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Last Updated: April 2, 2026, 4:02 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 543451 | NSE: AGSTRA

AGS Transact Technologies Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹83.40Undervalued by 3,249.40%vs CMP ₹2.49

P/E (15.0) × ROE (16.3%) × BV (₹41.80) × DY (2.00%)

Defaults: P/E=15

₹114.06Undervalued by 4,480.72%vs CMP ₹2.49
MoS: +97.8% (Strong)Confidence: 58/100 (Moderate)Models: All 5: Undervalued
ModelCategoryValueWeightSignal
PE-ROEEarnings₹46.4233%Under (+1764.3%)
Net Asset ValueAssets₹41.5520%Under (+1568.7%)
EV/EBITDAEnterprise₹235.8516%Under (+9371.9%)
ROCE CapitalReturns₹214.2316%Under (+8503.6%)
Revenue MultipleRevenue₹114.4615%Under (+4496.8%)
Consensus (5 models)₹114.06100%Undervalued
Key Drivers: EPS CAGR -44.3% drags value — could be higher if earnings stabilize. | Wide model spread (₹42–₹236) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -44.3% · Defaults: P/E=15

*Investments are subject to market risks

Investment Snapshot

40
AGS Transact Technologies Ltd scores 40/100 (Weak)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health34/100 · Weak
ROCE 1.3% WeakROE 16.3% GoodD/E 1.36 High debtInterest Coverage 0.0x RiskyProfitable 3/5 years Mixed
Smart Money60/100 · Moderate
FII holding up 0.10% (6mo) Slight increaseDII holding up 3.39% MF buyingPromoter decreased by 25.76% Caution
Earnings Quality50/100 · Moderate
OPM contracting (24% → 19%) DecliningWorking capital: -5 days (improving) Efficient
Quarterly Momentum25/100 · Weak
Revenue (4Q): -19% YoY DecliningOPM: -83.0% (down 98.0% YoY) Margin pressure
Industry Rank40/100 · Moderate
ROCE 1.3% vs industry 5.1% Below peersROE 16.3% vs industry 8.5% Above peers3Y sales CAGR: -6% Shrinking

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:02 am

Market Cap 32.0 Cr.
Current Price 2.49
Intrinsic Value₹114.06
High / Low 7.30/2.30
Stock P/E
Book Value 41.8
Dividend Yield0.00 %
ROCE1.26 %
ROE16.3 %
Face Value 10.0
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for AGS Transact Technologies Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
AGS Transact Technologies Ltd 32.0 Cr. 2.49 7.30/2.30 41.80.00 %1.26 %16.3 % 10.0
Infibeam Avenues Ltd 5,869 Cr. 16.9 22.0/12.624.9 14.90.00 %8.65 %6.47 % 1.00
DigiSpice Technologies Ltd 376 Cr. 16.0 35.5/14.819.2 9.690.00 %5.47 %2.71 % 3.00
Industry Average3,122.50 Cr11.8022.0522.130.00%5.13%8.49%4.67

All Competitor Stocks of AGS Transact Technologies Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales 485399418414415425371377374349340352210
Expenses 365324305305315351288369316300246263384
Operating Profit 119751131091017383758499388-174
OPM % 25%19%27%26%24%17%22%2%15%14%28%25%-83%
Other Income 8610791081210812164
Interest 61723534353937373837363638
Depreciation 65655958565754545353494844
Profit before tax 2-56282319-131-71-23-322021-252
Tax % 634%-14%32%11%35%20%36%-14%-32%-86%32%27%-23%
Net Profit -9-48192112-151-61-15-41415-194
EPS in Rs -0.78-3.981.581.701.02-1.270.05-5.02-1.27-0.371.141.24-15.17

Last Updated: February 28, 2025, 3:48 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 15, 2025, 4:36 am

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales 1,3081,4731,8061,8001,7591,7721,6711,4711,250
Expenses 1,1541,2621,3761,3361,3211,3611,2731,2731,193
Operating Profit 15421142946543741139819757
OPM % 12%14%24%26%25%23%24%13%5%
Other Income 15913303824343840
Interest 7883137130133250144148147
Depreciation 100113227245260252231213193
Profit before tax -10247912082-6758-125-243
Tax % 109%73%16%31%34%24%36%-36%
Net Profit -226668355-8237-80-170
EPS in Rs -1.790.525.506.894.55-6.793.04-6.60-13.16
Dividend Payout % 0%0%0%0%22%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)127.27%1000.00%25.76%-33.73%-249.09%145.12%-316.22%
Change in YoY Net Profit Growth (%)0.00%872.73%-974.24%-59.49%-215.36%394.21%-461.34%

AGS Transact Technologies Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:%
5 Years:-4%
3 Years:-6%
TTM:-19%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:-86%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:-60%
1 Year:-95%
Return on Equity
10 Years:%
5 Years:1%
3 Years:-8%
Last Year:-16%

Last Updated: September 5, 2025, 2:11 pm

Balance Sheet

Last Updated: July 25, 2025, 1:57 pm

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 119119119119119120120121121
Reserves 275284306380440362415341413
Borrowings 6577031,1051,1591,6221,1041,2311,1201,069
Other Liabilities 365450524583733767517510517
Total Liabilities 1,4161,5552,0542,2412,9142,3532,2832,0912,121
Fixed Assets 4935491,0081,052965910804718631
CWIP 686650895844402922
Investments 0002100121
Other Assets 8559419971,0981,8801,3991,4391,3431,468
Total Assets 1,4161,5552,0542,2412,9142,3532,2832,0912,121

Reserves and Borrowings Chart

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity + 206196486446418325249349
Cash from Investing Activity + -210-161-165-291-156-12-126-15
Cash from Financing Activity + 15-31-315-172320-875-137-316
Net Cash Flow 1246-16582-562-1418
Free Cash Flow -540324224296241141301
CFO/OP 158%109%119%101%97%88%73%183%

Free Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-503.00-492.00428.00464.00436.00410.00397.00196.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days 82919093102188197181
Inventory Days 1901439585100104152276
Days Payable 2242092513443988177521,035
Cash Conversion Cycle 4825-66-166-196-525-403-578
Working Capital Days 7373-35-49-46-437-5
ROCE %10%17%16%11%10%12%1%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Promoters 65.52%65.52%65.52%65.52%65.52%65.52%65.53%65.53%65.06%60.11%52.23%26.47%
FIIs 4.57%3.18%0.63%0.06%0.01%0.44%1.65%0.83%0.02%0.41%0.12%0.12%
DIIs 7.31%6.28%5.27%5.27%5.27%3.85%3.85%3.78%3.75%4.99%6.56%7.14%
Public 21.57%24.11%27.83%28.40%28.43%29.87%28.66%29.55%30.33%34.23%40.82%66.00%
Others 1.01%0.91%0.75%0.75%0.75%0.31%0.31%0.30%0.83%0.26%0.25%0.25%
No. of Shareholders 1,15,5471,13,0021,11,3101,08,0751,06,8721,02,10293,31692,29990,13692,92298,1651,05,013

Shareholding Pattern Chart

No. of Shareholders

AGS Transact Technologies Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
HDFC Balanced Advantage Fund 4,587,241 0 1.61N/AN/AN/A

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) -6.643.07-6.934.627.00
Diluted EPS (Rs.) -6.643.01-6.934.556.90
Cash EPS (Rs.) 11.0022.2114.1626.6527.71
Book Value[Excl.RevalReserv]/Share (Rs.) 38.1544.4140.0947.1142.08
Book Value[Incl.RevalReserv]/Share (Rs.) 38.1544.4140.0947.1142.08
Revenue From Operations / Share (Rs.) 121.51138.71147.44148.33151.83
PBDIT / Share (Rs.) 19.4735.8436.3140.2041.78
PBIT / Share (Rs.) 1.8516.7015.3518.3121.15
PBT / Share (Rs.) -10.364.77-5.477.0910.15
Net Profit / Share (Rs.) -6.623.07-6.804.767.07
NP After MI And SOA / Share (Rs.) -6.623.07-6.864.627.00
PBDIT Margin (%) 16.0125.8424.6227.1027.51
PBIT Margin (%) 1.5212.0410.4012.3413.92
PBT Margin (%) -8.523.44-3.714.776.68
Net Profit Margin (%) -5.442.21-4.603.204.65
NP After MI And SOA Margin (%) -5.442.21-4.653.114.61
Return on Networth / Equity (%) -17.346.90-17.119.8016.63
Return on Capital Employeed (%) 2.0515.1315.0112.6220.61
Return On Assets (%) -3.821.61-3.501.883.70
Long Term Debt / Equity (X) 0.911.030.951.550.69
Total Debt / Equity (X) 1.781.641.482.211.36
Asset Turnover Ratio (%) 0.670.720.670.680.70
Current Ratio (X) 1.101.271.051.400.83
Quick Ratio (X) 1.011.200.991.340.77
Inventory Turnover Ratio (X) 1.312.332.943.143.02
Dividend Payout Ratio (NP) (%) 0.000.00-14.590.0014.50
Dividend Payout Ratio (CP) (%) 0.000.007.100.003.67
Earning Retention Ratio (%) 0.000.00114.590.0085.50
Cash Earning Retention Ratio (%) 0.000.0092.900.0096.33
Interest Coverage Ratio (X) 1.593.011.743.583.80
Interest Coverage Ratio (Post Tax) (X) 0.451.260.671.421.64
Enterprise Value (Cr.) 1523.301343.551833.060.000.00
EV / Net Operating Revenue (X) 1.040.801.030.000.00
EV / EBITDA (X) 6.473.114.200.000.00
MarketCap / Net Operating Revenue (X) 0.550.330.670.000.00
Retention Ratios (%) 0.000.00114.590.0085.49
Price / BV (X) 1.781.042.490.000.00
Price / Net Operating Revenue (X) 0.550.330.670.000.00
EarningsYield -0.090.06-0.060.000.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

AGS Transact Technologies Ltd. is a Public Limited Listed company incorporated on 11/12/2002 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L72200MH2002PLC138213 and registration number is 138213. Currently Company is involved in the business activities of Other business support service activities. Company's Total Operating Revenue is Rs. 1043.38 Cr. and Equity Capital is Rs. 121.03 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Financial Technologies (Fintech)601-602, Trade World, B-Wing, Mumbai Maharashtra 400013Contact not found
Management
NamePosition Held
Mr. Ravi Badrinarain GoyalChairman & Managing Director
Mr. P Stanley JohnsonExecutive Director
Mr. Vinayak R GoyalExecutive Director
Mr. Subrata Kumar MitraInd. Non-Executive Director
Mr. Sudip BandyopadhyayNon Exe.Non Ind.Director
Mrs. Jhuma GuhaInd. Non-Executive Director
Mr. Sivanandhan DhanushkodiInd. Non-Executive Director
Ms. Preeti MalhotraInd. Non-Executive Director

FAQ

What is the intrinsic value of AGS Transact Technologies Ltd and is it undervalued?

As of 15 April 2026, AGS Transact Technologies Ltd's intrinsic value is ₹114.06, which is 4480.72% higher than the current market price of ₹2.49, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (16.3 %), book value (₹41.8), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of AGS Transact Technologies Ltd?

AGS Transact Technologies Ltd is trading at ₹2.49 as of 15 April 2026, with a FY2026-2027 high of ₹7.30 and low of ₹2.30. The stock is currently near its 52-week low. Market cap stands at ₹32.0 Cr..

How does AGS Transact Technologies Ltd's P/E ratio compare to its industry?

AGS Transact Technologies Ltd has a P/E ratio of , which is below the industry average of 22.05. This is broadly in line with or below the industry average.

Is AGS Transact Technologies Ltd financially healthy?

Key indicators for AGS Transact Technologies Ltd: ROCE of 1.26 % is on the lower side compared to the industry average of 5.13%; ROE of 16.3 % shows strong shareholder returns. Dividend yield is 0.00 %.

Is AGS Transact Technologies Ltd profitable and how is the profit trend?

AGS Transact Technologies Ltd reported a net profit of ₹-80 Cr in Mar 2024 on revenue of ₹1,471 Cr. Compared to ₹55 Cr in Mar 2021, the net profit shows a declining trend.

Does AGS Transact Technologies Ltd pay dividends?

AGS Transact Technologies Ltd has a dividend yield of 0.00 % at the current price of ₹2.49. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in AGS Transact Technologies Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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