Share Price and Basic Stock Data
Last Updated: February 25, 2025, 4:28 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Reliance Capital Ltd operates within the finance and investments sector, reporting a market capitalization of ₹312 Cr and a current share price of ₹12.4. The company has shown fluctuating revenue trends over the past quarters, with sales standing at ₹6,393 Cr in September 2023, a notable recovery from the lows of ₹3,596 Cr in June 2022. The trailing twelve months (TTM) sales were recorded at ₹25,758 Cr, reflecting an increase compared to ₹19,037 Cr in March 2023. Year-on-year comparisons indicate that Reliance Capital’s sales have seen a significant rebound, particularly evident in the jump from ₹19,037 Cr in March 2023 to ₹24,247 Cr in March 2024. However, consistency in revenue generation remains a concern, as evidenced by the quarterly sales volatility, which ranged from a low of ₹3,596 Cr to a high of ₹6,393 Cr within the last year. This uneven performance necessitates a deeper examination of the underlying business drivers and market conditions impacting revenue stability.
Profitability and Efficiency Metrics
Reliance Capital’s profitability metrics illustrate a challenging landscape, with operating profit margins (OPM) fluctuating significantly. The OPM was recorded at 6% for the latest reporting period, a recovery from previous negative margins. The company reported an operating profit of ₹484 Cr for March 2024, following losses in prior periods, including a loss of ₹5,607 Cr in March 2022. The net profit for the trailing twelve months stood at ₹827 Cr, indicating a positive turnaround from a net loss of ₹1,759 Cr in March 2023. The interest coverage ratio (ICR) of 16.26x highlights strong capacity to meet interest obligations, suggesting improved operational efficiency. However, the return on capital employed (ROCE) remains at a modest 8.16%, which is low compared to typical sector averages. This indicates that while the company has improved profitability, the overall efficiency in generating returns from capital employed still requires enhancement to align with industry standards.
Balance Sheet Strength and Financial Ratios
Reliance Capital’s balance sheet reflects notable challenges, particularly with its reserves, which stood at a negative ₹10,757 Cr as of September 2024. This negative reserve position raises concerns about the company’s financial health and ability to sustain operations without further capital infusion. Borrowings are substantial at ₹17,601 Cr, which, when coupled with the negative reserves, suggests a high leverage situation. The current ratio is reported at 0.83, indicating potential liquidity issues, as a ratio below 1 suggests that the company may struggle to meet short-term obligations. Furthermore, the price-to-book value (P/BV) ratio is at 0.00x, indicating that the market perceives the company’s equity as having little to no value. Despite these challenges, the interest coverage ratio of 16.26x indicates that Reliance Capital can comfortably cover its interest expenses, reflecting some strength in operational cash flows amidst a distressed balance sheet.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Reliance Capital reveals a significant reliance on public investors, who hold 95.47% of the shares. Promoters hold a mere 0.89%, reflecting a lack of confidence from the founding members in the company’s future prospects. The foreign institutional investors (FIIs) have exited entirely, holding 0.00% as of March 2024, which may signal caution regarding the company’s financial stability and growth potential. Domestic institutional investors (DIIs) hold 2.99%, indicating limited institutional interest. The total number of shareholders is reported at 748,150, suggesting a broad base of retail investors. This concentrated public ownership might affect decision-making and governance, as the lack of significant promoter support could lead to volatility in the stock price. Overall, the heavy public stake combined with minimal institutional backing points to a cautious market sentiment towards Reliance Capital.
Outlook, Risks, and Final Insight
The outlook for Reliance Capital hinges on its ability to stabilize its financial position and return to consistent profitability. Key strengths include a high interest coverage ratio, which indicates sound operational cash flow management, and a rebound in sales trends, particularly in the latest quarters. However, significant risks persist, including the negative reserves that could impede growth initiatives and the high level of borrowings that may strain future cash flows. The company must also navigate investor sentiment, particularly given the complete exit of FIIs and the low promoter stake. Moving forward, Reliance Capital could explore strategic partnerships or restructuring initiatives to enhance shareholder value. The path ahead will require careful management of financial liabilities and a focus on improving operational efficiencies to restore investor confidence and drive sustainable growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Reliance Capital Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,519 Cr. | 317 | 484/280 | 16.2 | 111 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 35.2 Cr. | 0.50 | 2.42/0.46 | 4.87 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.37 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 26.2 Cr. | 51.1 | 72.0/47.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 491 Cr. | 854 | 1,490/772 | 51.0 | 2,055 | 1.05 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 7,142.09 Cr | 1,435.54 | 76.29 | 3,872.10 | 0.34% | 21.83% | 14.30% | 7.26 |
Quarterly Result
| Metric | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5,993 | 4,076 | 4,763 | 3,596 | 5,796 | 5,218 | 4,427 | 5,957 | 6,393 | 6,098 | 5,800 | 6,517 | 7,343 |
| Expenses | 6,411 | 5,230 | 8,674 | 3,766 | 5,712 | 5,167 | 5,914 | 5,535 | 6,644 | 5,879 | 5,756 | 6,167 | 6,923 |
| Operating Profit | -418 | -1,154 | -3,911 | -170 | 84 | 51 | -1,487 | 423 | -251 | 218 | 45 | 350 | 419 |
| OPM % | -7% | -28% | -82% | -5% | 1% | 1% | -34% | 7% | -4% | 4% | 1% | 5% | 6% |
| Other Income | 8 | 7 | 113 | 13 | 251 | 9 | 9 | 47 | 30 | 20 | 109 | 14 | 17 |
| Interest | 677 | 563 | 278 | 271 | 15 | 6 | 8 | -1 | 8 | 22 | 9 | 13 | 13 |
| Depreciation | 28 | 28 | 30 | 30 | 31 | 28 | 27 | 26 | 27 | 29 | 32 | 30 | 30 |
| Profit before tax | -1,115 | -1,738 | -4,106 | -458 | 290 | 27 | -1,513 | 444 | -256 | 187 | 112 | 321 | 393 |
| Tax % | 4% | 1% | 1% | 7% | 26% | 41% | -1% | 2% | -7% | 57% | -48% | 15% | 21% |
| Net Profit | -1,156 | -1,759 | -4,132 | -491 | 215 | 16 | -1,499 | 434 | -239 | 81 | 166 | 272 | 309 |
| EPS in Rs | -47.07 | -70.16 | -165.03 | -18.27 | 7.38 | -0.03 | -59.46 | 15.60 | -10.40 | 1.56 | 2.44 | 8.36 | 9.02 |
Last Updated: February 28, 2025, 6:18 pm
Below is a detailed analysis of the quarterly data for Reliance Capital Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Sales, as of Sep 2024, the value is 7,343.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,517.00 Cr. (Jun 2024) to 7,343.00 Cr., marking an increase of 826.00 Cr..
- For Expenses, as of Sep 2024, the value is 6,923.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6,167.00 Cr. (Jun 2024) to 6,923.00 Cr., marking an increase of 756.00 Cr..
- For Operating Profit, as of Sep 2024, the value is 419.00 Cr.. The value appears strong and on an upward trend. It has increased from 350.00 Cr. (Jun 2024) to 419.00 Cr., marking an increase of 69.00 Cr..
- For OPM %, as of Sep 2024, the value is 6.00%. The value appears strong and on an upward trend. It has increased from 5.00% (Jun 2024) to 6.00%, marking an increase of 1.00%.
- For Other Income, as of Sep 2024, the value is 17.00 Cr.. The value appears strong and on an upward trend. It has increased from 14.00 Cr. (Jun 2024) to 17.00 Cr., marking an increase of 3.00 Cr..
- For Interest, as of Sep 2024, the value is 13.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2024) which recorded 13.00 Cr..
- For Depreciation, as of Sep 2024, the value is 30.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2024) which recorded 30.00 Cr..
- For Profit before tax, as of Sep 2024, the value is 393.00 Cr.. The value appears strong and on an upward trend. It has increased from 321.00 Cr. (Jun 2024) to 393.00 Cr., marking an increase of 72.00 Cr..
- For Tax %, as of Sep 2024, the value is 21.00%. The value appears to be increasing, which may not be favorable. It has increased from 15.00% (Jun 2024) to 21.00%, marking an increase of 6.00%.
- For Net Profit, as of Sep 2024, the value is 309.00 Cr.. The value appears strong and on an upward trend. It has increased from 272.00 Cr. (Jun 2024) to 309.00 Cr., marking an increase of 37.00 Cr..
- For EPS in Rs, as of Sep 2024, the value is 9.02. The value appears strong and on an upward trend. It has increased from 8.36 (Jun 2024) to 9.02, marking an increase of 0.66.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: July 22, 2025, 3:20 pm
| Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7,448 | 7,467 | 8,900 | 9,941 | 17,507 | 18,725 | 20,453 | 18,327 | 19,251 | 19,272 | 19,037 | 24,247 | 25,758 |
| Expenses | 4,283 | 4,128 | 4,982 | 5,368 | 12,901 | 18,851 | 17,346 | 20,364 | 25,550 | 24,878 | 20,522 | 23,764 | 24,726 |
| Operating Profit | 3,165 | 3,339 | 3,918 | 4,573 | 4,606 | -126 | 3,107 | -2,037 | -6,299 | -5,607 | -1,486 | 484 | 1,032 |
| OPM % | 42% | 45% | 44% | 46% | 26% | -1% | 15% | -11% | -33% | -29% | -8% | 2% | 4% |
| Other Income | 69 | 77 | 74 | 57 | 133 | 158 | 225 | 4,931 | 58 | 30 | 281 | 206 | 160 |
| Interest | 2,348 | 2,508 | 2,648 | 2,828 | 3,084 | 4,112 | 4,541 | 3,994 | 2,768 | 2,218 | 334 | 88 | 58 |
| Depreciation | 56 | 61 | 68 | 70 | 116 | 94 | 123 | 123 | 105 | 112 | 116 | 114 | 121 |
| Profit before tax | 830 | 847 | 1,276 | 1,732 | 1,539 | -4,174 | -1,332 | -1,223 | -9,114 | -7,908 | -1,654 | 487 | 1,013 |
| Tax % | 15% | 19% | 18% | 22% | 19% | 9% | 9% | -2% | 2% | 2% | 6% | 9% | |
| Net Profit | 874 | 844 | 1,131 | 1,265 | 1,248 | -4,556 | -1,454 | -1,199 | -9,287 | -8,055 | -1,759 | 442 | 827 |
| EPS in Rs | 33.06 | 30.42 | 39.63 | 43.59 | 42.99 | -183.38 | -59.87 | -42.54 | -372.10 | -321.15 | -70.38 | 9.20 | 21.38 |
| Dividend Payout % | 45% | 36% | 23% | 23% | 24% | -6% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -3.43% | 34.00% | 11.85% | -1.34% | -465.06% | 68.09% | 17.54% | -674.56% | 13.27% | 78.16% | 125.13% |
| Change in YoY Net Profit Growth (%) | 0.00% | 37.44% | -22.16% | -13.19% | -463.72% | 533.15% | -50.55% | -692.10% | 687.83% | 64.90% | 46.97% |
Reliance Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 3% |
| 3 Years: | 8% |
| TTM: | 17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -11% |
| 5 Years: | 17% |
| 3 Years: | 27% |
| TTM: | 139% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -27% |
| 5 Years: | 6% |
| 3 Years: | -10% |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 11:25 am
Balance Sheet
Last Updated: December 14, 2024, 3:07 pm
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 246 | 244 | 253 | 253 | 253 | 253 | 253 | 253 | 253 | 253 | 253 | 253 | 253 |
| Reserves | 11,725 | 12,147 | 13,071 | 13,890 | 15,081 | 760 | -1,202 | -2,547 | -11,791 | -20,073 | -12,319 | -11,381 | -10,757 |
| Borrowings | 22,510 | 25,577 | 26,139 | 28,035 | 39,261 | 46,357 | 46,160 | 26,909 | 26,887 | 26,839 | 17,650 | 17,600 | 17,601 |
| Other Liabilities | 6,107 | 7,560 | 7,977 | 24,934 | 28,006 | 35,809 | 38,762 | 40,162 | 49,528 | 56,671 | 68,022 | 68,514 | 75,255 |
| Total Liabilities | 40,588 | 45,528 | 47,440 | 67,112 | 82,601 | 83,179 | 83,973 | 64,777 | 64,876 | 63,689 | 73,607 | 74,987 | 82,352 |
| Fixed Assets | 434 | 482 | 530 | 5,512 | 5,745 | 5,726 | 5,699 | 5,546 | 5,577 | 5,582 | 5,263 | 5,314 | 5,319 |
| CWIP | 5 | 1 | 2 | 3 | 3 | 34 | 18 | 19 | 20 | 15 | 16 | 24 | 5 |
| Investments | 15,087 | 16,157 | 15,881 | 25,279 | 34,652 | 33,300 | 32,672 | 34,594 | 39,755 | 44,014 | 48,524 | 56,688 | 60,644 |
| Other Assets | 25,062 | 28,888 | 31,027 | 36,318 | 42,201 | 44,119 | 45,584 | 24,618 | 19,524 | 14,078 | 19,803 | 12,961 | 16,384 |
| Total Assets | 40,588 | 45,528 | 47,440 | 67,112 | 82,601 | 83,179 | 83,973 | 64,777 | 64,876 | 63,689 | 73,607 | 74,987 | 82,352 |
Below is a detailed analysis of the balance sheet data for Reliance Capital Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2024, the value is 253.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 253.00 Cr..
- For Reserves, as of Sep 2024, the value is -10,757.00 Cr.. The value appears to be improving (becoming less negative). It has improved from -11,381.00 Cr. (Mar 2024) to -10,757.00 Cr., marking an improvement of 624.00 Cr..
- For Borrowings, as of Sep 2024, the value is 17,601.00 Cr.. The value appears to be increasing, which may not be favorable. However, Reserves are negative, which is a major warning sign. It has increased from 17,600.00 Cr. (Mar 2024) to 17,601.00 Cr., marking an increase of 1.00 Cr..
- For Other Liabilities, as of Sep 2024, the value is 75,255.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 68,514.00 Cr. (Mar 2024) to 75,255.00 Cr., marking an increase of 6,741.00 Cr..
- For Total Liabilities, as of Sep 2024, the value is 82,352.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 74,987.00 Cr. (Mar 2024) to 82,352.00 Cr., marking an increase of 7,365.00 Cr..
- For Fixed Assets, as of Sep 2024, the value is 5,319.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,314.00 Cr. (Mar 2024) to 5,319.00 Cr., marking an increase of 5.00 Cr..
- For CWIP, as of Sep 2024, the value is 5.00 Cr.. The value appears to be declining and may need further review. It has decreased from 24.00 Cr. (Mar 2024) to 5.00 Cr., marking a decrease of 19.00 Cr..
- For Investments, as of Sep 2024, the value is 60,644.00 Cr.. The value appears strong and on an upward trend. It has increased from 56,688.00 Cr. (Mar 2024) to 60,644.00 Cr., marking an increase of 3,956.00 Cr..
- For Other Assets, as of Sep 2024, the value is 16,384.00 Cr.. The value appears strong and on an upward trend. It has increased from 12,961.00 Cr. (Mar 2024) to 16,384.00 Cr., marking an increase of 3,423.00 Cr..
- For Total Assets, as of Sep 2024, the value is 82,352.00 Cr.. The value appears strong and on an upward trend. It has increased from 74,987.00 Cr. (Mar 2024) to 82,352.00 Cr., marking an increase of 7,365.00 Cr..
However, the Borrowings (17,601.00 Cr.) are higher than the Reserves (-10,757.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -22.00 | -23.00 | -24.00 | -35.00 | -172.00 | -43.00 | -28.00 | -32.00 | -31.00 | -18.00 | 467.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 41 | 46 | 14 | 27 | 19 | 17 | 14 | 22 | 29 | 35 | 48 | 20 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 41 | 46 | 14 | 27 | 19 | 17 | 14 | 22 | 29 | 35 | 48 | 20 |
| Working Capital Days | -254 | -469 | -215 | -331 | -227 | -607 | -596 | -636 | -722 | -862 | -1,078 | -845 |
| ROCE % | 10% | 9% | 10% | 11% | 9% | -0% | 7% | 8% | -31% | -48% | -19% | 8% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 17.59 | -70.07 | -320.80 | -369.82 | -47.79 |
| Diluted EPS (Rs.) | 17.59 | -70.07 | -320.80 | -369.82 | -47.79 |
| Cash EPS (Rs.) | 21.58 | -65.12 | -300.69 | -332.73 | -42.73 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -439.40 | -443.41 | -751.23 | -426.92 | -66.13 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -439.40 | -443.41 | -751.23 | -426.92 | -66.13 |
| Revenue From Operations / Share (Rs.) | 957.49 | 751.73 | 761.01 | 760.87 | 724.23 |
| PBDIT / Share (Rs.) | 24.90 | -49.15 | -208.41 | -217.55 | -80.51 |
| PBIT / Share (Rs.) | 20.39 | -53.72 | -212.85 | -221.70 | -85.38 |
| PBT / Share (Rs.) | 18.85 | -65.55 | -299.32 | -330.04 | -48.54 |
| Net Profit / Share (Rs.) | 17.06 | -69.70 | -305.12 | -336.88 | -47.59 |
| NP After MI And SOA / Share (Rs.) | 9.18 | -70.23 | -320.47 | -371.70 | -42.49 |
| PBDIT Margin (%) | 2.60 | -6.53 | -27.38 | -28.59 | -11.11 |
| PBIT Margin (%) | 2.12 | -7.14 | -27.96 | -29.13 | -11.78 |
| PBT Margin (%) | 1.96 | -8.71 | -39.33 | -43.37 | -6.70 |
| Net Profit Margin (%) | 1.78 | -9.27 | -40.09 | -44.27 | -6.57 |
| NP After MI And SOA Margin (%) | 0.95 | -9.34 | -42.11 | -48.85 | -5.86 |
| Return on Networth / Equity (%) | -2.09 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Capital Employeed (%) | -7.05 | -2.20 | -347.85 | -58.51 | -11.75 |
| Return On Assets (%) | 0.31 | -2.68 | -12.74 | -14.49 | -1.65 |
| Long Term Debt / Equity (X) | 0.00 | -1.36 | -0.92 | -1.59 | -7.95 |
| Total Debt / Equity (X) | -1.58 | -1.46 | -1.35 | -2.33 | -11.73 |
| Asset Turnover Ratio (%) | 0.34 | 0.29 | 0.00 | 0.01 | 0.02 |
| Current Ratio (X) | 0.83 | 12.81 | 0.92 | 1.06 | 1.25 |
| Quick Ratio (X) | 0.83 | 12.81 | 0.92 | 1.06 | 1.25 |
| Interest Coverage Ratio (X) | 16.26 | -4.16 | -2.41 | -2.01 | -0.51 |
| Interest Coverage Ratio (Post Tax) (X) | 12.14 | -4.89 | -2.53 | -2.11 | -0.53 |
| Enterprise Value (Cr.) | 0.00 | 17888.36 | 26486.24 | 26866.23 | 26705.60 |
| EV / Net Operating Revenue (X) | 0.00 | 0.93 | 1.37 | 1.40 | 1.46 |
| EV / EBITDA (X) | 0.00 | -14.37 | -5.02 | -4.88 | -13.11 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 0.01 | 0.02 | 0.01 | 0.01 |
| Price / BV (X) | 0.00 | -0.01 | -0.02 | -0.02 | -0.04 |
| Price / Net Operating Revenue (X) | 0.00 | 0.01 | 0.02 | 0.01 | 0.01 |
| EarningsYield | 0.00 | -8.76 | -19.25 | -34.54 | -9.46 |
After reviewing the key financial ratios for Reliance Capital Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 17.59. This value is within the healthy range. It has increased from -70.07 (Mar 23) to 17.59, marking an increase of 87.66.
- For Diluted EPS (Rs.), as of Mar 24, the value is 17.59. This value is within the healthy range. It has increased from -70.07 (Mar 23) to 17.59, marking an increase of 87.66.
- For Cash EPS (Rs.), as of Mar 24, the value is 21.58. This value is within the healthy range. It has increased from -65.12 (Mar 23) to 21.58, marking an increase of 86.70.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is -439.40. It has increased from -443.41 (Mar 23) to -439.40, marking an increase of 4.01.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is -439.40. It has increased from -443.41 (Mar 23) to -439.40, marking an increase of 4.01.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 957.49. It has increased from 751.73 (Mar 23) to 957.49, marking an increase of 205.76.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 24.90. This value is within the healthy range. It has increased from -49.15 (Mar 23) to 24.90, marking an increase of 74.05.
- For PBIT / Share (Rs.), as of Mar 24, the value is 20.39. This value is within the healthy range. It has increased from -53.72 (Mar 23) to 20.39, marking an increase of 74.11.
- For PBT / Share (Rs.), as of Mar 24, the value is 18.85. This value is within the healthy range. It has increased from -65.55 (Mar 23) to 18.85, marking an increase of 84.40.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 17.06. This value is within the healthy range. It has increased from -69.70 (Mar 23) to 17.06, marking an increase of 86.76.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 9.18. This value is within the healthy range. It has increased from -70.23 (Mar 23) to 9.18, marking an increase of 79.41.
- For PBDIT Margin (%), as of Mar 24, the value is 2.60. This value is below the healthy minimum of 10. It has increased from -6.53 (Mar 23) to 2.60, marking an increase of 9.13.
- For PBIT Margin (%), as of Mar 24, the value is 2.12. This value is below the healthy minimum of 10. It has increased from -7.14 (Mar 23) to 2.12, marking an increase of 9.26.
- For PBT Margin (%), as of Mar 24, the value is 1.96. This value is below the healthy minimum of 10. It has increased from -8.71 (Mar 23) to 1.96, marking an increase of 10.67.
- For Net Profit Margin (%), as of Mar 24, the value is 1.78. This value is below the healthy minimum of 5. It has increased from -9.27 (Mar 23) to 1.78, marking an increase of 11.05.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is 0.95. This value is below the healthy minimum of 8. It has increased from -9.34 (Mar 23) to 0.95, marking an increase of 10.29.
- For Return on Networth / Equity (%), as of Mar 24, the value is -2.09. This value is below the healthy minimum of 15. It has decreased from 0.00 (Mar 23) to -2.09, marking a decrease of 2.09.
- For Return on Capital Employeed (%), as of Mar 24, the value is -7.05. This value is below the healthy minimum of 10. It has decreased from -2.20 (Mar 23) to -7.05, marking a decrease of 4.85.
- For Return On Assets (%), as of Mar 24, the value is 0.31. This value is below the healthy minimum of 5. It has increased from -2.68 (Mar 23) to 0.31, marking an increase of 2.99.
- For Long Term Debt / Equity (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 0.2. It has increased from -1.36 (Mar 23) to 0.00, marking an increase of 1.36.
- For Total Debt / Equity (X), as of Mar 24, the value is -1.58. This value is within the healthy range. It has decreased from -1.46 (Mar 23) to -1.58, marking a decrease of 0.12.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.34. It has increased from 0.29 (Mar 23) to 0.34, marking an increase of 0.05.
- For Current Ratio (X), as of Mar 24, the value is 0.83. This value is below the healthy minimum of 1.5. It has decreased from 12.81 (Mar 23) to 0.83, marking a decrease of 11.98.
- For Quick Ratio (X), as of Mar 24, the value is 0.83. This value is below the healthy minimum of 1. It has decreased from 12.81 (Mar 23) to 0.83, marking a decrease of 11.98.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 16.26. This value is within the healthy range. It has increased from -4.16 (Mar 23) to 16.26, marking an increase of 20.42.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 12.14. This value is within the healthy range. It has increased from -4.89 (Mar 23) to 12.14, marking an increase of 17.03.
- For Enterprise Value (Cr.), as of Mar 24, the value is 0.00. It has decreased from 17,888.36 (Mar 23) to 0.00, marking a decrease of 17,888.36.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 0.93 (Mar 23) to 0.00, marking a decrease of 0.93.
- For EV / EBITDA (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 5. It has increased from -14.37 (Mar 23) to 0.00, marking an increase of 14.37.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 0.01 (Mar 23) to 0.00, marking a decrease of 0.01.
- For Price / BV (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 1. It has increased from -0.01 (Mar 23) to 0.00, marking an increase of 0.01.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 0.01 (Mar 23) to 0.00, marking a decrease of 0.01.
- For EarningsYield, as of Mar 24, the value is 0.00. This value is below the healthy minimum of 5. It has increased from -8.76 (Mar 23) to 0.00, marking an increase of 8.76.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Reliance Capital Ltd:
- Net Profit Margin: 1.78%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -7.05% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -2.09% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 12.14
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.83
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0.58 (Industry average Stock P/E: 76.29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -1.58
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.78%
Fundamental Analysis of Reliance Capital Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Kamala Mills Compound, Mumbai Maharashtra 400013 | rcl.investor@relianceada.com http://www.reliancecapital.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Anil Dhirubhai Ambani | Chairman, Non Ind & Non Exe Director |
| Ms. Chhaya Virani | Ind. Non-Executive Director |
| Mr. Angarai Natarajan Sethuraman | Non Exe.Non Ind.Director |
| Mr. Rahul Sarin | Ind. Non-Executive Director |
| Dr. Thomas Mathew | Ind. Non-Executive Director |
Reliance Capital Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹11.79 |
| Previous Day | ₹11.79 |
FAQ
What is the intrinsic value of Reliance Capital Ltd?
Reliance Capital Ltd's intrinsic value (as of 01 July 2025) is 29.53 — 138.15% higher the current market price of 12.40, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 312 Cr. market cap, FY2025-2026 high/low of /, reserves of -10,757 Cr, and liabilities of 82,352 Cr.
What is the Market Cap of Reliance Capital Ltd?
The Market Cap of Reliance Capital Ltd is 312 Cr..
What is the current Stock Price of Reliance Capital Ltd as on 01 July 2025?
The current stock price of Reliance Capital Ltd as on 01 July 2025 is 12.4.
What is the High / Low of Reliance Capital Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Reliance Capital Ltd stocks is ₹/.
What is the Stock P/E of Reliance Capital Ltd?
The Stock P/E of Reliance Capital Ltd is 0.58.
What is the Book Value of Reliance Capital Ltd?
The Book Value of Reliance Capital Ltd is 416.
What is the Dividend Yield of Reliance Capital Ltd?
The Dividend Yield of Reliance Capital Ltd is 0.00 %.
What is the ROCE of Reliance Capital Ltd?
The ROCE of Reliance Capital Ltd is 8.16 %.
What is the ROE of Reliance Capital Ltd?
The ROE of Reliance Capital Ltd is %.
What is the Face Value of Reliance Capital Ltd?
The Face Value of Reliance Capital Ltd is 10.0.