Share Price and Basic Stock Data
Last Updated: December 9, 2025, 1:18 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Ashika Credit Capital Ltd, a Non-Banking Financial Company (NBFC), has been navigating a tumultuous market landscape. As of the latest reporting period, the company’s stock price stood at ₹325, with a market capitalization of ₹1,454 Cr. Revenue trends reveal a mixed performance; sales for the trailing twelve months (TTM) reached ₹91 Cr, but the quarterly breakdown shows significant volatility. For instance, sales dipped to ₹3 Cr in March 2025 from ₹19 Cr in June 2024, underscoring a stark decline in operational consistency. The company reported a net profit of ₹-14 Cr, reflecting ongoing challenges in maintaining profitability. While the financial services sector generally exhibits robust growth potential, Ashika’s erratic revenue patterns and declining sales figures raise questions about its operational resilience and market positioning.
Profitability and Efficiency Metrics
Profitability metrics for Ashika Credit Capital present a challenging picture. The operating profit margin (OPM) was an impressive 95%, yet this figure masks underlying issues, as the company has reported negative net profits in several quarters, culminating in a TTM net profit margin of -1212.59%. Such a margin indicates severe profitability struggles, particularly when juxtaposed with historical performance where the net profit margin was once positive, at 58.22% in March 2024. Efficiency ratios also paint a concerning narrative; the interest coverage ratio (ICR) is a negative -7.82x, suggesting that the company is unable to cover its interest obligations comfortably. This scenario raises red flags regarding Ashika’s financial health and its ability to sustain operations in the face of rising costs or potential economic downturns.
Balance Sheet Strength and Financial Ratios
The balance sheet of Ashika Credit Capital reveals both strengths and vulnerabilities. The company reported zero borrowings, indicating a debt-free status, which is a significant advantage in a sector often burdened by leverage. However, this absence of debt is coupled with a concerning liquidity profile, as evidenced by a current ratio of 178.66, which, while indicating high liquidity, also suggests inefficiencies in utilizing available capital. Moreover, the price-to-book value ratio (P/BV) stood at 4.10x, signaling that the stock may be overvalued relative to its book value of ₹132.97 per share. The company’s reserves have increased significantly to ₹581 Cr, but the overall financial ratios, including a return on equity (ROE) of 20.2% and return on capital employed (ROCE) of 22.1%, suggest that while Ashika has potential, its current operational performance undermines these metrics.
Shareholding Pattern and Investor Confidence
Investor confidence in Ashika Credit Capital appears to be cautious, as reflected in its shareholding pattern. Promoters hold 50.88% of the shares, indicating a strong internal commitment to the company. However, foreign institutional investors (FIIs) have decreased their stake to 0.85%, down from 2.72% previously, which could signal waning confidence in the company’s strategic direction. The public holds 48.28%, and with the number of shareholders increasing to 4,000, there is a growing interest from retail investors. Nevertheless, the absence of domestic institutional investment (DIIs) raises concerns about the stock’s attractiveness to larger, more stable investors, which can often be a bellwether for market sentiment and stability.
Outlook, Risks, and Final Insight
The outlook for Ashika Credit Capital is fraught with both opportunities and risks. On the one hand, its debt-free status and impressive liquidity position could be advantageous in a tightening credit environment. On the other hand, the company’s erratic revenue trends and negative profitability metrics could hinder growth. Investors should be particularly wary of the operational volatility that could affect future performance. The absence of institutional support and the decline in FIIs may also limit upward momentum in the stock. As potential investors consider Ashika, they should weigh the benefits of its strong reserves and low debt against the significant operational challenges and market uncertainties it faces. The path ahead will require careful navigation and strategic repositioning to restore investor confidence and achieve sustainable growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Ashika Credit Capital Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.1 Cr. | 1.11 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.84 Cr. | 0.98 | 9.18/0.85 | 28.9 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 437 Cr. | 134 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.1 Cr. | 16.5 | 35.2/15.0 | 11.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 35.4 Cr. | 78.8 | 176/74.8 | 19.0 | 238 | 1.27 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,232.22 Cr | 441.21 | 53.30 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7 | 6 | -3 | -0 | 5 | 6 | 14 | 3 | 19 | 17 | 1 | 2 | 70 |
| Expenses | 2 | 0 | 1 | 1 | 1 | 1 | 1 | 12 | 2 | 3 | 24 | 70 | 3 |
| Operating Profit | 5 | 6 | -3 | -1 | 4 | 5 | 13 | -8 | 17 | 14 | -23 | -68 | 67 |
| OPM % | 75% | 95% | 82% | 79% | 92% | -261% | 92% | 84% | -1,741% | -2,904% | 95% | ||
| Other Income | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 3 | 3 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 5 | 6 | -3 | 0 | 4 | 5 | 12 | -9 | 17 | 13 | -26 | -70 | 66 |
| Tax % | 14% | 26% | -18% | 1,650% | 17% | 17% | 22% | -26% | 19% | 28% | -22% | -23% | 24% |
| Net Profit | 4 | 5 | -3 | -0 | 3 | 4 | 10 | -6 | 13 | 9 | -20 | -54 | 51 |
| EPS in Rs | 3.59 | 3.85 | -2.23 | -0.25 | 2.74 | 3.47 | 8.20 | -5.40 | 11.34 | 4.33 | -8.06 | -16.27 | 13.25 |
Last Updated: August 19, 2025, 11:15 pm
Below is a detailed analysis of the quarterly data for Ashika Credit Capital Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 70.00 Cr.. The value appears strong and on an upward trend. It has increased from 2.00 Cr. (Mar 2025) to 70.00 Cr., marking an increase of 68.00 Cr..
- For Expenses, as of Jun 2025, the value is 3.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 70.00 Cr. (Mar 2025) to 3.00 Cr., marking a decrease of 67.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 67.00 Cr.. The value appears strong and on an upward trend. It has increased from -68.00 Cr. (Mar 2025) to 67.00 Cr., marking an increase of 135.00 Cr..
- For OPM %, as of Jun 2025, the value is 95.00%. The value appears strong and on an upward trend. It has increased from -2,904.00% (Mar 2025) to 95.00%, marking an increase of 2,999.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 3.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 66.00 Cr.. The value appears strong and on an upward trend. It has increased from -70.00 Cr. (Mar 2025) to 66.00 Cr., marking an increase of 136.00 Cr..
- For Tax %, as of Jun 2025, the value is 24.00%. The value appears to be increasing, which may not be favorable. It has increased from -23.00% (Mar 2025) to 24.00%, marking an increase of 47.00%.
- For Net Profit, as of Jun 2025, the value is 51.00 Cr.. The value appears strong and on an upward trend. It has increased from -54.00 Cr. (Mar 2025) to 51.00 Cr., marking an increase of 105.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 13.25. The value appears strong and on an upward trend. It has increased from -16.27 (Mar 2025) to 13.25, marking an increase of 29.52.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:54 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6 | 3 | 2 | 2 | 11 | 18 | 7 | 7 | 7 | 11 | 18 | 4 | 91 |
| Expenses | 6 | 2 | 10 | -1 | 3 | -1 | 10 | 4 | 2 | 4 | 5 | 63 | 100 |
| Operating Profit | 0 | 1 | -8 | 3 | 8 | 19 | -3 | 2 | 5 | 7 | 13 | -59 | -10 |
| OPM % | 7% | 41% | -377% | 163% | 76% | 105% | -44% | 33% | 75% | 62% | 73% | -1,393% | -10% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Interest | 2 | 0 | 0 | 0 | 5 | 7 | 0 | 0 | 0 | 0 | 1 | 8 | 7 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -2 | 1 | -8 | 3 | 4 | 12 | -4 | 2 | 5 | 8 | 13 | -67 | -17 |
| Tax % | 7% | 14% | -26% | 37% | 26% | 27% | -28% | 34% | 36% | 26% | 16% | -23% | |
| Net Profit | -2 | 1 | -6 | 2 | 3 | 8 | -3 | 2 | 4 | 6 | 11 | -51 | -14 |
| EPS in Rs | -2.59 | 1.33 | -8.55 | 2.69 | 2.57 | 7.45 | -2.14 | 1.37 | 2.95 | 4.96 | 9.01 | -15.53 | -6.75 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 13% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | -700.00% | 133.33% | 50.00% | 166.67% | -137.50% | 166.67% | 100.00% | 50.00% | 83.33% | -563.64% |
| Change in YoY Net Profit Growth (%) | 0.00% | -850.00% | 833.33% | -83.33% | 116.67% | -304.17% | 304.17% | -66.67% | -50.00% | 33.33% | -646.97% |
Ashika Credit Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | -10% |
| 3 Years: | -15% |
| TTM: | 117% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -168% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 32% |
| 5 Years: | 77% |
| 3 Years: | 118% |
| 1 Year: | 35% |
| Return on Equity | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -6% |
| 3 Years: | -9% |
| Last Year: | -20% |
Last Updated: September 5, 2025, 2:26 pm
Balance Sheet
Last Updated: December 4, 2025, 2:25 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7 | 7 | 7 | 7 | 11 | 11 | 12 | 12 | 12 | 12 | 12 | 33 | 38 |
| Reserves | 20 | 21 | 15 | 16 | 30 | 37 | 34 | 36 | 40 | 45 | 56 | 407 | 581 |
| Borrowings | 8 | 0 | 0 | 6 | 92 | 17 | 0 | 0 | 10 | 0 | 25 | 1 | 0 |
| Other Liabilities | 2 | 2 | 9 | 9 | 2 | 2 | 1 | 1 | 1 | 2 | 2 | 2 | 11 |
| Total Liabilities | 36 | 30 | 30 | 38 | 134 | 67 | 47 | 49 | 62 | 59 | 95 | 443 | 630 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 3 | 9 | 0 | 0 | 0 | 0 | 0 | 43 | 37 | 94 | 341 | 441 |
| Other Assets | 36 | 26 | 21 | 37 | 134 | 67 | 47 | 48 | 19 | 22 | 1 | 102 | 187 |
| Total Assets | 36 | 30 | 30 | 38 | 134 | 67 | 47 | 49 | 62 | 59 | 95 | 443 | 630 |
Below is a detailed analysis of the balance sheet data for Ashika Credit Capital Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 38.00 Cr.. The value appears strong and on an upward trend. It has increased from 33.00 Cr. (Mar 2025) to 38.00 Cr., marking an increase of 5.00 Cr..
- For Reserves, as of Sep 2025, the value is 581.00 Cr.. The value appears strong and on an upward trend. It has increased from 407.00 Cr. (Mar 2025) to 581.00 Cr., marking an increase of 174.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.00 Cr. (Mar 2025) to 11.00 Cr., marking an increase of 9.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 630.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 443.00 Cr. (Mar 2025) to 630.00 Cr., marking an increase of 187.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 441.00 Cr.. The value appears strong and on an upward trend. It has increased from 341.00 Cr. (Mar 2025) to 441.00 Cr., marking an increase of 100.00 Cr..
- For Other Assets, as of Sep 2025, the value is 187.00 Cr.. The value appears strong and on an upward trend. It has increased from 102.00 Cr. (Mar 2025) to 187.00 Cr., marking an increase of 85.00 Cr..
- For Total Assets, as of Sep 2025, the value is 630.00 Cr.. The value appears strong and on an upward trend. It has increased from 443.00 Cr. (Mar 2025) to 630.00 Cr., marking an increase of 187.00 Cr..
Notably, the Reserves (581.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -8.00 | 1.00 | -8.00 | -3.00 | -84.00 | 2.00 | -3.00 | 2.00 | -5.00 | 7.00 | -12.00 | -60.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 901 | 2,183 | 2,797 | 5,423 | 743 | -11 | 9 | 50 | 8 | -16 | -22 | 108 |
| ROCE % | 1% | 4% | -33% | 12% | 10% | 19% | -5% | 5% | 10% | 14% | 18% | -22% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -25.76 | 9.01 | 4.95 | 2.95 | 1.38 |
| Diluted EPS (Rs.) | -25.76 | 9.01 | 4.95 | 2.95 | 1.38 |
| Cash EPS (Rs.) | -15.52 | 9.03 | 4.96 | 2.96 | 1.38 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 132.97 | 57.30 | 48.27 | 43.31 | 40.34 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 132.97 | 57.30 | 48.27 | 43.31 | 40.34 |
| Revenue From Operations / Share (Rs.) | 1.28 | 15.47 | 8.92 | 5.69 | 5.49 |
| PBDIT / Share (Rs.) | -17.83 | 11.38 | 6.79 | 4.66 | 2.09 |
| PBIT / Share (Rs.) | -17.84 | 11.36 | 6.78 | 4.65 | 2.08 |
| PBT / Share (Rs.) | -20.12 | 10.74 | 6.68 | 4.58 | 2.08 |
| Net Profit / Share (Rs.) | -15.53 | 9.01 | 4.95 | 2.95 | 1.38 |
| PBDIT Margin (%) | -1392.23 | 73.53 | 76.12 | 81.78 | 38.00 |
| PBIT Margin (%) | -1393.19 | 73.41 | 76.05 | 81.70 | 37.92 |
| PBT Margin (%) | -1571.17 | 69.41 | 74.96 | 80.44 | 37.92 |
| Net Profit Margin (%) | -1212.59 | 58.22 | 55.53 | 51.83 | 25.07 |
| Return on Networth / Equity (%) | -11.67 | 15.72 | 10.26 | 6.81 | 3.41 |
| Return on Capital Employeed (%) | -13.39 | 19.51 | 13.80 | 10.63 | 5.13 |
| Return On Assets (%) | -11.59 | 11.27 | 9.96 | 5.62 | 3.36 |
| Total Debt / Equity (X) | 0.00 | 0.36 | 0.00 | 0.18 | 0.00 |
| Asset Turnover Ratio (%) | 0.01 | 0.23 | 0.17 | 0.12 | 0.13 |
| Current Ratio (X) | 178.66 | 3.67 | 86.34 | 5.86 | 105.91 |
| Quick Ratio (X) | 178.66 | 3.67 | 86.34 | 5.86 | 105.91 |
| Interest Coverage Ratio (X) | -7.82 | 18.41 | 69.78 | 65.17 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | -5.81 | 15.58 | 51.91 | 42.30 | 0.00 |
| Enterprise Value (Cr.) | 1796.57 | 105.65 | 46.57 | 53.77 | 44.45 |
| EV / Net Operating Revenue (X) | 423.68 | 5.75 | 4.39 | 7.95 | 6.82 |
| EV / EBITDA (X) | -30.43 | 7.82 | 5.77 | 9.72 | 17.94 |
| MarketCap / Net Operating Revenue (X) | 425.46 | 4.41 | 4.43 | 6.57 | 7.21 |
| Price / BV (X) | 4.10 | 1.19 | 0.81 | 0.86 | 0.98 |
| Price / Net Operating Revenue (X) | 425.70 | 4.41 | 4.43 | 6.57 | 7.21 |
| EarningsYield | -0.02 | 0.13 | 0.12 | 0.07 | 0.03 |
After reviewing the key financial ratios for Ashika Credit Capital Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -25.76. This value is below the healthy minimum of 5. It has decreased from 9.01 (Mar 24) to -25.76, marking a decrease of 34.77.
- For Diluted EPS (Rs.), as of Mar 25, the value is -25.76. This value is below the healthy minimum of 5. It has decreased from 9.01 (Mar 24) to -25.76, marking a decrease of 34.77.
- For Cash EPS (Rs.), as of Mar 25, the value is -15.52. This value is below the healthy minimum of 3. It has decreased from 9.03 (Mar 24) to -15.52, marking a decrease of 24.55.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 132.97. It has increased from 57.30 (Mar 24) to 132.97, marking an increase of 75.67.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 132.97. It has increased from 57.30 (Mar 24) to 132.97, marking an increase of 75.67.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1.28. It has decreased from 15.47 (Mar 24) to 1.28, marking a decrease of 14.19.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -17.83. This value is below the healthy minimum of 2. It has decreased from 11.38 (Mar 24) to -17.83, marking a decrease of 29.21.
- For PBIT / Share (Rs.), as of Mar 25, the value is -17.84. This value is below the healthy minimum of 0. It has decreased from 11.36 (Mar 24) to -17.84, marking a decrease of 29.20.
- For PBT / Share (Rs.), as of Mar 25, the value is -20.12. This value is below the healthy minimum of 0. It has decreased from 10.74 (Mar 24) to -20.12, marking a decrease of 30.86.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -15.53. This value is below the healthy minimum of 2. It has decreased from 9.01 (Mar 24) to -15.53, marking a decrease of 24.54.
- For PBDIT Margin (%), as of Mar 25, the value is -1,392.23. This value is below the healthy minimum of 10. It has decreased from 73.53 (Mar 24) to -1,392.23, marking a decrease of 1,465.76.
- For PBIT Margin (%), as of Mar 25, the value is -1,393.19. This value is below the healthy minimum of 10. It has decreased from 73.41 (Mar 24) to -1,393.19, marking a decrease of 1,466.60.
- For PBT Margin (%), as of Mar 25, the value is -1,571.17. This value is below the healthy minimum of 10. It has decreased from 69.41 (Mar 24) to -1,571.17, marking a decrease of 1,640.58.
- For Net Profit Margin (%), as of Mar 25, the value is -1,212.59. This value is below the healthy minimum of 5. It has decreased from 58.22 (Mar 24) to -1,212.59, marking a decrease of 1,270.81.
- For Return on Networth / Equity (%), as of Mar 25, the value is -11.67. This value is below the healthy minimum of 15. It has decreased from 15.72 (Mar 24) to -11.67, marking a decrease of 27.39.
- For Return on Capital Employeed (%), as of Mar 25, the value is -13.39. This value is below the healthy minimum of 10. It has decreased from 19.51 (Mar 24) to -13.39, marking a decrease of 32.90.
- For Return On Assets (%), as of Mar 25, the value is -11.59. This value is below the healthy minimum of 5. It has decreased from 11.27 (Mar 24) to -11.59, marking a decrease of 22.86.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.36 (Mar 24) to 0.00, marking a decrease of 0.36.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.23 (Mar 24) to 0.01, marking a decrease of 0.22.
- For Current Ratio (X), as of Mar 25, the value is 178.66. This value exceeds the healthy maximum of 3. It has increased from 3.67 (Mar 24) to 178.66, marking an increase of 174.99.
- For Quick Ratio (X), as of Mar 25, the value is 178.66. This value exceeds the healthy maximum of 2. It has increased from 3.67 (Mar 24) to 178.66, marking an increase of 174.99.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -7.82. This value is below the healthy minimum of 3. It has decreased from 18.41 (Mar 24) to -7.82, marking a decrease of 26.23.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -5.81. This value is below the healthy minimum of 3. It has decreased from 15.58 (Mar 24) to -5.81, marking a decrease of 21.39.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,796.57. It has increased from 105.65 (Mar 24) to 1,796.57, marking an increase of 1,690.92.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 423.68. This value exceeds the healthy maximum of 3. It has increased from 5.75 (Mar 24) to 423.68, marking an increase of 417.93.
- For EV / EBITDA (X), as of Mar 25, the value is -30.43. This value is below the healthy minimum of 5. It has decreased from 7.82 (Mar 24) to -30.43, marking a decrease of 38.25.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 425.46. This value exceeds the healthy maximum of 3. It has increased from 4.41 (Mar 24) to 425.46, marking an increase of 421.05.
- For Price / BV (X), as of Mar 25, the value is 4.10. This value exceeds the healthy maximum of 3. It has increased from 1.19 (Mar 24) to 4.10, marking an increase of 2.91.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 425.70. This value exceeds the healthy maximum of 3. It has increased from 4.41 (Mar 24) to 425.70, marking an increase of 421.29.
- For EarningsYield, as of Mar 25, the value is -0.02. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to -0.02, marking a decrease of 0.15.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ashika Credit Capital Ltd:
- Net Profit Margin: -1212.59%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -13.39% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -11.67% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -5.81
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 178.66
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 53.3)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -1212.59%
Ashika Credit Capital Ltd: Intrinsic Value & Share Price Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Trinity, 226/1, A.J.C. Bose Road, Kolkata West Bengal 700020 | investorservices@ashikagroup.com http://www.ashikagroup.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Pawan Jain | Executive Chairman |
| Mr. Daulat Jain | Managing Director & CEO |
| Mr. Amit Jain | Ind. Non-Executive Director |
| Ms. Sonu Jain | Independent Director |
| Mr. Ajay Pratapray Shanghavi | Independent Director |
| Mr. Tapan Sodani | Independent Director |
FAQ
What is the intrinsic value of Ashika Credit Capital Ltd?
Ashika Credit Capital Ltd's intrinsic value (as of 09 December 2025) is 400.54 which is 23.62% higher the current market price of 324.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 1,449 Cr. market cap, FY2025-2026 high/low of 915/291, reserves of ₹581 Cr, and liabilities of 630 Cr.
What is the Market Cap of Ashika Credit Capital Ltd?
The Market Cap of Ashika Credit Capital Ltd is 1,449 Cr..
What is the current Stock Price of Ashika Credit Capital Ltd as on 09 December 2025?
The current stock price of Ashika Credit Capital Ltd as on 09 December 2025 is 324.
What is the High / Low of Ashika Credit Capital Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Ashika Credit Capital Ltd stocks is 915/291.
What is the Stock P/E of Ashika Credit Capital Ltd?
The Stock P/E of Ashika Credit Capital Ltd is .
What is the Book Value of Ashika Credit Capital Ltd?
The Book Value of Ashika Credit Capital Ltd is 162.
What is the Dividend Yield of Ashika Credit Capital Ltd?
The Dividend Yield of Ashika Credit Capital Ltd is 0.00 %.
What is the ROCE of Ashika Credit Capital Ltd?
The ROCE of Ashika Credit Capital Ltd is 22.1 %.
What is the ROE of Ashika Credit Capital Ltd?
The ROE of Ashika Credit Capital Ltd is 20.2 %.
What is the Face Value of Ashika Credit Capital Ltd?
The Face Value of Ashika Credit Capital Ltd is 10.0.