Nahar Capital & Financial Services Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Nahar Capital & Financial Services Ltd?

Nahar Capital & Financial Services Ltd is trading at 249.00 as of 29 April 2026, with a FY2026-2027 high of 377 and low of 191. The stock is currently in the middle of its 52-week range. Market cap stands at 417 Cr..

Q: Is Nahar Capital & Financial Services Ltd financially healthy?

Key indicators: ROCE of 3.78 % is on the lower side. Dividend yield is 0.60 %.

Fair Value

₹160.15Overvalued by 35.68%vs CMP ₹249.00

P/E (6.3) × ROE (3.2%) × BV (₹984.00) × DY (0.60%)

₹402.22Undervalued by 61.53%vs CMP ₹249.00

MoS: +38.1% (Strong)Confidence: 48/100 (Moderate)Models: 5 Under, 1 Fair, 3 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹125.21	23%	Over (-49.7%)
Graham Number	Earnings	₹935.28	16%	Under (+275.6%)
Earnings Power	Earnings	₹260.98	11%	Fair (+4.8%)
DCF	Cash Flow	₹385.07	14%	Under (+54.6%)
Net Asset Value	Assets	₹984.06	7%	Under (+295.2%)
EV/EBITDA	Enterprise	₹177.94	9%	Over (-28.5%)
Earnings Yield	Earnings	₹395.10	7%	Under (+58.7%)
ROCE Capital	Returns	₹288.88	7%	Under (+16%)
Revenue Multiple	Revenue	₹41.20	5%	Over (-83.5%)
Consensus (9 models)		₹402.22	100%	Undervalued

Key Drivers: EPS CAGR -21.8% drags value — could be higher if earnings stabilize. | ROE 3.2% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -21.8%

*Investments are subject to market risks

Analyst Summary

Nahar Capital & Financial Services Ltd operates in the Finance & Investments segment, NSE: NAHARCAP | BSE: 532952, current market price is ₹249.00, market cap is 417 Cr.. At a glance, stock P/E is 6.30, ROE is 3.21 %, ROCE is 3.78 %, book value is 984, dividend yield is 0.60 %. The latest intrinsic value estimate is ₹402.22, which is about 61.5% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹46 Cr versus the prior period change of -11.5%, while latest net profit is about ₹50 Cr with a prior-period change of 316.7%. The 52-week range shown on this page is 377/191, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisNahar Capital & Financial Services Ltd. is a Public Limited Listed company incorporated on 31/03/2006 and has its registered office in the State of Punjab, India. Company's Corporate Identification Nu…

This summary is generated from the stock page data available for Nahar Capital & Financial Services Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Nahar Capital & Financial Services Ltd scores 50/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health58/100 · Moderate

ROCE 3.8% WeakROE 3.2% WeakD/E 0.01 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

FII holding stable No changePromoter holding at 72.2% Stable

Earnings Quality50/100 · Moderate

OPM contracting (79% → 55%) DecliningWorking capital: -16 days (improving) Efficient

Quarterly Momentum45/100 · Moderate

Revenue (4Q): -20% YoY DecliningProfit (4Q): +76% YoY StrongOPM: 42.0% (down 6.0% YoY) Margin pressure

Industry Rank40/100 · Moderate

P/E 6.3 vs industry 184.4 Cheaper than peersROCE 3.8% vs industry 11.0% Below peersROE 3.2% vs industry 24.8% Below peers3Y sales CAGR: 3% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 25, 2026, 11:30 pm

Market Cap	417 Cr.
Current Price	249
Intrinsic Value	₹402.22
High / Low	377/191
Stock P/E	6.30
Book Value	984
Dividend Yield	0.60 %
ROCE	3.78 %
ROE	3.21 %
Face Value	5.00
PEG Ratio	-0.29

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Nahar Capital & Financial Services Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Nahar Capital & Financial Services Ltd	417 Cr.	249	377/191	6.30	984	0.60 %	3.78 %	3.21 %	5.00
MKVentures Capital Ltd	396 Cr.	1,030	1,890/732	83.9	287	0.02 %	16.6 %	9.56 %	10.0
Indiabulls Enterprises Ltd	377 Cr.	19.0	26.8/13.7		9.64	0.00 %	43.2 %	483 %	2.00
SIL Investments Ltd	491 Cr.	464	772/376	11.1	2,717	0.54 %	1.53 %	1.16 %	10.0
Muthoot Capital Services Ltd	329 Cr.	200	367/175	26.9	399	0.00 %	11.0 %	7.19 %	10.0
Industry Average	18,973.37 Cr	1,267.68		184.39	3,474.36	0.43%	10.95%	24.79%	6.58

All Competitor Stocks of Nahar Capital & Financial Services Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Sales	6	5	6	8	4	6	7	12	5	3	6	10	5
Expenses	7	3	13	7	13	3	2	4	2	2	3	3	3
Operating Profit	-1	3	-7	1	-9	3	4	7	2	1	3	6	2
OPM %	-18%	53%	-115%	14%	-239%	53%	62%	62%	48%	36%	52%	66%	42%
Other Income	6	9	8	5	10	5	16	7	4	18	24	12	13
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	5	12	1	6	1	8	20	14	6	19	26	18	15
Tax %	-1%	-30%	500%	12%	126%	-11%	42%	26%	-16%	-14%	57%	-15%	10%
Net Profit	5	16	-2	5	-0	9	12	10	6	21	11	20	13
EPS in Rs	2.96	9.35	-1.29	3.11	-0.09	5.30	6.97	6.23	3.88	12.67	6.86	12.17	7.81

Last Updated: March 3, 2026, 6:46 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 3:46 am

Metric	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	24	18	30	27	24	18	46	42	33	52	46	23
Expenses	2	6	3	9	9	14	5	8	8	36	10	11
Operating Profit	21	12	27	18	15	4	40	34	25	16	37	13
OPM %	90%	69%	90%	68%	61%	25%	88%	81%	76%	31%	79%	54%
Other Income	0	0	0	0	17	0	45	273	69	0	23	66
Interest	0	0	0	0	0	1	0	0	0	0	0	1
Depreciation	0	0	0	0	0	1	1	1	1	1	1	1
Profit before tax	22	12	27	18	31	4	84	306	93	15	58	77
Tax %	19%	16%	18%	-6%	19%	-3%	27%	26%	-14%	21%	15%
Net Profit	19	40	63	19	25	4	61	226	107	12	50	66
EPS in Rs	11.23	23.87	37.58	11.21	14.92	2.21	36.41	135.23	63.73	7.03	29.74	39.51
Dividend Payout %	13%	6%	4%	13%	10%	23%	4%	2%	2%	21%	5%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	110.53%	57.50%	-69.84%	31.58%	-84.00%	1425.00%	270.49%	-52.65%	-88.79%	316.67%
Change in YoY Net Profit Growth (%)	0.00%	-53.03%	-127.34%	101.42%	-115.58%	1509.00%	-1154.51%	-323.15%	-36.13%	405.45%

Nahar Capital & Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	7%
5 Years:	21%
3 Years:	4%
TTM:	3%

Compounded Profit Growth
10 Years:	10%
5 Years:	68%
3 Years:	-40%
TTM:	94%

Stock Price CAGR
10 Years:	16%
5 Years:	34%
3 Years:	-9%
1 Year:	-16%

Return on Equity
10 Years:	6%
5 Years:	7%
3 Years:	4%
Last Year:	3%

Last Updated: September 5, 2025, 11:30 am

Balance Sheet

Last Updated: December 10, 2025, 3:08 am

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	8	8	8	8	8	8	8	8	8	8	8	8
Reserves	577	613	675	994	997	783	1,035	1,551	1,520	1,533	1,556	1,640
Borrowings	0	15	15	24	5	4	6	2	0	4	5	6
Other Liabilities	9	7	8	71	74	72	106	173	152	153	157	171
Total Liabilities	593	643	707	1,098	1,085	867	1,156	1,733	1,681	1,700	1,726	1,825
Fixed Assets	8	7	17	20	38	41	56	55	54	53	52	52
CWIP	24	25	18	0	11	16	0	1	0	7	16	22
Investments	542	589	634	1,035	1,000	739	1,014	1,652	1,617	1,621	1,632	1,725
Other Assets	20	22	37	43	37	72	86	26	9	18	26	27
Total Assets	593	643	707	1,098	1,085	867	1,156	1,733	1,681	1,700	1,726	1,825

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	8	4	-8	-23	29	138	-55	-69	-23	-13	-0
Cash from Investing Activity +	-17	-1	12	27	-25	-134	56	75	26	15	3
Cash from Financing Activity +	8	-3	-3	-3	-3	-4	-1	-5	-3	-3	-3
Net Cash Flow	-0	-0	1	-0	0	-0	1	1	-0	-1	0
Free Cash Flow	8	2	-12	-18	11	129	-55	-70	-23	-20	-10
CFO/OP	59%	46%	-12%	-97%	211%	3,192%	-116%	-177%	-91%	-38%	13%

Free Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	21.00	-3.00	12.00	-6.00	10.00	0.00	34.00	32.00	25.00	12.00	32.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0	0	0	0	0	0	0	0	0	0	0
Inventory Days
Days Payable
Cash Conversion Cycle	0	0	0	0	0	0	0	0	0	0	0
Working Capital Days	162	-3	328	2	306	462	191	116	37	11	-16
ROCE %		2%	4%	2%	3%	0%	9%	23%	6%	1%	4%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	71.55%	71.55%	71.55%	71.55%	71.55%	71.65%	71.65%	71.65%	71.65%	71.95%	72.20%	72.20%
FIIs	0.32%	0.31%	0.31%	0.31%	0.31%	0.34%	0.34%	0.36%	0.32%	0.32%	0.32%	0.31%
DIIs	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.37%	0.37%	0.37%	0.37%	0.37%
Public	28.13%	28.12%	28.13%	28.12%	28.12%	27.98%	28.00%	27.63%	27.68%	27.38%	27.13%	27.13%
No. of Shareholders	14,163	13,966	13,881	13,444	13,711	13,023	13,181	13,695	13,510	13,188	12,856	12,383

Shareholding Pattern Chart

No. of Shareholders

Nahar Capital & Financial Services Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	5.00	5.00	5.00	5.00	5.00
Basic EPS (Rs.)	29.75	7.03	63.73	135.23	36.41
Diluted EPS (Rs.)	29.75	7.03	63.73	135.23	36.41
Cash EPS (Rs.)	16.61	23.88	23.38	-26.15	10.74
Book Value[Excl.RevalReserv]/Share (Rs.)	933.94	920.71	912.70	931.13	623.08
Book Value[Incl.RevalReserv]/Share (Rs.)	933.94	920.71	912.70	931.13	623.08
Revenue From Operations / Share (Rs.)	15.63	14.26	15.25	17.93	13.05
PBDIT / Share (Rs.)	22.01	25.87	15.41	21.12	24.42
PBIT / Share (Rs.)	21.38	25.25	14.80	20.50	23.92
PBT / Share (Rs.)	21.10	25.16	14.72	20.45	23.82
Net Profit / Share (Rs.)	15.98	23.26	22.76	-26.76	10.25
NP After MI And SOA / Share (Rs.)	29.75	7.03	63.73	135.23	36.41
PBDIT Margin (%)	140.79	181.42	101.06	117.75	187.06
PBIT Margin (%)	136.74	177.08	97.01	114.34	183.25
PBT Margin (%)	135.00	176.48	96.49	114.04	182.46
Net Profit Margin (%)	102.21	163.11	149.26	-149.23	78.48
NP After MI And SOA Margin (%)	190.28	49.27	417.87	754.15	278.91
Return on Networth / Equity (%)	3.18	0.76	6.98	14.52	5.84
Return on Capital Employeed (%)	2.08	2.49	1.47	1.98	3.51
Return On Assets (%)	2.88	0.69	6.34	13.06	5.27
Total Debt / Equity (X)	0.00	0.00	0.00	0.00	0.01
Asset Turnover Ratio (%)	0.01	0.01	0.01	0.03	0.02
Current Ratio (X)	172.57	201.65	454.70	255.63	75.43
Quick Ratio (X)	172.52	201.51	453.81	253.34	73.48
Inventory Turnover Ratio (X)	33.65	11.22	0.00	0.00	0.00
Dividend Payout Ratio (NP) (%)	5.04	21.34	2.35	2.21	1.37
Dividend Payout Ratio (CP) (%)	4.93	19.62	2.33	2.20	1.35
Earning Retention Ratio (%)	94.96	78.66	97.65	97.79	98.63
Cash Earning Retention Ratio (%)	95.07	80.38	97.67	97.80	98.65
Interest Coverage Ratio (X)	80.88	305.92	194.49	389.88	235.02
Interest Coverage Ratio (Post Tax) (X)	59.72	276.05	288.25	-493.08	99.61
Enterprise Value (Cr.)	379.96	468.92	410.84	986.43	174.88
EV / Net Operating Revenue (X)	14.51	19.64	16.09	32.85	8.00
EV / EBITDA (X)	10.31	10.82	15.92	27.89	4.28
MarketCap / Net Operating Revenue (X)	14.35	19.49	16.16	33.03	8.09
Retention Ratios (%)	94.95	78.65	97.64	97.78	98.62
Price / BV (X)	0.24	0.30	0.27	0.63	0.16
Price / Net Operating Revenue (X)	14.35	19.49	16.16	33.03	8.09
EarningsYield	0.13	0.02	0.25	0.22	0.34

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Nahar Capital & Financial Services Ltd. is a Public Limited Listed company incorporated on 31/03/2006 and has its registered office in the State of Punjab, India. Company's Corporate Identification Number(CIN) is L45202PB2006PLC029968 and registration number is 029968. Currently Company is involved in the business activities of Trusts, funds and other financial vehicles. Company's Total Operating Revenue is Rs. 29.05 Cr. and Equity Capital is Rs. 8.37 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Finance & Investments	NAHAR TOWER, 375, Ludhiana Punjab 141003	Contact not found

Management
Name	Position Held
Mr. Jawahar Lal Oswal	Chairman
Mr. Dinesh Oswal	Managing Director
Mr. Kamal Oswal	Director
Mr. Dinesh Gogna	Director
Mr. Satish Kumar Sharma	Director
Dr. Vijay Asdhir	Independent Director
Dr. Yash Paul Sachdeva	Independent Director
Dr. Rajan Dhir	Independent Director
Dr. Roshan Lal Behl	Independent Director
Dr. Manisha Gupta	Independent Director

FAQ

What is the intrinsic value of Nahar Capital & Financial Services Ltd and is it undervalued?

As of 29 April 2026, Nahar Capital & Financial Services Ltd's intrinsic value is ₹402.22, which is 61.53% higher than the current market price of ₹249.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (3.21 %), book value (₹984), dividend yield (0.60 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Nahar Capital & Financial Services Ltd?

Nahar Capital & Financial Services Ltd is trading at ₹249.00 as of 29 April 2026, with a FY2026-2027 high of ₹377 and low of ₹191. The stock is currently in the middle of its 52-week range. Market cap stands at ₹417 Cr..

How does Nahar Capital & Financial Services Ltd's P/E ratio compare to its industry?

Nahar Capital & Financial Services Ltd has a P/E ratio of 6.30, which is below the industry average of 184.39. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Nahar Capital & Financial Services Ltd financially healthy?

Key indicators for Nahar Capital & Financial Services Ltd: ROCE of 3.78 % is on the lower side compared to the industry average of 10.95%; ROE of 3.21 % is below ideal levels (industry average: 24.79%). Dividend yield is 0.60 %.

Is Nahar Capital & Financial Services Ltd profitable and how is the profit trend?

Nahar Capital & Financial Services Ltd reported a net profit of ₹50 Cr in Mar 2025 on revenue of ₹46 Cr. Compared to ₹226 Cr in Mar 2022, the net profit shows a declining trend.

Does Nahar Capital & Financial Services Ltd pay dividends?

Nahar Capital & Financial Services Ltd has a dividend yield of 0.60 % at the current price of ₹249.00. The company pays dividends, though the yield is modest.