Share Price and Basic Stock Data
Last Updated: January 14, 2026, 9:30 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Greencrest Financial Services Ltd operates within the finance and investment sector, with its stock currently priced at ₹0.59 and a market capitalization of ₹21.6 Cr. The company has exhibited considerable fluctuations in revenue over recent quarters. For instance, sales stood at ₹8.36 Cr in September 2022, surged to ₹24.48 Cr by March 2023, and further increased to ₹39.27 Cr by March 2024. The latest quarterly sales for September 2023 recorded a substantial ₹13.43 Cr, which indicates a promising upward trajectory. However, there were declines in sales in the subsequent quarters, with ₹8.28 Cr in March 2024 and ₹5.39 Cr in June 2025. The trailing twelve months (TTM) revenue was reported at ₹45.87 Cr, reflecting an overall recovery in the company’s operational performance. Despite the volatility, the notable growth from previous fiscal years, such as ₹8.88 Cr in March 2022, suggests that Greencrest is gradually regaining its footing in the competitive financial landscape.
Profitability and Efficiency Metrics
Greencrest Financial Services Ltd has faced significant challenges in profitability, reporting a net profit of ₹-1.30 Cr in the latest fiscal year. The company’s operating profit margin (OPM) has shown variability, with a high of 47.95% in September 2023, but it plummeted to negative figures in some quarters, such as -79.59% in March 2024. This inconsistency highlights operational inefficiencies that need addressing. The return on equity (ROE) stood at 2.24%, while the return on capital employed (ROCE) was at 5.28%, both of which are relatively low compared to typical sector norms. The interest coverage ratio (ICR) of 1.68x indicates that while the company can meet its interest obligations, it does so with limited buffer. Furthermore, the cash conversion cycle (CCC) of 75 days suggests that the company has room for improvement in managing its working capital, as it takes longer than average to convert investments in inventory and accounts receivable back into cash.
Balance Sheet Strength and Financial Ratios
Greencrest’s balance sheet reveals a total debt of ₹47.59 Cr against reserves of ₹20.53 Cr, indicating a relatively high debt-to-equity ratio of 0.81x. This level of leverage can pose risks, particularly in an economic downturn. The company’s book value per share stood at ₹1.51, suggesting that the market is undervaluing its assets, as reflected in a price-to-book value (P/BV) ratio of 0.45x. This low P/BV ratio typically indicates a potential undervaluation relative to intrinsic value. However, the current ratio of 2.09x and quick ratio of 1.90x signify good short-term liquidity, allowing the company to cover its current liabilities comfortably. In terms of operational efficiency, the asset turnover ratio of 0.73% indicates that Greencrest is generating ₹0.73 in revenue for every ₹1 of assets, which is relatively low compared to sector averages. This suggests that the company needs to optimize its asset utilization to enhance profitability.
Shareholding Pattern and Investor Confidence
The shareholding structure of Greencrest Financial Services Ltd shows a high level of public ownership at 98.76%, with promoter holdings remaining constant at 1.25%. Over the past few quarters, the number of shareholders has increased significantly, from 30,677 in December 2022 to 62,344 in September 2025. This growth in the shareholder base indicates rising interest and potential confidence from the investing public, despite the company’s ongoing financial struggles. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) suggests a lack of institutional confidence, which may be a concern for retail investors. The high percentage of public ownership can lead to increased volatility in stock price movements, especially during periods of financial uncertainty. As the company navigates its recovery, maintaining investor confidence will be crucial, particularly in light of the reported net losses and fluctuating profitability metrics.
Outlook, Risks, and Final Insight
Looking ahead, Greencrest Financial Services Ltd faces both opportunities and challenges. The recent revenue growth could indicate a potential turnaround if the company can sustain its sales momentum in the coming quarters. However, risks include the significant debt load, low profitability metrics, and operational inefficiencies that could hinder long-term growth. The company must focus on improving its operational efficiency and managing its working capital more effectively to enhance profitability. Additionally, the reliance on public shareholders without institutional backing may lead to price volatility. If Greencrest can address these issues and leverage its current growth trajectory, it may restore investor confidence and stabilize its financial health. Conversely, failure to improve profitability and manage debt levels could lead to further financial distress, impacting its market position and shareholder value. The forthcoming quarters will be critical in determining the company’s strategic direction and financial viability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.0 Cr. | 40.9 | 60.0/36.4 | 48.0 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,375 Cr. | 300 | 484/280 | 15.3 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 30.2 Cr. | 0.43 | 1.38/0.38 | 4.19 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.95 Cr. | 10.0 | 11.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 19.8 Cr. | 38.6 | 69.9/38.5 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,207.64 Cr | 1,332.28 | 73.28 | 3,844.57 | 0.36% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.36 | 3.86 | 10.87 | 6.90 | 13.43 | 17.12 | 8.28 | 21.47 | 15.47 | 22.35 | 12.48 | 5.39 | 5.65 |
| Expenses | 5.81 | 2.72 | 12.80 | 4.92 | 6.99 | 15.46 | 14.87 | 17.08 | 12.31 | 20.29 | 17.16 | 3.41 | 3.55 |
| Operating Profit | 2.55 | 1.14 | -1.93 | 1.98 | 6.44 | 1.66 | -6.59 | 4.39 | 3.16 | 2.06 | -4.68 | 1.98 | 2.10 |
| OPM % | 30.50% | 29.53% | -17.76% | 28.70% | 47.95% | 9.70% | -79.59% | 20.45% | 20.43% | 9.22% | -37.50% | 36.73% | 37.17% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.21 | 0.00 | 0.00 |
| Interest | 0.25 | 0.25 | 0.53 | 0.43 | 0.41 | 0.57 | 0.26 | 0.80 | 0.78 | 0.79 | 0.57 | 0.73 | 0.73 |
| Depreciation | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
| Profit before tax | 2.30 | 0.89 | -2.48 | 1.55 | 6.03 | 1.09 | -6.85 | 3.59 | 2.38 | 1.27 | -5.47 | 1.25 | 1.37 |
| Tax % | 30.00% | 30.34% | -33.06% | 25.16% | 8.46% | -32.11% | -0.73% | 22.84% | 28.15% | 25.98% | -23.22% | 24.80% | 24.82% |
| Net Profit | 1.61 | 0.62 | -1.66 | 1.16 | 5.52 | 1.44 | -6.80 | 2.77 | 1.71 | 0.94 | -4.20 | 0.93 | 1.03 |
| EPS in Rs | 0.04 | 0.02 | -0.05 | 0.03 | 0.15 | 0.04 | -0.19 | 0.08 | 0.05 | 0.03 | -0.11 | 0.03 | 0.03 |
Last Updated: December 26, 2025, 5:05 pm
Below is a detailed analysis of the quarterly data for Greencrest Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 5.65 Cr.. The value appears strong and on an upward trend. It has increased from 5.39 Cr. (Jun 2025) to 5.65 Cr., marking an increase of 0.26 Cr..
- For Expenses, as of Sep 2025, the value is 3.55 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.41 Cr. (Jun 2025) to 3.55 Cr., marking an increase of 0.14 Cr..
- For Operating Profit, as of Sep 2025, the value is 2.10 Cr.. The value appears strong and on an upward trend. It has increased from 1.98 Cr. (Jun 2025) to 2.10 Cr., marking an increase of 0.12 Cr..
- For OPM %, as of Sep 2025, the value is 37.17%. The value appears strong and on an upward trend. It has increased from 36.73% (Jun 2025) to 37.17%, marking an increase of 0.44%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.73 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.73 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 1.37 Cr.. The value appears strong and on an upward trend. It has increased from 1.25 Cr. (Jun 2025) to 1.37 Cr., marking an increase of 0.12 Cr..
- For Tax %, as of Sep 2025, the value is 24.82%. The value appears to be increasing, which may not be favorable. It has increased from 24.80% (Jun 2025) to 24.82%, marking an increase of 0.02%.
- For Net Profit, as of Sep 2025, the value is 1.03 Cr.. The value appears strong and on an upward trend. It has increased from 0.93 Cr. (Jun 2025) to 1.03 Cr., marking an increase of 0.10 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.03. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:37 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.38 | 10.65 | 15.73 | 10.20 | 32.53 | 57.37 | 3.65 | 3.81 | 8.88 | 24.48 | 39.27 | 71.77 | 45.87 |
| Expenses | 7.37 | 8.84 | 14.63 | 9.23 | 31.71 | 56.24 | 3.02 | 3.12 | 7.93 | 21.52 | 35.77 | 66.85 | 44.41 |
| Operating Profit | 1.01 | 1.81 | 1.10 | 0.97 | 0.82 | 1.13 | 0.63 | 0.69 | 0.95 | 2.96 | 3.50 | 4.92 | 1.46 |
| OPM % | 12.05% | 17.00% | 6.99% | 9.51% | 2.52% | 1.97% | 17.26% | 18.11% | 10.70% | 12.09% | 8.91% | 6.86% | 3.18% |
| Other Income | 0.00 | 0.01 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | -0.21 |
| Interest | 0.00 | 0.01 | 0.05 | 0.05 | 0.04 | 0.06 | 0.00 | 0.00 | 0.16 | 1.27 | 1.67 | 2.93 | 2.82 |
| Depreciation | 0.00 | 0.00 | 0.02 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 1.01 | 1.81 | 1.06 | 0.89 | 0.74 | 1.03 | 0.60 | 0.66 | 0.75 | 1.68 | 1.82 | 1.99 | -1.58 |
| Tax % | 30.69% | 35.36% | 33.02% | 33.71% | 28.38% | 28.16% | 26.67% | 25.76% | 25.33% | 25.00% | 41.21% | 38.69% | |
| Net Profit | 0.70 | 1.16 | 0.71 | 0.60 | 0.53 | 0.73 | 0.45 | 0.48 | 0.56 | 1.26 | 1.06 | 1.22 | -1.30 |
| EPS in Rs | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | -0.02 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 65.71% | -38.79% | -15.49% | -11.67% | 37.74% | -38.36% | 6.67% | 16.67% | 125.00% | -15.87% | 15.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -104.51% | 23.30% | 3.83% | 49.40% | -76.09% | 45.02% | 10.00% | 108.33% | -140.87% | 30.97% |
Greencrest Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 81% |
| 3 Years: | 101% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 25% |
| 3 Years: | 35% |
| TTM: | -114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -37% |
| 5 Years: | 5% |
| 3 Years: | -20% |
| 1 Year: | -32% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 3:40 pm
Balance Sheet
Last Updated: December 4, 2025, 2:59 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 |
| Reserves | 9.41 | 10.57 | 11.28 | 11.95 | 12.48 | 13.35 | 13.83 | 14.31 | 14.87 | 16.13 | 17.19 | 18.57 | 20.53 |
| Borrowings | 0.00 | 0.00 | 0.12 | 0.94 | 0.42 | 0.40 | 0.38 | 0.40 | 12.54 | 24.81 | 32.34 | 45.13 | 47.59 |
| Other Liabilities | 3.23 | 3.42 | 1.61 | 2.26 | 0.34 | 1.91 | 0.30 | 0.32 | 1.16 | 0.60 | 6.00 | 3.00 | 3.20 |
| Total Liabilities | 49.19 | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 107.87 |
| Fixed Assets | 0.00 | 0.00 | 0.11 | 0.08 | 0.06 | 0.04 | 0.03 | 0.09 | 0.07 | 0.05 | 0.04 | 0.03 | 0.02 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 16.87 | 1.90 | 0.90 | 0.90 | 0.90 | 0.65 | 0.00 | 1.25 | 0.00 | 0.00 |
| Other Assets | 49.19 | 50.54 | 49.45 | 34.75 | 47.83 | 51.27 | 50.13 | 50.59 | 64.40 | 78.04 | 90.79 | 103.22 | 107.85 |
| Total Assets | 49.19 | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 107.87 |
Below is a detailed analysis of the balance sheet data for Greencrest Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 36.55 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 36.55 Cr..
- For Reserves, as of Sep 2025, the value is 20.53 Cr.. The value appears strong and on an upward trend. It has increased from 18.57 Cr. (Mar 2025) to 20.53 Cr., marking an increase of 1.96 Cr..
- For Borrowings, as of Sep 2025, the value is 47.59 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 45.13 Cr. (Mar 2025) to 47.59 Cr., marking an increase of 2.46 Cr..
- For Other Liabilities, as of Sep 2025, the value is 3.20 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Mar 2025) to 3.20 Cr., marking an increase of 0.20 Cr..
- For Total Liabilities, as of Sep 2025, the value is 107.87 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 103.25 Cr. (Mar 2025) to 107.87 Cr., marking an increase of 4.62 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Mar 2025) to 0.02 Cr., marking a decrease of 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 107.85 Cr.. The value appears strong and on an upward trend. It has increased from 103.22 Cr. (Mar 2025) to 107.85 Cr., marking an increase of 4.63 Cr..
- For Total Assets, as of Sep 2025, the value is 107.87 Cr.. The value appears strong and on an upward trend. It has increased from 103.25 Cr. (Mar 2025) to 107.87 Cr., marking an increase of 4.62 Cr..
However, the Borrowings (47.59 Cr.) are higher than the Reserves (20.53 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.01 | 1.81 | 0.98 | 0.03 | 0.40 | 0.73 | 0.25 | 0.29 | -11.59 | -21.85 | -28.84 | -40.21 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 75.79 | 1.71 | 32.02 | 18.97 | 10.43 | 0.64 | 19.00 | 0.00 | 240.05 | 18.34 | 15.24 | 22.02 |
| Inventory Days | 571.68 | 401.03 | 264.35 | 0.00 | 135.23 | 58.08 | 1,011.11 | 142.85 | 128.29 | 211.67 | 52.97 | |
| Days Payable | 33.60 | 18.44 | 11.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Cash Conversion Cycle | 613.87 | 384.30 | 284.48 | 18.97 | 145.67 | 58.72 | 1,030.11 | 0.00 | 382.89 | 146.63 | 226.91 | 75.00 |
| Working Capital Days | 1,994.43 | 1,608.06 | 1,032.12 | 1,108.60 | 521.08 | 307.61 | 727.00 | 761.61 | 326.77 | 132.55 | 166.00 | 70.59 |
| ROCE % | 2.23% | 3.89% | 2.27% | 1.93% | 1.58% | 2.19% | 1.19% | 1.29% | 1.58% | 4.17% | 4.27% | 5.28% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 10.00 | 1.00 |
| Basic EPS (Rs.) | 0.03 | 0.03 | 0.03 | 0.15 | 0.13 |
| Diluted EPS (Rs.) | 0.03 | 0.03 | 0.03 | 0.15 | 0.13 |
| Cash EPS (Rs.) | 0.03 | 0.02 | 0.03 | 0.16 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.51 | 1.47 | 1.44 | 14.07 | 1.39 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.51 | 1.47 | 1.44 | 14.07 | 1.39 |
| Revenue From Operations / Share (Rs.) | 1.96 | 1.07 | 0.66 | 2.43 | 0.10 |
| PBDIT / Share (Rs.) | 0.13 | 0.09 | 0.08 | 0.26 | 0.01 |
| PBIT / Share (Rs.) | 0.13 | 0.09 | 0.08 | 0.24 | 0.01 |
| PBT / Share (Rs.) | 0.05 | 0.04 | 0.04 | 0.20 | 0.01 |
| Net Profit / Share (Rs.) | 0.03 | 0.02 | 0.03 | 0.15 | 0.01 |
| PBDIT Margin (%) | 6.87 | 8.90 | 12.11 | 10.75 | 18.07 |
| PBIT Margin (%) | 6.85 | 8.87 | 12.03 | 10.25 | 17.17 |
| PBT Margin (%) | 2.77 | 4.61 | 6.85 | 8.42 | 17.16 |
| Net Profit Margin (%) | 1.69 | 2.70 | 5.12 | 6.25 | 12.60 |
| Return on Networth / Equity (%) | 2.21 | 1.97 | 2.38 | 1.08 | 0.94 |
| Return on Capital Employeed (%) | 8.87 | 6.17 | 5.53 | 1.75 | 1.27 |
| Return On Assets (%) | 1.18 | 1.15 | 1.60 | 0.85 | 0.93 |
| Total Debt / Equity (X) | 0.81 | 0.60 | 0.47 | 0.24 | 0.01 |
| Asset Turnover Ratio (%) | 0.73 | 0.46 | 0.34 | 0.15 | 0.07 |
| Current Ratio (X) | 2.09 | 2.58 | 2.98 | 4.60 | 126.95 |
| Quick Ratio (X) | 1.90 | 2.05 | 2.69 | 4.39 | 107.58 |
| Inventory Turnover Ratio (X) | 5.04 | 2.98 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.68 | 2.09 | 2.34 | 5.88 | 1228.95 |
| Interest Coverage Ratio (Post Tax) (X) | 1.42 | 1.63 | 1.99 | 4.42 | 857.72 |
| Enterprise Value (Cr.) | 69.38 | 65.54 | 50.40 | 34.50 | 27.63 |
| EV / Net Operating Revenue (X) | 0.96 | 1.67 | 2.06 | 3.88 | 7.26 |
| EV / EBITDA (X) | 14.07 | 18.73 | 17.00 | 36.12 | 40.14 |
| MarketCap / Net Operating Revenue (X) | 0.34 | 0.85 | 1.10 | 2.49 | 7.68 |
| Price / BV (X) | 0.45 | 0.62 | 0.51 | 0.43 | 0.57 |
| Price / Net Operating Revenue (X) | 0.34 | 0.85 | 1.11 | 2.49 | 7.68 |
| EarningsYield | 0.04 | 0.03 | 0.04 | 0.02 | 0.01 |
After reviewing the key financial ratios for Greencrest Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 3. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.51. It has increased from 1.47 (Mar 24) to 1.51, marking an increase of 0.04.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.51. It has increased from 1.47 (Mar 24) to 1.51, marking an increase of 0.04.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1.96. It has increased from 1.07 (Mar 24) to 1.96, marking an increase of 0.89.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 2. It has increased from 0.09 (Mar 24) to 0.13, marking an increase of 0.04.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.13. This value is within the healthy range. It has increased from 0.09 (Mar 24) to 0.13, marking an increase of 0.04.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.04 (Mar 24) to 0.05, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
- For PBDIT Margin (%), as of Mar 25, the value is 6.87. This value is below the healthy minimum of 10. It has decreased from 8.90 (Mar 24) to 6.87, marking a decrease of 2.03.
- For PBIT Margin (%), as of Mar 25, the value is 6.85. This value is below the healthy minimum of 10. It has decreased from 8.87 (Mar 24) to 6.85, marking a decrease of 2.02.
- For PBT Margin (%), as of Mar 25, the value is 2.77. This value is below the healthy minimum of 10. It has decreased from 4.61 (Mar 24) to 2.77, marking a decrease of 1.84.
- For Net Profit Margin (%), as of Mar 25, the value is 1.69. This value is below the healthy minimum of 5. It has decreased from 2.70 (Mar 24) to 1.69, marking a decrease of 1.01.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.21. This value is below the healthy minimum of 15. It has increased from 1.97 (Mar 24) to 2.21, marking an increase of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is 8.87. This value is below the healthy minimum of 10. It has increased from 6.17 (Mar 24) to 8.87, marking an increase of 2.70.
- For Return On Assets (%), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 5. It has increased from 1.15 (Mar 24) to 1.18, marking an increase of 0.03.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has increased from 0.60 (Mar 24) to 0.81, marking an increase of 0.21.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.73. It has increased from 0.46 (Mar 24) to 0.73, marking an increase of 0.27.
- For Current Ratio (X), as of Mar 25, the value is 2.09. This value is within the healthy range. It has decreased from 2.58 (Mar 24) to 2.09, marking a decrease of 0.49.
- For Quick Ratio (X), as of Mar 25, the value is 1.90. This value is within the healthy range. It has decreased from 2.05 (Mar 24) to 1.90, marking a decrease of 0.15.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 5.04. This value is within the healthy range. It has increased from 2.98 (Mar 24) to 5.04, marking an increase of 2.06.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.68. This value is below the healthy minimum of 3. It has decreased from 2.09 (Mar 24) to 1.68, marking a decrease of 0.41.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.42. This value is below the healthy minimum of 3. It has decreased from 1.63 (Mar 24) to 1.42, marking a decrease of 0.21.
- For Enterprise Value (Cr.), as of Mar 25, the value is 69.38. It has increased from 65.54 (Mar 24) to 69.38, marking an increase of 3.84.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.96. This value is below the healthy minimum of 1. It has decreased from 1.67 (Mar 24) to 0.96, marking a decrease of 0.71.
- For EV / EBITDA (X), as of Mar 25, the value is 14.07. This value is within the healthy range. It has decreased from 18.73 (Mar 24) to 14.07, marking a decrease of 4.66.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.34. This value is below the healthy minimum of 1. It has decreased from 0.85 (Mar 24) to 0.34, marking a decrease of 0.51.
- For Price / BV (X), as of Mar 25, the value is 0.45. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.45, marking a decrease of 0.17.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.34. This value is below the healthy minimum of 1. It has decreased from 0.85 (Mar 24) to 0.34, marking a decrease of 0.51.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Greencrest Financial Services Ltd:
- Net Profit Margin: 1.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 8.87% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.21% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.42
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.9
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 73.28)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.81
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 8, Ganesh Chandra Avenue, Kolkata West Bengal 700013 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Sushil Parakh | Managing Director |
| Mr. Sunil Parakh | Non Executive Director |
| Mr. Ashish Jha | Independent Director |
| Mr. Biswanath Roychowdhury | Independent Director |
| Ms. Nandini Bar | Independent Director |
FAQ
What is the intrinsic value of Greencrest Financial Services Ltd?
Greencrest Financial Services Ltd's intrinsic value (as of 14 January 2026) is ₹0.43 which is 23.21% lower the current market price of ₹0.56, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹20.5 Cr. market cap, FY2025-2026 high/low of ₹0.88/0.56, reserves of ₹20.53 Cr, and liabilities of ₹107.87 Cr.
What is the Market Cap of Greencrest Financial Services Ltd?
The Market Cap of Greencrest Financial Services Ltd is 20.5 Cr..
What is the current Stock Price of Greencrest Financial Services Ltd as on 14 January 2026?
The current stock price of Greencrest Financial Services Ltd as on 14 January 2026 is ₹0.56.
What is the High / Low of Greencrest Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Greencrest Financial Services Ltd stocks is ₹0.88/0.56.
What is the Stock P/E of Greencrest Financial Services Ltd?
The Stock P/E of Greencrest Financial Services Ltd is .
What is the Book Value of Greencrest Financial Services Ltd?
The Book Value of Greencrest Financial Services Ltd is 1.56.
What is the Dividend Yield of Greencrest Financial Services Ltd?
The Dividend Yield of Greencrest Financial Services Ltd is 0.00 %.
What is the ROCE of Greencrest Financial Services Ltd?
The ROCE of Greencrest Financial Services Ltd is 5.28 %.
What is the ROE of Greencrest Financial Services Ltd?
The ROE of Greencrest Financial Services Ltd is 2.24 %.
What is the Face Value of Greencrest Financial Services Ltd?
The Face Value of Greencrest Financial Services Ltd is 1.00.