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Last Updated on: 17 February, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

Panache Digilife Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: February 17, 2025, 10:34 pm

Market Cap 399 Cr.
Current Price 262
High / Low 346/64.4
Stock P/E52.8
Book Value 40.8
Dividend Yield0.00 %
ROCE12.8 %
ROE13.2 %
Face Value 10.0
PEG Ratio1.46

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Panache Digilife Ltd

Competitors of Panache Digilife Ltd

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Computer Point Ltd 15.3 Cr. 5.11 11.6/3.70 11.10.00 %0.03 %0.03 % 10.0
ACI Infocom Ltd 24.4 Cr. 2.21 3.67/1.63 1.480.00 %1.07 %0.53 % 1.00
TVS Electronics Ltd 629 Cr. 338 490/235 50.50.30 %0.73 %0.08 % 10.0
Panache Digilife Ltd 399 Cr. 262 346/64.452.8 40.80.00 %12.8 %13.2 % 10.0
HCL Infosystems Ltd 424 Cr. 12.9 23.6/12.5 8.530.00 %28.0 %% 2.00
Industry Average1,072.13 Cr333.5545.3565.250.31%14.73%17.51%6.50

All Competitor Stocks of Panache Digilife Ltd

Quarterly Result

MetricDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales 19.0022.7716.268.7710.6349.6129.1423.434.7854.455.9620.5815.21
Expenses 17.0224.2815.869.069.8447.0527.8722.273.9452.115.9019.3614.23
Operating Profit 1.98-1.510.40-0.290.792.561.271.160.842.340.061.220.98
OPM % 10.42%-6.63%2.46%-3.31%7.43%5.16%4.36%4.95%17.57%4.30%1.01%5.93%6.44%
Other Income 0.360.030.031.270.600.29-0.060.160.200.111.140.391.00
Interest 1.08-0.030.660.730.791.090.870.960.971.131.061.081.16
Depreciation 0.41-0.070.180.180.170.160.160.210.190.230.220.220.22
Profit before tax 0.85-1.38-0.410.070.431.600.180.15-0.121.09-0.080.310.60
Tax % 31.76%-39.86%-4.88%200.00%2.33%44.38%50.00%20.00%41.67%34.86%0.00%6.45%5.00%
Net Profit 0.59-1.94-0.43-0.060.410.880.080.12-0.080.71-0.080.290.56
EPS in Rs 0.49-1.62-0.36-0.050.340.730.070.10-0.070.59-0.070.240.47

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales 78.52102.4593.1571.2377.5885.91111.8096.20
Expenses 71.6895.3686.2969.8969.5781.36106.0791.60
Operating Profit 6.847.096.861.348.014.555.734.60
OPM % 8.71%6.92%7.36%1.88%10.32%5.30%5.13%4.78%
Other Income 0.520.530.890.48-1.611.200.412.64
Interest 1.861.232.092.573.533.384.064.43
Depreciation 0.160.150.201.141.080.700.790.89
Profit before tax 5.346.245.46-1.891.791.671.291.92
Tax % 17.23%21.96%32.42%-53.97%79.89%52.69%35.66%
Net Profit 4.424.863.72-2.930.360.800.821.48
EPS in Rs 5.264.053.10-2.440.300.670.681.23
Dividend Payout % 0.00%6.17%8.06%-10.24%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)9.95%-23.46%-178.76%112.29%122.22%2.50%
Change in YoY Net Profit Growth (%)0.00%-33.41%-155.31%291.05%9.94%-119.72%

Panache Digilife Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 6 years from 2017-2018 to 2022-2023.

Growth

Compounded Sales Growth
10 Years:%
5 Years:1%
3 Years:8%
TTM:15%
Compounded Profit Growth
10 Years:%
5 Years:2%
3 Years:13%
TTM:1325%
Stock Price CAGR
10 Years:%
5 Years:39%
3 Years:66%
1 Year:274%
Return on Equity
10 Years:%
5 Years:4%
3 Years:7%
Last Year:13%

Last Updated: Unknown

Balance Sheet

Last Updated: December 14, 2024, 3:01 pm

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 466121212121215
Reserves 52226171718192047
Borrowings 181324432924353313
Other Liabilities 36495137374235328
Total Liabilities 649110711095971029784
Fixed Assets 3342554121212
CWIP 000666000
Investments 000100000
Other Assets 6087102788387908572
Total Assets 649110711095971029784

Reserves and Borrowings Chart

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +0-7-5767-75
Cash from Investing Activity +0-10-23-1669
Cash from Financing Activity +07-214-5-6-15-12
Net Cash Flow0-0-7-3-17-161

Free Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Free Cash Flow-11.16-5.91-17.14-41.66-20.99-19.45-29.27

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days200173250205181134157180
Inventory Days83124120178102129
Days Payable1831892192087572
Cash Conversion Cycle101109151176208191157180
Working Capital Days107127174199219187181200
ROCE %22%15%1%12%10%10%13%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Aug 2024
Promoters65.49%65.49%65.49%65.49%65.49%65.49%65.49%65.49%65.49%65.49%65.49%51.61%
Public34.51%34.51%34.50%34.51%34.51%34.51%34.51%34.51%34.51%34.51%34.51%48.39%
No. of Shareholders2,9943,1702,7472,7502,7982,6782,7082,5492,5852,7823,4503,131

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.460.691.212.39-1.61
Diluted EPS (Rs.) 0.460.691.222.39-1.61
Cash EPS (Rs.) 1.181.351.241.20-1.41
Book Value[Excl.RevalReserv]/Share (Rs.) 26.5626.2025.3624.5124.31
Book Value[Incl.RevalReserv]/Share (Rs.) 26.5626.2025.3624.5124.31
Revenue From Operations / Share (Rs.) 80.4593.1671.0664.6559.40
PBDIT / Share (Rs.) 7.675.425.387.365.77
PBIT / Share (Rs.) 6.934.764.806.464.75
PBT / Share (Rs.) -0.401.481.953.582.33
Net Profit / Share (Rs.) 0.440.690.660.30-2.43
NP After MI And SOA / Share (Rs.)0.460.680.660.29-2.44
PBDIT Margin (%) 9.535.817.5711.389.71
PBIT Margin (%) 8.615.106.759.997.99
PBT Margin (%) -0.491.592.735.543.93
Net Profit Margin (%) 0.550.740.930.46-4.08
NP After MI And SOA Margin (%)0.570.730.930.46-4.11
Return on Networth / Equity (%) 1.732.622.621.22-10.05
Return on Capital Employeed (%) 23.9415.7716.0022.3112.89
Return On Assets (%) 0.570.800.820.37-2.68
Long Term Debt / Equity (X) 0.040.090.150.140.47
Total Debt / Equity (X) 1.001.090.780.941.43
Asset Turnover Ratio (%) 0.971.120.970.820.70
Current Ratio (X) 1.371.371.421.391.19
Quick Ratio (X) 0.950.980.981.100.76
Inventory Turnover Ratio (X) 3.233.783.792.342.20
Dividend Payout Ratio (NP) (%) 0.000.000.0026.92-3.06
Dividend Payout Ratio (CP) (%) 0.000.000.006.73-5.27
Earning Retention Ratio (%) 0.000.000.0073.08103.06
Cash Earning Retention Ratio (%) 0.000.000.0093.27105.27
Interest Coverage Ratio (X) 2.071.651.972.562.39
Interest Coverage Ratio (Post Tax) (X) 1.851.341.491.831.67
Enterprise Value (Cr.) 120.50108.6683.3796.0693.81
EV / Net Operating Revenue (X) 1.250.970.971.241.32
EV / EBITDA (X) 13.0916.7212.9110.8813.54
MarketCap / Net Operating Revenue (X) 0.920.660.700.880.75
Retention Ratios (%) 0.000.000.0073.07103.06
Price / BV (X) 2.802.381.992.341.85
Price / Net Operating Revenue (X) 0.920.660.700.880.75
EarningsYield 0.010.010.010.01-0.05

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Panache Digilife Ltd as of February 17, 2025 is: ₹232.04

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of February 17, 2025, Panache Digilife Ltd is Overvalued by 11.44% compared to the current share price ₹262.00

Intrinsic Value of Panache Digilife Ltd as of February 17, 2025 is: 315.81

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of February 17, 2025, Panache Digilife Ltd is Undervalued by 20.54% compared to the current share price ₹262.00

Last 5 Year EPS CAGR: 36.10%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The company has shown consistent growth in sales (89.61 cr) and profit (2.73 cr) over the years.
  1. The stock has a low average ROCE of 10.38%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 174.25, which may not be favorable.
  3. The stock has a high average Cash Conversion Cycle of 159.13, which may not be favorable.
  4. The company has higher borrowings (25.78) compared to reserves (21.22), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Panache Digilife Ltd:
    1. Net Profit Margin: 0.55%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 23.94% (Industry Average ROCE: 14.73%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 1.73% (Industry Average ROE: 16.05%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 1.85
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.95
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 52.8 (Industry average Stock P/E: 22.68)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 1
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Panache Digilife Ltd. is a Public Limited Listed company incorporated on 30/03/2007 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L72200MH2007PLC169415 and registration number is 169415. Currently Company is involved in the business activities of Manufacture of computers and peripheral equipment. Company's Total Operating Revenue is Rs. 96.50 Cr. and Equity Capital is Rs. 12.00 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
IT Consulting & SoftwareBldg. A3, 102-108 & 201-208, Babosa Industrial park, Thane District Maharashtra 421302info@panachedigilife.com
http://www.panachedigilife.com
Management
NamePosition Held
Mr. Amit Devchand RambhiaChairman & Managing Director
Mr. Nikit Devchand RambhiaJoint Managing Director
Mr. Nitesh Manilal SavlaWholeTime Director & CFO
Mr. Shailesh Premji GalaIndependent Director
Ms. Tejaswini Chandrashekhar MoreIndependent Director
Mr. Jayesh Khimji RambhiaIndependent Director

FAQ

What is Panache Digilife Ltd's true worth and is it a good investment?

Let's break down Panache Digilife Ltd's valuation simply:

We calculate intrinsic value using the PE Ratio Method - comparing the company's current price-to-earnings ratio with its historical average and industry peers. Think of it like checking if a stock is "on sale" compared to its typical pricing.

As of 17 February 2025:

  • Calculated Fair Value: ₹232.04
  • Current Market Price: ₹262.00
  • Variance: 11.44% lower

This suggests Panache Digilife Ltd is currently overvalued by 11.44%. For context:

  • Market Cap: 399 Cr.
  • 52-Week Range: 346/64.4
  • Reserves (Sep 2024): ₹47 Cr
  • Liabilities: 84 Cr

Remember: The PE method gives a snapshot based on earnings multiples. While useful for quick comparisons, investors should also consider growth prospects, industry trends, and economic conditions. This calculation assumes historical PE ratios remain relevant - always verify with current market dynamics.

What is the Market Cap of Panache Digilife Ltd?

The Market Cap of Panache Digilife Ltd is 399 Cr..

What is the current Stock Price of Panache Digilife Ltd as on 17 February 2025?

The current stock price of Panache Digilife Ltd as on 17 February 2025 is ₹262.

What is the High / Low of Panache Digilife Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Panache Digilife Ltd stocks is 346/64.4.

What is the Stock P/E of Panache Digilife Ltd?

The Stock P/E of Panache Digilife Ltd is 52.8.

What is the Book Value of Panache Digilife Ltd?

The Book Value of Panache Digilife Ltd is 40.8.

What is the Dividend Yield of Panache Digilife Ltd?

The Dividend Yield of Panache Digilife Ltd is 0.00 %.

What is the ROCE of Panache Digilife Ltd?

The ROCE of Panache Digilife Ltd is 12.8 %.

What is the ROE of Panache Digilife Ltd?

The ROE of Panache Digilife Ltd is 13.2 %.

What is the Face Value of Panache Digilife Ltd?

The Face Value of Panache Digilife Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Panache Digilife Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE