5Paisa Capital Ltd Intrinsic Value & Share Price Analysis

Updated NSE: 5PAISABSE: 540776
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GETAKA RESEARCH Company fundamentals

Business & price at a glance

Stored data · Not a live quote
Share price₹309.00Price record: 26 September 2026, 5:45 am +05:30
Model estimate₹143.64Limited confidence · 2 model(s)
Return on capital9.94%ROCE · Latest stored data
Earnings multiple32.80×P/E · Compare with similar businesses
VALUATION CONTEXT

The model estimate is 53.5% below the stored share price. This gap depends on the valuation assumptions; it is not a predicted price move. Indicative estimate. Financial business: equity-earnings and eligible dividend models can provide an indicative estimate. Asset quality and regulatory capital still need review, so no automatic overvalued/undervalued label is given.

Explore the models
LATEST QUARTER

Revenue

+12.8%

Jun 2026 vs Jun 2025

Reported revenue: ₹88 Cr
LATEST QUARTER

Net profit

0.0%

Jun 2026 vs Jun 2025

Reported net profit: ₹12 Cr
EARNINGS CHECK

Profit into cash

-2.36×

Operating cash flow / net profit

Matched annual period: Mar 2026

For financial businesses, review asset quality and capital adequacy alongside cash flow.

WHAT TO WATCH

Latest-quarter profit rose 0.0% year on year; profit across the last four reported quarters fell 26.7%. Read the latest quarter alongside the longer trend.

View financials
Reporting dates, coverage & sources

Annual: Mar 2026 · Quarterly: Jun 2026 · Cash flow: Mar 2026. These sections refresh independently. A recent price update does not mean the financial statements are current.

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

CONNECT THE NUMBERS

What the numbers reveal

See how growth, cash and financing fit together. Open any measure for its interpretation and source.

2 measures available

Financial business: industrial-company cash conversion, interest cover and borrowing ratios are omitted. Lending flows and capital requirements need sector-specific analysis.

Quarterly profit growth

0.00%

Same quarter, prior year

Jun 2026 vs Jun 2025
Why it matters & source

Reported profit growth is shown without applying industrial-company margin or leverage thresholds to a financial business.

(Current net profit ÷ prior-year net profit − 1) × 100.

₹12.00 Cr vs ₹12.00 Cr.

View source table

Revenue momentum gap

+14.61pp

Latest quarter +12.8% · trailing year -1.8%

Eight consecutive quarters ending Jun 2026
Why it matters & source

The latest quarter grew faster than the four-quarter trend. This comparison describes momentum; it does not predict the next quarter.

Latest-quarter revenue YoY growth minus revenue growth of the latest four quarters against the preceding four.

Latest quarter: ₹88.00 Cr vs ₹78.00 Cr. Four-quarter totals: ₹329.00 Cr vs ₹335.00 Cr.

View source table
What growth does this price require?Change the assumptions and see the earnings hurdle

Start with the stored P/E of 32.80×. If the future P/E is lower, earnings must work harder to deliver the same price return.

Illustrative assumptions — edit to test your own
Required annual EPS growth16.5%

For a 10% annual price return over 5 years at a future P/E of 24.60×.

Defaults illustrate a 25% fall in P/E, 10% annual price return and five years. They are assumptions, not forecasts. This is EPS growth, not total-profit growth; changes in share count matter. Dividends, taxes and costs are excluded.

Formula & data basis

Required growth = (1 + annual price return) × (current P/E ÷ future P/E)1 / years − 1. Returns and growth use decimals in this formula.

Uses the stored P/E and its underlying earnings basis, which may differ from the dated financial tables. Quote record: 26 September 2026, 5:45 am +05:30.

Periods are matched within each calculation; different measures may use different reporting dates. Derived from the stored tables, not live filings. Check the source reporting basis before comparing companies. About ratio analysis.

Intrinsic value & reliability

Indicative estimateLimited confidence · 2 usable model(s)
Intrinsic value estimate₹143.64
Model sensitivity range₹83.07 – ₹190.37

This is an assumption-based valuation, not a price target or a probability range. The number remains available for research; the evidence does not justify a firm overvalued/undervalued label.

Earnings basis: 3 reported annual EPS period(s), ending Mar 2026. The earnings-power model assumes no growth; growth businesses may trade well above that benchmark.

What limits confidence

  • Financial business: equity-earnings and eligible dividend models can provide an indicative estimate. Asset quality and regulatory capital still need review, so no automatic overvalued/undervalued label is given.
  • Limited model coverage: the available models can estimate value, but related earnings formulas are not independent confirmation. No firm valuation label is given.

Annual earnings: Mar 2026 · Quarter: Jun 2026 · Balance sheet: Mar 2026. The price-update date does not refresh these financial statements.

Model eligibility, assumptions & calculations
ModelEstimateBlend weightBasis
Normalised earnings power₹96.9250.0%Median of 3 reported annual EPS period(s), ending Mar 2026 ÷ assumed required return. Base 12%; sensitivity 10%–14%. A no-growth earnings-power benchmark; debt is not deducted twice.
Graham benchmark₹190.3750.0%√(22.5 × normalised EPS × matched-year book value per share). A conservative historical benchmark, not a growth-company DCF.

Models not used

  • Dividend model: three stable, meaningful payout years are unavailable. Low dividends alone do not prove a stock is overvalued.
  • DCF: verified free cash flow to equity is unavailable. Operating cash flow, net profit and an unidentified FCF series are not substituted.
  • P/E–ROE: excluded from intrinsic value because the current market P/E already contains the share price.
  • EV/EBITDA, ROCE-capital and revenue shortcuts: excluded without suitable peer multiples, net debt, reinvestment and discount-rate evidence.

Available dated earnings and eligible cash distributions; equal weight per model family. One usable model is sufficient for an indicative estimate, but not for a firm valuation label. The range covers model and discount-rate sensitivity, not a confidence interval.

Book value is an accounting reference, not a liquidation-value estimate or an automatic fair price.

How the safeguards work

A usable model provides an indicative estimate even when other inputs are missing. Older results, short histories, limited model coverage and cash-quality concerns reduce confidence instead of hiding every value. An annual earnings series whose latest period is older than 36 months is not reused; four consecutive quarters can provide a fallback when annual EPS is absent. Known earnings/share-basis conflicts and trailing losses exclude affected earnings models. Book-value problems exclude the Graham benchmark without removing a usable earnings-power model.

Financial businesses can use equity-earnings and eligible dividend models, with a sector-review warning. CFO is never substituted for free cash flow to equity. Extreme price gaps prompt a warning, not an invented price cap. An automatic overvalued/undervalued label requires three models across two families, consistent inputs, recent results and agreement across the full range.

Confidence describes evidence coverage, not a measured probability of accuracy. Even the moderate rating is an automated screen. A 12% required return and 10%–14% sensitivity are explicit assumptions, not a measured company-specific cost of equity. No-growth earnings power and Graham are conservative benchmarks; they do not fully capture future reinvestment or growth. Check current filings and corporate actions.

Method references: CFA Institute: cash-flow valuation · Damodaran: financial-service firms

Analysis summary

Data coverage: Price-data record updated 26 September 2026, 5:45 am +05:30. Annual results through Mar 2026; quarterly results through Jun 2026; cash flow through Mar 2026. Each section can have a different reporting period. The share price is not live.

Valuation in context

5Paisa Capital Ltd: the indicative intrinsic value estimate is ₹143.64, with a model sensitivity range of ₹83.07–₹190.37. Confidence: Limited. Reference share price: ₹309.00. Assessment: Indicative estimate. This range reflects model and required-return assumptions, not forecast probability or a buy/sell recommendation. Financial business: equity-earnings and eligible dividend models can provide an indicative estimate. Asset quality and regulatory capital still need review, so no automatic overvalued/undervalued label is given. Limited model coverage: the available models can estimate value, but related earnings formulas are not independent confirmation. No firm valuation label is given.

Operating performance

Revenue for Mar 2026 was ₹320.00 Cr, versus ₹360.00 Cr in Mar 2025 (-11.1% year on year). Net profit for Mar 2026 was ₹44.00 Cr, versus ₹68.00 Cr in Mar 2025 (-35.3% year on year). These are the latest annual periods stored on this page; check the quarterly table separately for more recent developments.

Cash generation

For the same Mar 2026 period, operating cash flow was ₹-104.00 Cr against net profit of ₹44.00 Cr. Cash flow covered -2.36 times reported profit. The gap warrants checking receivables, working capital and one-off items in the cash-flow statement. For financial businesses, lending and investment movements can dominate operating cash flow; also examine asset quality, capital adequacy and the business mix.

Balance-sheet check

Reported borrowings were ₹379.00 Cr in Mar 2026. Read this alongside cash, interest costs and repayment obligations; reserves are an accounting balance and are not the same as available cash.

How to use the valuation and peer comparisons

The Intrinsic Value panel combines the available model estimates using the displayed weights. Earnings, cash-flow, dividend and asset-based methods can give very different answers. The base required return is an assumed 12%, with 10%–14% sensitivity. Eligible dividend and FCFE models use capped terminal-growth assumptions explained in their model rows. Historical EPS growth is not a promise of future growth. Use the individual values and their spread to judge sensitivity.

The peer group follows the stored industry classification and may include different business models. Compare reporting periods, leverage and recurring earnings before interpreting a valuation gap. For banks and other financial businesses, capital adequacy and asset quality can be more informative than industrial-company cash-flow ratios.

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Automatically generated interpretation of the stored financial data, not a separately researched analyst opinion. Missing data is not evidence of poor performance. New filings become available here after the existing data refresh process captures them.

Business quality

58
5Paisa Capital Ltd scores 58/100 (Average)
Fundamental screening score · Business quality and valuation are separate checks.

Data coverage: 5/5 dimensions. Financial reporting periods vary by section.

Open a dimension to see what drives its score. Stored ratio feeds and reporting dates can differ from the matched financial-statement calculations in Connect the numbers.

Stock Health70/100 · Strong

Profitability, balance sheet strength, debt levels, profit consistency

ROCE 9.9% AverageROE 7.0% AverageD/E 0.36 ModerateInterest Coverage 5.4x StrongProfitable 5/5 available years Reported history
Ownership Trends80/100 · Strong

FII/DII trends, promoter changes, shareholder count shifts

FII holding +2.75 pp (Dec 2025 → Jun 2026) Share increasedDII holding -0.01 pp (Dec 2025 → Jun 2026) Share decreasedPromoter increased by 3.74 pp Share increased
Earnings Quality50/100 · Moderate

Cash flow vs reported profit, margin trends, working capital efficiency

CFO/NP (3 matched years): -0.59x · Mar 2024–Mar 2026 Poor cash conversionOPM expanding (27% → 34%) Improving
Quarterly Momentum40/100 · Moderate

Recent 4-quarter revenue and profit growth vs prior year

Revenue (4Q): -2% YoY FlatProfit (4Q): -27% YoY Declining
Peer Comparison55/100 · Moderate

P/E, ROCE, ROE, and growth vs industry averages

P/E 32.8 vs industry 47.1 Lower P/EROCE 9.9% vs industry 10.5% Average3Y sales CAGR: -2% Shrinking
How the quality score is calculated

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Peer Comparison 15% · Ownership Trends 10%. Scores use stored reporting periods and are screening indicators, not investment recommendations. Missing dimensions are excluded and the remaining weights are rescaled. At least three dimensions are required for an overall score. Holding movements describe ownership shares, not proven trading flows. Broad industry groups and financial-sector accounting can limit comparability.

Share price & basic dataAll stored headline metrics · Expand table
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Share Price and Basic Stock Data

Last Updated: September 26, 2026, 5:45 am

Market Cap 1,448 Cr.
Current Price 309
Intrinsic Value₹143.64
High / Low 417/245
Stock P/E32.8
Book Value 138
Dividend Yield0.00 %
ROCE9.94 %
ROE7.04 %
Face Value 10.0
PEG Ratio-387.61

Understand these figures: how to read the P/E ratio, ROE versus earnings per share, and calculate intrinsic value.

Stock P/E, Current Price, and Intrinsic Value Over Time

Share price and model value are rupee amounts; P/E is an earnings multiple. Use the axis labels and hover or tap for the dated values.

View Share Price Target for 5Paisa Capital Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
5Paisa Capital Ltd 1,448 Cr. 309 417/24532.8 1380.00 %9.94 %7.04 % 10.0
Summit Securities Ltd 1,509 Cr. 1,384 2,559/1,30612.6 7,8470.00 %1.52 %1.14 % 10.0
PNB Gilts Ltd 1,345 Cr. 74.7 101/58.613.3 95.02.68 %6.15 %11.0 % 10.0
Ugro Capital Ltd 1,274 Cr. 82.0 193/80.09.10 1830.00 %10.1 %4.64 % 10.0
PTC India Financial Services Ltd 1,694 Cr. 26.4 40.5/23.87.53 48.00.00 %11.8 %11.0 % 10.0
Industry Average10,206.92 Cr1,140.1358.363,572.460.49%10.48%14.03%7.06

All Competitor Stocks of 5Paisa Capital Ltd

Quarterly resultsRevenue, profit and margins by quarter · Expand table

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales 8491859710011310210185717877798588
Expenses 616559637092656255505254526062
Operating Profit 232526343021373830212523272626
OPM % 27%28%30%35%30%18%36%38%35%30%32%30%34%30%30%
Other Income 010000000000000
Interest 6546810765578898
Depreciation 222223333322222
Profit before tax 15191925208272922131513171515
Tax % 25%25%25%23%25%24%25%25%25%25%26%26%26%25%25%
Net Profit 1114151915620221610129121112
EPS in Rs 3.604.703.164.133.231.244.294.683.462.152.462.022.622.322.47

Last Updated: September 26, 2026, 9:19 pm

Quarterly Chart

Read each series across reporting quarters. Hover or tap a point for the period and value; check the quarterly table for the underlying figures.

Annual profit & lossYearly operating and earnings history · Expand table

Profit & Loss - Annual Report

Last Updated: September 26, 2026, 9:19 pm

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales 72061108195298338395360320330
Expenses 22517899150251252284232219229
Operating Profit -15-32-1710454787111127101102
OPM % -199%-161%-28%9%23%16%26%28%35%32%31%
Other Income 00000010000
Interest 1171521232129243334
Depreciation 0114559101299
Profit before tax -16-33-25-1020185872915959
Tax % -29%-24%-25%-18%26%26%25%25%25%25%
Net Profit -12-25-19-815144454684444
EPS in Rs -2.20-6.62-4.96-2.073.843.129.4711.6314.559.429.43
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

Compare the earnings trend across financial years. Hover or tap for values, then check the annual statement for exceptional items.

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)-108.33%24.00%57.89%287.50%-6.67%214.29%22.73%25.93%-35.29%
Change in YoY Net Profit Growth (%)0.00%132.33%33.89%229.61%-294.17%220.95%-191.56%3.20%-61.22%

5Paisa Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2017-2018 to 2025-2026.

Growth

Compounded Sales Growth
10 Years:%
5 Years:27%
3 Years:6%
TTM:-19%
Compounded Profit Growth
10 Years:%
5 Years:60%
3 Years:71%
TTM:-1%
Stock Price CAGR
10 Years:%
5 Years:-2%
3 Years:1%
1 Year:-31%
Return on Equity
10 Years:%
5 Years:10%
3 Years:11%
Last Year:12%

Last Updated: September 4, 2025, 9:50 pm

Balance sheetAssets, equity and borrowings · Expand table
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Balance Sheet

Last Updated: June 15, 2026, 2:30 am

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 13131325262931313131
Reserves 765032113131345433509572618
Borrowings 01692219234279169336217379
Other Liabilities 21521452664779561,0091,172846879
Total Liabilities 1091312826248671,6091,6422,0481,6671,907
Fixed Assets 022881116242018
CWIP 0002000000
Investments 00399148222
Other Assets 1091292776058511,5831,6182,0211,6451,887
Total Assets 1091312826248671,6091,6422,0481,6671,907

Reserves and Borrowings Chart

Cash flow statementOperating, investing and financing flows · Expand table

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -21-5115-2372-14125-9298-104
Cash from Investing Activity + 2-5139-1-12-8-13-7-7
Cash from Financing Activity + 87-127156-4225-85154-141127
Net Cash Flow 68-5643-42-373-6850-5117
Free Cash Flow -21-5314-248-0-14712-11191-110
CFO/OP 142%161%-91%-2,481%5%-294%32%-68%93%-85%
Free cash flowCash remaining after capital expenditure · Expand table

Free Cash Flow

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow-21.00-53.0014.00-248.000.00-147.0012.00-111.0091.00-110.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

Free Cash Flow Chart

Free cash flow shows what remains after capital expenditure. Large investment years can reduce it; read the cash flow statement alongside the trend.

Financial efficiencyWorking-capital and operating-cycle measures · Expand table

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 2010120-00000
Inventory Days
Days Payable
Cash Conversion Cycle 2010120-00000
Working Capital Days -210-320-555-477-577-1,026-941-899-785
ROCE %-39%-17%2%11%8%12%13%14%

Financial Efficiency Indicators Chart

Shareholding patternOwnership shares across reporting dates · Expand table

Share Holding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 33.27%32.84%32.80%32.78%32.77%32.76%32.75%32.75%32.74%32.78%32.76%36.50%
FIIs 23.08%22.37%22.66%22.70%21.58%21.59%21.57%21.62%21.68%12.36%12.41%15.11%
DIIs 0.00%0.20%0.29%0.25%0.25%0.25%0.25%0.26%0.25%0.01%0.01%0.00%
Public 43.63%44.57%44.24%44.27%45.40%45.38%45.41%45.37%45.32%54.83%54.80%48.38%
Others 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
No. of Shareholders 32,04933,16442,46544,68654,75758,38558,09556,88455,17055,30852,24350,145

Shareholding Pattern Chart

No. of Shareholders

5Paisa Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
DSP Banking & Financial Services Fund 66,069 0.71 3.9866,0692025-04-22 17:25:440%

ROCE Trend

EPS Trend

Key financial ratiosAlternate ratio feed and dated comparisons · Expand table

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 21.8617.6514.424.725.76
Diluted EPS (Rs.) 21.7916.6714.334.685.73
Cash EPS (Rs.) 25.7620.5117.096.387.56
Book Value[Excl.RevalReserv]/Share (Rs.) 193.25173.09151.21127.1361.17
Book Value[Incl.RevalReserv]/Share (Rs.) 193.25173.09151.21127.1361.17
Revenue From Operations / Share (Rs.) 115.11126.50110.28100.9575.61
PBDIT / Share (Rs.) 40.7435.3428.5715.4317.42
PBIT / Share (Rs.) 36.8232.2825.7013.7215.62
PBT / Share (Rs.) 29.2023.1218.966.297.80
Net Profit / Share (Rs.) 21.8417.4514.224.675.76
NP After MI And SOA / Share (Rs.) 21.8417.4514.224.675.76
PBDIT Margin (%) 35.3827.9325.9015.2823.04
PBIT Margin (%) 31.9825.5123.3013.5920.65
PBT Margin (%) 25.3618.2717.196.2310.31
Net Profit Margin (%) 18.9713.7912.894.627.61
NP After MI And SOA Margin (%) 18.9713.7912.894.627.61
Return on Networth / Equity (%) 11.3010.089.403.679.41
Return on Capital Employeed (%) 18.6018.1216.6010.5625.05
Return On Assets (%) 4.092.652.650.851.69
Total Debt / Equity (X) 0.360.620.360.741.50
Asset Turnover Ratio (%) 0.190.210.200.230.25
Current Ratio (X) 1.551.351.381.281.18
Quick Ratio (X) 1.551.351.381.281.18
Interest Coverage Ratio (X) 5.353.864.242.082.23
Interest Coverage Ratio (Post Tax) (X) 3.872.913.111.631.74
Enterprise Value (Cr.) -8.75271.77-265.3793.47346.91
EV / Net Operating Revenue (X) -0.020.68-0.780.311.80
EV / EBITDA (X) -0.062.47-3.032.067.80
MarketCap / Net Operating Revenue (X) 3.093.992.563.423.30
Price / BV (X) 1.842.911.872.714.08
Price / Net Operating Revenue (X) 3.093.992.563.423.30
EarningsYield 0.060.030.050.010.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Frequently asked questions

What is the intrinsic value of 5Paisa Capital Ltd and is it undervalued?

5Paisa Capital Ltd: the indicative intrinsic value estimate is ₹143.64, with a model sensitivity range of ₹83.07–₹190.37. Confidence: Limited. Reference share price: ₹309.00. Assessment: Indicative estimate. This range reflects model and required-return assumptions, not forecast probability or a buy/sell recommendation. Financial business: equity-earnings and eligible dividend models can provide an indicative estimate. Asset quality and regulatory capital still need review, so no automatic overvalued/undervalued label is given. Limited model coverage: the available models can estimate value, but related earnings formulas are not independent confirmation. No firm valuation label is given. The Intrinsic value & reliability section explains eligible models, excluded methods and the review rules. A low P/E or a large price gap alone does not establish mispricing.

What share price and 52-week range are shown for 5Paisa Capital Ltd?

The stored share price is ₹309.00. Price-data record updated: 26 September 2026, 5:45 am +05:30. This is not a live quote. The stored 52-week high / low is 417/245; this is a rolling range, not a financial-year range.

How have 5Paisa Capital Ltd's revenue and profit changed?

Revenue for Mar 2026 was ₹320.00 Cr, versus ₹360.00 Cr in Mar 2025 (-11.1% year on year). Net profit for Mar 2026 was ₹44.00 Cr, versus ₹68.00 Cr in Mar 2025 (-35.3% year on year). These are the latest annual periods stored on this page; check the quarterly table separately for more recent developments.

Does 5Paisa Capital Ltd's profit convert into cash?

For the same Mar 2026 period, operating cash flow was ₹-104.00 Cr against net profit of ₹44.00 Cr. Cash flow covered -2.36 times reported profit. The gap warrants checking receivables, working capital and one-off items in the cash-flow statement. For financial businesses, lending and investment movements can dominate operating cash flow; also examine asset quality, capital adequacy and the business mix.

What should I check in 5Paisa Capital Ltd's balance sheet?

Reported borrowings were ₹379.00 Cr in Mar 2026. Read this alongside cash, interest costs and repayment obligations; reserves are an accounting balance and are not the same as available cash.

How should I compare 5Paisa Capital Ltd's P/E with other stocks?

The stored P/E is 32.80. Compare companies with similar business models, growth, leverage and accounting periods. The industry group on this page is broad, and its average can be affected by outliers. A lower P/E alone does not establish undervaluation.

What could change 5Paisa Capital Ltd's intrinsic value estimate?

Changes in sustainable earnings, cash generation, capital needs, debt and share count can change the estimate. The displayed model uses a 12% cost of equity and 4% terminal growth assumption where applicable. Higher discount rates or weaker growth generally reduce discounted values. Compare the individual model values and weights, and verify fresh filings before relying on the result.

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Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in 5Paisa Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE