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Last Updated: April 2, 2026, 3:48 am
Author: Getaka|Social: XLinkedIn

Ruby Mills Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹126.21Overvalued by 38.13%vs CMP ₹204.00

P/E (14.1) × ROE (5.7%) × BV (₹196.00) × DY (0.86%)

₹136.33Overvalued by 33.17%vs CMP ₹204.00
MoS: -49.6% (Negative)Confidence: 58/100 (Moderate)Models: 1 Under, 1 Fair, 7 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹137.9723%Over (-32.4%)
Graham NumberEarnings₹253.0517%Under (+24%)
DCFCash Flow₹118.3614%Over (-42%)
Net Asset ValueAssets₹195.347%Fair (-4.2%)
EV/EBITDAEnterprise₹48.989%Over (-76%)
Dividend DiscountDividends₹30.589%Over (-85%)
Earnings YieldEarnings₹145.207%Over (-28.8%)
ROCE CapitalReturns₹123.627%Over (-39.4%)
Revenue MultipleRevenue₹72.586%Over (-64.4%)
Consensus (9 models)₹136.33100%Overvalued
Key Drivers: Wide model spread (₹31–₹253) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 9.3%

*Investments are subject to market risks

Investment Snapshot

58
Ruby Mills Ltd scores 58/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health46/100 · Moderate
ROCE 5.5% WeakROE 5.7% WeakD/E 0.76 ModerateInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
FII holding stable No changePromoter holding at 74.9% Stable
Earnings Quality50/100 · Moderate
OPM stable around 21% Steady
Quarterly Momentum68/100 · Strong
Revenue (4Q): +34% YoY AcceleratingProfit (4Q): +14% YoY PositiveOPM: 17.9% (down 3.5% YoY) Margin pressure
Industry Rank85/100 · Strong
P/E 14.1 vs industry 149.1 Cheaper than peersROCE 5.5% vs industry 3.1% Above peersROE 5.7% vs industry 2.4% Above peers3Y sales CAGR: 7% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:48 am

Market Cap 683 Cr.
Current Price 204
Intrinsic Value₹136.33
High / Low 269/169
Stock P/E14.1
Book Value 196
Dividend Yield0.86 %
ROCE5.54 %
ROE5.66 %
Face Value 5.00
PEG Ratio1.51

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Ruby Mills Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Ruby Mills Ltd 683 Cr. 204 269/16914.1 1960.86 %5.54 %5.66 % 5.00
Nahar Industrial Enterprises Ltd 390 Cr. 90.2 150/83.08.05 2330.00 %3.86 %1.09 % 10.0
Soma Textiles & Industries Ltd 314 Cr. 95.2 164/36.6425 48.70.00 %1.74 %1.10 % 10.0
Mohota Industries Ltd 6.77 Cr. 4.60 / 99.80.00 %1.19 %1.89 % 10.0
Industry Average462.33 Cr98.50149.05144.380.22%3.08%2.44%8.75

All Competitor Stocks of Ruby Mills Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 59.3376.9653.8353.1456.5573.4947.3751.3865.0381.5669.5785.6480.00
Expenses 49.6862.7543.8141.7841.0354.9034.6646.4651.1367.6958.6569.5465.68
Operating Profit 9.6514.2110.0211.3615.5218.5912.714.9213.9013.8710.9216.1014.32
OPM % 16.26%18.46%18.61%21.38%27.44%25.30%26.83%9.58%21.37%17.01%15.70%18.80%17.90%
Other Income 1.781.822.553.182.524.983.182.457.9310.859.021.905.00
Interest 1.270.861.151.601.140.771.671.041.140.900.940.794.68
Depreciation 2.132.222.162.212.281.753.322.872.442.692.692.804.88
Profit before tax 8.0312.959.2610.7314.6221.0510.903.4618.2521.1316.3114.419.76
Tax % 15.19%14.59%20.63%6.99%24.15%23.04%19.45%19.36%19.40%24.23%26.06%23.66%2.97%
Net Profit 6.8011.067.359.9811.0916.208.782.8014.7016.0112.0610.999.46
EPS in Rs 2.033.312.202.983.324.842.630.844.404.793.613.292.83

Last Updated: March 3, 2026, 2:14 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 4:16 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 187197211202199193183123199260237243317
Expenses 13413914514514515313885144208182197262
Operating Profit 53586657544045385552554555
OPM % 28%29%31%28%27%21%25%31%28%20%23%19%17%
Other Income 3942171798101015132427
Interest 1915131211958104557
Depreciation 2319201515141289981113
Profit before tax 51665046372538323744565462
Tax % 11%18%19%19%5%30%27%20%16%19%20%21%
Net Profit 45544137351828263135454249
EPS in Rs 13.4416.1512.2111.2010.535.338.297.749.3010.5413.3212.6514.52
Dividend Payout % 4%4%5%8%8%16%11%5%16%12%13%14%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)20.00%-24.07%-9.76%-5.41%-48.57%55.56%-7.14%19.23%12.90%28.57%-6.67%
Change in YoY Net Profit Growth (%)0.00%-44.07%14.32%4.35%-43.17%104.13%-62.70%26.37%-6.33%15.67%-35.24%

Ruby Mills Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:2%
5 Years:6%
3 Years:7%
TTM:16%
Compounded Profit Growth
10 Years:-4%
5 Years:5%
3 Years:4%
TTM:-1%
Stock Price CAGR
10 Years:9%
5 Years:20%
3 Years:-11%
1 Year:-27%
Return on Equity
10 Years:7%
5 Years:6%
3 Years:6%
Last Year:6%

Last Updated: September 5, 2025, 1:46 pm

Balance Sheet

Last Updated: December 4, 2025, 2:06 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 44888888817171717
Reserves 275326360398430444465491521543584620637
Borrowings 582518425351381383390395280241213328396
Other Liabilities 167175179215160154168154157163617379
Total Liabilities 1,0291,0239729729809901,0301,0489669638751,0381,129
Fixed Assets 170151132125112988982121121135137135
CWIP 29303233343537376681918
Investments 0000001290055116137
Other Assets 829842808814834857893921839836677766839
Total Assets 1,0291,0239729729809901,0301,0489669638751,0381,129

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 1729383549616189412550-35
Cash from Investing Activity + 475-90-2-11121-1-78-82
Cash from Financing Activity + -183-15-23-27-41-11-5-4-127-47-35104
Net Cash Flow -8221-17-7-015-1278-63-14
Free Cash Flow 1699372747512178111924-54
CFO/OP 335%33%66%81%106%35%49%66%179%258%106%-61%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-529.00-460.00-359.00-294.00-327.00-343.00-345.00-357.00-225.00-189.00-158.00-283.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 463132253328264632343241
Inventory Days 331312272293336263350330220208321396
Days Payable 153156205183201122158193159102125150
Cash Conversion Cycle 2251869913416816921918393141228287
Working Capital Days -62-2657-140-131-33-119-253-742018365
ROCE %8%9%8%8%6%4%5%4%5%6%7%6%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 74.91%74.91%74.91%74.91%74.91%74.91%74.91%74.91%74.91%74.91%74.91%74.91%
FIIs 0.00%0.00%0.00%0.00%0.03%0.00%0.02%0.05%0.02%0.01%0.00%0.00%
Public 25.09%25.09%25.10%25.10%25.07%25.10%25.08%25.04%25.09%25.09%25.09%25.09%
No. of Shareholders 14,56414,25014,46913,73813,14912,79213,35614,08013,96113,63313,11512,747

Shareholding Pattern Chart

No. of Shareholders

Ruby Mills Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 5.005.005.005.005.00
Basic EPS (Rs.) 12.6513.3210.5318.5715.46
Diluted EPS (Rs.) 12.6513.3210.5318.5715.46
Cash EPS (Rs.) 16.0415.8313.1324.0320.49
Book Value[Excl.RevalReserv]/Share (Rs.) 190.40179.52167.36316.62298.64
Book Value[Incl.RevalReserv]/Share (Rs.) 190.40179.52167.36316.62298.64
Dividend / Share (Rs.) 1.751.751.253.000.75
Revenue From Operations / Share (Rs.) 72.5870.8877.65118.9973.76
PBDIT / Share (Rs.) 20.8820.5516.9033.2829.00
PBIT / Share (Rs.) 17.5018.0314.3027.8223.97
PBT / Share (Rs.) 16.0816.6413.0722.0419.27
Net Profit / Share (Rs.) 12.6513.3210.5318.5715.46
PBDIT Margin (%) 28.7728.9821.7727.9639.32
PBIT Margin (%) 24.1025.4418.4223.3732.50
PBT Margin (%) 22.1523.4816.8318.5226.11
Net Profit Margin (%) 17.4318.7913.5615.6020.95
Return on Networth / Equity (%) 6.647.416.295.865.17
Return on Capital Employeed (%) 6.117.596.066.004.73
Return On Assets (%) 4.075.093.663.212.46
Long Term Debt / Equity (X) 0.450.280.370.420.65
Total Debt / Equity (X) 0.510.350.420.520.76
Asset Turnover Ratio (%) 0.250.250.260.190.11
Current Ratio (X) 2.903.431.570.850.85
Quick Ratio (X) 1.882.721.280.660.69
Inventory Turnover Ratio (X) 3.481.282.381.770.60
Dividend Payout Ratio (NP) (%) 13.839.3814.2316.140.00
Dividend Payout Ratio (CP) (%) 10.917.8911.4212.470.00
Earning Retention Ratio (%) 86.1790.6285.7783.860.00
Cash Earning Retention Ratio (%) 89.0992.1188.5887.530.00
Interest Coverage Ratio (X) 14.7114.7813.695.766.16
Interest Coverage Ratio (Post Tax) (X) 9.9110.589.534.224.28
Enterprise Value (Cr.) 945.51806.38655.80806.34609.81
EV / Net Operating Revenue (X) 3.903.402.534.054.94
EV / EBITDA (X) 13.5411.7411.6014.4912.57
MarketCap / Net Operating Revenue (X) 2.582.611.932.702.23
Retention Ratios (%) 86.1690.6185.7683.850.00
Price / BV (X) 0.981.030.891.020.54
Price / Net Operating Revenue (X) 2.582.611.932.702.23
EarningsYield 0.060.070.070.050.09

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Ruby Mills Ltd. is a Public Limited Listed company incorporated on 09/01/1917 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L17120MH1917PLC000447 and registration number is 000447. Currently Company is involved in the business activities of Finishing of cotton and blended cotton textiles.. Company's Total Operating Revenue is Rs. 242.71 Cr. and Equity Capital is Rs. 16.72 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Textiles - Composite MillsRuby House, Mumbai Maharashtra 400028Contact not found
Management
NamePosition Held
Mrs. Aruna Manharlal ShahChairman Emeritus
Mr. Hiren Manharlal ShahExecutive Chairman
Mr. Viraj Manharlal ShahManaging Director
Mr. Bharat Manharlal ShahManaging Director
Mr. Purav Hiren ShahExecutive Director
Mr. Deepak R ShahNon Exe.Non Ind.Director
Mr. Mehernosh R CurrawallaInd. Non-Executive Director
Mr. Rahul G DivanInd. Non-Executive Director
Mr. Yogen S LathiaInd. Non-Executive Director
Mrs. Jasvanti PatelInd. Non-Executive Director
Mr. Gurudas ArasInd. Non-Executive Director

FAQ

What is the intrinsic value of Ruby Mills Ltd and is it undervalued?

As of 15 April 2026, Ruby Mills Ltd's intrinsic value is ₹136.33, which is 33.17% lower than the current market price of ₹204.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (5.66 %), book value (₹196), dividend yield (0.86 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Ruby Mills Ltd?

Ruby Mills Ltd is trading at ₹204.00 as of 15 April 2026, with a FY2026-2027 high of ₹269 and low of ₹169. The stock is currently in the middle of its 52-week range. Market cap stands at ₹683 Cr..

How does Ruby Mills Ltd's P/E ratio compare to its industry?

Ruby Mills Ltd has a P/E ratio of 14.1, which is below the industry average of 149.05. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Ruby Mills Ltd financially healthy?

Key indicators for Ruby Mills Ltd: ROCE of 5.54 % is on the lower side compared to the industry average of 3.08%; ROE of 5.66 % is below ideal levels (industry average: 2.44%). Dividend yield is 0.86 %.

Is Ruby Mills Ltd profitable and how is the profit trend?

Ruby Mills Ltd reported a net profit of ₹42 Cr in Mar 2025 on revenue of ₹243 Cr. Compared to ₹31 Cr in Mar 2022, the net profit shows an improving trend.

Does Ruby Mills Ltd pay dividends?

Ruby Mills Ltd has a dividend yield of 0.86 % at the current price of ₹204.00. The company pays dividends, though the yield is modest.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Ruby Mills Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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