Consolidated Finvest & Holdings Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Consolidated Finvest & Holdings Ltd?

Consolidated Finvest & Holdings Ltd is trading at 220.00 as of 26 April 2026, with a FY2026-2027 high of 246 and low of 152. The stock is currently in the middle of its 52-week range. Market cap stands at 711 Cr..

Q: Is Consolidated Finvest & Holdings Ltd financially healthy?

Key indicators: ROCE of 7.72 % is on the lower side. Dividend yield is 0.51 %.

Fair Value

₹341.12Undervalued by 55.05%vs CMP ₹220.00

P/E (11.2) × ROE (11.8%) × BV (₹321.00) × DY (0.51%)

₹468.43Undervalued by 112.92%vs CMP ₹220.00

MoS: +53% (Strong)Confidence: 50/100 (Moderate)Models: 5 Under, 2 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹861.67	27%	Under (+291.7%)
Graham Number	Earnings	₹375.67	20%	Under (+70.8%)
Earnings Power	Earnings	₹339.94	13%	Under (+54.5%)
DCF	Cash Flow	₹478.26	13%	Under (+117.4%)
Net Asset Value	Assets	₹321.18	9%	Under (+46%)
Earnings Yield	Earnings	₹195.40	9%	Over (-11.2%)
ROCE Capital	Returns	₹46.57	9%	Over (-78.8%)
Consensus (7 models)		₹468.43	100%	Undervalued

Key Drivers: EPS CAGR 152.6% lifts DCF — verify sustainability. | Wide model spread (₹47–₹862) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 152.6%

*Investments are subject to market risks

Analyst Summary

Consolidated Finvest & Holdings Ltd operates in the Finance & Investments segment, current market price is ₹220.00, market cap is 711 Cr.. At a glance, stock P/E is 11.2, ROE is 11.8 %, ROCE is 7.72 %, book value is 321, dividend yield is 0.51 %. The latest intrinsic value estimate is ₹468.43, which is about 112.9% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹66 Cr versus the prior period change of 32.0%, while latest net profit is about ₹108 Cr with a prior-period change of 134.8%. The 52-week range shown on this page is 246/152, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisConsolidated Finvest & Holdings Ltd. is a Public Limited Listed company incorporated on 15/07/1993 and has its registered office in the State of Uttar Pradesh, India. Company's Corporate Identificatio…

This summary is generated from the stock page data available for Consolidated Finvest & Holdings Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Consolidated Finvest & Holdings Ltd scores 55/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health61/100 · Moderate

ROCE 7.7% WeakROE 11.8% AverageD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

FII holding stable No changePromoter holding at 74.9% Stable

Earnings Quality60/100 · Moderate

Working capital: 6 days (improving) Efficient

Quarterly Momentum40/100 · Moderate

Profit (4Q): -37% YoY Declining

Industry Rank55/100 · Moderate

P/E 11.2 vs industry 124.9 Cheaper than peersROCE 7.7% vs industry 21.3% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 25, 2026, 11:32 pm

Market Cap	711 Cr.
Current Price	220
Intrinsic Value	₹453.88
High / Low	246/152
Stock P/E	11.2
Book Value	321
Dividend Yield	0.51 %
ROCE	7.72 %
ROE	11.8 %
Face Value	10.0
PEG Ratio	0.07

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Consolidated Finvest & Holdings Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Consolidated Finvest & Holdings Ltd	711 Cr.	220	246/152	11.2	321	0.51 %	7.72 %	11.8 %	10.0
VLS Finance Ltd	743 Cr.	237	340/199	13.2	779	0.63 %	2.15 %	1.70 %	10.0
Emkay Global Financial Services Ltd	591 Cr.	224	410/173	32.8	116	0.67 %	20.4 %	20.9 %	10.0
The Investment Trust of India Ltd (THEINVEST)	586 Cr.	112	184/84.2	20.2	139	0.00 %	9.44 %	6.22 %	10.0
STEL Holdings Ltd	852 Cr.	461	635/342	28.8	1,005	0.00 %	1.30 %	0.97 %	10.0
Industry Average	6,963.82 Cr	1,284.20		124.91	4,364.68	0.39%	21.30%	13.80%	7.23

All Competitor Stocks of Consolidated Finvest & Holdings Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	3	403	14	14	14	6	14	17	14	20	15	18	13
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Expenses	0	6	0	0	1	0	0	4	0	0	0	0	0
Financing Profit	3	397	14	13	13	6	14	13	14	20	15	18	13
Financing Margin %	97%	98%	98%	98%	93%	98%	99%	79%	99%	99%	99%	99%	99%
Other Income	8	3	0	0	0	4	3	0	3	2	0	1	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	11	400	14	14	13	10	18	14	17	22	15	19	13
Tax %	10%	24%	24%	27%	27%	-58%	-31%	-245%	11%	-2%	15%	17%	11%
Net Profit	10	304	10	10	10	16	23	47	15	23	13	16	12
EPS in Rs	3.05	93.96	3.19	3.07	3.05	5.04	7.09	14.57	4.70	7.08	3.91	4.85	3.70
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 4:16 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 5:46 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	3	2	48	6	5	8	9	11	12	417	50	66	67
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Expenses	1	1	1	8	1	7	1	0	9	7	1	1	1
Financing Profit	2	1	47	-1	3	1	8	11	3	411	49	65	66
Financing Margin %	73%	65%	98%	-17%	70%	15%	93%	96%	22%	98%	98%	99%	99%
Other Income	-0	0	0	1	-10	-6	0	-0	0	-0	2	6	4
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	2	2	47	-0	-7	-5	8	11	3	411	51	71	70
Tax %	266%	7%	3%	14,550%	24%	28%	30%	20%	77%	24%	9%	-53%
Net Profit	-4	1	46	-3	-9	-7	6	9	1	313	46	108	63
EPS in Rs	-1.15	0.46	14.16	-0.91	-2.72	-2.03	1.74	2.65	0.19	96.69	14.35	33.45	19.54
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	125.00%	4500.00%	-106.52%	-200.00%	22.22%	185.71%	50.00%	-88.89%	31200.00%	-85.30%	134.78%
Change in YoY Net Profit Growth (%)	0.00%	4375.00%	-4606.52%	-93.48%	222.22%	163.49%	-135.71%	-138.89%	31288.89%	-31285.30%	220.09%

Consolidated Finvest & Holdings Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	41%
5 Years:	50%
3 Years:	75%
TTM:	36%

Compounded Profit Growth
10 Years:	56%
5 Years:	81%
3 Years:	462%
TTM:	66%

Stock Price CAGR
10 Years:	13%
5 Years:	41%
3 Years:	11%
1 Year:	-14%

Return on Equity
10 Years:	13%
5 Years:	15%
3 Years:	20%
Last Year:	12%

Last Updated: September 5, 2025, 11:50 am

Balance Sheet

Last Updated: February 1, 2026, 1:09 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	32	32	32	32	32	32	32	32	32	32	32	32	32
Reserves	316	318	363	360	352	319	325	334	470	711	776	995	1,006
Borrowing	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	4	2	9	9	2	8	3	4	35	116	119	96	99
Total Liabilities	353	352	405	402	386	360	361	370	538	860	927	1,124	1,137
Fixed Assets	4	4	3	2	1	1	1	1	1	1	1	1	1
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	332	339	324	306	353	327	332	346	524	853	922	1,119	1,130
Other Assets	17	10	78	93	31	32	28	23	12	6	4	4	6
Total Assets	353	352	405	402	386	360	361	370	538	860	927	1,124	1,137

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	44	-2	-66	-20	57	7	5	12	-7	8	14	10
Cash from Investing Activity +	-43	1	67	20	-57	-8	-5	-12	7	-8	-14	-10
Cash from Financing Activity +	-0	-0	-0	-0	-0	0	0	-0	-0	-0	-0	-0
Net Cash Flow	0	-1	0	-0	0	-0	0	-0	-0	-0	-0	0
Free Cash Flow	44	0	-66	-18	59	-0	5	12	-7	8	14	10
CFO/OP	1,873%	-83%	-123%	1,835%	1,746%	591%	65%	116%	-234%	2%	28%	16%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	1.00	1.00	1.00	8.00	1.00	7.00	1.00	0.00	9.00	7.00	1.00	1.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0	0	0	0	0	0	0	0	0	0	0	0
Inventory Days
Days Payable
Cash Conversion Cycle	0	0	0	0	0	0	0	0	0	0	0	0
Working Capital Days	93	529	172	2,215	544	102	299	219	217	1	7	6
ROCE %	1%	0%	13%	-0%	1%	1%	2%	3%	1%	66%	7%	8%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	74.41%	74.41%	74.89%	74.89%	74.89%	74.89%	74.89%	74.89%	74.89%	74.89%	74.89%	74.89%
FIIs	4.29%	3.58%	3.60%	2.53%	2.96%	3.37%	3.60%	4.05%	4.29%	4.15%	4.16%	4.18%
DIIs	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%
Public	21.28%	21.99%	21.49%	22.56%	22.13%	21.72%	21.50%	21.04%	20.81%	20.94%	20.94%	20.91%
No. of Shareholders	13,287	14,220	14,371	18,597	19,285	20,243	20,161	19,746	19,502	19,288	19,114	18,716

Shareholding Pattern Chart

No. of Shareholders

Consolidated Finvest & Holdings Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 21	Mar 20	Mar 19	Mar 18	Mar 17
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	131.54	37.74	-51.25	0.48	21.40
Diluted EPS (Rs.)	131.54	37.74	-51.25	0.48	21.40
Cash EPS (Rs.)	62.09	-0.85	-19.63	-13.28	5.30
Book Value[Excl.RevalReserv]/Share (Rs.)	459.86	346.90	390.37	444.48	444.89
Book Value[Incl.RevalReserv]/Share (Rs.)	459.86	346.90	390.37	444.48	444.89
Revenue From Operations / Share (Rs.)	6.77	4.56	0.45	1.46	2.17
PBDIT / Share (Rs.)	64.61	6.50	1.04	2.23	7.87
PBIT / Share (Rs.)	64.60	6.49	1.04	2.22	7.78
PBT / Share (Rs.)	64.60	0.69	-19.24	-12.61	7.81
Net Profit / Share (Rs.)	62.08	-0.86	-19.64	-13.29	5.21
NP After MI And SOA / Share (Rs.)	131.54	37.81	-51.25	0.48	21.40
PBDIT Margin (%)	954.87	142.39	227.92	152.57	361.98
PBIT Margin (%)	954.79	142.26	226.15	151.98	357.72
PBT Margin (%)	954.79	15.15	-4193.86	-862.77	359.25
Net Profit Margin (%)	917.58	-18.88	-4281.19	-909.85	239.44
NP After MI And SOA Margin (%)	1944.08	828.21	-11171.10	32.98	984.33
Return on Networth / Equity (%)	29.57	11.21	-13.49	0.11	4.95
Return on Capital Employeed (%)	13.98	1.86	0.26	0.49	1.74
Return On Assets (%)	28.46	10.85	-12.97	0.10	4.75
Asset Turnover Ratio (%)	0.01	0.01	0.00	0.00	0.01
Current Ratio (X)	2628.04	1982.57	8.82	9.52	7.14
Quick Ratio (X)	2628.04	1982.57	8.82	9.52	7.14
Interest Coverage Ratio (X)	0.00	0.00	0.00	0.00	126.43
Interest Coverage Ratio (Post Tax) (X)	0.00	0.00	0.00	0.00	83.20
Enterprise Value (Cr.)	97.08	94.34	147.74	151.42	155.17
EV / Net Operating Revenue (X)	4.44	6.39	99.62	32.06	22.08
EV / EBITDA (X)	0.46	4.49	43.70	21.01	6.10
MarketCap / Net Operating Revenue (X)	5.15	7.63	75.96	23.85	16.03
Price / BV (X)	0.07	0.10	0.09	0.08	0.08
Price / Net Operating Revenue (X)	5.15	7.64	76.09	23.85	16.03
EarningsYield	3.77	1.08	-1.47	0.01	0.61

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Consolidated Finvest & Holdings Ltd. is a Public Limited Listed company incorporated on 15/07/1993 and has its registered office in the State of Uttar Pradesh, India. Company's Corporate Identification Number(CIN) is L33200UP1993PLC015474 and registration number is 015474. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 67.69 Cr. and Equity Capital is Rs. 32.33 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	19th K.M. Hapur - Bulandshahr Road, Bulandshahar Dist Uttar Pradesh 203408	Contact not found

Management
Name	Position Held
Mr. Sanjiv Kumar Agarwal	Managing Director
Ms. Geeta Gilotra	Director
Ms. Kirty Agarwal	Director
Mr. Sanjeev Aggarwal	Director
Mr. Prakash Matai	Director
Mr. Radhey Shyam	Director

FAQ

What is the intrinsic value of Consolidated Finvest & Holdings Ltd and is it undervalued?

As of 26 April 2026, Consolidated Finvest & Holdings Ltd's intrinsic value is ₹468.43, which is 112.92% higher than the current market price of ₹220.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (11.8 %), book value (₹321), dividend yield (0.51 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Consolidated Finvest & Holdings Ltd?

Consolidated Finvest & Holdings Ltd is trading at ₹220.00 as of 26 April 2026, with a FY2026-2027 high of ₹246 and low of ₹152. The stock is currently in the middle of its 52-week range. Market cap stands at ₹711 Cr..

How does Consolidated Finvest & Holdings Ltd's P/E ratio compare to its industry?

Consolidated Finvest & Holdings Ltd has a P/E ratio of 11.2, which is below the industry average of 124.91. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Consolidated Finvest & Holdings Ltd financially healthy?

Key indicators for Consolidated Finvest & Holdings Ltd: ROCE of 7.72 % is on the lower side compared to the industry average of 21.30%. Dividend yield is 0.51 %.

Is Consolidated Finvest & Holdings Ltd profitable and how is the profit trend?

Consolidated Finvest & Holdings Ltd reported a net profit of ₹108 Cr in Mar 2025 on revenue of ₹66 Cr. Compared to ₹1 Cr in Mar 2022, the net profit shows an improving trend.

Does Consolidated Finvest & Holdings Ltd pay dividends?

Consolidated Finvest & Holdings Ltd has a dividend yield of 0.51 % at the current price of ₹220.00. The company pays dividends, though the yield is modest.