Share Price and Basic Stock Data
Last Updated: January 28, 2026, 4:48 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Ashika Credit Capital Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a market capitalization of ₹1,661 Cr with its share price standing at ₹371. The company exhibited fluctuating revenue trends over recent quarters, with sales recorded at ₹6 Cr in September 2022, declining to ₹-3 Cr in December 2022. A notable rebound occurred in December 2023, where sales surged to ₹14 Cr, followed by a significant increase to ₹19 Cr in June 2024. However, revenue dipped to ₹4 Cr in March 2025, indicating volatility in performance. Over the trailing twelve months (TTM), total sales reached ₹92 Cr. The company’s operational performance exhibited an operating profit margin (OPM) of 84%, which is considerably high compared to typical sector averages, reflecting strong operational efficiency despite the inconsistent revenue. The company’s overall sales trend indicates a recovery, but the fluctuations raise questions about sustainability and market demand.
Profitability and Efficiency Metrics
The profitability metrics for Ashika Credit Capital Ltd reveal a complex financial landscape. The company reported a net profit of ₹-12 Cr for the period, reflecting challenges in maintaining consistent profitability. The operating profit margin (OPM) stood at an impressive 84%, which indicates high efficiency in managing operational costs. However, the interest coverage ratio (ICR) was recorded at -7.82x, highlighting potential difficulties in meeting interest obligations, a concerning indicator for lenders and investors alike. The return on equity (ROE) was reported at 20.2%, while return on capital employed (ROCE) was at 22.1%, both of which are commendable figures that suggest effective capital utilization. However, fluctuations in net profit and the negative ICR point to underlying financial risks that could impact future profitability. The company’s inconsistent net profit, which included a decline to ₹-54 Cr in March 2025, raises concerns about its ability to sustain profitability in the long term.
Balance Sheet Strength and Financial Ratios
Ashika Credit Capital Ltd’s balance sheet reflects a strong position with no borrowings, which stood at ₹0 Cr, indicating a debt-free status that is advantageous in the current economic climate. Total assets increased to ₹630 Cr by September 2025, with reserves rising significantly to ₹581 Cr, showcasing the company’s ability to retain earnings and build a financial cushion. The price-to-book value (P/BV) ratio was reported at 4.10x, suggesting that the market values the company significantly above its book value, which may indicate investor confidence in its growth prospects. The current ratio of 178.66x and the quick ratio, also at 178.66x, suggest exceptional liquidity, allowing the company to cover its short-term liabilities effortlessly. However, the company recorded a negative net profit margin of -1212.59% in March 2025, signaling potential inefficiencies or elevated costs that may need addressing to improve overall financial health.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Ashika Credit Capital Ltd indicates a strong promoter presence, with promoters holding 58.00% of the total shares as of December 2025. This concentrated ownership can instill confidence among investors, as it suggests a commitment to the company’s long-term vision. Foreign Institutional Investors (FIIs) hold a minimal 0.73%, while Domestic Institutional Investors (DIIs) have not made any investments, which may reflect caution regarding the company’s financial volatility. The public shareholding is at 41.28%, with a growing number of shareholders reaching 3,989, indicating increasing retail interest. However, the declining stake of FIIs and the absence of DIIs could be perceived as a risk factor, potentially limiting the company’s access to broader institutional capital. The evolving shareholding dynamics, particularly the increase in public shareholders, may reflect a potential turnaround in investor sentiment, contingent on the company’s financial performance.
Outlook, Risks, and Final Insight
Looking ahead, Ashika Credit Capital Ltd faces a mixed outlook characterized by opportunities and inherent risks. On one hand, the company’s robust operational profit margin and strong liquidity position provide a solid foundation for potential growth. However, the significant fluctuations in revenue and profitability, as evidenced by declining net profits and an unfavorable interest coverage ratio, pose substantial risks to its financial stability. The absence of debt positions the company favorably in terms of financial leverage, but the negative net profit margin raises concerns about its operational efficiency. Furthermore, the reliance on promoter ownership and the decline in institutional investment could impact strategic decision-making and market perception. The company must focus on stabilizing its revenue stream and improving profitability metrics to regain investor confidence and secure a stronger market position moving forward.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.6 Cr. | 1.46 | 1.72/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.83 Cr. | 0.68 | 6.27/0.62 | 20.1 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 335 Cr. | 51.1 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.4 Cr. | 15.8 | 25.5/15.0 | 11.9 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 28.5 Cr. | 63.4 | 146/60.2 | 15.4 | 238 | 1.58 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 27,777.19 Cr | 391.66 | 51.17 | 515.00 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6 | -3 | -0 | 5 | 6 | 14 | 3 | 19 | 17 | 1 | 2 | 70 | 18 |
| Expenses | 0 | 1 | 1 | 1 | 1 | 1 | 12 | 2 | 3 | 24 | 70 | 3 | 3 |
| Operating Profit | 6 | -3 | -1 | 4 | 5 | 13 | -8 | 17 | 14 | -23 | -68 | 67 | 15 |
| OPM % | 95% | 82% | 79% | 92% | -261% | 92% | 84% | -1,741% | -2,904% | 95% | 84% | ||
| Other Income | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 3 | 3 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 6 | -3 | 0 | 4 | 5 | 12 | -9 | 17 | 13 | -26 | -70 | 66 | 15 |
| Tax % | 26% | -18% | 1,650% | 17% | 17% | 22% | -26% | 19% | 28% | -22% | -23% | 24% | 25% |
| Net Profit | 5 | -3 | -0 | 3 | 4 | 10 | -6 | 13 | 9 | -20 | -54 | 51 | 11 |
| EPS in Rs | 3.85 | -2.23 | -0.25 | 2.74 | 3.47 | 8.20 | -5.40 | 11.34 | 4.33 | -8.06 | -16.27 | 13.25 | 2.97 |
Last Updated: December 28, 2025, 1:36 am
Below is a detailed analysis of the quarterly data for Ashika Credit Capital Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 18.00 Cr.. The value appears to be declining and may need further review. It has decreased from 70.00 Cr. (Jun 2025) to 18.00 Cr., marking a decrease of 52.00 Cr..
- For Expenses, as of Sep 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 3.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 15.00 Cr.. The value appears to be declining and may need further review. It has decreased from 67.00 Cr. (Jun 2025) to 15.00 Cr., marking a decrease of 52.00 Cr..
- For OPM %, as of Sep 2025, the value is 84.00%. The value appears to be declining and may need further review. It has decreased from 95.00% (Jun 2025) to 84.00%, marking a decrease of 11.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 15.00 Cr.. The value appears to be declining and may need further review. It has decreased from 66.00 Cr. (Jun 2025) to 15.00 Cr., marking a decrease of 51.00 Cr..
- For Tax %, as of Sep 2025, the value is 25.00%. The value appears to be increasing, which may not be favorable. It has increased from 24.00% (Jun 2025) to 25.00%, marking an increase of 1.00%.
- For Net Profit, as of Sep 2025, the value is 11.00 Cr.. The value appears to be declining and may need further review. It has decreased from 51.00 Cr. (Jun 2025) to 11.00 Cr., marking a decrease of 40.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 2.97. The value appears to be declining and may need further review. It has decreased from 13.25 (Jun 2025) to 2.97, marking a decrease of 10.28.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:11 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6 | 3 | 2 | 2 | 11 | 18 | 7 | 7 | 7 | 11 | 18 | 4 | 92 |
| Expenses | 6 | 2 | 10 | -1 | 3 | -1 | 10 | 4 | 2 | 4 | 5 | 63 | 100 |
| Operating Profit | 0 | 1 | -8 | 3 | 8 | 19 | -3 | 2 | 5 | 7 | 13 | -59 | -9 |
| OPM % | 7% | 41% | -377% | 163% | 76% | 105% | -44% | 33% | 75% | 62% | 73% | -1,393% | -10% |
| Other Income | 0 | 0 | 0 | -0 | 0 | -0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Interest | 2 | 0 | 0 | -0 | 5 | 7 | 0 | -0 | 0 | 0 | 1 | 8 | 6 |
| Depreciation | 0 | -0 | -0 | -0 | -0 | -0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -2 | 1 | -8 | 3 | 4 | 12 | -4 | 2 | 5 | 8 | 13 | -67 | -15 |
| Tax % | 7% | 14% | -26% | 37% | 26% | 27% | -28% | 34% | 36% | 26% | 16% | -23% | |
| Net Profit | -2 | 1 | -6 | 2 | 3 | 8 | -3 | 2 | 4 | 6 | 11 | -51 | -12 |
| EPS in Rs | -2.59 | 1.33 | -8.55 | 2.69 | 2.57 | 7.45 | -2.14 | 1.37 | 2.95 | 4.96 | 9.01 | -15.53 | -8.11 |
| Dividend Payout % | -0% | -0% | -0% | -0% | -0% | 13% | -0% | -0% | -0% | -0% | -0% | -0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | -700.00% | 133.33% | 50.00% | 166.67% | -137.50% | 166.67% | 100.00% | 50.00% | 83.33% | -563.64% |
| Change in YoY Net Profit Growth (%) | 0.00% | -850.00% | 833.33% | -83.33% | 116.67% | -304.17% | 304.17% | -66.67% | -50.00% | 33.33% | -646.97% |
Ashika Credit Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | -10% |
| 3 Years: | -15% |
| TTM: | 117% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -168% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 32% |
| 5 Years: | 77% |
| 3 Years: | 118% |
| 1 Year: | 35% |
| Return on Equity | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -6% |
| 3 Years: | -9% |
| Last Year: | -20% |
Last Updated: September 5, 2025, 2:26 pm
Balance Sheet
Last Updated: December 4, 2025, 2:25 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7 | 7 | 7 | 7 | 11 | 11 | 12 | 12 | 12 | 12 | 12 | 33 | 38 |
| Reserves | 20 | 21 | 15 | 16 | 30 | 37 | 34 | 36 | 40 | 45 | 56 | 407 | 581 |
| Borrowings | 8 | 0 | 0 | 6 | 92 | 17 | 0 | 0 | 10 | 0 | 25 | 1 | 0 |
| Other Liabilities | 2 | 2 | 9 | 9 | 2 | 2 | 1 | 1 | 1 | 2 | 2 | 2 | 11 |
| Total Liabilities | 36 | 30 | 30 | 38 | 134 | 67 | 47 | 49 | 62 | 59 | 95 | 443 | 630 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 3 | 9 | 0 | 0 | 0 | 0 | 0 | 43 | 37 | 94 | 341 | 441 |
| Other Assets | 36 | 26 | 21 | 37 | 134 | 67 | 47 | 48 | 19 | 22 | 1 | 102 | 187 |
| Total Assets | 36 | 30 | 30 | 38 | 134 | 67 | 47 | 49 | 62 | 59 | 95 | 443 | 630 |
Below is a detailed analysis of the balance sheet data for Ashika Credit Capital Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 38.00 Cr.. The value appears strong and on an upward trend. It has increased from 33.00 Cr. (Mar 2025) to 38.00 Cr., marking an increase of 5.00 Cr..
- For Reserves, as of Sep 2025, the value is 581.00 Cr.. The value appears strong and on an upward trend. It has increased from 407.00 Cr. (Mar 2025) to 581.00 Cr., marking an increase of 174.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.00 Cr. (Mar 2025) to 11.00 Cr., marking an increase of 9.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 630.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 443.00 Cr. (Mar 2025) to 630.00 Cr., marking an increase of 187.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 441.00 Cr.. The value appears strong and on an upward trend. It has increased from 341.00 Cr. (Mar 2025) to 441.00 Cr., marking an increase of 100.00 Cr..
- For Other Assets, as of Sep 2025, the value is 187.00 Cr.. The value appears strong and on an upward trend. It has increased from 102.00 Cr. (Mar 2025) to 187.00 Cr., marking an increase of 85.00 Cr..
- For Total Assets, as of Sep 2025, the value is 630.00 Cr.. The value appears strong and on an upward trend. It has increased from 443.00 Cr. (Mar 2025) to 630.00 Cr., marking an increase of 187.00 Cr..
Notably, the Reserves (581.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -8.00 | 1.00 | -8.00 | -3.00 | -84.00 | 2.00 | -3.00 | 2.00 | -5.00 | 7.00 | -12.00 | -60.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 901 | 2,183 | 2,797 | 5,423 | 743 | -11 | 9 | 50 | 8 | -16 | -22 | 108 |
| ROCE % | 1% | 4% | -33% | 12% | 10% | 19% | -5% | 5% | 10% | 14% | 18% | -22% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -25.76 | 9.01 | 4.95 | 2.95 | 1.38 |
| Diluted EPS (Rs.) | -25.76 | 9.01 | 4.95 | 2.95 | 1.38 |
| Cash EPS (Rs.) | -15.52 | 9.03 | 4.96 | 2.96 | 1.38 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 132.97 | 57.30 | 48.27 | 43.31 | 40.34 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 132.97 | 57.30 | 48.27 | 43.31 | 40.34 |
| Revenue From Operations / Share (Rs.) | 1.28 | 15.47 | 8.92 | 5.69 | 5.49 |
| PBDIT / Share (Rs.) | -17.83 | 11.38 | 6.79 | 4.66 | 2.09 |
| PBIT / Share (Rs.) | -17.84 | 11.36 | 6.78 | 4.65 | 2.08 |
| PBT / Share (Rs.) | -20.12 | 10.74 | 6.68 | 4.58 | 2.08 |
| Net Profit / Share (Rs.) | -15.53 | 9.01 | 4.95 | 2.95 | 1.38 |
| PBDIT Margin (%) | -1392.23 | 73.53 | 76.12 | 81.78 | 38.00 |
| PBIT Margin (%) | -1393.19 | 73.41 | 76.05 | 81.70 | 37.92 |
| PBT Margin (%) | -1571.17 | 69.41 | 74.96 | 80.44 | 37.92 |
| Net Profit Margin (%) | -1212.59 | 58.22 | 55.53 | 51.83 | 25.07 |
| Return on Networth / Equity (%) | -11.67 | 15.72 | 10.26 | 6.81 | 3.41 |
| Return on Capital Employeed (%) | -13.39 | 19.51 | 13.80 | 10.63 | 5.13 |
| Return On Assets (%) | -11.59 | 11.27 | 9.96 | 5.62 | 3.36 |
| Total Debt / Equity (X) | 0.00 | 0.36 | 0.00 | 0.18 | 0.00 |
| Asset Turnover Ratio (%) | 0.01 | 0.23 | 0.17 | 0.12 | 0.13 |
| Current Ratio (X) | 178.66 | 3.67 | 86.34 | 5.86 | 105.91 |
| Quick Ratio (X) | 178.66 | 3.67 | 86.34 | 5.86 | 105.91 |
| Interest Coverage Ratio (X) | -7.82 | 18.41 | 69.78 | 65.17 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | -5.81 | 15.58 | 51.91 | 42.30 | 0.00 |
| Enterprise Value (Cr.) | 1796.57 | 105.65 | 46.57 | 53.77 | 44.45 |
| EV / Net Operating Revenue (X) | 423.68 | 5.75 | 4.39 | 7.95 | 6.82 |
| EV / EBITDA (X) | -30.43 | 7.82 | 5.77 | 9.72 | 17.94 |
| MarketCap / Net Operating Revenue (X) | 425.46 | 4.41 | 4.43 | 6.57 | 7.21 |
| Price / BV (X) | 4.10 | 1.19 | 0.81 | 0.86 | 0.98 |
| Price / Net Operating Revenue (X) | 425.70 | 4.41 | 4.43 | 6.57 | 7.21 |
| EarningsYield | -0.02 | 0.13 | 0.12 | 0.07 | 0.03 |
After reviewing the key financial ratios for Ashika Credit Capital Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -25.76. This value is below the healthy minimum of 5. It has decreased from 9.01 (Mar 24) to -25.76, marking a decrease of 34.77.
- For Diluted EPS (Rs.), as of Mar 25, the value is -25.76. This value is below the healthy minimum of 5. It has decreased from 9.01 (Mar 24) to -25.76, marking a decrease of 34.77.
- For Cash EPS (Rs.), as of Mar 25, the value is -15.52. This value is below the healthy minimum of 3. It has decreased from 9.03 (Mar 24) to -15.52, marking a decrease of 24.55.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 132.97. It has increased from 57.30 (Mar 24) to 132.97, marking an increase of 75.67.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 132.97. It has increased from 57.30 (Mar 24) to 132.97, marking an increase of 75.67.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1.28. It has decreased from 15.47 (Mar 24) to 1.28, marking a decrease of 14.19.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -17.83. This value is below the healthy minimum of 2. It has decreased from 11.38 (Mar 24) to -17.83, marking a decrease of 29.21.
- For PBIT / Share (Rs.), as of Mar 25, the value is -17.84. This value is below the healthy minimum of 0. It has decreased from 11.36 (Mar 24) to -17.84, marking a decrease of 29.20.
- For PBT / Share (Rs.), as of Mar 25, the value is -20.12. This value is below the healthy minimum of 0. It has decreased from 10.74 (Mar 24) to -20.12, marking a decrease of 30.86.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -15.53. This value is below the healthy minimum of 2. It has decreased from 9.01 (Mar 24) to -15.53, marking a decrease of 24.54.
- For PBDIT Margin (%), as of Mar 25, the value is -1,392.23. This value is below the healthy minimum of 10. It has decreased from 73.53 (Mar 24) to -1,392.23, marking a decrease of 1,465.76.
- For PBIT Margin (%), as of Mar 25, the value is -1,393.19. This value is below the healthy minimum of 10. It has decreased from 73.41 (Mar 24) to -1,393.19, marking a decrease of 1,466.60.
- For PBT Margin (%), as of Mar 25, the value is -1,571.17. This value is below the healthy minimum of 10. It has decreased from 69.41 (Mar 24) to -1,571.17, marking a decrease of 1,640.58.
- For Net Profit Margin (%), as of Mar 25, the value is -1,212.59. This value is below the healthy minimum of 5. It has decreased from 58.22 (Mar 24) to -1,212.59, marking a decrease of 1,270.81.
- For Return on Networth / Equity (%), as of Mar 25, the value is -11.67. This value is below the healthy minimum of 15. It has decreased from 15.72 (Mar 24) to -11.67, marking a decrease of 27.39.
- For Return on Capital Employeed (%), as of Mar 25, the value is -13.39. This value is below the healthy minimum of 10. It has decreased from 19.51 (Mar 24) to -13.39, marking a decrease of 32.90.
- For Return On Assets (%), as of Mar 25, the value is -11.59. This value is below the healthy minimum of 5. It has decreased from 11.27 (Mar 24) to -11.59, marking a decrease of 22.86.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.36 (Mar 24) to 0.00, marking a decrease of 0.36.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.23 (Mar 24) to 0.01, marking a decrease of 0.22.
- For Current Ratio (X), as of Mar 25, the value is 178.66. This value exceeds the healthy maximum of 3. It has increased from 3.67 (Mar 24) to 178.66, marking an increase of 174.99.
- For Quick Ratio (X), as of Mar 25, the value is 178.66. This value exceeds the healthy maximum of 2. It has increased from 3.67 (Mar 24) to 178.66, marking an increase of 174.99.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -7.82. This value is below the healthy minimum of 3. It has decreased from 18.41 (Mar 24) to -7.82, marking a decrease of 26.23.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -5.81. This value is below the healthy minimum of 3. It has decreased from 15.58 (Mar 24) to -5.81, marking a decrease of 21.39.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,796.57. It has increased from 105.65 (Mar 24) to 1,796.57, marking an increase of 1,690.92.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 423.68. This value exceeds the healthy maximum of 3. It has increased from 5.75 (Mar 24) to 423.68, marking an increase of 417.93.
- For EV / EBITDA (X), as of Mar 25, the value is -30.43. This value is below the healthy minimum of 5. It has decreased from 7.82 (Mar 24) to -30.43, marking a decrease of 38.25.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 425.46. This value exceeds the healthy maximum of 3. It has increased from 4.41 (Mar 24) to 425.46, marking an increase of 421.05.
- For Price / BV (X), as of Mar 25, the value is 4.10. This value exceeds the healthy maximum of 3. It has increased from 1.19 (Mar 24) to 4.10, marking an increase of 2.91.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 425.70. This value exceeds the healthy maximum of 3. It has increased from 4.41 (Mar 24) to 425.70, marking an increase of 421.29.
- For EarningsYield, as of Mar 25, the value is -0.02. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to -0.02, marking a decrease of 0.15.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ashika Credit Capital Ltd:
- Net Profit Margin: -1212.59%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -13.39% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -11.67% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -5.81
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 178.66
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 51.17)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -1212.59%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Trinity, 226/1, A.J.C. Bose Road, Kolkata West Bengal 700020 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chirag Jain | Executive Director & CEO |
| Mr. Amit Jain | Non Exe.Non Ind.Director |
| Mr. Supratim Bandyopadhyay | Independent Director |
| Mr. Pravin Kutumbe | Independent Director |
| Mr. Ajay Pratapray Shanghavi | Independent Director |
| Mr. Tapan Sodani | Independent Director |
| Ms. Pinki Kedia | Independent Director |
FAQ
What is the intrinsic value of Ashika Credit Capital Ltd?
Ashika Credit Capital Ltd's intrinsic value (as of 28 January 2026) is ₹243.43 which is 32.75% lower the current market price of ₹362.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,621 Cr. market cap, FY2025-2026 high/low of ₹839/286, reserves of ₹581 Cr, and liabilities of ₹630 Cr.
What is the Market Cap of Ashika Credit Capital Ltd?
The Market Cap of Ashika Credit Capital Ltd is 1,621 Cr..
What is the current Stock Price of Ashika Credit Capital Ltd as on 28 January 2026?
The current stock price of Ashika Credit Capital Ltd as on 28 January 2026 is ₹362.
What is the High / Low of Ashika Credit Capital Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Ashika Credit Capital Ltd stocks is ₹839/286.
What is the Stock P/E of Ashika Credit Capital Ltd?
The Stock P/E of Ashika Credit Capital Ltd is .
What is the Book Value of Ashika Credit Capital Ltd?
The Book Value of Ashika Credit Capital Ltd is 162.
What is the Dividend Yield of Ashika Credit Capital Ltd?
The Dividend Yield of Ashika Credit Capital Ltd is 0.00 %.
What is the ROCE of Ashika Credit Capital Ltd?
The ROCE of Ashika Credit Capital Ltd is 22.1 %.
What is the ROE of Ashika Credit Capital Ltd?
The ROE of Ashika Credit Capital Ltd is 20.2 %.
What is the Face Value of Ashika Credit Capital Ltd?
The Face Value of Ashika Credit Capital Ltd is 10.0.