Share Price and Basic Stock Data
Last Updated: January 6, 2026, 11:26 pm
| PEG Ratio | 1.21 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Axis Bank Ltd, a leading private sector bank in India, reported a market capitalization of ₹3,93,383 Cr, with a current share price of ₹1,267. The revenue trajectory has shown a robust upward trend, with total revenue rising from ₹20,783 Cr in September 2022 to ₹27,418 Cr by September 2023. This consistent growth reflects a strategic focus on expanding its loan book and enhancing customer acquisition. The bank’s quarterly revenue showed a remarkable increase of approximately 32% over the year, affirming its competitive positioning in the finance sector. Total revenue for the fiscal year ending March 2024 is projected to reach ₹112,759 Cr, further escalating to ₹127,374 Cr in March 2025. Such growth can largely be attributed to an increase in interest income, which rose from ₹10,150 Cr in September 2022 to ₹14,749 Cr in September 2023, indicating effective asset-liability management and a growing customer base.
Profitability and Efficiency Metrics
Axis Bank’s profitability metrics reflect a strong financial performance, with the net profit for the fiscal year ending March 2025 recorded at ₹28,191 Cr, a significant increase from ₹10,919 Cr in March 2023. The earnings per share (EPS) stood at ₹90.58 for the same period, showcasing the bank’s ability to generate shareholder value. The return on equity (ROE) for the bank was reported at 16.3%, demonstrating effective management of equity capital. Furthermore, the net profit margin for March 2025 was recorded at 22.07%, which is well above the typical sector average, indicating a robust operating efficiency. However, the cost-to-income ratio stood at 47.11%, suggesting room for improvement in managing operational expenses. The bank’s financial performance is further supported by a healthy financing margin of 8% for March 2025, reflecting competitive interest rates and effective pricing strategies.
Balance Sheet Strength and Financial Ratios
Axis Bank’s balance sheet showcases substantial strength, with total assets reported at ₹1,656,963 Cr as of March 2025, up from ₹1,344,418 Cr in March 2023. The bank’s reserves also demonstrated significant growth, reaching ₹197,639 Cr by September 2025, indicating a strong capital base to support future growth initiatives. The borrowings stood at ₹220,687 Cr for March 2025, reflecting prudent leverage management. Additionally, the price-to-book value ratio was reported at 1.82, suggesting a reasonable valuation compared to its book value. The bank’s return on assets (ROA) was recorded at 1.69%, indicating efficient utilization of assets to generate profits. Axis Bank’s financial ratios, including a net interest margin of 3.40 and a return on equity of 14.98%, affirm its operational efficiency and profitability in comparison to industry standards.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Axis Bank reflects a well-diversified ownership structure, with foreign institutional investors (FIIs) holding 41.89% and domestic institutional investors (DIIs) at 42.87% as of September 2025. This institutional backing is a strong indicator of investor confidence in the bank’s long-term growth potential. Promoters hold a steady 8.16% stake, which has remained relatively stable over the reporting periods, suggesting a commitment to the bank’s strategic direction. The public stake stands at 7.06%, indicating a healthy level of retail investor participation. Over the past year, the number of shareholders increased from 8,09,805 in December 2022 to 9,18,780 by September 2025, reflecting growing interest in the bank’s prospects. This diversified ownership not only enhances governance but also strengthens the bank’s resilience against market fluctuations.
Outlook, Risks, and Final Insight
Looking ahead, Axis Bank’s growth trajectory appears promising, driven by strong revenue and profitability metrics. However, the bank must navigate certain risks, including potential asset quality deterioration and rising operational costs, which could impact profitability. The absence of reported gross and net NPA percentages raises concerns regarding transparency in asset quality management. Additionally, the competitive landscape in the Indian banking sector may pressure margins and necessitate strategic pricing adjustments. Nonetheless, with a solid capital base and diversified shareholder structure, Axis Bank is well-positioned to leverage growth opportunities. The bank’s focus on expanding its digital offerings and enhancing customer service will be crucial in maintaining its competitive edge. Addressing operational efficiency and monitoring asset quality will be vital for sustaining profitability in a dynamic economic environment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,105 Cr. | 253 | 339/180 | 26.2 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,356 Cr. | 26.3 | 40.5/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,221 Cr. | 268 | 331/249 | 9.03 | 307 | 1.49 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 71,543 Cr. | 22.8 | 24.3/16.0 | 25.2 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 11,289 Cr. | 58.2 | 59.2/30.8 | 27.1 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 163,420.39 Cr | 430.14 | 18.99 | 241.49 | 0.58% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 20,783 | 22,843 | 24,630 | 26,246 | 27,418 | 28,865 | 30,231 | 31,159 | 31,601 | 32,162 | 32,452 | 32,348 | 32,310 |
| Interest | 10,150 | 11,094 | 12,580 | 13,972 | 14,749 | 15,943 | 16,727 | 17,261 | 17,615 | 18,040 | 18,121 | 18,239 | 17,971 |
| Expenses | 7,450 | 8,577 | 8,101 | 9,731 | 10,059 | 10,506 | 11,124 | 11,892 | 12,412 | 11,913 | 11,943 | 13,983 | 14,302 |
| Financing Profit | 3,182 | 3,171 | 3,948 | 2,543 | 2,609 | 2,416 | 2,379 | 2,006 | 1,575 | 2,210 | 2,389 | 127 | 36 |
| Financing Margin % | 15% | 14% | 16% | 10% | 10% | 8% | 8% | 6% | 5% | 7% | 7% | 0% | 0% |
| Other Income | 4,390 | 5,148 | -7,101 | 5,648 | 5,705 | 6,272 | 7,606 | 6,637 | 7,603 | 6,797 | 7,506 | 8,053 | 7,460 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 7,573 | 8,319 | -3,153 | 8,192 | 8,314 | 8,688 | 9,985 | 8,643 | 9,177 | 9,007 | 9,895 | 8,180 | 7,496 |
| Tax % | 26% | 25% | 70% | 26% | 25% | 25% | 24% | 25% | 19% | 25% | 24% | 23% | 26% |
| Net Profit | 5,636 | 6,215 | -5,334 | 6,113 | 6,230 | 6,520 | 7,630 | 6,467 | 7,436 | 6,779 | 7,509 | 6,279 | 5,567 |
| EPS in Rs | 18.27 | 20.12 | -17.43 | 19.78 | 20.13 | 21.05 | 24.62 | 20.83 | 23.93 | 21.78 | 24.13 | 20.13 | 17.82 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: January 2, 2026, 9:01 am
Below is a detailed analysis of the quarterly data for Axis Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 17,971.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18,239.00 Cr. (Jun 2025) to 17,971.00 Cr., marking a decrease of 268.00 Cr..
- For Expenses, as of Sep 2025, the value is 14,302.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 13,983.00 Cr. (Jun 2025) to 14,302.00 Cr., marking an increase of 319.00 Cr..
- For Other Income, as of Sep 2025, the value is 7,460.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,053.00 Cr. (Jun 2025) to 7,460.00 Cr., marking a decrease of 593.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 7,496.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,180.00 Cr. (Jun 2025) to 7,496.00 Cr., marking a decrease of 684.00 Cr..
- For Tax %, as of Sep 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Jun 2025) to 26.00%, marking an increase of 3.00%.
- For Net Profit, as of Sep 2025, the value is 5,567.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,279.00 Cr. (Jun 2025) to 5,567.00 Cr., marking a decrease of 712.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 17.82. The value appears to be declining and may need further review. It has decreased from 20.13 (Jun 2025) to 17.82, marking a decrease of 2.31.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:36 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30,736 | 35,727 | 41,409 | 45,175 | 46,614 | 56,044 | 63,716 | 64,397 | 68,846 | 87,448 | 112,759 | 127,374 | 129,273 |
| Interest | 18,703 | 21,341 | 24,344 | 26,789 | 27,604 | 33,883 | 37,996 | 34,627 | 34,923 | 43,389 | 61,391 | 71,036 | 72,371 |
| Expenses | 9,944 | 11,521 | 13,869 | 24,327 | 29,717 | 28,020 | 35,976 | 32,621 | 31,216 | 30,641 | 40,036 | 46,395 | 52,140 |
| Financing Profit | 2,089 | 2,865 | 3,196 | -5,941 | -10,706 | -5,860 | -10,256 | -2,851 | 2,707 | 13,418 | 11,333 | 9,943 | 4,762 |
| Financing Margin % | 7% | 8% | 8% | -13% | -23% | -10% | -16% | -4% | 4% | 15% | 10% | 8% | 4% |
| Other Income | 7,766 | 8,838 | 9,955 | 12,422 | 11,863 | 14,189 | 16,342 | 13,577 | 17,268 | 18,349 | 25,230 | 28,543 | 29,815 |
| Depreciation | 375 | 420 | 461 | 527 | 591 | 737 | 806 | 976 | 1,046 | 13,146 | 1,385 | 1,763 | 0 |
| Profit before tax | 9,479 | 11,283 | 12,690 | 5,954 | 566 | 7,592 | 5,280 | 9,750 | 18,929 | 18,621 | 35,178 | 36,722 | 34,577 |
| Tax % | 33% | 34% | 34% | 33% | 18% | 34% | 64% | 26% | 25% | 42% | 25% | 23% | |
| Net Profit | 6,311 | 7,450 | 8,358 | 3,967 | 464 | 5,047 | 1,879 | 7,252 | 14,207 | 10,919 | 26,492 | 28,191 | 26,134 |
| EPS in Rs | 26.86 | 31.42 | 35.04 | 16.51 | 1.78 | 19.59 | 6.57 | 23.49 | 45.99 | 35.16 | 85.49 | 90.58 | 83.86 |
| Dividend Payout % | 15% | 15% | 14% | 30% | 0% | 5% | 0% | 0% | 2% | 3% | 1% | 1% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 18.05% | 12.19% | -52.54% | -88.30% | 987.72% | -62.77% | 285.95% | 95.90% | -23.14% | 142.62% | 6.41% |
| Change in YoY Net Profit Growth (%) | 0.00% | -5.86% | -64.72% | -35.77% | 1076.02% | -1050.49% | 348.72% | -190.05% | -119.05% | 165.77% | -136.21% |
Axis Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 15% |
| 3 Years: | 23% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 72% |
| 3 Years: | 26% |
| TTM: | 4% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 18% |
| 3 Years: | 12% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 13% |
| 3 Years: | 15% |
| Last Year: | 16% |
Last Updated: September 5, 2025, 12:10 am
Balance Sheet
Last Updated: December 4, 2025, 1:00 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 470 | 474 | 477 | 479 | 513 | 514 | 564 | 613 | 614 | 615 | 617 | 619 | 621 |
| Reserves | 37,926 | 44,475 | 53,082 | 55,901 | 63,694 | 67,288 | 85,776 | 102,981 | 117,647 | 129,166 | 156,406 | 186,616 | 197,639 |
| Deposits | 280,541 | 322,244 | 358,302 | 414,983 | 455,658 | 550,746 | 642,157 | 698,303 | 821,165 | 945,825 | 1,067,102 | 1,170,921 | 1,201,656 |
| Borrowing | 52,739 | 84,394 | 113,848 | 112,455 | 155,767 | 161,250 | 155,180 | 152,249 | 199,778 | 206,214 | 228,200 | 220,687 | 240,841 |
| Other Liabilities | 14,674 | 15,656 | 20,678 | 27,644 | 28,071 | 34,248 | 44,194 | 46,859 | 56,576 | 62,598 | 65,913 | 78,119 | 89,352 |
| Total Liabilities | 386,350 | 467,243 | 546,387 | 611,462 | 703,703 | 814,046 | 927,872 | 1,001,005 | 1,195,779 | 1,344,418 | 1,518,239 | 1,656,963 | 1,730,109 |
| Fixed Assets | 2,346 | 2,447 | 3,358 | 3,518 | 3,697 | 3,842 | 3,912 | 4,501 | 4,753 | 5,000 | 5,860 | 6,661 | 6,620 |
| CWIP | 102 | 105 | 216 | 292 | 352 | 288 | 483 | 118 | 215 | 142 | 267 | 121 | 0 |
| Investments | 113,093 | 118,527 | 131,399 | 129,018 | 153,037 | 174,056 | 155,282 | 225,336 | 274,608 | 288,095 | 332,354 | 396,685 | 392,986 |
| Other Assets | 270,810 | 346,164 | 411,414 | 478,633 | 546,618 | 635,860 | 768,196 | 771,050 | 916,203 | 1,051,181 | 1,179,758 | 1,253,496 | 1,330,502 |
| Total Assets | 386,350 | 467,243 | 546,387 | 611,462 | 703,703 | 814,046 | 927,872 | 1,001,005 | 1,195,779 | 1,344,418 | 1,518,239 | 1,656,963 | 1,730,109 |
Below is a detailed analysis of the balance sheet data for Axis Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 621.00 Cr.. The value appears strong and on an upward trend. It has increased from 619.00 Cr. (Mar 2025) to 621.00 Cr., marking an increase of 2.00 Cr..
- For Reserves, as of Sep 2025, the value is 197,639.00 Cr.. The value appears strong and on an upward trend. It has increased from 186,616.00 Cr. (Mar 2025) to 197,639.00 Cr., marking an increase of 11,023.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 89,352.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 78,119.00 Cr. (Mar 2025) to 89,352.00 Cr., marking an increase of 11,233.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,730,109.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,656,963.00 Cr. (Mar 2025) to 1,730,109.00 Cr., marking an increase of 73,146.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 6,620.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,661.00 Cr. (Mar 2025) to 6,620.00 Cr., marking a decrease of 41.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 121.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 121.00 Cr..
- For Investments, as of Sep 2025, the value is 392,986.00 Cr.. The value appears to be declining and may need further review. It has decreased from 396,685.00 Cr. (Mar 2025) to 392,986.00 Cr., marking a decrease of 3,699.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,330,502.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,253,496.00 Cr. (Mar 2025) to 1,330,502.00 Cr., marking an increase of 77,006.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,730,109.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,656,963.00 Cr. (Mar 2025) to 1,730,109.00 Cr., marking an increase of 73,146.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -271.00 | -311.00 | -345.00 | -390.00 | -426.00 | -522.00 | -607.00 | -666.00 | -790.00 | -915.00 | 39.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 18% | 17% | 7% | 1% | 8% | 2% | 8% | 13% | 9% | 18% | 16% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund | 54,000,000 | 7.35 | 6910.38 | N/A | N/A | N/A |
| Parag Parikh Flexi Cap Fund | 33,244,875 | 3.28 | 4254.35 | N/A | N/A | N/A |
| ICICI Prudential Large Cap Fund | 25,789,059 | 4.22 | 3300.23 | N/A | N/A | N/A |
| ICICI Prudential Value Fund | 19,874,887 | 4.21 | 2543.39 | N/A | N/A | N/A |
| HDFC Balanced Advantage Fund | 19,827,457 | 2.35 | 2537.32 | N/A | N/A | N/A |
| ICICI Prudential Multi Asset Fund | 17,676,017 | 3.01 | 2262 | 17,852,267 | 2025-12-14 09:07:54 | -0.99% |
| Kotak Flexicap Fund | 16,000,000 | 3.6 | 2047.52 | N/A | N/A | N/A |
| ICICI Prudential India Opportunities Fund | 15,692,295 | 5.92 | 2008.14 | N/A | N/A | N/A |
| Nippon India Large Cap Fund | 15,615,542 | 3.97 | 1998.32 | 16,989,098 | 2025-12-14 04:01:34 | -8.08% |
| HDFC Focused Fund | 15,000,000 | 7.32 | 1919.55 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 90.72 | 85.62 | 35.20 | 46.04 | 24.19 |
| Diluted EPS (Rs.) | 90.18 | 85.01 | 35.04 | 45.91 | 24.19 |
| Cash EPS (Rs.) | 96.47 | 90.11 | 78.00 | 49.56 | 26.87 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 604.50 | 508.73 | 421.80 | 385.25 | 338.13 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 604.50 | 508.73 | 421.80 | 385.25 | 338.13 |
| Operating Revenue / Share (Rs.) | 411.24 | 365.32 | 284.21 | 224.27 | 211.17 |
| Net Profit / Share (Rs.) | 90.76 | 85.61 | 35.27 | 46.14 | 23.67 |
| Net Profit After MI / Share (Rs.) | 90.58 | 85.49 | 35.16 | 45.99 | 23.49 |
| Net Profit Margin (%) | 22.07 | 23.43 | 12.41 | 20.57 | 11.20 |
| Net Profit After MI And SOA Nargin (%) | 22.02 | 23.40 | 12.37 | 20.50 | 11.12 |
| Operating Profit Margin (%) | 33.11 | 34.49 | 17.29 | 27.66 | 15.79 |
| Return On Assets (%) | 1.69 | 1.73 | 0.80 | 1.18 | 0.71 |
| Return On Equity / Networth (%) | 14.98 | 16.80 | 8.33 | 11.93 | 6.94 |
| Net Interest Margin (X) | 3.40 | 3.38 | 3.27 | 2.83 | 2.94 |
| Cost To Income (%) | 47.11 | 48.62 | 65.68 | 48.49 | 41.75 |
| Interest Income / Total Assets (%) | 7.68 | 7.42 | 6.50 | 5.75 | 6.40 |
| Non-Interest Income / Total Assets (%) | 1.72 | 1.66 | 1.39 | 1.44 | 1.59 |
| Operating Profit / Total Assets (%) | -0.02 | 0.07 | -0.58 | -0.25 | -0.88 |
| Operating Expenses / Total Assets (%) | 2.41 | 2.45 | 3.06 | 2.07 | 1.89 |
| Interest Expenses / Total Assets (%) | 4.28 | 4.04 | 3.22 | 2.92 | 3.45 |
| Enterprise Value (Rs.Cr.) | 1659266.20 | 1532787.50 | 1350052.72 | 1160158.34 | 1021760.03 |
| EV Per Net Sales (X) | 13.03 | 13.59 | 15.44 | 16.85 | 15.79 |
| Price To Book Value (X) | 1.82 | 2.06 | 2.04 | 1.97 | 2.06 |
| Price To Sales (X) | 2.68 | 2.87 | 3.02 | 3.39 | 3.30 |
| Retention Ratios (%) | 98.89 | 98.83 | 97.16 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.08 | 0.08 | 0.04 | 0.06 | 0.03 |
After reviewing the key financial ratios for Axis Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 90.72. This value is within the healthy range. It has increased from 85.62 (Mar 24) to 90.72, marking an increase of 5.10.
- For Diluted EPS (Rs.), as of Mar 25, the value is 90.18. This value is within the healthy range. It has increased from 85.01 (Mar 24) to 90.18, marking an increase of 5.17.
- For Cash EPS (Rs.), as of Mar 25, the value is 96.47. This value is within the healthy range. It has increased from 90.11 (Mar 24) to 96.47, marking an increase of 6.36.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 604.50. It has increased from 508.73 (Mar 24) to 604.50, marking an increase of 95.77.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 604.50. It has increased from 508.73 (Mar 24) to 604.50, marking an increase of 95.77.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 90.76. This value is within the healthy range. It has increased from 85.61 (Mar 24) to 90.76, marking an increase of 5.15.
- For Net Profit Margin (%), as of Mar 25, the value is 22.07. This value exceeds the healthy maximum of 10. It has decreased from 23.43 (Mar 24) to 22.07, marking a decrease of 1.36.
- For Return On Assets (%), as of Mar 25, the value is 1.69. This value is below the healthy minimum of 5. It has decreased from 1.73 (Mar 24) to 1.69, marking a decrease of 0.04.
- For Retention Ratios (%), as of Mar 25, the value is 98.89. This value exceeds the healthy maximum of 70. It has increased from 98.83 (Mar 24) to 98.89, marking an increase of 0.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Axis Bank Ltd:
- Net Profit Margin: 22.07%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 15.5 (Industry average Stock P/E: 18.99)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.07%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 'Trishul', 3rd Floor, Opp. Samartheshwar Temple, Ahmedabad Gujarat 380006 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. N S Vishwanathan | Part Time Chairman & Independent Director |
| Mr. Amitabh Chaudhry | Managing Director & CEO |
| Mr. Rajiv Anand | Deputy Managing Director |
| Mr. Subrat Mohanty | Executive Director |
| Mr. Munish Sharda | Executive Director |
| Ms. Meena Ganesh | Independent Director |
| Mr. G Padmanabhan | Independent Director |
| Prof. S Mahendra Dev | Independent Director |
| Mr. Girish Paranjpe | Independent Director |
| Mr. P N Prasad | Independent Director |
| Mr. S S Mallikarjunarao | Independent Director |
| Mr. Pranam Wahi | Independent Director |
| Ms. Mini Ipe | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Axis Bank Ltd?
Axis Bank Ltd's intrinsic value (as of 06 January 2026) is ₹1292.58 which is 0.11% lower the current market price of ₹1,294.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹4,01,720 Cr. market cap, FY2025-2026 high/low of ₹1,305/934, reserves of ₹197,639 Cr, and liabilities of ₹1,730,109 Cr.
What is the Market Cap of Axis Bank Ltd?
The Market Cap of Axis Bank Ltd is 4,01,720 Cr..
What is the current Stock Price of Axis Bank Ltd as on 06 January 2026?
The current stock price of Axis Bank Ltd as on 06 January 2026 is ₹1,294.
What is the High / Low of Axis Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Axis Bank Ltd stocks is ₹1,305/934.
What is the Stock P/E of Axis Bank Ltd?
The Stock P/E of Axis Bank Ltd is 15.5.
What is the Book Value of Axis Bank Ltd?
The Book Value of Axis Bank Ltd is 639.
What is the Dividend Yield of Axis Bank Ltd?
The Dividend Yield of Axis Bank Ltd is 0.08 %.
What is the ROCE of Axis Bank Ltd?
The ROCE of Axis Bank Ltd is 7.11 %.
What is the ROE of Axis Bank Ltd?
The ROE of Axis Bank Ltd is 16.3 %.
What is the Face Value of Axis Bank Ltd?
The Face Value of Axis Bank Ltd is 2.00.