Share Price and Basic Stock Data
Last Updated: February 1, 2026, 10:36 pm
| PEG Ratio | -3.99 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Mukesh Babu Financial Services Ltd operates within the Non-Banking Financial Company (NBFC) sector, a critical component of India’s financial services landscape. The company’s stock price is currently ₹115, translating to a market capitalization of ₹80.2 Cr. The revenue trends indicate a fluctuating performance, with sales reported at ₹3.33 Cr in September 2022, peaking at ₹10.10 Cr in September 2023, before declining to ₹2.02 Cr in December 2023. The trailing twelve months (TTM) revenue stands at ₹2.31 Cr, reflecting a decline compared to previous fiscal years, such as ₹11.43 Cr in March 2023 and ₹22.31 Cr in March 2022. The volatility in sales indicates potential challenges in sustaining revenue growth, which is crucial for maintaining investor interest and operational viability in a competitive market. The company’s operational efficiency, as reflected in its high operating profit margin (OPM) of 53.98%, suggests strong cost management despite the erratic sales performance.
Profitability and Efficiency Metrics
Mukesh Babu Financial Services Ltd has reported a net profit of ₹2.16 Cr, translating into a price-to-earnings (P/E) ratio of 52.5, which indicates a relatively high valuation compared to earnings. The return on equity (ROE) is recorded at 0.45%, while the return on capital employed (ROCE) is notably low at 1.33%. These metrics indicate that while the company is generating profits, the returns on shareholders’ equity are minimal, potentially raising concerns among investors about effective capital utilization. The company’s interest coverage ratio (ICR) stands at 1.57x, suggesting that the firm is barely covering its interest obligations, a sign of potential liquidity issues. Furthermore, the cash conversion cycle (CCC) of 31.89 days reflects an acceptable efficiency in managing receivables, although it has increased significantly from previous years, indicating a need for improved operational management to ensure quicker cash flows.
Balance Sheet Strength and Financial Ratios
The balance sheet of Mukesh Babu Financial Services Ltd reveals a total borrowing of ₹43.67 Cr against reserves of ₹312.81 Cr, indicating a solid equity base relative to debt, as reflected in a debt-to-equity ratio of 0.12. This is considerably lower than typical industry standards, suggesting that the company is not over-leveraged, which provides some financial stability. However, the working capital days have surged to 10,308.59 days, highlighting potential inefficiencies in managing current assets and liabilities. The book value per share is reported at ₹453.40, and with a price-to-book value (P/BV) ratio of 0.30x, the stock appears undervalued relative to its book value, which could attract value-conscious investors. The company’s total assets stood at ₹441.77 Cr, reflecting a growing asset base but also emphasizing the need for effective asset management to enhance returns.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Mukesh Babu Financial Services Ltd shows a stable composition, with promoters holding 62.86% of the shares, indicating strong insider confidence in the company’s prospects. The public shareholding stands at 37.15%, with a total of 1,462 shareholders as of the latest report. This relatively concentrated ownership structure could be a double-edged sword; while it reflects confidence from the promoters, it may also limit broader market participation. The number of shareholders has fluctuated throughout the year, with a peak of 1,517 in December 2024, suggesting some investor interest. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may indicate a lack of institutional confidence, which could impact liquidity and market perception. This concentrated ownership could lead to volatility in stock price movements based on the actions of a few large shareholders.
Outlook, Risks, and Final Insight
The outlook for Mukesh Babu Financial Services Ltd appears mixed, with both growth opportunities and significant risks. The company’s strong operational profit margins and low debt levels are commendable strengths, positioning it well against competitors in the NBFC sector. However, the declining sales trend, low ROE, and high working capital days present substantial risks that could hinder future growth. Additionally, the company faces challenges in maintaining investor confidence without the backing of institutional investors. To enhance its market position, Mukesh Babu Financial Services Ltd must focus on improving its sales consistency and operational efficiencies while managing its cash flows more effectively. In scenarios where the company can stabilize its revenue and enhance capital efficiency, it could see improved valuations and investor interest. Conversely, continued revenue volatility and inefficient asset management could lead to further declines in profitability and investor sentiment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.3 Cr. | 1.53 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.63 Cr. | 0.66 | 5.29/0.62 | 19.5 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 349 Cr. | 53.3 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 13.9 Cr. | 15.1 | 25.5/14.8 | 11.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.1 | 146/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 26,989.42 Cr | 390.01 | 52.44 | 514.98 | 0.24% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.08 | 0.62 | 5.15 | 10.10 | 2.02 | -0.48 | 5.81 | 4.66 | -2.22 | -1.08 | 3.85 | 1.76 | 5.64 |
| Interest | 0.54 | 0.60 | 0.68 | 0.51 | 0.57 | 0.64 | 0.73 | 0.61 | 0.73 | 1.01 | 1.00 | 1.09 | 1.29 |
| Expenses | 0.54 | 0.77 | 0.53 | 5.48 | 0.58 | 0.60 | 0.59 | 0.75 | 0.67 | 0.90 | 0.86 | 0.81 | 7.90 |
| Financing Profit | 3.00 | -0.75 | 3.94 | 4.11 | 0.87 | -1.72 | 4.49 | 3.30 | -3.62 | -2.99 | 1.99 | -0.14 | -3.55 |
| Financing Margin % | 73.53% | -120.97% | 76.50% | 40.69% | 43.07% | 358.33% | 77.28% | 70.82% | 163.06% | 276.85% | 51.69% | -7.95% | -62.94% |
| Other Income | 0.22 | 0.19 | 0.18 | 0.45 | 0.23 | 0.19 | -0.49 | 0.51 | 0.20 | 0.36 | 3.14 | 1.56 | 6.47 |
| Depreciation | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.06 |
| Profit before tax | 3.17 | -0.61 | 4.08 | 4.52 | 1.06 | -1.57 | 3.96 | 3.77 | -3.46 | -2.68 | 5.09 | 1.37 | 2.86 |
| Tax % | 24.29% | 19.67% | 25.49% | 24.34% | 28.30% | -14.65% | 27.02% | 27.59% | -79.77% | -20.52% | 22.00% | 24.82% | 20.28% |
| Net Profit | 2.41 | -0.73 | 3.04 | 3.42 | 0.76 | -1.35 | 2.89 | 2.73 | -0.70 | -2.14 | 3.97 | 1.03 | 2.29 |
| EPS in Rs | 3.63 | -0.99 | 4.39 | 4.83 | 1.25 | -1.97 | 4.10 | 4.30 | -2.64 | -0.66 | 4.23 | 1.31 | 2.54 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 10:46 am
Below is a detailed analysis of the quarterly data for Mukesh Babu Financial Services Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 1.29 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.09 Cr. (Sep 2025) to 1.29 Cr., marking an increase of 0.20 Cr..
- For Expenses, as of Dec 2025, the value is 7.90 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.81 Cr. (Sep 2025) to 7.90 Cr., marking an increase of 7.09 Cr..
- For Other Income, as of Dec 2025, the value is 6.47 Cr.. The value appears strong and on an upward trend. It has increased from 1.56 Cr. (Sep 2025) to 6.47 Cr., marking an increase of 4.91 Cr..
- For Depreciation, as of Dec 2025, the value is 0.06 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.05 Cr. (Sep 2025) to 0.06 Cr., marking an increase of 0.01 Cr..
- For Profit before tax, as of Dec 2025, the value is 2.86 Cr.. The value appears strong and on an upward trend. It has increased from 1.37 Cr. (Sep 2025) to 2.86 Cr., marking an increase of 1.49 Cr..
- For Tax %, as of Dec 2025, the value is 20.28%. The value appears to be improving (decreasing) as expected. It has decreased from 24.82% (Sep 2025) to 20.28%, marking a decrease of 4.54%.
- For Net Profit, as of Dec 2025, the value is 2.29 Cr.. The value appears strong and on an upward trend. It has increased from 1.03 Cr. (Sep 2025) to 2.29 Cr., marking an increase of 1.26 Cr..
- For EPS in Rs, as of Dec 2025, the value is 2.54. The value appears strong and on an upward trend. It has increased from 1.31 (Sep 2025) to 2.54, marking an increase of 1.23.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:30 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 13.83 | 8.18 | 9.13 | 6.90 | 24.98 | 19.90 | 42.67 | 53.21 | 22.31 | 11.43 | 17.72 | 8.24 | 2.31 |
| Expenses | 1.60 | 1.56 | 1.61 | 1.30 | 15.13 | 4.84 | 22.57 | 25.81 | 17.71 | 2.38 | 7.21 | 3.53 | 3.24 |
| Operating Profit | 12.23 | 6.62 | 7.52 | 5.60 | 9.85 | 15.06 | 20.10 | 27.40 | 4.60 | 9.05 | 10.51 | 4.71 | -0.93 |
| OPM % | 88.43% | 80.93% | 82.37% | 81.16% | 39.43% | 75.68% | 47.11% | 51.49% | 20.62% | 79.18% | 59.31% | 57.16% | -40.26% |
| Other Income | 0.13 | 0.09 | 0.01 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.08 | 0.13 | 0.14 | 5.26 |
| Interest | 1.95 | 2.14 | 2.18 | 1.42 | 1.12 | 10.02 | 9.43 | 13.14 | 2.03 | 2.14 | 2.40 | 3.09 | 3.83 |
| Depreciation | 0.10 | 0.10 | 0.12 | 0.15 | 0.15 | 0.16 | 0.19 | 0.15 | 0.23 | 0.18 | 0.16 | 0.17 | 0.18 |
| Profit before tax | 10.31 | 4.47 | 5.23 | 4.03 | 8.58 | 4.88 | 10.48 | 14.11 | 2.34 | 6.81 | 8.08 | 1.59 | 0.32 |
| Tax % | 25.51% | 20.36% | 17.59% | 22.58% | 11.19% | 5.53% | 16.79% | 4.39% | 23.50% | 29.81% | 27.23% | 67.92% | |
| Net Profit | 7.68 | 3.56 | 4.31 | 3.12 | 7.63 | 4.61 | 8.71 | 13.50 | 1.78 | 4.77 | 5.87 | 0.52 | 2.16 |
| EPS in Rs | 11.02 | 5.11 | 6.18 | 4.48 | 10.95 | 6.61 | 12.49 | 19.37 | 2.77 | 6.99 | 8.45 | 1.94 | 2.24 |
| Dividend Payout % | 9.08% | 19.58% | 16.17% | 22.34% | 10.96% | 18.14% | 9.60% | 6.20% | 43.34% | 17.17% | 14.20% | 61.96% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -53.65% | 21.07% | -27.61% | 144.55% | -39.58% | 88.94% | 54.99% | -86.81% | 167.98% | 23.06% | -91.14% |
| Change in YoY Net Profit Growth (%) | 0.00% | 74.71% | -48.68% | 172.16% | -184.13% | 128.52% | -33.94% | -141.81% | 254.79% | -144.92% | -114.20% |
Mukesh Babu Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -28% |
| 3 Years: | -28% |
| TTM: | -70% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -9% |
| 5 Years: | -31% |
| 3 Years: | -11% |
| TTM: | -42% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 1% |
| 3 Years: | 13% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 3% |
| 3 Years: | 2% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:50 pm
Balance Sheet
Last Updated: February 1, 2026, 3:02 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 |
| Reserves | 44.31 | 46.63 | 49.33 | 52.31 | 59.13 | 203.57 | 108.91 | 166.59 | 198.55 | 196.79 | 277.45 | 308.94 | 312.81 |
| Borrowing | 22.20 | 20.56 | 19.99 | 11.98 | 10.18 | 37.47 | 95.67 | 28.27 | 21.79 | 26.05 | 29.51 | 40.23 | 43.67 |
| Other Liabilities | 30.97 | 28.11 | 30.35 | 31.94 | 28.33 | 55.90 | 29.49 | 53.10 | 55.78 | 55.40 | 78.56 | 85.63 | 98.05 |
| Total Liabilities | 104.45 | 102.27 | 106.64 | 103.20 | 104.61 | 303.91 | 241.04 | 254.93 | 283.09 | 285.21 | 392.49 | 441.77 | 461.50 |
| Fixed Assets | 2.25 | 2.27 | 2.43 | 2.56 | 2.64 | 2.50 | 2.27 | 2.48 | 2.25 | 2.07 | 2.03 | 2.07 | 2.09 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 36.12 | 36.12 | 36.17 | 35.73 | 35.96 | 80.63 | 44.88 | 53.57 | 72.96 | 80.77 | 111.35 | 143.77 | 143.95 |
| Other Assets | 66.08 | 63.88 | 68.04 | 64.91 | 66.01 | 220.78 | 193.89 | 198.88 | 207.88 | 202.37 | 279.11 | 295.93 | 315.46 |
| Total Assets | 104.45 | 102.27 | 106.64 | 103.20 | 104.61 | 303.91 | 241.04 | 254.93 | 283.09 | 285.21 | 392.49 | 441.77 | 461.50 |
Below is a detailed analysis of the balance sheet data for Mukesh Babu Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6.97 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 6.97 Cr..
- For Reserves, as of Sep 2025, the value is 312.81 Cr.. The value appears strong and on an upward trend. It has increased from 308.94 Cr. (Mar 2025) to 312.81 Cr., marking an increase of 3.87 Cr..
- For Other Liabilities, as of Sep 2025, the value is 98.05 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 85.63 Cr. (Mar 2025) to 98.05 Cr., marking an increase of 12.42 Cr..
- For Total Liabilities, as of Sep 2025, the value is 461.50 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 441.77 Cr. (Mar 2025) to 461.50 Cr., marking an increase of 19.73 Cr..
- For Fixed Assets, as of Sep 2025, the value is 2.09 Cr.. The value appears strong and on an upward trend. It has increased from 2.07 Cr. (Mar 2025) to 2.09 Cr., marking an increase of 0.02 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 143.95 Cr.. The value appears strong and on an upward trend. It has increased from 143.77 Cr. (Mar 2025) to 143.95 Cr., marking an increase of 0.18 Cr..
- For Other Assets, as of Sep 2025, the value is 315.46 Cr.. The value appears strong and on an upward trend. It has increased from 295.93 Cr. (Mar 2025) to 315.46 Cr., marking an increase of 19.53 Cr..
- For Total Assets, as of Sep 2025, the value is 461.50 Cr.. The value appears strong and on an upward trend. It has increased from 441.77 Cr. (Mar 2025) to 461.50 Cr., marking an increase of 19.73 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -9.97 | -13.94 | -12.47 | -6.38 | -0.33 | -22.41 | -75.57 | -0.87 | -17.19 | -17.00 | -19.00 | -35.52 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 27.45 | 37.48 | 35.18 | 44.96 | 13.30 | 65.30 | 11.63 | 5.01 | 11.78 | 22.99 | 14.83 | 31.89 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 27.45 | 37.48 | 35.18 | 44.96 | 13.30 | 65.30 | 11.63 | 5.01 | 11.78 | 22.99 | 14.83 | 31.89 |
| Working Capital Days | 116.65 | 265.94 | 368.20 | 711.49 | 305.53 | 3,004.56 | 571.58 | 860.74 | 2,702.90 | 5,178.66 | 4,604.73 | 10,308.59 |
| ROCE % | 15.52% | 7.92% | 8.68% | 6.46% | 11.48% | 8.61% | 8.22% | 12.24% | 1.88% | 3.63% | 3.62% | 1.33% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.73 | 8.43 | 6.84 | 2.55 | 19.37 |
| Diluted EPS (Rs.) | 0.73 | 8.43 | 6.84 | 2.55 | 19.37 |
| Cash EPS (Rs.) | 0.97 | 8.66 | 7.11 | 2.89 | 19.59 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 453.40 | 434.05 | 318.32 | 320.99 | 275.34 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 453.40 | 434.05 | 318.32 | 320.99 | 275.34 |
| Revenue From Operations / Share (Rs.) | 10.29 | 24.10 | 14.95 | 30.62 | 54.80 |
| PBDIT / Share (Rs.) | 6.96 | 15.27 | 13.10 | 6.59 | 39.32 |
| PBIT / Share (Rs.) | 6.72 | 15.04 | 12.84 | 6.26 | 39.11 |
| PBT / Share (Rs.) | 2.29 | 11.60 | 9.77 | 3.35 | 20.26 |
| Net Profit / Share (Rs.) | 0.73 | 8.43 | 6.84 | 2.55 | 19.38 |
| NP After MI And SOA / Share (Rs.) | 1.93 | 8.46 | 6.99 | 2.55 | 19.38 |
| PBDIT Margin (%) | 67.65 | 63.36 | 87.59 | 21.53 | 71.76 |
| PBIT Margin (%) | 65.27 | 62.42 | 85.84 | 20.44 | 71.38 |
| PBT Margin (%) | 22.23 | 48.13 | 65.30 | 10.94 | 36.97 |
| Net Profit Margin (%) | 7.13 | 34.98 | 45.76 | 8.33 | 35.36 |
| NP After MI And SOA Margin (%) | 18.75 | 35.09 | 46.75 | 8.33 | 35.36 |
| Return on Networth / Equity (%) | 0.42 | 2.07 | 2.39 | 0.86 | 7.78 |
| Return on Capital Employeed (%) | 1.18 | 2.92 | 3.47 | 1.67 | 12.31 |
| Return On Assets (%) | 0.30 | 1.50 | 1.70 | 0.62 | 5.29 |
| Total Debt / Equity (X) | 0.12 | 0.10 | 0.12 | 0.10 | 0.16 |
| Asset Turnover Ratio (%) | 0.01 | 0.04 | 0.04 | 0.08 | 0.17 |
| Current Ratio (X) | 8.88 | 11.25 | 9.57 | 11.14 | 7.34 |
| Quick Ratio (X) | 4.49 | 5.18 | 4.59 | 5.09 | 3.99 |
| Inventory Turnover Ratio (X) | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 62.18 | 14.19 | 17.17 | 47.01 | 6.19 |
| Dividend Payout Ratio (CP) (%) | 55.18 | 13.82 | 16.55 | 41.56 | 6.12 |
| Earning Retention Ratio (%) | 37.82 | 85.81 | 82.83 | 52.99 | 93.81 |
| Cash Earning Retention Ratio (%) | 44.82 | 86.18 | 83.45 | 58.44 | 93.88 |
| Interest Coverage Ratio (X) | 1.57 | 4.43 | 4.26 | 2.27 | 2.09 |
| Interest Coverage Ratio (Post Tax) (X) | 1.17 | 3.45 | 3.23 | 1.88 | 2.03 |
| Enterprise Value (Cr.) | 145.35 | 124.65 | 90.93 | 102.45 | 130.63 |
| EV / Net Operating Revenue (X) | 20.27 | 7.42 | 8.73 | 4.80 | 3.42 |
| EV / EBITDA (X) | 29.96 | 11.72 | 9.96 | 22.30 | 4.77 |
| MarketCap / Net Operating Revenue (X) | 13.58 | 5.18 | 5.48 | 3.37 | 2.74 |
| Retention Ratios (%) | 37.81 | 85.80 | 82.82 | 52.98 | 93.80 |
| Price / BV (X) | 0.30 | 0.30 | 0.28 | 0.35 | 0.60 |
| Price / Net Operating Revenue (X) | 13.58 | 5.18 | 5.48 | 3.37 | 2.74 |
| EarningsYield | 0.01 | 0.06 | 0.08 | 0.02 | 0.12 |
After reviewing the key financial ratios for Mukesh Babu Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 5. It has decreased from 8.43 (Mar 24) to 0.73, marking a decrease of 7.70.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 5. It has decreased from 8.43 (Mar 24) to 0.73, marking a decrease of 7.70.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.97. This value is below the healthy minimum of 3. It has decreased from 8.66 (Mar 24) to 0.97, marking a decrease of 7.69.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 453.40. It has increased from 434.05 (Mar 24) to 453.40, marking an increase of 19.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 453.40. It has increased from 434.05 (Mar 24) to 453.40, marking an increase of 19.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 10.29. It has decreased from 24.10 (Mar 24) to 10.29, marking a decrease of 13.81.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 6.96. This value is within the healthy range. It has decreased from 15.27 (Mar 24) to 6.96, marking a decrease of 8.31.
- For PBIT / Share (Rs.), as of Mar 25, the value is 6.72. This value is within the healthy range. It has decreased from 15.04 (Mar 24) to 6.72, marking a decrease of 8.32.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.29. This value is within the healthy range. It has decreased from 11.60 (Mar 24) to 2.29, marking a decrease of 9.31.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 2. It has decreased from 8.43 (Mar 24) to 0.73, marking a decrease of 7.70.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 1.93. This value is below the healthy minimum of 2. It has decreased from 8.46 (Mar 24) to 1.93, marking a decrease of 6.53.
- For PBDIT Margin (%), as of Mar 25, the value is 67.65. This value is within the healthy range. It has increased from 63.36 (Mar 24) to 67.65, marking an increase of 4.29.
- For PBIT Margin (%), as of Mar 25, the value is 65.27. This value exceeds the healthy maximum of 20. It has increased from 62.42 (Mar 24) to 65.27, marking an increase of 2.85.
- For PBT Margin (%), as of Mar 25, the value is 22.23. This value is within the healthy range. It has decreased from 48.13 (Mar 24) to 22.23, marking a decrease of 25.90.
- For Net Profit Margin (%), as of Mar 25, the value is 7.13. This value is within the healthy range. It has decreased from 34.98 (Mar 24) to 7.13, marking a decrease of 27.85.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 18.75. This value is within the healthy range. It has decreased from 35.09 (Mar 24) to 18.75, marking a decrease of 16.34.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.42. This value is below the healthy minimum of 15. It has decreased from 2.07 (Mar 24) to 0.42, marking a decrease of 1.65.
- For Return on Capital Employeed (%), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 10. It has decreased from 2.92 (Mar 24) to 1.18, marking a decrease of 1.74.
- For Return On Assets (%), as of Mar 25, the value is 0.30. This value is below the healthy minimum of 5. It has decreased from 1.50 (Mar 24) to 0.30, marking a decrease of 1.20.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.12. This value is within the healthy range. It has increased from 0.10 (Mar 24) to 0.12, marking an increase of 0.02.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.04 (Mar 24) to 0.01, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 8.88. This value exceeds the healthy maximum of 3. It has decreased from 11.25 (Mar 24) to 8.88, marking a decrease of 2.37.
- For Quick Ratio (X), as of Mar 25, the value is 4.49. This value exceeds the healthy maximum of 2. It has decreased from 5.18 (Mar 24) to 4.49, marking a decrease of 0.69.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 0.03, marking an increase of 0.03.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 62.18. This value exceeds the healthy maximum of 50. It has increased from 14.19 (Mar 24) to 62.18, marking an increase of 47.99.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 55.18. This value exceeds the healthy maximum of 50. It has increased from 13.82 (Mar 24) to 55.18, marking an increase of 41.36.
- For Earning Retention Ratio (%), as of Mar 25, the value is 37.82. This value is below the healthy minimum of 40. It has decreased from 85.81 (Mar 24) to 37.82, marking a decrease of 47.99.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 44.82. This value is within the healthy range. It has decreased from 86.18 (Mar 24) to 44.82, marking a decrease of 41.36.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.57. This value is below the healthy minimum of 3. It has decreased from 4.43 (Mar 24) to 1.57, marking a decrease of 2.86.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.17. This value is below the healthy minimum of 3. It has decreased from 3.45 (Mar 24) to 1.17, marking a decrease of 2.28.
- For Enterprise Value (Cr.), as of Mar 25, the value is 145.35. It has increased from 124.65 (Mar 24) to 145.35, marking an increase of 20.70.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 20.27. This value exceeds the healthy maximum of 3. It has increased from 7.42 (Mar 24) to 20.27, marking an increase of 12.85.
- For EV / EBITDA (X), as of Mar 25, the value is 29.96. This value exceeds the healthy maximum of 15. It has increased from 11.72 (Mar 24) to 29.96, marking an increase of 18.24.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 13.58. This value exceeds the healthy maximum of 3. It has increased from 5.18 (Mar 24) to 13.58, marking an increase of 8.40.
- For Retention Ratios (%), as of Mar 25, the value is 37.81. This value is within the healthy range. It has decreased from 85.80 (Mar 24) to 37.81, marking a decrease of 47.99.
- For Price / BV (X), as of Mar 25, the value is 0.30. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.30.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 13.58. This value exceeds the healthy maximum of 3. It has increased from 5.18 (Mar 24) to 13.58, marking an increase of 8.40.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Mukesh Babu Financial Services Ltd:
- Net Profit Margin: 7.13%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.18% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.42% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.17
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 4.49
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 16.6 (Industry average Stock P/E: 52.44)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.12
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.13%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 111, Maker Chambers III, 223, Nariman Point, Mumbai Maharashtra 400021 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mukesh Babu | Chairman & Managing Director |
| Mrs. Meena Babu | Non Executive Director |
| Mr. Subhash Dave | Independent Director |
| Mr. Mayank Soti | Independent Director |
| Mr. Bhavesh Doshi | Independent Director |
| Mr. Chetan M Tamboli | Independent Director |
FAQ
What is the intrinsic value of Mukesh Babu Financial Services Ltd?
Mukesh Babu Financial Services Ltd's intrinsic value (as of 03 February 2026) is ₹26.55 which is 78.41% lower the current market price of ₹123.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹85.8 Cr. market cap, FY2025-2026 high/low of ₹150/100, reserves of ₹312.81 Cr, and liabilities of ₹461.50 Cr.
What is the Market Cap of Mukesh Babu Financial Services Ltd?
The Market Cap of Mukesh Babu Financial Services Ltd is 85.8 Cr..
What is the current Stock Price of Mukesh Babu Financial Services Ltd as on 03 February 2026?
The current stock price of Mukesh Babu Financial Services Ltd as on 03 February 2026 is ₹123.
What is the High / Low of Mukesh Babu Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Mukesh Babu Financial Services Ltd stocks is ₹150/100.
What is the Stock P/E of Mukesh Babu Financial Services Ltd?
The Stock P/E of Mukesh Babu Financial Services Ltd is 16.6.
What is the Book Value of Mukesh Babu Financial Services Ltd?
The Book Value of Mukesh Babu Financial Services Ltd is 459.
What is the Dividend Yield of Mukesh Babu Financial Services Ltd?
The Dividend Yield of Mukesh Babu Financial Services Ltd is 0.97 %.
What is the ROCE of Mukesh Babu Financial Services Ltd?
The ROCE of Mukesh Babu Financial Services Ltd is 1.33 %.
What is the ROE of Mukesh Babu Financial Services Ltd?
The ROE of Mukesh Babu Financial Services Ltd is 0.45 %.
What is the Face Value of Mukesh Babu Financial Services Ltd?
The Face Value of Mukesh Babu Financial Services Ltd is 10.0.