Healthy Life Agritec Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹6.60Fairly Valued by 7.56%vs CMP ₹7.14

P/E (7.8) × ROE (8.2%) × BV (₹12.70) × DY (2.00%)

₹11.20Undervalued by 56.86%vs CMP ₹7.14
MoS: +36.3% (Strong)Confidence: 48/100 (Moderate)Models: 5 Under, 3 Fair, 1 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹7.5323%Fair (+5.5%)
Graham NumberEarnings₹14.8316%Under (+107.7%)
Earnings PowerEarnings₹2.1411%Over (-70%)
DCFCash Flow₹13.0914%Under (+83.3%)
Net Asset ValueAssets₹12.917%Under (+80.8%)
EV/EBITDAEnterprise₹7.469%Fair (+4.5%)
Earnings YieldEarnings₹7.707%Fair (+7.8%)
ROCE CapitalReturns₹13.467%Under (+88.5%)
Revenue MultipleRevenue₹34.695%Under (+385.9%)
Consensus (9 models)₹11.20100%Undervalued
Key Drivers: Wide model spread (₹2–₹35) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 14.0%

*Investments are subject to market risks

Analyst Summary

Healthy Life Agritec Ltd operates in the Milk & Milk Products segment, NSE: HEALTHYLIFE | BSE: 543546, current market price is ₹7.14, market cap is 35.4 Cr.. At a glance, stock P/E is 7.77, ROE is 8.20 %, ROCE is 10.6 %, book value is 12.7, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹11.20, which is about 56.9% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹172 Cr versus the prior period change of 29.3%, while latest net profit is about ₹3 Cr with a prior-period change of 0.0%. The 52-week range shown on this page is 37.7/5.05, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisHealthy Life Agritec Ltd. is a Public Limited Listed company incorporated on 08/11/2019 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN)…

This summary is generated from the stock page data available for Healthy Life Agritec Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

60
Healthy Life Agritec Ltd scores 60/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health59/100 · Moderate
ROCE 10.6% AverageROE 8.2% AverageD/E 0.07 Low debtInterest Coverage 0.0x RiskyProfitable 4/5 years Consistent
Smart Money50/100 · Moderate
FII holding stable No changePromoter holding at 28.9% Stable
Earnings Quality50/100 · Moderate
OPM stable around 3% Steady
Quarterly Momentum68/100 · Strong
Revenue (4Q): +10% YoY GrowingProfit (4Q): +7% YoY Positive
Industry Rank75/100 · Strong
P/E 7.8 vs industry 68.7 Cheaper than peersROCE 10.6% vs industry 13.0% Average3Y sales CAGR: 72% High growth

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily.

Share Price and Basic Stock Data

Last Updated: August 25, 2026, 10:21 am

Market Cap 35.4 Cr.
Current Price 7.14
Intrinsic Value₹11.20
High / Low 37.7/5.05
Stock P/E7.77
Book Value 12.7
Dividend Yield0.00 %
ROCE10.6 %
ROE8.20 %
Face Value 10.0
PEG Ratio0.56

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Healthy Life Agritec Ltd

Competitors

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Healthy Life Agritec Ltd 35.4 Cr. 7.14 37.7/5.057.77 12.70.00 %10.6 %8.20 % 10.0
Modern Dairies Ltd 107 Cr. 37.8 51.0/26.620.0 19.50.00 %13.7 %10.2 % 10.0
Vadilal Industries Ltd 5,339 Cr. 7,426 8,447/3,99024.4 1,1830.58 %22.0 %19.6 % 10.0
Dodla Dairy Ltd 6,920 Cr. 1,147 1,500/95528.0 2780.44 %16.7 %16.4 % 10.0
Heritage Foods Ltd 3,596 Cr. 388 542/29228.3 1190.65 %14.8 %12.6 % 5.00
Industry Average5,664.29 Cr1,278.3468.74223.690.41%12.98%11.28%7.00

All Competitor Stocks of Healthy Life Agritec Ltd

Quarterly Result

MetricJun 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 34.6649.0743.5542.7648.2451.94
Expenses 33.6647.2942.2541.4546.9849.95
Operating Profit 1.001.781.301.311.261.99
OPM % 2.89%3.63%2.99%3.06%2.61%3.83%
Other Income 0.000.000.000.000.000.00
Interest 0.040.150.160.160.150.14
Depreciation 0.040.040.040.040.060.08
Profit before tax 0.921.591.101.111.051.77
Tax % 25.00%25.16%25.45%25.23%24.76%25.42%
Net Profit 0.681.190.820.830.791.33
EPS in Rs 0.140.240.170.170.160.27

Last Updated: March 3, 2026, 9:14 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 7:10 am

MetricMar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 34108133172186
Expenses 33106129167181
Operating Profit 12456
OPM % 4%2%3%3%3%
Other Income 00000
Interest 00001
Depreciation 00000
Profit before tax 12345
Tax % 26%28%25%25%
Net Profit 12334
EPS in Rs 0.400.340.570.660.77
Dividend Payout % 0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2022-20232023-20242024-2025
YoY Net Profit Growth (%)100.00%50.00%0.00%
Change in YoY Net Profit Growth (%)0.00%-50.00%-50.00%

Healthy Life Agritec Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 3 years from 2022-2023 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:%
3 Years:72%
TTM:29%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:59%
TTM:30%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:77%
1 Year:-17%
Return on Equity
10 Years:%
5 Years:%
3 Years:10%
Last Year:11%

Last Updated: September 5, 2025, 3:41 pm

Balance Sheet

Last Updated: August 21, 2026, 3:00 am

MonthMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 1022222550
Reserves 1251014
Borrowings 113813
Other Liabilities 3241072
Total Liabilities 15273452147
Fixed Assets 22227
CWIP 00030
Investments 00000
Other Assets 13253147141
Total Assets 15273452147

Reserves and Borrowings Chart

Cash Flow

MonthMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -8-12-1-5-27
Cash from Investing Activity + -2-10-4-1
Cash from Financing Activity + 11121929
Net Cash Flow 1-1-0-01
Free Cash Flow -10-13-1-9-28
CFO/OP -682%-517%-9%-89%-418%

Free Cash Flow

MonthMar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow0.001.001.00-3.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 30316867
Inventory Days 791318
Days Payable 141816
Cash Conversion Cycle 23397369
Working Capital Days 88756962
ROCE %12%13%13%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2022Mar 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 54.57%54.57%27.32%27.32%29.80%29.80%29.80%28.31%28.86%28.86%28.86%
FIIs 0.00%0.00%0.00%0.00%0.00%0.40%0.40%0.40%0.40%0.40%0.40%
DIIs 0.00%0.00%0.00%0.00%0.00%0.48%0.01%0.02%0.03%0.03%0.03%
Public 45.43%45.44%72.70%72.69%70.21%69.32%69.79%71.28%70.71%70.73%70.71%
No. of Shareholders 7156889549039054836017199471,0251,139

Shareholding Pattern Chart

No. of Shareholders

Healthy Life Agritec Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22
FaceValue 10.0010.0010.0010.00
Basic EPS (Rs.) 1.311.140.810.81
Diluted EPS (Rs.) 1.351.140.810.81
Cash EPS (Rs.) 1.381.210.740.86
Book Value[Excl.RevalReserv]/Share (Rs.) 13.8512.2211.0910.89
Book Value[Incl.RevalReserv]/Share (Rs.) 13.8512.2211.0910.89
Revenue From Operations / Share (Rs.) 69.2760.4048.9833.93
PBDIT / Share (Rs.) 1.971.641.051.18
PBIT / Share (Rs.) 1.911.570.991.14
PBT / Share (Rs.) 1.751.520.941.12
Net Profit / Share (Rs.) 1.311.140.680.82
NP After MI And SOA / Share (Rs.) 1.311.140.680.81
PBDIT Margin (%) 2.842.712.143.47
PBIT Margin (%) 2.752.602.023.34
PBT Margin (%) 2.532.511.923.29
Net Profit Margin (%) 1.891.881.402.43
NP After MI And SOA Margin (%) 1.891.881.402.39
Return on Networth / Equity (%) 9.479.316.197.48
Return on Capital Employeed (%) 13.0712.138.8010.40
Return On Assets (%) 6.227.445.535.49
Long Term Debt / Equity (X) 0.050.050.010.00
Total Debt / Equity (X) 0.210.090.050.07
Asset Turnover Ratio (%) 4.004.365.120.00
Current Ratio (X) 2.846.2010.053.39
Quick Ratio (X) 2.335.349.063.24
Inventory Turnover Ratio (X) 27.3638.930.000.00
Interest Coverage Ratio (X) 12.9630.7220.8265.48
Interest Coverage Ratio (Post Tax) (X) 9.6322.3114.5946.99
Enterprise Value (Cr.) 155.6010.5314.490.00
EV / Net Operating Revenue (X) 0.900.070.130.00
EV / EBITDA (X) 31.842.916.260.00
MarketCap / Net Operating Revenue (X) 0.860.060.120.00
Price / BV (X) 4.320.310.550.00
Price / Net Operating Revenue (X) 0.860.060.120.00
EarningsYield 0.020.290.110.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Healthy Life Agritec Ltd. is a Public Limited Listed company incorporated on 08/11/2019 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L52520MH2019PLC332778 and registration number is 332778. Currently company belongs to the Industry of Milk & Milk Products. Company's Total Operating Revenue is Rs. 107.07 Cr. and Equity Capital is Rs. 49.62 Cr. for the Year ended 31/03/2026.
INDUSTRYADDRESSCONTACT
Milk & Milk ProductsSH-B/09, New Heera Panna CHS LTD, Gokul Village Shanti Park, Mira Road East, Thane Maharashtra 401107Contact not found
Management
NamePosition Held
Ms. Divya MojjadaManaging Director
Mr. Anil Kumar VijayIndependent Director
Mr. Mohammed SadiqNon Independent Director
Mr. Apra SharmaIndependent Director

FAQ

What is the intrinsic value of Healthy Life Agritec Ltd and is it undervalued?

As of 27 August 2026, Healthy Life Agritec Ltd's intrinsic value is ₹11.20, which is 56.86% higher than the current market price of ₹7.14, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (8.20 %), book value (₹12.7), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Healthy Life Agritec Ltd?

Healthy Life Agritec Ltd is trading at ₹7.14 as of 27 August 2026, with a FY2026-2027 high of ₹37.7 and low of ₹5.05. The stock is currently near its 52-week low. Market cap stands at ₹35.4 Cr..

How does Healthy Life Agritec Ltd's P/E ratio compare to its industry?

Healthy Life Agritec Ltd has a P/E ratio of 7.77, which is below the industry average of 68.74. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Healthy Life Agritec Ltd financially healthy?

Key indicators for Healthy Life Agritec Ltd: ROCE of 10.6 % is moderate. Dividend yield is 0.00 %.

Is Healthy Life Agritec Ltd profitable and how is the profit trend?

Healthy Life Agritec Ltd reported a net profit of ₹3 Cr in Mar 2025 on revenue of ₹172 Cr. Compared to ₹1 Cr in Mar 2022, the net profit shows an improving trend.

Does Healthy Life Agritec Ltd pay dividends?

Healthy Life Agritec Ltd has a dividend yield of 0.00 % at the current price of ₹7.14. The company is currently not paying meaningful dividends.

Last Updated: August 25, 2026, 10:21 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 543546 | NSE: HEALTHYLIFE
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Healthy Life Agritec Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE