%) | 0.21 | 0.20 | 0.17 | 0.16 | 0.18 |
| Current Ratio (X) | 1.31 | 1.31 | 1.43 | 1.25 | 1.38 |
| Quick Ratio (X) | 1.31 | 1.31 | 1.43 | 1.25 | 1.38 |
| Interest Coverage Ratio (X) | 1.85 | 1.81 | 1.06 | 1.16 | 1.30 |
| Interest Coverage Ratio (Post Tax) (X) | 1.64 | 1.60 | 1.04 | 1.12 | 1.21 |
| Enterprise Value (Cr.) | 11666.52 | 9712.66 | 0.00 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 5.04 | 5.58 | 0.00 | 0.00 | 0.00 |
| EV / EBITDA (X) | 7.97 | 8.36 | 0.00 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 2.01 | 2.30 | 0.00 | 0.00 | 0.00 |
| Price / BV (X) | 1.64 | 1.72 | 0.00 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 2.01 | 2.30 | 0.00 | 0.00 | 0.00 |
| EarningsYield | 0.10 | 0.09 | 0.00 | 0.00 | 0.00 |
After reviewing the key financial ratios for Fusion Micro Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 50.30. This value is within the healthy range. It has increased from 43.29 (Mar 23) to 50.30, marking an increase of 7.01.
- For Diluted EPS (Rs.), as of Mar 24, the value is 50.11. This value is within the healthy range. It has increased from 43.13 (Mar 23) to 50.11, marking an increase of 6.98.
- For Cash EPS (Rs.), as of Mar 24, the value is 51.11. This value is within the healthy range. It has increased from 39.32 (Mar 23) to 51.11, marking an increase of 11.79.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 283.06. It has increased from 231.39 (Mar 23) to 283.06, marking an increase of 51.67.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 283.06. It has increased from 231.39 (Mar 23) to 283.06, marking an increase of 51.67.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 230.25. It has increased from 173.59 (Mar 23) to 230.25, marking an increase of 56.66.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 145.41. This value is within the healthy range. It has increased from 115.82 (Mar 23) to 145.41, marking an increase of 29.59.
- For PBIT / Share (Rs.), as of Mar 24, the value is 144.51. This value is within the healthy range. It has increased from 115.08 (Mar 23) to 144.51, marking an increase of 29.43.
- For PBT / Share (Rs.), as of Mar 24, the value is 65.92. This value is within the healthy range. It has increased from 51.02 (Mar 23) to 65.92, marking an increase of 14.90.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 50.22. This value is within the healthy range. It has increased from 38.58 (Mar 23) to 50.22, marking an increase of 11.64.
- For PBDIT Margin (%), as of Mar 24, the value is 63.15. This value is within the healthy range. It has decreased from 66.71 (Mar 23) to 63.15, marking a decrease of 3.56.
- For PBIT Margin (%), as of Mar 24, the value is 62.76. This value exceeds the healthy maximum of 20. It has decreased from 66.29 (Mar 23) to 62.76, marking a decrease of 3.53.
- For PBT Margin (%), as of Mar 24, the value is 28.62. This value is within the healthy range. It has decreased from 29.39 (Mar 23) to 28.62, marking a decrease of 0.77.
- For Net Profit Margin (%), as of Mar 24, the value is 21.81. This value exceeds the healthy maximum of 10. It has decreased from 22.22 (Mar 23) to 21.81, marking a decrease of 0.41.
- For Return on Networth / Equity (%), as of Mar 24, the value is 17.74. This value is within the healthy range. It has increased from 16.67 (Mar 23) to 17.74, marking an increase of 1.07.
- For Return on Capital Employeed (%), as of Mar 24, the value is 49.89. This value is within the healthy range. It has increased from 49.22 (Mar 23) to 49.89, marking an increase of 0.67.
- For Return On Assets (%), as of Mar 24, the value is 4.29. This value is below the healthy minimum of 5. It has increased from 4.13 (Mar 23) to 4.29, marking an increase of 0.16.
- For Long Term Debt / Equity (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 24, the value is 3.01. This value exceeds the healthy maximum of 1. It has increased from 2.92 (Mar 23) to 3.01, marking an increase of 0.09.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.21. It has increased from 0.20 (Mar 23) to 0.21, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 23) which recorded 1.31.
- For Quick Ratio (X), as of Mar 24, the value is 1.31. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 1.31.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 1.85. This value is below the healthy minimum of 3. It has increased from 1.81 (Mar 23) to 1.85, marking an increase of 0.04.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 1.64. This value is below the healthy minimum of 3. It has increased from 1.60 (Mar 23) to 1.64, marking an increase of 0.04.
- For Enterprise Value (Cr.), as of Mar 24, the value is 11,666.52. It has increased from 9,712.66 (Mar 23) to 11,666.52, marking an increase of 1,953.86.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 5.04. This value exceeds the healthy maximum of 3. It has decreased from 5.58 (Mar 23) to 5.04, marking a decrease of 0.54.
- For EV / EBITDA (X), as of Mar 24, the value is 7.97. This value is within the healthy range. It has decreased from 8.36 (Mar 23) to 7.97, marking a decrease of 0.39.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 2.01. This value is within the healthy range. It has decreased from 2.30 (Mar 23) to 2.01, marking a decrease of 0.29.
- For Price / BV (X), as of Mar 24, the value is 1.64. This value is within the healthy range. It has decreased from 1.72 (Mar 23) to 1.64, marking a decrease of 0.08.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 2.01. This value is within the healthy range. It has decreased from 2.30 (Mar 23) to 2.01, marking a decrease of 0.29.
- For EarningsYield, as of Mar 24, the value is 0.10. This value is below the healthy minimum of 5. It has increased from 0.09 (Mar 23) to 0.10, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Fusion Micro Finance Ltd:
- Net Profit Margin: 21.81%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 49.89% (Industry Average ROCE: 11.73%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 17.74% (Industry Average ROE: 22.92%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.64
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 454.14)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 3.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 21.81%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Microfinance Institutions | H-1, C Block, Community Centre, New Delhi Delhi 110028 | deepak.madaan@fusionfin.com http://www.fusionfin.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Devesh Sachdev | Managing Director |
| Ms. Ratna Dharashree Vishwanathan | Ind.& Non Exe.Director |
| Ms. Namrata Kaul | Ind.& Non Exe.Director |
| Mr. Puneet Gupta | Ind.& Non Exe.Director |
| Mr. Narendra Ostawal | Nominee Director |
| Mr. Kenneth Dan Vander Weele | Nominee Director |

