EFC (I) Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: August 1, 2025, 3:35 pm

Market Cap	3,346 Cr.
Current Price	336
High / Low	374/171
Stock P/E	25.4
Book Value	54.5
Dividend Yield	0.00 %
ROCE	21.4 %
ROE	23.3 %
Face Value	2.00
PEG Ratio	0.05

Quick Insight

EFC (I) Ltd, operating in the realty sector, currently trades at ₹346, reflecting a market capitalization of ₹3,448 crore. With a P/E ratio of 26.1, the company is valued above the industry average, indicating optimistic growth expectations. Its impressive ROE of 23.3% and ROCE of 21.4% suggest effective management and efficient capital use. The OPM of 52% highlights strong operational profitability. However, the substantial debt level, with borrowings at ₹878 crore against reserves of ₹523 crore, raises concerns about financial leverage. Given these metrics, investors should weigh the company's robust profitability against its debt levels, making EFC (I) Ltd a potentially high-reward but higher-risk investment.

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for EFC (I) Ltd

Competitors of EFC (I) Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Hampton Sky Realty Ltd	614 Cr.	22.4	35.8/20.5	111	5.32	0.00 %	6.09 %	3.86 %	1.00
Grovy India Ltd	56.0 Cr.	42.0	98.2/37.4	31.3	15.3	0.06 %	7.60 %	9.12 %	10.0
Gothi Plascon (India) Ltd	47.3 Cr.	46.4	53.6/32.2	31.1	11.0	4.31 %	18.1 %	14.3 %	10.0
Generic Engineering Construction & Projects Ltd	262 Cr.	45.4	54.6/22.0	21.6	49.9	0.00 %	9.36 %	4.43 %	5.00
Garnet Construction Ltd	48.4 Cr.	34.8	57.2/21.6	6.53	74.0	0.00 %	9.98 %	7.47 %	10.0
Industry Average	18,882.80 Cr	448.57		76.70	142.74	0.54%	12.12%	10.41%	6.13

All Competitor Stocks of EFC (I) Ltd

Quarterly Result

Metric	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	0	0	15	26	60	56	98	172	93	102	166	177	211
Expenses	0	0	12	21	25	27	58	111	41	56	87	85	102
Operating Profit	-0	0	3	5	35	29	40	61	52	46	79	93	109
OPM %		88%	21%	20%	58%	52%	41%	35%	56%	45%	48%	52%	52%
Other Income	0	0	0	-2	0	1	1	2	6	3	5	4	5
Interest	0	0	1	0	6	10	7	11	7	5	7	18	15
Depreciation	0	0	0	0	16	17	20	20	19	23	21	26	30
Profit before tax	-0	0	2	3	14	3	15	31	32	21	56	52	71
Tax %	0%	26%	34%	34%	32%	-7%	24%	33%	13%	26%	34%	23%	32%
Net Profit	-0	0	1	2	9	3	11	21	28	16	37	40	48
EPS in Rs	-0.03	0.37	0.19	0.32	1.29	0.67	1.04	2.01	2.81	1.52	2.90	3.81	3.09

Last Updated: May 31, 2025, 6:11 am

Below is a detailed analysis of the quarterly data for EFC (I) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Sales, as of Mar 2025, the value is 211.00 Cr.. The value appears strong and on an upward trend. It has increased from 177.00 Cr. (Dec 2024) to 211.00 Cr., marking an increase of 34.00 Cr..
For Expenses, as of Mar 2025, the value is 102.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 85.00 Cr. (Dec 2024) to 102.00 Cr., marking an increase of 17.00 Cr..
For Operating Profit, as of Mar 2025, the value is 109.00 Cr.. The value appears strong and on an upward trend. It has increased from 93.00 Cr. (Dec 2024) to 109.00 Cr., marking an increase of 16.00 Cr..
For OPM %, as of Mar 2025, the value is 52.00%. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 52.00%.
For Other Income, as of Mar 2025, the value is 5.00 Cr.. The value appears strong and on an upward trend. It has increased from 4.00 Cr. (Dec 2024) to 5.00 Cr., marking an increase of 1.00 Cr..
For Interest, as of Mar 2025, the value is 15.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18.00 Cr. (Dec 2024) to 15.00 Cr., marking a decrease of 3.00 Cr..
For Depreciation, as of Mar 2025, the value is 30.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 26.00 Cr. (Dec 2024) to 30.00 Cr., marking an increase of 4.00 Cr..
For Profit before tax, as of Mar 2025, the value is 71.00 Cr.. The value appears strong and on an upward trend. It has increased from 52.00 Cr. (Dec 2024) to 71.00 Cr., marking an increase of 19.00 Cr..
For Tax %, as of Mar 2025, the value is 32.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Dec 2024) to 32.00%, marking an increase of 9.00%.
For Net Profit, as of Mar 2025, the value is 48.00 Cr.. The value appears strong and on an upward trend. It has increased from 40.00 Cr. (Dec 2024) to 48.00 Cr., marking an increase of 8.00 Cr..
For EPS in Rs, as of Mar 2025, the value is 3.09. The value appears to be declining and may need further review. It has decreased from 3.81 (Dec 2024) to 3.09, marking a decrease of 0.72.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 1:39 pm

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	0	103	410	657
Expenses	0	48	237	329
Operating Profit	-0	55	173	328
OPM %		54%	42%	50%
Other Income	0	1	18	18
Interest	0	15	35	46
Depreciation	0	34	76	100
Profit before tax	0	7	81	200
Tax %	50%	46%	22%	30%
Net Profit	0	4	63	141
EPS in Rs	0.01	0.63	5.82	11.33
Dividend Payout %	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2023-2024	2024-2025
YoY Net Profit Growth (%)	1475.00%	123.81%
Change in YoY Net Profit Growth (%)	0.00%	-1351.19%

EFC (I) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 2 years from 2023-2024 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	66%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	2143%
TTM:	95%

Stock Price CAGR
10 Years:	50%
5 Years:	123%
3 Years:	183%
1 Year:	25%

Return on Equity
10 Years:	%
5 Years:	%
3 Years:	23%
Last Year:	23%

Last Updated: Unknown

Balance Sheet

Last Updated: July 25, 2025, 1:23 pm

Month	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	0.70	7	10	20
Reserves	1	66	417	523
Borrowings	0	324	406	878
Other Liabilities	0	80	123	278
Total Liabilities	2	476	956	1,699
Fixed Assets	0	341	427	702
CWIP	0	19	28	0
Investments	0	0	0	5
Other Assets	2	116	500	992
Total Assets	2	476	956	1,699

Below is a detailed analysis of the balance sheet data for EFC (I) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 20.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Mar 2024) to 20.00 Cr., marking an increase of 10.00 Cr..
For Reserves, as of Mar 2025, the value is 523.00 Cr.. The value appears strong and on an upward trend. It has increased from 417.00 Cr. (Mar 2024) to 523.00 Cr., marking an increase of 106.00 Cr..
For Borrowings, as of Mar 2025, the value is 878.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 406.00 Cr. (Mar 2024) to 878.00 Cr., marking an increase of 472.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 278.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 123.00 Cr. (Mar 2024) to 278.00 Cr., marking an increase of 155.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 1,699.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 956.00 Cr. (Mar 2024) to 1,699.00 Cr., marking an increase of 743.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 702.00 Cr.. The value appears strong and on an upward trend. It has increased from 427.00 Cr. (Mar 2024) to 702.00 Cr., marking an increase of 275.00 Cr..
For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 28.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 28.00 Cr..
For Investments, as of Mar 2025, the value is 5.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2024) to 5.00 Cr., marking an increase of 5.00 Cr..
For Other Assets, as of Mar 2025, the value is 992.00 Cr.. The value appears strong and on an upward trend. It has increased from 500.00 Cr. (Mar 2024) to 992.00 Cr., marking an increase of 492.00 Cr..
For Total Assets, as of Mar 2025, the value is 1,699.00 Cr.. The value appears strong and on an upward trend. It has increased from 956.00 Cr. (Mar 2024) to 1,699.00 Cr., marking an increase of 743.00 Cr..

However, the Borrowings (878.00 Cr.) are higher than the Reserves (523.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Month		Mar 2022	Mar 2023
Cash from Operating Activity +	-0	-51	29	134
Cash from Investing Activity +	1	-35	-110	-105
Cash from Financing Activity +	0	89	263	-24
Net Cash Flow	1	2	182	4

Free Cash Flow

Month	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	0.00	-269.00	-233.00	-550.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2023	Mar 2024
Debtor Days	52	106
Inventory Days		105
Days Payable		198
Cash Conversion Cycle	52	13
Working Capital Days	148	172
ROCE %	11%	19%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Feb 2025
Promoters	76.79%	75.95%	66.14%	67.03%	65.36%	56.81%	56.81%	45.58%	45.58%	45.58%	45.58%	45.51%
FIIs	0.00%	0.00%	2.64%	4.81%	4.57%	6.51%	6.72%	6.47%	5.45%	5.36%	4.59%	4.08%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.61%	1.78%	2.03%	3.72%	4.03%
Public	23.21%	24.05%	31.23%	28.17%	30.05%	36.67%	36.47%	46.35%	47.20%	47.05%	46.11%	46.37%
No. of Shareholders	521	517	543	694	786	1,538	2,551	3,889	4,961	9,638	15,968	18,587

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22
FaceValue	2.00	2.00	10.00	10.00
Basic EPS (Rs.)	14.14	14.06	9.20	0.18
Diluted EPS (Rs.)	14.14	14.06	8.34	0.18
Cash EPS (Rs.)	24.15	27.91	56.19	0.18
Book Value[Excl.RevalReserv]/Share (Rs.)	54.54	86.65	109.54	23.55
Book Value[Incl.RevalReserv]/Share (Rs.)	54.54	86.65	109.54	23.55
Revenue From Operations / Share (Rs.)	65.97	82.43	151.19	0.00
PBDIT / Share (Rs.)	34.67	38.56	82.41	0.27
PBIT / Share (Rs.)	24.66	23.36	31.87	0.27
PBT / Share (Rs.)	20.07	16.27	10.53	0.27
Net Profit / Share (Rs.)	14.14	12.72	5.66	0.18
NP After MI And SOA / Share (Rs.)	11.33	12.72	5.66	0.18
PBDIT Margin (%)	52.56	46.77	54.50	0.00
PBIT Margin (%)	37.38	28.34	21.08	0.00
PBT Margin (%)	30.42	19.73	6.96	0.00
Net Profit Margin (%)	21.43	15.42	3.74	0.00
NP After MI And SOA Margin (%)	17.17	15.42	3.74	0.00
Return on Networth / Equity (%)	20.77	14.83	5.32	0.76
Return on Capital Employeed (%)	17.88	14.14	5.83	1.16
Return On Assets (%)	6.63	6.61	0.81	0.76
Long Term Debt / Equity (X)	0.38	0.26	0.74	0.00
Total Debt / Equity (X)	0.42	0.26	0.80	0.00
Asset Turnover Ratio (%)	0.49	0.57	0.16	0.00
Current Ratio (X)	1.46	3.35	0.89	295.65
Quick Ratio (X)	1.45	3.16	0.89	295.65
Interest Coverage Ratio (X)	7.56	5.43	3.86	192.00
Interest Coverage Ratio (Post Tax) (X)	4.08	2.79	1.26	127.00
Enterprise Value (Cr.)	2593.09	1578.58	702.89	8.27
EV / Net Operating Revenue (X)	3.95	3.85	6.81	0.00
EV / EBITDA (X)	7.51	8.23	12.49	430.83
MarketCap / Net Operating Revenue (X)	3.75	4.01	6.25	0.00
Price / BV (X)	4.54	3.85	8.89	5.42
Price / Net Operating Revenue (X)	3.75	4.01	6.25	0.00
EarningsYield	0.04	0.03	0.01	0.00

After reviewing the key financial ratios for EFC (I) Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 2.00.
For Basic EPS (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 14.06 (Mar 24) to 14.14, marking an increase of 0.08.
For Diluted EPS (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 14.06 (Mar 24) to 14.14, marking an increase of 0.08.
For Cash EPS (Rs.), as of Mar 25, the value is 24.15. This value is within the healthy range. It has decreased from 27.91 (Mar 24) to 24.15, marking a decrease of 3.76.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 54.54. It has decreased from 86.65 (Mar 24) to 54.54, marking a decrease of 32.11.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 54.54. It has decreased from 86.65 (Mar 24) to 54.54, marking a decrease of 32.11.
For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 65.97. It has decreased from 82.43 (Mar 24) to 65.97, marking a decrease of 16.46.
For PBDIT / Share (Rs.), as of Mar 25, the value is 34.67. This value is within the healthy range. It has decreased from 38.56 (Mar 24) to 34.67, marking a decrease of 3.89.
For PBIT / Share (Rs.), as of Mar 25, the value is 24.66. This value is within the healthy range. It has increased from 23.36 (Mar 24) to 24.66, marking an increase of 1.30.
For PBT / Share (Rs.), as of Mar 25, the value is 20.07. This value is within the healthy range. It has increased from 16.27 (Mar 24) to 20.07, marking an increase of 3.80.
For Net Profit / Share (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 12.72 (Mar 24) to 14.14, marking an increase of 1.42.
For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 11.33. This value is within the healthy range. It has decreased from 12.72 (Mar 24) to 11.33, marking a decrease of 1.39.
For PBDIT Margin (%), as of Mar 25, the value is 52.56. This value is within the healthy range. It has increased from 46.77 (Mar 24) to 52.56, marking an increase of 5.79.
For PBIT Margin (%), as of Mar 25, the value is 37.38. This value exceeds the healthy maximum of 20. It has increased from 28.34 (Mar 24) to 37.38, marking an increase of 9.04.
For PBT Margin (%), as of Mar 25, the value is 30.42. This value is within the healthy range. It has increased from 19.73 (Mar 24) to 30.42, marking an increase of 10.69.
For Net Profit Margin (%), as of Mar 25, the value is 21.43. This value exceeds the healthy maximum of 10. It has increased from 15.42 (Mar 24) to 21.43, marking an increase of 6.01.
For NP After MI And SOA Margin (%), as of Mar 25, the value is 17.17. This value is within the healthy range. It has increased from 15.42 (Mar 24) to 17.17, marking an increase of 1.75.
For Return on Networth / Equity (%), as of Mar 25, the value is 20.77. This value is within the healthy range. It has increased from 14.83 (Mar 24) to 20.77, marking an increase of 5.94.
For Return on Capital Employeed (%), as of Mar 25, the value is 17.88. This value is within the healthy range. It has increased from 14.14 (Mar 24) to 17.88, marking an increase of 3.74.
For Return On Assets (%), as of Mar 25, the value is 6.63. This value is within the healthy range. It has increased from 6.61 (Mar 24) to 6.63, marking an increase of 0.02.
For Long Term Debt / Equity (X), as of Mar 25, the value is 0.38. This value is within the healthy range. It has increased from 0.26 (Mar 24) to 0.38, marking an increase of 0.12.
For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has increased from 0.26 (Mar 24) to 0.42, marking an increase of 0.16.
For Asset Turnover Ratio (%), as of Mar 25, the value is 0.49. It has decreased from 0.57 (Mar 24) to 0.49, marking a decrease of 0.08.
For Current Ratio (X), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 1.5. It has decreased from 3.35 (Mar 24) to 1.46, marking a decrease of 1.89.
For Quick Ratio (X), as of Mar 25, the value is 1.45. This value is within the healthy range. It has decreased from 3.16 (Mar 24) to 1.45, marking a decrease of 1.71.
For Interest Coverage Ratio (X), as of Mar 25, the value is 7.56. This value is within the healthy range. It has increased from 5.43 (Mar 24) to 7.56, marking an increase of 2.13.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.08. This value is within the healthy range. It has increased from 2.79 (Mar 24) to 4.08, marking an increase of 1.29.
For Enterprise Value (Cr.), as of Mar 25, the value is 2,593.09. It has increased from 1,578.58 (Mar 24) to 2,593.09, marking an increase of 1,014.51.
For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.95. This value exceeds the healthy maximum of 3. It has increased from 3.85 (Mar 24) to 3.95, marking an increase of 0.10.
For EV / EBITDA (X), as of Mar 25, the value is 7.51. This value is within the healthy range. It has decreased from 8.23 (Mar 24) to 7.51, marking a decrease of 0.72.
For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.75. This value exceeds the healthy maximum of 3. It has decreased from 4.01 (Mar 24) to 3.75, marking a decrease of 0.26.
For Price / BV (X), as of Mar 25, the value is 4.54. This value exceeds the healthy maximum of 3. It has increased from 3.85 (Mar 24) to 4.54, marking an increase of 0.69.
For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.75. This value exceeds the healthy maximum of 3. It has decreased from 4.01 (Mar 24) to 3.75, marking a decrease of 0.26.
For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of EFC (I) Ltd as of August 1, 2025 is: 263.19

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of August 1, 2025, EFC (I) Ltd is Overvalued by 21.67% compared to the current share price 336.00

Intrinsic Value of EFC (I) Ltd as of August 1, 2025 is: 1,526.96

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of August 1, 2025, EFC (I) Ltd is Undervalued by 354.45% compared to the current share price 336.00

Last 5 Year EPS CAGR: 480.17%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has shown consistent growth in sales (292.50 cr) and profit (72.00 cr) over the years.	The stock has a low average ROCE of 10.00%, which may not be favorable. The stock has a high average Working Capital Days of 106.67, which may not be favorable. The stock has a high average Cash Conversion Cycle of 21.67, which may not be favorable. The company has higher borrowings (402.00) compared to reserves (251.75), which may suggest financial risk.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in EFC (I) Ltd:
1. Net Profit Margin: 21.43%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 17.88% (Industry Average ROCE: 12.12%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 20.77% (Industry Average ROE: 10.41%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 4.08
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 1.45
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 25.4 (Industry average Stock P/E: 76.7)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.42
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

EFC (I) Ltd. is a Public Limited Listed company incorporated on 07/02/1984 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L74110PN1984PLC216407 and registration number is 020026. Currently Company is involved in the business activities of Wholesale of textiles, fabrics, yarn, household linen, articles of clothing, floor coverings and tapestry, sports clothes. Company's Total Operating Revenue is Rs. 20.04 Cr. and Equity Capital is Rs. 19.91 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Realty	6th Floor, VB Capitol Building, Range Hill Road, Opp. Hotel Symphony, Pune Maharashtra 411007	compliance@efclimited.in http://www.efclimited.in

Management
Name	Position Held
Mr. Umesh Kumar Sahay	Chairman & Managing Director
Mr. Abhishek Narbaria	Whole Time Director
Mr. Rajesh Chandrakant Vaishnav	Independent Director
Mr. Nikhil Dilipbhai Bhuta	Whole Time Director
Ms. Gayathri Srinivasan Iyer	Independent Director
Mr. Mangina Srinivas Rao	Independent Director

FAQ

What is the intrinsic value of EFC (I) Ltd?

EFC (I) Ltd's intrinsic value (as of 01 August 2025) is 263.19 21.67% lower the current market price of 336.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 3,346 Cr. market cap, FY2025-2026 high/low of 374/171, reserves of 523 Cr, and liabilities of 1,699 Cr.

What is the Market Cap of EFC (I) Ltd?

The Market Cap of EFC (I) Ltd is 3,346 Cr..

What is the current Stock Price of EFC (I) Ltd as on 01 August 2025?

The current stock price of EFC (I) Ltd as on 01 August 2025 is 336.

What is the High / Low of EFC (I) Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of EFC (I) Ltd stocks is ₹374/171.

What is the Stock P/E of EFC (I) Ltd?

The Stock P/E of EFC (I) Ltd is 25.4.

What is the Book Value of EFC (I) Ltd?

The Book Value of EFC (I) Ltd is 54.5.

What is the Dividend Yield of EFC (I) Ltd?

The Dividend Yield of EFC (I) Ltd is 0.00 %.

What is the ROCE of EFC (I) Ltd?

The ROCE of EFC (I) Ltd is 21.4 %.

What is the ROE of EFC (I) Ltd?

The ROE of EFC (I) Ltd is 23.3 %.

What is the Face Value of EFC (I) Ltd?

The Face Value of EFC (I) Ltd is 2.00.