Share Price and Basic Stock Data
Last Updated: October 15, 2025, 10:22 pm
| PEG Ratio | 1.43 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Sundaram Finance Holdings Ltd, operating within the Finance & Investments sector, reported a market capitalization of ₹15,197 Cr and a share price of ₹684. The company has demonstrated significant revenue growth, with sales for the fiscal year ending March 2025 standing at ₹155 Cr, a substantial increase from ₹91 Cr in March 2023. Additionally, the trailing twelve months (TTM) sales reached ₹291 Cr, indicating robust operational performance. Analyzing quarterly sales reveals fluctuations, with a notable spike to ₹218 Cr in March 2024, which reflects seasonality and strategic initiatives. Despite the challenges faced in previous years, such as a decline to ₹59 Cr in March 2021, the company’s recent sales trajectory showcases a recovery and growth trend, driven by effective management and market positioning.
Profitability and Efficiency Metrics
The profitability of Sundaram Finance Holdings is underscored by its operating profit margin (OPM) of 26%, with a reported net profit of ₹460 Cr. The company’s operating profit for the March 2024 quarter surged to ₹207 Cr, marking a significant improvement compared to previous quarters. The net profit margin stood at an impressive 49.90% for the fiscal year ending March 2025, reflecting effective cost management and revenue generation strategies. Return on equity (ROE) was reported at 7.93%, while return on capital employed (ROCE) was 2.27%. The interest coverage ratio (ICR) was exceptionally high at 111.21x, indicating robust earnings relative to interest obligations. However, the company faces challenges with its ROCE, which has fluctuated around low levels, suggesting potential inefficiencies in capital utilization.
Balance Sheet Strength and Financial Ratios
Sundaram Finance Holdings exhibited a strong balance sheet with total assets reported at ₹5,837 Cr, alongside reserves of ₹5,496 Cr. The company’s borrowings were minimal, recorded at ₹16 Cr, showcasing a conservative leverage strategy. The current ratio stood at an impressive 262.02, indicating exceptional liquidity and the ability to meet short-term obligations. The price-to-book value (P/BV) ratio of 1.21x suggests that the stock is trading at a reasonable premium to its book value, which was reported at ₹252.43 per share. The company’s financial ratios, including a P/E ratio of 33.0, indicate a growth-oriented valuation, but may also reflect investor expectations for sustained performance. Overall, the balance sheet reflects financial prudence, though the high liquidity might suggest underutilized assets.
Shareholding Pattern and Investor Confidence
The shareholding structure of Sundaram Finance Holdings shows a stable promoter holding of 54.97%, indicating strong management control and alignment with shareholder interests. Foreign institutional investors (FIIs) accounted for 1.43% of the shareholding, while domestic institutional investors (DIIs) held 5.15%. The public shareholding stood at 37.81%, with the total number of shareholders reported at 37,271, reflecting a diversified ownership base. The gradual increase in FII participation from 0.18% in September 2022 to 1.43% by March 2025 indicates growing confidence from international investors. However, the declining trend in DII holdings, from 5.57% in September 2022 to 5.15% in March 2025, may raise concerns about domestic institutional interest. Overall, the mix of shareholding suggests a balanced investor sentiment toward the company.
Outlook, Risks, and Final Insight
Looking ahead, Sundaram Finance Holdings is positioned for continued growth, benefiting from its strong revenue trajectory and robust profitability metrics. However, risks persist, including potential fluctuations in market conditions and the need for efficient capital utilization, as evidenced by its low ROCE. The company must address its operational efficiency and leverage its strong liquidity to enhance returns. Additionally, maintaining investor confidence amid changes in institutional holdings will be crucial. Should Sundaram Finance Holdings successfully implement strategies to optimize its capital structure and enhance operational efficiencies, it could further solidify its market position, driving sustainable growth. Conversely, failure to address these challenges could impact its profitability and investor sentiment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Sundaram Finance Holdings Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,531 Cr. | 319 | 484/280 | 16.4 | 102 | 0.31 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 35.2 Cr. | 0.50 | 2.42/0.46 | 3.41 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.36 | 12.6/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 28.6 Cr. | 55.7 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 488 Cr. | 849 | 1,516/0.00 | 50.7 | 2,055 | 1.04 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 6,854.34 Cr | 1,441.81 | 107.25 | 3,866.73 | 0.33% | 21.83% | 14.30% | 7.26 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 19 | 17 | 20 | 35 | 24 | 24 | 25 | 218 | 43 | 30 | 33 | 49 | 179 |
| Expenses | 12 | 13 | 10 | 10 | 14 | 11 | 12 | 11 | 9 | 9 | 9 | 12 | 132 |
| Operating Profit | 7 | 4 | 10 | 24 | 10 | 13 | 13 | 207 | 34 | 21 | 24 | 37 | 47 |
| OPM % | 38% | 22% | 51% | 70% | 41% | 54% | 52% | 95% | 79% | 70% | 72% | 76% | 26% |
| Other Income | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 0 | 1 | 2 | 0 | 2 | 43 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 |
| Profit before tax | 8 | 4 | 10 | 24 | 10 | 14 | 15 | 206 | 34 | 22 | 23 | 38 | 82 |
| Tax % | 41% | 103% | 34% | 18% | 133% | 37% | 24% | 15% | 29% | 35% | 25% | 44% | 24% |
| Net Profit | 41 | 33 | 65 | 99 | 71 | 91 | 102 | 269 | 110 | 89 | 106 | 107 | 158 |
| EPS in Rs | 1.85 | 1.50 | 2.91 | 4.44 | 3.18 | 4.08 | 4.61 | 12.13 | 4.97 | 4.00 | 4.76 | 4.82 | 7.13 |
Last Updated: August 20, 2025, 3:00 am
Below is a detailed analysis of the quarterly data for Sundaram Finance Holdings Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 179.00 Cr.. The value appears strong and on an upward trend. It has increased from 49.00 Cr. (Mar 2025) to 179.00 Cr., marking an increase of 130.00 Cr..
- For Expenses, as of Jun 2025, the value is 132.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12.00 Cr. (Mar 2025) to 132.00 Cr., marking an increase of 120.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 47.00 Cr.. The value appears strong and on an upward trend. It has increased from 37.00 Cr. (Mar 2025) to 47.00 Cr., marking an increase of 10.00 Cr..
- For OPM %, as of Jun 2025, the value is 26.00%. The value appears to be declining and may need further review. It has decreased from 76.00% (Mar 2025) to 26.00%, marking a decrease of 50.00%.
- For Other Income, as of Jun 2025, the value is 43.00 Cr.. The value appears strong and on an upward trend. It has increased from 2.00 Cr. (Mar 2025) to 43.00 Cr., marking an increase of 41.00 Cr..
- For Interest, as of Jun 2025, the value is 5.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.00 Cr. (Mar 2025) to 5.00 Cr., marking an increase of 5.00 Cr..
- For Depreciation, as of Jun 2025, the value is 3.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.00 Cr. (Mar 2025) to 3.00 Cr., marking an increase of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 82.00 Cr.. The value appears strong and on an upward trend. It has increased from 38.00 Cr. (Mar 2025) to 82.00 Cr., marking an increase of 44.00 Cr..
- For Tax %, as of Jun 2025, the value is 24.00%. The value appears to be improving (decreasing) as expected. It has decreased from 44.00% (Mar 2025) to 24.00%, marking a decrease of 20.00%.
- For Net Profit, as of Jun 2025, the value is 158.00 Cr.. The value appears strong and on an upward trend. It has increased from 107.00 Cr. (Mar 2025) to 158.00 Cr., marking an increase of 51.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 7.13. The value appears strong and on an upward trend. It has increased from 4.82 (Mar 2025) to 7.13, marking an increase of 2.31.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:21 am
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 69 | 100 | 93 | 59 | 85 | 91 | 291 | 155 | 291 |
| Expenses | 49 | 59 | 62 | 48 | 61 | 45 | 48 | 39 | 162 |
| Operating Profit | 21 | 41 | 31 | 10 | 24 | 46 | 243 | 116 | 129 |
| OPM % | 30% | 41% | 33% | 18% | 28% | 50% | 83% | 75% | 44% |
| Other Income | 3 | 2 | 5 | 6 | 3 | 3 | 6 | 5 | 47 |
| Interest | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 6 |
| Depreciation | 1 | 1 | 1 | 2 | 4 | 2 | 3 | 3 | 5 |
| Profit before tax | 23 | 42 | 35 | 14 | 22 | 47 | 245 | 117 | 165 |
| Tax % | 22% | 28% | 16% | 32% | 21% | 32% | 21% | 34% | |
| Net Profit | 130 | 137 | 78 | 74 | 161 | 238 | 533 | 412 | 460 |
| EPS in Rs | 5.84 | 6.19 | 3.52 | 3.33 | 7.35 | 10.70 | 24.00 | 18.55 | 20.71 |
| Dividend Payout % | 17% | 19% | 24% | 10% | 37% | 37% | 32% | 32% |
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 5.38% | -43.07% | -5.13% | 117.57% | 47.83% | 123.95% | -22.70% |
| Change in YoY Net Profit Growth (%) | 0.00% | -48.45% | 37.94% | 122.70% | -69.74% | 76.12% | -146.65% |
Sundaram Finance Holdings Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 22% |
| TTM: | -6% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 39% |
| 3 Years: | 36% |
| TTM: | -20% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 56% |
| 3 Years: | 83% |
| 1 Year: | 20% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 9% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 1:36 pm
Balance Sheet
Last Updated: October 10, 2025, 3:02 pm
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 76 | 76 | 76 | 76 | 111 | 111 | 111 | 111 |
| Reserves | 2,736 | 2,290 | 1,782 | 2,119 | 2,891 | 3,459 | 4,682 | 5,496 |
| Borrowings | 0 | 0 | 2 | 4 | 3 | 18 | 18 | 16 |
| Other Liabilities | 128 | 87 | 63 | 107 | 90 | 46 | 137 | 214 |
| Total Liabilities | 2,940 | 2,453 | 1,922 | 2,306 | 3,096 | 3,635 | 4,948 | 5,837 |
| Fixed Assets | 6 | 6 | 9 | 10 | 9 | 41 | 40 | 49 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,910 | 2,420 | 1,879 | 2,269 | 3,053 | 3,553 | 4,708 | 5,738 |
| Other Assets | 24 | 27 | 35 | 27 | 34 | 40 | 200 | 50 |
| Total Assets | 2,940 | 2,453 | 1,922 | 2,306 | 3,096 | 3,635 | 4,948 | 5,837 |
Below is a detailed analysis of the balance sheet data for Sundaram Finance Holdings Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 111.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 111.00 Cr..
- For Reserves, as of Mar 2025, the value is 5,496.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,682.00 Cr. (Mar 2024) to 5,496.00 Cr., marking an increase of 814.00 Cr..
- For Borrowings, as of Mar 2025, the value is 16.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 18.00 Cr. (Mar 2024) to 16.00 Cr., marking a decrease of 2.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 214.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 137.00 Cr. (Mar 2024) to 214.00 Cr., marking an increase of 77.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 5,837.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,948.00 Cr. (Mar 2024) to 5,837.00 Cr., marking an increase of 889.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 49.00 Cr.. The value appears strong and on an upward trend. It has increased from 40.00 Cr. (Mar 2024) to 49.00 Cr., marking an increase of 9.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 5,738.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,708.00 Cr. (Mar 2024) to 5,738.00 Cr., marking an increase of 1,030.00 Cr..
- For Other Assets, as of Mar 2025, the value is 50.00 Cr.. The value appears to be declining and may need further review. It has decreased from 200.00 Cr. (Mar 2024) to 50.00 Cr., marking a decrease of 150.00 Cr..
- For Total Assets, as of Mar 2025, the value is 5,837.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,948.00 Cr. (Mar 2024) to 5,837.00 Cr., marking an increase of 889.00 Cr..
Notably, the Reserves (5,496.00 Cr.) exceed the Borrowings (16.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 21.00 | 41.00 | 29.00 | 6.00 | 21.00 | 28.00 | 225.00 | 100.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 55 | 38 | 30 | 33 | 22 | 28 | 8 | 14 |
| Inventory Days | ||||||||
| Days Payable | ||||||||
| Cash Conversion Cycle | 55 | 38 | 30 | 33 | 22 | 28 | 8 | 14 |
| Working Capital Days | 61 | 60 | 69 | 34 | 52 | 69 | 13 | 54 |
| ROCE % | 2% | 2% | 1% | 1% | 1% | 6% | 2% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Nippon India Small Cap Fund | 9,378,006 | 0.31 | 136.97 | 9,378,006 | 2025-04-22 17:25:19 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Basic EPS (Rs.) | 18.55 | 24.00 | 10.70 | 7.72 | 4.89 |
| Diluted EPS (Rs.) | 18.55 | 24.00 | 10.70 | 7.72 | 4.89 |
| Cash EPS (Rs.) | 3.61 | 8.78 | 1.49 | 0.97 | 0.73 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 252.43 | 215.80 | 160.74 | 135.16 | 145.27 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 252.43 | 215.80 | 160.74 | 135.16 | 145.27 |
| Revenue From Operations / Share (Rs.) | 6.96 | 13.12 | 4.07 | 3.78 | 3.93 |
| PBDIT / Share (Rs.) | 5.46 | 11.20 | 2.19 | 1.22 | 1.05 |
| PBIT / Share (Rs.) | 5.32 | 11.07 | 2.12 | 1.02 | 0.95 |
| PBT / Share (Rs.) | 5.27 | 11.02 | 2.10 | 0.98 | 0.94 |
| Net Profit / Share (Rs.) | 3.47 | 8.65 | 1.42 | 0.77 | 0.63 |
| NP After MI And SOA / Share (Rs.) | 18.55 | 24.00 | 10.70 | 7.35 | 4.89 |
| PBDIT Margin (%) | 78.41 | 85.39 | 53.89 | 32.30 | 26.72 |
| PBIT Margin (%) | 76.46 | 84.38 | 52.10 | 27.06 | 24.20 |
| PBT Margin (%) | 75.76 | 83.97 | 51.62 | 26.05 | 23.94 |
| Net Profit Margin (%) | 49.90 | 65.95 | 34.84 | 20.60 | 16.26 |
| NP After MI And SOA Margin (%) | 266.57 | 183.00 | 262.65 | 194.49 | 124.35 |
| Return on Networth / Equity (%) | 7.35 | 11.12 | 6.65 | 5.43 | 3.36 |
| Return on Capital Employeed (%) | 2.03 | 4.98 | 1.30 | 0.73 | 0.62 |
| Return On Assets (%) | 7.06 | 10.77 | 6.53 | 5.27 | 3.20 |
| Asset Turnover Ratio (%) | 0.02 | 0.06 | 0.02 | 0.03 | 0.02 |
| Current Ratio (X) | 262.02 | 242.66 | 171.91 | 541.48 | 258.12 |
| Quick Ratio (X) | 262.00 | 242.66 | 171.91 | 541.48 | 258.12 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 8.33 | 14.02 | 13.61 | 10.22 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 8.28 | 13.92 | 13.25 | 10.02 |
| Earning Retention Ratio (%) | 0.00 | 91.67 | 85.98 | 86.39 | 89.78 |
| Cash Earning Retention Ratio (%) | 0.00 | 91.72 | 86.08 | 86.75 | 89.98 |
| Interest Coverage Ratio (X) | 111.21 | 210.04 | 111.99 | 32.14 | 103.43 |
| Interest Coverage Ratio (Post Tax) (X) | 71.78 | 163.23 | 73.41 | 21.50 | 63.93 |
| Enterprise Value (Cr.) | 6792.23 | 4251.74 | 1734.73 | 1524.68 | 1137.05 |
| EV / Net Operating Revenue (X) | 43.94 | 14.59 | 19.18 | 18.17 | 19.14 |
| EV / EBITDA (X) | 56.03 | 17.09 | 35.59 | 56.25 | 71.62 |
| MarketCap / Net Operating Revenue (X) | 44.04 | 15.22 | 19.36 | 18.34 | 19.33 |
| Retention Ratios (%) | 0.00 | 91.66 | 85.97 | 86.38 | 89.77 |
| Price / BV (X) | 1.21 | 0.92 | 0.49 | 0.51 | 0.52 |
| Price / Net Operating Revenue (X) | 44.04 | 15.22 | 19.36 | 18.35 | 19.33 |
| EarningsYield | 0.06 | 0.12 | 0.13 | 0.10 | 0.06 |
After reviewing the key financial ratios for Sundaram Finance Holdings Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 18.55. This value is within the healthy range. It has decreased from 24.00 (Mar 24) to 18.55, marking a decrease of 5.45.
- For Diluted EPS (Rs.), as of Mar 25, the value is 18.55. This value is within the healthy range. It has decreased from 24.00 (Mar 24) to 18.55, marking a decrease of 5.45.
- For Cash EPS (Rs.), as of Mar 25, the value is 3.61. This value is within the healthy range. It has decreased from 8.78 (Mar 24) to 3.61, marking a decrease of 5.17.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 252.43. It has increased from 215.80 (Mar 24) to 252.43, marking an increase of 36.63.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 252.43. It has increased from 215.80 (Mar 24) to 252.43, marking an increase of 36.63.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 13.12 (Mar 24) to 6.96, marking a decrease of 6.16.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 5.46. This value is within the healthy range. It has decreased from 11.20 (Mar 24) to 5.46, marking a decrease of 5.74.
- For PBIT / Share (Rs.), as of Mar 25, the value is 5.32. This value is within the healthy range. It has decreased from 11.07 (Mar 24) to 5.32, marking a decrease of 5.75.
- For PBT / Share (Rs.), as of Mar 25, the value is 5.27. This value is within the healthy range. It has decreased from 11.02 (Mar 24) to 5.27, marking a decrease of 5.75.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 3.47. This value is within the healthy range. It has decreased from 8.65 (Mar 24) to 3.47, marking a decrease of 5.18.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 18.55. This value is within the healthy range. It has decreased from 24.00 (Mar 24) to 18.55, marking a decrease of 5.45.
- For PBDIT Margin (%), as of Mar 25, the value is 78.41. This value is within the healthy range. It has decreased from 85.39 (Mar 24) to 78.41, marking a decrease of 6.98.
- For PBIT Margin (%), as of Mar 25, the value is 76.46. This value exceeds the healthy maximum of 20. It has decreased from 84.38 (Mar 24) to 76.46, marking a decrease of 7.92.
- For PBT Margin (%), as of Mar 25, the value is 75.76. This value is within the healthy range. It has decreased from 83.97 (Mar 24) to 75.76, marking a decrease of 8.21.
- For Net Profit Margin (%), as of Mar 25, the value is 49.90. This value exceeds the healthy maximum of 10. It has decreased from 65.95 (Mar 24) to 49.90, marking a decrease of 16.05.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 266.57. This value exceeds the healthy maximum of 20. It has increased from 183.00 (Mar 24) to 266.57, marking an increase of 83.57.
- For Return on Networth / Equity (%), as of Mar 25, the value is 7.35. This value is below the healthy minimum of 15. It has decreased from 11.12 (Mar 24) to 7.35, marking a decrease of 3.77.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.03. This value is below the healthy minimum of 10. It has decreased from 4.98 (Mar 24) to 2.03, marking a decrease of 2.95.
- For Return On Assets (%), as of Mar 25, the value is 7.06. This value is within the healthy range. It has decreased from 10.77 (Mar 24) to 7.06, marking a decrease of 3.71.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.02. It has decreased from 0.06 (Mar 24) to 0.02, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 262.02. This value exceeds the healthy maximum of 3. It has increased from 242.66 (Mar 24) to 262.02, marking an increase of 19.36.
- For Quick Ratio (X), as of Mar 25, the value is 262.00. This value exceeds the healthy maximum of 2. It has increased from 242.66 (Mar 24) to 262.00, marking an increase of 19.34.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 8.33 (Mar 24) to 0.00, marking a decrease of 8.33.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 8.28 (Mar 24) to 0.00, marking a decrease of 8.28.
- For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 91.67 (Mar 24) to 0.00, marking a decrease of 91.67.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 91.72 (Mar 24) to 0.00, marking a decrease of 91.72.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 111.21. This value is within the healthy range. It has decreased from 210.04 (Mar 24) to 111.21, marking a decrease of 98.83.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 71.78. This value is within the healthy range. It has decreased from 163.23 (Mar 24) to 71.78, marking a decrease of 91.45.
- For Enterprise Value (Cr.), as of Mar 25, the value is 6,792.23. It has increased from 4,251.74 (Mar 24) to 6,792.23, marking an increase of 2,540.49.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 43.94. This value exceeds the healthy maximum of 3. It has increased from 14.59 (Mar 24) to 43.94, marking an increase of 29.35.
- For EV / EBITDA (X), as of Mar 25, the value is 56.03. This value exceeds the healthy maximum of 15. It has increased from 17.09 (Mar 24) to 56.03, marking an increase of 38.94.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 44.04. This value exceeds the healthy maximum of 3. It has increased from 15.22 (Mar 24) to 44.04, marking an increase of 28.82.
- For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 91.66 (Mar 24) to 0.00, marking a decrease of 91.66.
- For Price / BV (X), as of Mar 25, the value is 1.21. This value is within the healthy range. It has increased from 0.92 (Mar 24) to 1.21, marking an increase of 0.29.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 44.04. This value exceeds the healthy maximum of 3. It has increased from 15.22 (Mar 24) to 44.04, marking an increase of 28.82.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.12 (Mar 24) to 0.06, marking a decrease of 0.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Sundaram Finance Holdings Ltd:
- Net Profit Margin: 49.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.03% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.35% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 71.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 262
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 33 (Industry average Stock P/E: 107.25)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 49.9%
Fundamental Analysis of Sundaram Finance Holdings Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 21, Patullos Road, Chennai (Madras) Tamil Nadu 600002 | investorservices@sundaramholdings.in http://www.sundaramholdings.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Harsha Viji | Chairman |
| Mr. R Venkatraman | Director |
| Ms. Shobhana Ramachandhran | Director |
| Mr. S Prasad | Director |
| Mr. Sriram Viji | Director |
| Mr. Srivats Ram | Director |
| Mr. Ananth Ramanujam | Director |
| Ms. Priyamvada Ramkumar | Director |
Sundaram Finance Holdings Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹249.50 |
| Previous Day | ₹249.15 |
FAQ
What is the intrinsic value of Sundaram Finance Holdings Ltd?
Sundaram Finance Holdings Ltd's intrinsic value (as of 14 November 2025) is 532.05 which is 22.21% lower the current market price of 684.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 15,197 Cr. market cap, FY2025-2026 high/low of 702/240, reserves of ₹5,496 Cr, and liabilities of 5,837 Cr.
What is the Market Cap of Sundaram Finance Holdings Ltd?
The Market Cap of Sundaram Finance Holdings Ltd is 15,197 Cr..
What is the current Stock Price of Sundaram Finance Holdings Ltd as on 14 November 2025?
The current stock price of Sundaram Finance Holdings Ltd as on 14 November 2025 is 684.
What is the High / Low of Sundaram Finance Holdings Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Sundaram Finance Holdings Ltd stocks is 702/240.
What is the Stock P/E of Sundaram Finance Holdings Ltd?
The Stock P/E of Sundaram Finance Holdings Ltd is 33.0.
What is the Book Value of Sundaram Finance Holdings Ltd?
The Book Value of Sundaram Finance Holdings Ltd is 252.
What is the Dividend Yield of Sundaram Finance Holdings Ltd?
The Dividend Yield of Sundaram Finance Holdings Ltd is 0.85 %.
What is the ROCE of Sundaram Finance Holdings Ltd?
The ROCE of Sundaram Finance Holdings Ltd is 2.27 %.
What is the ROE of Sundaram Finance Holdings Ltd?
The ROE of Sundaram Finance Holdings Ltd is 7.93 %.
What is the Face Value of Sundaram Finance Holdings Ltd?
The Face Value of Sundaram Finance Holdings Ltd is 5.00.