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Last Updated: April 2, 2026, 3:51 am
Author: Getaka|Social: XLinkedIn

Ugro Capital Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹118.96Undervalued by 33.96%vs CMP ₹88.80

P/E (11.1) × ROE (8.3%) × BV (₹159.00) × DY (2.00%)

₹136.02Undervalued by 53.18%vs CMP ₹88.80
MoS: +34.7% (Strong)Confidence: 48/100 (Moderate)Models: 5 Under, 3 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹172.5925%Under (+94.4%)
Graham NumberEarnings₹193.6318%Under (+118.1%)
Earnings PowerEarnings₹59.0312%Over (-33.5%)
DCFCash Flow₹195.9012%Under (+120.6%)
Net Asset ValueAssets₹158.608%Under (+78.6%)
EV/EBITDAEnterprise₹29.6210%Over (-66.6%)
Earnings YieldEarnings₹104.808%Under (+18%)
ROCE CapitalReturns₹59.488%Over (-33%)
Consensus (8 models)₹136.02100%Undervalued
Key Drivers: EPS CAGR 45.1% lifts DCF — verify sustainability. | Wide model spread (₹30–₹196) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 45.1%

*Investments are subject to market risks

Investment Snapshot

50
Ugro Capital Ltd scores 50/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health61/100 · Moderate
ROCE 11.0% AverageROE 8.3% AverageD/E 0.80 ModerateInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money30/100 · Weak
FII holding down -4.42% (6mo) SellingPromoter holding at 1.7% Stable
Earnings Quality50/100 · Moderate
Quarterly Momentum40/100 · Moderate
Profit (4Q): -9% YoY Declining
Industry Rank55/100 · Moderate
P/E 11.1 vs industry 98.5 Cheaper than peersROCE 11.0% vs industry 21.7% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Ugro Capital Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
50/100
Moderate
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 11.1 vs Ind 98.5 | ROCE 11.0% | ROE 8.3% | CFO/NP N/A
Balance Sheet Stress
10/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 0.80x | IntCov 0.0x | Current 3.36x | Borrow/Reserve 0.00x
Cash Flow Reliability
43/100
Mixed
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹144 Cr | CFO/NP N/A
Ownership Accumulation
-75
Distribution
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII -6.16 pp | DII -0.21 pp | Prom -0.54 pp
Business Momentum
-100
Watch closely
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales N/A | Q NP -85.3% | Q OPM N/A
Derived FieldValueHow it is derived
Valuation Gap %+53.2%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves0.00xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII Change-6.16 ppLatest FII% minus previous FII%
DII Change-0.21 ppLatest DII% minus previous DII%
Promoter Change-0.54 ppLatest promoter% minus previous promoter%
Shareholder Count Change-3,039Latest shareholder count minus previous count
Quarterly Sales ChangeN/ALatest quarter sales vs previous quarter sales
Quarterly Profit Change-85.3%Latest quarter net profit vs previous quarter net profit
Quarterly OPM ChangeN/ALatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:51 am

Market Cap 1,379 Cr.
Current Price 88.8
Intrinsic Value₹136.02
High / Low 196/80.0
Stock P/E11.1
Book Value 159
Dividend Yield0.00 %
ROCE11.0 %
ROE8.26 %
Face Value 10.0
PEG Ratio0.25

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Ugro Capital Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Ugro Capital Ltd 1,379 Cr. 88.8 196/80.011.1 1590.00 %11.0 %8.26 % 10.0
Centrum Capital Ltd 1,311 Cr. 28.5 41.9/19.7 9.830.00 %8.93 %57.6 % 1.00
5Paisa Capital Ltd 1,271 Cr. 270 437/24529.3 1340.00 %13.6 %11.9 % 10.0
Rane Holdings Ltd 1,492 Cr. 1,044 1,835/98173.6 7863.64 %9.64 %8.02 % 10.0
Spandana Sphoorty Financial Ltd 1,509 Cr. 193 331/181 2570.00 %3.87 %31.0 % 10.0
Industry Average6,725.79 Cr1,029.6498.514,364.490.43%21.71%14.20%7.23

All Competitor Stocks of Ugro Capital Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue181.74208.97213.27244.57267.71322.41291.44330.16371.12403.18414.00455.40408.88
Interest 81.5990.3792.69105.40116.70128.14136.15143.10167.31181.21205.37218.55236.55
Expenses 80.8886.9082.4798.66107.13136.41112.65138.94152.19160.78155.51167.39188.10
Financing Profit19.2731.7038.1140.5143.8857.8642.6448.1251.6261.1953.1269.46-15.77
Financing Margin %10.60%15.17%17.87%16.56%16.39%17.95%14.63%14.57%13.91%15.18%12.83%15.25%-3.86%
Other Income 7.848.195.089.0611.607.9810.1312.7113.849.267.835.7839.45
Depreciation 4.896.237.558.779.119.909.9510.7112.4913.2412.7814.1413.99
Profit before tax 22.2233.6635.6440.8046.3755.9442.8250.1252.9757.2148.1761.109.69
Tax % 41.00%58.29%29.21%29.17%29.87%41.58%29.15%29.11%29.19%29.14%29.15%29.12%34.16%
Net Profit 13.1214.0425.2428.8932.5332.6930.3635.5237.5140.5534.1343.316.38
EPS in Rs 1.471.572.162.472.782.782.583.023.183.442.923.710.41
Gross NPA %1.70%2.46%1.80%1.90%2.00%2.00%2.00%2.10%2.10%2.30%2.50%2.40%2.20%
Net NPA %1.10%1.31%1.00%1.10%1.10%1.10%1.20%1.30%1.50%1.60%1.70%1.50%1.40%

Last Updated: March 3, 2026, 2:04 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 6:46 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue62424441051533126841,0821,3961,681
Interest 0000011445137293443628842
Expenses 11000368185142289425565672
Financing Profit523237112433101214204168
Financing Margin %86%76%92%86%91%16%10%16%10%15%20%15%10%
Other Income 00000-4000004662
Depreciation 0000027121218354654
Profit before tax 5232323122084179203176
Tax % 30%7%14%2%8%-155%-488%-137%28%53%33%29%
Net Profit 42323420291540119144124
EPS in Rs 6.412.835.073.345.051.342.193.221.634.4610.1712.2210.48
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-50.00%50.00%-33.33%50.00%33.33%400.00%45.00%-48.28%166.67%197.50%21.01%
Change in YoY Net Profit Growth (%)0.00%100.00%-83.33%83.33%-16.67%366.67%-355.00%-93.28%214.94%30.83%-176.49%

Ugro Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:89%
5 Years:68%
3 Years:65%
TTM:35%
Compounded Profit Growth
10 Years:56%
5 Years:49%
3 Years:115%
TTM:19%
Stock Price CAGR
10 Years:27%
5 Years:14%
3 Years:-2%
1 Year:-23%
Return on Equity
10 Years:5%
5 Years:6%
3 Years:8%
Last Year:8%

Last Updated: September 5, 2025, 1:50 pm

Balance Sheet

Last Updated: December 4, 2025, 2:09 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 5555523717171699292114
Reserves 23252729327968518828969151,3471,9542,349
Borrowing00000242557661,8023,1494,6536,9048,088
Other Liabilities 1000026363786173188218228
Total Liabilities 28303234378681,2121,7552,8554,3066,2809,16810,779
Fixed Assets 000002038365685130168190
CWIP 000001114614000
Investments 26152526361077355696059103492
Other Assets 3148817311,1011,6592,7244,1466,0918,89710,098
Total Assets 28303234378681,2121,7552,8554,3066,2809,16810,779

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 24-109-41-86-799-347-1,125-1,220-1,535-2,474
Cash from Investing Activity + -2611-61-1-347179-4643-85-230-80
Cash from Financing Activity + 000007543085081,0231,2791,8142,655
Net Cash Flow -203-30321-312115-58-2648101
Free Cash Flow 2409-41-101-809-359-1,139-1,261-1,575-2,527
CFO/OP 529%-566%281%-207%45%-1,037%-3,265%-504%-658%-306%-230%-293%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow1.001.000.000.000.0012.00-174.00-681.00141.00286.00421.00559.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 15%6%10%6%8%1%2%3%2%4%10%8%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 2.87%2.19%2.24%2.24%2.23%2.23%2.23%2.23%2.23%2.25%2.24%1.70%
FIIs 6.95%21.99%19.20%19.77%19.76%20.27%20.44%24.70%27.25%29.32%28.99%22.83%
DIIs 2.02%5.46%5.81%4.46%3.76%2.55%2.76%2.40%1.85%1.62%1.59%1.38%
Public 86.40%69.02%71.40%72.19%72.91%73.61%73.25%69.35%67.34%64.69%65.07%72.49%
Others 1.75%1.34%1.34%1.34%1.33%1.33%1.33%1.33%1.33%2.12%2.12%1.60%
No. of Shareholders 12,01014,37619,67722,47828,77340,87238,99739,18239,62242,37042,18939,150

Shareholding Pattern Chart

No. of Shareholders

Ugro Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 15.6813.395.692.064.07
Diluted EPS (Rs.) 14.7113.205.662.054.07
Cash EPS (Rs.) 20.7016.898.283.815.74
Book Value[Excl.RevalReserv]/Share (Rs.) 222.57157.04141.95136.99135.04
Book Value[Incl.RevalReserv]/Share (Rs.) 222.57157.04141.95136.99135.04
Revenue From Operations / Share (Rs.) 151.82114.4294.7043.5521.24
PBDIT / Share (Rs.) 95.4171.7356.9424.089.70
PBIT / Share (Rs.) 90.3767.8854.4022.338.04
PBT / Share (Rs.) 22.0919.5212.092.861.72
Net Profit / Share (Rs.) 15.6513.035.742.064.07
PBDIT Margin (%) 62.8462.6960.1355.2945.67
PBIT Margin (%) 59.5259.3257.4451.2737.84
PBT Margin (%) 14.5517.0512.766.568.09
Net Profit Margin (%) 10.3111.386.054.7319.17
Return on Networth / Equity (%) 7.038.294.041.503.01
Return on Capital Employeed (%) 38.1220.9617.069.254.50
Return On Assets (%) 1.561.900.920.501.64
Long Term Debt / Equity (X) 0.000.991.160.720.31
Total Debt / Equity (X) 3.373.243.201.860.80
Asset Turnover Ratio (%) 0.180.190.180.130.10
Current Ratio (X) 1.271.831.972.363.36
Quick Ratio (X) 1.271.831.972.363.36
Interest Coverage Ratio (X) 1.401.481.351.241.54
Interest Coverage Ratio (Post Tax) (X) 1.231.271.141.111.64
Enterprise Value (Cr.) 7869.006209.263942.282792.181301.28
EV / Net Operating Revenue (X) 5.645.926.019.098.69
EV / EBITDA (X) 8.979.459.9916.4319.02
MarketCap / Net Operating Revenue (X) 1.081.921.533.845.68
Price / BV (X) 0.731.401.021.220.89
Price / Net Operating Revenue (X) 1.081.921.533.845.68
EarningsYield 0.090.050.030.010.03

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Ugro Capital Ltd. is a Public Limited Listed company incorporated on 10/02/1993 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67120MH1993PLC070739 and registration number is 070739. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 1395.90 Cr. and Equity Capital is Rs. 91.95 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)Equinox Business Park, Mumbai Maharashtra 400070Contact not found
Management
NamePosition Held
Mr. Satyananda MishraNon Exe.Chairman&Ind.Director
Mr. Shachindra NathVice Chairman & Mng.Director
Mr. Karuppasamy SingamIndependent Director
Ms. Tabassum Abdulla InamdarIndependent Director
Mr. Karnam SekarIndependent Director
Mr. Hemant BhargavaIndependent Director
Mr. Rajeev K AgarwalIndependent Director
Mr. Suresh Eshwara PrabhalaNon Exe. & Nominee Director
Mr. Rohit GoyalNon Exe. & Nominee Director
Mr. Chetan GuptaNon Exe. & Nominee Director

FAQ

What is the intrinsic value of Ugro Capital Ltd and is it undervalued?

As of 05 April 2026, Ugro Capital Ltd's intrinsic value is ₹136.02, which is 53.18% higher than the current market price of ₹88.80, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (8.26 %), book value (₹159), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Ugro Capital Ltd?

Ugro Capital Ltd is trading at ₹88.80 as of 05 April 2026, with a FY2026-2027 high of ₹196 and low of ₹80.0. The stock is currently near its 52-week low. Market cap stands at ₹1,379 Cr..

How does Ugro Capital Ltd's P/E ratio compare to its industry?

Ugro Capital Ltd has a P/E ratio of 11.1, which is below the industry average of 98.51. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Ugro Capital Ltd financially healthy?

Key indicators for Ugro Capital Ltd: ROCE of 11.0 % is moderate. Dividend yield is 0.00 %.

Is Ugro Capital Ltd profitable and how is the profit trend?

Ugro Capital Ltd reported a net profit of ₹144 Cr in Mar 2025 on revenue of ₹1,396 Cr. Compared to ₹15 Cr in Mar 2022, the net profit shows an improving trend.

Does Ugro Capital Ltd pay dividends?

Ugro Capital Ltd has a dividend yield of 0.00 % at the current price of ₹88.80. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Ugro Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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