Bank of Maharashtra: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 9, 2025, 8:17 pm

Market Cap	36,889 Cr.
Current Price	48.0
High / Low	73.5/43.7
Stock P/E	7.00
Book Value	36.1
Dividend Yield	2.92 %
ROCE	55.6 %
ROE	22.8 %
Face Value	10.0
PEG Ratio	0.13

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Bank of Maharashtra

Competitors of Bank of Maharashtra

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Union Bank of India	89,909 Cr.	118	172/101	5.50	147	3.06 %	6.55 %	15.6 %	10.0
UCO Bank	44,763 Cr.	37.4	62.4/34.0	19.3	24.0	0.75 %	5.34 %	6.22 %	10.0
State Bank of India (SBI)	6,53,952 Cr.	733	912/680	8.24	538	1.87 %	6.16 %	17.3 %	1.00
Punjab National Bank	1,04,781 Cr.	91.2	143/85.5	6.22	114	1.65 %	5.46 %	8.54 %	2.00
Punjab & Sind Bank	28,229 Cr.	41.6	73.6/37.0	33.5	17.4	0.48 %	5.59 %	3.88 %	10.0
Industry Average	112,242.31 Cr	165.35		11.57	96.47	1.95%	22.60%	12.68%	7.46

All Competitor Stocks of Bank of Maharashtra

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Revenue	3,282	3,426	3,457	3,815	4,131	4,495	4,789	5,068	5,172	5,467	5,875	6,017	6,325
Interest	1,755	1,814	1,772	1,928	2,149	2,308	2,449	2,636	2,705	2,882	3,075	3,210	3,381
Expenses	1,812	1,321	1,349	1,507	1,622	2,098	1,882	2,164	2,076	2,339	2,349	2,219	2,269
Financing Profit	-285	291	337	380	359	89	458	268	390	246	450	588	675
Financing Margin %	-9%	8%	10%	10%	9%	2%	10%	5%	8%	4%	8%	10%	11%
Other Income	611	522	317	503	640	822	629	668	680	1,022	894	792	788
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	327	813	654	883	999	911	1,088	936	1,070	1,268	1,344	1,380	1,463
Tax %	1%	56%	31%	39%	22%	8%	19%	2%	3%	4%	4%	4%	4%
Net Profit	310	356	453	535	777	841	884	920	1,038	1,230	1,295	1,333	1,412
EPS in Rs	0.46	0.53	0.67	0.79	1.15	1.25	1.25	1.30	1.47	1.74	1.83	1.88	1.84
Gross NPA %	4.73%	3.94%	3.74%	3.40%	2.94%	2.47%	2.28%	2.19%	2.04%	1.88%	1.85%	1.84%	1.80%
Net NPA %	1.24%	0.97%	0.88%	0.68%	0.47%	0.25%	0.24%	0.23%	0.22%	0.20%	0.20%	0.20%	0.20%

Last Updated: March 3, 2025, 5:20 pm

Below is a detailed analysis of the quarterly data for Bank of Maharashtra based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Interest, as of Dec 2024, the value is ₹3,381.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,210.00 Cr. (Sep 2024) to ₹3,381.00 Cr., marking an increase of ₹171.00 Cr..
For Expenses, as of Dec 2024, the value is ₹2,269.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,219.00 Cr. (Sep 2024) to ₹2,269.00 Cr., marking an increase of ₹50.00 Cr..
For Other Income, as of Dec 2024, the value is ₹788.00 Cr.. The value appears to be declining and may need further review. It has decreased from 792.00 Cr. (Sep 2024) to ₹788.00 Cr., marking a decrease of 4.00 Cr..
For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
For Profit before tax, as of Dec 2024, the value is ₹1,463.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,380.00 Cr. (Sep 2024) to ₹1,463.00 Cr., marking an increase of ₹83.00 Cr..
For Tax %, as of Dec 2024, the value is 4.00%. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 4.00%.
For Net Profit, as of Dec 2024, the value is ₹1,412.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,333.00 Cr. (Sep 2024) to ₹1,412.00 Cr., marking an increase of ₹79.00 Cr..
For EPS in Rs, as of Dec 2024, the value is 1.84. The value appears to be declining and may need further review. It has decreased from ₹1.88 (Sep 2024) to 1.84, marking a decrease of ₹0.04.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 7, 2025, 9:06 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	9,613	11,957	12,665	13,053	12,062	11,096	10,850	11,496	11,869	13,019	15,899	20,495	23,684
Interest	6,580	8,447	8,790	9,174	8,886	7,706	7,115	7,216	6,970	6,974	8,157	10,672	12,549
Expenses	2,530	3,918	3,953	4,332	6,709	8,034	9,825	5,330	6,788	7,278	6,314	8,238	9,176
Financing Profit	503	-409	-78	-453	-3,533	-4,643	-6,090	-1,050	-1,889	-1,233	1,428	1,585	1,959
Financing Margin %	5%	-3%	-1%	-3%	-29%	-42%	-56%	-9%	-16%	-9%	9%	8%	8%
Other Income	922	907	1,020	1,037	1,525	1,540	1,568	1,660	2,649	2,655	2,283	3,015	3,496
Depreciation	74	100	115	149	118	129	241	211	188	268	262	223	0
Profit before tax	1,352	399	827	435	-2,126	-3,232	-4,763	399	571	1,153	3,448	4,377	5,455
Tax %	43%	-0%	44%	73%	-36%	-66%	-0%	-0%	-0%	-0%	24%	7%
Net Profit	769	399	465	118	-1,356	-1,112	-4,763	399	571	1,153	2,605	4,072	5,269
EPS in Rs	11.63	4.75	4.37	1.01	-11.61	-4.28	-17.30	0.68	0.87	1.71	3.87	5.75	7.29
Dividend Payout %	20%	21%	18%	-0%	-0%	-0%	-0%	-0%	-0%	29%	34%	24%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-48.11%	16.54%	-74.62%	-1249.15%	17.99%	-328.33%	108.38%	43.11%	101.93%	125.93%	56.31%
Change in YoY Net Profit Growth (%)	0.00%	64.66%	-91.17%	-1174.53%	1267.15%	-346.32%	436.70%	-65.27%	58.82%	24.01%	-69.62%

Bank of Maharashtra has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	6%
5 Years:	14%
3 Years:	20%
TTM:	21%

Compounded Profit Growth
10 Years:	26%
5 Years:	23%
3 Years:	92%
TTM:	43%

Stock Price CAGR
10 Years:	2%
5 Years:	37%
3 Years:	37%
1 Year:	-20%

Return on Equity
10 Years:	2%
5 Years:	13%
3 Years:	17%
Last Year:	23%

Last Updated: Unknown

Balance Sheet

Last Updated: Unknown

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	661	839	1,063	1,168	1,168	2,598	2,753	5,824	6,560	6,730	6,730	7,081
Reserves	5,176	5,983	7,060	7,692	6,301	7,469	3,130	5,085	5,748	7,331	9,060	12,789
Borrowings	107,796	125,708	133,237	148,208	147,177	143,030	150,785	153,720	178,228	210,022	244,830	278,445
Other Liabilities	3,347	3,831	4,713	3,961	4,765	3,351	8,008	4,388	6,299	6,700	7,207	9,013
Total Liabilities	116,981	136,360	146,073	161,029	159,411	156,449	164,676	169,018	196,835	230,783	267,827	307,329
Fixed Assets	1,429	1,446	1,432	1,695	1,564	1,487	1,741	1,604	1,622	2,036	2,149	2,200
CWIP	0	0	0	0	22	30	34	72	52	205	8	10
Investments	31,458	37,290	32,819	36,302	38,677	43,742	59,837	57,891	68,281	68,762	69,042	68,465
Other Assets	84,093	97,625	111,822	123,033	119,148	111,189	103,064	109,451	126,880	159,780	196,628	236,655
Total Assets	116,981	136,360	146,073	161,029	159,411	156,449	164,676	169,018	196,835	230,783	267,827	307,329

Below is a detailed analysis of the balance sheet data for Bank of Maharashtra based on the most recent figures (Mar 2024) and their trends compared to the previous period:

For Equity Capital, as of Mar 2024, the value is ₹7,081.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹6,730.00 Cr. (Mar 2023) to ₹7,081.00 Cr., marking an increase of 351.00 Cr..
For Reserves, as of Mar 2024, the value is ₹12,789.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹9,060.00 Cr. (Mar 2023) to ₹12,789.00 Cr., marking an increase of 3,729.00 Cr..
For Borrowings, as of Mar 2024, the value is ₹278,445.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from ₹244,830.00 Cr. (Mar 2023) to ₹278,445.00 Cr., marking an increase of 33,615.00 Cr..
For Other Liabilities, as of Mar 2024, the value is ₹9,013.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹7,207.00 Cr. (Mar 2023) to ₹9,013.00 Cr., marking an increase of 1,806.00 Cr..
For Total Liabilities, as of Mar 2024, the value is ₹307,329.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹267,827.00 Cr. (Mar 2023) to ₹307,329.00 Cr., marking an increase of 39,502.00 Cr..
For Fixed Assets, as of Mar 2024, the value is ₹2,200.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹2,149.00 Cr. (Mar 2023) to ₹2,200.00 Cr., marking an increase of 51.00 Cr..
For CWIP, as of Mar 2024, the value is ₹10.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹8.00 Cr. (Mar 2023) to ₹10.00 Cr., marking an increase of 2.00 Cr..
For Investments, as of Mar 2024, the value is ₹68,465.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹69,042.00 Cr. (Mar 2023) to ₹68,465.00 Cr., marking a decrease of 577.00 Cr..
For Other Assets, as of Mar 2024, the value is ₹236,655.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹196,628.00 Cr. (Mar 2023) to ₹236,655.00 Cr., marking an increase of 40,027.00 Cr..
For Total Assets, as of Mar 2024, the value is ₹307,329.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹267,827.00 Cr. (Mar 2023) to ₹307,329.00 Cr., marking an increase of 39,502.00 Cr..

However, the Borrowings (278,445.00 Cr.) are higher than the Reserves (₹12,789.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	12	-173	-1,083	2,904	7,498	-1,723	-10,842	693	2,447	6,896	-1,440	11,581
Cash from Investing Activity +	-126	-171	-151	-151	-99	-134	-106	-100	-169	-300	-175	-260
Cash from Financing Activity +	542	274	1,885	-186	-77	1,100	4,220	698	217	378	228	461
Net Cash Flow	429	-70	651	2,567	7,322	-758	-6,729	1,292	2,495	6,974	-1,387	11,783

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-105.00	-122.00	-130.00	-144.00	-141.00	-135.00	-141.00	-148.00	-172.00	-203.00	-238.00	-270.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
ROE %	15%	6%	6%	1%	-17%	-13%	-60%	5%	5%	9%	17%	23%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters	90.97%	90.97%	90.97%	90.97%	90.97%	86.46%	86.46%	86.46%	86.46%	86.46%	86.46%	79.60%
FIIs	0.13%	0.16%	0.20%	0.16%	0.26%	0.68%	0.59%	0.45%	1.04%	1.20%	1.26%	1.54%
DIIs	3.74%	3.74%	3.78%	3.39%	3.33%	6.43%	5.17%	4.71%	4.68%	4.58%	4.46%	10.88%
Public	5.17%	5.13%	5.05%	5.49%	5.44%	6.42%	7.76%	8.37%	7.80%	7.75%	7.81%	7.99%
No. of Shareholders	3,74,458	3,79,399	3,71,592	4,33,506	4,41,517	4,53,524	6,06,046	6,77,087	8,46,746	9,19,663	9,48,432	9,95,543

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
Nippon India ETF Nifty PSU Bank BeES	8,631,773	2.44	41.13	350,000	2025-03-11	2366.22%
Kotak Nifty PSU Bank ETF	6,323,444	2.45	30.13	350,000	2025-03-11	1706.7%
JM Midcap Fund	3,990,000	3.81	19.01	350,000	2025-03-11	1040%
ITI Small Cap Fund	3,940,844	1.14	18.78	350,000	2025-03-11	1025.96%
Aditya Birla Sun Life Banking And Financial Services Fund	3,336,611	0.55	15.9	350,000	2025-03-11	853.32%
Aditya Birla Sun Life PSU Equity Fund	3,336,611	1.12	15.9	350,000	2025-03-11	853.32%
Motilal Oswal Nifty Midcap 150 Index Fund	454,390	0.21	2.17	350,000	2025-03-11	29.83%
Nippon India Nifty Midcap 150 Index Fund	442,174	0.21	2.11	350,000	2025-03-11	26.34%
Nippon India ETF Nifty Midcap 150	440,409	0.21	2.1	350,000	2025-03-11	25.83%
JM Equity Hybrid Fund	350,000	2.24	1.67	350,000	2025-03-11	0%

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
Face Value	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	5.80	3.87	1.73	0.91	0.69
Diluted EPS (Rs.)	5.80	3.87	1.73	0.91	0.69
Cash EPS (Rs.)	6.04	4.26	2.11	1.13	1.03
Book Value[Excl.RevalReserv]/Share (Rs.)	26.02	21.27	18.55	16.97	16.56
Book Value[Incl.RevalReserv]/Share (Rs.)	28.06	23.46	20.89	18.76	18.73
Operating Revenue / Share (Rs.)	28.94	23.62	19.34	18.09	19.74
Net Profit / Share (Rs.)	5.73	3.87	1.71	0.84	0.66
Net Profit After MI / Share (Rs.)	5.75	3.87	1.71	0.87	0.68
Net Profit Margin (%)	19.78	16.37	8.84	4.64	3.38
Net Profit After MI And SOA Nargin (%)	19.86	16.38	8.85	4.81	3.46
Operating Profit Margin (%)	5.15	2.02	-11.53	-17.48	-10.96
Return On Assets (%)	1.32	0.97	0.49	0.29	0.23
Return On Equity / Networth (%)	22.09	18.19	9.23	5.13	4.13
Net Interest Margin (X)	3.19	2.89	2.61	2.48	2.53
Cost To Income (%)	37.55	39.13	44.26	47.38	51.97
Interest Income / Total Assets (%)	6.66	5.93	5.64	6.02	6.80
Non-Interest Income / Total Assets (%)	0.97	0.85	1.14	1.33	0.97
Operating Profit / Total Assets (%)	0.34	0.12	-0.65	-1.05	-0.74
Operating Expenses / Total Assets (%)	1.56	1.46	1.66	1.81	1.82
Interest Expenses / Total Assets (%)	3.47	3.04	3.02	3.54	4.26
Enterprise Value (Rs.Cr.)	301393.81	243000.21	201540.00	178990.69	148555.64
EV Per Net Sales (X)	14.71	15.28	15.48	15.08	12.92
Price To Book Value (X)	2.39	1.16	0.90	1.23	0.53
Price To Sales (X)	2.15	1.05	0.86	1.15	0.45
Retention Ratios (%)	75.65	66.41	70.82	100.00	100.00
Earnings Yield (X)	0.09	0.15	0.10	0.04	0.07

After reviewing the key financial ratios for Bank of Maharashtra, here is a detailed analysis based on the latest available data and recent trends:

For Basic EPS (Rs.), as of Mar 24, the value is 5.80. This value is within the healthy range. It has increased from 3.87 (Mar 23) to 5.80, marking an increase of 1.93.
For Diluted EPS (Rs.), as of Mar 24, the value is 5.80. This value is within the healthy range. It has increased from 3.87 (Mar 23) to 5.80, marking an increase of 1.93.
For Cash EPS (Rs.), as of Mar 24, the value is 6.04. This value is within the healthy range. It has increased from 4.26 (Mar 23) to 6.04, marking an increase of 1.78.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 26.02. It has increased from 21.27 (Mar 23) to 26.02, marking an increase of 4.75.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 28.06. It has increased from 23.46 (Mar 23) to 28.06, marking an increase of 4.60.
For Net Profit / Share (Rs.), as of Mar 24, the value is 5.73. This value is within the healthy range. It has increased from 3.87 (Mar 23) to 5.73, marking an increase of 1.86.
For Net Profit Margin (%), as of Mar 24, the value is 19.78. This value exceeds the healthy maximum of 10. It has increased from 16.37 (Mar 23) to 19.78, marking an increase of 3.41.
For Return On Assets (%), as of Mar 24, the value is 1.32. This value is below the healthy minimum of 5. It has increased from 0.97 (Mar 23) to 1.32, marking an increase of 0.35.
For Retention Ratios (%), as of Mar 24, the value is 75.65. This value exceeds the healthy maximum of 70. It has increased from 66.41 (Mar 23) to 75.65, marking an increase of 9.24.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Bank of Maharashtra as of March 12, 2025 is: ₹47.44

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 12, 2025, Bank of Maharashtra is Overvalued by 1.17% compared to the current share price 48.00

Intrinsic Value of Bank of Maharashtra as of March 12, 2025 is: 72.57

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 12, 2025, Bank of Maharashtra is Undervalued by 51.19% compared to the current share price 48.00

Last 5 Year EPS CAGR: 52.98%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Bank of Maharashtra:
1. Net Profit Margin: 19.78%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 0% (Industry Average ROCE: 22.6%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 0% (Industry Average ROE: 12.68%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 0
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 0
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 7 (Industry average Stock P/E: 11.57)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Bank of Maharashtra is a Public Limited Listed company incorporated on 16/09/1935 and registered in the State of Maharashtra, India. Company presently involved in the business activities of Banking Business.

INDUSTRY	ADDRESS	CONTACT
Finance - Banks - Public Sector	1501, Lokmangal, Pune Maharashtra 411005	investor_services@mahabank.co.in http://www.bankofmaharashtra.in

Management
Name	Position Held
Mr. Nidhu Saxena	Managing Director & CEO
Mr. Rohit Rishi	Executive Director
Mr. Asheesh Pandey	Executive Director
Mr. Rakesh Kumar	Shareholder Director
Mr. Shashank Shrivastava	Part Time Non Official Director
Mr. S Baljit Singh	Part Time Non Official Director
Dr. Abhijit Phukon	Government Nominee Director
Mr. Sanjeev Prakash	Nominee Director

FAQ

What is the latest intrinsic value of Bank of Maharashtra?

The latest intrinsic value of Bank of Maharashtra as on 11 March 2025 is ₹47.44, which is 1.17% lower than the current market price of 48.00, indicating the stock is overvalued by 1.17%. The intrinsic value of Bank of Maharashtra is calculated using PE ratio method. The stock has a market capitalization of ₹36,889 Cr. and recorded a high/low of ₹73.5/43.7 during the current fiscal year 2024-2025. As of Mar 2024, the company has reserves of ₹12,789 Cr and total liabilities of ₹307,329 Cr.

What is the Market Cap of Bank of Maharashtra?

The Market Cap of Bank of Maharashtra is 36,889 Cr..

What is the current Stock Price of Bank of Maharashtra as on 11 March 2025?

The current stock price of Bank of Maharashtra as on 11 March 2025 is ₹48.0.

What is the High / Low of Bank of Maharashtra stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Bank of Maharashtra stocks is ₹73.5/43.7.

What is the Stock P/E of Bank of Maharashtra?

The Stock P/E of Bank of Maharashtra is 7.00.

What is the Book Value of Bank of Maharashtra?

The Book Value of Bank of Maharashtra is 36.1.

What is the Dividend Yield of Bank of Maharashtra?

The Dividend Yield of Bank of Maharashtra is 2.92 %.

What is the ROCE of Bank of Maharashtra?

The ROCE of Bank of Maharashtra is 55.6 %.

What is the ROE of Bank of Maharashtra?

The ROE of Bank of Maharashtra is 22.8 %.

What is the Face Value of Bank of Maharashtra?

The Face Value of Bank of Maharashtra is 10.0.