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Last Updated on: 27 February, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Panache Digilife Ltd

About the Company - Panache Digilife Ltd

Panache Digilife Ltd. is a Public Limited Listed company incorporated on 30/03/2007 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L72200MH2007PLC169415 and registration number is 169415. Currently Company is involved in the business activities of Manufacture of computers and peripheral equipment. Company’s Total Operating Revenue is Rs. 85.28 Cr. and Equity Capital is Rs. 12.00 Cr. for the Year ended 31/03/2022.
IT Networking EquipmentBldg. A3, 102-108 & 201-208, Thane District Maharashtra
NamePosition Held
Mr. Amit Devchand RambhiaChairman & Managing Director
Mr. Nikit Devchand RambhiaJoint Managing Director
Mr. Devchand Lalji RambhiaWhole Time Director
Mr. Shailesh Premji GalaIndependent Director
Ms. Tejaswini Chandrashekhar MoreIndependent Director
Mr. Bhavin Vinod AdaniIndependent Director
Mr. Jayesh Khimji RambhiaIndependent Director

Panache Digilife Ltd. Share Price Update

Share PriceValue
Previous Day₹71.80

Basic Stock Data of Panache Digilife Ltd

Market Cap 102 Cr.
Current Price 85.0
High / Low103/57.4
Stock P/E193
Book Value 29.4
Dividend Yield0.00 %
ROCE9.63 %
ROE4.23 %
Face Value 10.0

Data Source:

Competitors of Panache Digilife Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Ducon Infratechnologies Ltd 258 Cr. 9.9112.9/5.0560.5 4.610.00 %7.12 %3.11 % 1.00
ACI Infocom Ltd 22.6 Cr. 2.052.05/0.66119 1.540.00 %0.84 %0.60 % 1.00
Industry Average140.30 Cr5.9889.753.080.00%3.98%1.86%1.00

Panache Digilife Ltd Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Operating Profit1.98-1.510.40-0.290.792.561.271.160.842.340.061.220.98
OPM %10.42%-6.63%2.46%-3.31%7.43%5.16%4.36%4.95%17.57%4.30%1.01%5.93%6.44%
Other Income0.360.
Profit before tax0.85-1.38-0.410.070.431.600.180.15-0.121.09-0.080.310.60
Tax %31.76%-39.86%-4.88%200.00%2.33%44.38%50.00%20.00%41.67%34.86%0.00%6.45%5.00%
Net Profit0.59-1.94-0.43-0.060.410.880.080.12-0.080.71-
EPS in Rs0.49-1.62-0.36-0.050.340.730.070.10-0.070.59-

Panache Digilife Ltd Quarterly Chart

Panache Digilife Ltd Profit & Loss

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Operating Profit6.847.096.861.348.014.555.734.60
OPM %8.71%6.92%7.36%1.88%10.32%5.30%5.13%4.78%
Other Income0.520.530.890.48-1.611.200.412.64
Profit before tax5.346.245.46-1.891.791.671.291.92
Tax %17.23%21.96%32.42%-53.97%79.89%52.69%35.66%
Net Profit4.424.863.72-2.930.360.800.821.48
EPS in Rs5.264.053.10-2.440.300.670.681.23
Dividend Payout %0.00%6.17%8.06%-10.24%0.00%0.00%0.00%

Panache Digilife Ltd Profit & Loss Yearly Chart

Panache Digilife Ltd Growth

Compounded Sales Growth
10 Years:%
5 Years:2%
3 Years:16%
Compounded Profit Growth
10 Years:%
5 Years:-23%
3 Years:35%
Stock Price CAGR
10 Years:%
5 Years:17%
3 Years:22%
1 Year:34%
Return on Equity
10 Years:%
5 Years:4%
3 Years:6%
Last Year:4%

Panache Digilife Ltd Balance Sheet

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital4.206.006.0012.0012.0012.0012.0012.00
Other Liabilities36.3049.0350.5437.2736.5642.3835.3426.34
Total Liabilities63.5690.67106.72109.5494.5696.91102.1395.86
Fixed Assets3.263.304.1324.634.913.8911.7511.33
Other Assets60.3087.36102.3877.9583.3586.7190.3884.53
Total Assets63.5690.67106.72109.5494.5696.91102.1395.86

Panache Digilife Ltd Reserves and Borrowings Chart

Panache Digilife Ltd Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity 0.00-6.78-5.456.575.647.27-6.61
Cash from Investing Activity 0.00-0.630.18-23.34-1.115.615.74
Cash from Financing Activity 0.007.32-1.7013.63-5.38-6.22-15.03
Net Cash Flow0.00-0.09-6.96-3.14-0.856.67-15.90

Panache Digilife Ltd Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Debtor Days200.30173.08250.35205.28180.57133.92156.51
Inventory Days83.28124.13119.62178.21102.12129.2294.34
Days Payable182.72188.54218.64207.9774.8971.7071.64
Cash Conversion Cycle100.86108.67151.32175.52207.80191.44179.21
Working Capital Days106.64127.05174.45199.23218.73186.68181.10
ROCE %21.65%15.44%1.06%12.01%10.42%9.63%

Panache Digilife Ltd Financial Efficiency Indicators Chart

No data available for the Shareholding

No data available for the Shareholding Pattern chart.

No data available for the No. of Shareholders chart.

This stock is not held by any mutual fund

Panache Digilife Ltd ROCE Trend

Panache Digilife Ltd EPS Trend

Panache Digilife Ltd Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
Basic EPS (Rs.)0.691.212.39-1.613.09
Diluted EPS (Rs.)0.691.222.39-1.613.09
Cash EPS (Rs.)1.351.241.20-1.416.50
Book Value[Excl.RevalReserv]/Share (Rs.)26.2025.3624.5124.3153.78
Book Value[Incl.RevalReserv]/Share (Rs.)26.2025.3624.5124.3153.78
Revenue From Operations / Share (Rs.)93.1671.0664.6559.40155.23
PBDIT / Share (Rs.)5.425.387.365.7712.88
PBIT / Share (Rs.)4.764.806.464.7512.55
PBT / Share (Rs.)1.481.953.582.339.11
Net Profit / Share (Rs.)0.690.660.30-2.436.17
NP After MI And SOA / Share (Rs.)0.680.660.29-2.446.19
PBDIT Margin (%)5.817.5711.389.718.29
PBIT Margin (%)5.106.759.997.998.08
PBT Margin (%)1.592.735.543.935.87
Net Profit Margin (%)0.740.930.46-4.083.97
NP After MI And SOA Margin (%)0.730.930.46-4.113.98
Return on Networth / Equity (%)2.622.621.22-10.0511.51
Return on Capital Employeed (%)15.7716.0022.3112.8922.63
Return On Assets (%)0.800.820.37-2.683.48
Long Term Debt / Equity (X)
Total Debt / Equity (X)1.090.780.941.430.74
Asset Turnover Ratio (%)1.120.970.820.700.97
Current Ratio (X)1.371.421.391.191.35
Quick Ratio (X)0.980.981.100.761.00
Inventory Turnover Ratio (X)3.783.792.342.202.62
Dividend Payout Ratio (NP) (%)0.000.0026.92-3.062.42
Dividend Payout Ratio (CP) (%)
Earning Retention Ratio (%)0.000.0073.08103.0697.58
Cash Earning Retention Ratio (%)0.000.0093.27105.2797.70
Interest Coverage Ratio (X)1.651.972.562.393.75
Interest Coverage Ratio (Post Tax) (X)1.341.491.831.672.80
Enterprise Value (Cr.)108.6683.3796.0693.8167.40
EV / Net Operating Revenue (X)0.970.971.241.320.72
EV / EBITDA (X)16.7212.9110.8813.548.72
MarketCap / Net Operating Revenue (X)0.660.700.880.750.51
Retention Ratios (%)0.000.0073.07103.0697.57
Price / BV (X)2.381.992.341.851.50
Price / Net Operating Revenue (X)0.660.700.880.750.51

Panache Digilife Ltd Profitability Ratios (%)

Panache Digilife Ltd Liquidity Ratios

Panache Digilife Ltd Liquidity Ratios (%)

Panache Digilife Ltd Interest Coverage Ratios (%)

Panache Digilife Ltd Valuation Ratios

Fair Value / Intrinsic Value of Panache Digilife Ltd

Fair Value: ₹244.82

The stock is undervalued by 188.02% compared to the current price ₹85

*Investments are subject to market risks

Strength and Weakness of Panache Digilife Ltd

  1. The company has shown consistent growth in sales (89.61 cr) and profit (2.73 cr) over the years.
  1. The stock is trading at a high valuation with an average P/B ratio of 6.66 and average Dividend Yield of 7.58%.
  2. The stock has a low average ROCE of 10.03%, which may not be favorable.
  3. The stock has a high average Working Capital Days of 170.55, which may not be favorable.
  4. The stock has a high average Cash Conversion Cycle of 159.26, which may not be favorable.
  5. The company has higher borrowings (27.58) compared to reserves (18.67), which may suggest financial risk.

Should I Buy ACI Infocom Ltd Share Now?

  • Considering various financial indicators, investors might exercise caution regarding investment in Panache Digilife Ltd:
    1. Net Profit Margin: 0.74%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 15.77% (Industry Average ROCE: 8.38%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. Interest Coverage Ratio (Post Tax): 1.34
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    4. Quick Ratio: 0.98
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    5. ✗ Stock P/E: 167 (Industry average Stock P/E: 115.6)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    6. ✗ Total Debt / Equity: 1.09
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis suggests exercising caution. It's advisable to conduct further research or consult with financial experts before considering any investment.

About the Author

Author Avatar

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Panache Digilife Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE