Share Price and Basic Stock Data
Last Updated: December 11, 2024, 9:24 pm
PEG Ratio | 0.00 |
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Competitors of Fusion Micro Finance Ltd
Stock Name | Market Cap | Current Price | High / Low | Stock P/E | Book Value | Dividend Yield | ROCE | ROE | Face Value |
---|---|---|---|---|---|---|---|---|---|
Gujarat Metallic Coal & Coke Ltd | 5.94 Cr. | 30.0 | 32.8/19.9 | 77.6 | 0.00 % | 0.37 % | 2.00 % | 100 | |
Gensol Engineering Ltd | 2,945 Cr. | 778 | 1,377/724 | 36.2 | 155 | 0.00 % | 14.3 % | 20.1 % | 10.0 |
Gagan Polycot India Ltd | 0.86 Cr. | 0.86 | / | 4.08 | 0.00 % | 81.2 % | 81.2 % | 10.0 | |
Fusion Micro Finance Ltd | 1,963 Cr. | 195 | 675/161 | 251 | 0.00 % | 14.1 % | 19.6 % | 10.0 | |
Five X Tradecom Ltd | 0.99 Cr. | 0.48 | / | 9.35 | 0.00 % | 0.00 % | 0.00 % | 10.0 | |
Industry Average | 5,321.84 Cr | 259.24 | 196.66 | 108.86 | 0.25% | 21.46% | 71.78% | 9.42 |
Quarterly Result
Month | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 282 | 350 | 343 | 440 | 459 | 501 | 531 | 547 | 593 | 646 | 688 |
Interest | 118 | 137 | 143 | 157 | 168 | 174 | 183 | 191 | 201 | 215 | 223 |
Expenses | 177 | 219 | 116 | 167 | 163 | 192 | 208 | 213 | 243 | 286 | 532 |
Financing Profit | -13 | -5 | 84 | 115 | 128 | 134 | 140 | 143 | 149 | 145 | -67 |
Financing Margin % | -5% | -1% | 24% | 26% | 28% | 27% | 26% | 26% | 25% | 22% | -10% |
Other Income | 15 | 22 | 18 | 13 | 8 | 20 | 22 | 25 | 20 | 29 | 18 |
Depreciation | 1 | 2 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 |
Profit before tax | 0 | 16 | 100 | 126 | 134 | 152 | 159 | 166 | 166 | 172 | -51 |
Tax % | -1,760% | 16% | 25% | 25% | 23% | 25% | 24% | 24% | 24% | 23% | -30% |
Net Profit | 1 | 13 | 75 | 95 | 102 | 115 | 120 | 126 | 126 | 133 | -36 |
EPS in Rs | 0.11 | 1.57 | 8.91 | 11.27 | 10.18 | 11.38 | 11.97 | 12.49 | 12.57 | 13.19 | -3.54 |
Gross NPA % | 3.83% | 3.69% | 3.46% | 3.20% | 2.68% | 3.04% | 2.89% | 5.46% | |||
Net NPA % | 1.12% | 0.87% | 0.78% | 0.65% | 0.77% | 0.77% | 1.25% |
Last Updated: October 7, 2024, 8:02 am
Profit & Loss - Annual Report
Last Updated: Unknown
Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
---|---|---|---|---|---|---|---|---|
Revenue | 266 | 494 | 720 | 856 | 1,151 | 1,742 | 2,317 | 2,474 |
Interest | 137 | 254 | 338 | 375 | 496 | 643 | 791 | 831 |
Expenses | 182 | 172 | 290 | 437 | 676 | 638 | 949 | 1,273 |
Financing Profit | -53 | 68 | 93 | 43 | -20 | 461 | 577 | 370 |
Financing Margin % | -20% | 14% | 13% | 5% | -2% | 26% | 25% | 15% |
Other Income | 1 | 3 | 10 | 17 | 50 | 58 | 96 | 92 |
Depreciation | 2 | 2 | 3 | 4 | 5 | 7 | 9 | 10 |
Profit before tax | -54 | 68 | 100 | 57 | 24 | 512 | 663 | 453 |
Tax % | -26% | 26% | 30% | 23% | 11% | 24% | 24% | |
Net Profit | -39 | 51 | 70 | 44 | 22 | 387 | 505 | 349 |
EPS in Rs | -9.15 | 7.71 | 8.25 | 5.21 | 2.58 | 38.47 | 50.21 | 34.71 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 230.77% | 37.25% | -37.14% | -50.00% | 1659.09% | 30.49% |
Change in YoY Net Profit Growth (%) | 0.00% | -193.51% | -74.40% | -12.86% | 1709.09% | -1628.60% |
Fusion Micro Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 6 years from 2018-2019 to 2023-2024.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 36% |
3 Years: | 39% |
TTM: | 29% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 58% |
3 Years: | 126% |
TTM: | -118% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | -66% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 13% |
3 Years: | 16% |
Last Year: | 20% |
Last Updated: Unknown
Balance Sheet
Last Updated: September 15, 2024, 1:33 pm
Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|
Equity Capital | 41 | 62 | 79 | 79 | 83 | 100 | 101 |
Reserves | 214 | 564 | 1,120 | 1,167 | 1,255 | 2,222 | 2,748 |
Borrowings | 1,608 | 2,929 | 2,974 | 4,432 | 5,776 | 6,778 | 8,616 |
Other Liabilities | 106 | 56 | 67 | 159 | 177 | 263 | 310 |
Total Liabilities | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 |
Fixed Assets | 5 | 6 | 6 | 18 | 19 | 21 | 31 |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
Investments | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
Other Assets | 1,963 | 3,604 | 4,233 | 5,820 | 7,271 | 9,342 | 11,739 |
Total Assets | 1,968 | 3,611 | 4,240 | 5,838 | 7,290 | 9,364 | 11,774 |
Cash Flow
Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|
Free Cash Flow | 181.00 | 170.00 | 288.00 | 433.00 | 671.00 | 632.00 | 941.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|
ROE % | 12% | 8% | 4% | 2% | 21% | 20% |
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
Nippon India Small Cap Fund | 4,878,249 | 0.39 | 218.91 | 1,746,933 | 2024-12-11 | 179.25% |
HDFC Multi Cap Fund | 1,746,933 | 0.5 | 78.39 | 1,746,933 | 2024-12-11 | 0% |
Aditya Birla Sun Life Small Cap Fund | 1,212,922 | 1.05 | 54.43 | 1,746,933 | 2024-12-11 | -30.57% |
Mirae Asset Banking and Financial Services Fund | 1,066,465 | 2.63 | 47.86 | 1,746,933 | 2024-12-11 | -38.95% |
HDFC Banking and Financial Services Fund | 1,064,933 | 1.32 | 47.79 | 1,746,933 | 2024-12-11 | -39.04% |
ICICI Prudential Banking and Financial Services | 939,526 | 0.55 | 42.16 | 1,746,933 | 2024-12-11 | -46.22% |
Franklin India Smaller Companies Fund | 900,000 | 0.29 | 40.39 | 1,746,933 | 2024-12-11 | -48.48% |
Mirae Asset Aggressive Hybrid Fund | 886,187 | 0.44 | 39.77 | 1,746,933 | 2024-12-11 | -49.27% |
Mirae Asset ELSS Tax Saver Fund | 794,737 | 0.15 | 35.66 | 1,746,933 | 2024-12-11 | -54.51% |
Aditya Birla Sun Life Banking And Financial Services Fund | 744,160 | 1.02 | 33.39 | 1,746,933 | 2024-12-11 | -57.4% |
Key Financial Ratios
Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
---|---|---|---|---|---|
FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | 50.30 | 43.29 | 2.67 | 5.56 | 10.47 |
Diluted EPS (Rs.) | 50.11 | 43.13 | 2.64 | 5.49 | 10.47 |
Cash EPS (Rs.) | 51.11 | 39.32 | 3.28 | 6.05 | 9.14 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 283.06 | 231.39 | 161.67 | 157.69 | 151.85 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 283.06 | 231.39 | 161.67 | 157.69 | 151.85 |
Revenue From Operations / Share (Rs.) | 230.25 | 173.59 | 139.11 | 108.28 | 91.23 |
PBDIT / Share (Rs.) | 145.41 | 115.82 | 63.53 | 55.14 | 55.76 |
PBIT / Share (Rs.) | 144.51 | 115.08 | 62.88 | 54.64 | 55.44 |
PBT / Share (Rs.) | 65.92 | 51.02 | 2.95 | 7.18 | 12.66 |
Net Profit / Share (Rs.) | 50.22 | 38.58 | 2.63 | 5.56 | 8.82 |
PBDIT Margin (%) | 63.15 | 66.71 | 45.66 | 50.92 | 61.12 |
PBIT Margin (%) | 62.76 | 66.29 | 45.20 | 50.46 | 60.76 |
PBT Margin (%) | 28.62 | 29.39 | 2.12 | 6.63 | 13.88 |
Net Profit Margin (%) | 21.81 | 22.22 | 1.88 | 5.13 | 9.66 |
Return on Networth / Equity (%) | 17.74 | 16.67 | 1.62 | 3.52 | 5.80 |
Return on Capital Employeed (%) | 49.89 | 49.22 | 22.60 | 34.06 | 36.14 |
Return On Assets (%) | 4.29 | 4.13 | 0.29 | 0.75 | 1.64 |
Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.70 | 0.00 | 0.00 |
Total Debt / Equity (X) | 3.01 | 2.92 | 4.32 | 3.56 | 2.48 |
Asset Turnover Ratio (%) | 0.21 | 0.20 | 0.17 | 0.16 | 0.18 |
Current Ratio (X) | 1.31 | 1.31 | 1.43 | 1.25 | 1.38 |
Quick Ratio (X) | 1.31 | 1.31 | 1.43 | 1.25 | 1.38 |
Interest Coverage Ratio (X) | 1.85 | 1.81 | 1.06 | 1.16 | 1.30 |
Interest Coverage Ratio (Post Tax) (X) | 1.64 | 1.60 | 1.04 | 1.12 | 1.21 |
Enterprise Value (Cr.) | 11666.52 | 9712.66 | 0.00 | 0.00 | 0.00 |
EV / Net Operating Revenue (X) | 5.04 | 5.58 | 0.00 | 0.00 | 0.00 |
EV / EBITDA (X) | 7.97 | 8.36 | 0.00 | 0.00 | 0.00 |
MarketCap / Net Operating Revenue (X) | 2.01 | 2.30 | 0.00 | 0.00 | 0.00 |
Price / BV (X) | 1.64 | 1.72 | 0.00 | 0.00 | 0.00 |
Price / Net Operating Revenue (X) | 2.01 | 2.30 | 0.00 | 0.00 | 0.00 |
EarningsYield | 0.10 | 0.09 | 0.00 | 0.00 | 0.00 |
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Fusion Micro Finance Ltd:
- Net Profit Margin: 21.81%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 49.89% (Industry Average ROCE: 21.46%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 17.74% (Industry Average ROE: 71.78%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.64
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 196.66)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 3.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 21.81%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Industry not found | Address not found | Contact not found |
FAQ
What is the latest intrinsic value of Fusion Micro Finance Ltd?
The latest intrinsic value of Fusion Micro Finance Ltd as on 12 December 2024 is ₹752.70, which is 286.00% higher than the current market price of ₹195.00. The stock has a market capitalization of 1,963 Cr. and recorded a high/low of ₹675/161 during the current fiscal year 2024-2025. As of Mar 2024, the company has reserves of ₹2,748 Cr and total liabilities of ₹11,774 Cr.
What is the Market Cap of Fusion Micro Finance Ltd?
The Market Cap of Fusion Micro Finance Ltd is 1,963 Cr..
What is the current Stock Price of Fusion Micro Finance Ltd as on 12 December 2024?
The current stock price of Fusion Micro Finance Ltd as on 12 December 2024 is 195.
What is the High / Low of Fusion Micro Finance Ltd stocks in FY 2024-2025?
In FY 2024-2025, the High / Low of Fusion Micro Finance Ltd stocks is 675/161.
What is the Stock P/E of Fusion Micro Finance Ltd?
The Stock P/E of Fusion Micro Finance Ltd is .
What is the Book Value of Fusion Micro Finance Ltd?
The Book Value of Fusion Micro Finance Ltd is 251.
What is the Dividend Yield of Fusion Micro Finance Ltd?
The Dividend Yield of Fusion Micro Finance Ltd is 0.00 %.
What is the ROCE of Fusion Micro Finance Ltd?
The ROCE of Fusion Micro Finance Ltd is 14.1 %.
What is the ROE of Fusion Micro Finance Ltd?
The ROE of Fusion Micro Finance Ltd is 19.6 %.
What is the Face Value of Fusion Micro Finance Ltd?
The Face Value of Fusion Micro Finance Ltd is 10.0.