Share Price and Basic Stock Data
Last Updated: February 13, 2026, 9:51 pm
| PEG Ratio | -5.70 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Anjani Finance Ltd operates as a Non-Banking Financial Company (NBFC) with a reported price of ₹11.3 and a market capitalization of ₹11.5 Cr. The company has experienced fluctuations in revenue over recent quarters, with total revenue standing at ₹1.27 Cr for the fiscal year ending March 2024. This marks a decrease from ₹1.40 Cr in both March 2022 and March 2023. Quarterly revenue performance displayed variability, including a notable decline to ₹0.11 Cr in March 2024 after a peak of ₹0.66 Cr in December 2022. Such inconsistency raises concerns about the company’s operational stability and market demand. Despite these challenges, Anjani Finance has demonstrated resilience, managing to generate a net profit of ₹0.65 Cr for the fiscal year ending March 2024, although this is significantly lower than the ₹6.99 Cr reported in the preceding year.
Profitability and Efficiency Metrics
Anjani Finance’s profitability metrics reflect a challenging operational environment. The company recorded a return on equity (ROE) of 3.47% and a return on capital employed (ROCE) of 4.10%. These indicators are relatively low compared to typical sector benchmarks, which often exceed 10%. The company’s operating profit margin (OPM) is not available, but net profit margins stood at 38.06% for March 2024, a steep decline from 119.95% in March 2023. Efficiency ratios, particularly the cash conversion cycle (CCC), stood at 17.24 days, indicating a moderate efficiency in managing working capital. The interest coverage ratio (ICR) of 2.94x suggests that the company can cover its interest obligations but remains below desirable levels, typically above 3x for financial stability. Overall, while the company has reported profitability, the declining trends in margins and low ROE raise questions about sustainable growth.
Balance Sheet Strength and Financial Ratios
Anjani Finance’s balance sheet reveals a mixed picture. The company has total assets worth ₹15.07 Cr against total liabilities of ₹15.07 Cr, indicating a balanced but potentially precarious financial position. Reserves have decreased significantly from ₹12.70 Cr in March 2023 to ₹4.53 Cr in March 2024, reflecting a potential liquidity challenge. Notably, the company reported zero borrowings as of March 2024, a significant change from ₹6.90 Cr in the previous year, suggesting a shift towards a more conservative financial strategy. The price-to-book value (P/BV) ratio stood at 0.86x, indicating that the stock is trading below its book value, which may signal undervaluation or concerns about future profitability. The current ratio is exceptionally high at 63.18, suggesting strong liquidity but potentially indicating inefficiencies in asset utilization. Overall, while the absence of debt is a strength, the declining reserves and P/BV ratio raise concerns about the company’s long-term financial health.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Anjani Finance Ltd shows a stable commitment from promoters, who hold 53.38% of the company as of March 2024. The public holds 46.62%, reflecting a balanced distribution of ownership. The number of shareholders has gradually increased to 6,398, indicating growing interest and confidence among retail investors. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) could signify a lack of institutional confidence, which is often crucial for driving stock performance and stability. The slight decline in public shareholding from 47.24% in September 2023 to 46.62% in March 2024 may raise concerns regarding investor sentiment. While the promoter stake remains strong, the company needs to attract institutional investors to enhance credibility and drive future growth.
Outlook, Risks, and Final Insight
Looking ahead, Anjani Finance faces both opportunities and risks. The company’s strong liquidity position, with no borrowings and a high current ratio, positions it well to navigate short-term challenges. However, the significant decline in reserves and fluctuating revenue trends pose risks to operational sustainability. The low profitability ratios compared to sector averages may deter potential investors. The company must focus on enhancing operational efficiency, stabilizing revenue streams, and improving profitability metrics to build investor confidence. Additionally, the absence of institutional investors could limit market visibility and growth potential. In a scenario where operational improvements are realized alongside a recovery in revenue, Anjani Finance could attract broader investor interest. Conversely, continued volatility in revenue and profitability could lead to further declines in market perception and stock performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.83 Cr. | 0.68 | 3.34/0.58 | 10.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 395 Cr. | 60.4 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 24.7/14.8 | 12.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.2 | 138/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,039.09 Cr | 396.46 | 95.60 | 514.20 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.30 | 0.34 | 0.13 | 0.24 | 0.22 | 0.24 | 0.20 | 0.66 | -0.15 | 0.31 | 0.25 | 0.20 | 0.11 |
| Interest | 0.15 | 0.14 | 0.14 | 0.12 | 0.11 | 0.12 | 0.12 | 0.11 | 0.12 | 0.15 | 0.10 | 0.03 | 0.03 |
| Expenses | 0.05 | 0.18 | 0.03 | 0.04 | 1.67 | 0.08 | 0.35 | -1.66 | -0.04 | 0.19 | 0.06 | 0.07 | 0.05 |
| Financing Profit | 0.10 | 0.02 | -0.04 | 0.08 | -1.56 | 0.04 | -0.27 | 2.21 | -0.23 | -0.03 | 0.09 | 0.10 | 0.03 |
| Financing Margin % | 33.33% | 5.88% | -30.77% | 33.33% | -709.09% | 16.67% | -135.00% | 334.85% | 153.33% | -9.68% | 36.00% | 50.00% | 27.27% |
| Other Income | 0.08 | 0.14 | 0.17 | 0.07 | 0.09 | 0.17 | 0.15 | 0.07 | 0.06 | 0.13 | 0.17 | 0.07 | 0.05 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.18 | 0.16 | 0.13 | 0.15 | -1.47 | 0.21 | -0.12 | 2.28 | -0.17 | 0.10 | 0.26 | 0.17 | 0.08 |
| Tax % | 5.56% | 12.50% | 7.69% | 6.67% | -17.69% | 33.33% | -8.33% | 19.30% | 5.88% | 30.00% | -15.38% | 47.06% | 62.50% |
| Net Profit | 0.09 | 0.35 | -0.25 | 0.35 | -1.34 | 0.34 | 0.35 | 3.00 | 3.30 | 0.24 | 0.30 | 0.09 | 0.02 |
| EPS in Rs | 0.09 | 0.35 | -0.25 | 0.35 | -1.32 | 0.34 | 0.35 | 2.96 | 3.25 | 0.24 | 0.30 | 0.09 | 0.02 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 3, 2026, 5:46 am
Below is a detailed analysis of the quarterly data for Anjani Finance Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Interest, as of Mar 2024, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2023) which recorded 0.03 Cr..
- For Expenses, as of Mar 2024, the value is 0.05 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.07 Cr. (Dec 2023) to 0.05 Cr., marking a decrease of 0.02 Cr..
- For Other Income, as of Mar 2024, the value is 0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.07 Cr. (Dec 2023) to 0.05 Cr., marking a decrease of 0.02 Cr..
- For Depreciation, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2023) which recorded 0.00 Cr..
- For Profit before tax, as of Mar 2024, the value is 0.08 Cr.. The value appears to be declining and may need further review. It has decreased from 0.17 Cr. (Dec 2023) to 0.08 Cr., marking a decrease of 0.09 Cr..
- For Tax %, as of Mar 2024, the value is 62.50%. The value appears to be increasing, which may not be favorable. It has increased from 47.06% (Dec 2023) to 62.50%, marking an increase of 15.44%.
- For Net Profit, as of Mar 2024, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.09 Cr. (Dec 2023) to 0.02 Cr., marking a decrease of 0.07 Cr..
- For EPS in Rs, as of Mar 2024, the value is 0.02. The value appears to be declining and may need further review. It has decreased from 0.09 (Dec 2023) to 0.02, marking a decrease of 0.07.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:14 am
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Sales | 0.55 | 0.52 | 0.87 | 1.40 | 1.40 | 1.27 |
| Expenses | 0.30 | 0.32 | 0.30 | 1.90 | -1.28 | 0.35 |
| Operating Profit | 0.25 | 0.20 | 0.57 | -0.50 | 2.68 | 0.92 |
| OPM % | 45.45% | 38.46% | 65.52% | -35.71% | 191.43% | 72.44% |
| Other Income | 0.43 | 0.40 | 0.43 | 0.00 | 0.00 | 0.00 |
| Interest | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Profit before tax | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 |
| Tax % | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% |
| Net Profit | 0.39 | 0.76 | 0.51 | -0.89 | 6.99 | 0.65 |
| EPS in Rs | 0.38 | 0.75 | 0.50 | -0.88 | 6.89 | 0.64 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 94.87% | -32.89% | -274.51% | 885.39% | -90.70% |
| Change in YoY Net Profit Growth (%) | 0.00% | -127.77% | -241.62% | 1159.90% | -976.09% |
Anjani Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2019-2020 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 13% |
| TTM: | -9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 8% |
| TTM: | -91% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 64% |
| 3 Years: | 39% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 11% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:16 pm
Balance Sheet
Last Updated: February 1, 2026, 2:19 am
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 7.87 | 8.63 | 9.14 | 9.16 | 12.70 | 4.53 |
| Borrowing | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 |
| Other Liabilities | 0.20 | 0.20 | 0.21 | 0.31 | 0.42 | 0.40 |
| Total Liabilities | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
| Fixed Assets | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.76 | 16.27 | 16.35 | 17.16 | 19.01 | 10.37 |
| Other Assets | 4.66 | 8.61 | 10.08 | 8.42 | 11.01 | 4.57 |
| Total Assets | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
Below is a detailed analysis of the balance sheet data for Anjani Finance Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2024, the value is 10.14 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 10.14 Cr..
- For Reserves, as of Mar 2024, the value is 4.53 Cr.. The value appears to be declining and may need further review. It has decreased from 12.70 Cr. (Mar 2023) to 4.53 Cr., marking a decrease of 8.17 Cr..
- For Other Liabilities, as of Mar 2024, the value is 0.40 Cr.. The value appears to be improving (decreasing). It has decreased from 0.42 Cr. (Mar 2023) to 0.40 Cr., marking a decrease of 0.02 Cr..
- For Total Liabilities, as of Mar 2024, the value is 15.07 Cr.. The value appears to be improving (decreasing). It has decreased from 30.16 Cr. (Mar 2023) to 15.07 Cr., marking a decrease of 15.09 Cr..
- For Fixed Assets, as of Mar 2024, the value is 0.13 Cr.. The value appears to be declining and may need further review. It has decreased from 0.14 Cr. (Mar 2023) to 0.13 Cr., marking a decrease of 0.01 Cr..
- For CWIP, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For Investments, as of Mar 2024, the value is 10.37 Cr.. The value appears to be declining and may need further review. It has decreased from 19.01 Cr. (Mar 2023) to 10.37 Cr., marking a decrease of 8.64 Cr..
- For Other Assets, as of Mar 2024, the value is 4.57 Cr.. The value appears to be declining and may need further review. It has decreased from 11.01 Cr. (Mar 2023) to 4.57 Cr., marking a decrease of 6.44 Cr..
- For Total Assets, as of Mar 2024, the value is 15.07 Cr.. The value appears to be declining and may need further review. It has decreased from 30.16 Cr. (Mar 2023) to 15.07 Cr., marking a decrease of 15.09 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -2.12 | -5.86 | -6.52 | -6.61 | -4.22 | 0.92 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Debtor Days | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Working Capital Days | -6.64 | 84.23 | 41.95 | 78.21 | 13.04 | 20.12 |
| ROCE % | 2.61% | 3.87% | -1.93% | 9.68% | 4.10% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.64 | 6.89 | -0.88 | 0.42 | 0.75 |
| Diluted EPS (Rs.) | 0.64 | 6.89 | -0.88 | 0.42 | 0.75 |
| Cash EPS (Rs.) | 0.48 | 1.67 | -0.77 | 0.42 | 0.25 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 14.47 | 22.52 | 19.03 | 19.02 | 18.51 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 14.47 | 22.52 | 19.03 | 19.02 | 18.51 |
| Revenue From Operations / Share (Rs.) | 1.25 | 1.38 | 1.38 | 0.85 | 0.51 |
| PBDIT / Share (Rs.) | 0.91 | 2.64 | -0.49 | 0.98 | 0.59 |
| PBIT / Share (Rs.) | 0.90 | 2.63 | -0.50 | 0.97 | 0.58 |
| PBT / Share (Rs.) | 0.59 | 2.16 | -1.01 | 0.45 | 0.32 |
| Net Profit / Share (Rs.) | 0.47 | 1.66 | -0.77 | 0.41 | 0.25 |
| NP After MI And SOA / Share (Rs.) | 0.64 | 6.89 | -0.87 | 0.50 | 0.75 |
| PBDIT Margin (%) | 72.76 | 190.73 | -35.97 | 114.95 | 115.38 |
| PBIT Margin (%) | 72.32 | 190.33 | -36.30 | 114.26 | 114.25 |
| PBT Margin (%) | 47.60 | 156.27 | -73.33 | 53.16 | 62.48 |
| Net Profit Margin (%) | 38.06 | 119.95 | -56.32 | 48.76 | 49.18 |
| NP After MI And SOA Margin (%) | 51.49 | 497.91 | -63.41 | 59.01 | 145.90 |
| Return on Networth / Equity (%) | 4.45 | 30.59 | -4.60 | 2.65 | 4.06 |
| Return on Capital Employeed (%) | 6.19 | 11.59 | -2.62 | 5.10 | 3.16 |
| Return On Assets (%) | 4.33 | 23.17 | -3.45 | 1.92 | 3.04 |
| Total Debt / Equity (X) | 0.00 | 0.30 | 0.31 | 0.36 | 0.32 |
| Asset Turnover Ratio (%) | 0.05 | 0.05 | 0.00 | 0.00 | 0.00 |
| Current Ratio (X) | 63.18 | 4.16 | 3.92 | 3.64 | 3.99 |
| Quick Ratio (X) | 63.18 | 4.16 | 3.92 | 3.64 | 3.99 |
| Interest Coverage Ratio (X) | 2.94 | 5.60 | -0.97 | 1.88 | 2.23 |
| Interest Coverage Ratio (Post Tax) (X) | 2.54 | 4.52 | -0.52 | 1.80 | 1.95 |
| Enterprise Value (Cr.) | 8.53 | 9.13 | 7.10 | 6.85 | 6.84 |
| EV / Net Operating Revenue (X) | 6.72 | 6.50 | 5.07 | 7.91 | 13.07 |
| EV / EBITDA (X) | 9.23 | 3.41 | -14.08 | 6.88 | 11.32 |
| MarketCap / Net Operating Revenue (X) | 9.97 | 5.41 | 4.05 | 5.38 | 1.82 |
| Price / BV (X) | 0.86 | 0.33 | 0.29 | 0.24 | 0.05 |
| Price / Net Operating Revenue (X) | 9.97 | 5.42 | 4.05 | 5.39 | 1.83 |
| EarningsYield | 0.05 | 0.91 | -0.15 | 0.10 | 0.80 |
After reviewing the key financial ratios for Anjani Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 0.64. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 23) to 0.64, marking a decrease of 6.25.
- For Diluted EPS (Rs.), as of Mar 24, the value is 0.64. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 23) to 0.64, marking a decrease of 6.25.
- For Cash EPS (Rs.), as of Mar 24, the value is 0.48. This value is below the healthy minimum of 3. It has decreased from 1.67 (Mar 23) to 0.48, marking a decrease of 1.19.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 14.47. It has decreased from 22.52 (Mar 23) to 14.47, marking a decrease of 8.05.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 14.47. It has decreased from 22.52 (Mar 23) to 14.47, marking a decrease of 8.05.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 1.25. It has decreased from 1.38 (Mar 23) to 1.25, marking a decrease of 0.13.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 0.91. This value is below the healthy minimum of 2. It has decreased from 2.64 (Mar 23) to 0.91, marking a decrease of 1.73.
- For PBIT / Share (Rs.), as of Mar 24, the value is 0.90. This value is within the healthy range. It has decreased from 2.63 (Mar 23) to 0.90, marking a decrease of 1.73.
- For PBT / Share (Rs.), as of Mar 24, the value is 0.59. This value is within the healthy range. It has decreased from 2.16 (Mar 23) to 0.59, marking a decrease of 1.57.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 0.47. This value is below the healthy minimum of 2. It has decreased from 1.66 (Mar 23) to 0.47, marking a decrease of 1.19.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 0.64. This value is below the healthy minimum of 2. It has decreased from 6.89 (Mar 23) to 0.64, marking a decrease of 6.25.
- For PBDIT Margin (%), as of Mar 24, the value is 72.76. This value is within the healthy range. It has decreased from 190.73 (Mar 23) to 72.76, marking a decrease of 117.97.
- For PBIT Margin (%), as of Mar 24, the value is 72.32. This value exceeds the healthy maximum of 20. It has decreased from 190.33 (Mar 23) to 72.32, marking a decrease of 118.01.
- For PBT Margin (%), as of Mar 24, the value is 47.60. This value is within the healthy range. It has decreased from 156.27 (Mar 23) to 47.60, marking a decrease of 108.67.
- For Net Profit Margin (%), as of Mar 24, the value is 38.06. This value exceeds the healthy maximum of 10. It has decreased from 119.95 (Mar 23) to 38.06, marking a decrease of 81.89.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is 51.49. This value exceeds the healthy maximum of 20. It has decreased from 497.91 (Mar 23) to 51.49, marking a decrease of 446.42.
- For Return on Networth / Equity (%), as of Mar 24, the value is 4.45. This value is below the healthy minimum of 15. It has decreased from 30.59 (Mar 23) to 4.45, marking a decrease of 26.14.
- For Return on Capital Employeed (%), as of Mar 24, the value is 6.19. This value is below the healthy minimum of 10. It has decreased from 11.59 (Mar 23) to 6.19, marking a decrease of 5.40.
- For Return On Assets (%), as of Mar 24, the value is 4.33. This value is below the healthy minimum of 5. It has decreased from 23.17 (Mar 23) to 4.33, marking a decrease of 18.84.
- For Total Debt / Equity (X), as of Mar 24, the value is 0.00. This value is within the healthy range. It has decreased from 0.30 (Mar 23) to 0.00, marking a decrease of 0.30.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.05. There is no change compared to the previous period (Mar 23) which recorded 0.05.
- For Current Ratio (X), as of Mar 24, the value is 63.18. This value exceeds the healthy maximum of 3. It has increased from 4.16 (Mar 23) to 63.18, marking an increase of 59.02.
- For Quick Ratio (X), as of Mar 24, the value is 63.18. This value exceeds the healthy maximum of 2. It has increased from 4.16 (Mar 23) to 63.18, marking an increase of 59.02.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 2.94. This value is below the healthy minimum of 3. It has decreased from 5.60 (Mar 23) to 2.94, marking a decrease of 2.66.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 2.54. This value is below the healthy minimum of 3. It has decreased from 4.52 (Mar 23) to 2.54, marking a decrease of 1.98.
- For Enterprise Value (Cr.), as of Mar 24, the value is 8.53. It has decreased from 9.13 (Mar 23) to 8.53, marking a decrease of 0.60.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 6.50 (Mar 23) to 6.72, marking an increase of 0.22.
- For EV / EBITDA (X), as of Mar 24, the value is 9.23. This value is within the healthy range. It has increased from 3.41 (Mar 23) to 9.23, marking an increase of 5.82.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 9.97. This value exceeds the healthy maximum of 3. It has increased from 5.41 (Mar 23) to 9.97, marking an increase of 4.56.
- For Price / BV (X), as of Mar 24, the value is 0.86. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.86, marking an increase of 0.53.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 9.97. This value exceeds the healthy maximum of 3. It has increased from 5.42 (Mar 23) to 9.97, marking an increase of 4.55.
- For EarningsYield, as of Mar 24, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.91 (Mar 23) to 0.05, marking a decrease of 0.86.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Anjani Finance Ltd:
- Net Profit Margin: 38.06%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.19% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 4.45% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.54
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 63.18
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 17.8 (Industry average Stock P/E: 95.6)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 38.06%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | The Agarwal Corporate House , 5th Floor, 1, Sanjana Park, Indore Madhya Pradesh 452016 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Sanjay Kumar Agarwal | Managing Director |
| Mrs. Kalpana Jain | Woman Director |
| Mr. Ankur Agarwal | Independent Director |
| Mr. Sarthak Agrawal | Independent Director |
FAQ
What is the intrinsic value of Anjani Finance Ltd?
Anjani Finance Ltd's intrinsic value (as of 15 February 2026) is ₹7.08 which is 37.89% lower the current market price of ₹11.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹11.6 Cr. market cap, FY2025-2026 high/low of ₹14.5/9.50, reserves of ₹4.53 Cr, and liabilities of ₹15.07 Cr.
What is the Market Cap of Anjani Finance Ltd?
The Market Cap of Anjani Finance Ltd is 11.6 Cr..
What is the current Stock Price of Anjani Finance Ltd as on 15 February 2026?
The current stock price of Anjani Finance Ltd as on 15 February 2026 is ₹11.4.
What is the High / Low of Anjani Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Anjani Finance Ltd stocks is ₹14.5/9.50.
What is the Stock P/E of Anjani Finance Ltd?
The Stock P/E of Anjani Finance Ltd is 17.8.
What is the Book Value of Anjani Finance Ltd?
The Book Value of Anjani Finance Ltd is 14.5.
What is the Dividend Yield of Anjani Finance Ltd?
The Dividend Yield of Anjani Finance Ltd is 0.00 %.
What is the ROCE of Anjani Finance Ltd?
The ROCE of Anjani Finance Ltd is 4.10 %.
What is the ROE of Anjani Finance Ltd?
The ROE of Anjani Finance Ltd is 3.47 %.
What is the Face Value of Anjani Finance Ltd?
The Face Value of Anjani Finance Ltd is 10.0.