Share Price and Basic Stock Data
Last Updated: December 17, 2025, 8:38 pm
| PEG Ratio | 1.14 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Axis Bank Ltd, a prominent player in the Indian private banking space, has shown a commendable trajectory in its revenue generation. The bank reported a revenue of ₹87,448 Cr for the fiscal year ending March 2023, which marks a significant increase from ₹68,846 Cr in the previous year. This upward trend continued into the current fiscal year, with revenues reaching ₹112,759 Cr for FY 2024, and TTM figures standing at ₹128,564 Cr. The quarterly revenue figures also reflect consistent growth, with the latest quarterly revenue of ₹30,231 Cr for March 2024, indicating a robust demand for its banking services. Notably, the bank’s interest income, a key driver of its top line, has also surged, reflecting its effective asset-liability management and a growing loan book. The bank’s ability to enhance its revenue amidst a competitive market suggests strong operational capabilities.
Profitability and Efficiency Metrics
Profitability metrics for Axis Bank have also displayed a positive trend, with net profit rising to ₹28,003 Cr for the fiscal year ending March 2025, compared to ₹10,919 Cr in FY 2023. This remarkable growth in net profit translates to an impressive EPS of ₹90.72, showcasing the bank’s ability to generate shareholder value. The Return on Equity (ROE) stood at a healthy 16.3%, while the Return on Capital Employed (ROCE) was recorded at 7.11%. These figures indicate that Axis Bank is efficiently utilizing its equity and capital to generate profits. However, the financing profit margin has shown some fluctuations, with a notable decline to 5% in the latest quarter, reflecting potential pressures on the bank’s interest income from rising costs or competitive pricing in the lending space. Overall, while profitability remains strong, maintaining this momentum amid rising expenses will be crucial.
Balance Sheet Strength and Financial Ratios
Axis Bank’s balance sheet appears robust, with total assets reported at ₹1,656,963 Cr for March 2025, up from ₹1,518,239 Cr in the previous year. The bank’s reserves have also increased significantly to ₹197,639 Cr, providing a solid buffer against potential market volatilities. The bank’s leverage appears manageable, with borrowings recorded at ₹220,687 Cr, indicating a prudent approach to funding its operations. Financial ratios further reveal a healthy cost-to-income ratio of 47.11%, suggesting effective cost management strategies. Additionally, the bank’s net interest margin of 3.40% reflects its ability to earn from its loans relative to its interest expenses, although some analysts may consider this margin as slightly stretched compared to industry averages. Overall, the strength of Axis Bank’s balance sheet supports its operational capabilities, but investors should keep an eye on how efficiently the bank navigates its liabilities in the coming quarters.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Axis Bank indicates a diversified ownership structure, which is a positive sign for investor confidence. Foreign Institutional Investors (FIIs) hold approximately 41.89% of the bank’s shares, while Domestic Institutional Investors (DIIs) account for about 42.87%. This significant institutional ownership reflects a strong endorsement of the bank’s management and growth prospects. However, it’s worth noting that promoter holding remains relatively low at 8.16%, which could raise concerns about control dynamics within the bank. The total number of shareholders has also increased, reaching 9,18,780, signaling growing retail interest. This broad base of ownership could provide stability, but the reliance on institutional investors may also lead to volatility based on their investment strategies. Balancing these interests will be crucial for Axis Bank as it seeks to drive long-term growth and shareholder value.
Outlook, Risks, and Final Insight
Looking ahead, Axis Bank’s growth trajectory seems promising, bolstered by its strong revenue growth and solid profitability metrics. However, several risks loom on the horizon. Rising interest rates could compress net interest margins further, impacting profitability. Additionally, the bank’s ability to manage its asset quality will be critical, especially in a potentially volatile economic environment. While the significant institutional backing provides a cushion, any shifts in sentiment from these investors could lead to stock price fluctuations. Investors should remain cautious and monitor how Axis Bank adapts to both internal and external challenges. In conclusion, while Axis Bank exhibits many strengths, including a robust operational framework and healthy financial metrics, the bank must navigate these risks carefully to sustain its growth and deliver value to its shareholders.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,179 Cr. | 262 | 367/180 | 27.2 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,325 Cr. | 25.8 | 43.0/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,185 Cr. | 262 | 331/250 | 8.76 | 307 | 1.53 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 67,650 Cr. | 21.6 | 24.3/16.0 | 23.8 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,543 Cr. | 54.4 | 56.3/30.8 | 25.3 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 161,457.87 Cr | 412.69 | 18.23 | 241.49 | 0.60% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19,193 | 20,783 | 22,843 | 24,630 | 26,246 | 27,418 | 28,865 | 30,231 | 31,159 | 31,601 | 32,162 | 32,452 | 32,348 |
| Interest | 9,565 | 10,150 | 11,094 | 12,580 | 13,972 | 14,749 | 15,943 | 16,727 | 17,261 | 17,615 | 18,040 | 18,121 | 18,239 |
| Expenses | 7,168 | 7,450 | 8,577 | 8,101 | 9,731 | 10,059 | 10,506 | 11,124 | 11,892 | 12,412 | 11,913 | 11,943 | 13,983 |
| Financing Profit | 2,460 | 3,182 | 3,171 | 3,948 | 2,543 | 2,609 | 2,416 | 2,379 | 2,006 | 1,575 | 2,210 | 2,389 | 127 |
| Financing Margin % | 13% | 15% | 14% | 16% | 10% | 10% | 8% | 8% | 6% | 5% | 7% | 7% | 0% |
| Other Income | 3,423 | 4,390 | 5,148 | -7,101 | 5,648 | 5,705 | 6,272 | 7,606 | 6,637 | 7,603 | 6,797 | 7,506 | 8,053 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 5,883 | 7,573 | 8,319 | -3,153 | 8,192 | 8,314 | 8,688 | 9,985 | 8,643 | 9,177 | 9,007 | 9,895 | 8,180 |
| Tax % | 25% | 26% | 25% | 70% | 26% | 25% | 25% | 24% | 25% | 19% | 25% | 24% | 23% |
| Net Profit | 4,402 | 5,636 | 6,215 | -5,334 | 6,113 | 6,230 | 6,520 | 7,630 | 6,467 | 7,436 | 6,779 | 7,509 | 6,279 |
| EPS in Rs | 14.26 | 18.27 | 20.12 | -17.43 | 19.78 | 20.13 | 21.05 | 24.62 | 20.83 | 23.93 | 21.78 | 24.13 | 20.13 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: August 1, 2025, 11:45 pm
Below is a detailed analysis of the quarterly data for Axis Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 18,239.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 18,121.00 Cr. (Mar 2025) to 18,239.00 Cr., marking an increase of 118.00 Cr..
- For Expenses, as of Jun 2025, the value is 13,983.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 11,943.00 Cr. (Mar 2025) to 13,983.00 Cr., marking an increase of 2,040.00 Cr..
- For Other Income, as of Jun 2025, the value is 8,053.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,506.00 Cr. (Mar 2025) to 8,053.00 Cr., marking an increase of 547.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 8,180.00 Cr.. The value appears to be declining and may need further review. It has decreased from 9,895.00 Cr. (Mar 2025) to 8,180.00 Cr., marking a decrease of 1,715.00 Cr..
- For Tax %, as of Jun 2025, the value is 23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 24.00% (Mar 2025) to 23.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 6,279.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7,509.00 Cr. (Mar 2025) to 6,279.00 Cr., marking a decrease of 1,230.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 20.13. The value appears to be declining and may need further review. It has decreased from 24.13 (Mar 2025) to 20.13, marking a decrease of 4.00.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:36 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30,736 | 35,727 | 41,409 | 45,175 | 46,614 | 56,044 | 63,716 | 64,397 | 68,846 | 87,448 | 112,759 | 127,374 | 129,273 |
| Interest | 18,703 | 21,341 | 24,344 | 26,789 | 27,604 | 33,883 | 37,996 | 34,627 | 34,923 | 43,389 | 61,391 | 71,036 | 72,371 |
| Expenses | 9,944 | 11,521 | 13,869 | 24,327 | 29,717 | 28,020 | 35,976 | 32,621 | 31,216 | 30,641 | 40,036 | 46,395 | 52,140 |
| Financing Profit | 2,089 | 2,865 | 3,196 | -5,941 | -10,706 | -5,860 | -10,256 | -2,851 | 2,707 | 13,418 | 11,333 | 9,943 | 4,762 |
| Financing Margin % | 7% | 8% | 8% | -13% | -23% | -10% | -16% | -4% | 4% | 15% | 10% | 8% | 4% |
| Other Income | 7,766 | 8,838 | 9,955 | 12,422 | 11,863 | 14,189 | 16,342 | 13,577 | 17,268 | 18,349 | 25,230 | 28,543 | 29,815 |
| Depreciation | 375 | 420 | 461 | 527 | 591 | 737 | 806 | 976 | 1,046 | 13,146 | 1,385 | 1,763 | 0 |
| Profit before tax | 9,479 | 11,283 | 12,690 | 5,954 | 566 | 7,592 | 5,280 | 9,750 | 18,929 | 18,621 | 35,178 | 36,722 | 34,577 |
| Tax % | 33% | 34% | 34% | 33% | 18% | 34% | 64% | 26% | 25% | 42% | 25% | 23% | |
| Net Profit | 6,311 | 7,450 | 8,358 | 3,967 | 464 | 5,047 | 1,879 | 7,252 | 14,207 | 10,919 | 26,492 | 28,191 | 26,134 |
| EPS in Rs | 26.86 | 31.42 | 35.04 | 16.51 | 1.78 | 19.59 | 6.57 | 23.49 | 45.99 | 35.16 | 85.49 | 90.58 | 83.86 |
| Dividend Payout % | 15% | 15% | 14% | 30% | 0% | 5% | 0% | 0% | 2% | 3% | 1% | 1% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 18.05% | 12.19% | -52.54% | -88.30% | 987.72% | -62.77% | 285.95% | 95.90% | -23.14% | 142.62% | 6.41% |
| Change in YoY Net Profit Growth (%) | 0.00% | -5.86% | -64.72% | -35.77% | 1076.02% | -1050.49% | 348.72% | -190.05% | -119.05% | 165.77% | -136.21% |
Axis Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 15% |
| 3 Years: | 23% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 72% |
| 3 Years: | 26% |
| TTM: | 4% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 18% |
| 3 Years: | 12% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 13% |
| 3 Years: | 15% |
| Last Year: | 16% |
Last Updated: September 5, 2025, 12:10 am
Balance Sheet
Last Updated: December 4, 2025, 1:00 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 470 | 474 | 477 | 479 | 513 | 514 | 564 | 613 | 614 | 615 | 617 | 619 | 621 |
| Reserves | 37,926 | 44,475 | 53,082 | 55,901 | 63,694 | 67,288 | 85,776 | 102,981 | 117,647 | 129,166 | 156,406 | 186,616 | 197,639 |
| Deposits | 280,541 | 322,244 | 358,302 | 414,983 | 455,658 | 550,746 | 642,157 | 698,303 | 821,165 | 945,825 | 1,067,102 | 1,170,921 | 1,201,656 |
| Borrowing | 52,739 | 84,394 | 113,848 | 112,455 | 155,767 | 161,250 | 155,180 | 152,249 | 199,778 | 206,214 | 228,200 | 220,687 | 240,841 |
| Other Liabilities | 14,674 | 15,656 | 20,678 | 27,644 | 28,071 | 34,248 | 44,194 | 46,859 | 56,576 | 62,598 | 65,913 | 78,119 | 89,352 |
| Total Liabilities | 386,350 | 467,243 | 546,387 | 611,462 | 703,703 | 814,046 | 927,872 | 1,001,005 | 1,195,779 | 1,344,418 | 1,518,239 | 1,656,963 | 1,730,109 |
| Fixed Assets | 2,346 | 2,447 | 3,358 | 3,518 | 3,697 | 3,842 | 3,912 | 4,501 | 4,753 | 5,000 | 5,860 | 6,661 | 6,620 |
| CWIP | 102 | 105 | 216 | 292 | 352 | 288 | 483 | 118 | 215 | 142 | 267 | 121 | 0 |
| Investments | 113,093 | 118,527 | 131,399 | 129,018 | 153,037 | 174,056 | 155,282 | 225,336 | 274,608 | 288,095 | 332,354 | 396,685 | 392,986 |
| Other Assets | 270,810 | 346,164 | 411,414 | 478,633 | 546,618 | 635,860 | 768,196 | 771,050 | 916,203 | 1,051,181 | 1,179,758 | 1,253,496 | 1,330,502 |
| Total Assets | 386,350 | 467,243 | 546,387 | 611,462 | 703,703 | 814,046 | 927,872 | 1,001,005 | 1,195,779 | 1,344,418 | 1,518,239 | 1,656,963 | 1,730,109 |
Below is a detailed analysis of the balance sheet data for Axis Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 621.00 Cr.. The value appears strong and on an upward trend. It has increased from 619.00 Cr. (Mar 2025) to 621.00 Cr., marking an increase of 2.00 Cr..
- For Reserves, as of Sep 2025, the value is 197,639.00 Cr.. The value appears strong and on an upward trend. It has increased from 186,616.00 Cr. (Mar 2025) to 197,639.00 Cr., marking an increase of 11,023.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 89,352.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 78,119.00 Cr. (Mar 2025) to 89,352.00 Cr., marking an increase of 11,233.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,730,109.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,656,963.00 Cr. (Mar 2025) to 1,730,109.00 Cr., marking an increase of 73,146.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 6,620.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,661.00 Cr. (Mar 2025) to 6,620.00 Cr., marking a decrease of 41.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 121.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 121.00 Cr..
- For Investments, as of Sep 2025, the value is 392,986.00 Cr.. The value appears to be declining and may need further review. It has decreased from 396,685.00 Cr. (Mar 2025) to 392,986.00 Cr., marking a decrease of 3,699.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,330,502.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,253,496.00 Cr. (Mar 2025) to 1,330,502.00 Cr., marking an increase of 77,006.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,730,109.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,656,963.00 Cr. (Mar 2025) to 1,730,109.00 Cr., marking an increase of 73,146.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -271.00 | -311.00 | -345.00 | -390.00 | -426.00 | -522.00 | -607.00 | -666.00 | -790.00 | -915.00 | 39.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 18% | 17% | 7% | 1% | 8% | 2% | 8% | 13% | 9% | 18% | 16% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund | 54,000,000 | 7.35 | 6910.38 | N/A | N/A | N/A |
| Parag Parikh Flexi Cap Fund | 33,244,875 | 3.28 | 4254.35 | N/A | N/A | N/A |
| ICICI Prudential Large Cap Fund | 25,789,059 | 4.22 | 3300.23 | N/A | N/A | N/A |
| ICICI Prudential Value Fund | 19,874,887 | 4.21 | 2543.39 | N/A | N/A | N/A |
| HDFC Balanced Advantage Fund | 19,827,457 | 2.35 | 2537.32 | N/A | N/A | N/A |
| ICICI Prudential Multi Asset Fund | 17,676,017 | 3.01 | 2262 | 17,852,267 | 2025-12-14 09:07:54 | -0.99% |
| Kotak Flexicap Fund | 16,000,000 | 3.6 | 2047.52 | N/A | N/A | N/A |
| ICICI Prudential India Opportunities Fund | 15,692,295 | 5.92 | 2008.14 | N/A | N/A | N/A |
| Nippon India Large Cap Fund | 15,615,542 | 3.97 | 1998.32 | 16,989,098 | 2025-12-14 04:01:34 | -8.08% |
| HDFC Focused Fund | 15,000,000 | 7.32 | 1919.55 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 90.72 | 85.62 | 35.20 | 46.04 | 24.19 |
| Diluted EPS (Rs.) | 90.18 | 85.01 | 35.04 | 45.91 | 24.19 |
| Cash EPS (Rs.) | 96.47 | 90.11 | 78.00 | 49.56 | 26.87 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 604.50 | 508.73 | 421.80 | 385.25 | 338.13 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 604.50 | 508.73 | 421.80 | 385.25 | 338.13 |
| Operating Revenue / Share (Rs.) | 411.24 | 365.32 | 284.21 | 224.27 | 211.17 |
| Net Profit / Share (Rs.) | 90.76 | 85.61 | 35.27 | 46.14 | 23.67 |
| Net Profit After MI / Share (Rs.) | 90.58 | 85.49 | 35.16 | 45.99 | 23.49 |
| Net Profit Margin (%) | 22.07 | 23.43 | 12.41 | 20.57 | 11.20 |
| Net Profit After MI And SOA Nargin (%) | 22.02 | 23.40 | 12.37 | 20.50 | 11.12 |
| Operating Profit Margin (%) | 33.11 | 34.49 | 17.29 | 27.66 | 15.79 |
| Return On Assets (%) | 1.69 | 1.73 | 0.80 | 1.18 | 0.71 |
| Return On Equity / Networth (%) | 14.98 | 16.80 | 8.33 | 11.93 | 6.94 |
| Net Interest Margin (X) | 3.40 | 3.38 | 3.27 | 2.83 | 2.94 |
| Cost To Income (%) | 47.11 | 48.62 | 65.68 | 48.49 | 41.75 |
| Interest Income / Total Assets (%) | 7.68 | 7.42 | 6.50 | 5.75 | 6.40 |
| Non-Interest Income / Total Assets (%) | 1.72 | 1.66 | 1.39 | 1.44 | 1.59 |
| Operating Profit / Total Assets (%) | -0.02 | 0.07 | -0.58 | -0.25 | -0.88 |
| Operating Expenses / Total Assets (%) | 2.41 | 2.45 | 3.06 | 2.07 | 1.89 |
| Interest Expenses / Total Assets (%) | 4.28 | 4.04 | 3.22 | 2.92 | 3.45 |
| Enterprise Value (Rs.Cr.) | 1659266.20 | 1532787.50 | 1350052.72 | 1160158.34 | 1021760.03 |
| EV Per Net Sales (X) | 13.03 | 13.59 | 15.44 | 16.85 | 15.79 |
| Price To Book Value (X) | 1.82 | 2.06 | 2.04 | 1.97 | 2.06 |
| Price To Sales (X) | 2.68 | 2.87 | 3.02 | 3.39 | 3.30 |
| Retention Ratios (%) | 98.89 | 98.83 | 97.16 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.08 | 0.08 | 0.04 | 0.06 | 0.03 |
After reviewing the key financial ratios for Axis Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 90.72. This value is within the healthy range. It has increased from 85.62 (Mar 24) to 90.72, marking an increase of 5.10.
- For Diluted EPS (Rs.), as of Mar 25, the value is 90.18. This value is within the healthy range. It has increased from 85.01 (Mar 24) to 90.18, marking an increase of 5.17.
- For Cash EPS (Rs.), as of Mar 25, the value is 96.47. This value is within the healthy range. It has increased from 90.11 (Mar 24) to 96.47, marking an increase of 6.36.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 604.50. It has increased from 508.73 (Mar 24) to 604.50, marking an increase of 95.77.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 604.50. It has increased from 508.73 (Mar 24) to 604.50, marking an increase of 95.77.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 90.76. This value is within the healthy range. It has increased from 85.61 (Mar 24) to 90.76, marking an increase of 5.15.
- For Net Profit Margin (%), as of Mar 25, the value is 22.07. This value exceeds the healthy maximum of 10. It has decreased from 23.43 (Mar 24) to 22.07, marking a decrease of 1.36.
- For Return On Assets (%), as of Mar 25, the value is 1.69. This value is below the healthy minimum of 5. It has decreased from 1.73 (Mar 24) to 1.69, marking a decrease of 0.04.
- For Retention Ratios (%), as of Mar 25, the value is 98.89. This value exceeds the healthy maximum of 70. It has increased from 98.83 (Mar 24) to 98.89, marking an increase of 0.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Axis Bank Ltd:
- Net Profit Margin: 22.07%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 14.6 (Industry average Stock P/E: 18.23)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.07%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 'Trishul', 3rd Floor, Opp. Samartheshwar Temple, Ahmedabad Gujarat 380006 | shareholders@axisbank.com http://www.axisbank.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. N S Vishwanathan | Part Time Chairman & Independent Director |
| Mr. Amitabh Chaudhry | Managing Director & CEO |
| Mr. Rajiv Anand | Deputy Managing Director |
| Mr. Subrat Mohanty | Executive Director |
| Mr. Munish Sharda | Executive Director |
| Ms. Meena Ganesh | Independent Director |
| Mr. G Padmanabhan | Independent Director |
| Prof. S Mahendra Dev | Independent Director |
| Mr. Girish Paranjpe | Independent Director |
| Mr. P N Prasad | Independent Director |
| Mr. S S Mallikarjunarao | Independent Director |
| Mr. Pranam Wahi | Independent Director |
| Ms. Mini Ipe | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Axis Bank Ltd?
Axis Bank Ltd's intrinsic value (as of 17 December 2025) is 1217.53 which is 0.61% lower the current market price of 1,225.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 3,80,161 Cr. market cap, FY2025-2026 high/low of 1,304/934, reserves of ₹197,639 Cr, and liabilities of 1,730,109 Cr.
What is the Market Cap of Axis Bank Ltd?
The Market Cap of Axis Bank Ltd is 3,80,161 Cr..
What is the current Stock Price of Axis Bank Ltd as on 17 December 2025?
The current stock price of Axis Bank Ltd as on 17 December 2025 is 1,225.
What is the High / Low of Axis Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Axis Bank Ltd stocks is 1,304/934.
What is the Stock P/E of Axis Bank Ltd?
The Stock P/E of Axis Bank Ltd is 14.6.
What is the Book Value of Axis Bank Ltd?
The Book Value of Axis Bank Ltd is 639.
What is the Dividend Yield of Axis Bank Ltd?
The Dividend Yield of Axis Bank Ltd is 0.08 %.
What is the ROCE of Axis Bank Ltd?
The ROCE of Axis Bank Ltd is 7.11 %.
What is the ROE of Axis Bank Ltd?
The ROE of Axis Bank Ltd is 16.3 %.
What is the Face Value of Axis Bank Ltd?
The Face Value of Axis Bank Ltd is 2.00.