Share Price and Basic Stock Data
Last Updated: November 12, 2025, 6:26 pm
| PEG Ratio | 3.97 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Mukesh Babu Financial Services Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a market capitalization of ₹97.5 Cr and a share price of ₹140. The company has experienced fluctuating sales over recent quarters, with Jun 2023 sales standing at ₹5.15 Cr, peaking at ₹10.10 Cr in Sep 2023 before declining to ₹2.02 Cr in Dec 2023. The trailing twelve months (TTM) sales were ₹5.21 Cr, a stark contrast to ₹11.43 Cr reported for FY 2023. The company’s operating profit margin (OPM) reported a high of 89.71% in Jun 2023, but the profitability has shown volatility, with an OPM of 77.66% in the latest reporting period. The quarterly sales and operating patterns suggest seasonality or irregularities in performance, which could affect overall revenue stability. The company’s operational resilience is further evidenced by a net profit of ₹3.86 Cr, while its return on equity (ROE) stood at 0.45%, indicating a modest return on shareholder investments.
Profitability and Efficiency Metrics
The profitability metrics for Mukesh Babu Financial Services Ltd reveal a mixed performance. The company recorded an operating profit of ₹4.62 Cr in Jun 2023, but this fell to ₹1.44 Cr in Dec 2023. The net profit for Jun 2023 was ₹3.04 Cr, declining to ₹0.76 Cr by Dec 2023, which showcases a significant reduction in profitability during the latter half of the year. The interest coverage ratio (ICR) stood at 1.57x, indicating that the company has adequate earnings to cover its interest obligations, though it signals a decline from previous levels. Efficiency metrics such as cash conversion cycle (CCC) reported at 31.89 days suggest that the company maintains a relatively efficient operational cycle, well within typical sector ranges, which can enhance liquidity. However, the return on capital employed (ROCE) of 1.33% reflects challenges in effectively utilizing capital for generating profits, which may raise concerns among investors.
Balance Sheet Strength and Financial Ratios
Mukesh Babu Financial Services Ltd exhibits a robust balance sheet, with reserves reported at ₹308.94 Cr against borrowings of ₹40.23 Cr, resulting in a low debt-to-equity ratio of 0.12x. This low leverage indicates financial stability and a conservative borrowing strategy, which is favorable in the volatile NBFC sector. The company’s current ratio stood at 8.88x, significantly higher than the typical sector threshold, suggesting excellent short-term liquidity to meet liabilities. However, the price-to-book value (P/BV) ratio of 0.30x indicates that the stock may be undervalued compared to its book value, potentially presenting an opportunity for investors. The financial ratios reveal a mixed performance, with net profit margin at 7.13% for FY 2025, which is lower than typical sector averages, indicating a need to enhance profitability through operational efficiency improvements.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Mukesh Babu Financial Services Ltd reflects significant promoter confidence, with promoters holding 62.86% of the equity. This high promoter stake is generally viewed positively by investors as it aligns the interests of management with those of shareholders. The public holding stands at 37.14%, but foreign institutional investors (FIIs) have not invested in the company, which may signal a lack of confidence among international investors. The number of shareholders has fluctuated, with a total of 1,498 reported as of Jun 2025, down from a peak of 1,517 in Dec 2024. This decline could indicate waning interest among retail investors or possible consolidation among larger shareholders. The absence of FIIs and the relatively stable public holding may limit market liquidity and the stock’s appeal to institutional investors, potentially impacting future capital-raising efforts.
Outlook, Risks, and Final Insight
The outlook for Mukesh Babu Financial Services Ltd is shaped by both opportunities and risks. The company’s strong balance sheet and high promoter holding provide a sturdy foundation for future growth initiatives. However, the volatility in sales and profitability metrics poses a significant risk, indicating potential challenges in maintaining consistent revenue streams. Additionally, the low ROCE and net profit margins suggest the need for strategic operational improvements to enhance profitability. Risks related to market competition and regulatory changes in the NBFC sector could further impact performance. While the current metrics indicate a robust financial position, the company must navigate these challenges effectively to leverage its strengths and enhance shareholder value. If the company can stabilize its revenue and improve operational efficiency, it may attract greater investor interest and strengthen its market position.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Mukesh Babu Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.3 Cr. | 1.13 | 1.91/0.86 | 75.3 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 11.0 Cr. | 1.10 | 12.8/1.03 | 32.5 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 478 Cr. | 147 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.3 Cr. | 15.6 | 37.9/15.0 | 10.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.1 Cr. | 98.0 | 180/90.0 | 23.6 | 238 | 1.02 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,195.34 Cr | 465.95 | 98.88 | 517.73 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.39 | 3.33 | 4.08 | 0.62 | 5.15 | 10.10 | 2.02 | -0.48 | 5.81 | 4.66 | -2.22 | -1.08 | 3.85 |
| Expenses | 0.48 | 0.60 | 0.54 | 0.77 | 0.53 | 5.48 | 0.58 | 0.60 | 0.59 | 0.75 | 0.67 | 0.90 | 0.86 |
| Operating Profit | 1.91 | 2.73 | 3.54 | -0.15 | 4.62 | 4.62 | 1.44 | -1.08 | 5.22 | 3.91 | -2.89 | -1.98 | 2.99 |
| OPM % | 79.92% | 81.98% | 86.76% | -24.19% | 89.71% | 45.74% | 71.29% | 89.85% | 83.91% | 77.66% | |||
| Other Income | 0.24 | 0.44 | 0.22 | 0.19 | 0.18 | 0.45 | 0.23 | 0.19 | -0.49 | 0.51 | 0.20 | 0.36 | 3.14 |
| Interest | 0.52 | 0.48 | 0.54 | 0.60 | 0.68 | 0.51 | 0.57 | 0.64 | 0.73 | 0.61 | 0.73 | 1.01 | 1.00 |
| Depreciation | 0.05 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 |
| Profit before tax | 1.58 | 2.65 | 3.17 | -0.61 | 4.08 | 4.52 | 1.06 | -1.57 | 3.96 | 3.77 | -3.46 | -2.68 | 5.09 |
| Tax % | 24.68% | 28.30% | 24.29% | 19.67% | 25.49% | 24.34% | 28.30% | -14.65% | 27.02% | 27.59% | -79.77% | -20.52% | 22.00% |
| Net Profit | 1.19 | 1.90 | 2.41 | -0.73 | 3.04 | 3.42 | 0.76 | -1.35 | 2.89 | 2.73 | -0.70 | -2.14 | 3.97 |
| EPS in Rs | 1.59 | 2.77 | 3.63 | -0.99 | 4.39 | 4.83 | 1.25 | -1.97 | 4.10 | 4.30 | -2.64 | -0.66 | 4.23 |
Last Updated: August 19, 2025, 1:10 pm
Below is a detailed analysis of the quarterly data for Mukesh Babu Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 3.85 Cr.. The value appears strong and on an upward trend. It has increased from -1.08 Cr. (Mar 2025) to 3.85 Cr., marking an increase of 4.93 Cr..
- For Expenses, as of Jun 2025, the value is 0.86 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.90 Cr. (Mar 2025) to 0.86 Cr., marking a decrease of 0.04 Cr..
- For Operating Profit, as of Jun 2025, the value is 2.99 Cr.. The value appears strong and on an upward trend. It has increased from -1.98 Cr. (Mar 2025) to 2.99 Cr., marking an increase of 4.97 Cr..
- For OPM %, as of Jun 2025, the value is 77.66%. The value appears strong and on an upward trend. It has increased from 0.00% (Mar 2025) to 77.66%, marking an increase of 77.66%.
- For Other Income, as of Jun 2025, the value is 3.14 Cr.. The value appears strong and on an upward trend. It has increased from 0.36 Cr. (Mar 2025) to 3.14 Cr., marking an increase of 2.78 Cr..
- For Interest, as of Jun 2025, the value is 1.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.01 Cr. (Mar 2025) to 1.00 Cr., marking a decrease of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.04 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.05 Cr. (Mar 2025) to 0.04 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 5.09 Cr.. The value appears strong and on an upward trend. It has increased from -2.68 Cr. (Mar 2025) to 5.09 Cr., marking an increase of 7.77 Cr..
- For Tax %, as of Jun 2025, the value is 22.00%. The value appears to be increasing, which may not be favorable. It has increased from -20.52% (Mar 2025) to 22.00%, marking an increase of 42.52%.
- For Net Profit, as of Jun 2025, the value is 3.97 Cr.. The value appears strong and on an upward trend. It has increased from -2.14 Cr. (Mar 2025) to 3.97 Cr., marking an increase of 6.11 Cr..
- For EPS in Rs, as of Jun 2025, the value is 4.23. The value appears strong and on an upward trend. It has increased from -0.66 (Mar 2025) to 4.23, marking an increase of 4.89.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 12:53 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 13.83 | 8.18 | 9.13 | 6.90 | 24.98 | 19.90 | 42.67 | 53.21 | 22.31 | 11.43 | 17.72 | 8.24 | 5.21 |
| Expenses | 1.60 | 1.56 | 1.61 | 1.30 | 15.13 | 4.84 | 22.57 | 25.81 | 17.71 | 2.38 | 7.21 | 3.53 | 3.18 |
| Operating Profit | 12.23 | 6.62 | 7.52 | 5.60 | 9.85 | 15.06 | 20.10 | 27.40 | 4.60 | 9.05 | 10.51 | 4.71 | 2.03 |
| OPM % | 88.43% | 80.93% | 82.37% | 81.16% | 39.43% | 75.68% | 47.11% | 51.49% | 20.62% | 79.18% | 59.31% | 57.16% | 38.96% |
| Other Income | 0.13 | 0.09 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.13 | 0.14 | 4.21 |
| Interest | 1.95 | 2.14 | 2.18 | 1.42 | 1.12 | 10.02 | 9.43 | 13.14 | 2.03 | 2.14 | 2.40 | 3.09 | 3.35 |
| Depreciation | 0.10 | 0.10 | 0.12 | 0.15 | 0.15 | 0.16 | 0.19 | 0.15 | 0.23 | 0.18 | 0.16 | 0.17 | 0.17 |
| Profit before tax | 10.31 | 4.47 | 5.23 | 4.03 | 8.58 | 4.88 | 10.48 | 14.11 | 2.34 | 6.81 | 8.08 | 1.59 | 2.72 |
| Tax % | 25.51% | 20.36% | 17.59% | 22.58% | 11.19% | 5.53% | 16.79% | 4.39% | 23.50% | 29.81% | 27.23% | 67.92% | |
| Net Profit | 7.68 | 3.56 | 4.31 | 3.12 | 7.63 | 4.61 | 8.71 | 13.50 | 1.78 | 4.77 | 5.87 | 0.52 | 3.86 |
| EPS in Rs | 11.02 | 5.11 | 6.18 | 4.48 | 10.95 | 6.61 | 12.49 | 19.37 | 2.77 | 6.99 | 8.45 | 1.94 | 5.23 |
| Dividend Payout % | 9.08% | 19.58% | 16.17% | 22.34% | 10.96% | 18.14% | 9.60% | 6.20% | 43.34% | 17.17% | 14.20% | 61.96% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -53.65% | 21.07% | -27.61% | 144.55% | -39.58% | 88.94% | 54.99% | -86.81% | 167.98% | 23.06% | -91.14% |
| Change in YoY Net Profit Growth (%) | 0.00% | 74.71% | -48.68% | 172.16% | -184.13% | 128.52% | -33.94% | -141.81% | 254.79% | -144.92% | -114.20% |
Mukesh Babu Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -28% |
| 3 Years: | -28% |
| TTM: | -70% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -9% |
| 5 Years: | -31% |
| 3 Years: | -11% |
| TTM: | -42% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 1% |
| 3 Years: | 13% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 3% |
| 3 Years: | 2% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:50 pm
Balance Sheet
Last Updated: October 10, 2025, 4:20 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 | 6.97 |
| Reserves | 44.31 | 46.63 | 49.33 | 52.31 | 59.13 | 203.57 | 108.91 | 166.59 | 198.55 | 196.79 | 277.45 | 308.94 |
| Borrowings | 22.20 | 20.56 | 19.99 | 11.98 | 10.18 | 37.47 | 95.67 | 28.27 | 21.79 | 26.05 | 29.51 | 40.23 |
| Other Liabilities | 30.97 | 28.11 | 30.35 | 31.94 | 28.33 | 55.90 | 29.49 | 53.10 | 55.78 | 55.40 | 78.56 | 85.63 |
| Total Liabilities | 104.45 | 102.27 | 106.64 | 103.20 | 104.61 | 303.91 | 241.04 | 254.93 | 283.09 | 285.21 | 392.49 | 441.77 |
| Fixed Assets | 2.25 | 2.27 | 2.43 | 2.56 | 2.64 | 2.50 | 2.27 | 2.48 | 2.25 | 2.07 | 2.03 | 2.07 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 36.12 | 36.12 | 36.17 | 35.73 | 35.96 | 80.63 | 44.88 | 53.57 | 72.96 | 80.77 | 111.35 | 143.77 |
| Other Assets | 66.08 | 63.88 | 68.04 | 64.91 | 66.01 | 220.78 | 193.89 | 198.88 | 207.88 | 202.37 | 279.11 | 295.93 |
| Total Assets | 104.45 | 102.27 | 106.64 | 103.20 | 104.61 | 303.91 | 241.04 | 254.93 | 283.09 | 285.21 | 392.49 | 441.77 |
Below is a detailed analysis of the balance sheet data for Mukesh Babu Financial Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 6.97 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 6.97 Cr..
- For Reserves, as of Mar 2025, the value is 308.94 Cr.. The value appears strong and on an upward trend. It has increased from 277.45 Cr. (Mar 2024) to 308.94 Cr., marking an increase of 31.49 Cr..
- For Borrowings, as of Mar 2025, the value is 40.23 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 29.51 Cr. (Mar 2024) to 40.23 Cr., marking an increase of 10.72 Cr..
- For Other Liabilities, as of Mar 2025, the value is 85.63 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 78.56 Cr. (Mar 2024) to 85.63 Cr., marking an increase of 7.07 Cr..
- For Total Liabilities, as of Mar 2025, the value is 441.77 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 392.49 Cr. (Mar 2024) to 441.77 Cr., marking an increase of 49.28 Cr..
- For Fixed Assets, as of Mar 2025, the value is 2.07 Cr.. The value appears strong and on an upward trend. It has increased from 2.03 Cr. (Mar 2024) to 2.07 Cr., marking an increase of 0.04 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 143.77 Cr.. The value appears strong and on an upward trend. It has increased from 111.35 Cr. (Mar 2024) to 143.77 Cr., marking an increase of 32.42 Cr..
- For Other Assets, as of Mar 2025, the value is 295.93 Cr.. The value appears strong and on an upward trend. It has increased from 279.11 Cr. (Mar 2024) to 295.93 Cr., marking an increase of 16.82 Cr..
- For Total Assets, as of Mar 2025, the value is 441.77 Cr.. The value appears strong and on an upward trend. It has increased from 392.49 Cr. (Mar 2024) to 441.77 Cr., marking an increase of 49.28 Cr..
Notably, the Reserves (308.94 Cr.) exceed the Borrowings (40.23 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -9.97 | -13.94 | -12.47 | -6.38 | -0.33 | -22.41 | -75.57 | -0.87 | -17.19 | -17.00 | -19.00 | -35.52 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 27.45 | 37.48 | 35.18 | 44.96 | 13.30 | 65.30 | 11.63 | 5.01 | 11.78 | 22.99 | 14.83 | 31.89 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 27.45 | 37.48 | 35.18 | 44.96 | 13.30 | 65.30 | 11.63 | 5.01 | 11.78 | 22.99 | 14.83 | 31.89 |
| Working Capital Days | 116.65 | 265.94 | 368.20 | 711.49 | 305.53 | 3,004.56 | 571.58 | 860.74 | 2,702.90 | 5,178.66 | 4,604.73 | 10,308.59 |
| ROCE % | 15.52% | 7.92% | 8.68% | 6.46% | 11.48% | 8.61% | 8.22% | 12.24% | 1.88% | 3.63% | 3.62% | 1.33% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.73 | 8.43 | 6.84 | 2.55 | 19.37 |
| Diluted EPS (Rs.) | 0.73 | 8.43 | 6.84 | 2.55 | 19.37 |
| Cash EPS (Rs.) | 0.97 | 8.66 | 7.11 | 2.89 | 19.59 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 453.40 | 434.05 | 318.32 | 320.99 | 275.34 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 453.40 | 434.05 | 318.32 | 320.99 | 275.34 |
| Revenue From Operations / Share (Rs.) | 10.29 | 24.10 | 14.95 | 30.62 | 54.80 |
| PBDIT / Share (Rs.) | 6.96 | 15.27 | 13.10 | 6.59 | 39.32 |
| PBIT / Share (Rs.) | 6.72 | 15.04 | 12.84 | 6.26 | 39.11 |
| PBT / Share (Rs.) | 2.29 | 11.60 | 9.77 | 3.35 | 20.26 |
| Net Profit / Share (Rs.) | 0.73 | 8.43 | 6.84 | 2.55 | 19.38 |
| NP After MI And SOA / Share (Rs.) | 1.93 | 8.46 | 6.99 | 2.55 | 19.38 |
| PBDIT Margin (%) | 67.65 | 63.36 | 87.59 | 21.53 | 71.76 |
| PBIT Margin (%) | 65.27 | 62.42 | 85.84 | 20.44 | 71.38 |
| PBT Margin (%) | 22.23 | 48.13 | 65.30 | 10.94 | 36.97 |
| Net Profit Margin (%) | 7.13 | 34.98 | 45.76 | 8.33 | 35.36 |
| NP After MI And SOA Margin (%) | 18.75 | 35.09 | 46.75 | 8.33 | 35.36 |
| Return on Networth / Equity (%) | 0.42 | 2.07 | 2.39 | 0.86 | 7.78 |
| Return on Capital Employeed (%) | 1.18 | 2.92 | 3.47 | 1.67 | 12.31 |
| Return On Assets (%) | 0.30 | 1.50 | 1.70 | 0.62 | 5.29 |
| Total Debt / Equity (X) | 0.12 | 0.10 | 0.12 | 0.10 | 0.16 |
| Asset Turnover Ratio (%) | 0.01 | 0.04 | 0.04 | 0.08 | 0.17 |
| Current Ratio (X) | 8.88 | 11.25 | 9.57 | 11.14 | 7.34 |
| Quick Ratio (X) | 4.49 | 5.18 | 4.59 | 5.09 | 3.99 |
| Inventory Turnover Ratio (X) | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 62.18 | 14.19 | 17.17 | 47.01 | 6.19 |
| Dividend Payout Ratio (CP) (%) | 55.18 | 13.82 | 16.55 | 41.56 | 6.12 |
| Earning Retention Ratio (%) | 37.82 | 85.81 | 82.83 | 52.99 | 93.81 |
| Cash Earning Retention Ratio (%) | 44.82 | 86.18 | 83.45 | 58.44 | 93.88 |
| Interest Coverage Ratio (X) | 1.57 | 4.43 | 4.26 | 2.27 | 2.09 |
| Interest Coverage Ratio (Post Tax) (X) | 1.17 | 3.45 | 3.23 | 1.88 | 2.03 |
| Enterprise Value (Cr.) | 145.35 | 124.65 | 90.93 | 102.45 | 130.63 |
| EV / Net Operating Revenue (X) | 20.27 | 7.42 | 8.73 | 4.80 | 3.42 |
| EV / EBITDA (X) | 29.96 | 11.72 | 9.96 | 22.30 | 4.77 |
| MarketCap / Net Operating Revenue (X) | 13.58 | 5.18 | 5.48 | 3.37 | 2.74 |
| Retention Ratios (%) | 37.81 | 85.80 | 82.82 | 52.98 | 93.80 |
| Price / BV (X) | 0.30 | 0.30 | 0.28 | 0.35 | 0.60 |
| Price / Net Operating Revenue (X) | 13.58 | 5.18 | 5.48 | 3.37 | 2.74 |
| EarningsYield | 0.01 | 0.06 | 0.08 | 0.02 | 0.12 |
After reviewing the key financial ratios for Mukesh Babu Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 5. It has decreased from 8.43 (Mar 24) to 0.73, marking a decrease of 7.70.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 5. It has decreased from 8.43 (Mar 24) to 0.73, marking a decrease of 7.70.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.97. This value is below the healthy minimum of 3. It has decreased from 8.66 (Mar 24) to 0.97, marking a decrease of 7.69.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 453.40. It has increased from 434.05 (Mar 24) to 453.40, marking an increase of 19.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 453.40. It has increased from 434.05 (Mar 24) to 453.40, marking an increase of 19.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 10.29. It has decreased from 24.10 (Mar 24) to 10.29, marking a decrease of 13.81.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 6.96. This value is within the healthy range. It has decreased from 15.27 (Mar 24) to 6.96, marking a decrease of 8.31.
- For PBIT / Share (Rs.), as of Mar 25, the value is 6.72. This value is within the healthy range. It has decreased from 15.04 (Mar 24) to 6.72, marking a decrease of 8.32.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.29. This value is within the healthy range. It has decreased from 11.60 (Mar 24) to 2.29, marking a decrease of 9.31.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 2. It has decreased from 8.43 (Mar 24) to 0.73, marking a decrease of 7.70.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 1.93. This value is below the healthy minimum of 2. It has decreased from 8.46 (Mar 24) to 1.93, marking a decrease of 6.53.
- For PBDIT Margin (%), as of Mar 25, the value is 67.65. This value is within the healthy range. It has increased from 63.36 (Mar 24) to 67.65, marking an increase of 4.29.
- For PBIT Margin (%), as of Mar 25, the value is 65.27. This value exceeds the healthy maximum of 20. It has increased from 62.42 (Mar 24) to 65.27, marking an increase of 2.85.
- For PBT Margin (%), as of Mar 25, the value is 22.23. This value is within the healthy range. It has decreased from 48.13 (Mar 24) to 22.23, marking a decrease of 25.90.
- For Net Profit Margin (%), as of Mar 25, the value is 7.13. This value is within the healthy range. It has decreased from 34.98 (Mar 24) to 7.13, marking a decrease of 27.85.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 18.75. This value is within the healthy range. It has decreased from 35.09 (Mar 24) to 18.75, marking a decrease of 16.34.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.42. This value is below the healthy minimum of 15. It has decreased from 2.07 (Mar 24) to 0.42, marking a decrease of 1.65.
- For Return on Capital Employeed (%), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 10. It has decreased from 2.92 (Mar 24) to 1.18, marking a decrease of 1.74.
- For Return On Assets (%), as of Mar 25, the value is 0.30. This value is below the healthy minimum of 5. It has decreased from 1.50 (Mar 24) to 0.30, marking a decrease of 1.20.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.12. This value is within the healthy range. It has increased from 0.10 (Mar 24) to 0.12, marking an increase of 0.02.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.04 (Mar 24) to 0.01, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 8.88. This value exceeds the healthy maximum of 3. It has decreased from 11.25 (Mar 24) to 8.88, marking a decrease of 2.37.
- For Quick Ratio (X), as of Mar 25, the value is 4.49. This value exceeds the healthy maximum of 2. It has decreased from 5.18 (Mar 24) to 4.49, marking a decrease of 0.69.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 0.03, marking an increase of 0.03.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 62.18. This value exceeds the healthy maximum of 50. It has increased from 14.19 (Mar 24) to 62.18, marking an increase of 47.99.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 55.18. This value exceeds the healthy maximum of 50. It has increased from 13.82 (Mar 24) to 55.18, marking an increase of 41.36.
- For Earning Retention Ratio (%), as of Mar 25, the value is 37.82. This value is below the healthy minimum of 40. It has decreased from 85.81 (Mar 24) to 37.82, marking a decrease of 47.99.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 44.82. This value is within the healthy range. It has decreased from 86.18 (Mar 24) to 44.82, marking a decrease of 41.36.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.57. This value is below the healthy minimum of 3. It has decreased from 4.43 (Mar 24) to 1.57, marking a decrease of 2.86.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.17. This value is below the healthy minimum of 3. It has decreased from 3.45 (Mar 24) to 1.17, marking a decrease of 2.28.
- For Enterprise Value (Cr.), as of Mar 25, the value is 145.35. It has increased from 124.65 (Mar 24) to 145.35, marking an increase of 20.70.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 20.27. This value exceeds the healthy maximum of 3. It has increased from 7.42 (Mar 24) to 20.27, marking an increase of 12.85.
- For EV / EBITDA (X), as of Mar 25, the value is 29.96. This value exceeds the healthy maximum of 15. It has increased from 11.72 (Mar 24) to 29.96, marking an increase of 18.24.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 13.58. This value exceeds the healthy maximum of 3. It has increased from 5.18 (Mar 24) to 13.58, marking an increase of 8.40.
- For Retention Ratios (%), as of Mar 25, the value is 37.81. This value is within the healthy range. It has decreased from 85.80 (Mar 24) to 37.81, marking a decrease of 47.99.
- For Price / BV (X), as of Mar 25, the value is 0.30. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.30.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 13.58. This value exceeds the healthy maximum of 3. It has increased from 5.18 (Mar 24) to 13.58, marking an increase of 8.40.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Mukesh Babu Financial Services Ltd:
- Net Profit Margin: 7.13%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.18% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.42% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.17
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 4.49
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 53.8 (Industry average Stock P/E: 98.88)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.12
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.13%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 111, Maker Chambers III, 223, Nariman Point, Mumbai Maharashtra 400021 | secretarial@mukeshbabu.com http://www.mbfsl.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mukesh Babu | Chairman & Managing Director |
| Mrs. Meena Babu | Non Executive Director |
| Mr. Subhash Dave | Independent Director |
| Mr. Mayank Soti | Independent Director |
| Mr. Bhavesh Doshi | Independent Director |
| Mr. Chetan M Tamboli | Independent Director |
FAQ
What is the intrinsic value of Mukesh Babu Financial Services Ltd?
Mukesh Babu Financial Services Ltd's intrinsic value (as of 13 November 2025) is 88.63 which is 24.89% lower the current market price of 118.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 82.2 Cr. market cap, FY2025-2026 high/low of 164/112, reserves of ₹308.94 Cr, and liabilities of 441.77 Cr.
What is the Market Cap of Mukesh Babu Financial Services Ltd?
The Market Cap of Mukesh Babu Financial Services Ltd is 82.2 Cr..
What is the current Stock Price of Mukesh Babu Financial Services Ltd as on 13 November 2025?
The current stock price of Mukesh Babu Financial Services Ltd as on 13 November 2025 is 118.
What is the High / Low of Mukesh Babu Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Mukesh Babu Financial Services Ltd stocks is 164/112.
What is the Stock P/E of Mukesh Babu Financial Services Ltd?
The Stock P/E of Mukesh Babu Financial Services Ltd is 53.8.
What is the Book Value of Mukesh Babu Financial Services Ltd?
The Book Value of Mukesh Babu Financial Services Ltd is 453.
What is the Dividend Yield of Mukesh Babu Financial Services Ltd?
The Dividend Yield of Mukesh Babu Financial Services Ltd is 1.02 %.
What is the ROCE of Mukesh Babu Financial Services Ltd?
The ROCE of Mukesh Babu Financial Services Ltd is 1.33 %.
What is the ROE of Mukesh Babu Financial Services Ltd?
The ROE of Mukesh Babu Financial Services Ltd is 0.45 %.
What is the Face Value of Mukesh Babu Financial Services Ltd?
The Face Value of Mukesh Babu Financial Services Ltd is 10.0.