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Ujjivan Small Finance Bank Ltd Financial Statements & Historical Data

Updated NSE: UJJIVANSFBBSE: 542904
Report details
Last Updated:
Author: |Social: XLinkedIn
COMPANY FINANCIAL DATA

Reported figures at a glance

Stored figures, not live quotes. Price record: 2 October 2026, 9:43 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price65.6₹ per share
Reported P/E14.1Times
Book value per share35.1₹ per share
Reported ROCE7.73 %%
Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

Stored market and accounting figures

Price record: 2 October 2026, 9:43 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap12,782 Cr.
Current Price65.6
High / Low73.9/47.3
Stock P/E14.1
Book Value35.1
Dividend Yield0.00 %
ROCE7.73 %
ROE10.8 %
Face Value10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Ujjivan Small Finance Bank Ltd 12,782 Cr. 65.6 73.9/47.314.1 35.10.00 %7.73 %10.8 % 10.0
South Indian Bank Ltd 12,427 Cr. 47.4 50.7/29.88.23 45.10.95 %6.42 %13.5 % 1.00
Karnataka Bank Ltd 12,169 Cr. 322 346/1708.47 3501.55 %6.06 %10.4 % 10.0
Jammu & Kashmir Bank Ltd 15,414 Cr. 140 202/97.46.69 1540.00 %5.84 %15.4 % 1.00
Equitas Small Finance Bank Ltd 7,827 Cr. 68.4 83.9/51.215.3 53.70.00 %6.43 %1.68 % 10.0
Industry Average145,852.13 Cr336.5219.83225.500.50%6.43%10.01%6.30

All Competitor Stocks of Ujjivan Small Finance Bank Ltd

FINANCIALS

Quarterly performance

Compare sales, expenses, operating profit and net profit on one chart, across the same reporting quarters.

Sales, expenses & profits

₹ crore

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All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1,2871,3911,4711,5291,5771,6131,5911,5731,6191,6821,7521,8782,025
Interest 494568611595636669704709763761751785838
Expenses 5385766507307398419231,0399691,0181,0511,0291,023
Financing Profit255248210203203103-36-174-113-96-5164165
Financing Margin %20%18%14%13%13%6%-2%-11%-7%-6%-3%3%8%
Other Income 177189185236197207172270249256295307256
Depreciation 0000000000000
Profit before tax 43243639444040031013695136160244371421
Tax % 25%25%24%25%25%25%20%12%24%24%24%24%25%
Net Profit 32432830033030123310983103122186282317
EPS in Rs 1.661.681.531.681.561.200.560.430.530.630.961.451.63
Gross NPA %2.62%2.35%2.18%2.23%2.52%2.52%2.68%2.18%2.52%2.45%2.38%2.26%2.16%
Net NPA %0.06%0.09%0.17%0.28%0.41%0.56%0.56%0.49%0.70%0.67%0.57%0.43%0.34%

Last Updated: September 29, 2026, 4:59 pm

FINANCIALS

Annual performance

Compare sales, expenses, operating profit and net profit across financial years. Trailing figures remain in the table.

Sales, expenses & profits

₹ crore

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Mar 2017 covers 9 months. Values for periods of different lengths are not directly comparable.

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All reported periods

Earnings per share

₹ per share

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Mar 2017 covers 9 months. Values for periods of different lengths are not directly comparable.

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All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: September 26, 2026, 9:30 pm

MetricMar 2012Mar 2013Mar 2017 (9 months)Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1482232171,4681,8322,7042,8062,8134,1655,6776,3546,9317,338
Interest 59811096077251,0701,0781,0391,4672,2682,7183,0603,135
Expenses 931021119221,0531,4171,9442,6031,7302,3963,4063,9234,121
Financing Profit-340-3-6154217-215-8309681,014230-5282
Financing Margin %-2%18%-1%-4%3%8%-8%-30%23%18%4%-1%1%
Other Income 81191112063223023605897878461,1081,115
Depreciation 235416173778090981351450
Profit before tax 2491919946610-5501,4671,7029429111,196
Tax % 22%31%94%22%0%25%19%-25%25%25%23%24%
Net Profit 234071993508-4151,1001,281726693906
EPS in Rs 0.000.051.382.020.05-2.405.636.543.753.574.67
Dividend Payout % 0%48%0%0%0%0%0%0%22%6%0%0%

YoY Net Profit Growth

Year2012-20132018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)1600.00%2742.86%75.88%-97.71%-5287.50%365.06%16.45%-43.33%-4.55%
Change in YoY Net Profit Growth (%)0.00%1142.86%-2666.98%-173.59%-5189.79%5652.56%-348.61%-59.78%38.78%

Ujjivan Small Finance Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2012-2013 to 2025-2026.

Growth

Compounded Sales Growth
10 Years:Not available
5 Years:19%
3 Years:31%
TTM:7%
Compounded Profit Growth
10 Years:Not available
5 Years:16%
3 Years:56%
TTM:-58%
Stock Price CAGR
10 Years:Not available
5 Years:5%
3 Years:25%
1 Year:-2%
Return on Equity
10 Years:Not available
5 Years:14%
3 Years:22%
Last Year:12%

Last Updated: September 5, 2025, 1:50 pm

FINANCIALS

Balance sheet

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Reserves & borrowings

₹ crore

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All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: July 27, 2026, 3:00 am

MonthMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 57661,4401,4401,4401,7281,7281,7281,9555191,9351,943
Reserves 185256071801,2601,2908742,0545,0954,1484,873
Deposits002063,7737,37910,78013,13618,29225,53831,46237,63045,668
Borrowing6179976,4914,0534,3664,1533,4471,9642,8412,1712,8453,736
Other Liabilities 38412982013774907797549291,1761,1301,321
Total Liabilities 8981,3608,4369,47313,74218,41120,38023,61233,31740,42247,68957,541
Fixed Assets 1111137194282280276244265395444457
CWIP 00342215618321336
Investments 001,4471,2321,5272,3962,5164,1538,5109,76611,73012,724
Other Assets 8861,3496,8498,04211,93115,71517,58319,21024,52430,23035,50244,324
Total Assets 8981,3608,4369,47313,74218,41120,38023,61233,31740,42247,68957,541
FINANCIALS

Cash generation

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Operating & free cash flow

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -168-409-7,0842,3144782422,6572,5541,0601,5932,0281,843
Cash from Investing Activity + 13-161-101-148-757-1,356-841-2,096-865-1,793-2,481
Cash from Financing Activity + 2694277,931-2,439287776-706-1,4841,186-519398911
Net Cash Flow 10221687-225617261595230150210633274
Free Cash Flow -171-411-7,2452,2133301532,5992,5039351,3491,8631,661
CFO/OP -301%-326%-6,672%430%66%27%332%1,230%55%50%78%72%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow-171.00-411.00-7,245.002,213.00330.00153.002,599.002,503.00935.001,349.001,863.001,661.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

Financial efficiency feed. Source: www.screener.in. Check the source for the accounting basis. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Financial & business efficiency

Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.

Returns on capital & equity

%

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Financial Efficiency Data Table

MonthMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 12%0%13%15%-0%-15%33%27%12%
FINANCIALS

Ownership trends

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Shareholding comparison

%

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All reported periods

Shareholder count

Shareholders

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Shareholding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 73.66%73.60%73.52%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FIIs 3.54%3.70%3.48%24.68%20.62%17.87%19.51%19.55%17.05%15.45%17.23%16.81%
DIIs 4.21%3.99%2.33%7.33%6.50%6.58%8.47%16.82%20.13%28.67%31.12%33.45%
Public 18.59%18.72%20.67%67.99%72.87%75.54%72.03%63.61%62.83%55.88%51.65%49.73%
No. of Shareholders 4,52,7495,98,0806,90,4249,14,07710,68,32511,38,62611,24,0909,84,2659,37,1438,40,9607,87,9977,67,649
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Kotak Small Cap Fund 33,026,404 1.08 187.85N/AN/AN/A
Franklin India Opportunities Fund 27,024,464 1.8 153.7225,999,4782026-06-11 05:30:353.94%
Franklin India Small Cap Fund 26,002,065 1.07 147.934,002,0652026-06-11 06:07:06-23.53%
Axis Small Cap Fund 25,508,246 0.53 145.0924,077,0212026-06-12 01:23:555.94%
Aditya Birla Sun Life Small Cap Fund 17,107,129 1.85 97.3114,830,3932026-06-11 06:07:0615.35%
Axis Flexi Cap Fund 16,822,138 0.76 95.68N/AN/AN/A
DSP Small Cap Fund 15,296,631 0.49 87.0114,729,6832026-02-22 18:32:183.85%
Sundaram Large and Mid Cap Fund 11,523,230 1 65.54N/AN/AN/A
Aditya Birla Sun Life Multi-Cap Fund 10,905,886 0.93 62.03N/AN/AN/A
Bandhan Small Cap Fund 10,802,790 0.24 61.4510,502,7902026-03-23 21:20:042.86%

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Ratios from the alternate data feed

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Profitability ratios

%

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 3.756.655.82-2.400.05
Diluted EPS (Rs.) 3.716.545.81-2.400.05
Cash EPS (Rs.) 4.457.146.09-1.930.49
Book Value[Excl.RevalReserv]/Share (Rs.) 31.4429.0620.5115.0617.47
Book Value[Incl.RevalReserv]/Share (Rs.) 31.4429.0620.5115.0617.47
Dividend / Share (Rs.) 1.501.501.250.000.00
Operating Revenue / Share (Rs.)32.8429.3921.3116.2716.23
Net Profit / Share (Rs.) 3.756.635.63-2.400.04
Interest Income / Employee (Rs.)2607036.022515799.922330718.911664870.731693359.24
Net Profit / Employee (Rs.)297900.67567885.62615512.98-245392.365006.88
Business / Employee (Rs.)28317259.4625855303.9526204445.0520476702.1616673537.57
Interest Income / Branch (Rs.)84387644.0975494070.4866216131.9648918245.2248801140.87
Net Profit / Branches (Rs.)9642803.4517041099.7317486831.48-7210267.83144293.91
Business / Branches (Rs.)916606749.00775865410.90744472866.45601658926.96480516853.91
Net Profit Margin (%) 11.4222.5726.40-14.730.29
Operating Profit Margin (%)16.1930.5333.46-19.860.40
Return On Assets (%) 1.523.173.30-1.750.04
Return On Equity / Networth (%)11.9322.8227.43-15.920.27
Net Interest Margin (X)7.628.438.097.518.48
Cost To Income (%)62.3154.3154.8271.7060.31
Interest Income / Total Assets (%)13.3214.0412.5011.9113.76
Non-Interest Income / Total Assets (%)1.771.941.761.321.52
Operating Profit / Total Assets (%)-0.251.221.53-3.08-1.48
Operating Expenses / Total Assets (%)5.855.635.406.336.03
Interest Expenses / Total Assets (%)5.695.614.404.405.28
Enterprise Value (Rs.Cr.)43998.8939672.8231021.2421131.4420142.91
EV Per Net Sales (X)6.926.997.457.517.18
Price To Book Value (X)1.091.521.230.981.75
Price To Sales (X)1.051.511.190.901.88
Retention Ratios (%) 60.0594.6686.67100.00100.00
Earnings Yield (X)0.100.140.22-0.160.00
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