Share Price and Basic Stock Data
Last Updated: December 24, 2025, 3:29 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Greencrest Financial Services Ltd operates in the Finance & Investments sector, with a current market capitalization of ₹21.6 Cr and a share price of ₹0.59. The company has reported a significant fluctuation in sales, with figures rising from ₹1.69 Cr in June 2022 to ₹24.48 Cr in March 2023, and projected sales of ₹71.77 Cr for March 2025. The quarterly sales peaked at ₹22.35 Cr in December 2024. Despite the strong growth trajectory, the company has also experienced periods of negative sales growth, notably a drop to ₹3.86 Cr in December 2022 and ₹8.28 Cr in March 2024. This volatility indicates a challenging operating environment. Moreover, the total revenue from operations for the trailing twelve months (TTM) stood at ₹45.87 Cr, reflecting the company’s capability to generate income but also highlighting past inconsistencies. The company must focus on stabilizing its revenue streams to enhance investor confidence and sustainable growth.
Profitability and Efficiency Metrics
Greencrest’s profitability metrics reveal a mixed performance, with a reported operating profit margin (OPM) of 36.73% as of June 2025, showcasing the company’s ability to maintain profitability in its operations. However, the company has faced challenges, recording a net profit of -₹1.30 Cr for the trailing twelve months. The operational efficiency is further evidenced by the return on equity (ROE) of 2.24% and return on capital employed (ROCE) of 5.28%. These figures are generally low compared to industry benchmarks, indicating room for improvement in asset utilization and shareholder returns. The interest coverage ratio (ICR) stands at 1.68x, suggesting that the company is just above the threshold to cover its interest obligations, but this also indicates potential vulnerability in times of financial stress. The cash conversion cycle of 75 days reflects operational inefficiencies, which the company needs to address to enhance liquidity and operational cash flow.
Balance Sheet Strength and Financial Ratios
The balance sheet of Greencrest Financial Services Ltd shows a total borrowing of ₹47.59 Cr against reserves of ₹20.53 Cr, resulting in a debt-to-equity ratio of 0.81x. This ratio indicates a reliance on debt financing, which could pose risks if the company fails to generate sufficient cash flows to service its debt. The company’s total assets have increased to ₹103.25 Cr as of March 2025, reflecting growth but also raising concerns over the sustainability of this growth given the high levels of borrowing. The price-to-book value (P/BV) ratio is reported at 0.45x, suggesting the stock is undervalued compared to its book value, which may attract value investors. However, the low return metrics and high dependency on debt financing necessitate careful monitoring. The current ratio of 2.09x indicates adequate liquidity, while the quick ratio of 1.90x further supports the company’s ability to meet short-term liabilities.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Greencrest Financial Services Ltd reveals a significant public ownership of 98.76%, with promoters holding a mere 1.25%. This distribution indicates a lack of confidence from institutional investors, as foreign institutional investors (FIIs) and domestic institutional investors (DIIs) have not invested in the company. The number of shareholders has risen from 30,677 in December 2022 to 62,344 by September 2025, reflecting growing interest among retail investors. However, the low promoter stake may raise concerns regarding long-term commitment to the company’s growth. The increasing number of shareholders suggests that the company is progressively gaining traction in the market, yet the dominance of public shareholders without institutional backing could lead to volatility in stock performance. This situation necessitates strategic initiatives to enhance engagement with institutional investors, which could bolster market confidence and share price stability.
Outlook, Risks, and Final Insight
Looking ahead, Greencrest Financial Services Ltd faces both opportunities and challenges. The positive trajectory in sales and the potential to stabilize revenues present growth opportunities. However, the company must address its profitability issues and operational inefficiencies to enhance its financial health. Key risks include high debt levels and reliance on volatile sales, which could impact cash flows and profitability. Should the company successfully implement strategies to improve operational efficiency and reduce debt, it may find itself positioned for a recovery in profitability and investor confidence. Conversely, failure to address these issues could lead to further financial strain, impacting its market position. Overall, while the company shows potential for future growth, its current financial metrics highlight the need for strategic management to navigate inherent risks effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.2 Cr. | 41.8 | 67.7/36.4 | 49.0 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,435 Cr. | 307 | 484/280 | 15.7 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 29.5 Cr. | 0.42 | 1.92/0.38 | 4.09 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.35 Cr. | 10.8 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 20.8 Cr. | 40.6 | 72.0/40.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,422.39 Cr | 1,386.34 | 80.90 | 3,844.37 | 0.35% | 21.71% | 14.20% | 7.22 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.69 | 8.36 | 3.86 | 10.87 | 6.90 | 13.43 | 17.12 | 8.28 | 21.47 | 15.47 | 22.35 | 12.48 | 5.39 |
| Expenses | 0.49 | 5.81 | 2.72 | 12.80 | 4.92 | 6.99 | 15.46 | 14.87 | 17.08 | 12.31 | 20.29 | 17.16 | 3.41 |
| Operating Profit | 1.20 | 2.55 | 1.14 | -1.93 | 1.98 | 6.44 | 1.66 | -6.59 | 4.39 | 3.16 | 2.06 | -4.68 | 1.98 |
| OPM % | 71.01% | 30.50% | 29.53% | -17.76% | 28.70% | 47.95% | 9.70% | -79.59% | 20.45% | 20.43% | 9.22% | -37.50% | 36.73% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.21 | 0.00 |
| Interest | 0.23 | 0.25 | 0.25 | 0.53 | 0.43 | 0.41 | 0.57 | 0.26 | 0.80 | 0.78 | 0.79 | 0.57 | 0.73 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.97 | 2.30 | 0.89 | -2.48 | 1.55 | 6.03 | 1.09 | -6.85 | 3.59 | 2.38 | 1.27 | -5.47 | 1.25 |
| Tax % | 29.90% | 30.00% | 30.34% | -33.06% | 25.16% | 8.46% | -32.11% | -0.73% | 22.84% | 28.15% | 25.98% | -23.22% | 24.80% |
| Net Profit | 0.67 | 1.61 | 0.62 | -1.66 | 1.16 | 5.52 | 1.44 | -6.80 | 2.77 | 1.71 | 0.94 | -4.20 | 0.93 |
| EPS in Rs | 0.02 | 0.04 | 0.02 | -0.05 | 0.03 | 0.15 | 0.04 | -0.19 | 0.08 | 0.05 | 0.03 | -0.11 | 0.03 |
Last Updated: August 19, 2025, 2:25 pm
Below is a detailed analysis of the quarterly data for Greencrest Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 5.39 Cr.. The value appears to be declining and may need further review. It has decreased from 12.48 Cr. (Mar 2025) to 5.39 Cr., marking a decrease of 7.09 Cr..
- For Expenses, as of Jun 2025, the value is 3.41 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 17.16 Cr. (Mar 2025) to 3.41 Cr., marking a decrease of 13.75 Cr..
- For Operating Profit, as of Jun 2025, the value is 1.98 Cr.. The value appears strong and on an upward trend. It has increased from -4.68 Cr. (Mar 2025) to 1.98 Cr., marking an increase of 6.66 Cr..
- For OPM %, as of Jun 2025, the value is 36.73%. The value appears strong and on an upward trend. It has increased from -37.50% (Mar 2025) to 36.73%, marking an increase of 74.23%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.21 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.21 Cr..
- For Interest, as of Jun 2025, the value is 0.73 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.57 Cr. (Mar 2025) to 0.73 Cr., marking an increase of 0.16 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.01 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 1.25 Cr.. The value appears strong and on an upward trend. It has increased from -5.47 Cr. (Mar 2025) to 1.25 Cr., marking an increase of 6.72 Cr..
- For Tax %, as of Jun 2025, the value is 24.80%. The value appears to be increasing, which may not be favorable. It has increased from -23.22% (Mar 2025) to 24.80%, marking an increase of 48.02%.
- For Net Profit, as of Jun 2025, the value is 0.93 Cr.. The value appears strong and on an upward trend. It has increased from -4.20 Cr. (Mar 2025) to 0.93 Cr., marking an increase of 5.13 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.03. The value appears strong and on an upward trend. It has increased from -0.11 (Mar 2025) to 0.03, marking an increase of 0.14.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:37 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.38 | 10.65 | 15.73 | 10.20 | 32.53 | 57.37 | 3.65 | 3.81 | 8.88 | 24.48 | 39.27 | 71.77 | 45.87 |
| Expenses | 7.37 | 8.84 | 14.63 | 9.23 | 31.71 | 56.24 | 3.02 | 3.12 | 7.93 | 21.52 | 35.77 | 66.85 | 44.41 |
| Operating Profit | 1.01 | 1.81 | 1.10 | 0.97 | 0.82 | 1.13 | 0.63 | 0.69 | 0.95 | 2.96 | 3.50 | 4.92 | 1.46 |
| OPM % | 12.05% | 17.00% | 6.99% | 9.51% | 2.52% | 1.97% | 17.26% | 18.11% | 10.70% | 12.09% | 8.91% | 6.86% | 3.18% |
| Other Income | 0.00 | 0.01 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | -0.21 |
| Interest | 0.00 | 0.01 | 0.05 | 0.05 | 0.04 | 0.06 | 0.00 | 0.00 | 0.16 | 1.27 | 1.67 | 2.93 | 2.82 |
| Depreciation | 0.00 | 0.00 | 0.02 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 1.01 | 1.81 | 1.06 | 0.89 | 0.74 | 1.03 | 0.60 | 0.66 | 0.75 | 1.68 | 1.82 | 1.99 | -1.58 |
| Tax % | 30.69% | 35.36% | 33.02% | 33.71% | 28.38% | 28.16% | 26.67% | 25.76% | 25.33% | 25.00% | 41.21% | 38.69% | |
| Net Profit | 0.70 | 1.16 | 0.71 | 0.60 | 0.53 | 0.73 | 0.45 | 0.48 | 0.56 | 1.26 | 1.06 | 1.22 | -1.30 |
| EPS in Rs | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | -0.02 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 65.71% | -38.79% | -15.49% | -11.67% | 37.74% | -38.36% | 6.67% | 16.67% | 125.00% | -15.87% | 15.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -104.51% | 23.30% | 3.83% | 49.40% | -76.09% | 45.02% | 10.00% | 108.33% | -140.87% | 30.97% |
Greencrest Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 81% |
| 3 Years: | 101% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 25% |
| 3 Years: | 35% |
| TTM: | -114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -37% |
| 5 Years: | 5% |
| 3 Years: | -20% |
| 1 Year: | -32% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 3:40 pm
Balance Sheet
Last Updated: December 4, 2025, 2:59 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 |
| Reserves | 9.41 | 10.57 | 11.28 | 11.95 | 12.48 | 13.35 | 13.83 | 14.31 | 14.87 | 16.13 | 17.19 | 18.57 | 20.53 |
| Borrowings | 0.00 | 0.00 | 0.12 | 0.94 | 0.42 | 0.40 | 0.38 | 0.40 | 12.54 | 24.81 | 32.34 | 45.13 | 47.59 |
| Other Liabilities | 3.23 | 3.42 | 1.61 | 2.26 | 0.34 | 1.91 | 0.30 | 0.32 | 1.16 | 0.60 | 6.00 | 3.00 | 3.20 |
| Total Liabilities | 49.19 | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 107.87 |
| Fixed Assets | 0.00 | 0.00 | 0.11 | 0.08 | 0.06 | 0.04 | 0.03 | 0.09 | 0.07 | 0.05 | 0.04 | 0.03 | 0.02 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 16.87 | 1.90 | 0.90 | 0.90 | 0.90 | 0.65 | 0.00 | 1.25 | 0.00 | 0.00 |
| Other Assets | 49.19 | 50.54 | 49.45 | 34.75 | 47.83 | 51.27 | 50.13 | 50.59 | 64.40 | 78.04 | 90.79 | 103.22 | 107.85 |
| Total Assets | 49.19 | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 107.87 |
Below is a detailed analysis of the balance sheet data for Greencrest Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 36.55 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 36.55 Cr..
- For Reserves, as of Sep 2025, the value is 20.53 Cr.. The value appears strong and on an upward trend. It has increased from 18.57 Cr. (Mar 2025) to 20.53 Cr., marking an increase of 1.96 Cr..
- For Borrowings, as of Sep 2025, the value is 47.59 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 45.13 Cr. (Mar 2025) to 47.59 Cr., marking an increase of 2.46 Cr..
- For Other Liabilities, as of Sep 2025, the value is 3.20 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Mar 2025) to 3.20 Cr., marking an increase of 0.20 Cr..
- For Total Liabilities, as of Sep 2025, the value is 107.87 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 103.25 Cr. (Mar 2025) to 107.87 Cr., marking an increase of 4.62 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Mar 2025) to 0.02 Cr., marking a decrease of 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 107.85 Cr.. The value appears strong and on an upward trend. It has increased from 103.22 Cr. (Mar 2025) to 107.85 Cr., marking an increase of 4.63 Cr..
- For Total Assets, as of Sep 2025, the value is 107.87 Cr.. The value appears strong and on an upward trend. It has increased from 103.25 Cr. (Mar 2025) to 107.87 Cr., marking an increase of 4.62 Cr..
However, the Borrowings (47.59 Cr.) are higher than the Reserves (20.53 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.01 | 1.81 | 0.98 | 0.03 | 0.40 | 0.73 | 0.25 | 0.29 | -11.59 | -21.85 | -28.84 | -40.21 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 75.79 | 1.71 | 32.02 | 18.97 | 10.43 | 0.64 | 19.00 | 0.00 | 240.05 | 18.34 | 15.24 | 22.02 |
| Inventory Days | 571.68 | 401.03 | 264.35 | 0.00 | 135.23 | 58.08 | 1,011.11 | 142.85 | 128.29 | 211.67 | 52.97 | |
| Days Payable | 33.60 | 18.44 | 11.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Cash Conversion Cycle | 613.87 | 384.30 | 284.48 | 18.97 | 145.67 | 58.72 | 1,030.11 | 0.00 | 382.89 | 146.63 | 226.91 | 75.00 |
| Working Capital Days | 1,994.43 | 1,608.06 | 1,032.12 | 1,108.60 | 521.08 | 307.61 | 727.00 | 761.61 | 326.77 | 132.55 | 166.00 | 70.59 |
| ROCE % | 2.23% | 3.89% | 2.27% | 1.93% | 1.58% | 2.19% | 1.19% | 1.29% | 1.58% | 4.17% | 4.27% | 5.28% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 10.00 | 1.00 |
| Basic EPS (Rs.) | 0.03 | 0.03 | 0.03 | 0.15 | 0.13 |
| Diluted EPS (Rs.) | 0.03 | 0.03 | 0.03 | 0.15 | 0.13 |
| Cash EPS (Rs.) | 0.03 | 0.02 | 0.03 | 0.16 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.51 | 1.47 | 1.44 | 14.07 | 1.39 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.51 | 1.47 | 1.44 | 14.07 | 1.39 |
| Revenue From Operations / Share (Rs.) | 1.96 | 1.07 | 0.66 | 2.43 | 0.10 |
| PBDIT / Share (Rs.) | 0.13 | 0.09 | 0.08 | 0.26 | 0.01 |
| PBIT / Share (Rs.) | 0.13 | 0.09 | 0.08 | 0.24 | 0.01 |
| PBT / Share (Rs.) | 0.05 | 0.04 | 0.04 | 0.20 | 0.01 |
| Net Profit / Share (Rs.) | 0.03 | 0.02 | 0.03 | 0.15 | 0.01 |
| PBDIT Margin (%) | 6.87 | 8.90 | 12.11 | 10.75 | 18.07 |
| PBIT Margin (%) | 6.85 | 8.87 | 12.03 | 10.25 | 17.17 |
| PBT Margin (%) | 2.77 | 4.61 | 6.85 | 8.42 | 17.16 |
| Net Profit Margin (%) | 1.69 | 2.70 | 5.12 | 6.25 | 12.60 |
| Return on Networth / Equity (%) | 2.21 | 1.97 | 2.38 | 1.08 | 0.94 |
| Return on Capital Employeed (%) | 8.87 | 6.17 | 5.53 | 1.75 | 1.27 |
| Return On Assets (%) | 1.18 | 1.15 | 1.60 | 0.85 | 0.93 |
| Total Debt / Equity (X) | 0.81 | 0.60 | 0.47 | 0.24 | 0.01 |
| Asset Turnover Ratio (%) | 0.73 | 0.46 | 0.34 | 0.15 | 0.07 |
| Current Ratio (X) | 2.09 | 2.58 | 2.98 | 4.60 | 126.95 |
| Quick Ratio (X) | 1.90 | 2.05 | 2.69 | 4.39 | 107.58 |
| Inventory Turnover Ratio (X) | 5.04 | 2.98 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.68 | 2.09 | 2.34 | 5.88 | 1228.95 |
| Interest Coverage Ratio (Post Tax) (X) | 1.42 | 1.63 | 1.99 | 4.42 | 857.72 |
| Enterprise Value (Cr.) | 69.38 | 65.54 | 50.40 | 34.50 | 27.63 |
| EV / Net Operating Revenue (X) | 0.96 | 1.67 | 2.06 | 3.88 | 7.26 |
| EV / EBITDA (X) | 14.07 | 18.73 | 17.00 | 36.12 | 40.14 |
| MarketCap / Net Operating Revenue (X) | 0.34 | 0.85 | 1.10 | 2.49 | 7.68 |
| Price / BV (X) | 0.45 | 0.62 | 0.51 | 0.43 | 0.57 |
| Price / Net Operating Revenue (X) | 0.34 | 0.85 | 1.11 | 2.49 | 7.68 |
| EarningsYield | 0.04 | 0.03 | 0.04 | 0.02 | 0.01 |
After reviewing the key financial ratios for Greencrest Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 3. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.51. It has increased from 1.47 (Mar 24) to 1.51, marking an increase of 0.04.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.51. It has increased from 1.47 (Mar 24) to 1.51, marking an increase of 0.04.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1.96. It has increased from 1.07 (Mar 24) to 1.96, marking an increase of 0.89.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 2. It has increased from 0.09 (Mar 24) to 0.13, marking an increase of 0.04.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.13. This value is within the healthy range. It has increased from 0.09 (Mar 24) to 0.13, marking an increase of 0.04.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.04 (Mar 24) to 0.05, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
- For PBDIT Margin (%), as of Mar 25, the value is 6.87. This value is below the healthy minimum of 10. It has decreased from 8.90 (Mar 24) to 6.87, marking a decrease of 2.03.
- For PBIT Margin (%), as of Mar 25, the value is 6.85. This value is below the healthy minimum of 10. It has decreased from 8.87 (Mar 24) to 6.85, marking a decrease of 2.02.
- For PBT Margin (%), as of Mar 25, the value is 2.77. This value is below the healthy minimum of 10. It has decreased from 4.61 (Mar 24) to 2.77, marking a decrease of 1.84.
- For Net Profit Margin (%), as of Mar 25, the value is 1.69. This value is below the healthy minimum of 5. It has decreased from 2.70 (Mar 24) to 1.69, marking a decrease of 1.01.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.21. This value is below the healthy minimum of 15. It has increased from 1.97 (Mar 24) to 2.21, marking an increase of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is 8.87. This value is below the healthy minimum of 10. It has increased from 6.17 (Mar 24) to 8.87, marking an increase of 2.70.
- For Return On Assets (%), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 5. It has increased from 1.15 (Mar 24) to 1.18, marking an increase of 0.03.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has increased from 0.60 (Mar 24) to 0.81, marking an increase of 0.21.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.73. It has increased from 0.46 (Mar 24) to 0.73, marking an increase of 0.27.
- For Current Ratio (X), as of Mar 25, the value is 2.09. This value is within the healthy range. It has decreased from 2.58 (Mar 24) to 2.09, marking a decrease of 0.49.
- For Quick Ratio (X), as of Mar 25, the value is 1.90. This value is within the healthy range. It has decreased from 2.05 (Mar 24) to 1.90, marking a decrease of 0.15.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 5.04. This value is within the healthy range. It has increased from 2.98 (Mar 24) to 5.04, marking an increase of 2.06.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.68. This value is below the healthy minimum of 3. It has decreased from 2.09 (Mar 24) to 1.68, marking a decrease of 0.41.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.42. This value is below the healthy minimum of 3. It has decreased from 1.63 (Mar 24) to 1.42, marking a decrease of 0.21.
- For Enterprise Value (Cr.), as of Mar 25, the value is 69.38. It has increased from 65.54 (Mar 24) to 69.38, marking an increase of 3.84.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.96. This value is below the healthy minimum of 1. It has decreased from 1.67 (Mar 24) to 0.96, marking a decrease of 0.71.
- For EV / EBITDA (X), as of Mar 25, the value is 14.07. This value is within the healthy range. It has decreased from 18.73 (Mar 24) to 14.07, marking a decrease of 4.66.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.34. This value is below the healthy minimum of 1. It has decreased from 0.85 (Mar 24) to 0.34, marking a decrease of 0.51.
- For Price / BV (X), as of Mar 25, the value is 0.45. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.45, marking a decrease of 0.17.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.34. This value is below the healthy minimum of 1. It has decreased from 0.85 (Mar 24) to 0.34, marking a decrease of 0.51.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Greencrest Financial Services Ltd:
- Net Profit Margin: 1.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 8.87% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.21% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.42
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.9
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 80.9)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.81
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 8, Ganesh Chandra Avenue, Kolkata West Bengal 700013 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Sushil Parakh | Managing Director |
| Mr. Sunil Parakh | Non Executive Director |
| Mr. Ashish Jha | Independent Director |
| Mr. Biswanath Roychowdhury | Independent Director |
| Ms. Nandini Bar | Independent Director |
FAQ
What is the intrinsic value of Greencrest Financial Services Ltd?
Greencrest Financial Services Ltd's intrinsic value (as of 24 December 2025) is 0.43 which is 30.65% lower the current market price of 0.62, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 22.7 Cr. market cap, FY2025-2026 high/low of 0.93/0.58, reserves of ₹20.53 Cr, and liabilities of 107.87 Cr.
What is the Market Cap of Greencrest Financial Services Ltd?
The Market Cap of Greencrest Financial Services Ltd is 22.7 Cr..
What is the current Stock Price of Greencrest Financial Services Ltd as on 24 December 2025?
The current stock price of Greencrest Financial Services Ltd as on 24 December 2025 is 0.62.
What is the High / Low of Greencrest Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Greencrest Financial Services Ltd stocks is 0.93/0.58.
What is the Stock P/E of Greencrest Financial Services Ltd?
The Stock P/E of Greencrest Financial Services Ltd is .
What is the Book Value of Greencrest Financial Services Ltd?
The Book Value of Greencrest Financial Services Ltd is 1.56.
What is the Dividend Yield of Greencrest Financial Services Ltd?
The Dividend Yield of Greencrest Financial Services Ltd is 0.00 %.
What is the ROCE of Greencrest Financial Services Ltd?
The ROCE of Greencrest Financial Services Ltd is 5.28 %.
What is the ROE of Greencrest Financial Services Ltd?
The ROE of Greencrest Financial Services Ltd is 2.24 %.
What is the Face Value of Greencrest Financial Services Ltd?
The Face Value of Greencrest Financial Services Ltd is 1.00.