Ansal Housing Ltd: Fundamental Analysis, Share Price Insights & Intrinsic Value (2024)

Share Price and Basic Stock Data

Last Updated: December 26, 2024, 10:42 pm

Market Cap	128 Cr.
Current Price	18.3
High / Low	26.8/8.95
Stock P/E	20.2
Book Value	22.4
Dividend Yield	0.00 %
ROCE	12.6 %
ROE	2.84 %
Face Value	10.0
PEG Ratio	0.27

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Ansal Housing Ltd

Competitors of Ansal Housing Ltd

Stock Name	Market Cap	Current Price	High / Low	Stock P/E	Book Value	Dividend Yield	ROCE	ROE	Face Value
Ashoka Buildcon Ltd	7,917 Cr.	282	310/135	8.90	101	0.00 %	27.1 %	22.7 %	5.00
Ansal Properties & Infrastructure Ltd	169 Cr.	10.7	15.6/8.10		51.1	0.00 %	%	%	5.00
Ansal Housing Ltd	128 Cr.	18.3	26.8/8.95	20.2	22.4	0.00 %	12.6 %	2.84 %	10.0
Industry Average	2,738.00 Cr	103.67		14.55	58.17	0.00%	19.85%	12.77%	6.67

All Competitor Stocks of Ansal Housing Ltd

Quarterly Result

Month	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Sales	34	57	74	74	43	102	55	50	78	131	109	147	108
Expenses	27	58	58	68	33	98	46	44	66	110	92	129	111
Operating Profit	7	-1	17	6	10	4	9	6	12	21	17	18	-3
OPM %	21%	-2%	22%	8%	23%	4%	17%	13%	16%	16%	16%	12%	-3%
Other Income	1	1	0	8	1	-47	1	-0	1	2	1	6	100
Interest	18	19	19	16	19	17	15	15	17	16	17	16	0
Depreciation	0	0	0	1	0	0	0	0	0	0	0	0	11
Profit before tax	-10	-20	-2	-3	-9	-61	-6	-9	-5	7	1	7	86
Tax %	-44%	-37%	32%	-30%	-2%	-35%	8%	-21%	-11%	112%	700%	-174%	52%
Net Profit	-6	-13	-3	-2	-8	-39	-6	-7	-4	-1	-7	20	42
EPS in Rs	-0.93	-2.15	-0.46	-0.38	-1.40	-6.64	-1.07	-1.03	-0.62	-0.12	-0.95	2.82	5.97

Last Updated: September 18, 2024, 1:01 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: September 18, 2024, 1:01 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	453	631	799	486	313	249	195	164	171	237	250	465	494
Expenses	352	525	723	413	262	218	159	225	169	208	220	396	441
Operating Profit	102	106	76	73	51	31	35	-61	2	29	30	69	53
OPM %	22%	17%	9%	15%	16%	12%	18%	-37%	1%	12%	12%	15%	11%
Other Income	10	17	20	18	18	26	31	56	4	10	-47	10	110
Interest	47	51	42	65	72	83	78	68	68	73	66	67	50
Depreciation	3	3	4	3	2	2	2	2	1	2	2	2	12
Profit before tax	62	69	49	22	-5	-27	-13	-75	-63	-35	-84	10	101
Tax %	29%	37%	41%	42%	-29%	-30%	-71%	-23%	-33%	-34%	-27%	21%
Net Profit	44	43	29	13	-3	-19	-4	-58	-42	-23	-61	8	54
EPS in Rs	7.41	7.32	4.84	2.17	-0.55	-3.21	-0.67	-9.75	-7.12	-3.93	-8.81	1.14	7.72
Dividend Payout %	4%	11%	17%	28%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-2.27%	-32.56%	-55.17%	-123.08%	-533.33%	78.95%	-1350.00%	27.59%	45.24%	-165.22%	113.11%
Change in YoY Net Profit Growth (%)	0.00%	-30.29%	-22.61%	-67.90%	-410.26%	612.28%	-1428.95%	1377.59%	17.65%	-210.46%	278.33%

Ansal Housing Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	-3%
5 Years:	19%
3 Years:	40%
TTM:	59%

Compounded Profit Growth
10 Years:	-23%
5 Years:	17%
3 Years:	28%
TTM:	162%

Stock Price CAGR
10 Years:	-4%
5 Years:	29%
3 Years:	20%
1 Year:	89%

Return on Equity
10 Years:	-4%
5 Years:	-15%
3 Years:	-8%
Last Year:	3%

Last Updated: Unknown

Balance Sheet

Last Updated: November 15, 2024, 1:42 am

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	20	59	59	59	59	59	59	59	59	59	70	70	70
Reserves	356	355	377	385	380	361	229	171	129	106	45	52	86
Borrowings	485	616	668	653	611	626	634	628	596	583	448	447	413
Other Liabilities	845	917	788	805	825	832	1,499	1,535	1,614	1,628	1,523	1,290	1,101
Total Liabilities	1,707	1,947	1,893	1,903	1,875	1,878	2,422	2,394	2,399	2,376	2,085	1,858	1,669
Fixed Assets	54	74	78	74	68	61	49	41	36	32	21	18	17
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	0	1	2	2	2	1	1	1	1	1	1	1	1
Other Assets	1,653	1,871	1,813	1,827	1,806	1,816	2,371	2,351	2,361	2,344	2,063	1,838	1,651
Total Assets	1,707	1,947	1,893	1,903	1,875	1,878	2,422	2,394	2,399	2,376	2,085	1,858	1,669

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	9	-18	48	115	122	72	56	59	56	7	127	66
Cash from Investing Activity +	-7	-13	-0	10	12	8	27	8	7	6	6	1
Cash from Financing Activity +	20	33	-53	-136	-136	-79	-83	-67	-39	-33	-141	-56
Net Cash Flow	23	2	-6	-12	-1	0	-0	1	25	-20	-8	11

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-383.00	-510.00	-592.00	-580.00	-560.00	-595.00	-599.00	-689.00	-594.00	-554.00	-418.00	-378.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	145	84	43	77	86	133	167	240	242	184	213	118
Inventory Days
Days Payable
Cash Conversion Cycle	145	84	43	77	86	133	167	240	242	184	213	118
Working Capital Days	545	456	366	637	1,083	1,273	765	1,129	1,400	951	643	364
ROCE %	14%	13%	9%	8%	6%	5%	5%	-0%	0%	4%	5%	13%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoters	31.72%	31.72%	23.30%	12.05%	12.05%	24.99%	24.99%	24.99%	24.99%	24.99%	24.99%	24.99%
FIIs	0.00%	0.59%	0.59%	0.59%	0.59%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	68.27%	67.68%	76.10%	87.36%	87.36%	75.00%	75.00%	75.00%	75.00%	75.01%	75.00%	75.00%
No. of Shareholders	26,242	24,962	25,911	26,169	26,519	25,492	24,876	24,047	23,467	23,625	22,977	23,632

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	1.14	-10.29	-3.93	-7.12	-9.75
Diluted EPS (Rs.)	1.14	-10.29	-3.93	-7.12	-9.75
Cash EPS (Rs.)	1.38	-8.56	-3.65	-6.90	-9.46
Book Value[Excl.RevalReserv]/Share (Rs.)	17.42	16.43	27.87	31.76	38.86
Book Value[Incl.RevalReserv]/Share (Rs.)	17.42	16.43	27.87	31.76	38.86
Revenue From Operations / Share (Rs.)	66.75	35.93	40.32	28.72	27.60
PBDIT / Share (Rs.)	10.50	5.68	6.48	0.95	-0.93
PBIT / Share (Rs.)	10.26	5.44	6.20	0.73	-1.22
PBT / Share (Rs.)	1.44	-12.13	-5.97	-10.69	-12.59
Net Profit / Share (Rs.)	1.14	-8.81	-3.93	-7.12	-9.75
NP After MI And SOA / Share (Rs.)	1.14	-8.81	-3.93	-7.12	-9.75
PBDIT Margin (%)	15.72	15.82	16.06	3.32	-3.38
PBIT Margin (%)	15.36	15.13	15.38	2.56	-4.41
PBT Margin (%)	2.15	-33.76	-14.81	-37.20	-45.60
Net Profit Margin (%)	1.70	-24.52	-9.74	-24.79	-35.32
NP After MI And SOA Margin (%)	1.70	-24.52	-9.74	-24.79	-35.32
Return on Networth / Equity (%)	6.53	-53.62	-14.10	-22.42	-25.09
Return on Capital Employeed (%)	23.96	13.39	11.59	1.05	-1.30
Return On Assets (%)	0.42	-2.94	-0.98	-1.76	-2.41
Long Term Debt / Equity (X)	0.92	1.02	0.66	1.01	1.26
Total Debt / Equity (X)	3.68	3.91	3.52	1.32	1.60
Asset Turnover Ratio (%)	0.23	0.11	0.08	0.05	0.04
Current Ratio (X)	1.10	1.07	1.08	1.15	1.24
Quick Ratio (X)	0.25	0.21	0.17	0.19	0.19
Interest Coverage Ratio (X)	1.09	0.59	0.53	0.08	-0.08
Interest Coverage Ratio (Post Tax) (X)	1.04	0.92	0.67	0.37	0.14
Enterprise Value (Cr.)	516.25	457.36	605.08	241.51	366.58
EV / Net Operating Revenue (X)	1.11	1.83	2.53	1.42	2.24
EV / EBITDA (X)	7.06	11.55	15.73	42.60	-66.16
MarketCap / Net Operating Revenue (X)	0.19	0.09	0.17	0.18	0.09
Price / BV (X)	0.76	0.19	0.25	0.16	0.06
Price / Net Operating Revenue (X)	0.19	0.09	0.17	0.18	0.09
EarningsYield	0.08	-2.71	-0.56	-1.37	-3.71

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Ansal Housing Ltd as of December 27, 2024 is: 13.11

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of December 27, 2024, Ansal Housing Ltd is Overvalued by 28.36% compared to the current share price 18.30

Intrinsic Value of Ansal Housing Ltd as of December 27, 2024 is: 22.78

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of December 27, 2024, Ansal Housing Ltd is Undervalued by 24.48% compared to the current share price 18.30

Last 5 Year EPS CAGR: 73.76%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has shown consistent growth in sales (377.46 cr) and profit (0.85 cr) over the years.	The stock has a low average ROCE of 6.83%, which may not be favorable. The stock has a high average Working Capital Days of 394.25, which may not be favorable. The stock has a high average Cash Conversion Cycle of 144.33, which may not be favorable. The company has higher borrowings (569.85) compared to reserves (233.23), which may suggest financial risk.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ansal Housing Ltd:
1. Net Profit Margin: 1.7%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 23.96% (Industry Average ROCE: 13.23%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 6.53% (Industry Average ROE: 8.51%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 1.04
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 0.25
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 20.2 (Industry average Stock P/E: 9.7)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 3.68
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Ansal Housing Ltd. is a Public Limited Listed company incorporated on 22/10/1983 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L45201DL1983PLC016821 and registration number is 016821. Currently Company is involved in the business activities of Construction of buildings. Company’s Total Operating Revenue is Rs. 204.40 Cr. and Equity Capital is Rs. 59.39 Cr. for the Year ended 31/03/2022.

INDUSTRY	ADDRESS	CONTACT
Construction, Contracting & Engineering	No.606, 6th Floor, Indra Prakash, New Delhi Delhi 110001	sect@ansals.com http://www.ansals.com

Management
Name	Position Held
Mr. Kushagr Ansal	WholeTime Director & CEO
Mr. Rajendra Sharma	Non Executive Director
Mrs. Iqneet Kaur	Independent Director
Mr. Bal Kishan Sharma	Independent Director

FAQ

What is the latest intrinsic value of Ansal Housing Ltd?

The latest intrinsic value of Ansal Housing Ltd as on 27 December 2024 is ₹13.11, which is 28.36% lower than the current market price of ₹18.30. The stock has a market capitalization of 128 Cr. and recorded a high/low of 26.8/8.95 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹86 Cr and total liabilities of ₹1,669 Cr.

What is the Market Cap of Ansal Housing Ltd?

The Market Cap of Ansal Housing Ltd is 128 Cr..

What is the current Stock Price of Ansal Housing Ltd as on 27 December 2024?

The current stock price of Ansal Housing Ltd as on 27 December 2024 is 18.3.

What is the High / Low of Ansal Housing Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Ansal Housing Ltd stocks is 26.8/8.95.

What is the Stock P/E of Ansal Housing Ltd?

The Stock P/E of Ansal Housing Ltd is 20.2.

What is the Book Value of Ansal Housing Ltd?

The Book Value of Ansal Housing Ltd is 22.4.

What is the Dividend Yield of Ansal Housing Ltd?

The Dividend Yield of Ansal Housing Ltd is 0.00 %.

What is the ROCE of Ansal Housing Ltd?

The ROCE of Ansal Housing Ltd is 12.6 %.

What is the ROE of Ansal Housing Ltd?

The ROE of Ansal Housing Ltd is 2.84 %.

What is the Face Value of Ansal Housing Ltd?

The Face Value of Ansal Housing Ltd is 10.0.