Share Price and Basic Stock Data
Last Updated: December 13, 2025, 3:17 am
| PEG Ratio | 0.06 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
EFC (I) Ltd operates within the realty sector, which has seen a dynamic shift in demand patterns. The company’s recent performance illustrates a significant upward trajectory in sales, with reported figures moving from ₹0 in June 2022 to ₹774 Cr in the trailing twelve months ending March 2025. Notably, the revenue for the fiscal year ending March 2025 stood at ₹657 Cr, marking a robust growth phase. The quarterly breakdown reveals a promising trend, particularly in the last few quarters, where sales surged from ₹60 Cr in March 2023 to ₹172 Cr in December 2023, and subsequently to ₹211 Cr in March 2025. This growth reflects EFC’s ability to capitalize on the recovering real estate market, driven by increasing demand for residential and commercial properties. However, the company’s performance during the preceding quarters of June and September 2023, where sales slightly dipped to ₹56 Cr and ₹98 Cr respectively, indicates potential volatility that investors should monitor closely.
Profitability and Efficiency Metrics
Turning to profitability, EFC (I) Ltd has demonstrated commendable operating margins, with an operating profit margin (OPM) of 50% reported for the fiscal year ending March 2025. This is a notable improvement compared to the 54% margin in March 2023 and suggests effective cost management alongside revenue growth. The company’s net profit for the same period reached ₹141 Cr, translating to an impressive net profit margin of 21.43%. The return on equity (ROE) stands at 23.3%, a figure that surpasses many industry peers and highlights efficient use of shareholder funds. However, it’s crucial to note that while the interest coverage ratio (ICR) of 7.56x appears strong, the increase in borrowings—rising from ₹324 Cr in March 2023 to ₹1,102 Cr by September 2025—could pose a future risk if not managed prudently, especially in a rising interest rate environment.
Balance Sheet Strength and Financial Ratios
The balance sheet of EFC (I) Ltd showcases a mixed picture of strength and caution. Total borrowings have escalated significantly, from ₹324 Cr in March 2023 to ₹1,102 Cr in September 2025, which raises the debt-to-equity ratio to 0.42x. While this level remains manageable, it introduces a degree of financial risk, particularly in a sector often susceptible to market fluctuations. The company’s reserves, however, have also grown impressively from ₹66 Cr in March 2023 to ₹602 Cr by September 2025, indicating a solid foundation for future investments. The current ratio of 1.46x suggests that the company is well-positioned to cover its short-term liabilities, which is a positive indicator for liquidity. The price-to-book value (P/BV) ratio of 4.54x, while on the higher side, reflects investor confidence in the company’s growth prospects, albeit at a premium that investors should weigh against potential market corrections.
Shareholding Pattern and Investor Confidence
The shareholding pattern of EFC (I) Ltd reveals a stable yet evolving investor landscape. Promoters hold 45.46% of the company’s shares, a slight decline from previous quarters where they held as much as 67.03% in March 2023. This reduction in promoter stake could indicate a strategic decision to diversify ownership or raise capital, which may appeal to institutional investors. Foreign institutional investors (FIIs) hold a modest 3.84%, while domestic institutional investors (DIIs) have increased their stake to 6.71%, reflecting growing confidence in the company. The public shareholding has also seen a rise, now standing at 43.99%, which suggests increasing interest from retail investors. The total number of shareholders has surged from 694 in March 2023 to 23,727 by September 2025, indicating heightened interest and engagement from the investment community. This diversification of ownership can enhance liquidity, but the declining promoter stake may raise questions about long-term commitment to the company’s strategic direction.
Outlook, Risks, and Final Insight
Looking ahead, EFC (I) Ltd presents a compelling narrative of growth against a backdrop of a recovering real estate sector. However, several risks merit consideration. The rising debt levels and potential fluctuations in interest rates could impact profitability and cash flows, particularly if the company fails to manage its borrowing effectively. Additionally, the cyclical nature of the real estate market introduces inherent risks that could affect sales performance. Volatility in sales, as evidenced by fluctuations in quarterly figures, also poses a concern. On the positive side, the company’s high ROE, strong profit margins, and growing reserves suggest it is well-positioned to navigate these challenges. Investors should weigh these factors carefully, considering both the promising growth trajectory and the associated risks. A balanced approach that accounts for potential market corrections and sectoral shifts will be essential in evaluating EFC (I) Ltd’s long-term investment appeal.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Hampton Sky Realty Ltd | 363 Cr. | 13.2 | 35.8/12.3 | 5.03 | 0.00 % | 6.07 % | 3.84 % | 1.00 | |
| Grovy India Ltd | 62.7 Cr. | 47.0 | 58.8/37.0 | 17.9 | 16.5 | 0.21 % | 7.63 % | 9.12 % | 10.0 |
| Gothi Plascon (India) Ltd | 42.1 Cr. | 41.2 | 53.6/37.8 | 24.2 | 12.1 | 4.85 % | 18.8 % | 14.2 % | 10.0 |
| Generic Engineering Construction & Projects Ltd | 267 Cr. | 46.9 | 55.9/22.0 | 21.9 | 50.6 | 0.00 % | 7.55 % | 2.97 % | 5.00 |
| Garnet Construction Ltd | 95.1 Cr. | 68.4 | 77.8/21.6 | 3.69 | 91.8 | 0.00 % | 9.96 % | 7.47 % | 10.0 |
| Industry Average | 18,332.84 Cr | 447.37 | 71.02 | 149.11 | 0.58% | 12.33% | 12.56% | 6.13 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 15 | 26 | 60 | 56 | 98 | 172 | 93 | 102 | 166 | 177 | 211 | 220 |
| Expenses | 0 | 12 | 21 | 25 | 27 | 58 | 111 | 41 | 56 | 87 | 85 | 102 | 117 |
| Operating Profit | 0 | 3 | 5 | 35 | 29 | 40 | 61 | 52 | 46 | 79 | 93 | 109 | 102 |
| OPM % | 88% | 21% | 20% | 58% | 52% | 41% | 35% | 56% | 45% | 48% | 52% | 52% | 47% |
| Other Income | 0 | 0 | -2 | 0 | 1 | 1 | 2 | 6 | 3 | 5 | 4 | 5 | 4 |
| Interest | 0 | 1 | 0 | 6 | 10 | 7 | 11 | 7 | 5 | 7 | 18 | 15 | 12 |
| Depreciation | 0 | 0 | 0 | 16 | 17 | 20 | 20 | 19 | 23 | 21 | 26 | 30 | 28 |
| Profit before tax | 0 | 2 | 3 | 14 | 3 | 15 | 31 | 32 | 21 | 56 | 52 | 71 | 66 |
| Tax % | 26% | 34% | 34% | 32% | -7% | 24% | 33% | 13% | 26% | 34% | 23% | 32% | 29% |
| Net Profit | 0 | 1 | 2 | 9 | 3 | 11 | 21 | 28 | 16 | 37 | 40 | 48 | 47 |
| EPS in Rs | 0.37 | 0.19 | 0.32 | 1.29 | 0.67 | 1.04 | 2.01 | 2.81 | 1.52 | 2.90 | 3.81 | 3.09 | 3.46 |
Last Updated: August 19, 2025, 7:35 pm
Below is a detailed analysis of the quarterly data for EFC (I) Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 220.00 Cr.. The value appears strong and on an upward trend. It has increased from 211.00 Cr. (Mar 2025) to 220.00 Cr., marking an increase of 9.00 Cr..
- For Expenses, as of Jun 2025, the value is 117.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 102.00 Cr. (Mar 2025) to 117.00 Cr., marking an increase of 15.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 102.00 Cr.. The value appears to be declining and may need further review. It has decreased from 109.00 Cr. (Mar 2025) to 102.00 Cr., marking a decrease of 7.00 Cr..
- For OPM %, as of Jun 2025, the value is 47.00%. The value appears to be declining and may need further review. It has decreased from 52.00% (Mar 2025) to 47.00%, marking a decrease of 5.00%.
- For Other Income, as of Jun 2025, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 5.00 Cr. (Mar 2025) to 4.00 Cr., marking a decrease of 1.00 Cr..
- For Interest, as of Jun 2025, the value is 12.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 15.00 Cr. (Mar 2025) to 12.00 Cr., marking a decrease of 3.00 Cr..
- For Depreciation, as of Jun 2025, the value is 28.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 30.00 Cr. (Mar 2025) to 28.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 66.00 Cr.. The value appears to be declining and may need further review. It has decreased from 71.00 Cr. (Mar 2025) to 66.00 Cr., marking a decrease of 5.00 Cr..
- For Tax %, as of Jun 2025, the value is 29.00%. The value appears to be improving (decreasing) as expected. It has decreased from 32.00% (Mar 2025) to 29.00%, marking a decrease of 3.00%.
- For Net Profit, as of Jun 2025, the value is 47.00 Cr.. The value appears to be declining and may need further review. It has decreased from 48.00 Cr. (Mar 2025) to 47.00 Cr., marking a decrease of 1.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.46. The value appears strong and on an upward trend. It has increased from 3.09 (Mar 2025) to 3.46, marking an increase of 0.37.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:26 am
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|
| Sales | 0 | 103 | 419 | 657 | 774 |
| Expenses | 0 | 48 | 237 | 329 | 391 |
| Operating Profit | -0 | 55 | 183 | 328 | 383 |
| OPM % | 54% | 44% | 50% | 50% | |
| Other Income | 0 | 1 | 9 | 18 | 18 |
| Interest | 0 | 15 | 35 | 46 | 52 |
| Depreciation | 0 | 34 | 76 | 100 | 105 |
| Profit before tax | 0 | 7 | 81 | 200 | 245 |
| Tax % | 50% | 46% | 22% | 30% | |
| Net Profit | 0 | 4 | 63 | 141 | 172 |
| EPS in Rs | 0.01 | 0.63 | 5.82 | 11.33 | 13.26 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2023-2024 | 2024-2025 |
|---|---|---|
| YoY Net Profit Growth (%) | 1475.00% | 123.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1351.19% |
EFC (I) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 2 years from 2023-2024 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 66% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 2143% |
| TTM: | 95% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 50% |
| 5 Years: | 121% |
| 3 Years: | 181% |
| 1 Year: | 33% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 23% |
| Last Year: | 23% |
Last Updated: September 5, 2025, 3:21 pm
Balance Sheet
Last Updated: December 4, 2025, 2:48 am
| Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|
| Equity Capital | 0.70 | 7 | 10 | 20 | 20 |
| Reserves | 1 | 66 | 417 | 523 | 602 |
| Borrowings | 0 | 324 | 406 | 878 | 1,102 |
| Other Liabilities | 0 | 80 | 146 | 276 | 447 |
| Total Liabilities | 2 | 476 | 979 | 1,697 | 2,171 |
| Fixed Assets | 0 | 341 | 371 | 702 | 756 |
| CWIP | 0 | 19 | 27 | 0 | 10 |
| Investments | 0 | 0 | 0 | 5 | 5 |
| Other Assets | 2 | 116 | 580 | 990 | 1,400 |
| Total Assets | 2 | 476 | 979 | 1,697 | 2,171 |
Below is a detailed analysis of the balance sheet data for EFC (I) Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 20.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 20.00 Cr..
- For Reserves, as of Sep 2025, the value is 602.00 Cr.. The value appears strong and on an upward trend. It has increased from 523.00 Cr. (Mar 2025) to 602.00 Cr., marking an increase of 79.00 Cr..
- For Borrowings, as of Sep 2025, the value is 1,102.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 878.00 Cr. (Mar 2025) to 1,102.00 Cr., marking an increase of 224.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 447.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 276.00 Cr. (Mar 2025) to 447.00 Cr., marking an increase of 171.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,171.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,697.00 Cr. (Mar 2025) to 2,171.00 Cr., marking an increase of 474.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 756.00 Cr.. The value appears strong and on an upward trend. It has increased from 702.00 Cr. (Mar 2025) to 756.00 Cr., marking an increase of 54.00 Cr..
- For CWIP, as of Sep 2025, the value is 10.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 10.00 Cr., marking an increase of 10.00 Cr..
- For Investments, as of Sep 2025, the value is 5.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 5.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,400.00 Cr.. The value appears strong and on an upward trend. It has increased from 990.00 Cr. (Mar 2025) to 1,400.00 Cr., marking an increase of 410.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,171.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,697.00 Cr. (Mar 2025) to 2,171.00 Cr., marking an increase of 474.00 Cr..
However, the Borrowings (1,102.00 Cr.) are higher than the Reserves (602.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Free Cash Flow | 0.00 | -269.00 | -223.00 | -550.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Debtor Days | 52 | 108 | 55 | |
| Inventory Days | 155 | |||
| Days Payable | 348 | |||
| Cash Conversion Cycle | 52 | -85 | 55 | |
| Working Capital Days | -48 | 100 | 4 | |
| ROCE % | 11% | 19% | 21% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Bandhan Small Cap Fund | 1,629,863 | 0.28 | 48.81 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|
| FaceValue | 2.00 | 2.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 14.14 | 14.06 | 9.20 | 0.18 |
| Diluted EPS (Rs.) | 14.14 | 14.06 | 8.34 | 0.18 |
| Cash EPS (Rs.) | 24.15 | 27.91 | 56.19 | 0.18 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 54.54 | 86.65 | 109.54 | 23.55 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 54.54 | 86.65 | 109.54 | 23.55 |
| Revenue From Operations / Share (Rs.) | 65.97 | 82.43 | 151.19 | 0.00 |
| PBDIT / Share (Rs.) | 34.67 | 38.56 | 82.41 | 0.27 |
| PBIT / Share (Rs.) | 24.66 | 23.36 | 31.87 | 0.27 |
| PBT / Share (Rs.) | 20.07 | 16.27 | 10.53 | 0.27 |
| Net Profit / Share (Rs.) | 14.14 | 12.72 | 5.66 | 0.18 |
| NP After MI And SOA / Share (Rs.) | 11.33 | 12.72 | 5.66 | 0.18 |
| PBDIT Margin (%) | 52.56 | 46.77 | 54.50 | 0.00 |
| PBIT Margin (%) | 37.38 | 28.34 | 21.08 | 0.00 |
| PBT Margin (%) | 30.42 | 19.73 | 6.96 | 0.00 |
| Net Profit Margin (%) | 21.43 | 15.42 | 3.74 | 0.00 |
| NP After MI And SOA Margin (%) | 17.17 | 15.42 | 3.74 | 0.00 |
| Return on Networth / Equity (%) | 20.77 | 14.83 | 5.32 | 0.76 |
| Return on Capital Employeed (%) | 17.88 | 14.14 | 5.83 | 1.16 |
| Return On Assets (%) | 6.63 | 6.61 | 0.81 | 0.76 |
| Long Term Debt / Equity (X) | 0.38 | 0.26 | 0.74 | 0.00 |
| Total Debt / Equity (X) | 0.42 | 0.26 | 0.80 | 0.00 |
| Asset Turnover Ratio (%) | 0.49 | 0.57 | 0.16 | 0.00 |
| Current Ratio (X) | 1.46 | 3.35 | 0.89 | 295.65 |
| Quick Ratio (X) | 1.45 | 3.16 | 0.89 | 295.65 |
| Interest Coverage Ratio (X) | 7.56 | 5.43 | 3.86 | 192.00 |
| Interest Coverage Ratio (Post Tax) (X) | 4.08 | 2.79 | 1.26 | 127.00 |
| Enterprise Value (Cr.) | 2593.09 | 1578.58 | 702.89 | 8.27 |
| EV / Net Operating Revenue (X) | 3.95 | 3.85 | 6.81 | 0.00 |
| EV / EBITDA (X) | 7.51 | 8.23 | 12.49 | 430.83 |
| MarketCap / Net Operating Revenue (X) | 3.75 | 4.01 | 6.25 | 0.00 |
| Price / BV (X) | 4.54 | 3.85 | 8.89 | 5.42 |
| Price / Net Operating Revenue (X) | 3.75 | 4.01 | 6.25 | 0.00 |
| EarningsYield | 0.04 | 0.03 | 0.01 | 0.00 |
After reviewing the key financial ratios for EFC (I) Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 2.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 14.06 (Mar 24) to 14.14, marking an increase of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 14.06 (Mar 24) to 14.14, marking an increase of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is 24.15. This value is within the healthy range. It has decreased from 27.91 (Mar 24) to 24.15, marking a decrease of 3.76.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 54.54. It has decreased from 86.65 (Mar 24) to 54.54, marking a decrease of 32.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 54.54. It has decreased from 86.65 (Mar 24) to 54.54, marking a decrease of 32.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 65.97. It has decreased from 82.43 (Mar 24) to 65.97, marking a decrease of 16.46.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 34.67. This value is within the healthy range. It has decreased from 38.56 (Mar 24) to 34.67, marking a decrease of 3.89.
- For PBIT / Share (Rs.), as of Mar 25, the value is 24.66. This value is within the healthy range. It has increased from 23.36 (Mar 24) to 24.66, marking an increase of 1.30.
- For PBT / Share (Rs.), as of Mar 25, the value is 20.07. This value is within the healthy range. It has increased from 16.27 (Mar 24) to 20.07, marking an increase of 3.80.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 12.72 (Mar 24) to 14.14, marking an increase of 1.42.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 11.33. This value is within the healthy range. It has decreased from 12.72 (Mar 24) to 11.33, marking a decrease of 1.39.
- For PBDIT Margin (%), as of Mar 25, the value is 52.56. This value is within the healthy range. It has increased from 46.77 (Mar 24) to 52.56, marking an increase of 5.79.
- For PBIT Margin (%), as of Mar 25, the value is 37.38. This value exceeds the healthy maximum of 20. It has increased from 28.34 (Mar 24) to 37.38, marking an increase of 9.04.
- For PBT Margin (%), as of Mar 25, the value is 30.42. This value is within the healthy range. It has increased from 19.73 (Mar 24) to 30.42, marking an increase of 10.69.
- For Net Profit Margin (%), as of Mar 25, the value is 21.43. This value exceeds the healthy maximum of 10. It has increased from 15.42 (Mar 24) to 21.43, marking an increase of 6.01.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 17.17. This value is within the healthy range. It has increased from 15.42 (Mar 24) to 17.17, marking an increase of 1.75.
- For Return on Networth / Equity (%), as of Mar 25, the value is 20.77. This value is within the healthy range. It has increased from 14.83 (Mar 24) to 20.77, marking an increase of 5.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 17.88. This value is within the healthy range. It has increased from 14.14 (Mar 24) to 17.88, marking an increase of 3.74.
- For Return On Assets (%), as of Mar 25, the value is 6.63. This value is within the healthy range. It has increased from 6.61 (Mar 24) to 6.63, marking an increase of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.38. This value is within the healthy range. It has increased from 0.26 (Mar 24) to 0.38, marking an increase of 0.12.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has increased from 0.26 (Mar 24) to 0.42, marking an increase of 0.16.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.49. It has decreased from 0.57 (Mar 24) to 0.49, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 1.5. It has decreased from 3.35 (Mar 24) to 1.46, marking a decrease of 1.89.
- For Quick Ratio (X), as of Mar 25, the value is 1.45. This value is within the healthy range. It has decreased from 3.16 (Mar 24) to 1.45, marking a decrease of 1.71.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 7.56. This value is within the healthy range. It has increased from 5.43 (Mar 24) to 7.56, marking an increase of 2.13.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.08. This value is within the healthy range. It has increased from 2.79 (Mar 24) to 4.08, marking an increase of 1.29.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2,593.09. It has increased from 1,578.58 (Mar 24) to 2,593.09, marking an increase of 1,014.51.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.95. This value exceeds the healthy maximum of 3. It has increased from 3.85 (Mar 24) to 3.95, marking an increase of 0.10.
- For EV / EBITDA (X), as of Mar 25, the value is 7.51. This value is within the healthy range. It has decreased from 8.23 (Mar 24) to 7.51, marking a decrease of 0.72.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.75. This value exceeds the healthy maximum of 3. It has decreased from 4.01 (Mar 24) to 3.75, marking a decrease of 0.26.
- For Price / BV (X), as of Mar 25, the value is 4.54. This value exceeds the healthy maximum of 3. It has increased from 3.85 (Mar 24) to 4.54, marking an increase of 0.69.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.75. This value exceeds the healthy maximum of 3. It has decreased from 4.01 (Mar 24) to 3.75, marking a decrease of 0.26.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in EFC (I) Ltd:
- Net Profit Margin: 21.43%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 17.88% (Industry Average ROCE: 12.33%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 20.77% (Industry Average ROE: 12.56%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4.08
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.45
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 19.9 (Industry average Stock P/E: 71.02)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.42
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 21.43%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Realty | 6th Floor, VB Capitol Building, Range Hill Road, Opp. Hotel Symphony, Pune Maharashtra 411007 | compliance@efclimited.in http://www.efclimited.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Umesh Kumar Sahay | Chairman & Managing Director |
| Mr. Abhishek Narbaria | Whole Time Director |
| Mr. Rajesh Chandrakant Vaishnav | Independent Director |
| Mr. Nikhil Dilipbhai Bhuta | Whole Time Director |
| Ms. Gayathri Srinivasan Iyer | Independent Director |
| Mr. Mangina Srinivas Rao | Independent Director |
FAQ
What is the intrinsic value of EFC (I) Ltd?
EFC (I) Ltd's intrinsic value (as of 13 December 2025) is 236.47 which is 19.84% lower the current market price of 295.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 2,938 Cr. market cap, FY2025-2026 high/low of 374/171, reserves of ₹602 Cr, and liabilities of 2,171 Cr.
What is the Market Cap of EFC (I) Ltd?
The Market Cap of EFC (I) Ltd is 2,938 Cr..
What is the current Stock Price of EFC (I) Ltd as on 13 December 2025?
The current stock price of EFC (I) Ltd as on 13 December 2025 is 295.
What is the High / Low of EFC (I) Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of EFC (I) Ltd stocks is 374/171.
What is the Stock P/E of EFC (I) Ltd?
The Stock P/E of EFC (I) Ltd is 19.9.
What is the Book Value of EFC (I) Ltd?
The Book Value of EFC (I) Ltd is 62.5.
What is the Dividend Yield of EFC (I) Ltd?
The Dividend Yield of EFC (I) Ltd is 0.00 %.
What is the ROCE of EFC (I) Ltd?
The ROCE of EFC (I) Ltd is 21.4 %.
What is the ROE of EFC (I) Ltd?
The ROE of EFC (I) Ltd is 23.3 %.
What is the Face Value of EFC (I) Ltd?
The Face Value of EFC (I) Ltd is 2.00.