Brijlaxmi Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Brijlaxmi Leasing & Finance Ltd?

Brijlaxmi Leasing & Finance Ltd is trading at 12.40 as of 14 April 2026, with a FY2026-2027 high of 17.7 and low of 7.68. The stock is currently in the middle of its 52-week range. Market cap stands at 7.98 Cr..

Q: Is Brijlaxmi Leasing & Finance Ltd financially healthy?

Key indicators: ROCE of 26.5 % indicates efficient capital utilization. Dividend yield is 0.00 %.

Q: Is Brijlaxmi Leasing & Finance Ltd profitable and how is the profit trend?

Brijlaxmi Leasing & Finance Ltd reported a net profit of 2 Cr in Mar 2025 on revenue of 6 Cr. Compared to 0 Cr in Mar 2022, the net profit shows an improving trend.

Fair Value

₹4.78Overvalued by 61.45%vs CMP ₹12.40

P/E (1.9) × ROE (30.8%) × BV (₹10.00) × DY (2.00%)

₹39.48Undervalued by 218.39%vs CMP ₹12.40

MoS: +68.6% (Strong)Confidence: 43/100 (Low)Models: 3 Under, 4 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹10.60	28%	Over (-14.5%)
Graham Number	Earnings	₹38.18	17%	Under (+207.9%)
Earnings Power	Earnings	₹9.80	14%	Over (-21%)
DCF	Cash Flow	₹159.74	14%	Under (+1188.2%)
Net Asset Value	Assets	₹10.07	9%	Over (-18.8%)
Earnings Yield	Earnings	₹64.80	9%	Under (+422.6%)
ROCE Capital	Returns	₹0.41	9%	Over (-96.7%)
Consensus (7 models)		₹39.48	100%	Undervalued

Key Drivers: EPS CAGR 122.1% lifts DCF — verify sustainability. | Wide model spread (₹0–₹160) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 122.1%

*Investments are subject to market risks

Investment Snapshot

Brijlaxmi Leasing & Finance Ltd scores 67/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health79/100 · Strong

ROCE 26.5% ExcellentROE 30.8% ExcellentD/E 0.49 ModerateInterest Coverage 0.0x RiskyProfitable 3/5 years Mixed

Smart Money50/100 · Moderate

Promoter holding at 24.6% Stable

Earnings Quality60/100 · Moderate

Working capital: -21 days (improving) Efficient

Quarterly Momentum50/100 · Moderate

Industry Rank90/100 · Strong

P/E 1.9 vs industry 101.6 Cheaper than peersROCE 26.5% vs industry 15.8% Above peersROE 30.8% vs industry 8.8% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:17 am

Market Cap	7.98 Cr.
Current Price	12.4
Intrinsic Value	₹39.48
High / Low	17.7/7.68
Stock P/E	1.90
Book Value	10.0
Dividend Yield	0.00 %
ROCE	26.5 %
ROE	30.8 %
Face Value	10.0
PEG Ratio	0.02

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Brijlaxmi Leasing & Finance Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Brijlaxmi Leasing & Finance Ltd	7.98 Cr.	12.4	17.7/7.68	1.90	10.0	0.00 %	26.5 %	30.8 %	10.0
Available Finance Ltd	134 Cr.	132	248/122	1.12	1,237	0.00 %	0.03 %	9.15 %	10.0
AD Manum Finance Ltd	37.8 Cr.	50.4	89.0/42.2	4.18	117	0.00 %	14.7 %	11.4 %	10.0
Econo Trade India Ltd	12.4 Cr.	6.65	11.0/5.99	4.85	25.2	0.00 %	7.71 %	5.05 %	10.0
Morgan Ventures Ltd	39.8 Cr.	40.2	127/35.0	4.88	97.3	0.00 %	18.3 %	32.0 %	10.0
Industry Average	22,241.21 Cr	369.74		101.56	513.16	0.26%	15.81%	8.84%	8.50

All Competitor Stocks of Brijlaxmi Leasing & Finance Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	2.28	0.74	0.65	1.01	0.93	0.58	0.50	0.56	0.51	4.79	0.56	0.76	0.65
Interest	0.35	0.34	0.35	0.35	0.35	0.34	0.93	1.05	0.92	0.32	0.20	0.14	0.10
Expenses	2.30	0.20	0.12	0.15	0.21	0.39	0.20	0.23	0.20	0.36	0.12	0.16	0.46
Financing Profit	-0.37	0.20	0.18	0.51	0.37	-0.15	-0.63	-0.72	-0.61	4.11	0.24	0.46	0.09
Financing Margin %	-16.23%	27.03%	27.69%	50.50%	39.78%	-25.86%	-126.00%	-128.57%	-119.61%	85.80%	42.86%	60.53%	13.85%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	-0.37	0.20	0.18	0.51	0.37	-0.15	-0.63	-0.72	-0.61	4.11	0.24	0.46	0.09
Tax %	0.00%	0.00%	27.78%	25.49%	27.03%	-86.67%	0.00%	0.00%	0.00%	13.63%	20.83%	17.39%	22.22%
Net Profit	-0.37	0.20	0.14	0.38	0.27	-0.02	-0.63	-0.72	-0.61	3.55	0.19	0.38	0.07
EPS in Rs	-0.66	0.35	0.25	0.59	0.42	-0.03	-0.97	-1.11	-0.94	5.49	0.29	0.59	0.11
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 11:36 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 2:00 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.07	0.12	0.14	0.29	0.42	0.59	0.43	0.38	0.80	2.16	2.53	6.34	6.76
Interest	0.00	0.01	0.00	0.01	0.00	0.01	0.01	0.01	0.24	1.20	1.40	3.22	0.76
Expenses	0.15	0.12	0.16	0.28	0.42	0.52	0.38	0.37	0.46	2.71	0.86	0.98	1.10
Financing Profit	-0.08	-0.01	-0.02	0.00	0.00	0.06	0.04	0.00	0.10	-1.75	0.27	2.14	4.90
Financing Margin %	-114.29%	-8.33%	-14.29%	0.00%	0.00%	10.17%	9.30%	0.00%	12.50%	-81.02%	10.67%	33.75%	72.49%
Other Income	-0.04	-0.03	0.00	0.00	0.00	0.06	0.00	0.00	0.00	1.67	0.64	0.00	0.00
Depreciation	0.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	-0.15	-0.04	-0.02	0.00	0.00	0.12	0.04	0.00	0.10	-0.08	0.91	2.14	4.90
Tax %	-13.33%	0.00%	0.00%			16.67%	25.00%		30.00%	0.00%	15.38%	26.17%
Net Profit	-0.13	-0.04	-0.02	0.00	0.00	0.09	0.03	0.00	0.07	-0.08	0.76	1.58	4.19
EPS in Rs	-0.23	-0.07	-0.04	0.00	0.00	0.16	0.05	0.00	0.12	-0.14	1.18	2.44	6.48
Dividend Payout %	0.00%	0.00%	0.00%			0.00%	0.00%		0.00%	0.00%	0.00%	0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2019-2020	2020-2021	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	69.23%	50.00%	100.00%	-66.67%	-100.00%	-214.29%	1050.00%	107.89%
Change in YoY Net Profit Growth (%)	0.00%	-19.23%	50.00%	-166.67%	-33.33%	-114.29%	1264.29%	-942.11%

Brijlaxmi Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	49%
5 Years:	71%
3 Years:	99%
TTM:	113%

Compounded Profit Growth
10 Years:	66%
5 Years:	121%
3 Years:	183%
TTM:	108%

Stock Price CAGR
10 Years:	22%
5 Years:	70%
3 Years:	51%
1 Year:	-16%

Return on Equity
10 Years:	8%
5 Years:	14%
3 Years:	20%
Last Year:	31%

Last Updated: September 5, 2025, 2:46 pm

Balance Sheet

Last Updated: February 1, 2026, 2:30 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	5.65	5.65	5.65	5.65	5.65	5.65	5.65	5.65	5.65	5.65	6.46	6.46	6.46
Reserves	-2.42	-2.46	-2.49	-2.49	-2.49	-2.92	-2.87	-2.87	-2.80	-2.89	-2.13	-0.54	0.02
Borrowing	4.61	5.03	5.01	6.93	4.54	4.58	1.54	1.39	9.90	18.33	17.05	13.11	19.56
Other Liabilities	0.37	0.14	0.08	0.06	0.27	0.29	0.79	0.60	0.96	0.64	0.53	0.49	0.57
Total Liabilities	8.21	8.36	8.25	10.15	7.97	7.60	5.11	4.77	13.71	21.73	21.91	19.52	26.61
Fixed Assets	0.05	0.00	0.00	0.00	0.00	0.09	0.09	0.08	0.08	0.08	0.08	0.08	0.08
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.73	0.73	0.73	0.73	0.73	0.12	0.14	0.14	0.14	0.12	0.00	1.41	1.41
Other Assets	7.43	7.63	7.52	9.42	7.24	7.39	4.88	4.55	13.49	21.53	21.83	18.03	25.12
Total Assets	8.21	8.36	8.25	10.15	7.97	7.60	5.11	4.77	13.71	21.73	21.91	19.52	26.61

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	0.00	0.00	-0.22	0.20	1.49	-3.18	0.03	-8.00	8.52	-0.78	12.46
Cash from Investing Activity +	0.00	0.00	0.03	0.04	-0.35	2.78	0.00	-0.03	0.00	0.64	-1.41
Cash from Financing Activity +	0.00	0.00	0.19	-0.24	0.00	0.00	-0.01	8.51	-6.60	-1.85	-7.16
Net Cash Flow	0.00	0.00	0.00	0.00	1.15	-0.40	0.02	0.49	1.92	-1.99	3.89
Free Cash Flow	0.00	0.00	-0.22	0.20	1.49	-3.18	0.03	-8.00	8.52	-0.78	12.46
CFO/OP		0%	-2,200%		2,129%	-6,360%	300%	-2,347%	-1,549%	-38%	243%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	-4.46	-4.91	-4.85	-6.65	-4.12	-4.06	-1.16	-1.02	-9.44	-15.62	-16.19	-12.13

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Days
Days Payable
Cash Conversion Cycle	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Working Capital Days	36,865.00	22,599.58	6,674.29	5,600.86	5,110.00	43.31	-348.02	-172.89	-223.56	91.25	32.14	-21.30
ROCE %	-1.54%	0.00%	-0.24%	0.11%	0.00%	1.73%	0.86%	0.24%	4.02%	6.62%	10.88%	26.53%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	13.70%	13.70%	24.58%	24.58%	24.58%	24.58%	24.58%	24.58%	24.58%	24.58%	24.58%	24.58%
Public	86.29%	86.29%	75.42%	75.42%	75.42%	75.42%	75.42%	75.42%	75.43%	75.42%	75.43%	75.42%
No. of Shareholders	7,383	7,237	7,173	7,084	7,141	7,093	7,415	7,615	7,699	7,690	7,685	7,660

Shareholding Pattern Chart

No. of Shareholders

Brijlaxmi Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	2.45	1.18	-0.15	0.13	0.00
Diluted EPS (Rs.)	2.45	1.18	-0.15	0.13	0.00
Cash EPS (Rs.)	2.45	1.18	-0.14	0.13	0.00
Book Value[Excl.RevalReserv]/Share (Rs.)	9.16	6.71	4.89	5.04	4.91
Book Value[Incl.RevalReserv]/Share (Rs.)	9.16	6.71	4.89	5.04	4.91
Revenue From Operations / Share (Rs.)	2.02	3.79	3.48	1.38	0.66
PBDIT / Share (Rs.)	8.30	3.56	1.97	0.59	0.02
PBIT / Share (Rs.)	8.30	3.56	1.97	0.58	0.02
PBT / Share (Rs.)	3.31	1.40	-0.14	0.17	0.00
Net Profit / Share (Rs.)	2.45	1.18	-0.14	0.12	0.00
PBDIT Margin (%)	410.28	94.00	56.64	42.95	4.26
PBIT Margin (%)	410.18	93.94	56.57	42.77	3.89
PBT Margin (%)	163.68	36.99	-4.24	12.59	0.72
Net Profit Margin (%)	121.08	31.02	-4.24	9.28	0.27
Return on Networth / Equity (%)	26.73	17.50	-3.01	2.53	0.03
Return on Capital Employeed (%)	90.50	52.96	40.17	10.78	0.49
Return On Assets (%)	8.10	3.46	-0.38	0.52	0.02
Total Debt / Equity (X)	2.21	3.93	6.63	3.48	0.49
Asset Turnover Ratio (%)	0.06	0.11	0.11	0.08	0.07
Current Ratio (X)	1.42	1.22	1.12	1.25	2.42
Quick Ratio (X)	1.42	1.22	1.12	1.25	2.42
Interest Coverage Ratio (X)	1.66	1.65	0.93	1.42	1.34
Interest Coverage Ratio (Post Tax) (X)	1.49	1.54	0.93	1.31	1.09
Enterprise Value (Cr.)	13.77	21.58	17.89	10.81	2.85
EV / Net Operating Revenue (X)	10.53	8.82	9.11	13.90	7.52
EV / EBITDA (X)	2.57	9.38	16.08	32.37	176.51
MarketCap / Net Operating Revenue (X)	3.82	2.03	1.02	1.84	3.93
Price / BV (X)	0.84	1.15	0.72	0.50	0.53
Price / Net Operating Revenue (X)	3.82	2.03	1.02	1.84	3.93
EarningsYield	0.31	0.15	-0.04	0.05	0.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Brijlaxmi Leasing & Finance Ltd. is a Public Limited Listed company incorporated on 13/08/1990 and has its registered office in the State of Gujarat, India. Company's Corporate Identification Number(CIN) is L65993GJ1990PLC014183 and registration number is 014183. Currently Company is involved in the business activities of Other credit granting. Company's Total Operating Revenue is Rs. 1.31 Cr. and Equity Capital is Rs. 6.46 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	24, Suwernpuri Society, Chikuwadi, NearJetalpur Road, Vadodra Gujarat 390007	Contact not found

Management
Name	Position Held
Mr. Jaykishor Chaturvedi	Chairman
Mr. Siddharth Chaturvedi	Managing Director & CFO
Mrs. Nupur Chaturvedi	Director
Mr. Ankur Chaturvedi	Director
Mr. Ravikiran Malik	Independent Director
Mr. Mukesh Narula	Independent Director
Mr. Pawan Kumar Sikka	Independent Director

FAQ

What is the intrinsic value of Brijlaxmi Leasing & Finance Ltd and is it undervalued?

As of 14 April 2026, Brijlaxmi Leasing & Finance Ltd's intrinsic value is ₹39.48, which is 218.39% higher than the current market price of ₹12.40, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (30.8 %), book value (₹10.0), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Brijlaxmi Leasing & Finance Ltd?

Brijlaxmi Leasing & Finance Ltd is trading at ₹12.40 as of 14 April 2026, with a FY2026-2027 high of ₹17.7 and low of ₹7.68. The stock is currently in the middle of its 52-week range. Market cap stands at ₹7.98 Cr..

How does Brijlaxmi Leasing & Finance Ltd's P/E ratio compare to its industry?

Brijlaxmi Leasing & Finance Ltd has a P/E ratio of 1.90, which is below the industry average of 101.56. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Brijlaxmi Leasing & Finance Ltd financially healthy?

Key indicators for Brijlaxmi Leasing & Finance Ltd: ROCE of 26.5 % indicates efficient capital utilization; ROE of 30.8 % shows strong shareholder returns. Dividend yield is 0.00 %.

Is Brijlaxmi Leasing & Finance Ltd profitable and how is the profit trend?

Brijlaxmi Leasing & Finance Ltd reported a net profit of ₹2 Cr in Mar 2025 on revenue of ₹6 Cr. Compared to ₹0 Cr in Mar 2022, the net profit shows an improving trend.

Does Brijlaxmi Leasing & Finance Ltd pay dividends?

Brijlaxmi Leasing & Finance Ltd has a dividend yield of 0.00 % at the current price of ₹12.40. The company is currently not paying meaningful dividends.