Share Price and Basic Stock Data
Last Updated: February 2, 2026, 5:25 pm
| PEG Ratio | -0.21 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Garbi Finvest Ltd operates as a non-banking financial company (NBFC) and has reported a market capitalization of ₹15.5 Cr, with its stock price standing at ₹13.2. The company’s revenue trajectory has shown volatility, with sales of ₹36.53 Cr in FY 2022 declining to ₹6.74 Cr in FY 2023. Revenue further decreased to ₹4.30 Cr in FY 2024, and a slight decline to ₹4.25 Cr is recorded for FY 2025. Quarterly sales figures reveal fluctuations, with a peak of ₹3.23 Cr in Mar 2023, followed by a decline to ₹0.39 Cr in Dec 2023. This erratic sales performance indicates challenges in maintaining consistent revenue streams. The trailing twelve months (TTM) sales stood at ₹2.10 Cr, reflecting ongoing difficulties in revenue generation. The company’s ability to stabilize its sales will be critical in regaining investor confidence and enhancing its market position in the NBFC sector.
Profitability and Efficiency Metrics
Garbi Finvest has faced significant challenges in profitability, as evidenced by its reported net profit of ₹1.67 Cr and a net profit margin of 32.48% for FY 2025. However, the operating profit margin (OPM) has been volatile, with a decrease to -20% as of Sep 2025, indicating inefficiencies in managing operational costs. The company has recorded a return on equity (ROE) of 1.86% and a return on capital employed (ROCE) of 2.27%, both of which are relatively low compared to industry standards. These figures suggest that Garbi Finvest is not utilizing its equity and capital effectively to generate returns. The interest coverage ratio (ICR) stood at an impressive 526.88x, indicating that the company can comfortably cover its interest obligations, although it has reported zero borrowings. The fluctuating profitability metrics underscore the need for strategic initiatives to enhance operational efficiency and improve margins in a competitive market.
Balance Sheet Strength and Financial Ratios
Garbi Finvest’s balance sheet reflects a relatively strong financial position, with total reserves amounting to ₹67.41 Cr and zero reported borrowings, signifying a debt-free status. The book value per share stood at ₹64.58 as of Mar 2025, which is favorable compared to its market price of ₹13.2, indicating a price-to-book value ratio of 0.15x. This low ratio suggests that the stock is undervalued relative to its net assets. The current and quick ratios are exceptionally high at 911.09, indicating strong liquidity and the ability to meet short-term obligations. However, the enterprise value (EV) of ₹10.65 Cr and EV/net operating revenue of 2.50x suggest that the market may be pricing in some risk regarding future revenue generation. The overall financial ratios depict a company with solid asset backing but also highlight the necessity for improved operational performance to leverage its balance sheet strength.
Shareholding Pattern and Investor Confidence
As of Sep 2025, Garbi Finvest’s shareholding structure indicates significant promoter control at 59.28%, while public shareholders hold 40.72%. The number of shareholders has increased from 1,885 in Mar 2023 to 4,347 by Sep 2025, reflecting growing interest and potential confidence from retail investors. However, the consistent decline in promoter shareholding from 62.49% in Mar 2023 to 59.28% raises concerns about insider confidence in the company’s future prospects. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) further underscores a lack of institutional backing, which is often crucial for stability and growth in the stock price. This mix of rising public interest against a backdrop of declining promoter stakes may signal mixed sentiments among investors regarding the company’s governance and strategic direction.
Outlook, Risks, and Final Insight
Garbi Finvest faces a dual-edged scenario moving forward. On one hand, its debt-free status and substantial reserves provide a cushion for operational challenges. On the other hand, the volatility in sales and profitability metrics presents significant risks. The company must address its inefficiencies and stabilize revenue to regain investor trust and improve its financial standing. Potential strategies could include diversifying its service offerings or enhancing operational efficiencies to boost margins. However, the decline in promoter shareholding could be interpreted as a lack of confidence in the company’s strategic direction, which poses a reputational risk. Overall, while there is potential for recovery, Garbi Finvest must navigate these challenges carefully to enhance shareholder value and re-establish its position in the competitive NBFC landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.3 Cr. | 1.53 | 1.72/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.63 Cr. | 0.66 | 5.59/0.62 | 19.5 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 374 Cr. | 55.0 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.7 Cr. | 16.0 | 25.5/14.8 | 12.1 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.1 | 146/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 27,029.35 Cr | 391.20 | 52.41 | 514.98 | 0.24% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.82 | 0.78 | 3.23 | 0.44 | 0.94 | 0.39 | 1.17 | 0.71 | 1.79 | 0.81 | -0.05 | 0.69 | 0.65 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.21 | 0.20 | 0.23 | 0.17 | 0.14 | 1.14 | 2.80 | 0.25 | 0.35 | 0.75 | 2.44 | 0.78 | 0.78 |
| Financing Profit | 0.61 | 0.58 | 3.00 | 0.27 | 0.80 | -0.75 | -1.63 | 0.46 | 1.44 | 0.06 | -2.49 | -0.09 | -0.13 |
| Financing Margin % | 74.39% | 74.36% | 92.88% | 61.36% | 85.11% | -192.31% | -139.32% | 64.79% | 80.45% | 7.41% | 4,980.00% | -13.04% | -20.00% |
| Other Income | 0.43 | 0.00 | 0.94 | 0.45 | 0.45 | 0.45 | 0.00 | 0.45 | -0.37 | 1.05 | 1.10 | 0.50 | 0.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 1.04 | 0.58 | 3.94 | 0.72 | 1.25 | -0.30 | -1.63 | 0.91 | 1.07 | 1.11 | -1.39 | 0.41 | -0.09 |
| Tax % | 25.96% | 44.83% | 23.60% | 25.00% | 10.40% | 56.67% | 27.61% | 3.30% | 119.63% | -12.61% | -43.17% | -190.24% | -122.22% |
| Net Profit | 0.77 | 0.32 | 3.00 | 0.54 | 1.12 | -0.47 | -2.08 | 0.89 | -0.22 | 1.25 | -0.79 | 1.19 | 0.02 |
| EPS in Rs | 0.66 | 0.27 | 2.56 | 0.46 | 0.95 | -0.40 | -1.77 | 0.76 | -0.19 | 1.07 | -0.67 | 1.01 | 0.02 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 9:16 pm
Below is a detailed analysis of the quarterly data for Garbi Finvest Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.78 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.78 Cr..
- For Other Income, as of Sep 2025, the value is 0.04 Cr.. The value appears to be declining and may need further review. It has decreased from 0.50 Cr. (Jun 2025) to 0.04 Cr., marking a decrease of 0.46 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.09 Cr.. The value appears to be declining and may need further review. It has decreased from 0.41 Cr. (Jun 2025) to -0.09 Cr., marking a decrease of 0.50 Cr..
- For Tax %, as of Sep 2025, the value is -122.22%. The value appears to be increasing, which may not be favorable. It has increased from -190.24% (Jun 2025) to -122.22%, marking an increase of 68.02%.
- For Net Profit, as of Sep 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 1.19 Cr. (Jun 2025) to 0.02 Cr., marking a decrease of 1.17 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.02. The value appears to be declining and may need further review. It has decreased from 1.01 (Jun 2025) to 0.02, marking a decrease of 0.99.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:41 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.12 | 0.31 | 0.61 | 0.56 | 1.50 | 3.13 | 2.85 | 2.38 | 36.53 | 6.74 | 4.30 | 4.25 | 2.10 |
| Expenses | 0.10 | 0.27 | 0.47 | 0.45 | 0.55 | 1.70 | 1.15 | 0.97 | 5.30 | 0.86 | 4.26 | 2.67 | 4.75 |
| Operating Profit | 0.02 | 0.04 | 0.14 | 0.11 | 0.95 | 1.43 | 1.70 | 1.41 | 31.23 | 5.88 | 0.04 | 1.58 | -2.65 |
| OPM % | 16.67% | 12.90% | 22.95% | 19.64% | 63.33% | 45.69% | 59.65% | 59.24% | 85.49% | 87.24% | 0.93% | 37.18% | -126.19% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 0.10 | 2.69 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.04 | 0.14 | 0.12 | 0.95 | 1.43 | 1.70 | 1.40 | 31.22 | 5.91 | 0.04 | 1.68 | 0.04 |
| Tax % | 0.00% | 50.00% | 28.57% | 50.00% | 26.32% | 27.97% | 31.18% | 28.57% | 4.96% | 26.57% | 2,350.00% | 17.86% | |
| Net Profit | 0.02 | 0.03 | 0.10 | 0.06 | 0.70 | 1.03 | 1.17 | 1.00 | 29.68 | 4.34 | -0.90 | 1.38 | 1.67 |
| EPS in Rs | 0.02 | 0.03 | 0.09 | 0.05 | 0.60 | 0.88 | 1.00 | 0.85 | 25.30 | 3.70 | -0.77 | 1.18 | 1.43 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 50.00% | 233.33% | -40.00% | 1066.67% | 47.14% | 13.59% | -14.53% | 2868.00% | -85.38% | -120.74% | 253.33% |
| Change in YoY Net Profit Growth (%) | 0.00% | 183.33% | -273.33% | 1106.67% | -1019.52% | -33.55% | -28.12% | 2882.53% | -2953.38% | -35.36% | 374.07% |
Garbi Finvest Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | -4% |
| 3 Years: | -60% |
| TTM: | 1% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 47% |
| 5 Years: | 3% |
| 3 Years: | -64% |
| TTM: | 365% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | -10% |
| 3 Years: | -26% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 11% |
| 3 Years: | 2% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 3:31 pm
Balance Sheet
Last Updated: February 1, 2026, 2:51 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 | 11.73 |
| Reserves | 45.67 | 45.69 | 45.79 | 45.85 | 46.55 | 47.58 | 48.75 | 26.92 | 56.59 | 60.93 | 60.70 | 64.02 | 67.41 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.05 | 0.00 |
| Other Liabilities | 0.73 | 0.06 | 0.22 | 1.13 | 1.37 | 1.35 | 1.62 | 1.43 | 2.67 | 2.94 | 3.09 | 4.38 | 6.04 |
| Total Liabilities | 58.13 | 57.48 | 57.74 | 58.71 | 59.65 | 60.66 | 62.10 | 40.08 | 70.99 | 75.60 | 75.60 | 80.18 | 85.18 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 52.34 | 43.75 | 49.84 | 50.44 | 32.37 | 30.42 | 30.27 | 7.37 | 40.41 | 48.25 | 45.53 | 50.86 | 55.13 |
| Other Assets | 5.79 | 13.73 | 7.90 | 8.26 | 27.28 | 30.24 | 31.83 | 32.70 | 30.58 | 27.35 | 30.07 | 29.32 | 30.05 |
| Total Assets | 58.13 | 57.48 | 57.74 | 58.71 | 59.65 | 60.66 | 62.10 | 40.08 | 70.99 | 75.60 | 75.60 | 80.18 | 85.18 |
Below is a detailed analysis of the balance sheet data for Garbi Finvest Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 11.73 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 11.73 Cr..
- For Reserves, as of Sep 2025, the value is 67.41 Cr.. The value appears strong and on an upward trend. It has increased from 64.02 Cr. (Mar 2025) to 67.41 Cr., marking an increase of 3.39 Cr..
- For Other Liabilities, as of Sep 2025, the value is 6.04 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4.38 Cr. (Mar 2025) to 6.04 Cr., marking an increase of 1.66 Cr..
- For Total Liabilities, as of Sep 2025, the value is 85.18 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 80.18 Cr. (Mar 2025) to 85.18 Cr., marking an increase of 5.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 55.13 Cr.. The value appears strong and on an upward trend. It has increased from 50.86 Cr. (Mar 2025) to 55.13 Cr., marking an increase of 4.27 Cr..
- For Other Assets, as of Sep 2025, the value is 30.05 Cr.. The value appears strong and on an upward trend. It has increased from 29.32 Cr. (Mar 2025) to 30.05 Cr., marking an increase of 0.73 Cr..
- For Total Assets, as of Sep 2025, the value is 85.18 Cr.. The value appears strong and on an upward trend. It has increased from 80.18 Cr. (Mar 2025) to 85.18 Cr., marking an increase of 5.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.02 | 0.04 | 0.14 | 0.11 | 0.95 | 1.43 | 1.70 | 1.41 | 31.23 | 5.88 | -0.04 | 1.53 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 1,669.27 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 1,669.27 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 15,025.83 | 12,704.35 | 4,517.62 | 4,601.61 | 6,192.83 | -156.26 | -207.47 | -219.31 | -26.68 | -41.70 | -261.44 | -48.95 |
| ROCE % | 0.06% | 0.07% | 0.24% | 0.21% | 1.64% | 2.43% | 2.84% | 2.82% | 58.37% | 8.38% | 0.06% | 2.27% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.12 | -0.20 | 3.70 | 25.30 | 0.85 |
| Diluted EPS (Rs.) | 0.12 | -0.20 | 3.70 | 25.30 | 0.85 |
| Cash EPS (Rs.) | 1.18 | -0.76 | 3.70 | 25.30 | 0.85 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 64.58 | 61.74 | 61.94 | 58.24 | 32.95 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 64.58 | 61.74 | 61.94 | 58.24 | 32.95 |
| Revenue From Operations / Share (Rs.) | 3.63 | 3.67 | 4.96 | 31.14 | 2.03 |
| PBDIT / Share (Rs.) | 1.44 | 0.03 | 5.04 | 26.62 | 1.20 |
| PBIT / Share (Rs.) | 1.44 | 0.03 | 5.04 | 26.62 | 1.20 |
| PBT / Share (Rs.) | 1.43 | 0.03 | 5.04 | 26.62 | 1.19 |
| Net Profit / Share (Rs.) | 1.18 | -0.76 | 3.70 | 25.30 | 0.85 |
| PBDIT Margin (%) | 39.63 | 1.01 | 101.57 | 85.49 | 59.17 |
| PBIT Margin (%) | 39.60 | 0.98 | 101.50 | 85.48 | 58.89 |
| PBT Margin (%) | 39.53 | 0.98 | 101.50 | 85.48 | 58.85 |
| Net Profit Margin (%) | 32.48 | -20.87 | 74.57 | 81.23 | 41.98 |
| Return on Networth / Equity (%) | 1.82 | -1.24 | 5.97 | 43.43 | 2.58 |
| Return on Capital Employeed (%) | 2.10 | 0.05 | 7.81 | 44.68 | 3.52 |
| Return On Assets (%) | 1.72 | -1.18 | 5.74 | 41.79 | 2.49 |
| Asset Turnover Ratio (%) | 0.05 | 0.05 | 0.07 | 0.65 | 0.04 |
| Current Ratio (X) | 911.09 | 837.14 | 1787.14 | 63.37 | 136.49 |
| Quick Ratio (X) | 911.09 | 837.14 | 1787.14 | 63.37 | 136.49 |
| Interest Coverage Ratio (X) | 526.88 | 0.00 | 0.00 | 312312.00 | 1340.84 |
| Interest Coverage Ratio (Post Tax) (X) | 432.88 | 0.00 | 0.00 | 296754.00 | 952.31 |
| Enterprise Value (Cr.) | 10.65 | 27.42 | 27.81 | 26.62 | 24.41 |
| EV / Net Operating Revenue (X) | 2.50 | 6.37 | 4.78 | 0.72 | 10.25 |
| EV / EBITDA (X) | 6.32 | 625.95 | 4.70 | 0.85 | 17.32 |
| MarketCap / Net Operating Revenue (X) | 2.78 | 6.37 | 4.79 | 0.74 | 10.34 |
| Price / BV (X) | 0.15 | 0.37 | 0.38 | 0.39 | 0.63 |
| Price / Net Operating Revenue (X) | 2.78 | 6.37 | 4.79 | 0.74 | 10.35 |
| EarningsYield | 0.11 | -0.03 | 0.15 | 1.09 | 0.04 |
After reviewing the key financial ratios for Garbi Finvest Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 5. It has increased from -0.20 (Mar 24) to 0.12, marking an increase of 0.32.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 5. It has increased from -0.20 (Mar 24) to 0.12, marking an increase of 0.32.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 3. It has increased from -0.76 (Mar 24) to 1.18, marking an increase of 1.94.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 64.58. It has increased from 61.74 (Mar 24) to 64.58, marking an increase of 2.84.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 64.58. It has increased from 61.74 (Mar 24) to 64.58, marking an increase of 2.84.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 3.63. It has decreased from 3.67 (Mar 24) to 3.63, marking a decrease of 0.04.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.44. This value is below the healthy minimum of 2. It has increased from 0.03 (Mar 24) to 1.44, marking an increase of 1.41.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.44. This value is within the healthy range. It has increased from 0.03 (Mar 24) to 1.44, marking an increase of 1.41.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.43. This value is within the healthy range. It has increased from 0.03 (Mar 24) to 1.43, marking an increase of 1.40.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 2. It has increased from -0.76 (Mar 24) to 1.18, marking an increase of 1.94.
- For PBDIT Margin (%), as of Mar 25, the value is 39.63. This value is within the healthy range. It has increased from 1.01 (Mar 24) to 39.63, marking an increase of 38.62.
- For PBIT Margin (%), as of Mar 25, the value is 39.60. This value exceeds the healthy maximum of 20. It has increased from 0.98 (Mar 24) to 39.60, marking an increase of 38.62.
- For PBT Margin (%), as of Mar 25, the value is 39.53. This value is within the healthy range. It has increased from 0.98 (Mar 24) to 39.53, marking an increase of 38.55.
- For Net Profit Margin (%), as of Mar 25, the value is 32.48. This value exceeds the healthy maximum of 10. It has increased from -20.87 (Mar 24) to 32.48, marking an increase of 53.35.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.82. This value is below the healthy minimum of 15. It has increased from -1.24 (Mar 24) to 1.82, marking an increase of 3.06.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.10. This value is below the healthy minimum of 10. It has increased from 0.05 (Mar 24) to 2.10, marking an increase of 2.05.
- For Return On Assets (%), as of Mar 25, the value is 1.72. This value is below the healthy minimum of 5. It has increased from -1.18 (Mar 24) to 1.72, marking an increase of 2.90.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.05. There is no change compared to the previous period (Mar 24) which recorded 0.05.
- For Current Ratio (X), as of Mar 25, the value is 911.09. This value exceeds the healthy maximum of 3. It has increased from 837.14 (Mar 24) to 911.09, marking an increase of 73.95.
- For Quick Ratio (X), as of Mar 25, the value is 911.09. This value exceeds the healthy maximum of 2. It has increased from 837.14 (Mar 24) to 911.09, marking an increase of 73.95.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 526.88. This value is within the healthy range. It has increased from 0.00 (Mar 24) to 526.88, marking an increase of 526.88.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 432.88. This value is within the healthy range. It has increased from 0.00 (Mar 24) to 432.88, marking an increase of 432.88.
- For Enterprise Value (Cr.), as of Mar 25, the value is 10.65. It has decreased from 27.42 (Mar 24) to 10.65, marking a decrease of 16.77.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 2.50. This value is within the healthy range. It has decreased from 6.37 (Mar 24) to 2.50, marking a decrease of 3.87.
- For EV / EBITDA (X), as of Mar 25, the value is 6.32. This value is within the healthy range. It has decreased from 625.95 (Mar 24) to 6.32, marking a decrease of 619.63.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 6.37 (Mar 24) to 2.78, marking a decrease of 3.59.
- For Price / BV (X), as of Mar 25, the value is 0.15. This value is below the healthy minimum of 1. It has decreased from 0.37 (Mar 24) to 0.15, marking a decrease of 0.22.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 6.37 (Mar 24) to 2.78, marking a decrease of 3.59.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has increased from -0.03 (Mar 24) to 0.11, marking an increase of 0.14.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Garbi Finvest Ltd:
- Net Profit Margin: 32.48%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.1% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.82% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 432.88
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 911.09
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 9.1 (Industry average Stock P/E: 52.41)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 32.48%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | A502, A-Wing, 5th Flr, Shubham Centre-1, Cardinal Gracious Road, Mumbai Maharashtra 400099 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Kripa Shankar Mahawar | Managing Director |
| Mr. Suranjan Upadhyay | Non Executive Director |
| Ms. Sangita Kar | Independent Director |
| Ms. Ruchi Nagori | Independent Director |
| Ms. Ritu Mahawar | Non Executive Director |
FAQ
What is the intrinsic value of Garbi Finvest Ltd?
Garbi Finvest Ltd's intrinsic value (as of 02 February 2026) is ₹5.25 which is 59.62% lower the current market price of ₹13.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹15.2 Cr. market cap, FY2025-2026 high/low of ₹17.4/9.17, reserves of ₹67.41 Cr, and liabilities of ₹85.18 Cr.
What is the Market Cap of Garbi Finvest Ltd?
The Market Cap of Garbi Finvest Ltd is 15.2 Cr..
What is the current Stock Price of Garbi Finvest Ltd as on 02 February 2026?
The current stock price of Garbi Finvest Ltd as on 02 February 2026 is ₹13.0.
What is the High / Low of Garbi Finvest Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Garbi Finvest Ltd stocks is ₹17.4/9.17.
What is the Stock P/E of Garbi Finvest Ltd?
The Stock P/E of Garbi Finvest Ltd is 9.10.
What is the Book Value of Garbi Finvest Ltd?
The Book Value of Garbi Finvest Ltd is 67.5.
What is the Dividend Yield of Garbi Finvest Ltd?
The Dividend Yield of Garbi Finvest Ltd is 0.00 %.
What is the ROCE of Garbi Finvest Ltd?
The ROCE of Garbi Finvest Ltd is 2.27 %.
What is the ROE of Garbi Finvest Ltd?
The ROE of Garbi Finvest Ltd is 1.86 %.
What is the Face Value of Garbi Finvest Ltd?
The Face Value of Garbi Finvest Ltd is 10.0.