Share Price and Basic Stock Data
Last Updated: November 3, 2025, 11:33 pm
| PEG Ratio | 19.11 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Decillion Finance Ltd operates as a Non-Banking Financial Company (NBFC) and reported a market capitalization of ₹18.2 Cr. The company’s share price stood at ₹52.0, reflecting investor sentiment. Over the past few quarters, revenue has shown a fluctuating trend, with sales of ₹0.21 Cr in June 2022, rising to ₹0.27 Cr by June 2023, before stabilizing around ₹0.25 Cr in subsequent quarters. The trailing twelve months (TTM) sales reached ₹1.06 Cr, indicating a gradual recovery post-pandemic. However, the historical sales figures from March 2014 to March 2025 reveal a peak of ₹3.16 Cr in March 2018, followed by a significant decline, with recent sales reflecting lower operational scale. The company’s sales and operating profit margins (OPM) have also seen volatility, with OPM reported at 59.26% for June 2025, suggesting improved operational efficiency despite previous losses. Overall, Decillion’s revenue trajectory highlights challenges in maintaining consistent growth, evident from the past years’ fluctuations.
Profitability and Efficiency Metrics
Decillion Finance’s profitability metrics present a mixed picture. The company recorded a net profit of ₹0.07 Cr, with a notably high price-to-earnings (P/E) ratio of 227, indicating that the stock is priced at a premium compared to its earnings. Return on equity (ROE) stood at 0.56%, while return on capital employed (ROCE) was slightly better at 0.98%, both reflecting modest efficiency in generating returns for shareholders. However, the company faced challenges with operating profit, which turned negative in several instances, particularly in March 2023 and March 2024. The operating profit margin (OPM) fluctuated significantly, with a low of -200% in March 2023, suggesting periods of operational inefficiency. The interest coverage ratio (ICR) recorded at 0.00x indicates potential difficulties in meeting interest obligations from earnings, raising concerns about financial sustainability. Overall, Decillion’s profitability and efficiency metrics suggest a need for operational improvements and effective cost management to enhance financial health.
Balance Sheet Strength and Financial Ratios
Decillion Finance’s balance sheet reveals a conservative financial structure with total borrowings of ₹0.85 Cr and reserves of ₹8.94 Cr. The company has maintained a low debt-to-equity ratio, standing at 0.00, highlighting minimal leverage and a strong capital base. Its price-to-book value (P/BV) ratio of 0.36x indicates that the stock is undervalued relative to its book value, which may appeal to value investors. However, the interest coverage ratio of 0.00x raises red flags about the company’s ability to cover interest expenses, suggesting potential liquidity issues. Furthermore, the cash conversion cycle (CCC) has been reported at 0.00 days for March 2025, indicating an efficient cash management process. Despite these strengths, the company must address its profitability challenges and negative operating profit periods to ensure long-term sustainability. Overall, while the balance sheet reflects strength, the financial ratios highlight areas requiring immediate attention for future growth.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Decillion Finance Ltd indicates a stable ownership structure, with promoters holding 40.98% of the shares. The public holds 59.02%, reflecting a significant retail investor interest, with the number of shareholders recorded at 1,870 as of June 2025. This stable shareholding structure suggests a level of investor confidence, although the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may limit institutional backing and could be a concern for long-term growth. The increasing number of shareholders from 507 in September 2022 to 1,870 in June 2025 indicates growing interest among retail investors. However, the high promoter holding could lead to concentration risks, where decisions may favor promoters over minority shareholders. Overall, the shareholding pattern underscores a blend of stability and potential risks, influencing investor sentiment and future capital raising opportunities.
Outlook, Risks, and Final Insight
Decillion Finance Ltd faces both opportunities and challenges in its operational landscape. On the one hand, the company’s low debt levels and significant public shareholding present a foundation for potential growth and improved investor sentiment. The recent increase in sales figures and a recovery in operational profit margins signal a positive trend. However, risks remain, particularly concerning profitability, as evidenced by the erratic operating profit and interest coverage ratios. The company must enhance its operational efficiency and address liquidity concerns to navigate these challenges effectively. Moreover, the absence of institutional investors may inhibit growth prospects and market confidence. In the current scenario, a focused strategy on improving operational metrics and financial health will be crucial for Decillion to capitalize on its strengths and mitigate inherent risks, positioning itself favorably in the competitive NBFC landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Decillion Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.2 Cr. | 1.32 | 1.91/0.85 | 88.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 10.9 Cr. | 1.09 | 14.3/1.06 | 32.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 528 Cr. | 162 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.4 Cr. | 18.9 | 39.8/17.5 | 13.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 43.6 Cr. | 96.8 | 180/90.0 | 23.3 | 238 | 1.03 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,095.21 Cr | 481.49 | 106.37 | 515.32 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.21 | 0.25 | 0.23 | 0.23 | 0.27 | 0.23 | 0.25 | 0.25 | 0.26 | 0.27 | 0.26 | 0.26 | 0.27 |
| Expenses | 0.10 | 0.07 | 0.07 | 0.69 | 0.13 | 0.07 | 0.10 | 0.70 | 0.11 | 0.17 | 0.61 | 0.05 | 0.11 |
| Operating Profit | 0.11 | 0.18 | 0.16 | -0.46 | 0.14 | 0.16 | 0.15 | -0.45 | 0.15 | 0.10 | -0.35 | 0.21 | 0.16 |
| OPM % | 52.38% | 72.00% | 69.57% | -200.00% | 51.85% | 69.57% | 60.00% | -180.00% | 57.69% | 37.04% | -134.62% | 80.77% | 59.26% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Interest | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.09 | 0.16 | 0.14 | -0.46 | 0.13 | 0.15 | 0.14 | -0.44 | 0.14 | 0.09 | -0.36 | 0.22 | 0.15 |
| Tax % | 22.22% | 25.00% | 28.57% | -26.09% | 23.08% | 26.67% | 28.57% | -25.00% | 28.57% | 22.22% | -16.67% | 13.64% | 26.67% |
| Net Profit | 0.06 | 0.12 | 0.10 | -0.34 | 0.10 | 0.11 | 0.09 | -0.32 | 0.10 | 0.06 | -0.30 | 0.20 | 0.11 |
| EPS in Rs | 0.17 | 0.34 | 0.29 | -0.97 | 0.29 | 0.31 | 0.26 | -0.91 | 0.29 | 0.17 | -0.86 | 0.57 | 0.31 |
Last Updated: August 19, 2025, 8:20 pm
Below is a detailed analysis of the quarterly data for Decillion Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.27 Cr.. The value appears strong and on an upward trend. It has increased from 0.26 Cr. (Mar 2025) to 0.27 Cr., marking an increase of 0.01 Cr..
- For Expenses, as of Jun 2025, the value is 0.11 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.05 Cr. (Mar 2025) to 0.11 Cr., marking an increase of 0.06 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.16 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.16 Cr., marking a decrease of 0.05 Cr..
- For OPM %, as of Jun 2025, the value is 59.26%. The value appears to be declining and may need further review. It has decreased from 80.77% (Mar 2025) to 59.26%, marking a decrease of 21.51%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.02 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.02 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.15 Cr.. The value appears to be declining and may need further review. It has decreased from 0.22 Cr. (Mar 2025) to 0.15 Cr., marking a decrease of 0.07 Cr..
- For Tax %, as of Jun 2025, the value is 26.67%. The value appears to be increasing, which may not be favorable. It has increased from 13.64% (Mar 2025) to 26.67%, marking an increase of 13.03%.
- For Net Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.20 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.09 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.31. The value appears to be declining and may need further review. It has decreased from 0.57 (Mar 2025) to 0.31, marking a decrease of 0.26.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:32 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.55 | 1.05 | 0.98 | 1.50 | 3.16 | 0.67 | 0.66 | 0.63 | 0.81 | 0.91 | 1.00 | 1.05 | 1.06 |
| Expenses | 0.42 | 1.00 | 0.75 | 1.32 | 3.06 | 0.65 | 0.69 | 0.34 | 0.90 | 0.94 | 0.98 | 0.94 | 0.94 |
| Operating Profit | 0.13 | 0.05 | 0.23 | 0.18 | 0.10 | 0.02 | -0.03 | 0.29 | -0.09 | -0.03 | 0.02 | 0.11 | 0.12 |
| OPM % | 23.64% | 4.76% | 23.47% | 12.00% | 3.16% | 2.99% | -4.55% | 46.03% | -11.11% | -3.30% | 2.00% | 10.48% | 11.32% |
| Other Income | -0.06 | 0.00 | -0.04 | 0.00 | 0.00 | 0.00 | -0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.02 | 0.02 |
| Interest | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.05 | 0.04 | 0.04 | 0.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.07 | 0.05 | 0.18 | 0.18 | 0.10 | 0.02 | -0.06 | 0.31 | -0.12 | -0.08 | -0.02 | 0.09 | 0.10 |
| Tax % | 28.57% | 40.00% | 22.22% | 33.33% | 20.00% | 200.00% | 0.00% | 3.23% | 50.00% | -37.50% | 0.00% | 33.33% | |
| Net Profit | 0.05 | 0.04 | 0.14 | 0.13 | 0.08 | -0.02 | -0.06 | 0.30 | -0.18 | -0.06 | -0.03 | 0.07 | 0.07 |
| EPS in Rs | 0.14 | 0.11 | 0.40 | 0.37 | 0.23 | -0.06 | -0.17 | 0.86 | -0.51 | -0.17 | -0.09 | 0.20 | 0.19 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -20.00% | 250.00% | -7.14% | -38.46% | -125.00% | -200.00% | 600.00% | -160.00% | 66.67% | 50.00% | 333.33% |
| Change in YoY Net Profit Growth (%) | 0.00% | 270.00% | -257.14% | -31.32% | -86.54% | -75.00% | 800.00% | -760.00% | 226.67% | -16.67% | 283.33% |
Decillion Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 10% |
| 3 Years: | 9% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 12% |
| 3 Years: | 34% |
| TTM: | 450% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 34% |
| 1 Year: | 77% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:11 pm
Balance Sheet
Last Updated: September 10, 2025, 3:28 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 |
| Reserves | 7.41 | 7.45 | 7.58 | 7.71 | 7.79 | 7.64 | 7.73 | 7.83 | 7.89 | 8.88 | 8.87 | 8.94 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.72 | 0.77 | 0.83 | 0.85 |
| Other Liabilities | 0.17 | 0.03 | 0.68 | 0.03 | 0.04 | 0.06 | 0.02 | 0.01 | 0.03 | 0.02 | 0.51 | 0.03 |
| Total Liabilities | 11.08 | 10.98 | 11.76 | 11.24 | 11.33 | 11.20 | 11.25 | 11.34 | 12.14 | 13.17 | 13.71 | 13.32 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.80 | 4.23 | 1.92 | 1.64 | 1.69 | 3.25 | 1.88 | 2.34 | 2.53 | 0.93 | 0.39 | 0.40 |
| Other Assets | 6.28 | 6.75 | 9.84 | 9.60 | 9.64 | 7.95 | 9.37 | 9.00 | 9.61 | 12.24 | 13.32 | 12.92 |
| Total Assets | 11.08 | 10.98 | 11.76 | 11.24 | 11.33 | 11.20 | 11.25 | 11.34 | 12.14 | 13.17 | 13.71 | 13.32 |
Below is a detailed analysis of the balance sheet data for Decillion Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.50 Cr..
- For Reserves, as of Mar 2025, the value is 8.94 Cr.. The value appears strong and on an upward trend. It has increased from 8.87 Cr. (Mar 2024) to 8.94 Cr., marking an increase of 0.07 Cr..
- For Borrowings, as of Mar 2025, the value is 0.85 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 0.83 Cr. (Mar 2024) to 0.85 Cr., marking an increase of 0.02 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.03 Cr.. The value appears to be improving (decreasing). It has decreased from 0.51 Cr. (Mar 2024) to 0.03 Cr., marking a decrease of 0.48 Cr..
- For Total Liabilities, as of Mar 2025, the value is 13.32 Cr.. The value appears to be improving (decreasing). It has decreased from 13.71 Cr. (Mar 2024) to 13.32 Cr., marking a decrease of 0.39 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.40 Cr.. The value appears strong and on an upward trend. It has increased from 0.39 Cr. (Mar 2024) to 0.40 Cr., marking an increase of 0.01 Cr..
- For Other Assets, as of Mar 2025, the value is 12.92 Cr.. The value appears to be declining and may need further review. It has decreased from 13.32 Cr. (Mar 2024) to 12.92 Cr., marking a decrease of 0.40 Cr..
- For Total Assets, as of Mar 2025, the value is 13.32 Cr.. The value appears to be declining and may need further review. It has decreased from 13.71 Cr. (Mar 2024) to 13.32 Cr., marking a decrease of 0.39 Cr..
Notably, the Reserves (8.94 Cr.) exceed the Borrowings (0.85 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.13 | 0.05 | 0.23 | 0.18 | 0.10 | 0.02 | -0.03 | 0.29 | -0.81 | -0.80 | -0.81 | -0.74 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 238.91 | 55.62 | 70.77 | 90.03 | 20.79 | 10.90 | 5.53 | 156.43 | 0.00 | 252.69 | 138.70 | 0.00 |
| Inventory Days | 448.43 | 8.49 | 249.13 | 331.82 | 141.45 | |||||||
| Days Payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| Cash Conversion Cycle | 687.34 | 64.11 | 319.89 | 421.85 | 162.24 | 10.90 | 5.53 | 156.43 | 0.00 | 252.69 | 138.70 | 0.00 |
| Working Capital Days | 4,101.27 | 2,297.76 | 3,232.86 | 2,168.10 | 966.79 | 38.13 | 707.88 | 793.73 | 63.09 | 296.81 | -3.65 | 31.29 |
| ROCE % | 0.64% | 0.46% | 1.72% | 1.62% | 0.89% | 0.18% | 0.45% | 2.75% | -0.77% | -0.24% | 0.15% | 0.98% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 20 | Mar 19 | Mar 18 | Mar 17 | Mar 16 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.16 | 0.41 | 0.22 | 0.35 | 0.40 |
| Diluted EPS (Rs.) | -0.16 | 0.41 | 0.22 | 0.35 | 0.40 |
| Cash EPS (Rs.) | -0.16 | 0.33 | 0.22 | 0.35 | 0.40 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 32.08 | 33.69 | 33.36 | 33.04 | 32.69 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 32.08 | 33.69 | 33.36 | 33.04 | 32.69 |
| Revenue From Operations / Share (Rs.) | 1.88 | 4.77 | 8.45 | 3.71 | 2.75 |
| PBDIT / Share (Rs.) | -0.16 | 0.63 | 0.27 | 0.53 | 0.50 |
| PBIT / Share (Rs.) | -0.16 | 0.62 | 0.27 | 0.52 | 0.50 |
| PBT / Share (Rs.) | -0.16 | 0.45 | 0.27 | 0.51 | 0.50 |
| Net Profit / Share (Rs.) | -0.16 | 0.33 | 0.21 | 0.35 | 0.40 |
| NP After MI And SOA / Share (Rs.) | -0.16 | 0.40 | 0.22 | 0.35 | 0.40 |
| PBDIT Margin (%) | -8.79 | 13.21 | 3.27 | 14.29 | 18.40 |
| PBIT Margin (%) | -8.79 | 13.20 | 3.24 | 14.24 | 18.36 |
| PBT Margin (%) | -8.79 | 9.54 | 3.20 | 13.90 | 18.36 |
| Net Profit Margin (%) | -8.72 | 7.01 | 2.60 | 9.45 | 14.59 |
| NP After MI And SOA Margin (%) | -8.72 | 8.51 | 2.63 | 9.52 | 14.59 |
| Return on Networth / Equity (%) | -0.51 | 1.24 | 0.68 | 1.10 | 1.26 |
| Return on Capital Employeed (%) | -0.51 | 1.81 | 0.76 | 1.59 | 1.54 |
| Return On Assets (%) | -0.51 | 1.16 | 0.62 | 1.02 | 1.15 |
| Long Term Debt / Equity (X) | 0.00 | 0.02 | 0.07 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.00 | 0.02 | 0.07 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.05 | 0.13 | 0.24 | 0.11 | 0.07 |
| Current Ratio (X) | 0.00 | 209.03 | 272.88 | 20.53 | 14.52 |
| Quick Ratio (X) | 0.00 | 177.87 | 230.04 | 17.77 | 13.89 |
| Interest Coverage Ratio (X) | 0.00 | 3.60 | 83.37 | 41.71 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 2.91 | 67.25 | 28.60 | 0.00 |
| Enterprise Value (Cr.) | 4.03 | 4.70 | 3.79 | 4.49 | 0.00 |
| EV / Net Operating Revenue (X) | 6.11 | 2.82 | 1.28 | 3.46 | 0.00 |
| EV / EBITDA (X) | -69.46 | 21.33 | 39.20 | 24.20 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 6.13 | 2.42 | 1.30 | 3.71 | 0.00 |
| Price / BV (X) | 0.36 | 0.35 | 0.34 | 0.42 | 0.00 |
| Price / Net Operating Revenue (X) | 6.13 | 2.42 | 1.30 | 3.71 | 0.00 |
| EarningsYield | -0.01 | 0.03 | 0.02 | 0.02 | 0.00 |
After reviewing the key financial ratios for Decillion Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 20, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 19) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 5. It has decreased from 0.41 (Mar 19) to -0.16, marking a decrease of 0.57.
- For Diluted EPS (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 5. It has decreased from 0.41 (Mar 19) to -0.16, marking a decrease of 0.57.
- For Cash EPS (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 3. It has decreased from 0.33 (Mar 19) to -0.16, marking a decrease of 0.49.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 32.08. It has decreased from 33.69 (Mar 19) to 32.08, marking a decrease of 1.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 32.08. It has decreased from 33.69 (Mar 19) to 32.08, marking a decrease of 1.61.
- For Revenue From Operations / Share (Rs.), as of Mar 20, the value is 1.88. It has decreased from 4.77 (Mar 19) to 1.88, marking a decrease of 2.89.
- For PBDIT / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 2. It has decreased from 0.63 (Mar 19) to -0.16, marking a decrease of 0.79.
- For PBIT / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 0. It has decreased from 0.62 (Mar 19) to -0.16, marking a decrease of 0.78.
- For PBT / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 0. It has decreased from 0.45 (Mar 19) to -0.16, marking a decrease of 0.61.
- For Net Profit / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 2. It has decreased from 0.33 (Mar 19) to -0.16, marking a decrease of 0.49.
- For NP After MI And SOA / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 2. It has decreased from 0.40 (Mar 19) to -0.16, marking a decrease of 0.56.
- For PBDIT Margin (%), as of Mar 20, the value is -8.79. This value is below the healthy minimum of 10. It has decreased from 13.21 (Mar 19) to -8.79, marking a decrease of 22.00.
- For PBIT Margin (%), as of Mar 20, the value is -8.79. This value is below the healthy minimum of 10. It has decreased from 13.20 (Mar 19) to -8.79, marking a decrease of 21.99.
- For PBT Margin (%), as of Mar 20, the value is -8.79. This value is below the healthy minimum of 10. It has decreased from 9.54 (Mar 19) to -8.79, marking a decrease of 18.33.
- For Net Profit Margin (%), as of Mar 20, the value is -8.72. This value is below the healthy minimum of 5. It has decreased from 7.01 (Mar 19) to -8.72, marking a decrease of 15.73.
- For NP After MI And SOA Margin (%), as of Mar 20, the value is -8.72. This value is below the healthy minimum of 8. It has decreased from 8.51 (Mar 19) to -8.72, marking a decrease of 17.23.
- For Return on Networth / Equity (%), as of Mar 20, the value is -0.51. This value is below the healthy minimum of 15. It has decreased from 1.24 (Mar 19) to -0.51, marking a decrease of 1.75.
- For Return on Capital Employeed (%), as of Mar 20, the value is -0.51. This value is below the healthy minimum of 10. It has decreased from 1.81 (Mar 19) to -0.51, marking a decrease of 2.32.
- For Return On Assets (%), as of Mar 20, the value is -0.51. This value is below the healthy minimum of 5. It has decreased from 1.16 (Mar 19) to -0.51, marking a decrease of 1.67.
- For Long Term Debt / Equity (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 0.02 (Mar 19) to 0.00, marking a decrease of 0.02.
- For Total Debt / Equity (X), as of Mar 20, the value is 0.00. This value is within the healthy range. It has decreased from 0.02 (Mar 19) to 0.00, marking a decrease of 0.02.
- For Asset Turnover Ratio (%), as of Mar 20, the value is 0.05. It has decreased from 0.13 (Mar 19) to 0.05, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 209.03 (Mar 19) to 0.00, marking a decrease of 209.03.
- For Quick Ratio (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 177.87 (Mar 19) to 0.00, marking a decrease of 177.87.
- For Interest Coverage Ratio (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 3.60 (Mar 19) to 0.00, marking a decrease of 3.60.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 2.91 (Mar 19) to 0.00, marking a decrease of 2.91.
- For Enterprise Value (Cr.), as of Mar 20, the value is 4.03. It has decreased from 4.70 (Mar 19) to 4.03, marking a decrease of 0.67.
- For EV / Net Operating Revenue (X), as of Mar 20, the value is 6.11. This value exceeds the healthy maximum of 3. It has increased from 2.82 (Mar 19) to 6.11, marking an increase of 3.29.
- For EV / EBITDA (X), as of Mar 20, the value is -69.46. This value is below the healthy minimum of 5. It has decreased from 21.33 (Mar 19) to -69.46, marking a decrease of 90.79.
- For MarketCap / Net Operating Revenue (X), as of Mar 20, the value is 6.13. This value exceeds the healthy maximum of 3. It has increased from 2.42 (Mar 19) to 6.13, marking an increase of 3.71.
- For Price / BV (X), as of Mar 20, the value is 0.36. This value is below the healthy minimum of 1. It has increased from 0.35 (Mar 19) to 0.36, marking an increase of 0.01.
- For Price / Net Operating Revenue (X), as of Mar 20, the value is 6.13. This value exceeds the healthy maximum of 3. It has increased from 2.42 (Mar 19) to 6.13, marking an increase of 3.71.
- For EarningsYield, as of Mar 20, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.03 (Mar 19) to -0.01, marking a decrease of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Decillion Finance Ltd:
- Net Profit Margin: -8.72%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -0.51% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -0.51% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 214 (Industry average Stock P/E: 106.37)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -8.72%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Jajodia Tower, Kolkata West Bengal 700001 | info@decillion.co.in http://www.decillion.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Jitendra Kumar Goyal | Managing Director |
| Mr. Vidhu Bhushan Verma | Ind. Non-Executive Director |
| Ms. Pooja Kalanouria | Ind. Non-Executive Director |
| Ms. Ritu Agarwal | Ind. Non-Executive Director |
| Mr. Priyanka Mohta | Non Exe.Non Ind.Director |
FAQ
What is the intrinsic value of Decillion Finance Ltd?
Decillion Finance Ltd's intrinsic value (as of 03 November 2025) is 34.72 which is 28.85% lower the current market price of 48.80, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 17.1 Cr. market cap, FY2025-2026 high/low of 73.8/27.5, reserves of ₹8.94 Cr, and liabilities of 13.32 Cr.
What is the Market Cap of Decillion Finance Ltd?
The Market Cap of Decillion Finance Ltd is 17.1 Cr..
What is the current Stock Price of Decillion Finance Ltd as on 03 November 2025?
The current stock price of Decillion Finance Ltd as on 03 November 2025 is 48.8.
What is the High / Low of Decillion Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Decillion Finance Ltd stocks is 73.8/27.5.
What is the Stock P/E of Decillion Finance Ltd?
The Stock P/E of Decillion Finance Ltd is 214.
What is the Book Value of Decillion Finance Ltd?
The Book Value of Decillion Finance Ltd is 35.5.
What is the Dividend Yield of Decillion Finance Ltd?
The Dividend Yield of Decillion Finance Ltd is 0.00 %.
What is the ROCE of Decillion Finance Ltd?
The ROCE of Decillion Finance Ltd is 0.98 %.
What is the ROE of Decillion Finance Ltd?
The ROE of Decillion Finance Ltd is 0.56 %.
What is the Face Value of Decillion Finance Ltd?
The Face Value of Decillion Finance Ltd is 10.0.