Share Price and Basic Stock Data
Last Updated: February 13, 2026, 10:35 pm
| PEG Ratio | -1.16 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Morarka Finance Ltd operates in the non-banking financial company (NBFC) sector, with a current market capitalization of ₹28.8 Cr and a share price of ₹63.90. The company reported revenue figures that reveal significant fluctuations over recent quarters. For instance, revenue stood at ₹0.45 Cr in December 2022 but surged to ₹5.13 Cr by June 2023 before declining to ₹0.90 Cr in September 2023 and rebounding slightly to ₹0.75 Cr in December 2023. This volatility indicates a potential reliance on specific financial activities or transactions that may not be consistent. The trailing twelve-month revenue is recorded at ₹2.42 Cr, reflecting a decline from ₹5.86 Cr in the fiscal year ending March 2023. Such trends suggest that while the company has the capability to generate substantial revenue spikes, maintaining consistent revenue flow remains a challenge, which may be influenced by broader market conditions or internal operational factors.
Profitability and Efficiency Metrics
Morarka Finance Ltd’s profitability metrics present a mixed picture. The company reported a net profit of ₹1.87 Cr, translating to a price-to-earnings (P/E) ratio of 15.6, which is comparatively low against industry averages, indicating potential undervaluation. The net profit margin stood impressively at 111.87% for the fiscal year ending March 2025, showcasing strong profitability relative to revenue. However, the return on equity (ROE) and return on capital employed (ROCE) recorded low figures of 2.17% and 2.46%, respectively, highlighting inefficiencies in utilizing shareholder equity and capital for generating profits. The operating profit margin (OPM) was notably absent, complicating direct comparisons to sector norms. Such profitability ratios suggest that while Morarka Finance can achieve high profit margins, it struggles with overall capital efficiency and generating returns on investments, which could be a concern for potential investors.
Balance Sheet Strength and Financial Ratios
The balance sheet of Morarka Finance Ltd reflects a robust reserve position, with total reserves reported at ₹102.45 Cr. The company has maintained zero borrowings, indicating a conservative approach to leverage, which can be viewed positively as it reduces financial risk. The price-to-book value (P/BV) ratio stands at 0.48x, suggesting that the market may undervalue the company’s assets relative to its equity. The current and quick ratios are exceptionally high at 21693.05 and 21645.64, respectively, indicating a strong liquidity position and the ability to meet short-term obligations effortlessly. However, the asset turnover ratio remains low at 0.01, suggesting inefficiencies in asset utilization. The overall financial health is characterized by high liquidity and substantial reserves, yet operational efficiency in asset management presents an area for improvement.
Shareholding Pattern and Investor Confidence
Morarka Finance Ltd’s shareholding structure indicates a significant promoter stake of 66.77%, which has remained stable over recent quarters. This level of promoter ownership can enhance investor confidence, as it aligns the interests of the management with those of the shareholders. The public holding is recorded at 33.21%, reflecting a relatively balanced distribution of shares among investors. The total number of shareholders has seen fluctuations, with a peak of 4,095 in September 2024 and a slight decline to 4,031 by December 2025. This indicates a moderate level of investor interest and engagement. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) could signal a lack of confidence or interest from larger investment entities, potentially limiting the stock’s upward momentum in the market.
Outlook, Risks, and Final Insight
The outlook for Morarka Finance Ltd appears cautiously optimistic given its strong liquidity and potential for revenue generation; however, several risks need to be considered. The company’s historical revenue volatility raises concerns about its ability to maintain consistent performance. Additionally, low ROE and ROCE figures highlight inefficiencies that could deter long-term investors. The absence of institutional backing could further hinder growth prospects. On the positive side, the lack of debt and substantial reserves provide a buffer against market fluctuations and operational challenges. Should the company address its operational inefficiencies and enhance revenue consistency, it could improve its attractiveness to a broader investor base. Balancing strong financial health with effective operational strategies will be crucial for Morarka Finance’s future growth trajectory.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.83 Cr. | 0.68 | 3.34/0.58 | 10.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 395 Cr. | 60.4 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 24.7/14.8 | 12.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.2 | 138/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,039.09 Cr | 396.46 | 95.76 | 514.15 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.45 | 0.01 | 5.13 | 0.90 | 0.75 | 0.81 | 0.81 | 1.19 | 0.17 | 0.34 | 0.29 | 1.62 | 0.25 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.11 | 0.10 | 0.13 | 0.08 | 0.13 | 0.12 | 0.13 | 0.11 | 0.15 | 0.16 | 0.14 | 0.13 | 0.15 |
| Financing Profit | 0.34 | -0.09 | 5.00 | 0.82 | 0.62 | 0.69 | 0.68 | 1.08 | 0.02 | 0.18 | 0.15 | 1.49 | 0.10 |
| Financing Margin % | 75.56% | -900.00% | 97.47% | 91.11% | 82.67% | 85.19% | 83.95% | 90.76% | 11.76% | 52.94% | 51.72% | 91.98% | 40.00% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.23 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.34 | -0.09 | 5.00 | 0.82 | 0.62 | 0.69 | 1.67 | 1.08 | 0.02 | 0.41 | 0.15 | 1.49 | 0.10 |
| Tax % | 38.24% | 366.67% | 3.80% | 25.61% | 40.32% | 23.19% | 1.80% | 50.00% | -400.00% | -26.83% | 0.00% | 24.83% | 20.00% |
| Net Profit | 0.21 | -0.43 | 4.81 | 0.61 | 0.37 | 0.53 | 1.64 | 0.54 | 0.09 | 0.52 | 0.14 | 1.12 | 0.07 |
| EPS in Rs | 0.47 | -0.96 | 10.68 | 1.35 | 0.82 | 1.18 | 3.64 | 1.20 | 0.20 | 1.16 | 0.31 | 2.49 | 0.16 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 9:46 am
Below is a detailed analysis of the quarterly data for Morarka Finance Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Expenses, as of Dec 2025, the value is 0.15 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.13 Cr. (Sep 2025) to 0.15 Cr., marking an increase of 0.02 Cr..
- For Other Income, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 0.10 Cr.. The value appears to be declining and may need further review. It has decreased from 1.49 Cr. (Sep 2025) to 0.10 Cr., marking a decrease of 1.39 Cr..
- For Tax %, as of Dec 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 24.83% (Sep 2025) to 20.00%, marking a decrease of 4.83%.
- For Net Profit, as of Dec 2025, the value is 0.07 Cr.. The value appears to be declining and may need further review. It has decreased from 1.12 Cr. (Sep 2025) to 0.07 Cr., marking a decrease of 1.05 Cr..
- For EPS in Rs, as of Dec 2025, the value is 0.16. The value appears to be declining and may need further review. It has decreased from 2.49 (Sep 2025) to 0.16, marking a decrease of 2.33.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: February 14, 2026, 12:18 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.00 | 0.05 | 0.18 | 0.67 | 2.75 | 0.96 | 5.43 | 1.27 | 4.48 | 5.86 | 7.58 | 2.51 | 2.50 |
| Interest | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.32 | 0.22 | 0.33 | 0.45 | 0.37 | 0.42 | 0.45 | 0.36 | 0.42 | 0.38 | 0.46 | 0.56 | 0.58 |
| Financing Profit | -0.34 | -0.17 | -0.15 | 0.22 | 2.38 | 0.54 | 4.98 | 0.91 | 4.06 | 5.48 | 7.12 | 1.95 | 1.92 |
| Financing Margin % | -340.00% | -83.33% | 32.84% | 86.55% | 56.25% | 91.71% | 71.65% | 90.62% | 93.52% | 93.93% | 77.69% | 76.80% | |
| Other Income | 0.11 | 0.16 | 0.17 | 0.05 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 1.22 | 0.23 |
| Depreciation | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.24 | -0.01 | 0.02 | 0.27 | 2.38 | 0.54 | 4.98 | 0.92 | 4.06 | 5.48 | 7.12 | 3.17 | 2.15 |
| Tax % | -8.33% | 300.00% | 50.00% | 29.63% | 1.26% | 12.96% | 0.60% | 25.00% | 8.87% | 14.42% | 11.38% | 11.99% | |
| Net Profit | -0.21 | -0.04 | 0.01 | 0.18 | 2.34 | 0.47 | 4.95 | 0.69 | 3.69 | 4.68 | 6.32 | 2.80 | 1.85 |
| EPS in Rs | -0.47 | -0.09 | 0.02 | 0.40 | 5.20 | 1.04 | 10.99 | 1.53 | 8.20 | 10.40 | 14.04 | 6.22 | 4.12 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 19.23% | 95.74% | 0.00% | 65.22% | 48.78% | 48.08% | 42.72% | 16.07% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 80.95% | 125.00% | 1700.00% | 1200.00% | -79.91% | 953.19% | -86.06% | 434.78% | 26.83% | 35.04% | -55.70% |
| Change in YoY Net Profit Growth (%) | 0.00% | 44.05% | 1575.00% | -500.00% | -1279.91% | 1033.11% | -1039.25% | 520.84% | -407.95% | 8.21% | -90.74% |
Morarka Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 48% |
| 5 Years: | -14% |
| 3 Years: | -18% |
| TTM: | -39% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 53% |
| 5 Years: | -11% |
| 3 Years: | -9% |
| TTM: | -59% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 34% |
| 5 Years: | 24% |
| 3 Years: | -12% |
| 1 Year: | -44% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 2% |
| 3 Years: | 3% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: February 1, 2026, 3:03 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 |
| Reserves | 4.57 | 4.53 | 4.54 | 4.72 | 7.06 | 6.98 | 11.93 | 68.72 | 264.83 | 185.47 | 158.36 | 90.79 | 102.45 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.05 | 0.06 | 0.04 | 0.07 | 0.07 | 0.11 | 0.08 | 0.21 | 0.53 | 0.92 | 1.04 | 0.90 | 1.32 |
| Total Liabilities | 9.12 | 9.09 | 9.08 | 9.29 | 11.63 | 11.59 | 16.51 | 73.43 | 269.86 | 190.89 | 163.90 | 96.19 | 108.27 |
| Fixed Assets | 0.09 | 0.09 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.61 | 8.61 | 8.61 | 8.88 | 11.11 | 11.09 | 13.79 | 72.86 | 269.00 | 189.81 | 162.92 | 95.23 | 107.09 |
| Other Assets | 0.42 | 0.39 | 0.39 | 0.33 | 0.45 | 0.43 | 2.65 | 0.51 | 0.80 | 1.02 | 0.93 | 0.91 | 1.13 |
| Total Assets | 9.12 | 9.09 | 9.08 | 9.29 | 11.63 | 11.59 | 16.51 | 73.43 | 269.86 | 190.89 | 163.90 | 96.19 | 108.27 |
Below is a detailed analysis of the balance sheet data for Morarka Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 4.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 4.50 Cr..
- For Reserves, as of Sep 2025, the value is 102.45 Cr.. The value appears strong and on an upward trend. It has increased from 90.79 Cr. (Mar 2025) to 102.45 Cr., marking an increase of 11.66 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.32 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.90 Cr. (Mar 2025) to 1.32 Cr., marking an increase of 0.42 Cr..
- For Total Liabilities, as of Sep 2025, the value is 108.27 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 96.19 Cr. (Mar 2025) to 108.27 Cr., marking an increase of 12.08 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 107.09 Cr.. The value appears strong and on an upward trend. It has increased from 95.23 Cr. (Mar 2025) to 107.09 Cr., marking an increase of 11.86 Cr..
- For Other Assets, as of Sep 2025, the value is 1.13 Cr.. The value appears strong and on an upward trend. It has increased from 0.91 Cr. (Mar 2025) to 1.13 Cr., marking an increase of 0.22 Cr..
- For Total Assets, as of Sep 2025, the value is 108.27 Cr.. The value appears strong and on an upward trend. It has increased from 96.19 Cr. (Mar 2025) to 108.27 Cr., marking an increase of 12.08 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.32 | -0.17 | -0.15 | 0.22 | 2.38 | 0.54 | 4.98 | 0.91 | 4.06 | 5.48 | 7.12 | 1.95 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Inventory Days | 5,840.00 | |||||||||||
| Days Payable | 0.00 | |||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Working Capital Days | 1,095.00 | 344.72 | 92.61 | 43.80 | 91.25 | 16.80 | 57.48 | 13.85 | 10.59 | 13.00 | 16.00 | |
| ROCE % | -2.36% | -0.11% | 0.22% | 2.96% | 22.91% | 4.69% | 35.69% | 2.05% | 2.37% | 2.39% | 4.04% | 2.46% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 6.22 | 14.03 | 10.40 | 8.20 | 1.52 |
| Diluted EPS (Rs.) | 6.22 | 14.03 | 10.40 | 8.20 | 1.52 |
| Cash EPS (Rs.) | 6.22 | 14.04 | 10.40 | 8.21 | 1.53 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 211.65 | 361.74 | 421.96 | 598.23 | 162.63 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 211.65 | 361.74 | 421.96 | 598.23 | 162.63 |
| Dividend / Share (Rs.) | 1.00 | 6.00 | 5.00 | 4.00 | 1.00 |
| Revenue From Operations / Share (Rs.) | 5.55 | 16.85 | 13.01 | 9.96 | 2.81 |
| PBDIT / Share (Rs.) | 7.05 | 15.82 | 12.16 | 9.01 | 2.05 |
| PBIT / Share (Rs.) | 7.04 | 15.81 | 12.16 | 9.00 | 2.04 |
| PBT / Share (Rs.) | 7.04 | 15.81 | 12.16 | 9.00 | 2.04 |
| Net Profit / Share (Rs.) | 6.21 | 14.03 | 10.40 | 8.20 | 1.52 |
| PBDIT Margin (%) | 126.84 | 93.90 | 93.47 | 90.47 | 72.83 |
| PBIT Margin (%) | 126.73 | 93.86 | 93.42 | 90.40 | 72.56 |
| PBT Margin (%) | 126.73 | 93.86 | 93.42 | 90.40 | 72.56 |
| Net Profit Margin (%) | 111.87 | 83.27 | 79.89 | 82.37 | 54.15 |
| Return on Networth / Equity (%) | 2.93 | 3.87 | 2.46 | 1.37 | 0.93 |
| Return on Capital Employeed (%) | 3.29 | 4.34 | 2.86 | 1.50 | 1.25 |
| Return On Assets (%) | 2.90 | 3.85 | 2.45 | 1.36 | 0.93 |
| Asset Turnover Ratio (%) | 0.01 | 0.04 | 0.02 | 0.02 | 0.02 |
| Current Ratio (X) | 21693.05 | 181301.78 | 135791.86 | 269365.90 | 93947.72 |
| Quick Ratio (X) | 21645.64 | 181069.67 | 135650.00 | 269194.10 | 93743.94 |
| Inventory Turnover Ratio (X) | 11.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 96.53 | 35.64 | 38.47 | 12.19 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 96.43 | 35.62 | 38.44 | 12.18 | 0.00 |
| Earning Retention Ratio (%) | 3.47 | 64.36 | 61.53 | 87.81 | 0.00 |
| Cash Earning Retention Ratio (%) | 3.57 | 64.38 | 61.56 | 87.82 | 0.00 |
| Enterprise Value (Cr.) | 45.95 | 66.44 | 47.61 | 46.14 | 14.39 |
| EV / Net Operating Revenue (X) | 18.37 | 8.76 | 8.13 | 10.29 | 11.38 |
| EV / EBITDA (X) | 14.48 | 9.33 | 8.69 | 11.38 | 15.62 |
| MarketCap / Net Operating Revenue (X) | 18.38 | 8.76 | 8.14 | 10.33 | 11.46 |
| Retention Ratios (%) | 3.46 | 64.35 | 61.52 | 87.80 | 0.00 |
| Price / BV (X) | 0.48 | 0.40 | 0.25 | 0.17 | 0.19 |
| Price / Net Operating Revenue (X) | 18.38 | 8.76 | 8.14 | 10.34 | 11.46 |
| EarningsYield | 0.06 | 0.09 | 0.09 | 0.07 | 0.04 |
After reviewing the key financial ratios for Morarka Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 6.22. This value is within the healthy range. It has decreased from 14.03 (Mar 24) to 6.22, marking a decrease of 7.81.
- For Diluted EPS (Rs.), as of Mar 25, the value is 6.22. This value is within the healthy range. It has decreased from 14.03 (Mar 24) to 6.22, marking a decrease of 7.81.
- For Cash EPS (Rs.), as of Mar 25, the value is 6.22. This value is within the healthy range. It has decreased from 14.04 (Mar 24) to 6.22, marking a decrease of 7.82.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 211.65. It has decreased from 361.74 (Mar 24) to 211.65, marking a decrease of 150.09.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 211.65. It has decreased from 361.74 (Mar 24) to 211.65, marking a decrease of 150.09.
- For Dividend / Share (Rs.), as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 6.00 (Mar 24) to 1.00, marking a decrease of 5.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 5.55. It has decreased from 16.85 (Mar 24) to 5.55, marking a decrease of 11.30.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 7.05. This value is within the healthy range. It has decreased from 15.82 (Mar 24) to 7.05, marking a decrease of 8.77.
- For PBIT / Share (Rs.), as of Mar 25, the value is 7.04. This value is within the healthy range. It has decreased from 15.81 (Mar 24) to 7.04, marking a decrease of 8.77.
- For PBT / Share (Rs.), as of Mar 25, the value is 7.04. This value is within the healthy range. It has decreased from 15.81 (Mar 24) to 7.04, marking a decrease of 8.77.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 6.21. This value is within the healthy range. It has decreased from 14.03 (Mar 24) to 6.21, marking a decrease of 7.82.
- For PBDIT Margin (%), as of Mar 25, the value is 126.84. This value is within the healthy range. It has increased from 93.90 (Mar 24) to 126.84, marking an increase of 32.94.
- For PBIT Margin (%), as of Mar 25, the value is 126.73. This value exceeds the healthy maximum of 20. It has increased from 93.86 (Mar 24) to 126.73, marking an increase of 32.87.
- For PBT Margin (%), as of Mar 25, the value is 126.73. This value is within the healthy range. It has increased from 93.86 (Mar 24) to 126.73, marking an increase of 32.87.
- For Net Profit Margin (%), as of Mar 25, the value is 111.87. This value exceeds the healthy maximum of 10. It has increased from 83.27 (Mar 24) to 111.87, marking an increase of 28.60.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.93. This value is below the healthy minimum of 15. It has decreased from 3.87 (Mar 24) to 2.93, marking a decrease of 0.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 3.29. This value is below the healthy minimum of 10. It has decreased from 4.34 (Mar 24) to 3.29, marking a decrease of 1.05.
- For Return On Assets (%), as of Mar 25, the value is 2.90. This value is below the healthy minimum of 5. It has decreased from 3.85 (Mar 24) to 2.90, marking a decrease of 0.95.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.04 (Mar 24) to 0.01, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 21,693.05. This value exceeds the healthy maximum of 3. It has decreased from 181,301.78 (Mar 24) to 21,693.05, marking a decrease of 159,608.73.
- For Quick Ratio (X), as of Mar 25, the value is 21,645.64. This value exceeds the healthy maximum of 2. It has decreased from 181,069.67 (Mar 24) to 21,645.64, marking a decrease of 159,424.03.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 11.98. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 11.98, marking an increase of 11.98.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 96.53. This value exceeds the healthy maximum of 50. It has increased from 35.64 (Mar 24) to 96.53, marking an increase of 60.89.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 96.43. This value exceeds the healthy maximum of 50. It has increased from 35.62 (Mar 24) to 96.43, marking an increase of 60.81.
- For Earning Retention Ratio (%), as of Mar 25, the value is 3.47. This value is below the healthy minimum of 40. It has decreased from 64.36 (Mar 24) to 3.47, marking a decrease of 60.89.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 3.57. This value is below the healthy minimum of 40. It has decreased from 64.38 (Mar 24) to 3.57, marking a decrease of 60.81.
- For Enterprise Value (Cr.), as of Mar 25, the value is 45.95. It has decreased from 66.44 (Mar 24) to 45.95, marking a decrease of 20.49.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 18.37. This value exceeds the healthy maximum of 3. It has increased from 8.76 (Mar 24) to 18.37, marking an increase of 9.61.
- For EV / EBITDA (X), as of Mar 25, the value is 14.48. This value is within the healthy range. It has increased from 9.33 (Mar 24) to 14.48, marking an increase of 5.15.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 18.38. This value exceeds the healthy maximum of 3. It has increased from 8.76 (Mar 24) to 18.38, marking an increase of 9.62.
- For Retention Ratios (%), as of Mar 25, the value is 3.46. This value is below the healthy minimum of 30. It has decreased from 64.35 (Mar 24) to 3.46, marking a decrease of 60.89.
- For Price / BV (X), as of Mar 25, the value is 0.48. This value is below the healthy minimum of 1. It has increased from 0.40 (Mar 24) to 0.48, marking an increase of 0.08.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 18.38. This value exceeds the healthy maximum of 3. It has increased from 8.76 (Mar 24) to 18.38, marking an increase of 9.62.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.09 (Mar 24) to 0.06, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Morarka Finance Ltd:
- Net Profit Margin: 111.87%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 3.29% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.93% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 21645.64
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 14.9 (Industry average Stock P/E: 95.76)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 111.87%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 511, Maker Chambers V, Mumbai Maharashtra 400021 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. G R Morarka | Chairman |
| Ms. Priyanka G Morarka | Director |
| Ms. Divya Rao | Director |
| Mr. Arun Kumar Tulsian | Director |
| Ms. Nina Chatrath | Director |
| Ms. K Savitha Rao | Director |
FAQ
What is the intrinsic value of Morarka Finance Ltd?
Morarka Finance Ltd's intrinsic value (as of 14 February 2026) is ₹54.52 which is 10.92% lower the current market price of ₹61.20, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹27.5 Cr. market cap, FY2025-2026 high/low of ₹138/57.6, reserves of ₹102.45 Cr, and liabilities of ₹108.27 Cr.
What is the Market Cap of Morarka Finance Ltd?
The Market Cap of Morarka Finance Ltd is 27.5 Cr..
What is the current Stock Price of Morarka Finance Ltd as on 14 February 2026?
The current stock price of Morarka Finance Ltd as on 14 February 2026 is ₹61.2.
What is the High / Low of Morarka Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Morarka Finance Ltd stocks is ₹138/57.6.
What is the Stock P/E of Morarka Finance Ltd?
The Stock P/E of Morarka Finance Ltd is 14.9.
What is the Book Value of Morarka Finance Ltd?
The Book Value of Morarka Finance Ltd is 238.
What is the Dividend Yield of Morarka Finance Ltd?
The Dividend Yield of Morarka Finance Ltd is 1.64 %.
What is the ROCE of Morarka Finance Ltd?
The ROCE of Morarka Finance Ltd is 2.46 %.
What is the ROE of Morarka Finance Ltd?
The ROE of Morarka Finance Ltd is 2.17 %.
What is the Face Value of Morarka Finance Ltd?
The Face Value of Morarka Finance Ltd is 10.0.