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Last Updated on: 13 June, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Poddar Housing & Development Ltd

Basic Stock Data

Last Updated: June 12, 2024, 12:54 pm

Market Cap 66.5 Cr.
Current Price 91.5
High / Low161/82.0
Stock P/E
Book Value 139
Dividend Yield0.00 %
ROCE3.95 %
ROE34.9 %
Face Value 10.0
PEG Ratio0.00

Competitors of Poddar Housing & Development Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
PSP Projects Ltd 2,657 Cr. 670846/59821.4 2540.37 %19.1 %14.4 % 10.0
Peninsula Land Ltd 1,980 Cr. 64.273.0/22.021.7 7.970.00 %26.6 %70.5 % 2.00
Dhanuka Realty Ltd 20.6 Cr. 26.629.0/7.2520.2 11.60.00 %12.8 %12.8 % 10.0
Tarmat Ltd 159 Cr. 75.0154/57.4108 60.80.00 %1.45 %1.14 % 10.0
Indiabulls Real Estate Ltd 8,634 Cr. 136146/58.0 50.80.00 %11.0 %13.1 % 2.00
Industry Average2,690.12 Cr194.3634.2677.030.07%14.19%22.39%6.80

Quarterly Result

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales341291817178821100-0
Expenses241012212222121652220-0
Operating Profit102-3-3-5-5-3-8-3-11-100
OPM %29%16%-39%-19%-31%-31%-42%-105%-183%-95%-1,183%34%
Other Income120000015-3001
Interest253544681514171820
Depreciation0000000000000
Profit before tax9-2-6-8-9-9-9-15-14-28-18-18-19
Tax %33%11%22%23%23%23%25%25%32%19%25%25%16%
Net Profit6-1-5-6-7-7-6-11-9-22-14-13-16
EPS in Rs9.25-2.28-7.82-9.71-11.00-11.00-10.29-18.15-14.87-35.39-21.65-21.30-25.65

Last Updated: June 11, 2024, 3:12 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 27, 2024, 5:54 am

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales1627681161455333484855642812
Expenses122456861295643547150725323
Operating Profit43123016-3-10-6-235-9-26-12
OPM %24%11%18%26%11%-6%-30%-13%-48%9%-14%-93%-100%
Other Income-091387234422-2
Interest3000001659184269
Depreciation1111111000000
Profit before tax-0111332233-10-9-25-0-25-65-83
Tax %-655%33%38%33%29%28%26%18%21%-476%-17%24%
Net Profit-18822172-7-7-20-2-29-50-66
EPS in Rs-1.5814.7415.1634.3026.363.52-11.84-11.48-31.02-3.10-45.95-78.68-103.99
Dividend Payout %-95%10%10%4%6%43%-13%-13%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2012-20132013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)900.00%0.00%175.00%-22.73%-88.24%-450.00%0.00%-185.71%90.00%-1350.00%-72.41%
Change in YoY Net Profit Growth (%)0.00%-900.00%175.00%-197.73%-65.51%-361.76%450.00%-185.71%275.71%-1440.00%1277.59%

Growth

Compounded Sales Growth
10 Years:0%
5 Years:-4%
3 Years:-17%
TTM:-66%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:-91%
Stock Price CAGR
10 Years:-5%
5 Years:-28%
3 Years:-21%
1 Year:-6%
Return on Equity
10 Years:-4%
5 Years:-12%
3 Years:-16%
Last Year:-35%

Last Updated: June 8, 2024, 5:32 pm

Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital5556666666666
Reserves47556220321922221420618618416510881
Borrowings153424833123207263278436483525
Other Liabilities631051221154858465189136111157156
Total Liabilities131199214332276290388471544604718754768
Fixed Assets5544434554332
CWIP0006000000000
Investments113713612866734232222
Other Assets115191202186145221312424536598713750765
Total Assets131199214332276290388471544604718754768

Reserves and Borrowings Chart

Poddar Housing & Development Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity -0-23315-18-65-104-114-595-4215
Cash from Investing Activity 210-3-1332267-62838540
Cash from Financing Activity 1218-15108-6-21177822-135-22
Net Cash Flow135-14-9-107-918-3-7

Free Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Free Cash Flow-11.00-31.00-12.0022.0013.00-6.00-133.00-213.00-286.00-273.00-445.00-509.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Debtor Days51168611143628415184197
Inventory Days6,114704
Days Payable12815
Cash Conversion Cycle511685,992700143628415184197
Working Capital Days3022452931822176551,7891,9852,5152,5022,5375,515
ROCE %9%7%14%21%10%1%-3%-1%-5%1%-1%-4%

Financial Efficiency Indicators Chart

Poddar Housing & Development Ltd Share Holding Pattern

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Promoters61.02%61.02%61.02%61.02%61.02%61.02%60.82%61.01%61.01%61.01%61.01%61.01%
FIIs1.70%1.70%1.70%1.70%1.70%1.70%1.69%1.70%1.55%1.28%1.28%1.28%
DIIs10.44%9.08%7.98%7.05%7.05%6.92%6.90%6.92%6.92%6.92%6.29%3.75%
Public26.84%28.20%29.30%30.23%30.23%30.37%30.59%30.37%30.52%30.79%31.41%33.96%
No. of Shareholders2,6762,9663,5623,7693,6783,8933,7973,6243,4463,7153,7273,807

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Bandhan Flexi Cap Fund172,7140.042.38172,7142024-06-100%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)-78.68-30.69-3.10-31.02-11.48
Diluted EPS (Rs.)-78.68-30.69-3.10-31.02-11.48
Cash EPS (Rs.)-78.12-30.21-2.34-30.38-10.94
Book Value[Excl.RevalReserv]/Share (Rs.)180.63270.74301.43304.09336.48
Book Value[Incl.RevalReserv]/Share (Rs.)180.63270.74301.43304.09336.48
Revenue From Operations / Share (Rs.)43.63100.5486.8775.9375.30
PBDIT / Share (Rs.)-37.04-10.5114.39-30.26-4.37
PBIT / Share (Rs.)-37.59-11.0013.63-30.90-4.90
PBT / Share (Rs.)-103.41-39.12-0.53-39.12-13.92
Net Profit / Share (Rs.)-78.68-30.69-3.10-31.02-11.48
NP After MI And SOA / Share (Rs.)-78.68-30.69-3.10-31.02-11.48
PBDIT Margin (%)-84.88-10.4516.56-39.85-5.79
PBIT Margin (%)-86.16-10.9315.68-40.69-6.50
PBT Margin (%)-237.00-38.91-0.62-51.52-18.48
Net Profit Margin (%)-180.32-30.52-3.57-40.85-15.24
NP After MI And SOA Margin (%)-180.32-30.52-3.57-40.85-15.24
Return on Networth / Equity (%)-43.55-11.33-1.02-10.19-3.41
Return on Capital Employeed (%)-6.07-1.341.82-4.82-0.78
Return On Assets (%)-6.58-2.69-0.32-3.60-1.54
Long Term Debt / Equity (X)2.361.591.121.100.84
Total Debt / Equity (X)4.241.801.311.230.89
Asset Turnover Ratio (%)0.030.090.090.090.11
Current Ratio (X)1.562.763.673.064.75
Quick Ratio (X)0.150.340.460.340.83
Dividend Payout Ratio (NP) (%)0.000.000.00-5.83-15.75
Dividend Payout Ratio (CP) (%)0.000.000.00-5.95-16.52
Earning Retention Ratio (%)0.000.000.00105.83115.75
Cash Earning Retention Ratio (%)0.000.000.00105.95116.52
Interest Coverage Ratio (X)-0.56-0.371.02-3.68-0.48
Interest Coverage Ratio (Post Tax) (X)-0.19-0.090.78-2.77-0.27
Enterprise Value (Cr.)531.85436.00353.35369.70473.67
EV / Net Operating Revenue (X)19.306.876.447.719.96
EV / EBITDA (X)-22.74-65.6638.88-19.34-171.79
MarketCap / Net Operating Revenue (X)1.862.172.152.976.01
Retention Ratios (%)0.000.000.00105.83115.75
Price / BV (X)0.450.800.620.741.35
Price / Net Operating Revenue (X)1.862.172.152.976.01
EarningsYield-0.96-0.14-0.01-0.13-0.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value: 742.22

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

Undervalued: 711.17% compared to the current price 91.5

Default values used*: Deafault value of 15 for Stock P/E is used

Intrinsic Value: 313.85

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.

Undervalued: 243.00% compared to the current price ₹91.5

Default values used*: Deafault value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -57.71%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
    1. The stock has a low average ROCE of 4.08%, which may not be favorable.
    2. The stock has a high average Working Capital Days of 158.92, which may not be favorable.
    3. The stock has a high average Cash Conversion Cycle of 102.58, which may not be favorable.
    4. The company has higher borrowings (184.77) compared to reserves (150.15), which may suggest financial risk.
    5. The company has not shown consistent growth in sales (54.85) and profit (-10.38).

    Stock Analysis

    • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Poddar Housing & Development Ltd:
      1. Net Profit Margin: -180.32%
        • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
      2. ROCE: -6.07% (Industry Average ROCE: 14.19%)
        • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
      3. ROE%: -43.55% (Industry Average ROE: 22.39%)
        • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
      4. Interest Coverage Ratio (Post Tax): -0.19
        • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
      5. Quick Ratio: 0.15
        • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
      6. Stock P/E: (Industry average Stock P/E: 34.26)
        • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
      7. ✗ Total Debt / Equity: 4.24
        • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
      The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
      Stock Rating:

    About the Company

    Poddar Housing and Development Ltd. is a Public Limited Listed company incorporated on 28/06/1982 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L51909MH1982PLC143066 and registration number is 143066. Currently Company is involved in the business activities of Real estate activities with own or leased property. Company’s Total Operating Revenue is Rs. 63.02 Cr. and Equity Capital is Rs. 6.32 Cr. for the Year ended 31/03/2022.
    INDUSTRYADDRESSCONTACT
    Construction, Contracting & EngineeringUnit 3-5 Neeru Silk Mills, Mathuradas Mill Compound, Mumbai Maharashtra 400013cs.team@poddarhousing.com
    http://www.poddarhousing.com
    Management
    NamePosition Held
    Mr. Dipak Kumar PoddarWhole Time Director
    Mr. Rohitashwa PoddarManaging Director
    Mr. Ravindra Nemichand KalaIndependent Director
    Mr. Uma Shanker ShardaIndependent Director
    Ms. Nishi JainIndependent Woman Director
    Mr. Suman Kumar VermaIndependent Director

    FAQ

    What is the latest fair value of Poddar Housing & Development Ltd?

    The latest fair value of Poddar Housing & Development Ltd is ₹742.22.

    What is the Market Cap of Poddar Housing & Development Ltd?

    The Market Cap of Poddar Housing & Development Ltd is 66.5 Cr..

    What is the current Stock Price of Poddar Housing & Development Ltd as on 13 June 2024?

    The current stock price of Poddar Housing & Development Ltd as on 13 June 2024 is ₹91.5.

    What is the High / Low of Poddar Housing & Development Ltd stocks in FY 2024?

    In FY 2024, the High / Low of Poddar Housing & Development Ltd stocks is 161/82.0.

    What is the Stock P/E of Poddar Housing & Development Ltd?

    The Stock P/E of Poddar Housing & Development Ltd is .

    What is the Book Value of Poddar Housing & Development Ltd?

    The Book Value of Poddar Housing & Development Ltd is 139.

    What is the Dividend Yield of Poddar Housing & Development Ltd?

    The Dividend Yield of Poddar Housing & Development Ltd is 0.00 %.

    What is the ROCE of Poddar Housing & Development Ltd?

    The ROCE of Poddar Housing & Development Ltd is 3.95 %.

    What is the ROE of Poddar Housing & Development Ltd?

    The ROE of Poddar Housing & Development Ltd is 34.9 %.

    What is the Face Value of Poddar Housing & Development Ltd?

    The Face Value of Poddar Housing & Development Ltd is 10.0.

    About the Author

    Author Avatar
    Getaka

    Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

    Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Poddar Housing & Development Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE