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Last Updated on: 24 February, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Muthoot Capital Services Ltd

About the Company - Muthoot Capital Services Ltd

Muthoot Capital Services Ltd. is a Public Limited Listed company incorporated on 18/02/1994 and has its registered office in the State of Kerala, India. Company’s Corporate Identification Number(CIN) is L67120KL1994PLC007726 and registration number is 007726. Currently company belongs to the Industry of Finance & Investments. Company’s Total Operating Revenue is Rs. 397.49 Cr. and Equity Capital is Rs. 16.45 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & Investments3rd Floor, Kochi Kerala 682035investorgrievance@muthootcap.com
http://www.muthootcap.com
Management
NamePosition Held
Mr. Thomas John MuthootChairman
Mr. Thomas George MuthootManaging Director
Mr. Thomas MuthootDirector
Mr. A P KurianIndependent Director
Mr. Thomas MathewIndependent Director
Mrs. Shirley ThomasIndependent Woman Director

Muthoot Capital Services Ltd. Share Price Update

Share PriceValue
Today₹315.00
Previous Day₹316.70

Basic Stock Data of Muthoot Capital Services Ltd

Market Cap 525 Cr.
Current Price 319
High / Low460/236
Stock P/E6.02
Book Value 359
Dividend Yield0.00 %
ROCE15.2 %
ROE17.5 %
Face Value 10.0

Data Source: screener.in

Competitors of Muthoot Capital Services Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Vardhman Holdings Ltd 1,021 Cr. 3,2003,788/2,4115.09 10,0600.16 %7.66 %7.77 % 10.0
Lakshmi Finance & Industrial Corporation Ltd 65.1 Cr. 217249/94.08.01 1690.92 %0.45 %1.17 % 10.0
AD Manum Finance Ltd 55.8 Cr. 74.497.5/40.014.4 85.80.00 %11.2 %8.15 % 10.0
Abhishek Finlease Ltd 14.0 Cr. 32.843.7/20.493.1 10.10.00 %3.33 %2.17 % 10.0
Jindal Poly Investment & Finance Company Ltd 802 Cr. 763844/4222.25 2,3340.00 %21.0 %11.8 % 10.0
Industry Average187.58 Cr218.0424.5755.380.22%8.73%6.21%10

Muthoot Capital Services Ltd Quarterly Results

MonthSep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Revenue14412010998999310910611011311610798
Interest48454240393634333538434441
Expenses745755777050278545047363843
Financing Profit221812-20-116-203202427372414
Financing Margin %15%15%11%-20%-11%7%-187%19%22%24%32%23%15%
Other Income00000000000098
Depreciation0000000000000
Profit before tax211912-20-116-2032024283724112
Tax %26%26%25%25%24%27%25%26%25%28%30%27%26%
Net Profit16149-15-84-152151820261883
EPS in Rs9.598.355.50-9.14-4.912.69-92.318.9611.0712.0315.7810.7950.59
Gross NPA %7.70%11.40%11.70%16.70%19.30%27.80%18.70%25.27%23.58%21.86%20.55%21.08%11.67%
Net NPA %4.40%4.40%5.60%9.50%10.80%18.60%9.90%5.15%4.47%3.63%2.58%2.57%3.88%

Muthoot Capital Services Ltd Quarterly Chart

Muthoot Capital Services Ltd Profit & Loss

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Revenue67107159191228284398518586504411444433
Interest2036607798125167238303248209227166
Expenses2438627994112148147188186417109164
Financing Profit233236353647831349570-215109103
Financing Margin %34%30%23%18%16%17%21%26%16%14%-52%25%24%
Other Income00-210000010098
Depreciation0111111121111
Profit before tax233234343546821339370-216109201
Tax %33%33%34%35%36%35%35%35%35%26%25%28%
Net Profit16222222233054866051-16279147
EPS in Rs11.3215.8816.2116.2716.6821.9632.6452.3536.7731.29-98.4647.8489.19
Dividend Payout %28%23%25%28%30%0%0%0%0%0%0%0%

Muthoot Capital Services Ltd Profit & Loss Yearly Chart

Muthoot Capital Services Ltd Growth

Compounded Sales Growth
10 Years:15%
5 Years:2%
3 Years:-9%
TTM:-5%
Compounded Profit Growth
10 Years:14%
5 Years:8%
3 Years:9%
TTM:188%
Stock Price CAGR
10 Years:15%
5 Years:-17%
3 Years:-7%
1 Year:12%
Return on Equity
10 Years:8%
5 Years:5%
3 Years:-2%
Last Year:17%

Muthoot Capital Services Ltd Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital12121212121216161616161616
Reserves7590106121135166377431491543395473574
Borrowings2133545717008789911,4412,1262,3511,9451,6251,8911,583
Other Liabilities1520254347109143675556635571
Total Liabilities3154767158761,0721,2781,9782,6402,9132,5602,0992,4352,244
Fixed Assets1232222243222
CWIP0000000000000
Investments007141415182016162746144
Other Assets3144747058601,0571,2611,9572,6182,8932,5402,0692,3882,098
Total Assets3154767158761,0721,2781,9782,6402,9132,5602,0992,4352,244

Muthoot Capital Services Ltd Reserves and Borrowings Chart

Muthoot Capital Services Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity -108-142-199-129-166-99-614-5012467073-46
Cash from Investing Activity -1-2-8-60-2-3021-9-17
Cash from Financing Activity 116135214130165107619529229-416-311272
Net Cash Flow7-97-5-06229255255-248209

Muthoot Capital Services Ltd Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
ROE %27%23%21%18%16%18%19%20%13%10%-33%17%

Muthoot Capital Services Ltd Financial Efficiency Indicators Chart

Muthoot Capital Services Ltd Share Holding Pattern

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Promoters62.62%62.62%62.62%62.62%62.62%62.62%62.62%62.62%62.62%62.62%62.62%62.62%
FIIs7.22%9.58%9.58%9.63%9.58%9.63%8.97%0.51%0.56%0.61%0.97%1.56%
DIIs11.65%7.99%7.03%6.75%6.75%6.68%5.98%3.07%0.18%0.88%0.86%0.93%
Public18.51%19.81%20.78%21.01%21.05%21.07%22.43%33.80%36.63%35.90%35.55%34.88%
No. of Shareholders13,66716,24918,71320,22719,39418,95620,13421,48520,31619,67418,72518,022

Muthoot Capital Services Ltd Shareholding Pattern Chart

No. of Muthoot Capital Services Ltd Shareholders

This stock is not held by any mutual fund

Muthoot Capital Services Ltd ROCE Trend

Muthoot Capital Services Ltd EPS Trend

Muthoot Capital Services Ltd Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)47.84-104.5431.2936.7752.35
Diluted EPS (Rs.)47.84-104.5431.2936.7752.35
Cash EPS (Rs.)48.23-103.9332.0737.7652.97
Book Value[Excl.RevalReserv]/Share (Rs.)297.46235.71340.16308.44271.85
Book Value[Incl.RevalReserv]/Share (Rs.)297.46235.71340.16308.44271.85
Revenue From Operations / Share (Rs.)270.07241.63306.47356.53315.18
PBDIT / Share (Rs.)156.62-47.52156.75196.26190.33
PBIT / Share (Rs.)156.22-48.10155.96195.26189.70
PBT / Share (Rs.)66.15-139.2442.2556.8280.78
Net Profit / Share (Rs.)47.84-104.5231.2836.7752.34
PBDIT Margin (%)57.99-19.6651.1455.0460.38
PBIT Margin (%)57.84-19.9050.8854.7660.18
PBT Margin (%)24.49-57.6213.7815.9325.63
Net Profit Margin (%)17.71-43.2510.2010.3116.60
Return on Networth / Equity (%)16.08-44.349.1911.9219.25
Return on Capital Employeed (%)31.86-12.3126.3950.7953.15
Return On Assets (%)3.23-8.282.012.073.26
Long Term Debt / Equity (X)0.630.640.720.210.29
Total Debt / Equity (X)3.874.193.484.634.75
Asset Turnover Ratio (%)0.190.170.180.210.22
Current Ratio (X)1.421.351.581.261.27
Quick Ratio (X)1.421.351.581.261.27
Interest Coverage Ratio (X)1.74-0.521.381.421.75
Interest Coverage Ratio (Post Tax) (X)1.53-0.141.281.271.48
Enterprise Value (Cr.)1738.331718.071938.922363.323517.07
EV / Net Operating Revenue (X)3.914.323.854.036.78
EV / EBITDA (X)6.75-21.987.527.3211.23
MarketCap / Net Operating Revenue (X)0.941.081.200.702.85
Price / BV (X)0.861.111.080.813.30
Price / Net Operating Revenue (X)0.941.081.200.702.85
EarningsYield0.18-0.400.080.140.05

Muthoot Capital Services Ltd Profitability Ratios (%)

Muthoot Capital Services Ltd Liquidity Ratios

Muthoot Capital Services Ltd Liquidity Ratios (%)

Muthoot Capital Services Ltd Interest Coverage Ratios (%)

Muthoot Capital Services Ltd Valuation Ratios

Fair Value of Muthoot Capital Services Ltd Stock

Fair Value: ₹385.77

The stock is undervalued by 20.93% compared to the current price ₹319

*Investments are subject to market risks

Strength and Weakness of Muthoot Capital Services Ltd Stock

Unable to fetch valid data for stock valuation.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Muthoot Capital Services Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE