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Last Updated: April 2, 2026, 3:27 am
Author: Getaka|Social: XLinkedIn

Panache Digilife Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹235.78Overvalued by 20.88%vs CMP ₹298.00

P/E (55.6) × ROE (11.6%) × BV (₹44.80) × DY (2.00%)

₹152.95Overvalued by 48.67%vs CMP ₹298.00
MoS: -94.8% (Negative)Confidence: 59/100 (Moderate)Models: 1 Under, 7 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹363.4326%Under (+22%)
Graham NumberEarnings₹76.6619%Over (-74.3%)
DCFCash Flow₹120.8312%Over (-59.5%)
Net Asset ValueAssets₹42.398%Over (-85.8%)
EV/EBITDAEnterprise₹57.9810%Over (-80.5%)
Earnings YieldEarnings₹58.308%Over (-80.4%)
ROCE CapitalReturns₹110.1110%Over (-63.1%)
Revenue MultipleRevenue₹72.326%Over (-75.7%)
Consensus (8 models)₹152.95100%Overvalued
Key Drivers: EPS CAGR 54.1% lifts DCF — verify sustainability. | Wide model spread (₹42–₹363) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 54.1%

*Investments are subject to market risks

Investment Snapshot

60
Panache Digilife Ltd scores 60/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health60/100 · Moderate
ROCE 13.7% GoodROE 11.6% AverageD/E 0.94 ModerateInterest Coverage 0.0x RiskyProfitable 4/5 years Consistent
Smart Money60/100 · Moderate
Promoter increased by 2.37% Positive
Earnings Quality55/100 · Moderate
OPM expanding (5% → 8%) ImprovingWorking capital: 171 days Capital intensive
Quarterly Momentum80/100 · Strong
Revenue (4Q): +83% YoY AcceleratingProfit (4Q): +100% YoY StrongOPM: 8.5% (down 6.7% YoY) Margin pressure
Industry Rank40/100 · Moderate
P/E 55.6 vs industry 22.1 Premium to peersROCE 13.7% vs industry 14.2% Average3Y sales CAGR: 10% Moderate

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:27 am

Market Cap 478 Cr.
Current Price 298
Intrinsic Value₹152.95
High / Low 472/172
Stock P/E55.6
Book Value 44.8
Dividend Yield0.00 %
ROCE13.7 %
ROE11.6 %
Face Value 10.0
PEG Ratio1.03

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Panache Digilife Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Panache Digilife Ltd 478 Cr. 298 472/17255.6 44.80.00 %13.7 %11.6 % 10.0
DC Infotech & Communication Ltd 518 Cr. 316 339/20126.9 55.40.00 %25.5 %23.6 % 10.0
HCL Infosystems Ltd 349 Cr. 10.6 24.5/9.01 9.130.00 %35.1 %% 2.00
TVS Electronics Ltd 701 Cr. 376 741/298 49.00.00 %1.88 %5.61 % 10.0
Control Print Ltd 886 Cr. 554 919/5179.14 2811.81 %18.5 %26.9 % 10.0
Industry Average1,252.71 Cr300.3822.06106.370.82%14.23%11.91%7.00

All Competitor Stocks of Panache Digilife Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 4.7854.455.9620.5815.2154.7811.7623.4620.8160.0829.5439.0674.47
Expenses 3.9452.115.9019.3614.2350.8710.7520.6917.6656.5627.6636.5668.16
Operating Profit 0.842.340.061.220.983.911.012.773.153.521.882.506.31
OPM % 17.57%4.30%1.01%5.93%6.44%7.14%8.59%11.81%15.14%5.86%6.36%6.40%8.47%
Other Income 0.200.111.140.391.00-2.710.590.930.170.320.200.370.56
Interest 0.971.131.061.081.161.150.930.650.630.520.670.690.63
Depreciation 0.190.230.220.220.220.220.240.300.270.270.290.290.30
Profit before tax -0.121.09-0.080.310.60-0.170.432.752.423.051.121.895.94
Tax % -41.67%34.86%0.00%6.45%5.00%23.53%4.65%19.27%18.18%25.90%25.89%24.87%28.28%
Net Profit -0.080.71-0.080.290.56-0.220.412.221.972.250.841.424.26
EPS in Rs -0.070.59-0.070.240.47-0.180.351.461.301.480.570.922.86

Last Updated: March 3, 2026, 3:53 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 7:46 am

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 791029371788611297116203
Expenses 72958670708110690105189
Operating Profit 777185661114
OPM % 9%7%7%2%10%5%5%6%9%7%
Other Income 1110-210-021
Interest 2123434533
Depreciation 0001111111
Profit before tax 565-22211912
Tax % 17%22%32%54%80%53%36%17%20%
Net Profit 454-3011179
EPS in Rs 5.264.053.10-2.440.300.670.680.464.525.83
Dividend Payout % 0%6%8%-10%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212022-20232023-20242024-2025
YoY Net Profit Growth (%)25.00%-20.00%-175.00%100.00%0.00%0.00%600.00%
Change in YoY Net Profit Growth (%)0.00%-45.00%-155.00%275.00%-100.00%0.00%600.00%

Panache Digilife Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:10%
3 Years:11%
TTM:31%
Compounded Profit Growth
10 Years:%
5 Years:32%
3 Years:87%
TTM:82%
Stock Price CAGR
10 Years:%
5 Years:35%
3 Years:53%
1 Year:60%
Return on Equity
10 Years:%
5 Years:9%
3 Years:10%
Last Year:12%

Last Updated: September 5, 2025, 12:05 pm

Balance Sheet

Last Updated: December 4, 2025, 1:46 am

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 46612121212121515
Reserves 5222617171819205153
Borrowings 18132443292435332127
Other Liabilities 36495137374235322732
Total Liabilities 6491107110959710297114127
Fixed Assets 334255412121211
CWIP 0006660000
Investments 0001000000
Other Assets 60871027883879085101116
Total Assets 6491107110959710297114127

Reserves and Borrowings Chart

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 0-7-5767-75-15
Cash from Investing Activity + 0-10-23-16694
Cash from Financing Activity + 07-214-5-6-15-1222
Net Cash Flow 0-0-7-3-17-16110
Free Cash Flow 0-7-7-17513-113-12
CFO/OP 0%-81%-49%599%84%193%-100%85%-141%

Free Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-11.00-6.00-17.00-42.00-21.00-19.00-29.00-27.00-10.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 200173250205181134157180203
Inventory Days 83124120178102129103
Days Payable 183189219208757282
Cash Conversion Cycle 101109151176208191157180225
Working Capital Days 638282521061057883171
ROCE %22%15%1%12%10%10%13%13%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Jan 2026
Promoters 65.49%65.49%65.49%65.49%65.49%51.61%51.61%51.61%51.68%51.68%51.68%54.05%
Public 34.51%34.51%34.51%34.51%34.51%48.39%48.39%48.39%48.32%48.32%48.32%45.95%
No. of Shareholders 2,7082,5492,5852,7823,4503,0513,2623,1663,3933,9753,6053,598

Shareholding Pattern Chart

No. of Shareholders

Panache Digilife Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 4.900.460.691.212.39
Diluted EPS (Rs.) 4.740.460.691.222.39
Cash EPS (Rs.) 5.281.181.351.241.20
Book Value[Excl.RevalReserv]/Share (Rs.) 43.2726.5626.2025.3624.51
Book Value[Incl.RevalReserv]/Share (Rs.) 43.2726.5626.2025.3624.51
Revenue From Operations / Share (Rs.) 76.2580.4593.1671.0664.65
PBDIT / Share (Rs.) 7.447.675.425.387.36
PBIT / Share (Rs.) 6.736.934.764.806.46
PBT / Share (Rs.) 4.93-0.401.481.953.58
Net Profit / Share (Rs.) 4.560.440.690.660.30
NP After MI And SOA / Share (Rs.) 4.520.460.680.660.29
PBDIT Margin (%) 9.759.535.817.5711.38
PBIT Margin (%) 8.828.615.106.759.99
PBT Margin (%) 6.46-0.491.592.735.54
Net Profit Margin (%) 5.980.550.740.930.46
NP After MI And SOA Margin (%) 5.930.570.730.930.46
Return on Networth / Equity (%) 10.451.732.622.621.22
Return on Capital Employeed (%) 15.1023.9415.7716.0022.31
Return On Assets (%) 6.060.570.800.820.37
Long Term Debt / Equity (X) 0.010.040.090.150.14
Total Debt / Equity (X) 0.301.001.090.780.94
Asset Turnover Ratio (%) 1.100.971.120.970.82
Current Ratio (X) 2.211.371.371.421.39
Quick Ratio (X) 1.610.950.980.981.10
Inventory Turnover Ratio (X) 4.413.233.783.792.34
Dividend Payout Ratio (NP) (%) 0.000.000.000.0026.92
Dividend Payout Ratio (CP) (%) 0.000.000.000.006.73
Earning Retention Ratio (%) 0.000.000.000.0073.08
Cash Earning Retention Ratio (%) 0.000.000.000.0093.27
Interest Coverage Ratio (X) 4.132.071.651.972.56
Interest Coverage Ratio (Post Tax) (X) 3.081.851.341.491.83
Enterprise Value (Cr.) 445.72120.50108.6683.3796.06
EV / Net Operating Revenue (X) 3.841.250.970.971.24
EV / EBITDA (X) 39.3313.0916.7212.9110.88
MarketCap / Net Operating Revenue (X) 3.670.920.660.700.88
Retention Ratios (%) 0.000.000.000.0073.07
Price / BV (X) 6.472.802.381.992.34
Price / Net Operating Revenue (X) 3.670.920.660.700.88
EarningsYield 0.010.010.010.010.01

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Panache Digilife Ltd. is a Public Limited Listed company incorporated on 30/03/2007 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L72200MH2007PLC169415 and registration number is 169415. Currently Company is involved in the business activities of Manufacture of computers and peripheral equipment. Company's Total Operating Revenue is Rs. 115.93 Cr. and Equity Capital is Rs. 15.23 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
IT Consulting & SoftwareBldg. A3, 102-108 & 201-208, Babosa Industrial park, Thane District Maharashtra 421302Contact not found
Management
NamePosition Held
Mr. Amit Devchand RambhiaChairman & Managing Director
Mr. Nikit Devchand RambhiaJoint Managing Director
Mr. Nitesh Manilal SavlaWholeTime Director & CFO
Mr. Shailesh Premji GalaIndependent Director
Ms. Tejaswini Chandrashekhar MoreIndependent Director
Mr. Jayesh Khimji RambhiaIndependent Director

FAQ

What is the intrinsic value of Panache Digilife Ltd and is it undervalued?

As of 15 April 2026, Panache Digilife Ltd's intrinsic value is ₹152.95, which is 48.67% lower than the current market price of ₹298.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (11.6 %), book value (₹44.8), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Panache Digilife Ltd?

Panache Digilife Ltd is trading at ₹298.00 as of 15 April 2026, with a FY2026-2027 high of ₹472 and low of ₹172. The stock is currently in the middle of its 52-week range. Market cap stands at ₹478 Cr..

How does Panache Digilife Ltd's P/E ratio compare to its industry?

Panache Digilife Ltd has a P/E ratio of 55.6, which is above the industry average of 22.06. This significantly elevated P/E suggests the market expects strong future growth, or the stock may be overpriced relative to current earnings.

Is Panache Digilife Ltd financially healthy?

Key indicators for Panache Digilife Ltd: ROCE of 13.7 % is moderate. Dividend yield is 0.00 %.

Is Panache Digilife Ltd profitable and how is the profit trend?

Panache Digilife Ltd reported a net profit of ₹7 Cr in Mar 2025 on revenue of ₹116 Cr. Compared to ₹1 Cr in Mar 2022, the net profit shows an improving trend.

Does Panache Digilife Ltd pay dividends?

Panache Digilife Ltd has a dividend yield of 0.00 % at the current price of ₹298.00. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Panache Digilife Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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