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Last Updated: April 2, 2026, 3:32 am
Author: Getaka|Social: XLinkedIn

PTL Enterprises Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹28.89Overvalued by 23.16%vs CMP ₹37.60

P/E (11.9) × ROE (4.3%) × BV (₹67.60) × DY (4.66%)

₹45.51Undervalued by 21.04%vs CMP ₹37.60
MoS: +17.4% (Adequate)Confidence: 43/100 (Low)Models: 4 Under, 1 Fair, 4 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹30.2922%Over (-19.4%)
Graham NumberEarnings₹69.2216%Under (+84.1%)
Earnings PowerEarnings₹15.6111%Over (-58.5%)
DCFCash Flow₹42.0513%Under (+11.8%)
Net Asset ValueAssets₹67.717%Under (+80.1%)
EV/EBITDAEnterprise₹35.639%Fair (-5.2%)
Earnings YieldEarnings₹31.507%Over (-16.2%)
ROCE CapitalReturns₹109.719%Under (+191.8%)
Revenue MultipleRevenue₹4.845%Over (-87.1%)
Consensus (9 models)₹45.51100%Undervalued
Key Drivers: ROE 4.3% is below cost of equity. | Wide model spread (₹5–₹110) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 4.8%

*Investments are subject to market risks

Investment Snapshot

50
PTL Enterprises Ltd scores 50/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health42/100 · Moderate
ROCE 7.3% WeakROE 4.3% WeakD/E 4.24 High debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
FII holding stable No changePromoter holding at 69.8% Stable
Earnings Quality50/100 · Moderate
OPM stable around 89% Steady
Quarterly Momentum70/100 · Strong
Revenue (4Q): 0% YoY FlatProfit (4Q): +26% YoY Strong
Industry Rank40/100 · Moderate
P/E 11.9 vs industry 98.5 Cheaper than peersROCE 7.3% vs industry 21.7% Below peersROE 4.3% vs industry 14.2% Below peers3Y sales CAGR: 1% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:32 am

Market Cap 497 Cr.
Current Price 37.6
Intrinsic Value₹45.51
High / Low 47.8/35.3
Stock P/E11.9
Book Value 67.6
Dividend Yield4.66 %
ROCE7.29 %
ROE4.29 %
Face Value 1.00
PEG Ratio2.47

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for PTL Enterprises Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
PTL Enterprises Ltd 497 Cr. 37.6 47.8/35.311.9 67.64.66 %7.29 %4.29 % 1.00
The Investment Trust of India Ltd (THEINVEST) 492 Cr. 94.2 184/84.217.0 1390.00 %9.44 %6.22 % 10.0
Emkay Global Financial Services Ltd 514 Cr. 196 410/17328.5 1160.76 %20.4 %20.9 % 10.0
Welspun Investments & Commercials Ltd 462 Cr. 1,265 1,598/666146 2,0030.00 %0.83 %0.62 % 10.0
Consolidated Finvest & Holdings Ltd 665 Cr. 206 246/15210.5 3210.55 %7.72 %11.8 % 10.0
Industry Average6,725.79 Cr1,029.6498.514,364.490.43%21.71%14.20%7.23

All Competitor Stocks of PTL Enterprises Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 16.0916.0716.0816.0916.0916.0816.0816.0916.0916.0716.0816.0916.09
Expenses 1.531.694.261.471.491.221.531.471.491.511.471.311.66
Operating Profit 14.5614.3811.8214.6214.6014.8614.5514.6214.6014.5614.6114.7814.43
OPM % 90.49%89.48%73.51%90.86%90.74%92.41%90.49%90.86%90.74%90.60%90.86%91.86%89.68%
Other Income 0.060.130.185.040.160.180.066.560.080.050.115.500.08
Interest 1.781.271.431.411.491.371.341.321.281.221.191.161.14
Depreciation 0.520.530.520.530.520.520.520.520.520.520.510.510.56
Profit before tax 12.3212.7110.0517.7212.7513.1512.7519.3412.8812.8713.0218.6112.81
Tax % 51.62%80.57%74.43%42.83%58.43%57.64%58.98%28.13%34.70%32.01%29.19%20.58%30.29%
Net Profit 5.962.472.5710.135.295.565.2313.918.408.759.2214.788.93
EPS in Rs 0.450.190.190.770.400.420.401.050.630.660.701.120.67

Last Updated: March 3, 2026, 3:16 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 12:46 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 40404653606363636364646464
Expenses 5945455666866
Operating Profit 35314248575858575758565858
OPM % 88%77%91%91%94%93%91%91%90%90%87%91%91%
Other Income 121211343744676
Interest 9853622777655
Depreciation 1111111222222
Profit before tax 27233847615858865253545857
Tax % 34%35%36%35%24%32%24%18%37%56%56%37%
Net Profit 18152430464044703323243642
EPS in Rs 1.331.141.832.293.463.013.325.292.491.761.782.743.15
Dividend Payout % 38%44%27%27%29%42%38%47%80%100%98%64%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-16.67%60.00%25.00%53.33%-13.04%10.00%59.09%-52.86%-30.30%4.35%50.00%
Change in YoY Net Profit Growth (%)0.00%76.67%-35.00%28.33%-66.38%23.04%49.09%-111.95%22.55%34.65%45.65%

PTL Enterprises Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:5%
5 Years:0%
3 Years:1%
TTM:0%
Compounded Profit Growth
10 Years:9%
5 Years:-4%
3 Years:3%
TTM:54%
Stock Price CAGR
10 Years:14%
5 Years:13%
3 Years:7%
1 Year:-12%
Return on Equity
10 Years:6%
5 Years:5%
3 Years:4%
Last Year:4%

Last Updated: September 5, 2025, 12:45 pm

Balance Sheet

Last Updated: January 7, 2026, 4:16 pm

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 13131313131313131313131313
Reserves 6875668423459475434582569686830838882
Borrowings 59490000048492821139
Other Liabilities 768196195198203201215210238255206216
Total Liabilities 2172187776306706916488588419661,1201,0701,121
Fixed Assets 1616593599595594600610612612610608607
CWIP 1130034010000
Investments 1581581600437727186202344501458508
Other Assets 41422131331817632710845
Total Assets 2172187776306706916488588419661,1201,0701,121

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 322665254842464041432126
Cash from Investing Activity + -00-5-6-35-43-7-68-144117
Cash from Financing Activity + -33-26-62-5-10-16-4028-20-52-33-33
Net Cash Flow -10-2142-17-0-06-5-00
Free Cash Flow 332661195139395841412126
CFO/OP 130%120%187%91%111%102%97%98%96%99%91%95%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-24.00-18.0042.0048.0057.0058.0058.009.008.0030.0035.0045.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 110000000000
Inventory Days
Days Payable
Cash Conversion Cycle 110000000000
Working Capital Days -232-269-131-32-81-95-107-91-130-199-182-137
ROCE %25%22%10%9%15%12%13%12%9%9%7%7%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%
FIIs 0.00%0.00%0.04%0.08%0.00%0.03%0.10%0.00%0.00%0.07%0.00%0.00%
DIIs 0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%
Government 7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%
Public 21.91%21.91%21.87%21.83%21.90%21.87%21.80%21.90%21.90%21.82%21.90%21.90%
No. of Shareholders 45,38043,13943,29143,06548,09847,50448,93550,37850,83850,07149,66748,444

Shareholding Pattern Chart

No. of Shareholders

PTL Enterprises Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 16Mar 15Mar 14Mar 13Mar 12
FaceValue 2.002.002.002.002.00
Basic EPS (Rs.) 6.885.073.672.592.64
Diluted EPS (Rs.) 6.885.073.672.592.64
Cash EPS (Rs.) 8.877.115.124.114.02
Book Value[Excl.RevalReserv]/Share (Rs.) 18.5912.879.016.515.10
Book Value[Incl.RevalReserv]/Share (Rs.) 117.5323.7319.8617.3715.95
Revenue From Operations / Share (Rs.) 67.9662.0145.9038.9634.62
PBDIT / Share (Rs.) 13.8811.779.919.449.49
PBIT / Share (Rs.) 11.889.728.457.928.10
PBT / Share (Rs.) 9.796.695.073.824.01
Net Profit / Share (Rs.) 6.885.073.672.592.64
NP After MI And SOA / Share (Rs.) 6.885.073.672.592.64
PBDIT Margin (%) 20.4118.9721.5924.2227.40
PBIT Margin (%) 17.4715.6718.4120.3123.39
PBT Margin (%) 14.4010.7911.059.8011.59
Net Profit Margin (%) 10.118.167.986.637.62
NP After MI And SOA Margin (%) 10.118.167.986.637.62
Return on Networth / Equity (%) 36.9739.3640.6939.7151.79
Return on Capital Employeed (%) 8.7022.2218.8119.0619.25
Return On Assets (%) 4.397.565.714.364.52
Long Term Debt / Equity (X) 0.400.811.842.804.04
Total Debt / Equity (X) 0.400.811.842.904.24
Asset Turnover Ratio (%) 0.070.120.130.130.13
Current Ratio (X) 0.690.580.590.390.46
Quick Ratio (X) 0.650.540.550.350.42
Dividend Payout Ratio (NP) (%) 14.5419.7427.2838.6737.88
Dividend Payout Ratio (CP) (%) 11.2714.0619.5124.3224.84
Earning Retention Ratio (%) 85.4680.2672.7261.3362.12
Cash Earning Retention Ratio (%) 88.7385.9480.4975.6875.16
Interest Coverage Ratio (X) 6.643.882.932.302.32
Interest Coverage Ratio (Post Tax) (X) 4.292.672.081.631.65
Enterprise Value (Cr.) 940.36264.91255.52255.18370.44
EV / Net Operating Revenue (X) 2.090.640.840.981.62
EV / EBITDA (X) 10.243.403.894.085.90
MarketCap / Net Operating Revenue (X) 2.000.540.560.531.05
Retention Ratios (%) 85.4580.2572.7161.3262.11
Price / BV (X) 7.322.632.863.237.10
Price / Net Operating Revenue (X) 2.000.540.560.531.05
EarningsYield 0.050.140.140.120.07

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

PTL Enterprises Ltd. is a Public Limited Listed company incorporated on 19/10/1959 and has its registered office in the State of Kerala, India. Company's Corporate Identification Number(CIN) is L25111KL1959PLC009300 and registration number is 009300. Currently Company is involved in the business activities of Financial Leasing. Company's Total Operating Revenue is Rs. 64.34 Cr. and Equity Capital is Rs. 13.24 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & Investments3rd floor, Areekal Mansion, Near Manorama Junction, Kochi Kerala 682036Contact not found
Management
NamePosition Held
Mr. Onkar KanwarChairman
Mr. Neeraj Singh KanwarNon Executive Director
Mr. Harish BahadurNon Executive Director
Mr. Tapan MitraIndependent Director
Mr. B K SinghIndependent Director
Mr. Sunil TandonIndependent Director
Ms. Sonali SenIndependent Woman Director
Mr. Ranganayakulu JagarlamudiIndependent Director

FAQ

What is the intrinsic value of PTL Enterprises Ltd and is it undervalued?

As of 11 April 2026, PTL Enterprises Ltd's intrinsic value is ₹45.51, which is 21.04% higher than the current market price of ₹37.60, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (4.29 %), book value (₹67.6), dividend yield (4.66 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of PTL Enterprises Ltd?

PTL Enterprises Ltd is trading at ₹37.60 as of 11 April 2026, with a FY2026-2027 high of ₹47.8 and low of ₹35.3. The stock is currently near its 52-week low. Market cap stands at ₹497 Cr..

How does PTL Enterprises Ltd's P/E ratio compare to its industry?

PTL Enterprises Ltd has a P/E ratio of 11.9, which is below the industry average of 98.51. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is PTL Enterprises Ltd financially healthy?

Key indicators for PTL Enterprises Ltd: ROCE of 7.29 % is on the lower side compared to the industry average of 21.71%; ROE of 4.29 % is below ideal levels (industry average: 14.20%). Dividend yield is 4.66 %.

Is PTL Enterprises Ltd profitable and how is the profit trend?

PTL Enterprises Ltd reported a net profit of ₹36 Cr in Mar 2025 on revenue of ₹64 Cr. Compared to ₹33 Cr in Mar 2022, the net profit shows an improving trend.

Does PTL Enterprises Ltd pay dividends?

PTL Enterprises Ltd has a dividend yield of 4.66 % at the current price of ₹37.60. This is a relatively attractive yield for income-seeking investors.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in PTL Enterprises Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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