Share Price and Basic Stock Data
Last Updated: November 28, 2025, 7:41 am
| PEG Ratio | 0.21 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Bank of Maharashtra operates within the public sector banking space in India. As of the latest market data, its share price stood at ₹59.9 with a market capitalization of ₹46,096 Cr. The bank reported a revenue of ₹15,899 Cr for FY 2023, which is projected to increase to ₹24,948 Cr by FY 2025. Notably, the bank has consistently shown quarter-on-quarter growth in revenue, with ₹4,131 Cr in December 2022 rising to ₹5,172 Cr by December 2023. This upward trajectory exemplifies robust operational performance and an expanding customer base. The bank’s revenue growth is complemented by a significant increase in interest income, which rose from ₹8,157 Cr in FY 2023 to an anticipated ₹13,281 Cr by FY 2025. The reported figures indicate that Bank of Maharashtra is effectively capitalizing on the growing demand for banking services in India, which is characterized by a rising trend in both retail and corporate lending.
Profitability and Efficiency Metrics
The profitability metrics of Bank of Maharashtra reflect a strong recovery trajectory. The net profit for FY 2023 was reported at ₹2,605 Cr, with projections showing an increase to ₹5,542 Cr by FY 2025. This growth is mirrored in the earnings per share (EPS), which improved from ₹3.87 in FY 2023 to ₹7.21 in FY 2025. The return on equity (ROE) stood at 22.8% as of the latest report, showcasing effective management of shareholder funds. The bank’s net profit margin is also commendable, reported at 22.12% for FY 2025, indicating that the bank retains a significant portion of its revenue as profit. However, the cost-to-income ratio, reported at 38.36%, suggests that operational efficiency could be further improved. Overall, these metrics indicate that Bank of Maharashtra is not only recovering from past setbacks but is also positioned for sustainable profitability through enhanced operational efficiencies.
Balance Sheet Strength and Financial Ratios
Bank of Maharashtra’s balance sheet reflects significant strength, with total assets reported at ₹369,354 Cr and total liabilities at ₹373,507 Cr as of FY 2025. The bank’s reserves have also seen substantial growth, standing at ₹23,701 Cr, which is critical for supporting future growth and absorbing potential losses. The bank’s equity capital has increased from ₹6,730 Cr in FY 2022 to ₹7,692 Cr in FY 2025. The price-to-book value ratio was reported at 1.33, indicating that the stock is trading at a premium to its book value, a sign of investor confidence in its future prospects. The bank’s gross and net non-performing assets (NPA) ratios have shown a declining trend, with gross NPA at 1.74% and net NPA at 0.18% as of June 2025, suggesting improved asset quality. These figures collectively highlight the bank’s solid financial footing and its ability to manage risk effectively.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Bank of Maharashtra indicates a stable and confident investor base, with promoters holding 79.60% of the stake as of March 2025. This decline from 90.97% in December 2022 reflects a gradual increase in public and institutional ownership, with foreign institutional investors (FIIs) at 2.35% and domestic institutional investors (DIIs) at 10.06%. The number of shareholders has also increased significantly, from 4,33,506 in December 2022 to 9,74,484 by March 2025, which indicates growing retail interest. This diversification of the shareholder base may enhance liquidity and promote transparency within the bank. The stable promoter holding, alongside increasing participation from institutional investors, signals strong confidence in the bank’s strategic direction and operational capabilities. Such a pattern is often viewed favorably by market participants as it reduces volatility and fosters long-term growth.
Outlook, Risks, and Final Insight
The outlook for Bank of Maharashtra appears optimistic, bolstered by strong revenue growth, improving profitability metrics, and a solid balance sheet. However, certain risks need to be acknowledged. The bank’s reliance on interest income makes it vulnerable to fluctuations in interest rates, which could impact profitability. Additionally, while the NPA ratios are on a declining trend, any economic downturn could lead to increased defaults. Furthermore, the cost-to-income ratio, while improving, indicates room for operational efficiency enhancements. In light of these factors, the bank is positioned to leverage its strengths in a growing economy while remaining vigilant to external risks. Overall, Bank of Maharashtra is likely to continue its growth trajectory, provided it navigates the inherent challenges in the banking sector effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Bank of Maharashtra
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,16,565 Cr. | 153 | 159/101 | 6.30 | 165 | 3.11 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 38,747 Cr. | 30.9 | 52.0/26.8 | 15.4 | 25.9 | 1.26 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 9,01,278 Cr. | 976 | 999/680 | 11.5 | 617 | 1.62 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,43,581 Cr. | 125 | 126/85.5 | 8.43 | 124 | 2.32 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 21,400 Cr. | 30.2 | 56.3/25.2 | 18.5 | 19.2 | 0.23 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 150,551.46 Cr | 231.34 | 10.49 | 177.23 | 1.87% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,457 | 3,815 | 4,131 | 4,495 | 4,789 | 5,068 | 5,172 | 5,467 | 5,875 | 6,017 | 6,325 | 6,731 | 7,054 |
| Interest | 1,772 | 1,928 | 2,149 | 2,308 | 2,449 | 2,636 | 2,705 | 2,882 | 3,075 | 3,210 | 3,381 | 3,614 | 3,762 |
| Expenses | 1,349 | 1,507 | 1,622 | 2,098 | 1,882 | 2,164 | 2,076 | 2,339 | 2,349 | 2,219 | 2,269 | 2,561 | 2,414 |
| Financing Profit | 337 | 380 | 359 | 89 | 458 | 268 | 390 | 246 | 450 | 588 | 675 | 556 | 878 |
| Financing Margin % | 10% | 10% | 9% | 2% | 10% | 5% | 8% | 4% | 8% | 10% | 11% | 8% | 12% |
| Other Income | 317 | 503 | 640 | 822 | 629 | 668 | 680 | 1,022 | 894 | 792 | 788 | 981 | 825 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 654 | 883 | 999 | 911 | 1,088 | 936 | 1,070 | 1,268 | 1,344 | 1,380 | 1,463 | 1,537 | 1,703 |
| Tax % | 31% | 39% | 22% | 8% | 19% | 2% | 3% | 4% | 4% | 4% | 4% | 3% | 6% |
| Net Profit | 453 | 535 | 777 | 841 | 884 | 920 | 1,038 | 1,230 | 1,295 | 1,333 | 1,412 | 1,502 | 1,504 |
| EPS in Rs | 0.67 | 0.79 | 1.15 | 1.25 | 1.25 | 1.30 | 1.47 | 1.74 | 1.83 | 1.88 | 1.84 | 1.95 | 1.96 |
| Gross NPA % | 3.74% | 3.40% | 2.94% | 2.47% | 2.28% | 2.19% | 2.04% | 1.88% | 1.85% | 1.84% | 1.80% | 1.74% | 1.74% |
| Net NPA % | 0.88% | 0.68% | 0.47% | 0.25% | 0.24% | 0.23% | 0.22% | 0.20% | 0.20% | 0.20% | 0.20% | 0.18% | 0.18% |
Last Updated: August 1, 2025, 11:35 pm
Below is a detailed analysis of the quarterly data for Bank of Maharashtra based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 3,762.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,614.00 Cr. (Mar 2025) to 3,762.00 Cr., marking an increase of 148.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,414.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,561.00 Cr. (Mar 2025) to 2,414.00 Cr., marking a decrease of 147.00 Cr..
- For Other Income, as of Jun 2025, the value is 825.00 Cr.. The value appears to be declining and may need further review. It has decreased from 981.00 Cr. (Mar 2025) to 825.00 Cr., marking a decrease of 156.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 1,703.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,537.00 Cr. (Mar 2025) to 1,703.00 Cr., marking an increase of 166.00 Cr..
- For Tax %, as of Jun 2025, the value is 6.00%. The value appears to be increasing, which may not be favorable. It has increased from 3.00% (Mar 2025) to 6.00%, marking an increase of 3.00%.
- For Net Profit, as of Jun 2025, the value is 1,504.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,502.00 Cr. (Mar 2025) to 1,504.00 Cr., marking an increase of 2.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.96. The value appears strong and on an upward trend. It has increased from 1.95 (Mar 2025) to 1.96, marking an increase of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:37 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,957 | 12,665 | 13,053 | 12,062 | 11,096 | 10,850 | 11,496 | 11,869 | 13,019 | 15,899 | 20,495 | 24,948 | 27,238 |
| Interest | 8,447 | 8,790 | 9,174 | 8,886 | 7,706 | 7,115 | 7,216 | 6,970 | 6,974 | 8,157 | 10,672 | 13,281 | 14,637 |
| Expenses | 3,918 | 3,953 | 4,332 | 6,709 | 8,034 | 9,825 | 5,330 | 6,788 | 7,278 | 6,314 | 8,542 | 9,311 | 9,519 |
| Financing Profit | -409 | -78 | -453 | -3,533 | -4,643 | -6,090 | -1,050 | -1,889 | -1,233 | 1,428 | 1,281 | 2,356 | 3,082 |
| Financing Margin % | -3% | -1% | -3% | -29% | -42% | -56% | -9% | -16% | -9% | 9% | 6% | 9% | 11% |
| Other Income | 907 | 1,020 | 1,037 | 1,525 | 1,540 | 1,568 | 1,660 | 2,649 | 2,655 | 2,283 | 3,015 | 3,476 | 3,440 |
| Depreciation | 100 | 115 | 149 | 118 | 129 | 241 | 211 | 188 | 268 | 262 | 223 | 291 | 0 |
| Profit before tax | 399 | 827 | 435 | -2,126 | -3,232 | -4,763 | 399 | 571 | 1,153 | 3,448 | 4,072 | 5,542 | 6,521 |
| Tax % | 0% | 44% | 73% | -36% | -66% | 0% | 0% | 0% | 0% | 24% | 0% | 0% | |
| Net Profit | 399 | 465 | 118 | -1,356 | -1,112 | -4,763 | 399 | 571 | 1,153 | 2,605 | 4,072 | 5,542 | 6,087 |
| EPS in Rs | 4.75 | 4.37 | 1.01 | -11.61 | -4.28 | -17.30 | 0.68 | 0.87 | 1.71 | 3.87 | 5.75 | 7.21 | 7.92 |
| Dividend Payout % | 21% | 18% | 0% | 0% | 0% | 0% | 0% | 0% | 29% | 34% | 24% | 21% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 16.54% | -74.62% | -1249.15% | 17.99% | -328.33% | 108.38% | 43.11% | 101.93% | 125.93% | 56.31% | 36.10% |
| Change in YoY Net Profit Growth (%) | 0.00% | -91.17% | -1174.53% | 1267.15% | -346.32% | 436.70% | -65.27% | 58.82% | 24.01% | -69.62% | -20.21% |
Bank of Maharashtra has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 17% |
| 3 Years: | 24% |
| TTM: | 21% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 28% |
| 5 Years: | 70% |
| 3 Years: | 69% |
| TTM: | 28% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 32% |
| 3 Years: | 42% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 17% |
| 3 Years: | 21% |
| Last Year: | 23% |
Last Updated: September 5, 2025, 12:30 am
Balance Sheet
Last Updated: November 9, 2025, 1:44 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 839 | 1,063 | 1,168 | 1,168 | 2,598 | 2,753 | 5,824 | 6,560 | 6,730 | 6,730 | 7,081 | 7,692 | 7,692 |
| Reserves | 5,983 | 7,060 | 7,692 | 6,301 | 7,469 | 3,130 | 5,085 | 5,748 | 7,331 | 9,060 | 12,789 | 21,016 | 23,701 |
| Deposits | 119,599 | 125,915 | 142,785 | 139,040 | 138,967 | 140,636 | 150,050 | 173,989 | 202,275 | 234,064 | 270,726 | 307,120 | 309,767 |
| Borrowing | 6,109 | 7,322 | 5,423 | 8,137 | 4,064 | 10,149 | 3,670 | 4,239 | 7,747 | 10,766 | 7,719 | 23,853 | 24,924 |
| Other Liabilities | 3,831 | 4,713 | 3,961 | 4,765 | 3,351 | 8,008 | 4,388 | 6,299 | 6,700 | 7,207 | 9,013 | 9,673 | 7,423 |
| Total Liabilities | 136,360 | 146,073 | 161,029 | 159,411 | 156,449 | 164,676 | 169,018 | 196,835 | 230,783 | 267,827 | 307,329 | 369,354 | 373,507 |
| Fixed Assets | 1,446 | 1,432 | 1,695 | 1,564 | 1,487 | 1,741 | 1,604 | 1,622 | 2,036 | 2,149 | 2,200 | 2,911 | 2,904 |
| CWIP | 0 | 0 | 0 | 22 | 30 | 34 | 72 | 52 | 205 | 8 | 10 | 4 | 0 |
| Investments | 37,290 | 32,819 | 36,302 | 38,677 | 43,742 | 59,837 | 57,891 | 68,281 | 68,762 | 69,042 | 68,465 | 82,216 | 96,199 |
| Other Assets | 97,625 | 111,822 | 123,033 | 119,148 | 111,189 | 103,064 | 109,451 | 126,880 | 159,780 | 196,628 | 236,655 | 284,222 | 274,403 |
| Total Assets | 136,360 | 146,073 | 161,029 | 159,411 | 156,449 | 164,676 | 169,018 | 196,835 | 230,783 | 267,827 | 307,329 | 369,354 | 373,507 |
Below is a detailed analysis of the balance sheet data for Bank of Maharashtra based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 7,692.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7,692.00 Cr..
- For Reserves, as of Sep 2025, the value is 23,701.00 Cr.. The value appears strong and on an upward trend. It has increased from 21,016.00 Cr. (Mar 2025) to 23,701.00 Cr., marking an increase of 2,685.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 7,423.00 Cr.. The value appears to be improving (decreasing). It has decreased from 9,673.00 Cr. (Mar 2025) to 7,423.00 Cr., marking a decrease of 2,250.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 373,507.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 369,354.00 Cr. (Mar 2025) to 373,507.00 Cr., marking an increase of 4,153.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 2,904.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,911.00 Cr. (Mar 2025) to 2,904.00 Cr., marking a decrease of 7.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 4.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 4.00 Cr..
- For Investments, as of Sep 2025, the value is 96,199.00 Cr.. The value appears strong and on an upward trend. It has increased from 82,216.00 Cr. (Mar 2025) to 96,199.00 Cr., marking an increase of 13,983.00 Cr..
- For Other Assets, as of Sep 2025, the value is 274,403.00 Cr.. The value appears to be declining and may need further review. It has decreased from 284,222.00 Cr. (Mar 2025) to 274,403.00 Cr., marking a decrease of 9,819.00 Cr..
- For Total Assets, as of Sep 2025, the value is 373,507.00 Cr.. The value appears strong and on an upward trend. It has increased from 369,354.00 Cr. (Mar 2025) to 373,507.00 Cr., marking an increase of 4,153.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -116.00 | -122.00 | -138.00 | -133.00 | -130.00 | -131.00 | -145.00 | -167.00 | -195.00 | -228.00 | -262.00 | -298.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 6% | 6% | 1% | -17% | -13% | -60% | 5% | 5% | 9% | 17% | 23% | 23% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Nippon India ETF Nifty PSU Bank BeES | 8,631,773 | 2.44 | 41.13 | 8,631,773 | 2025-04-22 17:25:40 | 0% |
| Kotak Nifty PSU Bank ETF | 6,323,444 | 2.45 | 30.13 | 6,323,444 | 2025-04-22 17:25:40 | 0% |
| JM Midcap Fund | 3,990,000 | 3.81 | 19.01 | 3,990,000 | 2025-04-22 17:25:40 | 0% |
| ITI Small Cap Fund | 3,940,844 | 1.14 | 18.78 | 3,940,844 | 2025-04-22 17:25:40 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 3,336,611 | 0.55 | 15.9 | 3,336,611 | 2025-04-22 17:25:40 | 0% |
| Aditya Birla Sun Life PSU Equity Fund | 3,336,611 | 1.12 | 15.9 | 3,336,611 | 2025-04-22 17:25:40 | 0% |
| Motilal Oswal Nifty Midcap 150 Index Fund | 454,390 | 0.21 | 2.17 | 454,390 | 2025-04-22 17:25:40 | 0% |
| Nippon India Nifty Midcap 150 Index Fund | 442,174 | 0.21 | 2.11 | 442,174 | 2025-04-22 17:25:40 | 0% |
| Nippon India ETF Nifty Midcap 150 | 440,409 | 0.21 | 2.1 | 440,409 | 2025-04-22 17:25:40 | 0% |
| JM Equity Hybrid Fund | 350,000 | 2.24 | 1.67 | 350,000 | 2025-04-22 17:25:40 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.51 | 5.80 | 3.87 | 1.73 | 0.91 |
| Diluted EPS (Rs.) | 7.51 | 5.80 | 3.87 | 1.73 | 0.91 |
| Cash EPS (Rs.) | 7.55 | 6.04 | 4.26 | 2.11 | 1.13 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 34.86 | 26.02 | 21.27 | 18.55 | 16.97 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 37.32 | 28.06 | 23.46 | 20.89 | 18.76 |
| Operating Revenue / Share (Rs.) | 32.44 | 28.94 | 23.62 | 19.34 | 18.09 |
| Net Profit / Share (Rs.) | 7.18 | 5.73 | 3.87 | 1.71 | 0.84 |
| Net Profit After MI / Share (Rs.) | 7.21 | 5.75 | 3.87 | 1.71 | 0.87 |
| Net Profit Margin (%) | 22.12 | 19.78 | 16.37 | 8.84 | 4.64 |
| Net Profit After MI And SOA Nargin (%) | 22.21 | 19.86 | 16.38 | 8.85 | 4.81 |
| Operating Profit Margin (%) | 36.50 | 31.63 | 25.96 | 13.23 | 7.32 |
| Return On Assets (%) | 1.50 | 1.32 | 0.97 | 0.49 | 0.29 |
| Return On Equity / Networth (%) | 20.66 | 22.09 | 18.19 | 9.23 | 5.13 |
| Net Interest Margin (X) | 3.15 | 3.19 | 2.89 | 2.61 | 2.48 |
| Cost To Income (%) | 38.36 | 37.55 | 39.13 | 44.26 | 47.38 |
| Interest Income / Total Assets (%) | 6.75 | 6.66 | 5.93 | 5.64 | 6.02 |
| Non-Interest Income / Total Assets (%) | 0.93 | 0.97 | 0.85 | 1.14 | 1.33 |
| Operating Profit / Total Assets (%) | 0.55 | 0.34 | 0.12 | -0.65 | -1.05 |
| Operating Expenses / Total Assets (%) | 1.57 | 1.56 | 1.46 | 1.66 | 1.81 |
| Interest Expenses / Total Assets (%) | 3.59 | 3.47 | 3.04 | 3.02 | 3.54 |
| Enterprise Value (Rs.Cr.) | 328530.19 | 301393.81 | 243000.21 | 201540.00 | 178990.69 |
| EV Per Net Sales (X) | 13.17 | 14.71 | 15.28 | 15.48 | 15.08 |
| Price To Book Value (X) | 1.33 | 2.39 | 1.16 | 0.90 | 1.23 |
| Price To Sales (X) | 1.43 | 2.15 | 1.05 | 0.86 | 1.15 |
| Retention Ratios (%) | 79.18 | 75.65 | 66.41 | 70.82 | 100.00 |
| Earnings Yield (X) | 0.15 | 0.09 | 0.15 | 0.10 | 0.04 |
After reviewing the key financial ratios for Bank of Maharashtra, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 7.51. This value is within the healthy range. It has increased from 5.80 (Mar 24) to 7.51, marking an increase of 1.71.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.51. This value is within the healthy range. It has increased from 5.80 (Mar 24) to 7.51, marking an increase of 1.71.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.55. This value is within the healthy range. It has increased from 6.04 (Mar 24) to 7.55, marking an increase of 1.51.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 34.86. It has increased from 26.02 (Mar 24) to 34.86, marking an increase of 8.84.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 37.32. It has increased from 28.06 (Mar 24) to 37.32, marking an increase of 9.26.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 7.18. This value is within the healthy range. It has increased from 5.73 (Mar 24) to 7.18, marking an increase of 1.45.
- For Net Profit Margin (%), as of Mar 25, the value is 22.12. This value exceeds the healthy maximum of 10. It has increased from 19.78 (Mar 24) to 22.12, marking an increase of 2.34.
- For Return On Assets (%), as of Mar 25, the value is 1.50. This value is below the healthy minimum of 5. It has increased from 1.32 (Mar 24) to 1.50, marking an increase of 0.18.
- For Retention Ratios (%), as of Mar 25, the value is 79.18. This value exceeds the healthy maximum of 70. It has increased from 75.65 (Mar 24) to 79.18, marking an increase of 3.53.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Bank of Maharashtra:
- Net Profit Margin: 22.12%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.52 (Industry average Stock P/E: 10.49)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.12%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 1501, Lokmangal, Shivajinagar, Pune Maharashtra 411005 | investor_services@mahabank.co.in http://www.bankofmaharashtra.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Nidhu Saxena | Managing Director & CEO |
| Mr. Rohit Rishi | Executive Director |
| Mr. Asheesh Pandey | Executive Director |
| Mr. Praveen Kumar | Shareholder Director |
| Mr. Sanjeev Prakash | Nominee Director |
| Dr. Abhijit Phukon | Government Nominee Director |
FAQ
What is the intrinsic value of Bank of Maharashtra?
Bank of Maharashtra's intrinsic value (as of 29 November 2025) is 57.37 which is 3.42% lower the current market price of 59.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 45,757 Cr. market cap, FY2025-2026 high/low of 61.6/38.1, reserves of ₹23,701 Cr, and liabilities of 373,507 Cr.
What is the Market Cap of Bank of Maharashtra?
The Market Cap of Bank of Maharashtra is 45,757 Cr..
What is the current Stock Price of Bank of Maharashtra as on 29 November 2025?
The current stock price of Bank of Maharashtra as on 29 November 2025 is 59.4.
What is the High / Low of Bank of Maharashtra stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Bank of Maharashtra stocks is 61.6/38.1.
What is the Stock P/E of Bank of Maharashtra?
The Stock P/E of Bank of Maharashtra is 7.52.
What is the Book Value of Bank of Maharashtra?
The Book Value of Bank of Maharashtra is 40.8.
What is the Dividend Yield of Bank of Maharashtra?
The Dividend Yield of Bank of Maharashtra is 2.52 %.
What is the ROCE of Bank of Maharashtra?
The ROCE of Bank of Maharashtra is 5.72 %.
What is the ROE of Bank of Maharashtra?
The ROE of Bank of Maharashtra is 22.8 %.
What is the Face Value of Bank of Maharashtra?
The Face Value of Bank of Maharashtra is 10.0.