Challani Capital Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Challani Capital Ltd?

Challani Capital Ltd is trading at 20.40 as of 15 April 2026, with a FY2026-2027 high of 33.1 and low of 17.7. The stock is currently near its 52-week low. Market cap stands at 30.6 Cr..

Q: Is Challani Capital Ltd financially healthy?

Key indicators: ROCE of 28.2 % indicates efficient capital utilization. Dividend yield is 0.00 %.

Q: Is Challani Capital Ltd profitable and how is the profit trend?

Challani Capital Ltd reported a net profit of 2 Cr in Mar 2025 on revenue of 3 Cr. Compared to -9 Cr in Mar 2022, the net profit shows an improving trend.

Fair Value

₹24.98Undervalued by 22.45%vs CMP ₹20.40

P/E (20.1) × ROE (28.2%) × BV (₹5.40) × DY (2.00%)

₹18.13Overvalued by 11.13%vs CMP ₹20.40

MoS: -12.5% (Negative)Confidence: 50/100 (Moderate)Models: 2 Under, 5 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹37.81	27%	Under (+85.3%)
Graham Number	Earnings	₹11.02	20%	Over (-46%)
Earnings Power	Earnings	₹6.31	13%	Over (-69.1%)
DCF	Cash Flow	₹24.86	13%	Under (+21.9%)
Net Asset Value	Assets	₹5.34	9%	Over (-73.8%)
Earnings Yield	Earnings	₹10.00	9%	Over (-51%)
ROCE Capital	Returns	₹1.17	9%	Over (-94.3%)
Consensus (7 models)		₹18.13	100%	Overvalued

Key Drivers: EPS CAGR 51.4% lifts DCF — verify sustainability. | Wide model spread (₹1–₹38) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 51.4%

*Investments are subject to market risks

Investment Snapshot

Challani Capital Ltd scores 70/100 (Strong)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health76/100 · Strong

ROCE 28.2% ExcellentROE 28.2% ExcellentD/E 0.07 Low debtInterest Coverage 0.0x RiskyProfitable 4/5 years Consistent

Smart Money50/100 · Moderate

Promoter holding at 75.0% Stable

Earnings Quality60/100 · Moderate

Working capital: 26 days (improving) Efficient

Quarterly Momentum70/100 · Strong

Profit (4Q): +48% YoY Strong

Industry Rank90/100 · Strong

P/E 20.1 vs industry 101.6 Cheaper than peersROCE 28.2% vs industry 15.8% Above peersROE 28.2% vs industry 8.8% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:19 am

Market Cap	30.6 Cr.
Current Price	20.4
Intrinsic Value	₹18.13
High / Low	33.1/17.7
Stock P/E	20.1
Book Value	5.40
Dividend Yield	0.00 %
ROCE	28.2 %
ROE	28.2 %
Face Value	10.0
PEG Ratio	0.39

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Challani Capital Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Challani Capital Ltd	30.6 Cr.	20.4	33.1/17.7	20.1	5.40	0.00 %	28.2 %	28.2 %	10.0
Capri Global Capital Ltd	16,932 Cr.	176	214/151	20.1	69.4	0.11 %	11.2 %	11.8 %	1.00
Amarnath Securities Ltd	3.55 Cr.	11.8	17.9/10.1	19.7	15.2	0.00 %	5.77 %	4.33 %	10.0
Crest Ventures Ltd	935 Cr.	329	450/298	19.6	444	0.30 %	9.68 %	7.70 %	10.0
Apollo Finvest (India) Ltd	131 Cr.	350	659/318	18.9	191	0.00 %	14.7 %	11.4 %	10.0
Industry Average	22,241.21 Cr	369.74		101.56	513.16	0.26%	15.81%	8.84%	8.50

All Competitor Stocks of Challani Capital Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	0.19	0.28	0.03	0.22	0.22	0.20	0.33	0.35	0.32	1.12	0.74	0.36	0.31
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.12	0.19	0.12	0.13	0.17	0.08	0.17	0.31	0.24	0.16	0.30	0.31	0.22
Financing Profit	0.07	0.09	-0.09	0.09	0.05	0.12	0.16	0.04	0.08	0.96	0.44	0.05	0.09
Financing Margin %	36.84%	32.14%	-300.00%	40.91%	22.73%	60.00%	48.48%	11.43%	25.00%	85.71%	59.46%	13.89%	29.03%
Other Income	0.00	0.84	0.16	0.21	0.15	0.00	0.00	0.32	0.31	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.07	0.93	0.06	0.30	0.20	0.12	0.16	0.36	0.39	0.96	0.44	0.05	0.09
Tax %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Profit	0.06	0.93	0.07	0.30	0.20	0.12	0.16	0.36	0.39	0.95	0.44	0.05	0.08
EPS in Rs	0.04	0.62	0.05	0.20	0.13	0.08	0.11	0.24	0.26	0.63	0.29	0.03	0.05
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 11:28 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 2:16 am

Metric	Sep 2014n n 18m	Mar 2015n n 6m	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	3.32	0.63	0.56	0.39	0.20	0.45	0.03	0.99	3.62	0.90	1.19	2.51	2.53
Interest	7.74	1.99	0.92	0.27	0.24	0.21	0.19	0.16	-0.00	-0.00	-0.00	-0.00	0.00
Expenses	2.39	25.97	1.84	1.12	1.55	1.92	0.67	0.59	2.30	0.62	0.68	0.89	0.99
Financing Profit	-6.81	-27.33	-2.20	-1.00	-1.59	-1.68	-0.83	0.24	1.32	0.28	0.51	1.62	1.54
Financing Margin %	-205.12%	-4,338.10%	-392.86%	-256.41%	-795.00%	-373.33%	-2,766.67%	24.24%	36.46%	31.11%	42.86%	64.54%	60.87%
Other Income	7.22	23.03	0.22	0.34	0.41	-0.00	-0.00	5.16	-10.22	0.84	-0.00	0.24	0.00
Depreciation	0.29	0.08	0.16	0.16	0.09	0.07	0.06	0.06	0.02	0.01	-0.00	-0.00	0.00
Profit before tax	0.12	-4.38	-2.14	-0.82	-1.27	-1.75	-0.89	5.34	-8.92	1.11	0.51	1.86	1.54
Tax %	8.33%	0.23%	-0.93%	-2.44%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%
Net Profit	0.12	-4.39	-2.12	-0.80	-1.28	-1.74	-0.89	5.34	-8.92	1.11	0.51	1.86	1.52
EPS in Rs	0.13	-4.88	-2.36	-0.89	-1.42	-1.93	-0.99	5.93	-5.95	0.74	0.34	1.24	1.00
Dividend Payout %	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%	-0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	62.26%	-60.00%	-35.94%	48.85%	700.00%	-267.04%	112.44%	-54.05%	264.71%
Change in YoY Net Profit Growth (%)	0.00%	-122.26%	24.06%	84.79%	651.15%	-967.04%	379.49%	-166.50%	318.76%

Challani Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	15%
5 Years:	142%
3 Years:	-11%
TTM:	161%

Compounded Profit Growth
10 Years:	8%
5 Years:	33%
3 Years:	13%
TTM:	174%

Stock Price CAGR
10 Years:	11%
5 Years:	52%
3 Years:	40%
1 Year:	10%

Return on Equity
10 Years:	-3%
5 Years:	12%
3 Years:	16%
Last Year:	28%

Last Updated: September 5, 2025, 2:51 pm

Balance Sheet

Last Updated: February 1, 2026, 4:32 am

Month	Sep 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	9.00	9.00	9.00	9.00	9.00	9.00	9.00	15.00	15.00	15.00	15.00	15.00	15.00
Reserves	23.51	5.46	3.34	2.54	1.26	-0.48	-1.37	-2.03	-10.95	-9.84	-9.34	-7.48	-6.99
Borrowing	34.23	6.80	3.93	4.00	4.48	4.83	5.44	0.51	0.55	0.88	0.00	0.00	0.43
Other Liabilities	4.95	0.99	1.56	2.02	2.94	0.42	0.49	0.03	0.05	0.02	0.05	1.34	1.33
Total Liabilities	71.69	22.25	17.83	17.56	17.68	13.77	13.56	13.51	4.65	6.06	5.71	8.86	9.77
Fixed Assets	28.92	0.97	0.82	0.66	0.56	0.50	0.44	0.38	0.36	0.32	0.31	0.31	0.81
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	27.41	3.56	0.04	0.04	0.04	0.02	0.01	0.03	0.03	0.03	0.03	0.03	0.03
Other Assets	15.36	17.72	16.97	16.86	17.08	13.25	13.11	13.10	4.26	5.71	5.37	8.52	8.93
Total Assets	71.69	22.25	17.83	17.56	17.68	13.77	13.56	13.51	4.65	6.06	5.71	8.86	9.77

Reserves and Borrowings Chart

Cash Flow

Month	Sep 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	20.73	-0.53	0.40	0.27	0.36	-0.09	-0.52	0.84	2.11	-2.69	-0.65	0.85
Cash from Investing Activity +	-20.92	27.75	3.51	0.00	0.00	0.05	0.00	0.00	0.00	0.48	0.00	0.00
Cash from Financing Activity +	-0.48	-27.28	-3.79	-0.27	-0.50	0.13	0.42	-0.42	0.04	0.72	0.00	0.00
Net Cash Flow	-0.67	-0.06	0.12	0.00	-0.14	0.10	-0.10	0.42	2.16	-1.49	-0.64	0.86
Free Cash Flow	15.80	30.72	0.39	0.27	0.36	-0.09	-0.52	0.84	2.11	-2.24	-0.65	0.85
CFO/OP	2,230%	2%	-31%	-37%	-27%	6%	81%	210%	160%	-961%	-127%	52%

Free Cash Flow

Month	Mar 2015n n 6m	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2014n n 18m
Free Cash Flow	25.97	-2.09	-2.88	-2.93	-2.91	-4.77	0.08	1.75	-0.26	0.68	0.89	2.39

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Sep 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Days
Days Payable
Cash Conversion Cycle	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Working Capital Days	-1,831.60	7,456.43	9,268.39	12,812.44	24,144.75	9,757.67	145,513.33	4,579.09	144.19	596.17	444.75	26.18
ROCE %	11.24%		-6.50%	-3.46%	-6.80%	-10.96%	-5.30%	2.56%	14.38%	5.08%	8.72%	28.22%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	74.95%	74.95%	74.95%	74.95%	74.95%	74.95%	74.95%	74.99%	74.99%	75.00%	75.00%	74.99%
Public	25.06%	25.06%	25.05%	25.06%	25.05%	25.06%	25.06%	25.01%	25.00%	25.01%	25.01%	25.00%
No. of Shareholders	2,029	2,014	2,068	2,149	2,228	2,244	2,227	2,559	2,531	2,503	2,511	2,497

Shareholding Pattern Chart

No. of Shareholders

Challani Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	1.24	0.34	0.74	-5.95	5.93
Diluted EPS (Rs.)	1.24	0.34	0.74	-5.95	5.93
Cash EPS (Rs.)	1.24	0.34	0.74	-5.94	6.00
Book Value[Excl.RevalReserv]/Share (Rs.)	5.01	3.77	3.44	2.70	7.74
Book Value[Incl.RevalReserv]/Share (Rs.)	5.01	3.77	3.44	2.70	7.74
Revenue From Operations / Share (Rs.)	1.67	0.79	0.58	2.41	1.10
PBDIT / Share (Rs.)	1.24	0.34	0.46	0.88	0.44
PBIT / Share (Rs.)	1.24	0.33	0.46	0.86	0.38
PBT / Share (Rs.)	1.24	0.33	0.74	-5.95	5.93
Net Profit / Share (Rs.)	1.24	0.33	0.74	-5.95	5.93
PBDIT Margin (%)	74.29	42.78	80.32	36.48	40.31
PBIT Margin (%)	74.13	42.45	79.05	35.91	34.71
PBT Margin (%)	74.13	42.45	126.84	-246.54	539.40
Net Profit Margin (%)	74.13	42.45	126.84	-246.54	539.40
Return on Networth / Equity (%)	24.70	8.94	21.54	-220.63	76.63
Return on Capital Employeed (%)	24.70	8.93	13.41	31.96	2.64
Return On Assets (%)	20.96	8.87	18.33	-191.91	39.52
Total Debt / Equity (X)	0.00	0.00	0.16	0.13	0.07
Asset Turnover Ratio (%)	0.34	0.20	0.16	0.39	0.07
Current Ratio (X)	4.96	122.46	4.28	4.31	20.02
Quick Ratio (X)	4.96	122.46	4.28	4.31	20.02
Interest Coverage Ratio (X)	0.00	0.00	0.00	0.00	2.44
Interest Coverage Ratio (Post Tax) (X)	0.00	0.00	0.00	0.00	2.10
Enterprise Value (Cr.)	32.67	25.21	16.67	14.79	3.38
EV / Net Operating Revenue (X)	13.04	21.13	19.04	4.08	3.41
EV / EBITDA (X)	17.55	49.38	23.70	11.20	8.47
MarketCap / Net Operating Revenue (X)	13.39	21.18	18.84	4.54	2.94
Price / BV (X)	4.46	4.46	3.20	4.06	0.41
Price / Net Operating Revenue (X)	13.40	21.19	18.87	4.54	2.94
EarningsYield	0.05	0.02	0.06	-0.54	1.84

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Challani Capital Ltd. is a Public Limited Listed company incorporated on 17/04/1990 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65191TN1990PLC019060 and registration number is 019060. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 2.51 Cr. and Equity Capital is Rs. 15.00 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	No 15, New Giri Road, Chennai (Madras) Tamil Nadu 600017	Contact not found

Management
Name	Position Held
Mr. Padam J Challani	Chairman & Managing Director
Mrs. Swapna Pawan Kochar	Woman Director
Mr. Selvamani Gowrishankaran	Independent Director
Mr. Rameshkumar Mallela	Independent Director

FAQ

What is the intrinsic value of Challani Capital Ltd and is it undervalued?

As of 15 April 2026, Challani Capital Ltd's intrinsic value is ₹18.13, which is 11.13% lower than the current market price of ₹20.40, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (28.2 %), book value (₹5.40), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Challani Capital Ltd?

Challani Capital Ltd is trading at ₹20.40 as of 15 April 2026, with a FY2026-2027 high of ₹33.1 and low of ₹17.7. The stock is currently near its 52-week low. Market cap stands at ₹30.6 Cr..

How does Challani Capital Ltd's P/E ratio compare to its industry?

Challani Capital Ltd has a P/E ratio of 20.1, which is below the industry average of 101.56. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Challani Capital Ltd financially healthy?

Key indicators for Challani Capital Ltd: ROCE of 28.2 % indicates efficient capital utilization; ROE of 28.2 % shows strong shareholder returns. Dividend yield is 0.00 %.

Is Challani Capital Ltd profitable and how is the profit trend?

Challani Capital Ltd reported a net profit of ₹2 Cr in Mar 2025 on revenue of ₹3 Cr. Compared to ₹-9 Cr in Mar 2022, the net profit shows an improving trend.

Does Challani Capital Ltd pay dividends?

Challani Capital Ltd has a dividend yield of 0.00 % at the current price of ₹20.40. The company is currently not paying meaningful dividends.