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Last Updated on: 18 October, 2024
Author: Getaka|Social: Getaka Financial Services X (Earlier Twitter) Profile Getaka Financial Services LinkedIn Logo
Stock Ticker - BSE: 543546 | NSE: HEALTHYLIFE

Healthy Life Agritec Ltd: Intrinsic Value and Fundamental Analysis

Share Price and Basic Stock Data

Last Updated: October 17, 2024, 10:01 pm

Market Cap 148 Cr.
Current Price 59.8
High / Low73.7/3.47
Stock P/E59.2
Book Value 12.2
Dividend Yield0.00 %
ROCE12.6 %
ROE9.78 %
Face Value 10.0
PEG Ratio4.91

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Healthy Life Agritec Ltd

Competitors of Healthy Life Agritec Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Healthy Life Agritec Ltd 148 Cr. 59.873.7/3.4759.2 12.20.00 %12.6 %9.78 % 10.0
Dodla Dairy Ltd 7,848 Cr. 1,3001,346/65139.9 1910.00 %22.1 %15.5 % 10.0
Vadilal Industries Ltd 2,844 Cr. 3,9595,143/2,13318.7 7540.04 %27.1 %31.0 % 10.0
Umang Dairies Ltd 203 Cr. 90.2165/64.052.9 20.50.00 %7.17 %2.90 % 5.00
Hatsun Agro Product Ltd 25,779 Cr. 1,1571,400/95681.2 70.60.52 %13.2 %17.0 % 1.00
Industry Average7,364.40 Cr1,313.2050.38209.660.11%16.43%15.24%7.20

All Competitor Stocks of Healthy Life Agritec Ltd

Quarterly Result

MonthSep 2021Mar 2022Sep 2022Mar 2023Sep 2023Mar 2024
Sales122268404093
Expenses122167384090
Operating Profit011113
OPM %2%4%2%3%2%3%
Other Income000000
Interest000000
Depreciation000000
Profit before tax011113
Tax %26%26%26%28%26%25%
Net Profit011102
EPS in Rs130.000.680.300.380.200.94

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MonthMar 2022Mar 2023Mar 2024
Sales34108133
Expenses33106129
Operating Profit124
OPM %4%2%3%
Other Income000
Interest000
Depreciation000
Profit before tax123
Tax %26%28%25%
Net Profit123
EPS in Rs0.810.691.14
Dividend Payout %0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2022-20232023-2024
YoY Net Profit Growth (%)100.00%50.00%
Change in YoY Net Profit Growth (%)0.00%-50.00%

Healthy Life Agritec Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 2 years from 2022-2023 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:%
5 Years:%
3 Years:%
TTM:23%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:66%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:%
1 Year:1215%
Return on Equity
10 Years:%
5 Years:%
3 Years:%
Last Year:10%

Last Updated: Unknown

Balance Sheet

Last Updated: Unknown

MonthMar 2022Mar 2023Mar 2024
Equity Capital102222
Reserves125
Borrowings113
Other Liabilities324
Total Liabilities152734
Fixed Assets222
CWIP000
Investments000
Other Assets132531
Total Assets152734

Reserves and Borrowings Chart

Cash Flow

MonthMar 2022Mar 2023Mar 2024
Cash from Operating Activity -8-12-1
Cash from Investing Activity -2-10
Cash from Financing Activity 11121
Net Cash Flow1-10

Free Cash Flow

MonthMar 2022Mar 2023Mar 2024
Free Cash Flow0.001.001.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2022Mar 2023Mar 2024
Debtor Days303168
Inventory Days7913
Days Payable1418
Cash Conversion Cycle233973
Working Capital Days977874
ROCE %12%13%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2022Mar 2023Sep 2023Mar 2024Jun 2024
Promoters54.57%54.57%27.32%27.32%29.80%
Public45.43%45.44%72.70%72.69%70.21%
No. of Shareholders715688954903905

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22
FaceValue10.0010.0010.00
Basic EPS (Rs.)1.140.810.81
Diluted EPS (Rs.)1.140.810.81
Cash EPS (Rs.)1.210.740.86
Book Value[Excl.RevalReserv]/Share (Rs.)12.2311.0910.89
Book Value[Incl.RevalReserv]/Share (Rs.)12.2311.0910.89
Revenue From Operations / Share (Rs.)60.4048.9833.93
PBDIT / Share (Rs.)1.641.051.18
PBIT / Share (Rs.)1.570.991.14
PBT / Share (Rs.)1.520.941.12
Net Profit / Share (Rs.)1.140.680.82
NP After MI And SOA / Share (Rs.)1.140.680.81
PBDIT Margin (%)2.712.143.47
PBIT Margin (%)2.602.023.34
PBT Margin (%)2.511.923.29
Net Profit Margin (%)1.881.402.43
NP After MI And SOA Margin (%)1.881.402.39
Return on Networth / Equity (%)9.316.197.48
Return on Capital Employeed (%)11.568.8010.40
Return On Assets (%)7.445.535.49
Long Term Debt / Equity (X)0.010.010.00
Total Debt / Equity (X)0.090.050.07
Asset Turnover Ratio (%)4.365.120.00
Current Ratio (X)8.4510.053.39
Quick Ratio (X)7.289.063.24
Interest Coverage Ratio (X)30.6820.8265.48
Interest Coverage Ratio (Post Tax) (X)22.3114.5946.99
Enterprise Value (Cr.)10.5314.490.00
EV / Net Operating Revenue (X)0.070.130.00
EV / EBITDA (X)2.926.260.00
MarketCap / Net Operating Revenue (X)0.060.120.00
Price / BV (X)0.310.550.00
Price / Net Operating Revenue (X)0.060.120.00
EarningsYield0.290.110.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Healthy Life Agritec Ltd as of October 18, 2024 is: ₹72.05

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of October 18, 2024, Healthy Life Agritec Ltd is Undervalued by 20.48% compared to the current share price ₹59.80

Intrinsic Value of Healthy Life Agritec Ltd as of October 18, 2024 is: ₹80.74

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of October 18, 2024, Healthy Life Agritec Ltd is Undervalued by 35.02% compared to the current share price ₹59.80

Last 5 Year EPS CAGR: 12.07%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The company has higher reserves (2.67 cr) compared to borrowings (1.67 cr), indicating strong financial stability.
  2. The company has shown consistent growth in sales (91.67 cr) and profit (2.00 cr) over the years.
  1. The stock has a low average ROCE of 8.33%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 83.00, which may not be favorable.
  3. The stock has a high average Cash Conversion Cycle of 45.00, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Healthy Life Agritec Ltd:
    1. Net Profit Margin: 1.88%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 11.56% (Industry Average ROCE: 16.43%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 9.31% (Industry Average ROE: 15.24%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 22.31
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 7.28
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 59.2 (Industry average Stock P/E: 50.38)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.09
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Healthy Life Agritec Ltd. is a Public Limited Listed company incorporated on 08/11/2019 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L52520MH2019PLC332778 and registration number is 332778. Currently company belongs to the Industry of Food Processing - Bakery/Dairy/Fruits/Others. Company’s Total Operating Revenue is Rs. 26.16 Cr. and Equity Capital is Rs. 10.01 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Milk & Milk ProductsSH-B/09, New Heera Panna CHS LTD, Gokul Village Shanti Park, Mira Road East, Thane Maharashtra 401107cs@healthylifeagritec.com
http://www.healthylifeagritec.com
Management
NamePosition Held
Ms. Divya MojjadaManaging Director
Mr. Anil Kumar VijayIndependent Director
Mr. Mohammed SadiqNon Independent Director
Mr. Apra SharmaIndependent Director

FAQ

What is the latest fair value of Healthy Life Agritec Ltd?

The latest fair value of Healthy Life Agritec Ltd is ₹72.05.

What is the Market Cap of Healthy Life Agritec Ltd?

The Market Cap of Healthy Life Agritec Ltd is 148 Cr..

What is the current Stock Price of Healthy Life Agritec Ltd as on 17 October 2024?

The current stock price of Healthy Life Agritec Ltd as on 17 October 2024 is ₹59.8.

What is the High / Low of Healthy Life Agritec Ltd stocks in FY 2024?

In FY 2024, the High / Low of Healthy Life Agritec Ltd stocks is 73.7/3.47.

What is the Stock P/E of Healthy Life Agritec Ltd?

The Stock P/E of Healthy Life Agritec Ltd is 59.2.

What is the Book Value of Healthy Life Agritec Ltd?

The Book Value of Healthy Life Agritec Ltd is 12.2.

What is the Dividend Yield of Healthy Life Agritec Ltd?

The Dividend Yield of Healthy Life Agritec Ltd is 0.00 %.

What is the ROCE of Healthy Life Agritec Ltd?

The ROCE of Healthy Life Agritec Ltd is 12.6 %.

What is the ROE of Healthy Life Agritec Ltd?

The ROE of Healthy Life Agritec Ltd is 9.78 %.

What is the Face Value of Healthy Life Agritec Ltd?

The Face Value of Healthy Life Agritec Ltd is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Healthy Life Agritec Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE