Share Price and Basic Stock Data

Last Updated: November 24, 2024, 8:16 pm

Market Cap	2,692 Cr.
Current Price	541
High / Low	620/303
Stock P/E	30.4
Book Value	96.2
Dividend Yield	0.00 %
ROCE	18.7 %
ROE	23.1 %
Face Value	2.00
PEG Ratio	0.08

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for EFC (I) Ltd

Competitors of EFC (I) Ltd

Stock Name	Market Cap	Current Price	High / Low	Stock P/E	Book Value	Dividend Yield	ROCE	ROE	Face Value
Hampton Sky Realty Ltd	649 Cr.	23.7	58.2/22.4	25.2	5.74	0.00 %	15.7 %	10.6 %	1.00
Grovy India Ltd	91.2 Cr.	68.4	98.2/22.6		14.0	0.04 %	5.79 %	5.27 %	10.0
Gothi Plascon (India) Ltd	37.3 Cr.	36.6	53.9/28.7	28.5	12.4	5.46 %	17.8 %	12.9 %	10.0
Generic Engineering Construction & Projects Ltd	227 Cr.	39.8	71.0/32.6	20.4	48.7	0.00 %	6.62 %	4.37 %	5.00
Garnet Construction Ltd	54.1 Cr.	38.9	57.2/16.5	8.13	73.3	0.00 %	4.51 %	3.13 %	10.0
Industry Average	19,734.64 Cr	498.41		51.60	130.68	0.52%	9.56%	7.85%	6.07

All Competitor Stocks of EFC (I) Ltd

Quarterly Result

Month	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Sales	0	0	0	0	15	26	60	56	98	172	93	102	166
Expenses	0	0	0	0	12	21	25	27	58	111	41	56	87
Operating Profit	-0	-0	-0	0	3	5	35	29	40	61	52	46	79
OPM %				88%	21%	20%	58%	52%	41%	35%	56%	45%	48%
Other Income	0	0	0	0	0	-2	0	1	1	2	6	3	5
Interest	0	0	0	0	1	0	6	10	7	11	7	5	7
Depreciation	0	0	0	0	0	0	16	17	20	20	19	23	21
Profit before tax	0	0	-0	0	2	3	14	3	15	31	32	21	56
Tax %		0%	0%	26%	34%	34%	32%	-7%	24%	33%	13%	26%	34%
Net Profit	0	0	-0	0	1	2	9	3	11	21	28	16	37
EPS in Rs	0.00	0.03	-0.06	0.74	0.38	0.65	2.59	1.35	2.08	4.01	5.62	3.04	5.81

Last Updated: November 6, 2024, 6:50 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: September 23, 2024, 2:33 pm

Month	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	0	103	410	465
Expenses	0	48	237	265
Operating Profit	-0	55	173	200
OPM %		54%	42%	43%
Other Income	0	1	18	12
Interest	0	15	35	31
Depreciation	0	34	76	82
Profit before tax	0	7	81	99
Tax %	50%	46%	22%
Net Profit	0	4	63	76
EPS in Rs	0.03	1.27	11.65	14.75
Dividend Payout %	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2023-2024
YoY Net Profit Growth (%)	1475.00%
Change in YoY Net Profit Growth (%)	0.00%

EFC (I) Ltd has shown a consistent positive trend in YoY Net Profit Growth (%) in the last 1 years from 2023-2024 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	122%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	275%

Stock Price CAGR
10 Years:	41%
5 Years:	%
3 Years:	206%
1 Year:	82%

Return on Equity
10 Years:	%
5 Years:	%
3 Years:	%
Last Year:	23%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 4:35 pm

Month	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	0.70	7	10	10
Reserves	1	64	417	469
Borrowings	0	324	406	742
Other Liabilities	0	82	123	246
Total Liabilities	2	476	956	1,467
Fixed Assets	0	341	427	644
CWIP	0	19	28	0
Investments	0	0	0	6
Other Assets	2	116	500	816
Total Assets	2	476	956	1,467

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	-0	-51	29
Cash from Investing Activity +	1	-35	-110
Cash from Financing Activity +	0	89	263
Net Cash Flow	1	2	182

Free Cash Flow

Month	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	0.00	-269.00	-233.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2023	Mar 2024
Debtor Days	52	106
Inventory Days		105
Days Payable		198
Cash Conversion Cycle	52	13
Working Capital Days	148	172
ROCE %	11%	19%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoters	74.96%	74.96%	76.79%	75.95%	66.14%	67.03%	65.36%	56.81%	56.81%	45.58%	45.58%	45.58%
FIIs	0.00%	0.00%	0.00%	0.00%	2.64%	4.81%	4.57%	6.51%	6.72%	6.47%	5.45%	5.36%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.61%	1.78%	2.03%
Public	25.04%	25.04%	23.21%	24.05%	31.23%	28.17%	30.05%	36.67%	36.47%	46.35%	47.20%	47.05%
No. of Shareholders	523	525	521	517	543	694	786	1,538	2,551	3,889	4,961	9,638

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22
FaceValue	2.00	10.00	10.00
Basic EPS (Rs.)	14.06	9.20	0.18
Diluted EPS (Rs.)	14.06	8.34	0.18
Cash EPS (Rs.)	27.91	56.19	0.18
Book Value[Excl.RevalReserv]/Share (Rs.)	86.65	109.54	23.55
Book Value[Incl.RevalReserv]/Share (Rs.)	86.65	109.54	23.55
Revenue From Operations / Share (Rs.)	82.43	151.19	0.00
PBDIT / Share (Rs.)	38.56	82.41	0.27
PBIT / Share (Rs.)	23.36	31.87	0.27
PBT / Share (Rs.)	16.27	10.53	0.27
Net Profit / Share (Rs.)	12.72	5.66	0.18
NP After MI And SOA / Share (Rs.)	12.72	5.66	0.18
PBDIT Margin (%)	46.77	54.50	0.00
PBIT Margin (%)	28.34	21.08	0.00
PBT Margin (%)	19.73	6.96	0.00
Net Profit Margin (%)	15.42	3.74	0.00
NP After MI And SOA Margin (%)	15.42	3.74	0.00
Return on Networth / Equity (%)	14.83	5.32	0.76
Return on Capital Employeed (%)	14.14	5.83	1.16
Return On Assets (%)	6.61	0.81	0.76
Long Term Debt / Equity (X)	0.26	0.74	0.00
Total Debt / Equity (X)	0.26	0.80	0.00
Asset Turnover Ratio (%)	0.57	0.16	0.00
Current Ratio (X)	3.35	0.89	295.65
Quick Ratio (X)	3.16	0.89	295.65
Interest Coverage Ratio (X)	5.43	3.86	192.00
Interest Coverage Ratio (Post Tax) (X)	2.79	1.26	127.00
Enterprise Value (Cr.)	1578.58	702.89	8.27
EV / Net Operating Revenue (X)	3.85	6.81	0.00
EV / EBITDA (X)	8.23	12.49	430.83
MarketCap / Net Operating Revenue (X)	4.01	6.25	0.00
Price / BV (X)	3.85	8.89	5.42
Price / Net Operating Revenue (X)	4.01	6.25	0.00
EarningsYield	0.03	0.01	0.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of EFC (I) Ltd as of November 25, 2024 is: 689.07

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of November 25, 2024, EFC (I) Ltd is Undervalued by 27.37% compared to the current share price 541.00

Intrinsic Value of EFC (I) Ltd as of November 25, 2024 is: 3,244.75

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of November 25, 2024, EFC (I) Ltd is Undervalued by 499.77% compared to the current share price 541.00

Last 5 Year EPS CAGR: 370.89%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has shown consistent growth in sales (244.50 cr) and profit (46.75 cr) over the years.	The stock has a low average ROCE of 10.00%, which may not be favorable. The stock has a high average Working Capital Days of 106.67, which may not be favorable. The stock has a high average Cash Conversion Cycle of 21.67, which may not be favorable. The company has higher borrowings (368.00) compared to reserves (237.75), which may suggest financial risk.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in EFC (I) Ltd:
1. Net Profit Margin: 15.42%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 14.14% (Industry Average ROCE: 9.56%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 14.83% (Industry Average ROE: 7.85%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 2.79
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 3.16
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 30.4 (Industry average Stock P/E: 51.6)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.26
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

EFC (I) Ltd. is a Public Limited Listed company incorporated on 07/02/1984 and has its registered office in the State of Gujarat, India. Company’s Corporate Identification Number(CIN) is L74110PN1984PLC216407 and registration number is 020026. Currently Company is involved in the business activities of Wholesale of textiles, fabrics, yarn, household linen, articles of clothing, floor coverings and tapestry, sports clothes. Company’s Total Operating Revenue is Rs. 0.00 Cr. and Equity Capital is Rs. 0.70 Cr. for the Year ended 31/03/2022.

INDUSTRY	ADDRESS	CONTACT
Realty	6th Floor, VB Capitol Building, Range Hill Road, Opp. Hotel Symphony, Pune Maharashtra 411007	compliance@efclimited.in http://www.efclimited.in

Management
Name	Position Held
Mr. Umesh Kumar Sahay	Chairman & Managing Director
Mr. Abhishek Narbaria	Whole Time Director
Mr. Rajesh Chandrakant Vaishnav	Independent Director
Mr. Nikhil Dilipbhai Bhuta	Whole Time Director
Ms. Gayathri Srinivasan Iyer	Independent Director
Mr. Mangina Srinivas Rao	Independent Director

FAQ

What is the latest intrinsic value of EFC (I) Ltd?

The latest intrinsic value of EFC (I) Ltd as on 25 November 2024 is ₹689.07, which is 27.37% higher than the current market price of ₹541.00.

What is the Market Cap of EFC (I) Ltd?

The Market Cap of EFC (I) Ltd is 2,692 Cr..

What is the current Stock Price of EFC (I) Ltd as on 25 November 2024?

The current stock price of EFC (I) Ltd as on 25 November 2024 is 541.

What is the High / Low of EFC (I) Ltd stocks in FY 2024?

In FY 2024, the High / Low of EFC (I) Ltd stocks is 620/303.

What is the Stock P/E of EFC (I) Ltd?

The Stock P/E of EFC (I) Ltd is 30.4.

What is the Book Value of EFC (I) Ltd?

The Book Value of EFC (I) Ltd is 96.2.

What is the Dividend Yield of EFC (I) Ltd?

The Dividend Yield of EFC (I) Ltd is 0.00 %.

What is the ROCE of EFC (I) Ltd?

The ROCE of EFC (I) Ltd is 18.7 %.

What is the ROE of EFC (I) Ltd?

The ROE of EFC (I) Ltd is 23.1 %.

What is the Face Value of EFC (I) Ltd?

The Face Value of EFC (I) Ltd is 2.00.