Share Price and Basic Stock Data
Last Updated: November 3, 2025, 8:17 pm
| PEG Ratio | 0.21 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Bank of Maharashtra operates within the finance sector, specifically as a public sector bank. As of the latest reporting, its stock price stood at ₹60.0, with a market capitalization of ₹46,165 Cr. The bank reported a steady increase in revenue, which rose from ₹3,457 Cr in June 2022 to ₹5,068 Cr in September 2023, reflecting a robust growth trajectory. The trailing twelve months (TTM) revenue reached ₹27,238 Cr, indicating a strong upward trend. This consistent revenue growth is supported by an expanding customer base, with total shareholders increasing to 9,74,484. Furthermore, the bank’s interest income, which is pivotal for its operations, has shown significant growth, reaching ₹2,636 Cr in September 2023, up from ₹1,928 Cr in September 2022. Overall, Bank of Maharashtra’s revenue performance highlights its effective business strategies and operational efficiency in a competitive banking landscape.
Profitability and Efficiency Metrics
Bank of Maharashtra exhibited impressive profitability metrics, as evidenced by a net profit of ₹6,087 Cr for the fiscal year ending March 2025, an increase from ₹2,605 Cr in March 2023. The net profit margin improved to 22.12%, compared to 19.78% a year prior, showcasing enhanced operational efficiency. The return on equity (ROE) stood at 22.8%, significantly above the typical sector range, indicating strong shareholder returns. Additionally, the bank’s financing profit surged to ₹2,356 Cr in March 2025, marking a substantial recovery from previous losses. Despite fluctuations in financing margins, which rose to 9% in March 2025, Bank of Maharashtra maintained a healthy operating profit margin of 36.50%. However, the rise in expenses to ₹9,311 Cr in March 2025 poses a concern that could impact future profitability if not managed effectively.
Balance Sheet Strength and Financial Ratios
The balance sheet of Bank of Maharashtra reflects a strong financial position, with total assets amounting to ₹369,354 Cr as of March 2025. The bank’s reserves have increased significantly to ₹21,016 Cr, highlighting its capacity to absorb potential shocks. The equity capital rose to ₹7,692 Cr, strengthening its capital base. Financial ratios indicate robust performance, with a cost-to-income ratio of 38.36%, which is competitive within the sector. The price-to-book value ratio stood at 1.33, suggesting the stock is fairly valued relative to its book value. Additionally, the net interest margin was recorded at 3.15, demonstrating effective interest income management. However, the bank’s reliance on borrowings, which increased to ₹23,853 Cr, necessitates careful monitoring to ensure financial stability and mitigate risks associated with rising interest rates.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Bank of Maharashtra reveals a significant promoter holding of 79.60%, indicating strong control and commitment from the management. Foreign institutional investors (FIIs) accounted for 2.35% of the shareholding, reflecting growing interest from international investors. Domestic institutional investors (DIIs) held 10.06%, while public shareholding was at 8.00%, showcasing a diverse ownership structure. The number of shareholders has increased to 9,74,484, which is a positive indicator of investor confidence and engagement. The gradual decline in promoter holding from 90.97% in December 2022 to the current level may suggest a deliberate strategy to enhance liquidity and attract institutional investors. Overall, the stable shareholding structure and increasing public participation are encouraging signs for the bank’s future growth prospects.
Outlook, Risks, and Final Insight
Looking ahead, Bank of Maharashtra is well-positioned for continued growth, driven by its solid revenue trends and profitability metrics. However, potential risks include rising operational expenses and an increasing reliance on borrowings, which could affect profitability if not managed prudently. Additionally, macroeconomic factors such as fluctuations in interest rates and regulatory changes may pose challenges. The bank’s ability to sustain its growth trajectory will depend on effective cost management and maintaining asset quality. Should the bank successfully leverage its competitive advantages while addressing these risks, it could enhance shareholder value and market position. In scenarios where the bank manages to control costs and retain asset quality, it may see sustained profitability, whereas failure to address these issues could lead to profit margin compression and affect investor sentiment negatively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Bank of Maharashtra
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,15,269 Cr. | 151 | 159/101 | 6.23 | 165 | 3.15 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 42,108 Cr. | 33.6 | 52.0/26.8 | 16.7 | 25.9 | 1.16 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 8,76,632 Cr. | 950 | 953/680 | 11.0 | 583 | 1.67 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,41,949 Cr. | 124 | 124/85.5 | 8.33 | 124 | 2.35 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 22,592 Cr. | 31.9 | 56.3/25.2 | 19.5 | 19.2 | 0.22 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 148,363.38 Cr | 229.68 | 10.65 | 174.62 | 1.89% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,457 | 3,815 | 4,131 | 4,495 | 4,789 | 5,068 | 5,172 | 5,467 | 5,875 | 6,017 | 6,325 | 6,731 | 7,054 |
| Interest | 1,772 | 1,928 | 2,149 | 2,308 | 2,449 | 2,636 | 2,705 | 2,882 | 3,075 | 3,210 | 3,381 | 3,614 | 3,762 |
| Expenses | 1,349 | 1,507 | 1,622 | 2,098 | 1,882 | 2,164 | 2,076 | 2,339 | 2,349 | 2,219 | 2,269 | 2,561 | 2,414 |
| Financing Profit | 337 | 380 | 359 | 89 | 458 | 268 | 390 | 246 | 450 | 588 | 675 | 556 | 878 |
| Financing Margin % | 10% | 10% | 9% | 2% | 10% | 5% | 8% | 4% | 8% | 10% | 11% | 8% | 12% |
| Other Income | 317 | 503 | 640 | 822 | 629 | 668 | 680 | 1,022 | 894 | 792 | 788 | 981 | 825 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 654 | 883 | 999 | 911 | 1,088 | 936 | 1,070 | 1,268 | 1,344 | 1,380 | 1,463 | 1,537 | 1,703 |
| Tax % | 31% | 39% | 22% | 8% | 19% | 2% | 3% | 4% | 4% | 4% | 4% | 3% | 6% |
| Net Profit | 453 | 535 | 777 | 841 | 884 | 920 | 1,038 | 1,230 | 1,295 | 1,333 | 1,412 | 1,502 | 1,504 |
| EPS in Rs | 0.67 | 0.79 | 1.15 | 1.25 | 1.25 | 1.30 | 1.47 | 1.74 | 1.83 | 1.88 | 1.84 | 1.95 | 1.96 |
| Gross NPA % | 3.74% | 3.40% | 2.94% | 2.47% | 2.28% | 2.19% | 2.04% | 1.88% | 1.85% | 1.84% | 1.80% | 1.74% | 1.74% |
| Net NPA % | 0.88% | 0.68% | 0.47% | 0.25% | 0.24% | 0.23% | 0.22% | 0.20% | 0.20% | 0.20% | 0.20% | 0.18% | 0.18% |
Last Updated: August 1, 2025, 11:35 pm
Below is a detailed analysis of the quarterly data for Bank of Maharashtra based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 3,762.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,614.00 Cr. (Mar 2025) to 3,762.00 Cr., marking an increase of 148.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,414.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,561.00 Cr. (Mar 2025) to 2,414.00 Cr., marking a decrease of 147.00 Cr..
- For Other Income, as of Jun 2025, the value is 825.00 Cr.. The value appears to be declining and may need further review. It has decreased from 981.00 Cr. (Mar 2025) to 825.00 Cr., marking a decrease of 156.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 1,703.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,537.00 Cr. (Mar 2025) to 1,703.00 Cr., marking an increase of 166.00 Cr..
- For Tax %, as of Jun 2025, the value is 6.00%. The value appears to be increasing, which may not be favorable. It has increased from 3.00% (Mar 2025) to 6.00%, marking an increase of 3.00%.
- For Net Profit, as of Jun 2025, the value is 1,504.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,502.00 Cr. (Mar 2025) to 1,504.00 Cr., marking an increase of 2.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.96. The value appears strong and on an upward trend. It has increased from 1.95 (Mar 2025) to 1.96, marking an increase of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:37 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,957 | 12,665 | 13,053 | 12,062 | 11,096 | 10,850 | 11,496 | 11,869 | 13,019 | 15,899 | 20,495 | 24,948 | 27,238 |
| Interest | 8,447 | 8,790 | 9,174 | 8,886 | 7,706 | 7,115 | 7,216 | 6,970 | 6,974 | 8,157 | 10,672 | 13,281 | 14,637 |
| Expenses | 3,918 | 3,953 | 4,332 | 6,709 | 8,034 | 9,825 | 5,330 | 6,788 | 7,278 | 6,314 | 8,542 | 9,311 | 9,519 |
| Financing Profit | -409 | -78 | -453 | -3,533 | -4,643 | -6,090 | -1,050 | -1,889 | -1,233 | 1,428 | 1,281 | 2,356 | 3,082 |
| Financing Margin % | -3% | -1% | -3% | -29% | -42% | -56% | -9% | -16% | -9% | 9% | 6% | 9% | 11% |
| Other Income | 907 | 1,020 | 1,037 | 1,525 | 1,540 | 1,568 | 1,660 | 2,649 | 2,655 | 2,283 | 3,015 | 3,476 | 3,440 |
| Depreciation | 100 | 115 | 149 | 118 | 129 | 241 | 211 | 188 | 268 | 262 | 223 | 291 | 0 |
| Profit before tax | 399 | 827 | 435 | -2,126 | -3,232 | -4,763 | 399 | 571 | 1,153 | 3,448 | 4,072 | 5,542 | 6,521 |
| Tax % | 0% | 44% | 73% | -36% | -66% | 0% | 0% | 0% | 0% | 24% | 0% | 0% | |
| Net Profit | 399 | 465 | 118 | -1,356 | -1,112 | -4,763 | 399 | 571 | 1,153 | 2,605 | 4,072 | 5,542 | 6,087 |
| EPS in Rs | 4.75 | 4.37 | 1.01 | -11.61 | -4.28 | -17.30 | 0.68 | 0.87 | 1.71 | 3.87 | 5.75 | 7.21 | 7.92 |
| Dividend Payout % | 21% | 18% | 0% | 0% | 0% | 0% | 0% | 0% | 29% | 34% | 24% | 21% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 16.54% | -74.62% | -1249.15% | 17.99% | -328.33% | 108.38% | 43.11% | 101.93% | 125.93% | 56.31% | 36.10% |
| Change in YoY Net Profit Growth (%) | 0.00% | -91.17% | -1174.53% | 1267.15% | -346.32% | 436.70% | -65.27% | 58.82% | 24.01% | -69.62% | -20.21% |
Bank of Maharashtra has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 17% |
| 3 Years: | 24% |
| TTM: | 21% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 28% |
| 5 Years: | 70% |
| 3 Years: | 69% |
| TTM: | 28% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 32% |
| 3 Years: | 42% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 17% |
| 3 Years: | 21% |
| Last Year: | 23% |
Last Updated: September 5, 2025, 12:30 am
Balance Sheet
Last Updated: June 16, 2025, 12:24 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 839 | 1,063 | 1,168 | 1,168 | 2,598 | 2,753 | 5,824 | 6,560 | 6,730 | 6,730 | 7,081 | 7,692 |
| Reserves | 5,983 | 7,060 | 7,692 | 6,301 | 7,469 | 3,130 | 5,085 | 5,748 | 7,331 | 9,060 | 12,789 | 21,016 |
| Deposits | 119,599 | 125,915 | 142,785 | 139,040 | 138,967 | 140,636 | 150,050 | 173,989 | 202,275 | 234,064 | 270,726 | 307,120 |
| Borrowing | 6,109 | 7,322 | 5,423 | 8,137 | 4,064 | 10,149 | 3,670 | 4,239 | 7,747 | 10,766 | 7,719 | 23,853 |
| Other Liabilities | 3,831 | 4,713 | 3,961 | 4,765 | 3,351 | 8,008 | 4,388 | 6,299 | 6,700 | 7,207 | 9,013 | 9,673 |
| Total Liabilities | 136,360 | 146,073 | 161,029 | 159,411 | 156,449 | 164,676 | 169,018 | 196,835 | 230,783 | 267,827 | 307,329 | 369,354 |
| Fixed Assets | 1,446 | 1,432 | 1,695 | 1,564 | 1,487 | 1,741 | 1,604 | 1,622 | 2,036 | 2,149 | 2,200 | 2,911 |
| CWIP | 0 | 0 | 0 | 22 | 30 | 34 | 72 | 52 | 205 | 8 | 10 | 4 |
| Investments | 37,290 | 32,819 | 36,302 | 38,677 | 43,742 | 59,837 | 57,891 | 68,281 | 68,762 | 69,042 | 68,465 | 82,216 |
| Other Assets | 97,625 | 111,822 | 123,033 | 119,148 | 111,189 | 103,064 | 109,451 | 126,880 | 159,780 | 196,628 | 236,655 | 284,222 |
| Total Assets | 136,360 | 146,073 | 161,029 | 159,411 | 156,449 | 164,676 | 169,018 | 196,835 | 230,783 | 267,827 | 307,329 | 369,354 |
Below is a detailed analysis of the balance sheet data for Bank of Maharashtra based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 7,692.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,081.00 Cr. (Mar 2024) to 7,692.00 Cr., marking an increase of 611.00 Cr..
- For Reserves, as of Mar 2025, the value is 21,016.00 Cr.. The value appears strong and on an upward trend. It has increased from 12,789.00 Cr. (Mar 2024) to 21,016.00 Cr., marking an increase of 8,227.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 9,673.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9,013.00 Cr. (Mar 2024) to 9,673.00 Cr., marking an increase of 660.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 369,354.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 307,329.00 Cr. (Mar 2024) to 369,354.00 Cr., marking an increase of 62,025.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 2,911.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,200.00 Cr. (Mar 2024) to 2,911.00 Cr., marking an increase of 711.00 Cr..
- For CWIP, as of Mar 2025, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10.00 Cr. (Mar 2024) to 4.00 Cr., marking a decrease of 6.00 Cr..
- For Investments, as of Mar 2025, the value is 82,216.00 Cr.. The value appears strong and on an upward trend. It has increased from 68,465.00 Cr. (Mar 2024) to 82,216.00 Cr., marking an increase of 13,751.00 Cr..
- For Other Assets, as of Mar 2025, the value is 284,222.00 Cr.. The value appears strong and on an upward trend. It has increased from 236,655.00 Cr. (Mar 2024) to 284,222.00 Cr., marking an increase of 47,567.00 Cr..
- For Total Assets, as of Mar 2025, the value is 369,354.00 Cr.. The value appears strong and on an upward trend. It has increased from 307,329.00 Cr. (Mar 2024) to 369,354.00 Cr., marking an increase of 62,025.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -116.00 | -122.00 | -138.00 | -133.00 | -130.00 | -131.00 | -145.00 | -167.00 | -195.00 | -228.00 | -262.00 | -298.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 6% | 6% | 1% | -17% | -13% | -60% | 5% | 5% | 9% | 17% | 23% | 23% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Nippon India ETF Nifty PSU Bank BeES | 8,631,773 | 2.44 | 41.13 | 8,631,773 | 2025-04-22 17:25:40 | 0% |
| Kotak Nifty PSU Bank ETF | 6,323,444 | 2.45 | 30.13 | 6,323,444 | 2025-04-22 17:25:40 | 0% |
| JM Midcap Fund | 3,990,000 | 3.81 | 19.01 | 3,990,000 | 2025-04-22 17:25:40 | 0% |
| ITI Small Cap Fund | 3,940,844 | 1.14 | 18.78 | 3,940,844 | 2025-04-22 17:25:40 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 3,336,611 | 0.55 | 15.9 | 3,336,611 | 2025-04-22 17:25:40 | 0% |
| Aditya Birla Sun Life PSU Equity Fund | 3,336,611 | 1.12 | 15.9 | 3,336,611 | 2025-04-22 17:25:40 | 0% |
| Motilal Oswal Nifty Midcap 150 Index Fund | 454,390 | 0.21 | 2.17 | 454,390 | 2025-04-22 17:25:40 | 0% |
| Nippon India Nifty Midcap 150 Index Fund | 442,174 | 0.21 | 2.11 | 442,174 | 2025-04-22 17:25:40 | 0% |
| Nippon India ETF Nifty Midcap 150 | 440,409 | 0.21 | 2.1 | 440,409 | 2025-04-22 17:25:40 | 0% |
| JM Equity Hybrid Fund | 350,000 | 2.24 | 1.67 | 350,000 | 2025-04-22 17:25:40 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.51 | 5.80 | 3.87 | 1.73 | 0.91 |
| Diluted EPS (Rs.) | 7.51 | 5.80 | 3.87 | 1.73 | 0.91 |
| Cash EPS (Rs.) | 7.55 | 6.04 | 4.26 | 2.11 | 1.13 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 34.86 | 26.02 | 21.27 | 18.55 | 16.97 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 37.32 | 28.06 | 23.46 | 20.89 | 18.76 |
| Operating Revenue / Share (Rs.) | 32.44 | 28.94 | 23.62 | 19.34 | 18.09 |
| Net Profit / Share (Rs.) | 7.18 | 5.73 | 3.87 | 1.71 | 0.84 |
| Net Profit After MI / Share (Rs.) | 7.21 | 5.75 | 3.87 | 1.71 | 0.87 |
| Net Profit Margin (%) | 22.12 | 19.78 | 16.37 | 8.84 | 4.64 |
| Net Profit After MI And SOA Nargin (%) | 22.21 | 19.86 | 16.38 | 8.85 | 4.81 |
| Operating Profit Margin (%) | 36.50 | 31.63 | 25.96 | 13.23 | 7.32 |
| Return On Assets (%) | 1.50 | 1.32 | 0.97 | 0.49 | 0.29 |
| Return On Equity / Networth (%) | 20.66 | 22.09 | 18.19 | 9.23 | 5.13 |
| Net Interest Margin (X) | 3.15 | 3.19 | 2.89 | 2.61 | 2.48 |
| Cost To Income (%) | 38.36 | 37.55 | 39.13 | 44.26 | 47.38 |
| Interest Income / Total Assets (%) | 6.75 | 6.66 | 5.93 | 5.64 | 6.02 |
| Non-Interest Income / Total Assets (%) | 0.93 | 0.97 | 0.85 | 1.14 | 1.33 |
| Operating Profit / Total Assets (%) | 0.55 | 0.34 | 0.12 | -0.65 | -1.05 |
| Operating Expenses / Total Assets (%) | 1.57 | 1.56 | 1.46 | 1.66 | 1.81 |
| Interest Expenses / Total Assets (%) | 3.59 | 3.47 | 3.04 | 3.02 | 3.54 |
| Enterprise Value (Rs.Cr.) | 328530.19 | 301393.81 | 243000.21 | 201540.00 | 178990.69 |
| EV Per Net Sales (X) | 13.17 | 14.71 | 15.28 | 15.48 | 15.08 |
| Price To Book Value (X) | 1.33 | 2.39 | 1.16 | 0.90 | 1.23 |
| Price To Sales (X) | 1.43 | 2.15 | 1.05 | 0.86 | 1.15 |
| Retention Ratios (%) | 79.18 | 75.65 | 66.41 | 70.82 | 100.00 |
| Earnings Yield (X) | 0.15 | 0.09 | 0.15 | 0.10 | 0.04 |
After reviewing the key financial ratios for Bank of Maharashtra, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 7.51. This value is within the healthy range. It has increased from 5.80 (Mar 24) to 7.51, marking an increase of 1.71.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.51. This value is within the healthy range. It has increased from 5.80 (Mar 24) to 7.51, marking an increase of 1.71.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.55. This value is within the healthy range. It has increased from 6.04 (Mar 24) to 7.55, marking an increase of 1.51.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 34.86. It has increased from 26.02 (Mar 24) to 34.86, marking an increase of 8.84.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 37.32. It has increased from 28.06 (Mar 24) to 37.32, marking an increase of 9.26.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 7.18. This value is within the healthy range. It has increased from 5.73 (Mar 24) to 7.18, marking an increase of 1.45.
- For Net Profit Margin (%), as of Mar 25, the value is 22.12. This value exceeds the healthy maximum of 10. It has increased from 19.78 (Mar 24) to 22.12, marking an increase of 2.34.
- For Return On Assets (%), as of Mar 25, the value is 1.50. This value is below the healthy minimum of 5. It has increased from 1.32 (Mar 24) to 1.50, marking an increase of 0.18.
- For Retention Ratios (%), as of Mar 25, the value is 79.18. This value exceeds the healthy maximum of 70. It has increased from 75.65 (Mar 24) to 79.18, marking an increase of 3.53.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Bank of Maharashtra:
- Net Profit Margin: 22.12%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.57 (Industry average Stock P/E: 10.65)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.12%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 1501, Lokmangal, Shivajinagar, Pune Maharashtra 411005 | investor_services@mahabank.co.in http://www.bankofmaharashtra.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Nidhu Saxena | Managing Director & CEO |
| Mr. Rohit Rishi | Executive Director |
| Mr. Asheesh Pandey | Executive Director |
| Mr. Praveen Kumar | Shareholder Director |
| Mr. Sanjeev Prakash | Nominee Director |
| Dr. Abhijit Phukon | Government Nominee Director |
FAQ
What is the intrinsic value of Bank of Maharashtra?
Bank of Maharashtra's intrinsic value (as of 03 November 2025) is 57.74 which is 3.61% lower the current market price of 59.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 46,095 Cr. market cap, FY2025-2026 high/low of 61.4/38.1, reserves of ₹21,016 Cr, and liabilities of 369,354 Cr.
What is the Market Cap of Bank of Maharashtra?
The Market Cap of Bank of Maharashtra is 46,095 Cr..
What is the current Stock Price of Bank of Maharashtra as on 03 November 2025?
The current stock price of Bank of Maharashtra as on 03 November 2025 is 59.9.
What is the High / Low of Bank of Maharashtra stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Bank of Maharashtra stocks is 61.4/38.1.
What is the Stock P/E of Bank of Maharashtra?
The Stock P/E of Bank of Maharashtra is 7.57.
What is the Book Value of Bank of Maharashtra?
The Book Value of Bank of Maharashtra is 40.8.
What is the Dividend Yield of Bank of Maharashtra?
The Dividend Yield of Bank of Maharashtra is 2.50 %.
What is the ROCE of Bank of Maharashtra?
The ROCE of Bank of Maharashtra is 5.72 %.
What is the ROE of Bank of Maharashtra?
The ROE of Bank of Maharashtra is 22.8 %.
What is the Face Value of Bank of Maharashtra?
The Face Value of Bank of Maharashtra is 10.0.