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Last Updated: April 2, 2026, 2:31 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 540776 | NSE: 5PAISA

5Paisa Capital Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹381.25Undervalued by 41.20%vs CMP ₹270.00

P/E (29.3) × ROE (11.9%) × BV (₹134.00) × DY (2.00%)

₹243.83Fairly Valued by 9.69%vs CMP ₹270.00
MoS: -10.7% (Negative)Confidence: 58/100 (Moderate)Models: 2 Under, 7 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹474.1223%Under (+75.6%)
Graham NumberEarnings₹204.6417%Over (-24.2%)
Earnings PowerEarnings₹34.9611%Over (-87.1%)
DCFCash Flow₹162.2911%Over (-39.9%)
Net Asset ValueAssets₹132.987%Over (-50.7%)
EV/EBITDAEnterprise₹174.419%Over (-35.4%)
Earnings YieldEarnings₹138.907%Over (-48.6%)
ROCE CapitalReturns₹406.649%Under (+50.6%)
Revenue MultipleRevenue₹114.716%Over (-57.5%)
Consensus (9 models)₹243.83100%Fairly Valued
Key Drivers: Wide model spread (₹35–₹474) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 24.4%

*Investments are subject to market risks

Investment Snapshot

51
5Paisa Capital Ltd scores 51/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health60/100 · Moderate
ROCE 13.6% GoodROE 11.9% AverageD/E 1.50 High debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money30/100 · Weak
FII holding down -9.21% (6mo) SellingPromoter holding at 32.8% Stable
Earnings Quality65/100 · Strong
OPM expanding (21% → 32%) Improving
Quarterly Momentum25/100 · Weak
Revenue (4Q): -24% YoY DecliningProfit (4Q): -33% YoY Declining
Industry Rank60/100 · Moderate
P/E 29.3 vs industry 98.5 Cheaper than peersROCE 13.6% vs industry 21.7% Average3Y sales CAGR: 7% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 2:31 am

Market Cap 1,271 Cr.
Current Price 270
Intrinsic Value₹243.83
High / Low 437/245
Stock P/E29.3
Book Value 134
Dividend Yield0.00 %
ROCE13.6 %
ROE11.9 %
Face Value 10.0
PEG Ratio1.20

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for 5Paisa Capital Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
5Paisa Capital Ltd 1,271 Cr. 270 437/24529.3 1340.00 %13.6 %11.9 % 10.0
Centrum Capital Ltd 1,311 Cr. 28.5 41.9/19.7 9.830.00 %8.93 %57.6 % 1.00
Dolat Algotech Ltd 1,230 Cr. 69.9 111/65.010.1 59.50.36 %32.0 %24.0 % 1.00
Arunis Abode Ltd 1,173 Cr. 96.2 98.7/6.8170.2 0.521.04 %5.36 %2.17 % 10.0
Ugro Capital Ltd 1,379 Cr. 88.8 196/80.011.1 1590.00 %11.0 %8.26 % 10.0
Industry Average6,725.79 Cr1,029.6498.514,364.490.43%21.71%14.20%7.23

All Competitor Stocks of 5Paisa Capital Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 849185971001131021018571787779
Expenses 61655963709265625550525452
Operating Profit 23252634302137383021252327
OPM % 27%28%30%35%30%18%36%38%35%30%32%30%34%
Other Income 0100000000000
Interest 65468107655788
Depreciation 2222233333222
Profit before tax 1519192520827292213151317
Tax % 25%25%25%23%25%24%25%25%25%25%26%26%26%
Net Profit 111415191562022161012912
EPS in Rs 3.604.704.756.194.841.856.447.015.183.223.703.033.94

Last Updated: February 6, 2026, 10:17 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 16, 2026, 11:46 am

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 72061108195298338395360305
Expenses 22517899150251252284232209
Operating Profit -15-32-171045478711112796
OPM % -199%-161%-28%9%23%16%26%28%35%31%
Other Income -0-000001000
Interest 11715212321292429
Depreciation 0114559101210
Profit before tax -16-33-25-10201858729158
Tax % -29%-24%-25%-18%26%26%25%25%25%
Net Profit -12-25-19-8151444546843
EPS in Rs -3.30-9.92-7.43-3.105.764.6714.2217.4521.8413.89
Dividend Payout % -0%-0%-0%-0%-0%-0%-0%-0%-0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-108.33%24.00%57.89%287.50%-6.67%214.29%22.73%25.93%
Change in YoY Net Profit Growth (%)0.00%132.33%33.89%229.61%-294.17%220.95%-191.56%3.20%

5Paisa Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2017-2018 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:27%
3 Years:6%
TTM:-19%
Compounded Profit Growth
10 Years:%
5 Years:60%
3 Years:71%
TTM:-1%
Stock Price CAGR
10 Years:%
5 Years:-2%
3 Years:1%
1 Year:-31%
Return on Equity
10 Years:%
5 Years:10%
3 Years:11%
Last Year:12%

Last Updated: September 4, 2025, 9:50 pm

Balance Sheet

Last Updated: December 10, 2025, 2:17 am

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 13131325262931313131
Reserves 765032113131345433509572595
Borrowings 01692219234279169336217291
Other Liabilities 21521452664779561,0091,172846836
Total Liabilities 1091312826248671,6091,6422,0481,6671,753
Fixed Assets 022881116242017
CWIP 0002000000
Investments 00399148222
Other Assets 1091292776058511,5831,6182,0211,6451,734
Total Assets 1091312826248671,6091,6422,0481,6671,753

Reserves and Borrowings Chart

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -21-5115-2372-14125-9298
Cash from Investing Activity + 2-5139-1-12-8-13-7
Cash from Financing Activity + 87-127156-4225-85154-141
Net Cash Flow 68-5643-42-373-6850-51
Free Cash Flow -21-5314-248-0-14712-11191
CFO/OP 142%161%-91%-2,481%5%-294%32%-68%93%

Free Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-15.00-48.00-109.00-209.00-189.00-232.00-82.00-225.00-90.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 2010120-00000
Inventory Days
Days Payable
Cash Conversion Cycle 2010120-00000
Working Capital Days -210-320-555-477-577-1,026-941-899-785
ROCE %-39%-17%2%11%8%12%13%14%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 33.33%33.39%33.27%32.84%32.80%32.78%32.77%32.76%32.75%32.75%32.74%32.78%
FIIs 23.80%23.54%23.08%22.37%22.66%22.70%21.58%21.59%21.57%21.62%21.68%12.36%
DIIs 0.00%0.00%0.00%0.20%0.29%0.25%0.25%0.25%0.25%0.26%0.25%0.01%
Public 42.86%43.05%43.63%44.57%44.24%44.27%45.40%45.38%45.41%45.37%45.32%54.83%
Others 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
No. of Shareholders 26,27827,91432,04933,16442,46544,68654,75758,38558,09556,88455,17055,308

Shareholding Pattern Chart

No. of Shareholders

5Paisa Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
DSP Banking & Financial Services Fund 66,069 0.71 3.9866,0692025-04-22 17:25:440%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 21.8617.6514.424.725.76
Diluted EPS (Rs.) 21.7916.6714.334.685.73
Cash EPS (Rs.) 25.7620.5117.096.387.56
Book Value[Excl.RevalReserv]/Share (Rs.) 193.25173.09151.21127.1361.17
Book Value[Incl.RevalReserv]/Share (Rs.) 193.25173.09151.21127.1361.17
Revenue From Operations / Share (Rs.) 115.11126.50110.28100.9575.61
PBDIT / Share (Rs.) 40.7435.3428.5715.4317.42
PBIT / Share (Rs.) 36.8232.2825.7013.7215.62
PBT / Share (Rs.) 29.2023.1218.966.297.80
Net Profit / Share (Rs.) 21.8417.4514.224.675.76
NP After MI And SOA / Share (Rs.) 21.8417.4514.224.675.76
PBDIT Margin (%) 35.3827.9325.9015.2823.04
PBIT Margin (%) 31.9825.5123.3013.5920.65
PBT Margin (%) 25.3618.2717.196.2310.31
Net Profit Margin (%) 18.9713.7912.894.627.61
NP After MI And SOA Margin (%) 18.9713.7912.894.627.61
Return on Networth / Equity (%) 11.3010.089.403.679.41
Return on Capital Employeed (%) 18.6018.1216.6010.5625.05
Return On Assets (%) 4.092.652.650.851.69
Total Debt / Equity (X) 0.360.620.360.741.50
Asset Turnover Ratio (%) 0.190.210.200.230.25
Current Ratio (X) 1.551.351.381.281.18
Quick Ratio (X) 1.551.351.381.281.18
Interest Coverage Ratio (X) 5.353.864.242.082.23
Interest Coverage Ratio (Post Tax) (X) 3.872.913.111.631.74
Enterprise Value (Cr.) -8.75271.77-265.3793.47346.91
EV / Net Operating Revenue (X) -0.020.68-0.780.311.80
EV / EBITDA (X) -0.062.47-3.032.067.80
MarketCap / Net Operating Revenue (X) 3.093.992.563.423.30
Price / BV (X) 1.842.911.872.714.08
Price / Net Operating Revenue (X) 3.093.992.563.423.30
EarningsYield 0.060.030.050.010.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

5Paisa Capital Ltd. is a Public Limited Listed company incorporated on 10/07/2007 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67190MH2007PLC289249 and registration number is 289249. Currently Company is involved in the business activities of Security and commodity contracts brokerage. Company's Total Operating Revenue is Rs. 359.57 Cr. and Equity Capital is Rs. 31.24 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsIIFL House, Sun Infotech Park, Thane Maharashtra 400604Contact not found
Management
NamePosition Held
Dr. Archana Niranjan HingoraniChairperson & Independent Director
Mr. Gaurav SethManaging Director & CEO
Mr. Gourav MunjalWholeTime Director & CFO
Mr. Ameya AgnihotriWhole Time Director
Mr. Milin MehtaIndependent Director
Mr. Ravindra GarikipatiIndependent Director
Ms. Nirali SanghiIndependent Director
Dr. Sarat Kumar MalikIndependent Director

FAQ

What is the intrinsic value of 5Paisa Capital Ltd and is it undervalued?

As of 18 April 2026, 5Paisa Capital Ltd's intrinsic value is ₹243.83, which is 9.69% lower than the current market price of ₹270.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (11.9 %), book value (₹134), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of 5Paisa Capital Ltd?

5Paisa Capital Ltd is trading at ₹270.00 as of 18 April 2026, with a FY2026-2027 high of ₹437 and low of ₹245. The stock is currently near its 52-week low. Market cap stands at ₹1,271 Cr..

How does 5Paisa Capital Ltd's P/E ratio compare to its industry?

5Paisa Capital Ltd has a P/E ratio of 29.3, which is below the industry average of 98.51. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is 5Paisa Capital Ltd financially healthy?

Key indicators for 5Paisa Capital Ltd: ROCE of 13.6 % is moderate. Dividend yield is 0.00 %.

Is 5Paisa Capital Ltd profitable and how is the profit trend?

5Paisa Capital Ltd reported a net profit of ₹68 Cr in Mar 2025 on revenue of ₹360 Cr. Compared to ₹14 Cr in Mar 2022, the net profit shows an improving trend.

Does 5Paisa Capital Ltd pay dividends?

5Paisa Capital Ltd has a dividend yield of 0.00 % at the current price of ₹270.00. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in 5Paisa Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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