Below is a detailed analysis of the quarterly data for Axis Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
For Interest, as of Mar 2025, the value is 18,121.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 18,040.00 Cr. (Dec 2024) to 18,121.00 Cr., marking an increase of 81.00 Cr..
For Expenses, as of Mar 2025, the value is 11,943.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 11,913.00 Cr. (Dec 2024) to 11,943.00 Cr., marking an increase of 30.00 Cr..
For Other Income, as of Mar 2025, the value is 7,506.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,797.00 Cr. (Dec 2024) to 7,506.00 Cr., marking an increase of 709.00 Cr..
For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
For Profit before tax, as of Mar 2025, the value is 9,895.00 Cr.. The value appears strong and on an upward trend. It has increased from 9,007.00 Cr. (Dec 2024) to 9,895.00 Cr., marking an increase of 888.00 Cr..
For Tax %, as of Mar 2025, the value is 24.00%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Dec 2024) to 24.00%, marking a decrease of 1.00%.
For Net Profit, as of Mar 2025, the value is 7,509.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,779.00 Cr. (Dec 2024) to 7,509.00 Cr., marking an increase of 730.00 Cr..
For EPS in Rs, as of Mar 2025, the value is 24.13. The value appears strong and on an upward trend. It has increased from 21.78 (Dec 2024) to 24.13, marking an increase of 2.35.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
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Quarterly Chart
Profit & Loss - Annual Report
Last Updated: May 3, 2025, 3:08 pm
Metric
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Revenue
30,736
35,727
41,409
45,175
46,614
56,044
63,716
64,397
68,846
87,448
112,759
127,374
Interest
18,703
21,341
24,344
26,789
27,604
33,883
37,996
34,627
34,923
43,389
61,391
71,036
Expenses
9,944
11,521
13,869
24,327
29,717
28,020
35,976
32,621
31,216
30,641
40,032
48,158
Financing Profit
2,089
2,865
3,196
-5,941
-10,706
-5,860
-10,256
-2,851
2,707
13,418
11,336
8,179
Financing Margin %
7%
8%
8%
-13%
-23%
-10%
-16%
-4%
4%
15%
10%
6%
Other Income
7,766
8,838
9,955
12,422
11,863
14,189
16,342
13,577
17,268
18,349
25,230
28,543
Depreciation
375
420
461
527
591
737
806
976
1,046
13,146
1,388
0
Profit before tax
9,479
11,283
12,690
5,954
566
7,592
5,280
9,750
18,929
18,621
35,178
36,722
Tax %
33%
34%
34%
33%
18%
34%
64%
26%
25%
42%
25%
23%
Net Profit
6,311
7,450
8,358
3,967
464
5,047
1,879
7,252
14,207
10,919
26,492
28,191
EPS in Rs
26.86
31.42
35.04
16.51
1.78
19.59
6.57
23.49
45.99
35.16
85.49
90.58
Dividend Payout %
15%
15%
14%
30%
0%
5%
0%
0%
2%
3%
1%
1%
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Profit & Loss Yearly Chart
YoY Net Profit Growth
Year
2014-2015
2015-2016
2016-2017
2017-2018
2018-2019
2019-2020
2020-2021
2021-2022
2022-2023
2023-2024
2024-2025
YoY Net Profit Growth (%)
18.05%
12.19%
-52.54%
-88.30%
987.72%
-62.77%
285.95%
95.90%
-23.14%
142.62%
6.41%
Change in YoY Net Profit Growth (%)
0.00%
-5.86%
-64.72%
-35.77%
1076.02%
-1050.49%
348.72%
-190.05%
-119.05%
165.77%
-136.21%
Axis Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
Compounded Sales Growth
10 Years:
14%
5 Years:
15%
3 Years:
23%
TTM:
13%
Compounded Profit Growth
10 Years:
14%
5 Years:
72%
3 Years:
26%
TTM:
6%
Stock Price CAGR
10 Years:
8%
5 Years:
24%
3 Years:
23%
1 Year:
3%
Return on Equity
10 Years:
11%
5 Years:
13%
3 Years:
15%
Last Year:
16%
Last Updated: Unknown
No data available for the Balance Sheet data table.
After reviewing the key financial ratios for Axis Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
For Basic EPS (Rs.), as of Mar 24, the value is 85.62. This value is within the healthy range. It has increased from 35.20 (Mar 23) to 85.62, marking an increase of 50.42.
For Diluted EPS (Rs.), as of Mar 24, the value is 85.01. This value is within the healthy range. It has increased from 35.04 (Mar 23) to 85.01, marking an increase of 49.97.
For Cash EPS (Rs.), as of Mar 24, the value is 90.11. This value is within the healthy range. It has increased from 78.00 (Mar 23) to 90.11, marking an increase of 12.11.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 508.73. It has increased from 421.80 (Mar 23) to 508.73, marking an increase of 86.93.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 508.73. It has increased from 421.80 (Mar 23) to 508.73, marking an increase of 86.93.
For Net Profit / Share (Rs.), as of Mar 24, the value is 85.61. This value is within the healthy range. It has increased from 35.27 (Mar 23) to 85.61, marking an increase of 50.34.
For Net Profit Margin (%), as of Mar 24, the value is 23.43. This value exceeds the healthy maximum of 10. It has increased from 12.41 (Mar 23) to 23.43, marking an increase of 11.02.
For Return On Assets (%), as of Mar 24, the value is 1.73. This value is below the healthy minimum of 5. It has increased from 0.80 (Mar 23) to 1.73, marking an increase of 0.93.
For Retention Ratios (%), as of Mar 24, the value is 98.83. This value exceeds the healthy maximum of 70. It has increased from 97.16 (Mar 23) to 98.83, marking an increase of 1.67.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
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Profitability Ratios (%)
Liquidity Ratios
Liquidity Ratios (%)
Interest Coverage Ratios (%)
Valuation Ratios
Fair Value
Fair Value of Axis Bank Ltd as of June 13, 2025 is: 1,049.56
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
As of June 13, 2025, Axis Bank Ltd is Overvalued by 12.97% compared to the current share price 1,206.00
Intrinsic Value of Axis Bank Ltd as of June 13, 2025 is: 1,374.79
Calculation basis:
Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.
As of June 13, 2025, Axis Bank Ltd is Undervalued by 14.00% compared to the current share price 1,206.00
Last 5 Year EPS CAGR: 30.99%
*Investments are subject to market risks
Strength and Weakness
Unable to fetch valid data for stock valuation.
Stock Analysis
Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Axis Bank Ltd:
Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
ROE%: 0% (Industry Average ROE: 11.25%)
ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
Stock P/E: 13.3 (Industry average Stock P/E: 17.64)
Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
Total Debt / Equity: 0
Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions. Stock Rating:
About the Company - Qualitative Analysis
Axis Bank Ltd. is a Public Limited Listed company incorporated on 03/12/1993 and has its registered office in the State of Gujarat, India. Company's Corporate Identification Number(CIN) is L65110GJ1993PLC020769 and registration number is 020769. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 122677.04 Cr. and Equity Capital is Rs. 619.47 Cr. for the Year ended 31/03/2025.
FAQ: Stock data is invalid or not in the correct format.
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Axis Bank Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
