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Last Updated: April 2, 2026, 4:51 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 530341 | NSE: MUKESHB

Mukesh Babu Financial Services Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹25.05Overvalued by 77.43%vs CMP ₹111.00

P/E (15.0) × ROE (0.5%) × BV (₹459.00) × DY (1.08%)

Defaults: P/E=15

₹171.06Undervalued by 54.11%vs CMP ₹111.00
MoS: +35.1% (Strong)Confidence: 43/100 (Low)Models: 4 Under, 4 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹30.5121%Over (-72.5%)
Graham NumberEarnings₹276.8219%Under (+149.4%)
Earnings PowerEarnings₹50.7313%Over (-54.3%)
DCFCash Flow₹181.2013%Under (+63.2%)
Net Asset ValueAssets₹458.608%Under (+313.2%)
EV/EBITDAEnterprise₹1.9510%Over (-98.2%)
Earnings YieldEarnings₹74.208%Over (-33.2%)
ROCE CapitalReturns₹470.458%Under (+323.8%)
Consensus (8 models)₹171.06100%Undervalued
Key Drivers: ROE 0.5% is below cost of equity. | Wide model spread (₹2–₹470) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 21.8% · Defaults: P/E=15

*Investments are subject to market risks

Investment Snapshot

53
Mukesh Babu Financial Services Ltd scores 53/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health58/100 · Moderate
ROCE 1.3% WeakROE 0.5% WeakD/E 0.16 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 62.9% Stable
Earnings Quality40/100 · Moderate
Working capital: 10,309 days Capital intensive
Quarterly Momentum70/100 · Strong
Profit (4Q): +44% YoY Strong
Industry Rank45/100 · Moderate
P/E 15.0 vs industry 101.6 Cheaper than peersROCE 1.3% vs industry 15.8% Below peersROE 0.5% vs industry 8.8% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Mukesh Babu Financial Services Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
50/100
Moderate
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 15.0 vs Ind 101.6 | ROCE 1.3% | ROE 0.5% | CFO/NP N/A
Balance Sheet Stress
0/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 0.16x | IntCov 0.0x | Current 7.34x | Borrow/Reserve 0.00x
Cash Flow Reliability
14/100
Weak
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹1 Cr | CFO/NP N/A
Ownership Accumulation
0
Neutral
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII N/A | DII N/A | Prom 0.00 pp
Business Momentum
+100
Stable
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales N/A | Q NP +122.3% | Q OPM N/A
Derived FieldValueHow it is derived
Valuation Gap %+54.1%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves0.00xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII ChangeN/ALatest FII% minus previous FII%
DII ChangeN/ALatest DII% minus previous DII%
Promoter Change0.00 ppLatest promoter% minus previous promoter%
Shareholder Count Change-28Latest shareholder count minus previous count
Quarterly Sales ChangeN/ALatest quarter sales vs previous quarter sales
Quarterly Profit Change+122.3%Latest quarter net profit vs previous quarter net profit
Quarterly OPM ChangeN/ALatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:51 am

Market Cap 77.4 Cr.
Current Price 111
Intrinsic Value₹171.06
High / Low 150/100
Stock P/E15.0
Book Value 459
Dividend Yield1.08 %
ROCE1.33 %
ROE0.45 %
Face Value 10.0
PEG Ratio0.69

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Mukesh Babu Financial Services Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Mukesh Babu Financial Services Ltd 77.4 Cr. 111 150/10015.0 4591.08 %1.33 %0.45 % 10.0
Goyal Associates Ltd 3.60 Cr. 0.68 1.70/0.6515.0 1.050.00 %17.4 %16.9 % 1.00
Fedbank Financial Services Ltd 4,887 Cr. 131 178/80.015.5 72.40.00 %9.82 %9.38 % 10.0
Emerald Finance Ltd 191 Cr. 55.2 112/45.514.2 26.30.27 %18.4 %13.8 % 10.0
Hybrid Financial Services Ltd 48.1 Cr. 16.4 35.2/9.3514.1 14.80.00 %11.2 %11.6 % 5.00
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of Mukesh Babu Financial Services Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue4.080.625.1510.102.02-0.485.814.66-2.22-1.083.851.765.64
Interest 0.540.600.680.510.570.640.730.610.731.011.001.091.29
Expenses 0.540.770.535.480.580.600.590.750.670.900.860.817.90
Financing Profit3.00-0.753.944.110.87-1.724.493.30-3.62-2.991.99-0.14-3.55
Financing Margin %73.53%-120.97%76.50%40.69%43.07%358.33%77.28%70.82%163.06%276.85%51.69%-7.95%-62.94%
Other Income 0.220.190.180.450.230.19-0.490.510.200.363.141.566.47
Depreciation 0.050.050.040.040.040.040.040.040.040.050.040.050.06
Profit before tax 3.17-0.614.084.521.06-1.573.963.77-3.46-2.685.091.372.86
Tax % 24.29%19.67%25.49%24.34%28.30%-14.65%27.02%27.59%-79.77%-20.52%22.00%24.82%20.28%
Net Profit 2.41-0.733.043.420.76-1.352.892.73-0.70-2.143.971.032.29
EPS in Rs 3.63-0.994.394.831.25-1.974.104.30-2.64-0.664.231.312.54
Gross NPA %
Net NPA %

Last Updated: February 1, 2026, 10:46 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 17, 2026, 11:26 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue13.838.189.136.9024.9819.9042.6753.2122.3111.4317.728.2410.17
Interest 1.952.142.181.421.1210.029.4313.142.032.142.403.094.39
Expenses 1.601.561.611.3015.134.8422.5725.8117.712.387.213.5310.47
Financing Profit10.284.485.344.188.735.0410.6714.262.576.918.111.62-4.69
Financing Margin %74.33%54.77%58.49%60.58%34.95%25.33%25.01%26.80%11.52%60.45%45.77%19.66%-46.12%
Other Income 0.130.090.010.000.000.000.000.000.000.080.130.1411.53
Depreciation 0.100.100.120.150.150.160.190.150.230.180.160.170.20
Profit before tax 10.314.475.234.038.584.8810.4814.112.346.818.081.596.64
Tax % 25.51%20.36%17.59%22.58%11.19%5.53%16.79%4.39%23.50%29.81%27.23%67.92%
Net Profit 7.683.564.313.127.634.618.7113.501.784.775.870.525.15
EPS in Rs 11.025.116.184.4810.956.6112.4919.372.776.998.451.947.42
Dividend Payout % 9.08%19.58%16.17%22.34%10.96%18.14%9.60%6.20%43.34%17.17%14.20%61.96%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-53.65%21.07%-27.61%144.55%-39.58%88.94%54.99%-86.81%167.98%23.06%-91.14%
Change in YoY Net Profit Growth (%)0.00%74.71%-48.68%172.16%-184.13%128.52%-33.94%-141.81%254.79%-144.92%-114.20%

Mukesh Babu Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:0%
5 Years:-28%
3 Years:-28%
TTM:-70%
Compounded Profit Growth
10 Years:-9%
5 Years:-31%
3 Years:-11%
TTM:-42%
Stock Price CAGR
10 Years:15%
5 Years:1%
3 Years:13%
1 Year:-8%
Return on Equity
10 Years:4%
5 Years:3%
3 Years:2%
Last Year:0%

Last Updated: September 5, 2025, 3:50 pm

Balance Sheet

Last Updated: February 1, 2026, 3:02 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 6.976.976.976.976.976.976.976.976.976.976.976.976.97
Reserves 44.3146.6349.3352.3159.13203.57108.91166.59198.55196.79277.45308.94312.81
Borrowing22.2020.5619.9911.9810.1837.4795.6728.2721.7926.0529.5140.2343.67
Other Liabilities 30.9728.1130.3531.9428.3355.9029.4953.1055.7855.4078.5685.6398.05
Total Liabilities 104.45102.27106.64103.20104.61303.91241.04254.93283.09285.21392.49441.77461.50
Fixed Assets 2.252.272.432.562.642.502.272.482.252.072.032.072.09
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 36.1236.1236.1735.7335.9680.6344.8853.5772.9680.77111.35143.77143.95
Other Assets 66.0863.8868.0464.9166.01220.78193.89198.88207.88202.37279.11295.93315.46
Total Assets 104.45102.27106.64103.20104.61303.91241.04254.93283.09285.21392.49441.77461.50

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 2.942.061.636.662.03-33.59-70.6062.773.565.94-1.09-6.43
Cash from Investing Activity + -4.200.350.400.440.389.4315.2812.28-6.87-8.470.43-0.53
Cash from Financing Activity + 0.24-2.34-1.26-8.02-2.5026.2857.18-68.23-7.323.430.236.79
Net Cash Flow -1.020.060.78-0.91-0.082.121.866.82-10.630.89-0.42-0.17
Free Cash Flow 2.941.941.366.381.80-33.62-70.5662.423.565.94-1.21-6.65
CFO/OP 48%47%36%139%32%-220%-342%231%92%91%9%-112%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-20.60-19.00-18.38-10.684.95-32.63-73.10-2.46-4.08-23.67-22.30-36.70

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 27.4537.4835.1844.9613.3065.3011.635.0111.7822.9914.8331.89
Inventory Days
Days Payable
Cash Conversion Cycle 27.4537.4835.1844.9613.3065.3011.635.0111.7822.9914.8331.89
Working Capital Days 116.65265.94368.20711.49305.533,004.56571.58860.742,702.905,178.664,604.7310,308.59
ROCE %15.52%7.92%8.68%6.46%11.48%8.61%8.22%12.24%1.88%3.63%3.62%1.33%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 62.86%62.86%62.86%62.86%62.86%62.86%62.86%62.86%62.86%62.86%62.86%62.86%
Public 37.15%37.15%37.14%37.14%37.15%37.15%37.14%37.15%37.15%37.14%37.15%37.15%
No. of Shareholders 1,2991,2631,2341,2881,3821,3391,4231,5171,5151,4981,4901,462

Shareholding Pattern Chart

No. of Shareholders

Mukesh Babu Financial Services Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.738.436.842.5519.37
Diluted EPS (Rs.) 0.738.436.842.5519.37
Cash EPS (Rs.) 0.978.667.112.8919.59
Book Value[Excl.RevalReserv]/Share (Rs.) 453.40434.05318.32320.99275.34
Book Value[Incl.RevalReserv]/Share (Rs.) 453.40434.05318.32320.99275.34
Revenue From Operations / Share (Rs.) 10.2924.1014.9530.6254.80
PBDIT / Share (Rs.) 6.9615.2713.106.5939.32
PBIT / Share (Rs.) 6.7215.0412.846.2639.11
PBT / Share (Rs.) 2.2911.609.773.3520.26
Net Profit / Share (Rs.) 0.738.436.842.5519.38
NP After MI And SOA / Share (Rs.) 1.938.466.992.5519.38
PBDIT Margin (%) 67.6563.3687.5921.5371.76
PBIT Margin (%) 65.2762.4285.8420.4471.38
PBT Margin (%) 22.2348.1365.3010.9436.97
Net Profit Margin (%) 7.1334.9845.768.3335.36
NP After MI And SOA Margin (%) 18.7535.0946.758.3335.36
Return on Networth / Equity (%) 0.422.072.390.867.78
Return on Capital Employeed (%) 1.182.923.471.6712.31
Return On Assets (%) 0.301.501.700.625.29
Total Debt / Equity (X) 0.120.100.120.100.16
Asset Turnover Ratio (%) 0.010.040.040.080.17
Current Ratio (X) 8.8811.259.5711.147.34
Quick Ratio (X) 4.495.184.595.093.99
Inventory Turnover Ratio (X) 0.030.000.000.000.00
Dividend Payout Ratio (NP) (%) 62.1814.1917.1747.016.19
Dividend Payout Ratio (CP) (%) 55.1813.8216.5541.566.12
Earning Retention Ratio (%) 37.8285.8182.8352.9993.81
Cash Earning Retention Ratio (%) 44.8286.1883.4558.4493.88
Interest Coverage Ratio (X) 1.574.434.262.272.09
Interest Coverage Ratio (Post Tax) (X) 1.173.453.231.882.03
Enterprise Value (Cr.) 145.35124.6590.93102.45130.63
EV / Net Operating Revenue (X) 20.277.428.734.803.42
EV / EBITDA (X) 29.9611.729.9622.304.77
MarketCap / Net Operating Revenue (X) 13.585.185.483.372.74
Retention Ratios (%) 37.8185.8082.8252.9893.80
Price / BV (X) 0.300.300.280.350.60
Price / Net Operating Revenue (X) 13.585.185.483.372.74
EarningsYield 0.010.060.080.020.12

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Mukesh Babu Financial Services Ltd. is a Public Limited Listed company incorporated on 27/02/1985 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L65920MH1985PLC035504 and registration number is 035504. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 8.94 Cr. and Equity Capital is Rs. 6.97 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)111, Maker Chambers III, 223, Nariman Point, Mumbai Maharashtra 400021Contact not found
Management
NamePosition Held
Mr. Mukesh BabuChairman & Managing Director
Mrs. Meena BabuNon Executive Director
Mr. Subhash DaveIndependent Director
Mr. Mayank SotiIndependent Director
Mr. Bhavesh DoshiIndependent Director
Mr. Chetan M TamboliIndependent Director

FAQ

What is the intrinsic value of Mukesh Babu Financial Services Ltd and is it undervalued?

As of 05 April 2026, Mukesh Babu Financial Services Ltd's intrinsic value is ₹171.06, which is 54.11% higher than the current market price of ₹111.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (0.45 %), book value (₹459), dividend yield (1.08 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Mukesh Babu Financial Services Ltd?

Mukesh Babu Financial Services Ltd is trading at ₹111.00 as of 05 April 2026, with a FY2026-2027 high of ₹150 and low of ₹100. The stock is currently near its 52-week low. Market cap stands at ₹77.4 Cr..

How does Mukesh Babu Financial Services Ltd's P/E ratio compare to its industry?

Mukesh Babu Financial Services Ltd has a P/E ratio of 15.0, which is below the industry average of 101.56. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Mukesh Babu Financial Services Ltd financially healthy?

Key indicators for Mukesh Babu Financial Services Ltd: ROCE of 1.33 % is on the lower side compared to the industry average of 15.81%; ROE of 0.45 % is below ideal levels (industry average: 8.84%). Dividend yield is 1.08 %.

Is Mukesh Babu Financial Services Ltd profitable and how is the profit trend?

Mukesh Babu Financial Services Ltd reported a net profit of ₹1 Cr in Mar 2025 on revenue of ₹8 Cr. Compared to ₹2 Cr in Mar 2022, the net profit shows a declining trend.

Does Mukesh Babu Financial Services Ltd pay dividends?

Mukesh Babu Financial Services Ltd has a dividend yield of 1.08 % at the current price of ₹111.00. The company pays dividends, though the yield is modest.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Mukesh Babu Financial Services Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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