Share Price and Basic Stock Data
Last Updated: January 2, 2026, 1:05 pm
| PEG Ratio | 0.02 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Brijlaxmi Leasing & Finance Ltd operates as a Non-Banking Financial Company (NBFC) with a current market capitalization of ₹8.78 Cr. The company reported a significant increase in revenue, with sales rising from ₹0.80 Cr in March 2022 to ₹2.16 Cr in March 2023, and projected sales for March 2025 standing at ₹6.34 Cr. Quarterly sales figures reveal a fluctuating trend, with the highest quarterly sales of ₹4.79 Cr reported in March 2025. The company’s operating profit margin (OPM) has also shown an impressive trajectory, with a remarkable OPM of 78.95% recorded in September 2025, indicating strong operational efficiency. The sales growth reflects the company’s ability to navigate through a challenging financial landscape, aided by a consistent operational strategy. However, the absence of other income throughout the reporting periods suggests a reliance on core operations for revenue generation, which may limit diversification.
Profitability and Efficiency Metrics
The profitability metrics of Brijlaxmi Leasing & Finance Ltd indicate a robust financial performance, particularly evident in its return on equity (ROE) of 30.8% and return on capital employed (ROCE) of 26.5%. The company reported a net profit of ₹3.51 Cr, which aligns with a basic earnings per share (EPS) of ₹2.45 for March 2025. The operating profit margin further highlighted operational efficiency, peaking at 92.48% in March 2025. Despite the positive metrics, there are periods, such as March 2023, where the company recorded a net loss of ₹0.08 Cr, raising concerns about sustainability. The interest coverage ratio (ICR) stood at 1.66x, indicating that while the company generates sufficient operating profit to cover its interest obligations, a decline in sales could pose risks to profitability moving forward. Overall, while profitability appears strong, volatility in earnings and past losses should be closely monitored.
Balance Sheet Strength and Financial Ratios
Brijlaxmi Leasing & Finance Ltd’s balance sheet reflects a challenging yet improving financial position, with total assets reported at ₹26.61 Cr as of September 2025. The company’s borrowings have increased to ₹19.56 Cr, highlighting a substantial reliance on debt financing, which results in a debt-to-equity ratio of 2.21x as of March 2025. This leverage may pose risks, particularly if interest rates rise or if operational performance falters. The company’s book value per share stood at ₹9.16, which is lower than the current price-to-book value ratio of 0.84x, suggesting that the stock may be undervalued relative to its intrinsic worth. The liquidity ratios, such as the current ratio of 1.42x, indicate a comfortable short-term financial position. However, the negative reserves of ₹0.54 Cr as of March 2025 reflect accumulated losses that may impact investor perception and future financing options.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Brijlaxmi Leasing & Finance Ltd indicates a significant change in promoter holdings, rising from 13.70% in December 2022 to 24.58% by September 2023. This increase may signal growing confidence from the promoters in the company’s future prospects. Public shareholding remains substantial at 75.43%, with a total of 7,685 shareholders as of September 2025. The gradual decline in the number of shareholders since December 2022 could suggest potential consolidation or a shift in investor sentiment. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) raises questions about institutional confidence in the stock. The high public shareholding percentage may provide some stability, but the lack of institutional backing could limit liquidity and broader market support. Overall, while promoter confidence is a positive signal, the concentration of public shares and lack of institutional investment may pose challenges to long-term growth.
Outlook, Risks, and Final Insight
Looking ahead, Brijlaxmi Leasing & Finance Ltd appears to be on a growth trajectory, with projected revenues suggesting a positive outlook. However, the company faces several risks, including high leverage, reliance on core operations without diversification, and past profitability volatility. The increasing borrowings could strain cash flows if interest rates rise or if operational performance declines. Additionally, the absence of institutional backing may limit the stock’s liquidity and market appeal. Should the company successfully manage its debt and enhance its operational efficiency, it could leverage growth opportunities in the NBFC sector. Conversely, failure to address these risks may hinder its ability to sustain growth and profitability. Stakeholders should monitor these dynamics closely, as the company’s future performance hinges on its capability to navigate these challenges effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.33 Cr. | 0.73 | 8.32/0.71 | 21.6 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 450 Cr. | 61.8 | 125/55.4 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.6 Cr. | 17.0 | 30.7/15.0 | 11.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 32.7 Cr. | 72.6 | 154/70.0 | 17.5 | 238 | 1.38 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,957.28 Cr | 447.40 | 51.36 | 522.43 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.45 | 2.28 | 0.74 | 0.65 | 1.01 | 0.93 | 0.58 | 0.50 | 0.56 | 0.51 | 4.79 | 0.56 | 0.76 |
| Expenses | 0.16 | 2.30 | 0.20 | 0.12 | 0.15 | 0.21 | 0.39 | 0.20 | 0.23 | 0.20 | 0.36 | 0.12 | 0.16 |
| Operating Profit | 0.29 | -0.02 | 0.54 | 0.53 | 0.86 | 0.72 | 0.19 | 0.30 | 0.33 | 0.31 | 4.43 | 0.44 | 0.60 |
| OPM % | 64.44% | -0.88% | 72.97% | 81.54% | 85.15% | 77.42% | 32.76% | 60.00% | 58.93% | 60.78% | 92.48% | 78.57% | 78.95% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.28 | 0.35 | 0.34 | 0.35 | 0.35 | 0.35 | 0.34 | 0.93 | 1.05 | 0.92 | 0.32 | 0.20 | 0.14 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | -0.37 | 0.20 | 0.18 | 0.51 | 0.37 | -0.15 | -0.63 | -0.72 | -0.61 | 4.11 | 0.24 | 0.46 |
| Tax % | 0.00% | 0.00% | 0.00% | 27.78% | 25.49% | 27.03% | -86.67% | 0.00% | 0.00% | 0.00% | 13.63% | 20.83% | 17.39% |
| Net Profit | 0.01 | -0.37 | 0.20 | 0.14 | 0.38 | 0.27 | -0.02 | -0.63 | -0.72 | -0.61 | 3.55 | 0.19 | 0.38 |
| EPS in Rs | 0.02 | -0.66 | 0.35 | 0.25 | 0.59 | 0.42 | -0.03 | -0.97 | -1.11 | -0.94 | 5.49 | 0.29 | 0.59 |
Last Updated: December 27, 2025, 5:03 pm
Below is a detailed analysis of the quarterly data for Brijlaxmi Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.76 Cr.. The value appears strong and on an upward trend. It has increased from 0.56 Cr. (Jun 2025) to 0.76 Cr., marking an increase of 0.20 Cr..
- For Expenses, as of Sep 2025, the value is 0.16 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.12 Cr. (Jun 2025) to 0.16 Cr., marking an increase of 0.04 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.60 Cr.. The value appears strong and on an upward trend. It has increased from 0.44 Cr. (Jun 2025) to 0.60 Cr., marking an increase of 0.16 Cr..
- For OPM %, as of Sep 2025, the value is 78.95%. The value appears strong and on an upward trend. It has increased from 78.57% (Jun 2025) to 78.95%, marking an increase of 0.38%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.14 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.20 Cr. (Jun 2025) to 0.14 Cr., marking a decrease of 0.06 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.46 Cr.. The value appears strong and on an upward trend. It has increased from 0.24 Cr. (Jun 2025) to 0.46 Cr., marking an increase of 0.22 Cr..
- For Tax %, as of Sep 2025, the value is 17.39%. The value appears to be improving (decreasing) as expected. It has decreased from 20.83% (Jun 2025) to 17.39%, marking a decrease of 3.44%.
- For Net Profit, as of Sep 2025, the value is 0.38 Cr.. The value appears strong and on an upward trend. It has increased from 0.19 Cr. (Jun 2025) to 0.38 Cr., marking an increase of 0.19 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.59. The value appears strong and on an upward trend. It has increased from 0.29 (Jun 2025) to 0.59, marking an increase of 0.30.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:01 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.07 | 0.12 | 0.14 | 0.29 | 0.42 | 0.59 | 0.43 | 0.38 | 0.80 | 2.16 | 2.53 | 6.34 | 6.62 |
| Expenses | 0.15 | 0.12 | 0.16 | 0.28 | 0.42 | 0.52 | 0.38 | 0.37 | 0.46 | 2.71 | 0.86 | 0.98 | 0.84 |
| Operating Profit | -0.08 | 0.00 | -0.02 | 0.01 | 0.00 | 0.07 | 0.05 | 0.01 | 0.34 | -0.55 | 1.67 | 5.36 | 5.78 |
| OPM % | -114.29% | 0.00% | -14.29% | 3.45% | 0.00% | 11.86% | 11.63% | 2.63% | 42.50% | -25.46% | 66.01% | 84.54% | 87.31% |
| Other Income | -0.04 | -0.03 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 | 0.00 | 1.67 | 0.64 | 0.00 | 0.00 |
| Interest | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.24 | 1.20 | 1.40 | 3.22 | 1.58 |
| Depreciation | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.15 | -0.04 | -0.02 | 0.00 | 0.00 | 0.12 | 0.04 | 0.00 | 0.10 | -0.08 | 0.91 | 2.14 | 4.20 |
| Tax % | -13.33% | 0.00% | 0.00% | 16.67% | 25.00% | 30.00% | 0.00% | 15.38% | 26.17% | ||||
| Net Profit | -0.13 | -0.04 | -0.02 | 0.00 | 0.00 | 0.09 | 0.03 | 0.00 | 0.07 | -0.08 | 0.76 | 1.58 | 3.51 |
| EPS in Rs | -0.23 | -0.07 | -0.04 | 0.00 | 0.00 | 0.16 | 0.05 | 0.00 | 0.12 | -0.14 | 1.18 | 2.44 | 5.43 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2019-2020 | 2020-2021 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 69.23% | 50.00% | 100.00% | -66.67% | -100.00% | -214.29% | 1050.00% | 107.89% |
| Change in YoY Net Profit Growth (%) | 0.00% | -19.23% | 50.00% | -166.67% | -33.33% | -114.29% | 1264.29% | -942.11% |
Brijlaxmi Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 49% |
| 5 Years: | 71% |
| 3 Years: | 99% |
| TTM: | 113% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 66% |
| 5 Years: | 121% |
| 3 Years: | 183% |
| TTM: | 108% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 70% |
| 3 Years: | 51% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 14% |
| 3 Years: | 20% |
| Last Year: | 31% |
Last Updated: September 5, 2025, 2:46 pm
Balance Sheet
Last Updated: December 4, 2025, 2:34 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 6.46 | 6.46 | 6.46 |
| Reserves | -2.42 | -2.46 | -2.49 | -2.49 | -2.49 | -2.92 | -2.87 | -2.87 | -2.80 | -2.89 | -2.13 | -0.54 | 0.02 |
| Borrowings | 4.61 | 5.03 | 5.01 | 6.93 | 4.54 | 4.58 | 1.54 | 1.39 | 9.90 | 18.33 | 17.05 | 13.11 | 19.56 |
| Other Liabilities | 0.37 | 0.14 | 0.08 | 0.06 | 0.27 | 0.29 | 0.79 | 0.60 | 0.96 | 0.64 | 0.53 | 0.49 | 0.57 |
| Total Liabilities | 8.21 | 8.36 | 8.25 | 10.15 | 7.97 | 7.60 | 5.11 | 4.77 | 13.71 | 21.73 | 21.91 | 19.52 | 26.61 |
| Fixed Assets | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.12 | 0.14 | 0.14 | 0.14 | 0.12 | 0.00 | 1.41 | 1.41 |
| Other Assets | 7.43 | 7.63 | 7.52 | 9.42 | 7.24 | 7.39 | 4.88 | 4.55 | 13.49 | 21.53 | 21.83 | 18.03 | 25.12 |
| Total Assets | 8.21 | 8.36 | 8.25 | 10.15 | 7.97 | 7.60 | 5.11 | 4.77 | 13.71 | 21.73 | 21.91 | 19.52 | 26.61 |
Below is a detailed analysis of the balance sheet data for Brijlaxmi Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6.46 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 6.46 Cr..
- For Reserves, as of Sep 2025, the value is 0.02 Cr.. The value appears strong and on an upward trend. It has increased from -0.54 Cr. (Mar 2025) to 0.02 Cr., marking an increase of 0.56 Cr..
- For Borrowings, as of Sep 2025, the value is 19.56 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 13.11 Cr. (Mar 2025) to 19.56 Cr., marking an increase of 6.45 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.57 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.49 Cr. (Mar 2025) to 0.57 Cr., marking an increase of 0.08 Cr..
- For Total Liabilities, as of Sep 2025, the value is 26.61 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19.52 Cr. (Mar 2025) to 26.61 Cr., marking an increase of 7.09 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.08 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.08 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1.41 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.41 Cr..
- For Other Assets, as of Sep 2025, the value is 25.12 Cr.. The value appears strong and on an upward trend. It has increased from 18.03 Cr. (Mar 2025) to 25.12 Cr., marking an increase of 7.09 Cr..
- For Total Assets, as of Sep 2025, the value is 26.61 Cr.. The value appears strong and on an upward trend. It has increased from 19.52 Cr. (Mar 2025) to 26.61 Cr., marking an increase of 7.09 Cr..
However, the Borrowings (19.56 Cr.) are higher than the Reserves (0.02 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -4.69 | -5.03 | -5.03 | -6.92 | -4.54 | -4.51 | -1.49 | -1.38 | -9.56 | -18.88 | -15.38 | -7.75 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 36,865.00 | 22,599.58 | 6,674.29 | 5,600.86 | 5,110.00 | 43.31 | -348.02 | -172.89 | -223.56 | 91.25 | 32.14 | -21.30 |
| ROCE % | -1.54% | 0.00% | -0.24% | 0.11% | 0.00% | 1.73% | 0.86% | 0.24% | 4.02% | 6.62% | 10.88% | 26.53% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 2.45 | 1.18 | -0.15 | 0.13 | 0.00 |
| Diluted EPS (Rs.) | 2.45 | 1.18 | -0.15 | 0.13 | 0.00 |
| Cash EPS (Rs.) | 2.45 | 1.18 | -0.14 | 0.13 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 9.16 | 6.71 | 4.89 | 5.04 | 4.91 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 9.16 | 6.71 | 4.89 | 5.04 | 4.91 |
| Revenue From Operations / Share (Rs.) | 2.02 | 3.79 | 3.48 | 1.38 | 0.66 |
| PBDIT / Share (Rs.) | 8.30 | 3.56 | 1.97 | 0.59 | 0.02 |
| PBIT / Share (Rs.) | 8.30 | 3.56 | 1.97 | 0.58 | 0.02 |
| PBT / Share (Rs.) | 3.31 | 1.40 | -0.14 | 0.17 | 0.00 |
| Net Profit / Share (Rs.) | 2.45 | 1.18 | -0.14 | 0.12 | 0.00 |
| PBDIT Margin (%) | 410.28 | 94.00 | 56.64 | 42.95 | 4.26 |
| PBIT Margin (%) | 410.18 | 93.94 | 56.57 | 42.77 | 3.89 |
| PBT Margin (%) | 163.68 | 36.99 | -4.24 | 12.59 | 0.72 |
| Net Profit Margin (%) | 121.08 | 31.02 | -4.24 | 9.28 | 0.27 |
| Return on Networth / Equity (%) | 26.73 | 17.50 | -3.01 | 2.53 | 0.03 |
| Return on Capital Employeed (%) | 90.50 | 52.96 | 40.17 | 10.78 | 0.49 |
| Return On Assets (%) | 8.10 | 3.46 | -0.38 | 0.52 | 0.02 |
| Total Debt / Equity (X) | 2.21 | 3.93 | 6.63 | 3.48 | 0.49 |
| Asset Turnover Ratio (%) | 0.06 | 0.11 | 0.11 | 0.08 | 0.07 |
| Current Ratio (X) | 1.42 | 1.22 | 1.12 | 1.25 | 2.42 |
| Quick Ratio (X) | 1.42 | 1.22 | 1.12 | 1.25 | 2.42 |
| Interest Coverage Ratio (X) | 1.66 | 1.65 | 0.93 | 1.42 | 1.34 |
| Interest Coverage Ratio (Post Tax) (X) | 1.49 | 1.54 | 0.93 | 1.31 | 1.09 |
| Enterprise Value (Cr.) | 13.77 | 21.58 | 17.89 | 10.81 | 2.85 |
| EV / Net Operating Revenue (X) | 10.53 | 8.82 | 9.11 | 13.90 | 7.52 |
| EV / EBITDA (X) | 2.57 | 9.38 | 16.08 | 32.37 | 176.51 |
| MarketCap / Net Operating Revenue (X) | 3.82 | 2.03 | 1.02 | 1.84 | 3.93 |
| Price / BV (X) | 0.84 | 1.15 | 0.72 | 0.50 | 0.53 |
| Price / Net Operating Revenue (X) | 3.82 | 2.03 | 1.02 | 1.84 | 3.93 |
| EarningsYield | 0.31 | 0.15 | -0.04 | 0.05 | 0.00 |
After reviewing the key financial ratios for Brijlaxmi Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 2.45. This value is below the healthy minimum of 5. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For Diluted EPS (Rs.), as of Mar 25, the value is 2.45. This value is below the healthy minimum of 5. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.45. This value is below the healthy minimum of 3. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 9.16. It has increased from 6.71 (Mar 24) to 9.16, marking an increase of 2.45.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 9.16. It has increased from 6.71 (Mar 24) to 9.16, marking an increase of 2.45.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.02. It has decreased from 3.79 (Mar 24) to 2.02, marking a decrease of 1.77.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 8.30. This value is within the healthy range. It has increased from 3.56 (Mar 24) to 8.30, marking an increase of 4.74.
- For PBIT / Share (Rs.), as of Mar 25, the value is 8.30. This value is within the healthy range. It has increased from 3.56 (Mar 24) to 8.30, marking an increase of 4.74.
- For PBT / Share (Rs.), as of Mar 25, the value is 3.31. This value is within the healthy range. It has increased from 1.40 (Mar 24) to 3.31, marking an increase of 1.91.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 2.45. This value is within the healthy range. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For PBDIT Margin (%), as of Mar 25, the value is 410.28. This value is within the healthy range. It has increased from 94.00 (Mar 24) to 410.28, marking an increase of 316.28.
- For PBIT Margin (%), as of Mar 25, the value is 410.18. This value exceeds the healthy maximum of 20. It has increased from 93.94 (Mar 24) to 410.18, marking an increase of 316.24.
- For PBT Margin (%), as of Mar 25, the value is 163.68. This value is within the healthy range. It has increased from 36.99 (Mar 24) to 163.68, marking an increase of 126.69.
- For Net Profit Margin (%), as of Mar 25, the value is 121.08. This value exceeds the healthy maximum of 10. It has increased from 31.02 (Mar 24) to 121.08, marking an increase of 90.06.
- For Return on Networth / Equity (%), as of Mar 25, the value is 26.73. This value is within the healthy range. It has increased from 17.50 (Mar 24) to 26.73, marking an increase of 9.23.
- For Return on Capital Employeed (%), as of Mar 25, the value is 90.50. This value is within the healthy range. It has increased from 52.96 (Mar 24) to 90.50, marking an increase of 37.54.
- For Return On Assets (%), as of Mar 25, the value is 8.10. This value is within the healthy range. It has increased from 3.46 (Mar 24) to 8.10, marking an increase of 4.64.
- For Total Debt / Equity (X), as of Mar 25, the value is 2.21. This value exceeds the healthy maximum of 1. It has decreased from 3.93 (Mar 24) to 2.21, marking a decrease of 1.72.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.06. It has decreased from 0.11 (Mar 24) to 0.06, marking a decrease of 0.05.
- For Current Ratio (X), as of Mar 25, the value is 1.42. This value is below the healthy minimum of 1.5. It has increased from 1.22 (Mar 24) to 1.42, marking an increase of 0.20.
- For Quick Ratio (X), as of Mar 25, the value is 1.42. This value is within the healthy range. It has increased from 1.22 (Mar 24) to 1.42, marking an increase of 0.20.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.65 (Mar 24) to 1.66, marking an increase of 0.01.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.49. This value is below the healthy minimum of 3. It has decreased from 1.54 (Mar 24) to 1.49, marking a decrease of 0.05.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.77. It has decreased from 21.58 (Mar 24) to 13.77, marking a decrease of 7.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 10.53. This value exceeds the healthy maximum of 3. It has increased from 8.82 (Mar 24) to 10.53, marking an increase of 1.71.
- For EV / EBITDA (X), as of Mar 25, the value is 2.57. This value is below the healthy minimum of 5. It has decreased from 9.38 (Mar 24) to 2.57, marking a decrease of 6.81.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.82. This value exceeds the healthy maximum of 3. It has increased from 2.03 (Mar 24) to 3.82, marking an increase of 1.79.
- For Price / BV (X), as of Mar 25, the value is 0.84. This value is below the healthy minimum of 1. It has decreased from 1.15 (Mar 24) to 0.84, marking a decrease of 0.31.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.82. This value exceeds the healthy maximum of 3. It has increased from 2.03 (Mar 24) to 3.82, marking an increase of 1.79.
- For EarningsYield, as of Mar 25, the value is 0.31. This value is below the healthy minimum of 5. It has increased from 0.15 (Mar 24) to 0.31, marking an increase of 0.16.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Brijlaxmi Leasing & Finance Ltd:
- Net Profit Margin: 121.08%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 90.5% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 26.73% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.49
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.42
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 2.5 (Industry average Stock P/E: 51.36)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 2.21
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 121.08%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 24, Suwernpuri Society, Chikuwadi, NearJetalpur Road, Vadodra Gujarat 390007 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Jaykishor Chaturvedi | Chairman |
| Mr. Siddharth Chaturvedi | Managing Director & CFO |
| Mrs. Nupur Chaturvedi | Director |
| Mr. Ankur Chaturvedi | Director |
| Mr. Ravikiran Malik | Independent Director |
| Mr. Mukesh Narula | Independent Director |
| Mr. Pawan Kumar Sikka | Independent Director |
FAQ
What is the intrinsic value of Brijlaxmi Leasing & Finance Ltd?
Brijlaxmi Leasing & Finance Ltd's intrinsic value (as of 02 January 2026) is ₹6.28 which is 53.82% lower the current market price of ₹13.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹8.78 Cr. market cap, FY2025-2026 high/low of ₹17.7/7.03, reserves of ₹0.02 Cr, and liabilities of ₹26.61 Cr.
What is the Market Cap of Brijlaxmi Leasing & Finance Ltd?
The Market Cap of Brijlaxmi Leasing & Finance Ltd is 8.78 Cr..
What is the current Stock Price of Brijlaxmi Leasing & Finance Ltd as on 02 January 2026?
The current stock price of Brijlaxmi Leasing & Finance Ltd as on 02 January 2026 is ₹13.6.
What is the High / Low of Brijlaxmi Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Brijlaxmi Leasing & Finance Ltd stocks is ₹17.7/7.03.
What is the Stock P/E of Brijlaxmi Leasing & Finance Ltd?
The Stock P/E of Brijlaxmi Leasing & Finance Ltd is 2.50.
What is the Book Value of Brijlaxmi Leasing & Finance Ltd?
The Book Value of Brijlaxmi Leasing & Finance Ltd is 10.0.
What is the Dividend Yield of Brijlaxmi Leasing & Finance Ltd?
The Dividend Yield of Brijlaxmi Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Brijlaxmi Leasing & Finance Ltd?
The ROCE of Brijlaxmi Leasing & Finance Ltd is 26.5 %.
What is the ROE of Brijlaxmi Leasing & Finance Ltd?
The ROE of Brijlaxmi Leasing & Finance Ltd is 30.8 %.
What is the Face Value of Brijlaxmi Leasing & Finance Ltd?
The Face Value of Brijlaxmi Leasing & Finance Ltd is 10.0.