Share Price and Basic Stock Data
Last Updated: January 15, 2026, 8:29 am
| PEG Ratio | 4.54 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Decillion Finance Ltd, categorized as a Non-Banking Financial Company (NBFC), reported a market capitalization of ₹16.3 Cr and a share price of ₹46.6. The company has exhibited fluctuating revenue trends, with sales recorded at ₹0.91 Cr for the fiscal year ending March 2023, increasing slightly to ₹1.00 Cr in FY 2024 and projected to rise to ₹1.05 Cr in FY 2025. Quarterly sales figures demonstrate variability, with the highest quarterly sales of ₹0.27 Cr noted in June 2023, while September 2023 sales dipped back to ₹0.23 Cr. This inconsistency in revenue generation suggests underlying challenges in sales stability. The company’s operational performance also reflects a high operating profit margin (OPM) of 88.89%, indicating strong control over operational costs relative to sales. However, the volatility in quarterly sales and expenses indicates potential issues in sustaining revenue streams.
Profitability and Efficiency Metrics
Decillion Finance Ltd’s profitability metrics reveal a mixed performance. The company reported a net profit of ₹0.22 Cr for the latest fiscal year, translating to an earnings per share (EPS) of ₹0.60. Despite achieving a remarkable OPM of 88.89%, the company faced significant fluctuations in operating profit, with a negative operating profit recorded in March 2023 at ₹-0.46 Cr. The interest coverage ratio (ICR) stood at 0.00x, indicating that the company currently does not have any borrowings and is not paying interest expenses. Return on equity (ROE) was recorded at a modest 0.56%, while return on capital employed (ROCE) was slightly higher at 0.98%. The volatility in both operating profit and OPM suggests challenges in maintaining consistent profitability, which could hinder investor confidence in the company’s operational efficiency.
Balance Sheet Strength and Financial Ratios
Decillion Finance Ltd’s balance sheet reveals a conservative financial structure, with total borrowings reported at ₹0.00 Cr, reflecting a complete absence of debt. Reserves have increased to ₹9.30 Cr as of September 2025, indicating a gradual accumulation of retained earnings. The price-to-book value (P/BV) ratio is notably low at 0.36x, suggesting that the market values the company’s equity significantly lower than its book value, potentially indicating undervaluation or lack of investor confidence. The company’s current ratio cannot be evaluated due to the absence of reported current liabilities. Working capital days were reported at 31.29 days for FY 2025, reflecting improved liquidity management compared to previous years. However, the overall financial ratios, including the return metrics, indicate that while Decillion Finance Ltd has a strong reserve position, its profitability ratios and operational efficiency need substantial improvement.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Decillion Finance Ltd indicates a significant public stake of 59.02%, while promoters hold a steady 40.98%. The number of shareholders increased to 1,914 as of September 2025, indicating growing investor interest despite the fluctuations in company performance. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may reflect a cautious approach from larger investment entities towards the company, potentially due to its inconsistent profitability and operational metrics. The stability in promoter holdings could suggest confidence among insiders regarding the company’s long-term prospects. However, the high public shareholding and lack of institutional backing may lead to volatility in stock performance, as retail investors often react more sensitively to market fluctuations.
Outlook, Risks, and Final Insight
The outlook for Decillion Finance Ltd hinges on its ability to stabilize revenue and improve profitability metrics. Key strengths include a debt-free balance sheet and high operating profit margins, which provide a buffer against market volatility. However, significant risks persist, particularly the recent history of negative operating profits and low investor confidence reflected in the P/BV ratio. The company must focus on enhancing operational efficiencies and diversifying revenue streams to mitigate these risks. Additionally, establishing institutional interest could foster greater stability in share price and investor confidence. If Decillion Finance Ltd can address these operational challenges effectively, it may position itself for growth, while failure to do so could lead to continued volatility and diminished investor sentiment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.2 Cr. | 1.42 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.43 Cr. | 0.74 | 7.55/0.62 | 21.8 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 415 Cr. | 63.5 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.1 Cr. | 16.5 | 26.2/15.0 | 12.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 32.6 Cr. | 72.5 | 152/66.1 | 17.4 | 238 | 1.38 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,069.81 Cr | 402.48 | 52.26 | 515.00 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.25 | 0.23 | 0.23 | 0.27 | 0.23 | 0.25 | 0.25 | 0.26 | 0.27 | 0.26 | 0.26 | 0.27 | 0.27 |
| Expenses | 0.07 | 0.07 | 0.69 | 0.13 | 0.07 | 0.10 | 0.70 | 0.11 | 0.17 | 0.61 | 0.05 | 0.11 | 0.03 |
| Operating Profit | 0.18 | 0.16 | -0.46 | 0.14 | 0.16 | 0.15 | -0.45 | 0.15 | 0.10 | -0.35 | 0.21 | 0.16 | 0.24 |
| OPM % | 72.00% | 69.57% | -200.00% | 51.85% | 69.57% | 60.00% | -180.00% | 57.69% | 37.04% | -134.62% | 80.77% | 59.26% | 88.89% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.04 |
| Interest | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.14 | -0.46 | 0.13 | 0.15 | 0.14 | -0.44 | 0.14 | 0.09 | -0.36 | 0.22 | 0.15 | 0.27 |
| Tax % | 25.00% | 28.57% | -26.09% | 23.08% | 26.67% | 28.57% | -25.00% | 28.57% | 22.22% | -16.67% | 13.64% | 26.67% | 22.22% |
| Net Profit | 0.12 | 0.10 | -0.34 | 0.10 | 0.11 | 0.09 | -0.32 | 0.10 | 0.06 | -0.30 | 0.20 | 0.11 | 0.21 |
| EPS in Rs | 0.34 | 0.29 | -0.97 | 0.29 | 0.31 | 0.26 | -0.91 | 0.29 | 0.17 | -0.86 | 0.57 | 0.31 | 0.60 |
Last Updated: December 27, 2025, 8:32 am
Below is a detailed analysis of the quarterly data for Decillion Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.27 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.27 Cr..
- For Expenses, as of Sep 2025, the value is 0.03 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.11 Cr. (Jun 2025) to 0.03 Cr., marking a decrease of 0.08 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.24 Cr.. The value appears strong and on an upward trend. It has increased from 0.16 Cr. (Jun 2025) to 0.24 Cr., marking an increase of 0.08 Cr..
- For OPM %, as of Sep 2025, the value is 88.89%. The value appears strong and on an upward trend. It has increased from 59.26% (Jun 2025) to 88.89%, marking an increase of 29.63%.
- For Other Income, as of Sep 2025, the value is 0.04 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Jun 2025) to 0.04 Cr., marking an increase of 0.04 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.27 Cr.. The value appears strong and on an upward trend. It has increased from 0.15 Cr. (Jun 2025) to 0.27 Cr., marking an increase of 0.12 Cr..
- For Tax %, as of Sep 2025, the value is 22.22%. The value appears to be improving (decreasing) as expected. It has decreased from 26.67% (Jun 2025) to 22.22%, marking a decrease of 4.45%.
- For Net Profit, as of Sep 2025, the value is 0.21 Cr.. The value appears strong and on an upward trend. It has increased from 0.11 Cr. (Jun 2025) to 0.21 Cr., marking an increase of 0.10 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.60. The value appears strong and on an upward trend. It has increased from 0.31 (Jun 2025) to 0.60, marking an increase of 0.29.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:52 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.55 | 1.05 | 0.98 | 1.50 | 3.16 | 0.67 | 0.66 | 0.63 | 0.81 | 0.91 | 1.00 | 1.05 | 1.06 |
| Expenses | 0.42 | 1.00 | 0.75 | 1.32 | 3.06 | 0.65 | 0.69 | 0.34 | 0.90 | 0.94 | 0.98 | 0.94 | 0.80 |
| Operating Profit | 0.13 | 0.05 | 0.23 | 0.18 | 0.10 | 0.02 | -0.03 | 0.29 | -0.09 | -0.03 | 0.02 | 0.11 | 0.26 |
| OPM % | 23.64% | 4.76% | 23.47% | 12.00% | 3.16% | 2.99% | -4.55% | 46.03% | -11.11% | -3.30% | 2.00% | 10.48% | 24.53% |
| Other Income | -0.06 | 0.00 | -0.04 | 0.00 | 0.00 | 0.00 | -0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.02 | 0.06 |
| Interest | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.05 | 0.04 | 0.04 | 0.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.07 | 0.05 | 0.18 | 0.18 | 0.10 | 0.02 | -0.06 | 0.31 | -0.12 | -0.08 | -0.02 | 0.09 | 0.28 |
| Tax % | 28.57% | 40.00% | 22.22% | 33.33% | 20.00% | 200.00% | 0.00% | 3.23% | 50.00% | -37.50% | 0.00% | 33.33% | |
| Net Profit | 0.05 | 0.04 | 0.14 | 0.13 | 0.08 | -0.02 | -0.06 | 0.30 | -0.18 | -0.06 | -0.03 | 0.07 | 0.22 |
| EPS in Rs | 0.14 | 0.11 | 0.40 | 0.37 | 0.23 | -0.06 | -0.17 | 0.86 | -0.51 | -0.17 | -0.09 | 0.20 | 0.62 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -20.00% | 250.00% | -7.14% | -38.46% | -125.00% | -200.00% | 600.00% | -160.00% | 66.67% | 50.00% | 333.33% |
| Change in YoY Net Profit Growth (%) | 0.00% | 270.00% | -257.14% | -31.32% | -86.54% | -75.00% | 800.00% | -760.00% | 226.67% | -16.67% | 283.33% |
Decillion Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 10% |
| 3 Years: | 9% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 12% |
| 3 Years: | 34% |
| TTM: | 450% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 34% |
| 1 Year: | 77% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:11 pm
Balance Sheet
Last Updated: December 4, 2025, 2:43 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 | 3.50 |
| Reserves | 7.41 | 7.45 | 7.58 | 7.71 | 7.79 | 7.64 | 7.73 | 7.83 | 7.89 | 8.88 | 8.87 | 8.94 | 9.30 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.72 | 0.77 | 0.83 | 0.85 | 0.00 |
| Other Liabilities | 0.17 | 0.03 | 0.68 | 0.03 | 0.04 | 0.06 | 0.02 | 0.01 | 0.03 | 0.02 | 0.51 | 0.03 | 0.94 |
| Total Liabilities | 11.08 | 10.98 | 11.76 | 11.24 | 11.33 | 11.20 | 11.25 | 11.34 | 12.14 | 13.17 | 13.71 | 13.32 | 13.74 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.80 | 4.23 | 1.92 | 1.64 | 1.69 | 3.25 | 1.88 | 2.34 | 2.53 | 0.93 | 0.39 | 0.40 | 2.20 |
| Other Assets | 6.28 | 6.75 | 9.84 | 9.60 | 9.64 | 7.95 | 9.37 | 9.00 | 9.61 | 12.24 | 13.32 | 12.92 | 11.54 |
| Total Assets | 11.08 | 10.98 | 11.76 | 11.24 | 11.33 | 11.20 | 11.25 | 11.34 | 12.14 | 13.17 | 13.71 | 13.32 | 13.74 |
Below is a detailed analysis of the balance sheet data for Decillion Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.50 Cr..
- For Reserves, as of Sep 2025, the value is 9.30 Cr.. The value appears strong and on an upward trend. It has increased from 8.94 Cr. (Mar 2025) to 9.30 Cr., marking an increase of 0.36 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 0.85 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.85 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.94 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.03 Cr. (Mar 2025) to 0.94 Cr., marking an increase of 0.91 Cr..
- For Total Liabilities, as of Sep 2025, the value is 13.74 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 13.32 Cr. (Mar 2025) to 13.74 Cr., marking an increase of 0.42 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 2.20 Cr.. The value appears strong and on an upward trend. It has increased from 0.40 Cr. (Mar 2025) to 2.20 Cr., marking an increase of 1.80 Cr..
- For Other Assets, as of Sep 2025, the value is 11.54 Cr.. The value appears to be declining and may need further review. It has decreased from 12.92 Cr. (Mar 2025) to 11.54 Cr., marking a decrease of 1.38 Cr..
- For Total Assets, as of Sep 2025, the value is 13.74 Cr.. The value appears strong and on an upward trend. It has increased from 13.32 Cr. (Mar 2025) to 13.74 Cr., marking an increase of 0.42 Cr..
Notably, the Reserves (9.30 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.13 | 0.05 | 0.23 | 0.18 | 0.10 | 0.02 | -0.03 | 0.29 | -0.81 | -0.80 | -0.81 | -0.74 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 238.91 | 55.62 | 70.77 | 90.03 | 20.79 | 10.90 | 5.53 | 156.43 | 0.00 | 252.69 | 138.70 | 0.00 |
| Inventory Days | 448.43 | 8.49 | 249.13 | 331.82 | 141.45 | |||||||
| Days Payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| Cash Conversion Cycle | 687.34 | 64.11 | 319.89 | 421.85 | 162.24 | 10.90 | 5.53 | 156.43 | 0.00 | 252.69 | 138.70 | 0.00 |
| Working Capital Days | 4,101.27 | 2,297.76 | 3,232.86 | 2,168.10 | 966.79 | 38.13 | 707.88 | 793.73 | 63.09 | 296.81 | -3.65 | 31.29 |
| ROCE % | 0.64% | 0.46% | 1.72% | 1.62% | 0.89% | 0.18% | 0.45% | 2.75% | -0.77% | -0.24% | 0.15% | 0.98% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 20 | Mar 19 | Mar 18 | Mar 17 | Mar 16 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.16 | 0.41 | 0.22 | 0.35 | 0.40 |
| Diluted EPS (Rs.) | -0.16 | 0.41 | 0.22 | 0.35 | 0.40 |
| Cash EPS (Rs.) | -0.16 | 0.33 | 0.22 | 0.35 | 0.40 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 32.08 | 33.69 | 33.36 | 33.04 | 32.69 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 32.08 | 33.69 | 33.36 | 33.04 | 32.69 |
| Revenue From Operations / Share (Rs.) | 1.88 | 4.77 | 8.45 | 3.71 | 2.75 |
| PBDIT / Share (Rs.) | -0.16 | 0.63 | 0.27 | 0.53 | 0.50 |
| PBIT / Share (Rs.) | -0.16 | 0.62 | 0.27 | 0.52 | 0.50 |
| PBT / Share (Rs.) | -0.16 | 0.45 | 0.27 | 0.51 | 0.50 |
| Net Profit / Share (Rs.) | -0.16 | 0.33 | 0.21 | 0.35 | 0.40 |
| NP After MI And SOA / Share (Rs.) | -0.16 | 0.40 | 0.22 | 0.35 | 0.40 |
| PBDIT Margin (%) | -8.79 | 13.21 | 3.27 | 14.29 | 18.40 |
| PBIT Margin (%) | -8.79 | 13.20 | 3.24 | 14.24 | 18.36 |
| PBT Margin (%) | -8.79 | 9.54 | 3.20 | 13.90 | 18.36 |
| Net Profit Margin (%) | -8.72 | 7.01 | 2.60 | 9.45 | 14.59 |
| NP After MI And SOA Margin (%) | -8.72 | 8.51 | 2.63 | 9.52 | 14.59 |
| Return on Networth / Equity (%) | -0.51 | 1.24 | 0.68 | 1.10 | 1.26 |
| Return on Capital Employeed (%) | -0.51 | 1.81 | 0.76 | 1.59 | 1.54 |
| Return On Assets (%) | -0.51 | 1.16 | 0.62 | 1.02 | 1.15 |
| Long Term Debt / Equity (X) | 0.00 | 0.02 | 0.07 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.00 | 0.02 | 0.07 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.05 | 0.13 | 0.24 | 0.11 | 0.07 |
| Current Ratio (X) | 0.00 | 209.03 | 272.88 | 20.53 | 14.52 |
| Quick Ratio (X) | 0.00 | 177.87 | 230.04 | 17.77 | 13.89 |
| Interest Coverage Ratio (X) | 0.00 | 3.60 | 83.37 | 41.71 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 2.91 | 67.25 | 28.60 | 0.00 |
| Enterprise Value (Cr.) | 4.03 | 4.70 | 3.79 | 4.49 | 0.00 |
| EV / Net Operating Revenue (X) | 6.11 | 2.82 | 1.28 | 3.46 | 0.00 |
| EV / EBITDA (X) | -69.46 | 21.33 | 39.20 | 24.20 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 6.13 | 2.42 | 1.30 | 3.71 | 0.00 |
| Price / BV (X) | 0.36 | 0.35 | 0.34 | 0.42 | 0.00 |
| Price / Net Operating Revenue (X) | 6.13 | 2.42 | 1.30 | 3.71 | 0.00 |
| EarningsYield | -0.01 | 0.03 | 0.02 | 0.02 | 0.00 |
After reviewing the key financial ratios for Decillion Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 20, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 19) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 5. It has decreased from 0.41 (Mar 19) to -0.16, marking a decrease of 0.57.
- For Diluted EPS (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 5. It has decreased from 0.41 (Mar 19) to -0.16, marking a decrease of 0.57.
- For Cash EPS (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 3. It has decreased from 0.33 (Mar 19) to -0.16, marking a decrease of 0.49.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 32.08. It has decreased from 33.69 (Mar 19) to 32.08, marking a decrease of 1.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 32.08. It has decreased from 33.69 (Mar 19) to 32.08, marking a decrease of 1.61.
- For Revenue From Operations / Share (Rs.), as of Mar 20, the value is 1.88. It has decreased from 4.77 (Mar 19) to 1.88, marking a decrease of 2.89.
- For PBDIT / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 2. It has decreased from 0.63 (Mar 19) to -0.16, marking a decrease of 0.79.
- For PBIT / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 0. It has decreased from 0.62 (Mar 19) to -0.16, marking a decrease of 0.78.
- For PBT / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 0. It has decreased from 0.45 (Mar 19) to -0.16, marking a decrease of 0.61.
- For Net Profit / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 2. It has decreased from 0.33 (Mar 19) to -0.16, marking a decrease of 0.49.
- For NP After MI And SOA / Share (Rs.), as of Mar 20, the value is -0.16. This value is below the healthy minimum of 2. It has decreased from 0.40 (Mar 19) to -0.16, marking a decrease of 0.56.
- For PBDIT Margin (%), as of Mar 20, the value is -8.79. This value is below the healthy minimum of 10. It has decreased from 13.21 (Mar 19) to -8.79, marking a decrease of 22.00.
- For PBIT Margin (%), as of Mar 20, the value is -8.79. This value is below the healthy minimum of 10. It has decreased from 13.20 (Mar 19) to -8.79, marking a decrease of 21.99.
- For PBT Margin (%), as of Mar 20, the value is -8.79. This value is below the healthy minimum of 10. It has decreased from 9.54 (Mar 19) to -8.79, marking a decrease of 18.33.
- For Net Profit Margin (%), as of Mar 20, the value is -8.72. This value is below the healthy minimum of 5. It has decreased from 7.01 (Mar 19) to -8.72, marking a decrease of 15.73.
- For NP After MI And SOA Margin (%), as of Mar 20, the value is -8.72. This value is below the healthy minimum of 8. It has decreased from 8.51 (Mar 19) to -8.72, marking a decrease of 17.23.
- For Return on Networth / Equity (%), as of Mar 20, the value is -0.51. This value is below the healthy minimum of 15. It has decreased from 1.24 (Mar 19) to -0.51, marking a decrease of 1.75.
- For Return on Capital Employeed (%), as of Mar 20, the value is -0.51. This value is below the healthy minimum of 10. It has decreased from 1.81 (Mar 19) to -0.51, marking a decrease of 2.32.
- For Return On Assets (%), as of Mar 20, the value is -0.51. This value is below the healthy minimum of 5. It has decreased from 1.16 (Mar 19) to -0.51, marking a decrease of 1.67.
- For Long Term Debt / Equity (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 0.02 (Mar 19) to 0.00, marking a decrease of 0.02.
- For Total Debt / Equity (X), as of Mar 20, the value is 0.00. This value is within the healthy range. It has decreased from 0.02 (Mar 19) to 0.00, marking a decrease of 0.02.
- For Asset Turnover Ratio (%), as of Mar 20, the value is 0.05. It has decreased from 0.13 (Mar 19) to 0.05, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 209.03 (Mar 19) to 0.00, marking a decrease of 209.03.
- For Quick Ratio (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 177.87 (Mar 19) to 0.00, marking a decrease of 177.87.
- For Interest Coverage Ratio (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 3.60 (Mar 19) to 0.00, marking a decrease of 3.60.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 2.91 (Mar 19) to 0.00, marking a decrease of 2.91.
- For Enterprise Value (Cr.), as of Mar 20, the value is 4.03. It has decreased from 4.70 (Mar 19) to 4.03, marking a decrease of 0.67.
- For EV / Net Operating Revenue (X), as of Mar 20, the value is 6.11. This value exceeds the healthy maximum of 3. It has increased from 2.82 (Mar 19) to 6.11, marking an increase of 3.29.
- For EV / EBITDA (X), as of Mar 20, the value is -69.46. This value is below the healthy minimum of 5. It has decreased from 21.33 (Mar 19) to -69.46, marking a decrease of 90.79.
- For MarketCap / Net Operating Revenue (X), as of Mar 20, the value is 6.13. This value exceeds the healthy maximum of 3. It has increased from 2.42 (Mar 19) to 6.13, marking an increase of 3.71.
- For Price / BV (X), as of Mar 20, the value is 0.36. This value is below the healthy minimum of 1. It has increased from 0.35 (Mar 19) to 0.36, marking an increase of 0.01.
- For Price / Net Operating Revenue (X), as of Mar 20, the value is 6.13. This value exceeds the healthy maximum of 3. It has increased from 2.42 (Mar 19) to 6.13, marking an increase of 3.71.
- For EarningsYield, as of Mar 20, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.03 (Mar 19) to -0.01, marking a decrease of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Decillion Finance Ltd:
- Net Profit Margin: -8.72%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -0.51% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -0.51% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 74.1 (Industry average Stock P/E: 52.26)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -8.72%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Jajodia Tower, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Jitendra Kumar Goyal | Managing Director |
| Mr. Vidhu Bhushan Verma | Ind. Non-Executive Director |
| Ms. Pooja Kalanouria | Non Exe. Women Independent Director |
| Ms. Ritu Agarwal | Non Exe. Women Independent Director |
| Mrs. Priyanka Mohta | Non Exe.Non Ind.Director |
FAQ
What is the intrinsic value of Decillion Finance Ltd?
Decillion Finance Ltd's intrinsic value (as of 15 January 2026) is ₹12.39 which is 73.41% lower the current market price of ₹46.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹16.3 Cr. market cap, FY2025-2026 high/low of ₹73.8/37.9, reserves of ₹9.30 Cr, and liabilities of ₹13.74 Cr.
What is the Market Cap of Decillion Finance Ltd?
The Market Cap of Decillion Finance Ltd is 16.3 Cr..
What is the current Stock Price of Decillion Finance Ltd as on 15 January 2026?
The current stock price of Decillion Finance Ltd as on 15 January 2026 is ₹46.6.
What is the High / Low of Decillion Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Decillion Finance Ltd stocks is ₹73.8/37.9.
What is the Stock P/E of Decillion Finance Ltd?
The Stock P/E of Decillion Finance Ltd is 74.1.
What is the Book Value of Decillion Finance Ltd?
The Book Value of Decillion Finance Ltd is 36.6.
What is the Dividend Yield of Decillion Finance Ltd?
The Dividend Yield of Decillion Finance Ltd is 0.00 %.
What is the ROCE of Decillion Finance Ltd?
The ROCE of Decillion Finance Ltd is 0.98 %.
What is the ROE of Decillion Finance Ltd?
The ROE of Decillion Finance Ltd is 0.56 %.
What is the Face Value of Decillion Finance Ltd?
The Face Value of Decillion Finance Ltd is 10.0.