Indian Overseas Bank Financial Statements & Historical Data

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COMPANY FINANCIAL DATA

Reported figures at a glance

Stored figures, not live quotes. Price record: 28 September 2026, 8:47 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price31.7₹ per share
Reported P/E10.6Times
Book value per share20.5₹ per share
Reported ROCE6.07 %%
Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

Stored market and accounting figures

Price record: 28 September 2026, 8:47 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap61,120 Cr.
Current Price31.7
High / Low41.8/31.2
Stock P/E10.6
Book Value20.5
Dividend Yield0.00 %
ROCE6.07 %
ROE14.9 %
Face Value10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Indian Overseas Bank 61,120 Cr. 31.7 41.8/31.210.6 20.50.00 %6.07 %14.9 % 10.0
Bank of Maharashtra 62,318 Cr. 80.8 94.5/53.98.27 46.42.72 %6.03 %22.6 % 10.0
Bank of India 59,176 Cr. 130 178/1165.02 2003.58 %5.93 %12.4 % 10.0
IDBI Bank Ltd 90,740 Cr. 84.4 118/61.09.74 63.82.49 %5.92 %14.1 % 10.0
UCO Bank 29,267 Cr. 23.3 34.2/22.210.4 27.11.89 %5.55 %8.61 % 10.0
Industry Average140,762.08 Cr215.397.93192.432.56%6.01%14.03%7.46

All Competitor Stocks of Indian Overseas Bank

FINANCIALS

Quarterly performance

Compare sales, expenses, operating profit and net profit on one chart, across the same reporting quarters.

Sales, expenses & profits

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue5,0565,1925,4245,8216,1766,6296,5356,8517,1127,6347,3867,8498,1728,4898,778
Interest 2,7842,9163,1023,4753,7783,8664,0944,3134,3234,5114,6394,7904,8745,0195,090
Expenses 2,6622,8202,6182,8272,5814,0472,7363,1892,8493,1502,7132,6973,4303,1023,989
Financing Profit-390-544-296-481-183-1,284-295-652-60-2733362-132368-301
Financing Margin %-8%-10%-5%-8%-3%-19%-5%-10%-1%-0%0%5%-2%4%-3%
Other Income 9501,4308031,1141,2622,4771,0331,6331,2981,5811,4811,3651,4991,2912,160
Depreciation 000000000000000
Profit before tax 5608865076331,0791,1937389821,2371,5541,5141,7281,3671,6591,859
Tax % 1%27%1%1%33%32%14%21%29%32%27%29%0%9%11%
Net Profit 5556505006257238086337778741,0511,1111,2261,3651,5051,659
EPS in Rs 0.290.340.260.330.380.430.330.410.460.550.580.640.710.780.86
Gross NPA %8.19%7.44%7.13%4.74%3.90%3.10%2.89%2.72%2.55%2.14%1.97%1.83%1.54%1.42%1.33%
Net NPA %2.43%1.83%1.44%0.68%0.62%0.57%0.51%0.47%0.42%0.37%0.32%0.28%0.24%0.21%0.18%

Last Updated: September 27, 2026, 4:27 am

FINANCIALS

Annual performance

Compare sales, expenses, operating profit and net profit across financial years. Trailing figures remain in the table.

Sales, expenses & profits

₹ crore

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Earnings per share

₹ per share

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: September 27, 2026, 4:27 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue22,68423,93823,51719,71917,91517,63117,40616,96616,73019,40024,05028,13131,89633,288
Interest 17,10718,55418,13514,52912,44812,35212,10311,06710,41911,14514,22017,24119,32219,773
Expenses 6,7627,26211,44311,72817,57315,14216,70610,3609,2639,75611,73711,52911,42113,218
Financing Profit-1,185-1,878-6,060-6,539-12,106-9,863-11,404-4,461-2,952-1,501-1,908-6391,153297
Financing Margin %-5%-8%-26%-33%-68%-56%-66%-26%-18%-8%-8%-2%4%1%
Other Income 2,1692,1392,5283,3733,7464,2063,3605,5594,9034,1095,6565,5455,6366,316
Depreciation 1411491962152723043012581722603363945210
Profit before tax 843111-3,728-3,381-8,632-5,961-8,3448401,7792,3483,4134,5126,2686,613
Tax % 29%508%-22%1%-27%-37%2%1%4%11%22%26%17%
Net Profit 602-454-2,897-3,417-6,299-3,738-8,5278311,7102,0992,6563,3355,2085,756
EPS in Rs 4.87-3.68-16.03-13.92-12.88-4.09-5.190.510.901.111.401.732.702.99
Dividend Payout % 25%0%0%0%0%0%0%0%0%0%0%0%0%

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)-175.42%-538.11%-17.95%-84.34%40.66%-128.12%109.75%105.78%22.75%26.54%25.56%56.16%
Change in YoY Net Profit Growth (%)0.00%-362.69%520.16%-66.39%125.00%-168.77%237.86%-3.97%-83.03%3.79%-0.97%30.60%

Indian Overseas Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 12 years from 2014-2015 to 2025-2026.

Growth

Compounded Sales Growth
10 Years:2%
5 Years:10%
3 Years:19%
TTM:15%
Compounded Profit Growth
10 Years:25%
5 Years:19%
3 Years:25%
TTM:37%
Stock Price CAGR
10 Years:1%
5 Years:30%
3 Years:27%
1 Year:-36%
Return on Equity
10 Years:-7%
5 Years:9%
3 Years:10%
Last Year:11%

Last Updated: September 5, 2025, 7:20 am

FINANCIALS

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: July 2, 2026, 5:00 am

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 1,2351,8072,4554,8919,14216,43716,43718,90218,90218,90219,25719,257
Reserves 14,40613,85911,2908,3837,218-2825084,0986,3619,04013,28418,259
Deposits253,451224,514211,343216,832222,534222,952240,288262,159260,883285,905311,204368,191
Borrowing10,83027,18316,0989,2286,1465,4203,6723,07120,80430,38742,22851,603
Other Liabilities 5,7157,0735,9838,6344,96816,20013,10611,1476,7847,7999,04416,011
Total Liabilities 285,637274,437247,167247,968250,008260,727274,010299,377313,734352,034395,017473,320
Fixed Assets 2,4623,2183,0022,8383,3213,1242,9183,3653,7103,7254,5815,007
CWIP 45525356163100147467
Investments 79,29879,19071,65468,64666,93279,41695,49498,17994,17099,632111,045119,810
Other Assets 203,832191,977172,459176,429179,739178,183175,597197,833215,854248,662279,317348,436
Total Assets 285,637274,437247,167247,968250,008260,727274,010299,377313,734352,034395,017473,320
FINANCIALS

Cash generation

Compare operating cash and free cash flow across reported periods. Negative values remain visible.

Operating & free cash flow

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + 5,941-3,091-505-1,999-786-14,0234,9495,566-15,595-1,1652,7715,502
Cash from Investing Activity + -164-254-135-110-647-85-46-48-559-359-565-639
Cash from Financing Activity + 1136921,6175,4305,7807,2771,813479-12-528310-710
Net Cash Flow 5,890-2,6529773,3224,347-6,8316,7165,997-16,166-2,0522,5164,152
Free Cash Flow 5,783-3,345-640-2,108-1,433-14,1084,9035,518-16,155-1,5252,2054,863
CFO/OP 36%-23%-1%-182%5%-1,933%77%85%-158%-5%5%30%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow5,783.00-3,345.00-640.00-2,108.00-1,433.00-14,108.004,903.005,518.00-16,155.00-1,525.002,205.004,863.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

Financial efficiency feed. Source: www.screener.in. Check the source for the accounting basis. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Financial & business efficiency

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Returns on capital & equity

%

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Financial Efficiency Data Table

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 4%-3%-19%-23%-47%-26%-52%5%9%9%10%11%
FINANCIALS

Ownership trends

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Shareholding comparison

%

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Shareholder count

Shareholders

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Shareholding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 96.38%96.38%96.38%96.38%96.38%96.38%94.61%94.61%94.61%92.44%92.44%92.44%
FIIs 0.15%0.03%0.05%0.05%0.04%0.02%0.22%0.08%0.31%0.35%0.43%0.47%
DIIs 1.33%1.29%1.29%1.30%1.30%1.30%2.59%2.37%2.30%4.26%4.28%4.29%
Public 2.13%2.28%2.28%2.27%2.29%2.30%2.58%2.94%2.78%2.93%2.85%2.80%
No. of Shareholders 6,68,1777,27,34810,06,1859,96,5689,77,5929,77,9179,77,86310,08,1289,88,5519,81,8299,68,2989,55,025
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund 48,655 0.07 0.1747,7102026-02-20 01:12:441.98%

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Ratios from the alternate data feed

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Profitability ratios

%

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 1.761.401.150.920.51
Diluted EPS (Rs.) 1.761.401.150.920.51
Cash EPS (Rs.) 1.971.591.250.980.61
Book Value[Excl.RevalReserv]/Share (Rs.) 14.9913.1413.1612.1510.27
Book Value[Incl.RevalReserv]/Share (Rs.) 16.7414.5813.1612.1510.27
Operating Revenue / Share (Rs.)14.6212.7310.278.7610.20
Net Profit / Share (Rs.) 1.761.411.110.890.45
Net Profit After MI / Share (Rs.)1.761.411.110.890.45
Net Profit Margin (%) 12.0611.0710.8410.214.46
Net Profit After MI And SOA Nargin (%)12.0611.0710.8410.214.46
Operating Profit Margin (%)20.5717.1916.9915.236.65
Return On Assets (%) 0.860.750.670.570.27
Return On Equity / Networth (%)11.7610.738.457.354.43
Net Interest Margin (X)2.762.792.632.102.15
Cost To Income (%)46.9956.3051.9448.6448.88
Interest Income / Total Assets (%)7.136.836.195.586.19
Non-Interest Income / Total Assets (%)1.421.611.311.632.00
Operating Profit / Total Assets (%)-0.56-0.85-0.64-1.06-1.72
Operating Expenses / Total Assets (%)1.962.482.051.822.03
Interest Expenses / Total Assets (%)4.364.043.553.474.03
Enterprise Value (Rs.Cr.)411093.55412979.78307252.12283355.20258470.02
EV Per Net Sales (X)14.6117.1615.8316.9315.23
Price To Book Value (X)2.604.561.711.501.56
Price To Sales (X)2.674.712.202.081.57
Retention Ratios (%) 100.00100.00100.00100.00100.00
Earnings Yield (X)0.040.020.040.040.02
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