Share Price and Basic Stock Data
Last Updated: January 7, 2026, 8:06 pm
| PEG Ratio | -5.76 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Anjani Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, providing financial services without holding a banking license. The company’s revenue trajectory has been notably volatile, with sales reported at ₹0.87 Cr in March 2021, followed by a peak of ₹1.40 Cr in March 2022. However, sales declined to ₹1.27 Cr in March 2024, indicating a potential stagnation in growth. Quarterly sales figures also reflect this inconsistency, with the latest reported sales in September 2023 at ₹0.25 Cr, down from ₹0.31 Cr in June 2023. The company’s operating profit margin (OPM) has shown fluctuations, peaking at 351.52% in December 2022, largely due to significant changes in expenses during that quarter. This level of OPM is exceptional compared to typical NBFCs, which generally range between 20% to 30%. Such variability in sales and profitability highlights the need for Anjani Finance to stabilize its revenue streams and enhance operational predictability.
Profitability and Efficiency Metrics
Anjani Finance’s profitability metrics have experienced considerable fluctuations, with a net profit of ₹6.99 Cr reported in March 2023, followed by a significant drop to ₹0.65 Cr in March 2024. The earnings per share (EPS) mirrored this trend, standing at ₹6.89 in March 2023 and declining to ₹0.64 in March 2024. The return on equity (ROE) was recorded at 3.47%, which is relatively low compared to sector averages, indicating that the company is generating limited returns on shareholder investments. Efficiency metrics, such as the cash conversion cycle (CCC), stood at 17.24 days, reflecting an improvement from 15.64 days in March 2023. However, the ROCE of 4.10% remains below industry standards, suggesting that the company’s capital is not being utilized optimally to generate returns. Overall, the combination of declining profitability and modest efficiency metrics raises concerns about the sustainability of Anjani Finance’s financial health.
Balance Sheet Strength and Financial Ratios
Anjani Finance’s balance sheet reflects a relatively conservative financial structure, with total borrowings reported at ₹0.00 Cr as of March 2024. This positions the company with a debt-to-equity ratio of 0.00, indicating no reliance on external debt, which is a strength. The company’s reserves have decreased significantly from ₹12.70 Cr in March 2023 to ₹4.53 Cr in March 2024, which raises concerns about financial cushioning in times of need. The current ratio stands at an impressive 63.18, showcasing a strong liquidity position, suggesting that Anjani Finance can comfortably meet short-term obligations. However, the price-to-book value (P/BV) ratio of 0.86x indicates that the stock is trading below its book value, which might signal undervaluation or lack of investor confidence. The interest coverage ratio (ICR) of 2.94x, though adequate, reflects a decline from previous periods, highlighting potential risks in meeting interest obligations in the future.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Anjani Finance reveals a significant promoter holding of 53.38% as of March 2024, which may instill confidence among investors regarding the management’s commitment to the company. Public shareholding stood at 46.62%, indicating a balanced distribution of ownership. However, the number of shareholders has fluctuated, recorded at 6,398 in March 2024, down from 6,568 in December 2024, suggesting a potential decrease in investor interest or confidence. The absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) further indicates a lack of institutional backing, which is often seen as a red flag for retail investors. This lack of institutional investment could be attributed to the company’s inconsistent financial performance and declining profitability metrics, which may deter potential investors from increasing their stakes in the company.
Outlook, Risks, and Final Insight
Anjani Finance’s future outlook hinges on its ability to stabilize its revenue streams and enhance profitability. The company faces several risks, including its significant drop in reserves and declining net profit, which could impact its operational capabilities. Additionally, the lack of leverage may limit growth potential, especially in a competitive NBFC landscape that often utilizes debt to fuel expansion. However, the strong liquidity position and absence of borrowings provide a foundation for potential recovery, should the management implement effective strategies to improve operational efficiency and profitability. The fluctuating OPM and declining EPS are critical areas that require immediate attention to restore investor confidence. If Anjani Finance can successfully navigate these challenges, it may leverage its strong balance sheet to capitalize on future growth opportunities within the NBFC sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.0 Cr. | 1.40 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.13 Cr. | 0.71 | 8.22/0.69 | 21.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 373 Cr. | 57.3 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 26.2/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 33.3 Cr. | 74.0 | 152/70.0 | 17.8 | 238 | 1.35 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,579.31 Cr | 439.36 | 50.79 | 522.43 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.30 | 0.34 | 0.13 | 0.24 | 0.22 | 0.24 | 0.20 | 0.66 | -0.15 | 0.31 | 0.25 | 0.20 | 0.11 |
| Expenses | 0.05 | 0.18 | 0.03 | 0.04 | 1.67 | 0.08 | 0.35 | -1.66 | -0.04 | 0.19 | 0.06 | 0.07 | 0.05 |
| Operating Profit | 0.25 | 0.16 | 0.10 | 0.20 | -1.45 | 0.16 | -0.15 | 2.32 | -0.11 | 0.12 | 0.19 | 0.13 | 0.06 |
| OPM % | 83.33% | 47.06% | 76.92% | 83.33% | -659.09% | 66.67% | -75.00% | 351.52% | 38.71% | 76.00% | 65.00% | 54.55% | |
| Other Income | 0.08 | 0.14 | 0.17 | 0.07 | 0.09 | 0.17 | 0.15 | 0.07 | 0.06 | 0.13 | 0.17 | 0.07 | 0.05 |
| Interest | 0.15 | 0.14 | 0.14 | 0.12 | 0.11 | 0.12 | 0.12 | 0.11 | 0.12 | 0.15 | 0.10 | 0.03 | 0.03 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.18 | 0.16 | 0.13 | 0.15 | -1.47 | 0.21 | -0.12 | 2.28 | -0.17 | 0.10 | 0.26 | 0.17 | 0.08 |
| Tax % | 5.56% | 12.50% | 7.69% | 6.67% | -17.69% | 33.33% | -8.33% | 19.30% | 5.88% | 30.00% | -15.38% | 47.06% | 62.50% |
| Net Profit | 0.09 | 0.35 | -0.25 | 0.35 | -1.34 | 0.34 | 0.35 | 3.00 | 3.30 | 0.24 | 0.30 | 0.09 | 0.02 |
| EPS in Rs | 0.09 | 0.35 | -0.25 | 0.35 | -1.32 | 0.34 | 0.35 | 2.96 | 3.25 | 0.24 | 0.30 | 0.09 | 0.02 |
Last Updated: Unknown
Below is a detailed analysis of the quarterly data for Anjani Finance Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Sales, as of Mar 2024, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.20 Cr. (Dec 2023) to 0.11 Cr., marking a decrease of 0.09 Cr..
- For Expenses, as of Mar 2024, the value is 0.05 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.07 Cr. (Dec 2023) to 0.05 Cr., marking a decrease of 0.02 Cr..
- For Operating Profit, as of Mar 2024, the value is 0.06 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Dec 2023) to 0.06 Cr., marking a decrease of 0.07 Cr..
- For OPM %, as of Mar 2024, the value is 54.55%. The value appears to be declining and may need further review. It has decreased from 65.00% (Dec 2023) to 54.55%, marking a decrease of 10.45%.
- For Other Income, as of Mar 2024, the value is 0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.07 Cr. (Dec 2023) to 0.05 Cr., marking a decrease of 0.02 Cr..
- For Interest, as of Mar 2024, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2023) which recorded 0.03 Cr..
- For Depreciation, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2023) which recorded 0.00 Cr..
- For Profit before tax, as of Mar 2024, the value is 0.08 Cr.. The value appears to be declining and may need further review. It has decreased from 0.17 Cr. (Dec 2023) to 0.08 Cr., marking a decrease of 0.09 Cr..
- For Tax %, as of Mar 2024, the value is 62.50%. The value appears to be increasing, which may not be favorable. It has increased from 47.06% (Dec 2023) to 62.50%, marking an increase of 15.44%.
- For Net Profit, as of Mar 2024, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.09 Cr. (Dec 2023) to 0.02 Cr., marking a decrease of 0.07 Cr..
- For EPS in Rs, as of Mar 2024, the value is 0.02. The value appears to be declining and may need further review. It has decreased from 0.09 (Dec 2023) to 0.02, marking a decrease of 0.07.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:14 am
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Sales | 0.55 | 0.52 | 0.87 | 1.40 | 1.40 | 1.27 |
| Expenses | 0.30 | 0.32 | 0.30 | 1.90 | -1.28 | 0.35 |
| Operating Profit | 0.25 | 0.20 | 0.57 | -0.50 | 2.68 | 0.92 |
| OPM % | 45.45% | 38.46% | 65.52% | -35.71% | 191.43% | 72.44% |
| Other Income | 0.43 | 0.40 | 0.43 | 0.00 | 0.00 | 0.00 |
| Interest | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Profit before tax | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 |
| Tax % | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% |
| Net Profit | 0.39 | 0.76 | 0.51 | -0.89 | 6.99 | 0.65 |
| EPS in Rs | 0.38 | 0.75 | 0.50 | -0.88 | 6.89 | 0.64 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 94.87% | -32.89% | -274.51% | 885.39% | -90.70% |
| Change in YoY Net Profit Growth (%) | 0.00% | -127.77% | -241.62% | 1159.90% | -976.09% |
Anjani Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2019-2020 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 13% |
| TTM: | -9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 8% |
| TTM: | -91% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 64% |
| 3 Years: | 39% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 11% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:16 pm
Balance Sheet
Last Updated: July 25, 2025, 1:53 pm
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 7.87 | 8.63 | 9.14 | 9.16 | 12.70 | 4.53 |
| Borrowings | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 |
| Other Liabilities | 0.20 | 0.20 | 0.21 | 0.31 | 0.42 | 0.40 |
| Total Liabilities | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
| Fixed Assets | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.76 | 16.27 | 16.35 | 17.16 | 19.01 | 10.37 |
| Other Assets | 4.66 | 8.61 | 10.08 | 8.42 | 11.01 | 4.57 |
| Total Assets | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
Below is a detailed analysis of the balance sheet data for Anjani Finance Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2024, the value is 10.14 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 10.14 Cr..
- For Reserves, as of Mar 2024, the value is 4.53 Cr.. The value appears to be declining and may need further review. It has decreased from 12.70 Cr. (Mar 2023) to 4.53 Cr., marking a decrease of 8.17 Cr..
- For Borrowings, as of Mar 2024, the value is 0.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 6.90 Cr. (Mar 2023) to 0.00 Cr., marking a decrease of 6.90 Cr..
- For Other Liabilities, as of Mar 2024, the value is 0.40 Cr.. The value appears to be improving (decreasing). It has decreased from 0.42 Cr. (Mar 2023) to 0.40 Cr., marking a decrease of 0.02 Cr..
- For Total Liabilities, as of Mar 2024, the value is 15.07 Cr.. The value appears to be improving (decreasing). It has decreased from 30.16 Cr. (Mar 2023) to 15.07 Cr., marking a decrease of 15.09 Cr..
- For Fixed Assets, as of Mar 2024, the value is 0.13 Cr.. The value appears to be declining and may need further review. It has decreased from 0.14 Cr. (Mar 2023) to 0.13 Cr., marking a decrease of 0.01 Cr..
- For CWIP, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For Investments, as of Mar 2024, the value is 10.37 Cr.. The value appears to be declining and may need further review. It has decreased from 19.01 Cr. (Mar 2023) to 10.37 Cr., marking a decrease of 8.64 Cr..
- For Other Assets, as of Mar 2024, the value is 4.57 Cr.. The value appears to be declining and may need further review. It has decreased from 11.01 Cr. (Mar 2023) to 4.57 Cr., marking a decrease of 6.44 Cr..
- For Total Assets, as of Mar 2024, the value is 15.07 Cr.. The value appears to be declining and may need further review. It has decreased from 30.16 Cr. (Mar 2023) to 15.07 Cr., marking a decrease of 15.09 Cr..
Notably, the Reserves (4.53 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -2.12 | -5.86 | -6.52 | -6.61 | -4.22 | 0.92 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Debtor Days | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Working Capital Days | -6.64 | 84.23 | 41.95 | 78.21 | 13.04 | 20.12 |
| ROCE % | 2.61% | 3.87% | -1.93% | 9.68% | 4.10% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.64 | 6.89 | -0.88 | 0.42 | 0.75 |
| Diluted EPS (Rs.) | 0.64 | 6.89 | -0.88 | 0.42 | 0.75 |
| Cash EPS (Rs.) | 0.48 | 1.67 | -0.77 | 0.42 | 0.25 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 14.47 | 22.52 | 19.03 | 19.02 | 18.51 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 14.47 | 22.52 | 19.03 | 19.02 | 18.51 |
| Revenue From Operations / Share (Rs.) | 1.25 | 1.38 | 1.38 | 0.85 | 0.51 |
| PBDIT / Share (Rs.) | 0.91 | 2.64 | -0.49 | 0.98 | 0.59 |
| PBIT / Share (Rs.) | 0.90 | 2.63 | -0.50 | 0.97 | 0.58 |
| PBT / Share (Rs.) | 0.59 | 2.16 | -1.01 | 0.45 | 0.32 |
| Net Profit / Share (Rs.) | 0.47 | 1.66 | -0.77 | 0.41 | 0.25 |
| NP After MI And SOA / Share (Rs.) | 0.64 | 6.89 | -0.87 | 0.50 | 0.75 |
| PBDIT Margin (%) | 72.76 | 190.73 | -35.97 | 114.95 | 115.38 |
| PBIT Margin (%) | 72.32 | 190.33 | -36.30 | 114.26 | 114.25 |
| PBT Margin (%) | 47.60 | 156.27 | -73.33 | 53.16 | 62.48 |
| Net Profit Margin (%) | 38.06 | 119.95 | -56.32 | 48.76 | 49.18 |
| NP After MI And SOA Margin (%) | 51.49 | 497.91 | -63.41 | 59.01 | 145.90 |
| Return on Networth / Equity (%) | 4.45 | 30.59 | -4.60 | 2.65 | 4.06 |
| Return on Capital Employeed (%) | 6.19 | 11.59 | -2.62 | 5.10 | 3.16 |
| Return On Assets (%) | 4.33 | 23.17 | -3.45 | 1.92 | 3.04 |
| Total Debt / Equity (X) | 0.00 | 0.30 | 0.31 | 0.36 | 0.32 |
| Asset Turnover Ratio (%) | 0.05 | 0.05 | 0.00 | 0.00 | 0.00 |
| Current Ratio (X) | 63.18 | 4.16 | 3.92 | 3.64 | 3.99 |
| Quick Ratio (X) | 63.18 | 4.16 | 3.92 | 3.64 | 3.99 |
| Interest Coverage Ratio (X) | 2.94 | 5.60 | -0.97 | 1.88 | 2.23 |
| Interest Coverage Ratio (Post Tax) (X) | 2.54 | 4.52 | -0.52 | 1.80 | 1.95 |
| Enterprise Value (Cr.) | 8.53 | 9.13 | 7.10 | 6.85 | 6.84 |
| EV / Net Operating Revenue (X) | 6.72 | 6.50 | 5.07 | 7.91 | 13.07 |
| EV / EBITDA (X) | 9.23 | 3.41 | -14.08 | 6.88 | 11.32 |
| MarketCap / Net Operating Revenue (X) | 9.97 | 5.41 | 4.05 | 5.38 | 1.82 |
| Price / BV (X) | 0.86 | 0.33 | 0.29 | 0.24 | 0.05 |
| Price / Net Operating Revenue (X) | 9.97 | 5.42 | 4.05 | 5.39 | 1.83 |
| EarningsYield | 0.05 | 0.91 | -0.15 | 0.10 | 0.80 |
After reviewing the key financial ratios for Anjani Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 0.64. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 23) to 0.64, marking a decrease of 6.25.
- For Diluted EPS (Rs.), as of Mar 24, the value is 0.64. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 23) to 0.64, marking a decrease of 6.25.
- For Cash EPS (Rs.), as of Mar 24, the value is 0.48. This value is below the healthy minimum of 3. It has decreased from 1.67 (Mar 23) to 0.48, marking a decrease of 1.19.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 14.47. It has decreased from 22.52 (Mar 23) to 14.47, marking a decrease of 8.05.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 14.47. It has decreased from 22.52 (Mar 23) to 14.47, marking a decrease of 8.05.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 1.25. It has decreased from 1.38 (Mar 23) to 1.25, marking a decrease of 0.13.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 0.91. This value is below the healthy minimum of 2. It has decreased from 2.64 (Mar 23) to 0.91, marking a decrease of 1.73.
- For PBIT / Share (Rs.), as of Mar 24, the value is 0.90. This value is within the healthy range. It has decreased from 2.63 (Mar 23) to 0.90, marking a decrease of 1.73.
- For PBT / Share (Rs.), as of Mar 24, the value is 0.59. This value is within the healthy range. It has decreased from 2.16 (Mar 23) to 0.59, marking a decrease of 1.57.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 0.47. This value is below the healthy minimum of 2. It has decreased from 1.66 (Mar 23) to 0.47, marking a decrease of 1.19.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 0.64. This value is below the healthy minimum of 2. It has decreased from 6.89 (Mar 23) to 0.64, marking a decrease of 6.25.
- For PBDIT Margin (%), as of Mar 24, the value is 72.76. This value is within the healthy range. It has decreased from 190.73 (Mar 23) to 72.76, marking a decrease of 117.97.
- For PBIT Margin (%), as of Mar 24, the value is 72.32. This value exceeds the healthy maximum of 20. It has decreased from 190.33 (Mar 23) to 72.32, marking a decrease of 118.01.
- For PBT Margin (%), as of Mar 24, the value is 47.60. This value is within the healthy range. It has decreased from 156.27 (Mar 23) to 47.60, marking a decrease of 108.67.
- For Net Profit Margin (%), as of Mar 24, the value is 38.06. This value exceeds the healthy maximum of 10. It has decreased from 119.95 (Mar 23) to 38.06, marking a decrease of 81.89.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is 51.49. This value exceeds the healthy maximum of 20. It has decreased from 497.91 (Mar 23) to 51.49, marking a decrease of 446.42.
- For Return on Networth / Equity (%), as of Mar 24, the value is 4.45. This value is below the healthy minimum of 15. It has decreased from 30.59 (Mar 23) to 4.45, marking a decrease of 26.14.
- For Return on Capital Employeed (%), as of Mar 24, the value is 6.19. This value is below the healthy minimum of 10. It has decreased from 11.59 (Mar 23) to 6.19, marking a decrease of 5.40.
- For Return On Assets (%), as of Mar 24, the value is 4.33. This value is below the healthy minimum of 5. It has decreased from 23.17 (Mar 23) to 4.33, marking a decrease of 18.84.
- For Total Debt / Equity (X), as of Mar 24, the value is 0.00. This value is within the healthy range. It has decreased from 0.30 (Mar 23) to 0.00, marking a decrease of 0.30.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.05. There is no change compared to the previous period (Mar 23) which recorded 0.05.
- For Current Ratio (X), as of Mar 24, the value is 63.18. This value exceeds the healthy maximum of 3. It has increased from 4.16 (Mar 23) to 63.18, marking an increase of 59.02.
- For Quick Ratio (X), as of Mar 24, the value is 63.18. This value exceeds the healthy maximum of 2. It has increased from 4.16 (Mar 23) to 63.18, marking an increase of 59.02.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 2.94. This value is below the healthy minimum of 3. It has decreased from 5.60 (Mar 23) to 2.94, marking a decrease of 2.66.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 2.54. This value is below the healthy minimum of 3. It has decreased from 4.52 (Mar 23) to 2.54, marking a decrease of 1.98.
- For Enterprise Value (Cr.), as of Mar 24, the value is 8.53. It has decreased from 9.13 (Mar 23) to 8.53, marking a decrease of 0.60.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 6.50 (Mar 23) to 6.72, marking an increase of 0.22.
- For EV / EBITDA (X), as of Mar 24, the value is 9.23. This value is within the healthy range. It has increased from 3.41 (Mar 23) to 9.23, marking an increase of 5.82.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 9.97. This value exceeds the healthy maximum of 3. It has increased from 5.41 (Mar 23) to 9.97, marking an increase of 4.56.
- For Price / BV (X), as of Mar 24, the value is 0.86. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.86, marking an increase of 0.53.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 9.97. This value exceeds the healthy maximum of 3. It has increased from 5.42 (Mar 23) to 9.97, marking an increase of 4.55.
- For EarningsYield, as of Mar 24, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.91 (Mar 23) to 0.05, marking a decrease of 0.86.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Anjani Finance Ltd:
- Net Profit Margin: 38.06%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.19% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 4.45% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.54
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 63.18
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 18 (Industry average Stock P/E: 50.79)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 38.06%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | The Agarwal Corporate House , 5th Floor, 1, Sanjana Park, Indore Madhya Pradesh 452016 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Sanjay Kumar Agarwal | Managing Director |
| Mrs. Kalpana Jain | Woman Director |
| Mr. Ankur Agarwal | Independent Director |
| Mr. Sarthak Agrawal | Independent Director |
FAQ
What is the intrinsic value of Anjani Finance Ltd?
Anjani Finance Ltd's intrinsic value (as of 07 January 2026) is ₹7.39 which is 35.74% lower the current market price of ₹11.50, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹11.7 Cr. market cap, FY2025-2026 high/low of ₹14.5/9.50, reserves of ₹4.53 Cr, and liabilities of ₹15.07 Cr.
What is the Market Cap of Anjani Finance Ltd?
The Market Cap of Anjani Finance Ltd is 11.7 Cr..
What is the current Stock Price of Anjani Finance Ltd as on 07 January 2026?
The current stock price of Anjani Finance Ltd as on 07 January 2026 is ₹11.5.
What is the High / Low of Anjani Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Anjani Finance Ltd stocks is ₹14.5/9.50.
What is the Stock P/E of Anjani Finance Ltd?
The Stock P/E of Anjani Finance Ltd is 18.0.
What is the Book Value of Anjani Finance Ltd?
The Book Value of Anjani Finance Ltd is 14.5.
What is the Dividend Yield of Anjani Finance Ltd?
The Dividend Yield of Anjani Finance Ltd is 0.00 %.
What is the ROCE of Anjani Finance Ltd?
The ROCE of Anjani Finance Ltd is 4.10 %.
What is the ROE of Anjani Finance Ltd?
The ROE of Anjani Finance Ltd is 3.47 %.
What is the Face Value of Anjani Finance Ltd?
The Face Value of Anjani Finance Ltd is 10.0.