Share Price and Basic Stock Data
Last Updated: December 12, 2025, 7:35 pm
| PEG Ratio | 0.03 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Brijlaxmi Leasing & Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, a space that continues to evolve in India. As of the latest reporting period, the company’s stock price stood at ₹10.6, with a market capitalization of ₹6.83 Cr. Revenue trends have been somewhat erratic, with sales recorded at ₹2.53 Cr. for FY 2024, a significant rise from ₹2.16 Cr. in FY 2023. However, the quarterly sales figures paint a mixed picture, particularly with a notable spike in December 2022 where sales reached ₹2.28 Cr., followed by fluctuations in subsequent quarters. This inconsistency, especially the decline to ₹0.50 Cr. in June 2024, suggests that the company may be grappling with demand variability or operational challenges that could affect investor sentiment.
Profitability and Efficiency Metrics
When it comes to profitability, Brijlaxmi Leasing has shown potential, particularly with a reported net profit of ₹1.58 Cr. for FY 2025, compared to a loss of ₹0.08 Cr. in FY 2023. This turnaround is noteworthy and indicates improved operational efficiency. The operating profit margin (OPM) surged to an impressive 84.54% for FY 2025, reflecting strong cost management and revenue generation capabilities. However, the company’s interest coverage ratio (ICR) of 1.66x raises some caution; while it’s manageable, it suggests that earnings may only be comfortably covering interest obligations. Coupled with a return on equity (ROE) of 26.73%, the company appears to be efficiently utilizing its equity base, a positive sign for potential investors.
Balance Sheet Strength and Financial Ratios
Brijlaxmi’s balance sheet presents a mixed picture. The total borrowings reported at ₹13.11 Cr. are significant relative to its equity capital of ₹6.46 Cr., resulting in a high debt-to-equity ratio of 2.21. This level of leverage can be concerning, especially in a sector sensitive to interest rates and economic cycles. However, the company’s book value per share has shown improvement, standing at ₹9.16 in FY 2025, which is a positive indicator for shareholders. Moreover, with no reported cash conversion cycle and a comfortable current ratio of 1.42, the liquidity position appears strong. These factors suggest that while the leverage is a risk, the company has managed to maintain a workable balance between debt and liquidity.
Shareholding Pattern and Investor Confidence
The shareholding pattern reveals a dynamic landscape, with promoters increasing their stake to 24.58% as of March 2025, up from 13.70% in December 2022. This increase in promoter holding could signal confidence in the company’s future prospects, which may resonate well with retail investors. The public holds a substantial 75.43% of shares, reflecting a broad base of retail participation. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) indicates a potential gap in institutional confidence, which could be a red flag for some investors. With 7,685 shareholders, the company has a diverse ownership structure, which can be a double-edged sword; while it indicates widespread interest, it also suggests that significant retail sentiment could sway the stock’s performance.
Outlook, Risks, and Final Insight
Looking ahead, Brijlaxmi Leasing faces a blend of opportunities and challenges. The impressive growth in net profit and OPM suggests that the company is on a recovery path, yet the volatility in sales and high leverage are significant risks. Investors should carefully consider the implications of the company’s heavy reliance on debt, especially in an uncertain economic environment that could impact borrowing costs and access to capital. Additionally, the inconsistent revenue performance might raise questions about operational stability. As such, while the stock shows potential for upside given its profitability metrics, investors must remain cautious about the inherent risks, particularly those related to financial leverage and market demand fluctuations. Balancing these factors will be crucial for any investor contemplating a position in Brijlaxmi Leasing & Finance Ltd.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 12.7 Cr. | 1.27 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 8.73 Cr. | 0.87 | 9.18/0.85 | 25.7 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 445 Cr. | 136 | 269/126 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.4 Cr. | 16.8 | 34.4/15.0 | 11.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 38.6 Cr. | 85.8 | 165/74.8 | 20.7 | 238 | 1.16 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,085.66 Cr | 460.41 | 50.11 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.39 | 0.37 | 0.45 | 2.28 | 0.74 | 0.65 | 1.01 | 0.93 | 0.58 | 0.50 | 0.56 | 0.51 | 4.79 |
| Expenses | 0.24 | 0.07 | 0.16 | 2.30 | 0.20 | 0.12 | 0.15 | 0.21 | 0.39 | 0.20 | 0.23 | 0.20 | 0.36 |
| Operating Profit | 0.15 | 0.30 | 0.29 | -0.02 | 0.54 | 0.53 | 0.86 | 0.72 | 0.19 | 0.30 | 0.33 | 0.31 | 4.43 |
| OPM % | 38.46% | 81.08% | 64.44% | -0.88% | 72.97% | 81.54% | 85.15% | 77.42% | 32.76% | 60.00% | 58.93% | 60.78% | 92.48% |
| Other Income | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Interest | 0.12 | 0.22 | 0.28 | 0.35 | 0.34 | 0.35 | 0.35 | 0.35 | 0.34 | 0.93 | 1.05 | 0.92 | 0.32 |
| Depreciation | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Profit before tax | 0.03 | 0.08 | 0.01 | -0.37 | 0.20 | 0.18 | 0.51 | 0.37 | -0.15 | -0.63 | -0.72 | -0.61 | 4.11 |
| Tax % | 100.00% | 25.00% | -0.00% | -0.00% | -0.00% | 27.78% | 25.49% | 27.03% | -86.67% | -0.00% | -0.00% | -0.00% | 13.63% |
| Net Profit | 0.01 | 0.06 | 0.01 | -0.37 | 0.20 | 0.14 | 0.38 | 0.27 | -0.02 | -0.63 | -0.72 | -0.61 | 3.55 |
| EPS in Rs | 0.02 | 0.11 | 0.02 | -0.66 | 0.35 | 0.25 | 0.59 | 0.42 | -0.03 | -0.97 | -1.11 | -0.94 | 5.49 |
Last Updated: August 1, 2025, 5:50 am
Below is a detailed analysis of the quarterly data for Brijlaxmi Leasing & Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 4.79 Cr.. The value appears strong and on an upward trend. It has increased from 0.51 Cr. (Dec 2024) to 4.79 Cr., marking an increase of 4.28 Cr..
- For Expenses, as of Mar 2025, the value is 0.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.20 Cr. (Dec 2024) to 0.36 Cr., marking an increase of 0.16 Cr..
- For Operating Profit, as of Mar 2025, the value is 4.43 Cr.. The value appears strong and on an upward trend. It has increased from 0.31 Cr. (Dec 2024) to 4.43 Cr., marking an increase of 4.12 Cr..
- For OPM %, as of Mar 2025, the value is 92.48%. The value appears strong and on an upward trend. It has increased from 60.78% (Dec 2024) to 92.48%, marking an increase of 31.70%.
- For Other Income, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Interest, as of Mar 2025, the value is 0.32 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.92 Cr. (Dec 2024) to 0.32 Cr., marking a decrease of 0.60 Cr..
- For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Mar 2025, the value is 4.11 Cr.. The value appears strong and on an upward trend. It has increased from -0.61 Cr. (Dec 2024) to 4.11 Cr., marking an increase of 4.72 Cr..
- For Tax %, as of Mar 2025, the value is 13.63%. The value appears to be increasing, which may not be favorable. It has increased from 0.00% (Dec 2024) to 13.63%, marking an increase of 13.63%.
- For Net Profit, as of Mar 2025, the value is 3.55 Cr.. The value appears strong and on an upward trend. It has increased from -0.61 Cr. (Dec 2024) to 3.55 Cr., marking an increase of 4.16 Cr..
- For EPS in Rs, as of Mar 2025, the value is 5.49. The value appears strong and on an upward trend. It has increased from -0.94 (Dec 2024) to 5.49, marking an increase of 6.43.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:43 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.07 | 0.12 | 0.14 | 0.29 | 0.42 | 0.59 | 0.43 | 0.38 | 0.80 | 2.16 | 2.53 | 6.34 | 6.42 |
| Expenses | 0.15 | 0.12 | 0.16 | 0.28 | 0.42 | 0.52 | 0.38 | 0.37 | 0.46 | 2.71 | 0.86 | 0.98 | 0.91 |
| Operating Profit | -0.08 | 0.00 | -0.02 | 0.01 | 0.00 | 0.07 | 0.05 | 0.01 | 0.34 | -0.55 | 1.67 | 5.36 | 5.51 |
| OPM % | -114.29% | 0.00% | -14.29% | 3.45% | 0.00% | 11.86% | 11.63% | 2.63% | 42.50% | -25.46% | 66.01% | 84.54% | 85.83% |
| Other Income | -0.04 | -0.03 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 | 0.00 | 1.67 | 0.64 | 0.00 | 0.00 |
| Interest | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.24 | 1.20 | 1.40 | 3.22 | 2.49 |
| Depreciation | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.15 | -0.04 | -0.02 | 0.00 | 0.00 | 0.12 | 0.04 | 0.00 | 0.10 | -0.08 | 0.91 | 2.14 | 3.02 |
| Tax % | -13.33% | 0.00% | 0.00% | 16.67% | 25.00% | 30.00% | 0.00% | 15.38% | 26.17% | ||||
| Net Profit | -0.13 | -0.04 | -0.02 | 0.00 | 0.00 | 0.09 | 0.03 | 0.00 | 0.07 | -0.08 | 0.76 | 1.58 | 2.41 |
| EPS in Rs | -0.23 | -0.07 | -0.04 | 0.00 | 0.00 | 0.16 | 0.05 | 0.00 | 0.12 | -0.14 | 1.18 | 2.44 | 3.73 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2019-2020 | 2020-2021 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 69.23% | 50.00% | 100.00% | -66.67% | -100.00% | -214.29% | 1050.00% | 107.89% |
| Change in YoY Net Profit Growth (%) | 0.00% | -19.23% | 50.00% | -166.67% | -33.33% | -114.29% | 1264.29% | -942.11% |
Brijlaxmi Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 49% |
| 5 Years: | 71% |
| 3 Years: | 99% |
| TTM: | 113% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 66% |
| 5 Years: | 121% |
| 3 Years: | 183% |
| TTM: | 108% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 70% |
| 3 Years: | 51% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 14% |
| 3 Years: | 20% |
| Last Year: | 31% |
Last Updated: September 5, 2025, 2:46 pm
Balance Sheet
Last Updated: December 4, 2025, 2:34 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 6.46 | 6.46 | 6.46 |
| Reserves | -2.42 | -2.46 | -2.49 | -2.49 | -2.49 | -2.92 | -2.87 | -2.87 | -2.80 | -2.89 | -2.13 | -0.54 | 0.02 |
| Borrowings | 4.61 | 5.03 | 5.01 | 6.93 | 4.54 | 4.58 | 1.54 | 1.39 | 9.90 | 18.33 | 17.05 | 13.11 | 19.56 |
| Other Liabilities | 0.37 | 0.14 | 0.08 | 0.06 | 0.27 | 0.29 | 0.79 | 0.60 | 0.96 | 0.64 | 0.53 | 0.49 | 0.57 |
| Total Liabilities | 8.21 | 8.36 | 8.25 | 10.15 | 7.97 | 7.60 | 5.11 | 4.77 | 13.71 | 21.73 | 21.91 | 19.52 | 26.61 |
| Fixed Assets | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.12 | 0.14 | 0.14 | 0.14 | 0.12 | 0.00 | 1.41 | 1.41 |
| Other Assets | 7.43 | 7.63 | 7.52 | 9.42 | 7.24 | 7.39 | 4.88 | 4.55 | 13.49 | 21.53 | 21.83 | 18.03 | 25.12 |
| Total Assets | 8.21 | 8.36 | 8.25 | 10.15 | 7.97 | 7.60 | 5.11 | 4.77 | 13.71 | 21.73 | 21.91 | 19.52 | 26.61 |
Below is a detailed analysis of the balance sheet data for Brijlaxmi Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6.46 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 6.46 Cr..
- For Reserves, as of Sep 2025, the value is 0.02 Cr.. The value appears strong and on an upward trend. It has increased from -0.54 Cr. (Mar 2025) to 0.02 Cr., marking an increase of 0.56 Cr..
- For Borrowings, as of Sep 2025, the value is 19.56 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 13.11 Cr. (Mar 2025) to 19.56 Cr., marking an increase of 6.45 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.57 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.49 Cr. (Mar 2025) to 0.57 Cr., marking an increase of 0.08 Cr..
- For Total Liabilities, as of Sep 2025, the value is 26.61 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19.52 Cr. (Mar 2025) to 26.61 Cr., marking an increase of 7.09 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.08 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.08 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1.41 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.41 Cr..
- For Other Assets, as of Sep 2025, the value is 25.12 Cr.. The value appears strong and on an upward trend. It has increased from 18.03 Cr. (Mar 2025) to 25.12 Cr., marking an increase of 7.09 Cr..
- For Total Assets, as of Sep 2025, the value is 26.61 Cr.. The value appears strong and on an upward trend. It has increased from 19.52 Cr. (Mar 2025) to 26.61 Cr., marking an increase of 7.09 Cr..
However, the Borrowings (19.56 Cr.) are higher than the Reserves (0.02 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -4.69 | -5.03 | -5.03 | -6.92 | -4.54 | -4.51 | -1.49 | -1.38 | -9.56 | -18.88 | -15.38 | -7.75 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 36,865.00 | 22,599.58 | 6,674.29 | 5,600.86 | 5,110.00 | 43.31 | -348.02 | -172.89 | -223.56 | 91.25 | 32.14 | -21.30 |
| ROCE % | -1.54% | 0.00% | -0.24% | 0.11% | 0.00% | 1.73% | 0.86% | 0.24% | 4.02% | 6.62% | 10.88% | 26.53% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 2.45 | 1.18 | -0.15 | 0.13 | 0.00 |
| Diluted EPS (Rs.) | 2.45 | 1.18 | -0.15 | 0.13 | 0.00 |
| Cash EPS (Rs.) | 2.45 | 1.18 | -0.14 | 0.13 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 9.16 | 6.71 | 4.89 | 5.04 | 4.91 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 9.16 | 6.71 | 4.89 | 5.04 | 4.91 |
| Revenue From Operations / Share (Rs.) | 9.81 | 3.79 | 3.48 | 1.38 | 0.66 |
| PBDIT / Share (Rs.) | 8.30 | 3.56 | 1.97 | 0.59 | 0.02 |
| PBIT / Share (Rs.) | 8.30 | 3.56 | 1.97 | 0.58 | 0.02 |
| PBT / Share (Rs.) | 3.31 | 1.40 | -0.14 | 0.17 | 0.00 |
| Net Profit / Share (Rs.) | 2.45 | 1.18 | -0.14 | 0.12 | 0.00 |
| PBDIT Margin (%) | 84.54 | 94.00 | 56.64 | 42.95 | 4.26 |
| PBIT Margin (%) | 84.52 | 93.94 | 56.57 | 42.77 | 3.89 |
| PBT Margin (%) | 33.72 | 36.99 | -4.24 | 12.59 | 0.72 |
| Net Profit Margin (%) | 24.95 | 31.02 | -4.24 | 9.28 | 0.27 |
| Return on Networth / Equity (%) | 26.73 | 17.50 | -3.01 | 2.53 | 0.03 |
| Return on Capital Employeed (%) | 90.50 | 52.96 | 40.17 | 10.78 | 0.49 |
| Return On Assets (%) | 8.10 | 3.46 | -0.38 | 0.52 | 0.02 |
| Total Debt / Equity (X) | 2.21 | 3.93 | 6.63 | 3.48 | 0.49 |
| Asset Turnover Ratio (%) | 0.30 | 0.11 | 0.11 | 0.08 | 0.07 |
| Current Ratio (X) | 1.42 | 1.22 | 1.12 | 1.25 | 2.42 |
| Quick Ratio (X) | 1.42 | 1.22 | 1.12 | 1.25 | 2.42 |
| Interest Coverage Ratio (X) | 1.66 | 1.65 | 0.93 | 1.42 | 1.34 |
| Interest Coverage Ratio (Post Tax) (X) | 1.49 | 1.54 | 0.93 | 1.31 | 1.09 |
| Enterprise Value (Cr.) | 13.77 | 21.58 | 17.89 | 10.81 | 2.85 |
| EV / Net Operating Revenue (X) | 2.17 | 8.82 | 9.11 | 13.90 | 7.52 |
| EV / EBITDA (X) | 2.57 | 9.38 | 16.08 | 32.37 | 176.51 |
| MarketCap / Net Operating Revenue (X) | 0.78 | 2.03 | 1.02 | 1.84 | 3.93 |
| Price / BV (X) | 0.84 | 1.15 | 0.72 | 0.50 | 0.53 |
| Price / Net Operating Revenue (X) | 0.78 | 2.03 | 1.02 | 1.84 | 3.93 |
| EarningsYield | 0.31 | 0.15 | -0.04 | 0.05 | 0.00 |
After reviewing the key financial ratios for Brijlaxmi Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 2.45. This value is below the healthy minimum of 5. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For Diluted EPS (Rs.), as of Mar 25, the value is 2.45. This value is below the healthy minimum of 5. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.45. This value is below the healthy minimum of 3. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 9.16. It has increased from 6.71 (Mar 24) to 9.16, marking an increase of 2.45.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 9.16. It has increased from 6.71 (Mar 24) to 9.16, marking an increase of 2.45.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 9.81. It has increased from 3.79 (Mar 24) to 9.81, marking an increase of 6.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 8.30. This value is within the healthy range. It has increased from 3.56 (Mar 24) to 8.30, marking an increase of 4.74.
- For PBIT / Share (Rs.), as of Mar 25, the value is 8.30. This value is within the healthy range. It has increased from 3.56 (Mar 24) to 8.30, marking an increase of 4.74.
- For PBT / Share (Rs.), as of Mar 25, the value is 3.31. This value is within the healthy range. It has increased from 1.40 (Mar 24) to 3.31, marking an increase of 1.91.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 2.45. This value is within the healthy range. It has increased from 1.18 (Mar 24) to 2.45, marking an increase of 1.27.
- For PBDIT Margin (%), as of Mar 25, the value is 84.54. This value is within the healthy range. It has decreased from 94.00 (Mar 24) to 84.54, marking a decrease of 9.46.
- For PBIT Margin (%), as of Mar 25, the value is 84.52. This value exceeds the healthy maximum of 20. It has decreased from 93.94 (Mar 24) to 84.52, marking a decrease of 9.42.
- For PBT Margin (%), as of Mar 25, the value is 33.72. This value is within the healthy range. It has decreased from 36.99 (Mar 24) to 33.72, marking a decrease of 3.27.
- For Net Profit Margin (%), as of Mar 25, the value is 24.95. This value exceeds the healthy maximum of 10. It has decreased from 31.02 (Mar 24) to 24.95, marking a decrease of 6.07.
- For Return on Networth / Equity (%), as of Mar 25, the value is 26.73. This value is within the healthy range. It has increased from 17.50 (Mar 24) to 26.73, marking an increase of 9.23.
- For Return on Capital Employeed (%), as of Mar 25, the value is 90.50. This value is within the healthy range. It has increased from 52.96 (Mar 24) to 90.50, marking an increase of 37.54.
- For Return On Assets (%), as of Mar 25, the value is 8.10. This value is within the healthy range. It has increased from 3.46 (Mar 24) to 8.10, marking an increase of 4.64.
- For Total Debt / Equity (X), as of Mar 25, the value is 2.21. This value exceeds the healthy maximum of 1. It has decreased from 3.93 (Mar 24) to 2.21, marking a decrease of 1.72.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.30. It has increased from 0.11 (Mar 24) to 0.30, marking an increase of 0.19.
- For Current Ratio (X), as of Mar 25, the value is 1.42. This value is below the healthy minimum of 1.5. It has increased from 1.22 (Mar 24) to 1.42, marking an increase of 0.20.
- For Quick Ratio (X), as of Mar 25, the value is 1.42. This value is within the healthy range. It has increased from 1.22 (Mar 24) to 1.42, marking an increase of 0.20.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.65 (Mar 24) to 1.66, marking an increase of 0.01.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.49. This value is below the healthy minimum of 3. It has decreased from 1.54 (Mar 24) to 1.49, marking a decrease of 0.05.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.77. It has decreased from 21.58 (Mar 24) to 13.77, marking a decrease of 7.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 2.17. This value is within the healthy range. It has decreased from 8.82 (Mar 24) to 2.17, marking a decrease of 6.65.
- For EV / EBITDA (X), as of Mar 25, the value is 2.57. This value is below the healthy minimum of 5. It has decreased from 9.38 (Mar 24) to 2.57, marking a decrease of 6.81.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 1. It has decreased from 2.03 (Mar 24) to 0.78, marking a decrease of 1.25.
- For Price / BV (X), as of Mar 25, the value is 0.84. This value is below the healthy minimum of 1. It has decreased from 1.15 (Mar 24) to 0.84, marking a decrease of 0.31.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 1. It has decreased from 2.03 (Mar 24) to 0.78, marking a decrease of 1.25.
- For EarningsYield, as of Mar 25, the value is 0.31. This value is below the healthy minimum of 5. It has increased from 0.15 (Mar 24) to 0.31, marking an increase of 0.16.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Brijlaxmi Leasing & Finance Ltd:
- Net Profit Margin: 24.95%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 90.5% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 26.73% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.49
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.42
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 3.1 (Industry average Stock P/E: 50.11)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 2.21
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 24.95%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 24, Suwernpuri Society, Vadodra Gujarat 390007 | barodagroup99@gmail.com http://www.brijlaxmi.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Jaykishor Chaturvedi | Chairman |
| Mr. Siddharth Chaturvedi | Managing Director & CFO |
| Mrs. Nupur Chaturvedi | Director |
| Mr. Ankur Chaturvedi | Director |
| Mr. Ravikiran Malik | Independent Director |
| Mr. Mukesh Narula | Independent Director |
| Mr. Pawan Kumar Sikka | Independent Director |
FAQ
What is the intrinsic value of Brijlaxmi Leasing & Finance Ltd?
Brijlaxmi Leasing & Finance Ltd's intrinsic value (as of 13 December 2025) is 7.79 which is 53.63% lower the current market price of 16.80, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 10.9 Cr. market cap, FY2025-2026 high/low of 16.8/7.03, reserves of ₹0.02 Cr, and liabilities of 26.61 Cr.
What is the Market Cap of Brijlaxmi Leasing & Finance Ltd?
The Market Cap of Brijlaxmi Leasing & Finance Ltd is 10.9 Cr..
What is the current Stock Price of Brijlaxmi Leasing & Finance Ltd as on 13 December 2025?
The current stock price of Brijlaxmi Leasing & Finance Ltd as on 13 December 2025 is 16.8.
What is the High / Low of Brijlaxmi Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Brijlaxmi Leasing & Finance Ltd stocks is 16.8/7.03.
What is the Stock P/E of Brijlaxmi Leasing & Finance Ltd?
The Stock P/E of Brijlaxmi Leasing & Finance Ltd is 3.10.
What is the Book Value of Brijlaxmi Leasing & Finance Ltd?
The Book Value of Brijlaxmi Leasing & Finance Ltd is 10.0.
What is the Dividend Yield of Brijlaxmi Leasing & Finance Ltd?
The Dividend Yield of Brijlaxmi Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Brijlaxmi Leasing & Finance Ltd?
The ROCE of Brijlaxmi Leasing & Finance Ltd is 26.5 %.
What is the ROE of Brijlaxmi Leasing & Finance Ltd?
The ROE of Brijlaxmi Leasing & Finance Ltd is 30.8 %.
What is the Face Value of Brijlaxmi Leasing & Finance Ltd?
The Face Value of Brijlaxmi Leasing & Finance Ltd is 10.0.