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Last Updated on: 05 September, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 500570 | NSE: TATAMOTORS

Tata Motors Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: September 5, 2025, 4:12 pm

Market Cap 2,54,719 Cr.
Current Price 692
High / Low 1,073/536
Stock P/E11.8
Book Value 315
Dividend Yield0.87 %
ROCE20.0 %
ROE28.1 %
Face Value 2.00
PEG Ratio0.07

Quick Insight

Tata Motors Ltd's current market capitalization stands at INR 2,50,964 Cr., with a price-to-earnings ratio of 11.6 and a robust return on equity of 28.1%. The company's return on capital employed is also strong at 20.0%, indicating efficient utilization of capital. However, its operating profit margin of 10% suggests room for improvement in operational efficiency. With net profit at INR 28,149 Cr. and healthy reserves of INR 115,408 Cr., Tata Motors appears well-positioned to weather market fluctuations. Yet, its high level of borrowings at INR 71,540 Cr. warrants monitoring for potential impact on financial stability. Overall, Tata Motors' solid performance metrics underscore its potential for long-term growth, contingent upon effectively managing its debt levels.

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Tata Motors Ltd

Competitors of Tata Motors Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Force Motors Ltd 23,342 Cr. 17,725 22,000/6,12538.6 2,3020.23 %30.0 %20.8 % 10.0
SML ISUZU Ltd 5,470 Cr. 3,781 4,745/1,02838.4 2640.48 %27.1 %36.4 % 10.0
Olectra Greentech Ltd 12,506 Cr. 1,524 1,787/97488.7 1280.03 %20.4 %14.2 % 4.00
Tata Motors Ltd 2,54,719 Cr. 692 1,073/53611.8 3150.87 %20.0 %28.1 % 2.00
Ashok Leyland Ltd 77,113 Cr. 131 134/95.224.2 20.82.43 %14.3 %28.8 % 1.00
Industry Average74,630.00 Cr4,770.6040.34605.960.81%22.36%25.66%5.40

All Competitor Stocks of Tata Motors Ltd

Quarterly Result

MetricJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Sales 71,93579,61188,489105,932102,236105,129110,577119,033107,102101,450112,608119,503104,407
Expenses 69,52274,03977,66892,81889,01991,36295,159102,34891,85489,291100,185102,68594,183
Operating Profit 2,4135,57210,82013,11413,21713,76715,41816,68515,24812,15912,42316,81810,224
OPM % 3%7%12%12%13%13%14%14%14%12%11%14%10%
Other Income 2,3811,3511,1301,4538951,5571,6041,4126,5531,6471,7001,0571,595
Interest 2,4212,4872,6762,6422,6152,6522,4851,6451,4712,0341,1191,076938
Depreciation 5,8415,8976,0727,0506,6336,6376,8507,1436,5656,0055,3995,2955,320
Profit before tax -3,468-1,4613,2034,8754,8646,0357,6879,30913,7655,7677,60511,5045,561
Tax % 44%-31%8%-13%32%36%7%-88%23%40%28%26%28%
Net Profit -4,951-8983,0435,4963,3013,8327,14517,52810,5873,4505,4858,5564,003
EPS in Rs -15.08-2.848.9116.289.6411.3321.1452.3731.639.0814.6923.0110.66

Last Updated: August 20, 2025, 10:55 am

Below is a detailed analysis of the quarterly data for Tata Motors Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:

  • For Sales, as of Jun 2025, the value is 104,407.00 Cr.. The value appears to be declining and may need further review. It has decreased from 119,503.00 Cr. (Mar 2025) to 104,407.00 Cr., marking a decrease of 15,096.00 Cr..
  • For Expenses, as of Jun 2025, the value is 94,183.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 102,685.00 Cr. (Mar 2025) to 94,183.00 Cr., marking a decrease of 8,502.00 Cr..
  • For Operating Profit, as of Jun 2025, the value is 10,224.00 Cr.. The value appears to be declining and may need further review. It has decreased from 16,818.00 Cr. (Mar 2025) to 10,224.00 Cr., marking a decrease of 6,594.00 Cr..
  • For OPM %, as of Jun 2025, the value is 10.00%. The value appears to be declining and may need further review. It has decreased from 14.00% (Mar 2025) to 10.00%, marking a decrease of 4.00%.
  • For Other Income, as of Jun 2025, the value is 1,595.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,057.00 Cr. (Mar 2025) to 1,595.00 Cr., marking an increase of 538.00 Cr..
  • For Interest, as of Jun 2025, the value is 938.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1,076.00 Cr. (Mar 2025) to 938.00 Cr., marking a decrease of 138.00 Cr..
  • For Depreciation, as of Jun 2025, the value is 5,320.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5,295.00 Cr. (Mar 2025) to 5,320.00 Cr., marking an increase of 25.00 Cr..
  • For Profit before tax, as of Jun 2025, the value is 5,561.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,504.00 Cr. (Mar 2025) to 5,561.00 Cr., marking a decrease of 5,943.00 Cr..
  • For Tax %, as of Jun 2025, the value is 28.00%. The value appears to be increasing, which may not be favorable. It has increased from 26.00% (Mar 2025) to 28.00%, marking an increase of 2.00%.
  • For Net Profit, as of Jun 2025, the value is 4,003.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,556.00 Cr. (Mar 2025) to 4,003.00 Cr., marking a decrease of 4,553.00 Cr..
  • For EPS in Rs, as of Jun 2025, the value is 10.66. The value appears to be declining and may need further review. It has decreased from 23.01 (Mar 2025) to 10.66, marking a decrease of 12.35.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: July 22, 2025, 3:52 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Sales 232,834263,159273,046269,693291,550301,938261,068249,795278,454345,967434,016439,695
Expenses 197,980223,920234,650240,104260,093277,274243,081217,507253,734314,151376,192384,479
Operating Profit 34,85339,23938,39529,58931,45824,66417,98732,28724,72031,81657,82455,216
OPM % 15%15%14%11%11%8%7%13%9%9%13%13%
Other Income -157714-2,6701,8695,933-26,686102-11,1182,4246,6644,79211,774
Interest 4,7494,8614,8894,2384,6825,7597,2438,0979,31210,2257,5945,083
Depreciation 11,07813,38916,71117,90521,55423,59121,42523,54724,83624,86027,23923,256
Profit before tax 18,86921,70314,1269,31511,155-31,371-10,580-10,474-7,0033,39427,78338,651
Tax % 25%35%21%35%39%-8%4%24%60%21%-14%27%
Net Profit 14,05014,07311,6787,5579,091-28,724-11,975-13,395-11,3092,69031,80728,149
EPS in Rs 48.4648.4440.1125.8231.13-99.84-39.08-40.51-34.467.2794.4775.60
Dividend Payout % 5%-0%1%-0%-0%-0%-0%-0%-0%32%7%8%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)0.16%-17.02%-35.29%20.30%-415.96%58.31%-11.86%15.57%123.79%1082.42%-11.50%
Change in YoY Net Profit Growth (%)0.00%-17.18%-18.27%55.59%-436.26%474.27%-70.17%27.43%108.21%958.63%-1093.92%

Tata Motors Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:5%
5 Years:11%
3 Years:16%
TTM:-1%
Compounded Profit Growth
10 Years:7%
5 Years:37%
3 Years:65%
TTM:-37%
Stock Price CAGR
10 Years:8%
5 Years:36%
3 Years:15%
1 Year:-36%
Return on Equity
10 Years:10%
5 Years:17%
3 Years:30%
Last Year:28%

Last Updated: September 5, 2025, 4:00 am

Balance Sheet

Last Updated: June 16, 2025, 12:09 pm

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 644644679679679679720766766766767736
Reserves 64,96055,61878,27357,38394,74959,50062,35954,48143,79544,55684,151115,408
Borrowings 60,64273,61069,36078,60488,950106,175124,788142,131146,449134,113107,26471,540
Other Liabilities 92,180107,442114,872135,914142,813139,349132,313144,193138,051155,239177,339189,289
Total Liabilities 218,426237,315263,184272,580327,192305,703320,179341,570329,061334,674369,521376,973
Fixed Assets 69,09288,479107,23295,944121,414111,234127,107138,708138,855132,080121,285115,697
CWIP 33,26328,64025,91933,69940,03431,88435,62220,96410,25114,27435,69865,806
Investments 10,68715,33723,76720,33820,81315,77116,30824,62029,38026,37922,97135,656
Other Assets 105,385104,858106,266122,600144,932146,814141,141157,278150,575161,941189,567159,814
Total Assets 218,426237,315263,184272,580327,192305,703320,179341,570329,061334,674369,521376,973

Below is a detailed analysis of the balance sheet data for Tata Motors Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 736.00 Cr.. The value appears to be declining and may need further review. It has decreased from 767.00 Cr. (Mar 2024) to 736.00 Cr., marking a decrease of 31.00 Cr..
  • For Reserves, as of Mar 2025, the value is 115,408.00 Cr.. The value appears strong and on an upward trend. It has increased from 84,151.00 Cr. (Mar 2024) to 115,408.00 Cr., marking an increase of 31,257.00 Cr..
  • For Borrowings, as of Mar 2025, the value is 71,540.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 107,264.00 Cr. (Mar 2024) to 71,540.00 Cr., marking a decrease of 35,724.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 189,289.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 177,339.00 Cr. (Mar 2024) to 189,289.00 Cr., marking an increase of 11,950.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 376,973.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 369,521.00 Cr. (Mar 2024) to 376,973.00 Cr., marking an increase of 7,452.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 115,697.00 Cr.. The value appears to be declining and may need further review. It has decreased from 121,285.00 Cr. (Mar 2024) to 115,697.00 Cr., marking a decrease of 5,588.00 Cr..
  • For CWIP, as of Mar 2025, the value is 65,806.00 Cr.. The value appears strong and on an upward trend. It has increased from 35,698.00 Cr. (Mar 2024) to 65,806.00 Cr., marking an increase of 30,108.00 Cr..
  • For Investments, as of Mar 2025, the value is 35,656.00 Cr.. The value appears strong and on an upward trend. It has increased from 22,971.00 Cr. (Mar 2024) to 35,656.00 Cr., marking an increase of 12,685.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 159,814.00 Cr.. The value appears to be declining and may need further review. It has decreased from 189,567.00 Cr. (Mar 2024) to 159,814.00 Cr., marking a decrease of 29,753.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 376,973.00 Cr.. The value appears strong and on an upward trend. It has increased from 369,521.00 Cr. (Mar 2024) to 376,973.00 Cr., marking an increase of 7,452.00 Cr..

Notably, the Reserves (115,408.00 Cr.) exceed the Borrowings (71,540.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +36,15135,53137,90030,19923,85718,89126,63329,00114,28335,38867,91563,102
Cash from Investing Activity +-27,991-36,232-36,694-39,571-25,139-20,878-33,115-25,672-4,444-15,417-22,781-49,982
Cash from Financing Activity +-3,8835,201-3,7956,2052,0128,8303,3909,904-3,380-26,243-37,006-18,786
Net Cash Flow4,2774,500-2,589-3,1677306,843-3,09213,2326,459-6,2728,128-5,666

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-26.00-34.00-31.00-49.00-57.00-82.00-107.00-110.00-122.00-103.00-50.00-16.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days171718192523161916171411
Inventory Days696773778373828371666463
Days Payable146131138138151133145175141128126131
Cash Conversion Cycle-60-47-46-41-43-38-48-74-53-45-48-56
Working Capital Days-56-62-63-69-71-78-92-112-88-63-55-62
ROCE %22%21%15%9%9%2%-0%6%1%6%19%20%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Promoters46.40%46.39%46.39%46.39%46.38%46.37%46.36%46.36%42.58%42.58%42.58%42.57%
FIIs14.13%13.89%15.34%17.72%18.40%18.62%19.20%18.18%20.54%18.66%17.84%17.17%
DIIs14.75%15.21%17.69%17.38%17.37%17.25%16.01%15.93%16.08%16.54%16.88%16.93%
Government0.14%0.14%0.14%0.14%0.14%0.14%0.14%0.14%0.29%0.31%0.31%0.31%
Public24.58%24.36%20.41%18.38%17.70%17.60%18.31%19.39%20.49%21.91%22.39%23.01%
No. of Shareholders39,76,83039,93,04338,14,83135,02,40837,73,31441,84,36946,16,90850,98,55057,27,23464,62,12367,28,24667,52,775

Shareholding Pattern Chart

No. of Shareholders

Tata Motors Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
SBI Nifty 50 ETF 31,836,620 1.74 3025.1231,836,6202025-04-22 16:08:090%
SBI S&P BSE Sensex ETF 22,880,576 2.06 2175.4922,880,5762025-04-22 16:08:090%
Axis Bluechip Fund 10,471,340 3.05 994.9910,471,3402025-04-22 11:41:350%
HDFC Top 100 Fund - Regular Plan 9,686,512 2.91 920.419,686,5122025-04-22 12:29:180%
Axis ELSS Tax Saver Fund 9,416,042 2.63 894.719,416,0422025-04-22 16:08:090%
UTI Nifty 50 ETF 8,873,512 1.74 843.168,873,5122025-04-22 16:08:090%
ICICI Prudential Value Discovery Fund 12,968,832 2.02 819.9512,968,8322025-04-22 16:08:090%
SBI Balanced Advantage Fund 8,484,500 2.87 806.28,484,5002025-04-22 16:08:090%
HDFC Balanced Advantage Fund - Regular Plan 8,451,681 1.02 803.088,451,6812025-04-22 16:08:090%
UTI S&P BSE Sensex ETF 7,996,608 2.06 760.327,996,6082025-04-22 05:07:380%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 2.002.002.002.002.00
Basic EPS (Rs.) 81.956.29-29.88-36.99-34.88
Diluted EPS (Rs.) 81.886.29-29.88-36.99-34.88
Cash EPS (Rs.) 152.3271.0535.5227.5029.05
Book Value[Excl.RevalReserv]/Share (Rs.) 242.90137.33127.50148.39177.59
Book Value[Incl.RevalReserv]/Share (Rs.) 242.90137.33127.50148.39177.59
Revenue From Operations / Share (Rs.) 1142.67903.28727.15652.37725.65
PBDIT / Share (Rs.) 170.8895.4472.5391.2358.26
PBIT / Share (Rs.) 99.7230.537.6729.73-1.29
PBT / Share (Rs.) 71.127.98-18.29-27.35-29.41
Net Profit / Share (Rs.) 81.176.14-29.34-33.99-30.51
NP After MI And SOA / Share (Rs.) 81.936.30-29.88-35.13-33.55
PBDIT Margin (%) 14.9510.569.9713.988.02
PBIT Margin (%) 8.723.371.054.55-0.17
PBT Margin (%) 6.220.88-2.51-4.19-4.05
Net Profit Margin (%) 7.100.68-4.03-5.21-4.20
NP After MI And SOA Margin (%) 7.160.69-4.10-5.38-4.62
Return on Networth / Equity (%) 36.975.32-25.67-24.34-19.13
Return on Capital Employeed (%) 19.396.451.636.14-0.25
Return On Assets (%) 8.470.71-3.46-3.92-3.74
Long Term Debt / Equity (X) 0.731.962.191.691.32
Total Debt / Equity (X) 1.162.773.132.081.58
Asset Turnover Ratio (%) 1.241.040.230.150.82
Current Ratio (X) 0.960.970.970.930.85
Quick Ratio (X) 0.690.710.740.700.58
Inventory Turnover Ratio (X) 5.635.501.590.903.99
Dividend Payout Ratio (NP) (%) 2.450.000.000.000.00
Dividend Payout Ratio (CP) (%) 1.310.000.000.000.00
Earning Retention Ratio (%) 97.550.000.000.000.00
Cash Earning Retention Ratio (%) 98.690.000.000.000.00
Interest Coverage Ratio (X) 6.563.572.984.312.89
Interest Coverage Ratio (Post Tax) (X) 4.211.07-0.131.09-0.11
Enterprise Value (Cr.) 443984.46259516.64269283.40185136.4692326.40
EV / Net Operating Revenue (X) 1.010.750.960.740.35
EV / EBITDA (X) 6.787.109.705.304.40
MarketCap / Net Operating Revenue (X) 0.860.460.590.460.09
Retention Ratios (%) 97.540.000.000.000.00
Price / BV (X) 4.483.553.732.090.40
Price / Net Operating Revenue (X) 0.860.460.590.460.09
EarningsYield 0.080.01-0.06-0.11-0.47

After reviewing the key financial ratios for Tata Motors Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 24, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 2.00.
  • For Basic EPS (Rs.), as of Mar 24, the value is 81.95. This value is within the healthy range. It has increased from 6.29 (Mar 23) to 81.95, marking an increase of 75.66.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 81.88. This value is within the healthy range. It has increased from 6.29 (Mar 23) to 81.88, marking an increase of 75.59.
  • For Cash EPS (Rs.), as of Mar 24, the value is 152.32. This value is within the healthy range. It has increased from 71.05 (Mar 23) to 152.32, marking an increase of 81.27.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 242.90. It has increased from 137.33 (Mar 23) to 242.90, marking an increase of 105.57.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 242.90. It has increased from 137.33 (Mar 23) to 242.90, marking an increase of 105.57.
  • For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 1,142.67. It has increased from 903.28 (Mar 23) to 1,142.67, marking an increase of 239.39.
  • For PBDIT / Share (Rs.), as of Mar 24, the value is 170.88. This value is within the healthy range. It has increased from 95.44 (Mar 23) to 170.88, marking an increase of 75.44.
  • For PBIT / Share (Rs.), as of Mar 24, the value is 99.72. This value is within the healthy range. It has increased from 30.53 (Mar 23) to 99.72, marking an increase of 69.19.
  • For PBT / Share (Rs.), as of Mar 24, the value is 71.12. This value is within the healthy range. It has increased from 7.98 (Mar 23) to 71.12, marking an increase of 63.14.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 81.17. This value is within the healthy range. It has increased from 6.14 (Mar 23) to 81.17, marking an increase of 75.03.
  • For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 81.93. This value is within the healthy range. It has increased from 6.30 (Mar 23) to 81.93, marking an increase of 75.63.
  • For PBDIT Margin (%), as of Mar 24, the value is 14.95. This value is within the healthy range. It has increased from 10.56 (Mar 23) to 14.95, marking an increase of 4.39.
  • For PBIT Margin (%), as of Mar 24, the value is 8.72. This value is below the healthy minimum of 10. It has increased from 3.37 (Mar 23) to 8.72, marking an increase of 5.35.
  • For PBT Margin (%), as of Mar 24, the value is 6.22. This value is below the healthy minimum of 10. It has increased from 0.88 (Mar 23) to 6.22, marking an increase of 5.34.
  • For Net Profit Margin (%), as of Mar 24, the value is 7.10. This value is within the healthy range. It has increased from 0.68 (Mar 23) to 7.10, marking an increase of 6.42.
  • For NP After MI And SOA Margin (%), as of Mar 24, the value is 7.16. This value is below the healthy minimum of 8. It has increased from 0.69 (Mar 23) to 7.16, marking an increase of 6.47.
  • For Return on Networth / Equity (%), as of Mar 24, the value is 36.97. This value is within the healthy range. It has increased from 5.32 (Mar 23) to 36.97, marking an increase of 31.65.
  • For Return on Capital Employeed (%), as of Mar 24, the value is 19.39. This value is within the healthy range. It has increased from 6.45 (Mar 23) to 19.39, marking an increase of 12.94.
  • For Return On Assets (%), as of Mar 24, the value is 8.47. This value is within the healthy range. It has increased from 0.71 (Mar 23) to 8.47, marking an increase of 7.76.
  • For Long Term Debt / Equity (X), as of Mar 24, the value is 0.73. This value is within the healthy range. It has decreased from 1.96 (Mar 23) to 0.73, marking a decrease of 1.23.
  • For Total Debt / Equity (X), as of Mar 24, the value is 1.16. This value exceeds the healthy maximum of 1. It has decreased from 2.77 (Mar 23) to 1.16, marking a decrease of 1.61.
  • For Asset Turnover Ratio (%), as of Mar 24, the value is 1.24. It has increased from 1.04 (Mar 23) to 1.24, marking an increase of 0.20.
  • For Current Ratio (X), as of Mar 24, the value is 0.96. This value is below the healthy minimum of 1.5. It has decreased from 0.97 (Mar 23) to 0.96, marking a decrease of 0.01.
  • For Quick Ratio (X), as of Mar 24, the value is 0.69. This value is below the healthy minimum of 1. It has decreased from 0.71 (Mar 23) to 0.69, marking a decrease of 0.02.
  • For Inventory Turnover Ratio (X), as of Mar 24, the value is 5.63. This value is within the healthy range. It has increased from 5.50 (Mar 23) to 5.63, marking an increase of 0.13.
  • For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 2.45. This value is below the healthy minimum of 20. It has increased from 0.00 (Mar 23) to 2.45, marking an increase of 2.45.
  • For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 20. It has increased from 0.00 (Mar 23) to 1.31, marking an increase of 1.31.
  • For Earning Retention Ratio (%), as of Mar 24, the value is 97.55. This value exceeds the healthy maximum of 70. It has increased from 0.00 (Mar 23) to 97.55, marking an increase of 97.55.
  • For Cash Earning Retention Ratio (%), as of Mar 24, the value is 98.69. This value exceeds the healthy maximum of 70. It has increased from 0.00 (Mar 23) to 98.69, marking an increase of 98.69.
  • For Interest Coverage Ratio (X), as of Mar 24, the value is 6.56. This value is within the healthy range. It has increased from 3.57 (Mar 23) to 6.56, marking an increase of 2.99.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 4.21. This value is within the healthy range. It has increased from 1.07 (Mar 23) to 4.21, marking an increase of 3.14.
  • For Enterprise Value (Cr.), as of Mar 24, the value is 443,984.46. It has increased from 259,516.64 (Mar 23) to 443,984.46, marking an increase of 184,467.82.
  • For EV / Net Operating Revenue (X), as of Mar 24, the value is 1.01. This value is within the healthy range. It has increased from 0.75 (Mar 23) to 1.01, marking an increase of 0.26.
  • For EV / EBITDA (X), as of Mar 24, the value is 6.78. This value is within the healthy range. It has decreased from 7.10 (Mar 23) to 6.78, marking a decrease of 0.32.
  • For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.86. This value is below the healthy minimum of 1. It has increased from 0.46 (Mar 23) to 0.86, marking an increase of 0.40.
  • For Retention Ratios (%), as of Mar 24, the value is 97.54. This value exceeds the healthy maximum of 70. It has increased from 0.00 (Mar 23) to 97.54, marking an increase of 97.54.
  • For Price / BV (X), as of Mar 24, the value is 4.48. This value exceeds the healthy maximum of 3. It has increased from 3.55 (Mar 23) to 4.48, marking an increase of 0.93.
  • For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.86. This value is below the healthy minimum of 1. It has increased from 0.46 (Mar 23) to 0.86, marking an increase of 0.40.
  • For EarningsYield, as of Mar 24, the value is 0.08. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 23) to 0.08, marking an increase of 0.07.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Tata Motors Ltd as of September 5, 2025 is: 842.85

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of September 5, 2025, Tata Motors Ltd is Undervalued by 21.80% compared to the current share price 692.00

Intrinsic Value of Tata Motors Ltd as of September 5, 2025 is: 2,185.09

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of September 5, 2025, Tata Motors Ltd is Undervalued by 215.76% compared to the current share price 692.00

Last 5 Year EPS CAGR: 159.25%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a low average Working Capital Days of -72.58, which is a positive sign.
  2. The stock has a low average Cash Conversion Cycle of -49.92, which is a positive sign.
  3. The company has shown consistent growth in sales (302.92 cr) and profit (6.92 cr) over the years.
  1. The stock has a low average ROCE of 10.83%, which may not be favorable.
  2. The company has higher borrowings (100,302.17) compared to reserves (67,936.08), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Tata Motors Ltd:
    1. Net Profit Margin: 7.1%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 19.39% (Industry Average ROCE: 22.36%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 36.97% (Industry Average ROE: 25.66%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 4.21
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.69
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 11.8 (Industry average Stock P/E: 40.34)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 1.16
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Tata Motors Ltd. is a Public Limited Listed company incorporated on 01/09/1945 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L28920MH1945PLC004520 and registration number is 004520. Currently Company is involved in the business activities of Manufacture of motor vehicles. Company's Total Operating Revenue is Rs. 69419.00 Cr. and Equity Capital is Rs. 736.00 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Auto - LCVs/HCVsBombay House, 24, Homi Mody Street, Mumbai Maharashtra 400001inv_rel@tatamotors.com
http://www.tatamotors.com
Management
NamePosition Held
Mr. N ChandrasekaranChairman & Non-Exe.Director
Mr. Girish WaghExecutive Director
Ms. Hanne SorensenInd. Non-Executive Director
Ms. Vedika BhandarkarInd. Non-Executive Director
Mr. Kosaraju V ChowdaryInd. Non-Executive Director
Mr. Al-Noor RamjiInd. Non-Executive Director
Mrs. Usha SangwanInd. Non-Executive Director
Mr. Om Prakash BhattInd. Non-Executive Director
Mr. Bharat PuriInd. Non-Executive Director
Mr. Guenter ButschekAddnl.Non Exe.Independent Director

FAQ

What is the intrinsic value of Tata Motors Ltd?

Tata Motors Ltd's intrinsic value (as of 05 September 2025) is 842.85 which is 21.80% higher the current market price of 692.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹2,54,719 Cr. market cap, FY2025-2026 high/low of 1,073/536, reserves of ₹115,408 Cr, and liabilities of 376,973 Cr.

What is the Market Cap of Tata Motors Ltd?

The Market Cap of Tata Motors Ltd is 2,54,719 Cr..

What is the current Stock Price of Tata Motors Ltd as on 05 September 2025?

The current stock price of Tata Motors Ltd as on 05 September 2025 is 692.

What is the High / Low of Tata Motors Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Tata Motors Ltd stocks is 1,073/536.

What is the Stock P/E of Tata Motors Ltd?

The Stock P/E of Tata Motors Ltd is 11.8.

What is the Book Value of Tata Motors Ltd?

The Book Value of Tata Motors Ltd is 315.

What is the Dividend Yield of Tata Motors Ltd?

The Dividend Yield of Tata Motors Ltd is 0.87 %.

What is the ROCE of Tata Motors Ltd?

The ROCE of Tata Motors Ltd is 20.0 %.

What is the ROE of Tata Motors Ltd?

The ROE of Tata Motors Ltd is 28.1 %.

What is the Face Value of Tata Motors Ltd?

The Face Value of Tata Motors Ltd is 2.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Tata Motors Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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