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Last Updated on: 22 December, 2024
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

PTL Enterprises Ltd: Fundamental Analysis, Share Price Insights & Intrinsic Value (2024)

Share Price and Basic Stock Data

Last Updated: December 21, 2024, 1:58 am

Market Cap 554 Cr.
Current Price 41.8
High / Low 54.1/37.6
Stock P/E18.5
Book Value 68.3
Dividend Yield4.18 %
ROCE7.45 %
ROE3.05 %
Face Value 1.00
PEG Ratio-1.58

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for

Competitors of

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Multipurpose Trading & Agencies Ltd 5.23 Cr. 10.6 13.3/7.8129.1 10.20.00 %4.44 %3.91 % 10.0
Munoth Financial Services Ltd 34.4 Cr. 67.0 81.3/54.6 21.20.00 %1.71 %1.79 % 10.0
Nam Securities Ltd 72.5 Cr. 134 198/65.6201 21.20.00 %4.16 %3.05 % 10.0
Naperol Investments Ltd 733 Cr. 1,275 2,041/801748 3,2040.00 %0.08 %0.05 % 10.0
Inani Securities Ltd 13.2 Cr. 29.0 42.0/20.59.10 42.20.00 %10.6 %6.92 % 10.0
Industry Average6,895.83 Cr1,836.483,514.445,415.950.31%15.08%16.58%7.38

All Competitor Stocks of

Quarterly Result

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
Sales15.7915.8015.8115.8115.7916.0816.0916.0916.0716.0816.0916.0916.08
Expenses1.251.451.411.541.871.591.591.531.694.261.471.491.22
Operating Profit14.5414.3514.4014.2713.9214.4914.5014.5614.3811.8214.6214.6014.86
OPM %92.08%90.82%91.08%90.26%88.16%90.11%90.12%90.49%89.48%73.51%90.86%90.74%92.41%
Other Income0.500.153.830.130.130.263.740.060.130.185.040.160.18
Interest2.001.911.851.831.731.731.951.781.271.431.411.491.37
Depreciation0.470.390.460.470.490.490.510.520.530.520.530.520.52
Profit before tax12.5712.2015.9212.1011.8312.5315.7812.3212.7110.0517.7212.7513.15
Tax %28.08%28.11%24.25%27.02%71.85%52.35%43.66%51.62%80.57%74.43%42.83%58.43%57.64%
Net Profit9.048.7712.068.833.335.968.895.962.472.5710.135.295.56
EPS in Rs0.680.660.910.670.250.450.670.450.190.190.770.400.42

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Sales404040465360636363636464
Expenses559454556668
Operating Profit353531424857585857575856
OPM %88%88%77%91%91%94%93%91%91%90%90%87%
Other Income21212113437446
Interest1298536227776
Depreciation111111112222
Profit before tax252723384761585886525354
Tax %33%34%35%36%35%24%32%24%18%37%56%56%
Net Profit171815243046404470332324
EPS in Rs1.271.331.141.832.293.463.013.325.292.491.761.78
Dividend Payout %39%38%44%27%27%29%42%38%47%80%100%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)5.88%-16.67%60.00%25.00%53.33%-13.04%10.00%59.09%-52.86%-30.30%4.35%
Change in YoY Net Profit Growth (%)0.00%-22.55%76.67%-35.00%28.33%-66.38%23.04%49.09%-111.95%22.55%34.65%

has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:5%
5 Years:0%
3 Years:1%
TTM:0%
Compounded Profit Growth
10 Years:3%
5 Years:-10%
3 Years:-20%
TTM:42%
Stock Price CAGR
10 Years:19%
5 Years:18%
3 Years:8%
1 Year:-1%
Return on Equity
10 Years:7%
5 Years:6%
3 Years:4%
Last Year:3%

Last Updated: Unknown

Balance Sheet

Last Updated: December 14, 2024, 2:55 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital13131313131313131313131313
Reserves586875668423459475434582569686830891
Borrowings765949000004849282117
Other Liabilities57768196195198203201215210238255281
Total Liabilities2032172187776306706916488588419661,1201,202
Fixed Assets171616593599595594600610612612610609
CWIP1113003401000
Investments1581581581600437727186202344501589
Other Assets274142213133181763271084
Total Assets2032172187776306706916488588419661,1201,202

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +203226652548424640414321
Cash from Investing Activity +-4-00-5-6-35-43-7-68-14411
Cash from Financing Activity +-20-33-26-62-5-10-16-4028-20-52-33
Net Cash Flow-3-10-2142-17-0-06-5-0

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-41.00-24.00-18.0042.0048.0057.0058.0058.009.008.0030.0035.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days311000000000
Inventory Days
Days Payable
Cash Conversion Cycle311000000000
Working Capital Days-430-232-269-131-32-81-95-107-91-130-199-182
ROCE %25%25%22%10%9%15%12%13%12%9%9%7%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Promoters69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%69.82%
FIIs0.03%0.17%0.09%0.09%0.06%0.00%0.00%0.00%0.04%0.08%0.00%0.03%
DIIs0.91%0.90%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%0.91%
Government7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%7.37%
Public21.87%21.74%21.81%21.82%21.84%21.89%21.91%21.91%21.87%21.83%21.90%21.87%
No. of Shareholders19,09928,05347,81748,85747,22045,59345,38043,13943,29143,06548,09847,504

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 16Mar 15Mar 14Mar 13Mar 12
FaceValue2.002.002.002.002.00
Basic EPS (Rs.)6.885.073.672.592.64
Diluted EPS (Rs.)6.885.073.672.592.64
Cash EPS (Rs.)8.877.115.124.114.02
Book Value[Excl.RevalReserv]/Share (Rs.)18.5912.879.016.515.10
Book Value[Incl.RevalReserv]/Share (Rs.)117.5323.7319.8617.3715.95
Revenue From Operations / Share (Rs.)67.9662.0145.9038.9634.62
PBDIT / Share (Rs.)13.8811.779.919.449.49
PBIT / Share (Rs.)11.889.728.457.928.10
PBT / Share (Rs.)9.796.695.073.824.01
Net Profit / Share (Rs.)6.885.073.672.592.64
NP After MI And SOA / Share (Rs.)6.885.073.672.592.64
PBDIT Margin (%)20.4118.9721.5924.2227.40
PBIT Margin (%)17.4715.6718.4120.3123.39
PBT Margin (%)14.4010.7911.059.8011.59
Net Profit Margin (%)10.118.167.986.637.62
NP After MI And SOA Margin (%)10.118.167.986.637.62
Return on Networth / Equity (%)36.9739.3640.6939.7151.79
Return on Capital Employeed (%)8.7022.2218.8119.0619.25
Return On Assets (%)4.397.565.714.364.52
Long Term Debt / Equity (X)0.400.811.842.804.04
Total Debt / Equity (X)0.400.811.842.904.24
Asset Turnover Ratio (%)0.070.120.130.130.13
Current Ratio (X)0.690.580.590.390.46
Quick Ratio (X)0.650.540.550.350.42
Dividend Payout Ratio (NP) (%)14.5419.7427.2838.6737.88
Dividend Payout Ratio (CP) (%)11.2714.0619.5124.3224.84
Earning Retention Ratio (%)85.4680.2672.7261.3362.12
Cash Earning Retention Ratio (%)88.7385.9480.4975.6875.16
Interest Coverage Ratio (X)6.643.882.932.302.32
Interest Coverage Ratio (Post Tax) (X)4.292.672.081.631.65
Enterprise Value (Cr.)940.36264.91255.52255.18370.44
EV / Net Operating Revenue (X)2.090.640.840.981.62
EV / EBITDA (X)10.243.403.894.085.90
MarketCap / Net Operating Revenue (X)2.000.540.560.531.05
Retention Ratios (%)85.4580.2572.7161.3262.11
Price / BV (X)7.322.632.863.237.10
Price / Net Operating Revenue (X)2.000.540.560.531.05
EarningsYield0.050.140.140.120.07

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of as of December 22, 2024 is: 40.15

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of December 22, 2024, is Overvalued by 3.95% compared to the current share price 41.80

Intrinsic Value of as of December 22, 2024 is: 35.44

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of December 22, 2024, is Overvalued by 15.22% compared to the current share price 41.80

Last 5 Year EPS CAGR: -11.72%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a low average Working Capital Days of -164.92, which is a positive sign.
  2. The company has higher reserves (478.31 cr) compared to borrowings (26.69 cr), indicating strong financial stability.
  3. The company has shown consistent growth in sales (54.92 cr) and profit (48.50 cr) over the years.
  1. The stock has a low average ROCE of 14.00%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 0.42, which may not be favorable.
  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in :
    1. Net Profit Margin: 10.11%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 8.7% (Industry Average ROCE: 14.89%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 36.97% (Industry Average ROE: 15.33%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 4.29
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.65
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 18.5 (Industry average Stock P/E: 2)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.4
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

PTL Enterprises Ltd. is a Public Limited Listed company incorporated on 19/10/1959 and has its registered office in the State of Kerala, India. Company’s Corporate Identification Number(CIN) is L25111KL1959PLC009300 and registration number is 009300. Currently Company is involved in the business activities of Financial Leasing. Company’s Total Operating Revenue is Rs. 63.22 Cr. and Equity Capital is Rs. 13.24 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & Investments3rd floor, Areekal Mansion, Near Manorama Junction, Kochi Kerala 682036investors@ptlenterprise.com
http://www.ptlenterprise.com
Management
NamePosition Held
Mr. Onkar KanwarChairman
Mr. Neeraj KanwarNon Executive Director
Mr. Harish BahadurNon Executive Director
Mr. Tapan MitraIndependent Director
Mr. B K SinghIndependent Director
Mr. U S AnandIndependent Director
Mr. Sunil TandonIndependent Director
Ms. Sonali SenIndependent Woman Director

FAQ

What is the latest intrinsic value of ?

The latest intrinsic value of as on 22 December 2024 is ₹40.15, which is 3.95% lower than the current market price of ₹41.80. The stock has a market capitalization of 554 Cr. and recorded a high/low of 54.1/37.6 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹891 Cr and total liabilities of ₹1,202 Cr.

What is the Market Cap of ?

The Market Cap of is 554 Cr..

What is the current Stock Price of as on 22 December 2024?

The current stock price of as on 22 December 2024 is 41.8.

What is the High / Low of stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of stocks is 54.1/37.6.

What is the Stock P/E of ?

The Stock P/E of is 18.5.

What is the Book Value of ?

The Book Value of is 68.3.

What is the Dividend Yield of ?

The Dividend Yield of is 4.18 %.

What is the ROCE of ?

The ROCE of is 7.45 %.

What is the ROE of ?

The ROE of is 3.05 %.

What is the Face Value of ?

The Face Value of is 1.00.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in . Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE