Share Price and Basic Stock Data
Last Updated: January 28, 2026, 8:26 pm
| PEG Ratio | 1.22 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Axis Bank Ltd, a prominent player in the private sector banking space, reported a price of ₹1,320 with a market capitalization of ₹4,09,909 Cr. The bank has shown a consistent upward trajectory in revenue, which stood at ₹87,448 Cr for FY 2023, growing significantly from ₹68,846 Cr in FY 2022. The revenue for the trailing twelve months (TTM) reached ₹129,273 Cr, indicating a robust growth trajectory. Quarterly revenue has also demonstrated resilience, with the latest figure for September 2023 at ₹27,418 Cr, which is an increase from ₹24,630 Cr in March 2023. The bank’s revenue growth reflects its effective strategies in expanding its lending portfolio and enhancing its customer base, positioning it favorably against industry peers. In the context of the finance sector, Axis Bank’s revenue growth appears to outpace typical sector averages, driven by increased demand for loans and financial services.
Profitability and Efficiency Metrics
Axis Bank reported a net profit of ₹26,134 Cr, with an impressive return on equity (ROE) of 16.3%, indicating effective utilization of shareholder funds. The net profit margin stood at 22.07% for FY 2025, showcasing the bank’s ability to convert revenue into profit efficiently. Additionally, profitability metrics such as earnings per share (EPS) rose to ₹90.72, reflecting the bank’s strong earnings capabilities. The financing profit margin has faced fluctuations, dropping to 8% in FY 2025 from 15% in FY 2023, indicating potential challenges in maintaining profitability amidst rising interest expenses. The cost-to-income ratio of 47.11% suggests that the bank is managing its operating costs effectively, although this remains slightly higher than the sector average. Overall, Axis Bank’s profitability metrics demonstrate solid performance, although the decline in financing margins poses a risk to sustained profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Axis Bank reflects solid financial health, with total assets reaching ₹1,656,963 Cr as of March 2025. The bank’s reserves have also grown to ₹197,639 Cr, reinforcing its capital base. The equity capital has increased progressively, reaching ₹619 Cr in FY 2025. The bank’s total liabilities stood at ₹1,730,109 Cr, indicating a robust funding structure. The price-to-book value (P/BV) ratio was recorded at 1.82, suggesting the stock is valued reasonably compared to its book value, which stood at ₹604.50 per share. The return on capital employed (ROCE) recorded at 7.11% indicates the bank’s efficiency in generating profits from its capital. However, the increasing trend in borrowings, which stood at ₹220,687 Cr in FY 2025, raises concerns about leverage. The financial ratios indicate a well-capitalized institution, but the reliance on borrowings may necessitate careful monitoring.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Axis Bank reveals a diverse ownership structure, with institutional investors holding a significant stake. Foreign Institutional Investors (FIIs) accounted for 41.89% of the shareholding as of September 2025, down from a high of 54.68% in December 2023, indicating some shifts in investor sentiment. Domestic Institutional Investors (DIIs) held 42.87%, which reflects strong local support for the bank. The public shareholding stood at 7.06%, indicating a relatively lower retail participation. The total number of shareholders increased to 9,18,780, showcasing growing interest in the bank’s equity. The promoter stake has remained relatively stable at around 8.16%, suggesting a consistent commitment by the founding shareholders. Overall, the shareholding dynamics indicate a robust institutional confidence in Axis Bank, although the decline in FII participation could be a concern for future capital inflows.
Outlook, Risks, and Final Insight
Looking ahead, Axis Bank is positioned well for continued growth, supported by its solid revenue trajectory and profitability metrics. However, several risks could impact its performance. The fluctuating financing profit margins and increasing borrowings are areas that require attention to maintain financial stability. Additionally, the bank’s reliance on institutional investors exposes it to shifts in market sentiment, particularly among FIIs. In terms of growth opportunities, expanding its digital banking services and enhancing customer engagement could present significant avenues for revenue generation. Should the bank effectively navigate the challenges posed by rising interest rates and maintain its operational efficiency, it is likely to sustain its growth momentum. Conversely, any adverse economic conditions or regulatory changes could pose risks to its performance. Overall, Axis Bank’s fundamentals remain strong, but vigilance is necessary to address the emerging challenges.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,887 Cr. | 226 | 339/180 | 23.5 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,456 Cr. | 28.2 | 37.5/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,173 Cr. | 257 | 331/249 | 8.68 | 307 | 1.56 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 67,370 Cr. | 21.5 | 24.3/16.0 | 21.2 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,229 Cr. | 63.1 | 68.0/30.9 | 24.8 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 159,697.30 Cr | 347.07 | 17.69 | 214.59 | 0.59% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 20,783 | 22,843 | 24,630 | 26,246 | 27,418 | 28,865 | 30,231 | 31,159 | 31,601 | 32,162 | 32,452 | 32,348 | 32,310 |
| Interest | 10,150 | 11,094 | 12,580 | 13,972 | 14,749 | 15,943 | 16,727 | 17,261 | 17,615 | 18,040 | 18,121 | 18,239 | 17,971 |
| Expenses | 7,450 | 8,577 | 8,101 | 9,731 | 10,059 | 10,506 | 11,124 | 11,892 | 12,412 | 11,913 | 11,943 | 13,983 | 14,302 |
| Financing Profit | 3,182 | 3,171 | 3,948 | 2,543 | 2,609 | 2,416 | 2,379 | 2,006 | 1,575 | 2,210 | 2,389 | 127 | 36 |
| Financing Margin % | 15% | 14% | 16% | 10% | 10% | 8% | 8% | 6% | 5% | 7% | 7% | 0% | 0% |
| Other Income | 4,390 | 5,148 | -7,101 | 5,648 | 5,705 | 6,272 | 7,606 | 6,637 | 7,603 | 6,797 | 7,506 | 8,053 | 7,460 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 7,573 | 8,319 | -3,153 | 8,192 | 8,314 | 8,688 | 9,985 | 8,643 | 9,177 | 9,007 | 9,895 | 8,180 | 7,496 |
| Tax % | 26% | 25% | 70% | 26% | 25% | 25% | 24% | 25% | 19% | 25% | 24% | 23% | 26% |
| Net Profit | 5,636 | 6,215 | -5,334 | 6,113 | 6,230 | 6,520 | 7,630 | 6,467 | 7,436 | 6,779 | 7,509 | 6,279 | 5,567 |
| EPS in Rs | 18.27 | 20.12 | -17.43 | 19.78 | 20.13 | 21.05 | 24.62 | 20.83 | 23.93 | 21.78 | 24.13 | 20.13 | 17.82 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: January 2, 2026, 9:01 am
Below is a detailed analysis of the quarterly data for Axis Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 17,971.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18,239.00 Cr. (Jun 2025) to 17,971.00 Cr., marking a decrease of 268.00 Cr..
- For Expenses, as of Sep 2025, the value is 14,302.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 13,983.00 Cr. (Jun 2025) to 14,302.00 Cr., marking an increase of 319.00 Cr..
- For Other Income, as of Sep 2025, the value is 7,460.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,053.00 Cr. (Jun 2025) to 7,460.00 Cr., marking a decrease of 593.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 7,496.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,180.00 Cr. (Jun 2025) to 7,496.00 Cr., marking a decrease of 684.00 Cr..
- For Tax %, as of Sep 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Jun 2025) to 26.00%, marking an increase of 3.00%.
- For Net Profit, as of Sep 2025, the value is 5,567.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,279.00 Cr. (Jun 2025) to 5,567.00 Cr., marking a decrease of 712.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 17.82. The value appears to be declining and may need further review. It has decreased from 20.13 (Jun 2025) to 17.82, marking a decrease of 2.31.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:36 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30,736 | 35,727 | 41,409 | 45,175 | 46,614 | 56,044 | 63,716 | 64,397 | 68,846 | 87,448 | 112,759 | 127,374 | 129,273 |
| Interest | 18,703 | 21,341 | 24,344 | 26,789 | 27,604 | 33,883 | 37,996 | 34,627 | 34,923 | 43,389 | 61,391 | 71,036 | 72,371 |
| Expenses | 9,944 | 11,521 | 13,869 | 24,327 | 29,717 | 28,020 | 35,976 | 32,621 | 31,216 | 30,641 | 40,036 | 46,395 | 52,140 |
| Financing Profit | 2,089 | 2,865 | 3,196 | -5,941 | -10,706 | -5,860 | -10,256 | -2,851 | 2,707 | 13,418 | 11,333 | 9,943 | 4,762 |
| Financing Margin % | 7% | 8% | 8% | -13% | -23% | -10% | -16% | -4% | 4% | 15% | 10% | 8% | 4% |
| Other Income | 7,766 | 8,838 | 9,955 | 12,422 | 11,863 | 14,189 | 16,342 | 13,577 | 17,268 | 18,349 | 25,230 | 28,543 | 29,815 |
| Depreciation | 375 | 420 | 461 | 527 | 591 | 737 | 806 | 976 | 1,046 | 13,146 | 1,385 | 1,763 | 0 |
| Profit before tax | 9,479 | 11,283 | 12,690 | 5,954 | 566 | 7,592 | 5,280 | 9,750 | 18,929 | 18,621 | 35,178 | 36,722 | 34,577 |
| Tax % | 33% | 34% | 34% | 33% | 18% | 34% | 64% | 26% | 25% | 42% | 25% | 23% | |
| Net Profit | 6,311 | 7,450 | 8,358 | 3,967 | 464 | 5,047 | 1,879 | 7,252 | 14,207 | 10,919 | 26,492 | 28,191 | 26,134 |
| EPS in Rs | 26.86 | 31.42 | 35.04 | 16.51 | 1.78 | 19.59 | 6.57 | 23.49 | 45.99 | 35.16 | 85.49 | 90.58 | 83.86 |
| Dividend Payout % | 15% | 15% | 14% | 30% | 0% | 5% | 0% | 0% | 2% | 3% | 1% | 1% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 18.05% | 12.19% | -52.54% | -88.30% | 987.72% | -62.77% | 285.95% | 95.90% | -23.14% | 142.62% | 6.41% |
| Change in YoY Net Profit Growth (%) | 0.00% | -5.86% | -64.72% | -35.77% | 1076.02% | -1050.49% | 348.72% | -190.05% | -119.05% | 165.77% | -136.21% |
Axis Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 15% |
| 3 Years: | 23% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 72% |
| 3 Years: | 26% |
| TTM: | 4% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 18% |
| 3 Years: | 12% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 13% |
| 3 Years: | 15% |
| Last Year: | 16% |
Last Updated: September 5, 2025, 12:10 am
Balance Sheet
Last Updated: January 7, 2026, 3:25 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 470 | 474 | 477 | 479 | 513 | 514 | 564 | 613 | 614 | 615 | 617 | 619 | 621 |
| Reserves | 37,926 | 44,475 | 53,082 | 55,901 | 63,694 | 67,288 | 85,776 | 102,981 | 117,647 | 129,166 | 156,406 | 186,616 | 197,639 |
| Deposits | 280,541 | 322,244 | 358,302 | 414,983 | 455,658 | 550,746 | 642,157 | 698,303 | 821,165 | 945,825 | 1,067,102 | 1,170,921 | 1,201,656 |
| Borrowing | 52,739 | 84,394 | 113,848 | 112,455 | 155,767 | 161,250 | 155,180 | 152,249 | 199,778 | 206,214 | 228,200 | 220,687 | 240,841 |
| Other Liabilities | 14,674 | 15,656 | 20,678 | 27,644 | 28,071 | 34,248 | 44,194 | 46,859 | 56,576 | 62,598 | 65,913 | 78,119 | 89,352 |
| Total Liabilities | 386,350 | 467,243 | 546,387 | 611,462 | 703,703 | 814,046 | 927,872 | 1,001,005 | 1,195,779 | 1,344,418 | 1,518,239 | 1,656,963 | 1,730,109 |
| Fixed Assets | 2,346 | 2,447 | 3,358 | 3,518 | 3,697 | 3,842 | 3,912 | 4,501 | 4,753 | 5,000 | 5,860 | 6,661 | 6,620 |
| CWIP | 102 | 105 | 216 | 292 | 352 | 288 | 483 | 118 | 215 | 142 | 267 | 121 | -0 |
| Investments | 113,093 | 118,527 | 131,399 | 129,018 | 153,037 | 174,056 | 155,282 | 225,336 | 274,608 | 288,095 | 332,354 | 396,685 | 392,986 |
| Other Assets | 270,810 | 346,164 | 411,414 | 478,633 | 546,618 | 635,860 | 768,196 | 771,050 | 916,203 | 1,051,181 | 1,179,758 | 1,253,496 | 1,330,502 |
| Total Assets | 386,350 | 467,243 | 546,387 | 611,462 | 703,703 | 814,046 | 927,872 | 1,001,005 | 1,195,779 | 1,344,418 | 1,518,239 | 1,656,963 | 1,730,109 |
Below is a detailed analysis of the balance sheet data for Axis Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 621.00 Cr.. The value appears strong and on an upward trend. It has increased from 619.00 Cr. (Mar 2025) to 621.00 Cr., marking an increase of 2.00 Cr..
- For Reserves, as of Sep 2025, the value is 197,639.00 Cr.. The value appears strong and on an upward trend. It has increased from 186,616.00 Cr. (Mar 2025) to 197,639.00 Cr., marking an increase of 11,023.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 89,352.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 78,119.00 Cr. (Mar 2025) to 89,352.00 Cr., marking an increase of 11,233.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,730,109.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,656,963.00 Cr. (Mar 2025) to 1,730,109.00 Cr., marking an increase of 73,146.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 6,620.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,661.00 Cr. (Mar 2025) to 6,620.00 Cr., marking a decrease of 41.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 121.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 121.00 Cr..
- For Investments, as of Sep 2025, the value is 392,986.00 Cr.. The value appears to be declining and may need further review. It has decreased from 396,685.00 Cr. (Mar 2025) to 392,986.00 Cr., marking a decrease of 3,699.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,330,502.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,253,496.00 Cr. (Mar 2025) to 1,330,502.00 Cr., marking an increase of 77,006.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,730,109.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,656,963.00 Cr. (Mar 2025) to 1,730,109.00 Cr., marking an increase of 73,146.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -271.00 | -311.00 | -345.00 | -390.00 | -426.00 | -522.00 | -607.00 | -666.00 | -790.00 | -915.00 | 39.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 18% | 17% | 7% | 1% | 8% | 2% | 8% | 13% | 9% | 18% | 16% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund | 54,000,000 | 7.12 | 6854.76 | N/A | N/A | N/A |
| Parag Parikh Flexi Cap Fund | 33,244,875 | 3.17 | 4220.1 | N/A | N/A | N/A |
| ICICI Prudential Large Cap Fund | 25,789,059 | 4.17 | 3273.66 | N/A | N/A | N/A |
| ICICI Prudential Value Fund | 20,006,091 | 4.14 | 2539.57 | 19,874,887 | 2026-01-26 07:12:27 | 0.66% |
| HDFC Balanced Advantage Fund | 19,827,457 | 2.33 | 2516.9 | N/A | N/A | N/A |
| ICICI Prudential Multi Asset Fund | 17,676,017 | 2.87 | 2243.79 | 17,852,267 | 2025-12-14 09:07:54 | -0.99% |
| Kotak Flexicap Fund | 16,000,000 | 3.6 | 2031.04 | N/A | N/A | N/A |
| ICICI Prudential India Opportunities Fund | 15,692,295 | 5.73 | 1991.98 | N/A | N/A | N/A |
| Nippon India Large Cap Fund | 15,615,542 | 3.9 | 1982.24 | 16,989,098 | 2025-12-14 04:01:34 | -8.08% |
| HDFC Focused Fund | 15,000,000 | 7.18 | 1904.1 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 90.72 | 85.62 | 35.20 | 46.04 | 24.19 |
| Diluted EPS (Rs.) | 90.18 | 85.01 | 35.04 | 45.91 | 24.19 |
| Cash EPS (Rs.) | 96.47 | 90.11 | 78.00 | 49.56 | 26.87 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 604.50 | 508.73 | 421.80 | 385.25 | 338.13 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 604.50 | 508.73 | 421.80 | 385.25 | 338.13 |
| Operating Revenue / Share (Rs.) | 411.24 | 365.32 | 284.21 | 224.27 | 211.17 |
| Net Profit / Share (Rs.) | 90.76 | 85.61 | 35.27 | 46.14 | 23.67 |
| Net Profit After MI / Share (Rs.) | 90.58 | 85.49 | 35.16 | 45.99 | 23.49 |
| Net Profit Margin (%) | 22.07 | 23.43 | 12.41 | 20.57 | 11.20 |
| Net Profit After MI And SOA Nargin (%) | 22.02 | 23.40 | 12.37 | 20.50 | 11.12 |
| Operating Profit Margin (%) | 33.11 | 34.49 | 17.29 | 27.66 | 15.79 |
| Return On Assets (%) | 1.69 | 1.73 | 0.80 | 1.18 | 0.71 |
| Return On Equity / Networth (%) | 14.98 | 16.80 | 8.33 | 11.93 | 6.94 |
| Net Interest Margin (X) | 3.40 | 3.38 | 3.27 | 2.83 | 2.94 |
| Cost To Income (%) | 47.11 | 48.62 | 65.68 | 48.49 | 41.75 |
| Interest Income / Total Assets (%) | 7.68 | 7.42 | 6.50 | 5.75 | 6.40 |
| Non-Interest Income / Total Assets (%) | 1.72 | 1.66 | 1.39 | 1.44 | 1.59 |
| Operating Profit / Total Assets (%) | -0.02 | 0.07 | -0.58 | -0.25 | -0.88 |
| Operating Expenses / Total Assets (%) | 2.41 | 2.45 | 3.06 | 2.07 | 1.89 |
| Interest Expenses / Total Assets (%) | 4.28 | 4.04 | 3.22 | 2.92 | 3.45 |
| Enterprise Value (Rs.Cr.) | 1659266.20 | 1532787.50 | 1350052.72 | 1160158.34 | 1021760.03 |
| EV Per Net Sales (X) | 13.03 | 13.59 | 15.44 | 16.85 | 15.79 |
| Price To Book Value (X) | 1.82 | 2.06 | 2.04 | 1.97 | 2.06 |
| Price To Sales (X) | 2.68 | 2.87 | 3.02 | 3.39 | 3.30 |
| Retention Ratios (%) | 98.89 | 98.83 | 97.16 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.08 | 0.08 | 0.04 | 0.06 | 0.03 |
After reviewing the key financial ratios for Axis Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 90.72. This value is within the healthy range. It has increased from 85.62 (Mar 24) to 90.72, marking an increase of 5.10.
- For Diluted EPS (Rs.), as of Mar 25, the value is 90.18. This value is within the healthy range. It has increased from 85.01 (Mar 24) to 90.18, marking an increase of 5.17.
- For Cash EPS (Rs.), as of Mar 25, the value is 96.47. This value is within the healthy range. It has increased from 90.11 (Mar 24) to 96.47, marking an increase of 6.36.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 604.50. It has increased from 508.73 (Mar 24) to 604.50, marking an increase of 95.77.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 604.50. It has increased from 508.73 (Mar 24) to 604.50, marking an increase of 95.77.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 90.76. This value is within the healthy range. It has increased from 85.61 (Mar 24) to 90.76, marking an increase of 5.15.
- For Net Profit Margin (%), as of Mar 25, the value is 22.07. This value exceeds the healthy maximum of 10. It has decreased from 23.43 (Mar 24) to 22.07, marking a decrease of 1.36.
- For Return On Assets (%), as of Mar 25, the value is 1.69. This value is below the healthy minimum of 5. It has decreased from 1.73 (Mar 24) to 1.69, marking a decrease of 0.04.
- For Retention Ratios (%), as of Mar 25, the value is 98.89. This value exceeds the healthy maximum of 70. It has increased from 98.83 (Mar 24) to 98.89, marking an increase of 0.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Axis Bank Ltd:
- Net Profit Margin: 22.07%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 15.6 (Industry average Stock P/E: 17.69)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.07%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 'Trishul', 3rd Floor, Opp. Samartheshwar Temple, Ahmedabad Gujarat 380006 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. N S Vishwanathan | Part Time Chairman & Independent Director |
| Mr. Amitabh Chaudhry | Managing Director & CEO |
| Mr. Rajiv Anand | Deputy Managing Director |
| Mr. Subrat Mohanty | Executive Director |
| Mr. Munish Sharda | Executive Director |
| Ms. Meena Ganesh | Independent Director |
| Mr. G Padmanabhan | Independent Director |
| Prof. S Mahendra Dev | Independent Director |
| Mr. Girish Paranjpe | Independent Director |
| Mr. P N Prasad | Independent Director |
| Mr. S S Mallikarjunarao | Independent Director |
| Mr. Pranam Wahi | Independent Director |
| Ms. Mini Ipe | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Axis Bank Ltd?
Axis Bank Ltd's intrinsic value (as of 28 January 2026) is ₹1519.79 which is 15.14% higher the current market price of ₹1,320.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹4,10,267 Cr. market cap, FY2025-2026 high/low of ₹1,369/975, reserves of ₹197,639 Cr, and liabilities of ₹1,730,109 Cr.
What is the Market Cap of Axis Bank Ltd?
The Market Cap of Axis Bank Ltd is 4,10,267 Cr..
What is the current Stock Price of Axis Bank Ltd as on 28 January 2026?
The current stock price of Axis Bank Ltd as on 28 January 2026 is ₹1,320.
What is the High / Low of Axis Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Axis Bank Ltd stocks is ₹1,369/975.
What is the Stock P/E of Axis Bank Ltd?
The Stock P/E of Axis Bank Ltd is 15.6.
What is the Book Value of Axis Bank Ltd?
The Book Value of Axis Bank Ltd is 662.
What is the Dividend Yield of Axis Bank Ltd?
The Dividend Yield of Axis Bank Ltd is 0.08 %.
What is the ROCE of Axis Bank Ltd?
The ROCE of Axis Bank Ltd is 7.11 %.
What is the ROE of Axis Bank Ltd?
The ROE of Axis Bank Ltd is 16.3 %.
What is the Face Value of Axis Bank Ltd?
The Face Value of Axis Bank Ltd is 2.00.