Share Price and Basic Stock Data
Last Updated: September 9, 2025, 12:19 pm
| PEG Ratio | 0.67 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Amrapali Capital and Finance Services Ltd operates within the Non-Banking Financial Company (NBFC) sector. As of the latest report, the company’s market capitalization stood at ₹19.6 Cr with a share price of ₹20.0. Revenue trends depict significant volatility, with sales reaching a peak of ₹3,968.31 lakh in FY 2019, followed by a drastic decline to ₹14.99 lakh in FY 2023. The quarterly sales data indicates a recovery in the recent quarters, with sales recorded at ₹53.50 lakh in September 2023, though it was preceded by lower figures in earlier quarters. This pattern suggests an inconsistent revenue generation capability, reflecting potential operational challenges and market conditions affecting performance. The operating profit margin (OPM) has fluctuated over the years, recently standing at a negative 2.28% in September 2023. The company’s ability to stabilize its revenue and improve operational efficiency remains crucial as it navigates through such fluctuations.
Profitability and Efficiency Metrics
Amrapali Capital’s profitability metrics present a challenging picture, with net profit recorded at ₹1.15 lakh for FY 2025, following a loss of ₹0.81 lakh in FY 2023. The company has struggled with operational profitability, as indicated by its OPM, which has been negative in several recent quarters, including a notable decline to -71.19% in September 2022. The return on equity (ROE) is low at 1.38%, and return on capital employed (ROCE) is reported at 3.33%, both of which are below industry averages for NBFCs, typically ranging higher. The interest coverage ratio (ICR) stands at 1.62x, indicating limited ability to cover interest expenses. The cash conversion cycle is notably high at 381.25 days, suggesting inefficiencies in managing working capital. Therefore, improving operational efficiency and profitability metrics is critical for sustaining financial health amid these challenges.
Balance Sheet Strength and Financial Ratios
Amrapali Capital’s balance sheet reflects a cautious financial position, with total borrowings at ₹22.06 Cr against reserves of ₹74.08 Cr, yielding a debt-to-equity ratio of 0.26. This relatively low leverage indicates a conservative approach to financing. However, the current ratio is reported at 2.32x, demonstrating strong liquidity, which is favorable for covering short-term obligations. The book value per share has seen a slight increase, now at ₹85.76, suggesting some retention of equity value despite operational struggles. The price-to-book value (P/BV) ratio stands at 0.21x, indicating that the stock is trading at a discount relative to its book value, which may attract value-oriented investors. However, the financial ratios overall suggest that while the company maintains a solid reserve base, there are pressing concerns regarding operational efficiency and profitability that need to be addressed for long-term sustainability.
Shareholding Pattern and Investor Confidence
The company’s shareholding pattern shows a significant promoter holding of 64.66%, which reflects strong insider confidence in the firm. Public shareholding accounts for 35.33%, while foreign institutional investors (FIIs) and domestic institutional investors (DIIs) are not reported, indicating a potential gap in institutional interest which could affect market perception. The number of shareholders has remained relatively stable, with a count of 64 as of March 2025. This stability in shareholder numbers, combined with the high promoter stake, may provide a buffer against market volatility. However, the absence of institutional investment could signal a lack of broader market confidence in the company’s growth prospects. The reliance on a concentrated promoter base could also pose risks if the company faces prolonged operational difficulties.
Outlook, Risks, and Final Insight
If margins sustain improvement and operational efficiencies are realized, Amrapali Capital could leverage its strong reserve base to enhance profitability. However, the company faces significant risks, including high cash conversion cycles and fluctuating revenue streams that could impede growth. Additionally, the low interest coverage ratio raises concerns about the firm’s ability to manage debt obligations effectively. Should the company address these operational challenges and improve its efficiency metrics, it may attract more institutional interest, thereby enhancing its market position. Conversely, continued volatility in sales and profitability could deter investment and hinder recovery efforts. A focused strategy on operational improvement and market expansion will be vital for the company’s future performance in the NBFC sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Amrapali Capital and Finance Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.9 Cr. | 1.59 | 1.91/0.85 | 106 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.2 Cr. | 1.21 | 14.3/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 548 Cr. | 167 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.8 Cr. | 19.4 | 39.8/17.5 | 13.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 45.7 Cr. | 102 | 181/90.0 | 24.5 | 238 | 0.98 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,944.91 Cr | 491.08 | 104.30 | 494.63 | 0.21% | 15.80% | 8.84% | 8.50 |
All Competitor Stocks of Amrapali Capital and Finance Services Ltd
Quarterly Result
| Metric | Sep 2019 | Mar 2020 | Sep 2020 | Mar 2021 | Sep 2021 | Mar 2022 | Sep 2022 | Mar 2023 | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 61.55 | 17.93 | 21.81 | 165.24 | 8.39 | 12.06 | 2.43 | 8.17 | 53.50 | 13.95 | -2.37 | 46.57 |
| Expenses | 64.48 | 16.96 | 23.54 | 167.28 | 9.13 | 13.06 | 4.16 | 10.97 | 54.72 | 13.83 | -2.17 | 46.41 |
| Operating Profit | -2.93 | 0.97 | -1.73 | -2.04 | -0.74 | -1.00 | -1.73 | -2.80 | -1.22 | 0.12 | -0.20 | 0.16 |
| OPM % | -4.76% | 5.41% | -7.93% | -1.23% | -8.82% | -8.29% | -71.19% | -34.27% | -2.28% | 0.86% | 0.34% | |
| Other Income | 3.32 | 3.44 | 2.53 | 2.89 | 1.61 | 2.48 | 2.08 | 2.84 | 1.93 | 2.60 | 1.55 | 2.49 |
| Interest | 1.19 | 2.45 | 0.28 | 2.15 | 0.19 | 1.10 | 0.09 | 0.08 | 0.30 | 0.38 | 0.91 | 0.14 |
| Depreciation | 0.24 | 0.24 | 0.22 | 0.21 | 0.40 | 0.21 | 0.00 | 0.45 | 0.19 | 1.44 | 0.27 | 1.55 |
| Profit before tax | -1.04 | 1.72 | 0.30 | -1.51 | 0.28 | 0.17 | 0.26 | -0.49 | 0.22 | 0.90 | 0.17 | 0.96 |
| Tax % | 0.00% | 7.56% | 30.00% | -27.15% | 28.57% | 64.71% | 30.77% | 104.08% | 31.82% | 13.33% | 23.53% | -6.25% |
| Net Profit | -1.04 | 1.59 | 0.20 | -1.10 | 0.21 | 0.07 | 0.18 | -1.00 | 0.16 | 0.78 | 0.13 | 1.03 |
| EPS in Rs | -1.06 | 1.63 | 0.20 | -1.12 | 0.21 | 0.07 | 0.18 | -1.02 | 0.16 | 0.80 | 0.13 | 1.05 |
Last Updated: July 16, 2025, 2:55 pm
Below is a detailed analysis of the quarterly data for Amrapali Capital and Finance Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 46.57 Cr.. The value appears strong and on an upward trend. It has increased from -2.37 Cr. (Sep 2024) to 46.57 Cr., marking an increase of 48.94 Cr..
- For Expenses, as of Mar 2025, the value is 46.41 Cr.. The value appears to be increasing, which may not be favorable. It has increased from -2.17 Cr. (Sep 2024) to 46.41 Cr., marking an increase of 48.58 Cr..
- For Operating Profit, as of Mar 2025, the value is 0.16 Cr.. The value appears strong and on an upward trend. It has increased from -0.20 Cr. (Sep 2024) to 0.16 Cr., marking an increase of 0.36 Cr..
- For OPM %, as of Mar 2025, the value is 0.34%. The value appears strong and on an upward trend. It has increased from 0.00% (Sep 2024) to 0.34%, marking an increase of 0.34%.
- For Other Income, as of Mar 2025, the value is 2.49 Cr.. The value appears strong and on an upward trend. It has increased from 1.55 Cr. (Sep 2024) to 2.49 Cr., marking an increase of 0.94 Cr..
- For Interest, as of Mar 2025, the value is 0.14 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.91 Cr. (Sep 2024) to 0.14 Cr., marking a decrease of 0.77 Cr..
- For Depreciation, as of Mar 2025, the value is 1.55 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.27 Cr. (Sep 2024) to 1.55 Cr., marking an increase of 1.28 Cr..
- For Profit before tax, as of Mar 2025, the value is 0.96 Cr.. The value appears strong and on an upward trend. It has increased from 0.17 Cr. (Sep 2024) to 0.96 Cr., marking an increase of 0.79 Cr..
- For Tax %, as of Mar 2025, the value is -6.25%. The value appears to be improving (decreasing) as expected. It has decreased from 23.53% (Sep 2024) to -6.25%, marking a decrease of 29.78%.
- For Net Profit, as of Mar 2025, the value is 1.03 Cr.. The value appears strong and on an upward trend. It has increased from 0.13 Cr. (Sep 2024) to 1.03 Cr., marking an increase of 0.90 Cr..
- For EPS in Rs, as of Mar 2025, the value is 1.05. The value appears strong and on an upward trend. It has increased from 0.13 (Sep 2024) to 1.05, marking an increase of 0.92.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:58 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6.26 | 12.45 | 5.13 | 58.80 | -25.30 | 3,968.31 | 85.87 | 192.42 | 24.46 | 14.99 | 71.06 | 48.02 |
| Expenses | 5.00 | 11.29 | 2.40 | 55.63 | -31.54 | 3,965.91 | 81.44 | 190.82 | 22.18 | 15.11 | 68.53 | 44.24 |
| Operating Profit | 1.26 | 1.16 | 2.73 | 3.17 | 6.24 | 2.40 | 4.43 | 1.60 | 2.28 | -0.12 | 2.53 | 3.78 |
| OPM % | 20.13% | 9.32% | 53.22% | 5.39% | 0.06% | 5.16% | 0.83% | 9.32% | -0.80% | 3.56% | 7.87% | |
| Other Income | 0.08 | 0.34 | 0.03 | 0.03 | 0.05 | 0.00 | 0.37 | 0.05 | 0.07 | 0.53 | 0.92 | 0.22 |
| Interest | 0.70 | 0.87 | 1.40 | 2.21 | 5.07 | 1.12 | 3.64 | 2.43 | 1.50 | 0.18 | 1.75 | 2.47 |
| Depreciation | 0.28 | 0.46 | 0.35 | 0.58 | 0.60 | 0.50 | 0.48 | 0.43 | 0.40 | 0.45 | 0.58 | 0.41 |
| Profit before tax | 0.36 | 0.17 | 1.01 | 0.41 | 0.62 | 0.78 | 0.68 | -1.21 | 0.45 | -0.22 | 1.12 | 1.12 |
| Tax % | 30.56% | -35.29% | 36.63% | 31.71% | 25.81% | 25.64% | 19.12% | -26.45% | 40.00% | 268.18% | 16.96% | -1.79% |
| Net Profit | 0.25 | 0.23 | 0.65 | 0.29 | 0.46 | 0.58 | 0.55 | -0.90 | 0.27 | -0.81 | 0.93 | 1.15 |
| EPS in Rs | 0.26 | 0.24 | 0.66 | 0.30 | 0.47 | 0.59 | 0.56 | -0.92 | 0.28 | -0.83 | 0.95 | 1.18 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -8.00% | 182.61% | -55.38% | 58.62% | 26.09% | -5.17% | -263.64% | 130.00% | -400.00% | 214.81% | 23.66% |
| Change in YoY Net Profit Growth (%) | 0.00% | 190.61% | -237.99% | 114.01% | -32.53% | -31.26% | -258.46% | 393.64% | -530.00% | 614.81% | -191.16% |
Amrapali Capital and Finance Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | -12% |
| 3 Years: | 22% |
| TTM: | -38% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 45% |
| 5 Years: | 16% |
| 3 Years: | 60% |
| TTM: | 24% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 0% |
| 3 Years: | 1% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 2:16 pm
Balance Sheet
Last Updated: September 10, 2025, 3:00 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 | 9.78 |
| Reserves | 69.01 | 71.83 | 71.39 | 71.68 | 72.14 | 72.88 | 73.43 | 72.53 | 72.81 | 71.99 | 72.93 | 74.08 |
| Borrowings | 0.00 | 0.00 | 38.11 | 40.97 | 35.85 | 13.60 | 21.34 | 0.00 | 12.65 | 8.67 | 26.87 | 22.06 |
| Other Liabilities | 0.47 | 10.59 | 10.12 | 24.97 | 28.69 | 40.33 | 67.33 | 12.45 | 4.07 | 5.97 | 1.96 | 3.11 |
| Total Liabilities | 79.26 | 92.20 | 129.40 | 147.40 | 146.46 | 136.59 | 171.88 | 94.76 | 99.31 | 96.41 | 111.54 | 109.03 |
| Fixed Assets | 1.02 | 1.06 | 3.71 | 4.26 | 4.57 | 4.16 | 3.88 | 3.71 | 3.48 | 4.55 | 4.23 | 4.23 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.07 | 0.07 | 0.07 | 0.07 | 1.20 | 4.57 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| Other Assets | 78.17 | 91.07 | 125.62 | 143.07 | 140.69 | 127.86 | 167.93 | 90.98 | 95.76 | 91.79 | 107.24 | 104.73 |
| Total Assets | 79.26 | 92.20 | 129.40 | 147.40 | 146.46 | 136.59 | 171.88 | 94.76 | 99.31 | 96.41 | 111.54 | 109.03 |
Below is a detailed analysis of the balance sheet data for Amrapali Capital and Finance Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 9.78 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 9.78 Cr..
- For Reserves, as of Mar 2025, the value is 74.08 Cr.. The value appears strong and on an upward trend. It has increased from 72.93 Cr. (Mar 2024) to 74.08 Cr., marking an increase of 1.15 Cr..
- For Borrowings, as of Mar 2025, the value is 22.06 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 26.87 Cr. (Mar 2024) to 22.06 Cr., marking a decrease of 4.81 Cr..
- For Other Liabilities, as of Mar 2025, the value is 3.11 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.96 Cr. (Mar 2024) to 3.11 Cr., marking an increase of 1.15 Cr..
- For Total Liabilities, as of Mar 2025, the value is 109.03 Cr.. The value appears to be improving (decreasing). It has decreased from 111.54 Cr. (Mar 2024) to 109.03 Cr., marking a decrease of 2.51 Cr..
- For Fixed Assets, as of Mar 2025, the value is 4.23 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 4.23 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.07 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.07 Cr..
- For Other Assets, as of Mar 2025, the value is 104.73 Cr.. The value appears to be declining and may need further review. It has decreased from 107.24 Cr. (Mar 2024) to 104.73 Cr., marking a decrease of 2.51 Cr..
- For Total Assets, as of Mar 2025, the value is 109.03 Cr.. The value appears to be declining and may need further review. It has decreased from 111.54 Cr. (Mar 2024) to 109.03 Cr., marking a decrease of 2.51 Cr..
Notably, the Reserves (74.08 Cr.) exceed the Borrowings (22.06 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.26 | 1.16 | -35.38 | -37.80 | -29.61 | -11.20 | -16.91 | 1.60 | -10.37 | -8.79 | -24.25 | -22.12 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 13.99 | 0.29 | 0.71 | 0.62 | -80.36 | 0.84 | 69.54 | 8.10 | 4.48 | 2.92 | -17.67 | 0.46 |
| Inventory Days | 1,418.40 | 128.21 | 2.20 | 30.89 | 24.11 | 774.63 | 3,115.75 | 322.77 | 393.26 | |||
| Days Payable | 6.71 | 0.28 | 0.03 | 5.53 | 1.24 | 10.10 | 101.96 | 2.79 | 12.47 | |||
| Cash Conversion Cycle | 13.99 | 1,411.98 | 0.71 | 128.55 | -80.36 | 3.01 | 94.90 | 30.97 | 769.00 | 3,016.72 | 302.31 | 381.25 |
| Working Capital Days | 2,464.62 | 995.91 | -1,152.63 | 54.38 | 95.94 | -1.03 | 55.85 | 18.61 | 510.49 | 1,165.13 | 313.58 | 354.28 |
| ROCE % | 1.61% | 0.95% | 2.40% | 2.17% | 4.71% | 1.78% | 4.30% | 1.28% | 2.21% | -0.03% | 2.87% | 3.33% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.18 | 0.96 | -0.83 | 0.28 | -0.92 |
| Diluted EPS (Rs.) | 1.18 | 0.96 | -0.83 | 0.28 | -0.92 |
| Cash EPS (Rs.) | 1.60 | 1.54 | -0.36 | 0.68 | -0.47 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 85.76 | 84.58 | 83.62 | 84.45 | 84.17 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 85.76 | 84.58 | 83.62 | 84.45 | 84.17 |
| Revenue From Operations / Share (Rs.) | 45.20 | 68.98 | 10.84 | 20.91 | 191.28 |
| PBDIT / Share (Rs.) | 4.08 | 3.52 | 0.40 | 2.41 | 1.69 |
| PBIT / Share (Rs.) | 3.66 | 2.93 | -0.05 | 2.00 | 1.24 |
| PBT / Share (Rs.) | 1.15 | 1.15 | -0.23 | 0.46 | -1.24 |
| Net Profit / Share (Rs.) | 1.18 | 0.95 | -0.83 | 0.28 | -0.91 |
| PBDIT Margin (%) | 9.02 | 5.10 | 3.73 | 11.50 | 0.88 |
| PBIT Margin (%) | 8.09 | 4.25 | -0.51 | 9.55 | 0.65 |
| PBT Margin (%) | 2.54 | 1.66 | -2.13 | 2.21 | -0.64 |
| Net Profit Margin (%) | 2.60 | 1.38 | -7.66 | 1.34 | -0.48 |
| Return on Networth / Equity (%) | 1.37 | 1.13 | -0.99 | 0.33 | -1.09 |
| Return on Capital Employeed (%) | 4.22 | 3.39 | -0.06 | 2.31 | 1.47 |
| Return On Assets (%) | 1.05 | 0.83 | -0.84 | 0.27 | -0.94 |
| Total Debt / Equity (X) | 0.26 | 0.32 | 0.10 | 0.15 | 0.00 |
| Asset Turnover Ratio (%) | 0.40 | 0.64 | 0.10 | 0.21 | 1.40 |
| Current Ratio (X) | 2.32 | 2.53 | 4.53 | 3.77 | 6.22 |
| Quick Ratio (X) | 0.57 | 0.52 | 1.05 | 1.58 | 5.21 |
| Interest Coverage Ratio (X) | 1.62 | 1.98 | 2.32 | 1.57 | 0.67 |
| Interest Coverage Ratio (Post Tax) (X) | 1.47 | 1.54 | -3.75 | 1.18 | 0.63 |
| Enterprise Value (Cr.) | 32.28 | 37.37 | 14.11 | 5.35 | -48.15 |
| EV / Net Operating Revenue (X) | 0.73 | 0.55 | 1.33 | 0.26 | -0.25 |
| EV / EBITDA (X) | 8.09 | 10.85 | 35.61 | 2.27 | -29.20 |
| MarketCap / Net Operating Revenue (X) | 0.40 | 0.26 | 1.21 | 0.62 | 0.02 |
| Price / BV (X) | 0.21 | 0.21 | 0.15 | 0.15 | 0.06 |
| Price / Net Operating Revenue (X) | 0.40 | 0.26 | 1.21 | 0.62 | 0.02 |
| EarningsYield | 0.06 | 0.05 | -0.06 | 0.02 | -0.16 |
After reviewing the key financial ratios for Amrapali Capital and Finance Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 5. It has increased from 0.96 (Mar 24) to 1.18, marking an increase of 0.22.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 5. It has increased from 0.96 (Mar 24) to 1.18, marking an increase of 0.22.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.54 (Mar 24) to 1.60, marking an increase of 0.06.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 85.76. It has increased from 84.58 (Mar 24) to 85.76, marking an increase of 1.18.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 85.76. It has increased from 84.58 (Mar 24) to 85.76, marking an increase of 1.18.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 45.20. It has decreased from 68.98 (Mar 24) to 45.20, marking a decrease of 23.78.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 4.08. This value is within the healthy range. It has increased from 3.52 (Mar 24) to 4.08, marking an increase of 0.56.
- For PBIT / Share (Rs.), as of Mar 25, the value is 3.66. This value is within the healthy range. It has increased from 2.93 (Mar 24) to 3.66, marking an increase of 0.73.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.15. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.15.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.18. This value is below the healthy minimum of 2. It has increased from 0.95 (Mar 24) to 1.18, marking an increase of 0.23.
- For PBDIT Margin (%), as of Mar 25, the value is 9.02. This value is below the healthy minimum of 10. It has increased from 5.10 (Mar 24) to 9.02, marking an increase of 3.92.
- For PBIT Margin (%), as of Mar 25, the value is 8.09. This value is below the healthy minimum of 10. It has increased from 4.25 (Mar 24) to 8.09, marking an increase of 3.84.
- For PBT Margin (%), as of Mar 25, the value is 2.54. This value is below the healthy minimum of 10. It has increased from 1.66 (Mar 24) to 2.54, marking an increase of 0.88.
- For Net Profit Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 5. It has increased from 1.38 (Mar 24) to 2.60, marking an increase of 1.22.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.37. This value is below the healthy minimum of 15. It has increased from 1.13 (Mar 24) to 1.37, marking an increase of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.22. This value is below the healthy minimum of 10. It has increased from 3.39 (Mar 24) to 4.22, marking an increase of 0.83.
- For Return On Assets (%), as of Mar 25, the value is 1.05. This value is below the healthy minimum of 5. It has increased from 0.83 (Mar 24) to 1.05, marking an increase of 0.22.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.26. This value is within the healthy range. It has decreased from 0.32 (Mar 24) to 0.26, marking a decrease of 0.06.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.40. It has decreased from 0.64 (Mar 24) to 0.40, marking a decrease of 0.24.
- For Current Ratio (X), as of Mar 25, the value is 2.32. This value is within the healthy range. It has decreased from 2.53 (Mar 24) to 2.32, marking a decrease of 0.21.
- For Quick Ratio (X), as of Mar 25, the value is 0.57. This value is below the healthy minimum of 1. It has increased from 0.52 (Mar 24) to 0.57, marking an increase of 0.05.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.62. This value is below the healthy minimum of 3. It has decreased from 1.98 (Mar 24) to 1.62, marking a decrease of 0.36.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.47. This value is below the healthy minimum of 3. It has decreased from 1.54 (Mar 24) to 1.47, marking a decrease of 0.07.
- For Enterprise Value (Cr.), as of Mar 25, the value is 32.28. It has decreased from 37.37 (Mar 24) to 32.28, marking a decrease of 5.09.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.73. This value is below the healthy minimum of 1. It has increased from 0.55 (Mar 24) to 0.73, marking an increase of 0.18.
- For EV / EBITDA (X), as of Mar 25, the value is 8.09. This value is within the healthy range. It has decreased from 10.85 (Mar 24) to 8.09, marking a decrease of 2.76.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.40. This value is below the healthy minimum of 1. It has increased from 0.26 (Mar 24) to 0.40, marking an increase of 0.14.
- For Price / BV (X), as of Mar 25, the value is 0.21. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.21.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.40. This value is below the healthy minimum of 1. It has increased from 0.26 (Mar 24) to 0.40, marking an increase of 0.14.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has increased from 0.05 (Mar 24) to 0.06, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Amrapali Capital and Finance Services Ltd:
- Net Profit Margin: 2.6%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.22% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.37% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.47
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.57
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 17 (Industry average Stock P/E: 104.3)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.26
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 2.6%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No. PO5-02E, 5th Floor, Gandhinagar Gujarat 382355 | grievances@amrapali.com www.amrapali.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Alkesh Dashrathlal Patel | Chairman & Managing Director |
| Mr. Baldev Manubhai Patel | Executive Director |
| Mr. Chirag Yashvantbhai Thakkar | Non Exe.Non Ind.Director |
| Ms. Bhumi Atit Patel | Ind. Non-Executive Director |
| Ms. Urshita Mittalbhai Patel | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Amrapali Capital and Finance Services Ltd?
Amrapali Capital and Finance Services Ltd's intrinsic value (as of 24 September 2025) is 16.43 which is 17.85% lower the current market price of 20.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹19.6 Cr. market cap, FY2025-2026 high/low of 20.0/19.1, reserves of ₹74.08 Cr, and liabilities of 109.03 Cr.
What is the Market Cap of Amrapali Capital and Finance Services Ltd?
The Market Cap of Amrapali Capital and Finance Services Ltd is 19.6 Cr..
What is the current Stock Price of Amrapali Capital and Finance Services Ltd as on 24 September 2025?
The current stock price of Amrapali Capital and Finance Services Ltd as on 24 September 2025 is 20.0.
What is the High / Low of Amrapali Capital and Finance Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Amrapali Capital and Finance Services Ltd stocks is 20.0/19.1.
What is the Stock P/E of Amrapali Capital and Finance Services Ltd?
The Stock P/E of Amrapali Capital and Finance Services Ltd is 17.0.
What is the Book Value of Amrapali Capital and Finance Services Ltd?
The Book Value of Amrapali Capital and Finance Services Ltd is 85.8.
What is the Dividend Yield of Amrapali Capital and Finance Services Ltd?
The Dividend Yield of Amrapali Capital and Finance Services Ltd is 0.00 %.
What is the ROCE of Amrapali Capital and Finance Services Ltd?
The ROCE of Amrapali Capital and Finance Services Ltd is 3.33 %.
What is the ROE of Amrapali Capital and Finance Services Ltd?
The ROE of Amrapali Capital and Finance Services Ltd is 1.38 %.
What is the Face Value of Amrapali Capital and Finance Services Ltd?
The Face Value of Amrapali Capital and Finance Services Ltd is 10.0.