Share Price and Basic Stock Data
Last Updated: February 2, 2026, 5:29 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Greencrest Financial Services Ltd operates in the finance and investments sector, with its current share price standing at ₹0.52 and a market capitalization of ₹19.0 Cr. The company has experienced fluctuating sales over recent quarters, with a notable increase in the latest quarter ending September 2023, reporting sales of ₹13.43 Cr, which rose to ₹17.12 Cr in December 2023. This positive trend continued into the following quarters, with sales projected at ₹21.47 Cr in June 2024. However, the annual sales figures reveal volatility, with total sales recorded at ₹24.48 Cr for the fiscal year ending March 2023, and an anticipated rise to ₹39.27 Cr in March 2024. The trailing twelve months (TTM) sales stood at ₹45.87 Cr, indicating a positive trajectory compared to previous years. The company’s ability to increase revenues amid fluctuating performance showcases its potential for growth in a competitive environment.
Profitability and Efficiency Metrics
Greencrest’s profitability metrics reflect significant variability. The company reported an operating profit margin (OPM) of 37.17% in the most recent quarter, a substantial increase from previous quarters such as -17.76% in March 2023. However, net profit figures have been inconsistent, with a net profit of -₹1.30 Cr overall, indicating challenges in sustaining profitability. The net profit for September 2023 was recorded at ₹5.52 Cr, but this was offset by losses in earlier periods, including a loss of ₹6.80 Cr in March 2024. The interest coverage ratio (ICR) stood at 1.68x, suggesting a moderate ability to cover interest expenses. While the return on equity (ROE) was reported at 2.24%, the return on capital employed (ROCE) was higher at 5.28%, indicating that the company is generating better returns on its capital investments than on equity, although both figures remain below sector norms.
Balance Sheet Strength and Financial Ratios
As of the latest reporting period, Greencrest’s balance sheet presents a mixed picture. The company holds reserves of ₹20.53 Cr against borrowings of ₹47.59 Cr, resulting in a debt-to-equity ratio of 0.81, which is moderate compared to industry standards. This suggests a reliance on debt for financing, which could pose risks if not managed carefully. The current ratio is reported at 2.09, indicating good short-term liquidity, while the quick ratio stands at 1.90, reflecting strong immediate financial health. However, the company’s price-to-book value (P/BV) ratio of 0.45x suggests that the shares are trading at a discount compared to the book value, potentially indicating undervaluation or market skepticism about future performance. Overall, while the balance sheet shows strengths in liquidity, the high level of borrowings raises concerns about financial leverage and sustainability.
Shareholding Pattern and Investor Confidence
The shareholding structure of Greencrest Financial Services Ltd indicates a significant public ownership of 98.75%, with promoters holding a mere 1.25%. This distribution may reflect a lack of confidence from promoters in driving the company’s growth, as evidenced by the gradual increase in public shareholders from 30,954 in March 2023 to 61,011 by December 2025. This rise in the number of shareholders can be seen as a positive sign of increasing interest from the public, though the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) points to limited institutional backing, which could impact stock liquidity and overall market perception. The persistent public ownership suggests that retail investors are currently the primary stakeholders, which may lead to volatility in stock performance as retail sentiment can be influenced by market trends.
Outlook, Risks, and Final Insight
Looking ahead, Greencrest Financial Services Ltd faces both opportunities and challenges. The recent upward trend in sales indicates potential growth, but the company must address its profitability issues, particularly the inconsistent net profit figures. With a reliance on debt financing, the risk of financial distress increases, especially in a rising interest rate environment. Additionally, the absence of institutional investors raises concerns about long-term stability and market confidence. Strengths include a solid liquidity position and improving sales, which can be leveraged for future growth. However, the company must also navigate risks associated with high leverage and the volatility of its earnings. If Greencrest can stabilize its profitability and attract institutional investment, it could enhance shareholder value and market confidence, paving the way for sustained growth in the dynamic finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.4 Cr. | 38.9 | 54.9/36.4 | 54.3 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,306 Cr. | 291 | 455/265 | 14.4 | 111 | 0.34 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 28.8 Cr. | 0.41 | 0.97/0.38 | 3.99 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 3.76 Cr. | 7.60 | 11.6/7.58 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 13.8 Cr. | 27.0 | 69.9/27.0 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,985.44 Cr | 1,247.45 | 69.98 | 4,367.94 | 0.39% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.36 | 3.86 | 10.87 | 6.90 | 13.43 | 17.12 | 8.28 | 21.47 | 15.47 | 22.35 | 12.48 | 5.39 | 5.65 |
| Expenses | 5.81 | 2.72 | 12.80 | 4.92 | 6.99 | 15.46 | 14.87 | 17.08 | 12.31 | 20.29 | 17.16 | 3.41 | 3.55 |
| Operating Profit | 2.55 | 1.14 | -1.93 | 1.98 | 6.44 | 1.66 | -6.59 | 4.39 | 3.16 | 2.06 | -4.68 | 1.98 | 2.10 |
| OPM % | 30.50% | 29.53% | -17.76% | 28.70% | 47.95% | 9.70% | -79.59% | 20.45% | 20.43% | 9.22% | -37.50% | 36.73% | 37.17% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.21 | 0.00 | 0.00 |
| Interest | 0.25 | 0.25 | 0.53 | 0.43 | 0.41 | 0.57 | 0.26 | 0.80 | 0.78 | 0.79 | 0.57 | 0.73 | 0.73 |
| Depreciation | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
| Profit before tax | 2.30 | 0.89 | -2.48 | 1.55 | 6.03 | 1.09 | -6.85 | 3.59 | 2.38 | 1.27 | -5.47 | 1.25 | 1.37 |
| Tax % | 30.00% | 30.34% | -33.06% | 25.16% | 8.46% | -32.11% | -0.73% | 22.84% | 28.15% | 25.98% | -23.22% | 24.80% | 24.82% |
| Net Profit | 1.61 | 0.62 | -1.66 | 1.16 | 5.52 | 1.44 | -6.80 | 2.77 | 1.71 | 0.94 | -4.20 | 0.93 | 1.03 |
| EPS in Rs | 0.04 | 0.02 | -0.05 | 0.03 | 0.15 | 0.04 | -0.19 | 0.08 | 0.05 | 0.03 | -0.11 | 0.03 | 0.03 |
Last Updated: December 26, 2025, 5:05 pm
Below is a detailed analysis of the quarterly data for Greencrest Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 5.65 Cr.. The value appears strong and on an upward trend. It has increased from 5.39 Cr. (Jun 2025) to 5.65 Cr., marking an increase of 0.26 Cr..
- For Expenses, as of Sep 2025, the value is 3.55 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.41 Cr. (Jun 2025) to 3.55 Cr., marking an increase of 0.14 Cr..
- For Operating Profit, as of Sep 2025, the value is 2.10 Cr.. The value appears strong and on an upward trend. It has increased from 1.98 Cr. (Jun 2025) to 2.10 Cr., marking an increase of 0.12 Cr..
- For OPM %, as of Sep 2025, the value is 37.17%. The value appears strong and on an upward trend. It has increased from 36.73% (Jun 2025) to 37.17%, marking an increase of 0.44%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.73 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.73 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 1.37 Cr.. The value appears strong and on an upward trend. It has increased from 1.25 Cr. (Jun 2025) to 1.37 Cr., marking an increase of 0.12 Cr..
- For Tax %, as of Sep 2025, the value is 24.82%. The value appears to be increasing, which may not be favorable. It has increased from 24.80% (Jun 2025) to 24.82%, marking an increase of 0.02%.
- For Net Profit, as of Sep 2025, the value is 1.03 Cr.. The value appears strong and on an upward trend. It has increased from 0.93 Cr. (Jun 2025) to 1.03 Cr., marking an increase of 0.10 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.03. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:37 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.38 | 10.65 | 15.73 | 10.20 | 32.53 | 57.37 | 3.65 | 3.81 | 8.88 | 24.48 | 39.27 | 71.77 | 45.87 |
| Expenses | 7.37 | 8.84 | 14.63 | 9.23 | 31.71 | 56.24 | 3.02 | 3.12 | 7.93 | 21.52 | 35.77 | 66.85 | 44.41 |
| Operating Profit | 1.01 | 1.81 | 1.10 | 0.97 | 0.82 | 1.13 | 0.63 | 0.69 | 0.95 | 2.96 | 3.50 | 4.92 | 1.46 |
| OPM % | 12.05% | 17.00% | 6.99% | 9.51% | 2.52% | 1.97% | 17.26% | 18.11% | 10.70% | 12.09% | 8.91% | 6.86% | 3.18% |
| Other Income | 0.00 | 0.01 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | -0.21 |
| Interest | 0.00 | 0.01 | 0.05 | 0.05 | 0.04 | 0.06 | 0.00 | 0.00 | 0.16 | 1.27 | 1.67 | 2.93 | 2.82 |
| Depreciation | 0.00 | 0.00 | 0.02 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 1.01 | 1.81 | 1.06 | 0.89 | 0.74 | 1.03 | 0.60 | 0.66 | 0.75 | 1.68 | 1.82 | 1.99 | -1.58 |
| Tax % | 30.69% | 35.36% | 33.02% | 33.71% | 28.38% | 28.16% | 26.67% | 25.76% | 25.33% | 25.00% | 41.21% | 38.69% | |
| Net Profit | 0.70 | 1.16 | 0.71 | 0.60 | 0.53 | 0.73 | 0.45 | 0.48 | 0.56 | 1.26 | 1.06 | 1.22 | -1.30 |
| EPS in Rs | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | -0.02 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 65.71% | -38.79% | -15.49% | -11.67% | 37.74% | -38.36% | 6.67% | 16.67% | 125.00% | -15.87% | 15.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -104.51% | 23.30% | 3.83% | 49.40% | -76.09% | 45.02% | 10.00% | 108.33% | -140.87% | 30.97% |
Greencrest Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 81% |
| 3 Years: | 101% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 25% |
| 3 Years: | 35% |
| TTM: | -114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -37% |
| 5 Years: | 5% |
| 3 Years: | -20% |
| 1 Year: | -32% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 3:40 pm
Balance Sheet
Last Updated: December 4, 2025, 2:59 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 |
| Reserves | 9.41 | 10.57 | 11.28 | 11.95 | 12.48 | 13.35 | 13.83 | 14.31 | 14.87 | 16.13 | 17.19 | 18.57 | 20.53 |
| Borrowings | 0.00 | 0.00 | 0.12 | 0.94 | 0.42 | 0.40 | 0.38 | 0.40 | 12.54 | 24.81 | 32.34 | 45.13 | 47.59 |
| Other Liabilities | 3.23 | 3.42 | 1.61 | 2.26 | 0.34 | 1.91 | 0.30 | 0.32 | 1.16 | 0.60 | 6.00 | 3.00 | 3.20 |
| Total Liabilities | 49.19 | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 107.87 |
| Fixed Assets | 0.00 | 0.00 | 0.11 | 0.08 | 0.06 | 0.04 | 0.03 | 0.09 | 0.07 | 0.05 | 0.04 | 0.03 | 0.02 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 16.87 | 1.90 | 0.90 | 0.90 | 0.90 | 0.65 | 0.00 | 1.25 | 0.00 | 0.00 |
| Other Assets | 49.19 | 50.54 | 49.45 | 34.75 | 47.83 | 51.27 | 50.13 | 50.59 | 64.40 | 78.04 | 90.79 | 103.22 | 107.85 |
| Total Assets | 49.19 | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 107.87 |
Below is a detailed analysis of the balance sheet data for Greencrest Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 36.55 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 36.55 Cr..
- For Reserves, as of Sep 2025, the value is 20.53 Cr.. The value appears strong and on an upward trend. It has increased from 18.57 Cr. (Mar 2025) to 20.53 Cr., marking an increase of 1.96 Cr..
- For Borrowings, as of Sep 2025, the value is 47.59 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 45.13 Cr. (Mar 2025) to 47.59 Cr., marking an increase of 2.46 Cr..
- For Other Liabilities, as of Sep 2025, the value is 3.20 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Mar 2025) to 3.20 Cr., marking an increase of 0.20 Cr..
- For Total Liabilities, as of Sep 2025, the value is 107.87 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 103.25 Cr. (Mar 2025) to 107.87 Cr., marking an increase of 4.62 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Mar 2025) to 0.02 Cr., marking a decrease of 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 107.85 Cr.. The value appears strong and on an upward trend. It has increased from 103.22 Cr. (Mar 2025) to 107.85 Cr., marking an increase of 4.63 Cr..
- For Total Assets, as of Sep 2025, the value is 107.87 Cr.. The value appears strong and on an upward trend. It has increased from 103.25 Cr. (Mar 2025) to 107.87 Cr., marking an increase of 4.62 Cr..
However, the Borrowings (47.59 Cr.) are higher than the Reserves (20.53 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.01 | 1.81 | 0.98 | 0.03 | 0.40 | 0.73 | 0.25 | 0.29 | -11.59 | -21.85 | -28.84 | -40.21 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 75.79 | 1.71 | 32.02 | 18.97 | 10.43 | 0.64 | 19.00 | 0.00 | 240.05 | 18.34 | 15.24 | 22.02 |
| Inventory Days | 571.68 | 401.03 | 264.35 | 0.00 | 135.23 | 58.08 | 1,011.11 | 142.85 | 128.29 | 211.67 | 52.97 | |
| Days Payable | 33.60 | 18.44 | 11.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Cash Conversion Cycle | 613.87 | 384.30 | 284.48 | 18.97 | 145.67 | 58.72 | 1,030.11 | 0.00 | 382.89 | 146.63 | 226.91 | 75.00 |
| Working Capital Days | 1,994.43 | 1,608.06 | 1,032.12 | 1,108.60 | 521.08 | 307.61 | 727.00 | 761.61 | 326.77 | 132.55 | 166.00 | 70.59 |
| ROCE % | 2.23% | 3.89% | 2.27% | 1.93% | 1.58% | 2.19% | 1.19% | 1.29% | 1.58% | 4.17% | 4.27% | 5.28% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 10.00 | 1.00 |
| Basic EPS (Rs.) | 0.03 | 0.03 | 0.03 | 0.15 | 0.13 |
| Diluted EPS (Rs.) | 0.03 | 0.03 | 0.03 | 0.15 | 0.13 |
| Cash EPS (Rs.) | 0.03 | 0.02 | 0.03 | 0.16 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.51 | 1.47 | 1.44 | 14.07 | 1.39 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.51 | 1.47 | 1.44 | 14.07 | 1.39 |
| Revenue From Operations / Share (Rs.) | 1.96 | 1.07 | 0.66 | 2.43 | 0.10 |
| PBDIT / Share (Rs.) | 0.13 | 0.09 | 0.08 | 0.26 | 0.01 |
| PBIT / Share (Rs.) | 0.13 | 0.09 | 0.08 | 0.24 | 0.01 |
| PBT / Share (Rs.) | 0.05 | 0.04 | 0.04 | 0.20 | 0.01 |
| Net Profit / Share (Rs.) | 0.03 | 0.02 | 0.03 | 0.15 | 0.01 |
| PBDIT Margin (%) | 6.87 | 8.90 | 12.11 | 10.75 | 18.07 |
| PBIT Margin (%) | 6.85 | 8.87 | 12.03 | 10.25 | 17.17 |
| PBT Margin (%) | 2.77 | 4.61 | 6.85 | 8.42 | 17.16 |
| Net Profit Margin (%) | 1.69 | 2.70 | 5.12 | 6.25 | 12.60 |
| Return on Networth / Equity (%) | 2.21 | 1.97 | 2.38 | 1.08 | 0.94 |
| Return on Capital Employeed (%) | 8.87 | 6.17 | 5.53 | 1.75 | 1.27 |
| Return On Assets (%) | 1.18 | 1.15 | 1.60 | 0.85 | 0.93 |
| Total Debt / Equity (X) | 0.81 | 0.60 | 0.47 | 0.24 | 0.01 |
| Asset Turnover Ratio (%) | 0.73 | 0.46 | 0.34 | 0.15 | 0.07 |
| Current Ratio (X) | 2.09 | 2.58 | 2.98 | 4.60 | 126.95 |
| Quick Ratio (X) | 1.90 | 2.05 | 2.69 | 4.39 | 107.58 |
| Inventory Turnover Ratio (X) | 5.04 | 2.98 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.68 | 2.09 | 2.34 | 5.88 | 1228.95 |
| Interest Coverage Ratio (Post Tax) (X) | 1.42 | 1.63 | 1.99 | 4.42 | 857.72 |
| Enterprise Value (Cr.) | 69.38 | 65.54 | 50.40 | 34.50 | 27.63 |
| EV / Net Operating Revenue (X) | 0.96 | 1.67 | 2.06 | 3.88 | 7.26 |
| EV / EBITDA (X) | 14.07 | 18.73 | 17.00 | 36.12 | 40.14 |
| MarketCap / Net Operating Revenue (X) | 0.34 | 0.85 | 1.10 | 2.49 | 7.68 |
| Price / BV (X) | 0.45 | 0.62 | 0.51 | 0.43 | 0.57 |
| Price / Net Operating Revenue (X) | 0.34 | 0.85 | 1.11 | 2.49 | 7.68 |
| EarningsYield | 0.04 | 0.03 | 0.04 | 0.02 | 0.01 |
After reviewing the key financial ratios for Greencrest Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 3. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.51. It has increased from 1.47 (Mar 24) to 1.51, marking an increase of 0.04.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.51. It has increased from 1.47 (Mar 24) to 1.51, marking an increase of 0.04.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1.96. It has increased from 1.07 (Mar 24) to 1.96, marking an increase of 0.89.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 2. It has increased from 0.09 (Mar 24) to 0.13, marking an increase of 0.04.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.13. This value is within the healthy range. It has increased from 0.09 (Mar 24) to 0.13, marking an increase of 0.04.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.04 (Mar 24) to 0.05, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
- For PBDIT Margin (%), as of Mar 25, the value is 6.87. This value is below the healthy minimum of 10. It has decreased from 8.90 (Mar 24) to 6.87, marking a decrease of 2.03.
- For PBIT Margin (%), as of Mar 25, the value is 6.85. This value is below the healthy minimum of 10. It has decreased from 8.87 (Mar 24) to 6.85, marking a decrease of 2.02.
- For PBT Margin (%), as of Mar 25, the value is 2.77. This value is below the healthy minimum of 10. It has decreased from 4.61 (Mar 24) to 2.77, marking a decrease of 1.84.
- For Net Profit Margin (%), as of Mar 25, the value is 1.69. This value is below the healthy minimum of 5. It has decreased from 2.70 (Mar 24) to 1.69, marking a decrease of 1.01.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.21. This value is below the healthy minimum of 15. It has increased from 1.97 (Mar 24) to 2.21, marking an increase of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is 8.87. This value is below the healthy minimum of 10. It has increased from 6.17 (Mar 24) to 8.87, marking an increase of 2.70.
- For Return On Assets (%), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 5. It has increased from 1.15 (Mar 24) to 1.18, marking an increase of 0.03.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has increased from 0.60 (Mar 24) to 0.81, marking an increase of 0.21.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.73. It has increased from 0.46 (Mar 24) to 0.73, marking an increase of 0.27.
- For Current Ratio (X), as of Mar 25, the value is 2.09. This value is within the healthy range. It has decreased from 2.58 (Mar 24) to 2.09, marking a decrease of 0.49.
- For Quick Ratio (X), as of Mar 25, the value is 1.90. This value is within the healthy range. It has decreased from 2.05 (Mar 24) to 1.90, marking a decrease of 0.15.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 5.04. This value is within the healthy range. It has increased from 2.98 (Mar 24) to 5.04, marking an increase of 2.06.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.68. This value is below the healthy minimum of 3. It has decreased from 2.09 (Mar 24) to 1.68, marking a decrease of 0.41.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.42. This value is below the healthy minimum of 3. It has decreased from 1.63 (Mar 24) to 1.42, marking a decrease of 0.21.
- For Enterprise Value (Cr.), as of Mar 25, the value is 69.38. It has increased from 65.54 (Mar 24) to 69.38, marking an increase of 3.84.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.96. This value is below the healthy minimum of 1. It has decreased from 1.67 (Mar 24) to 0.96, marking a decrease of 0.71.
- For EV / EBITDA (X), as of Mar 25, the value is 14.07. This value is within the healthy range. It has decreased from 18.73 (Mar 24) to 14.07, marking a decrease of 4.66.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.34. This value is below the healthy minimum of 1. It has decreased from 0.85 (Mar 24) to 0.34, marking a decrease of 0.51.
- For Price / BV (X), as of Mar 25, the value is 0.45. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.45, marking a decrease of 0.17.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.34. This value is below the healthy minimum of 1. It has decreased from 0.85 (Mar 24) to 0.34, marking a decrease of 0.51.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Greencrest Financial Services Ltd:
- Net Profit Margin: 1.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 8.87% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.21% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.42
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.9
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 69.98)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.81
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 8, Ganesh Chandra Avenue, Kolkata West Bengal 700013 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Sushil Parakh | Managing Director |
| Mr. Sunil Parakh | Non Executive Director |
| Mr. Ashish Jha | Independent Director |
| Mr. Biswanath Roychowdhury | Independent Director |
| Ms. Nandini Bar | Independent Director |
FAQ
What is the intrinsic value of Greencrest Financial Services Ltd?
Greencrest Financial Services Ltd's intrinsic value (as of 02 February 2026) is ₹0.43 which is 18.87% lower the current market price of ₹0.53, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹19.4 Cr. market cap, FY2025-2026 high/low of ₹0.81/0.50, reserves of ₹20.53 Cr, and liabilities of ₹107.87 Cr.
What is the Market Cap of Greencrest Financial Services Ltd?
The Market Cap of Greencrest Financial Services Ltd is 19.4 Cr..
What is the current Stock Price of Greencrest Financial Services Ltd as on 02 February 2026?
The current stock price of Greencrest Financial Services Ltd as on 02 February 2026 is ₹0.53.
What is the High / Low of Greencrest Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Greencrest Financial Services Ltd stocks is ₹0.81/0.50.
What is the Stock P/E of Greencrest Financial Services Ltd?
The Stock P/E of Greencrest Financial Services Ltd is .
What is the Book Value of Greencrest Financial Services Ltd?
The Book Value of Greencrest Financial Services Ltd is 1.56.
What is the Dividend Yield of Greencrest Financial Services Ltd?
The Dividend Yield of Greencrest Financial Services Ltd is 0.00 %.
What is the ROCE of Greencrest Financial Services Ltd?
The ROCE of Greencrest Financial Services Ltd is 5.28 %.
What is the ROE of Greencrest Financial Services Ltd?
The ROE of Greencrest Financial Services Ltd is 2.24 %.
What is the Face Value of Greencrest Financial Services Ltd?
The Face Value of Greencrest Financial Services Ltd is 1.00.