Delphi World Money Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 2, 2025, 8:24 pm

Market Cap	134 Cr.
Current Price	119
High / Low	376/108
Stock P/E	9.58
Book Value	203
Dividend Yield	0.00 %
ROCE	11.5 %
ROE	7.47 %
Face Value	10.0
PEG Ratio	-0.19

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Delphi World Money Ltd

Competitors of Delphi World Money Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
MKVentures Capital Ltd	567 Cr.	1,474	2,800/1,212	27.5	267	0.07 %	20.6 %	33.6 %	10.0
Modern Shares & Stockbrokers Ltd	14.6 Cr.	49.8	69.4/36.0	41.7	43.9	0.00 %	4.33 %	3.24 %	10.0
Monarch Networth Capital Ltd	2,644 Cr.	337	501/226	17.0	93.0	0.15 %	51.8 %	43.4 %	10.0
Monotype India Ltd	51.3 Cr.	0.73	2.42/0.60	6.42	0.13	0.00 %	438 %	%	1.00
Multipurpose Trading & Agencies Ltd	5.10 Cr.	10.3	13.3/7.93	26.8	10.2	0.00 %	4.44 %	3.91 %	10.0
Industry Average	6,854.22 Cr	1,387.69		86.07	5,208.09	0.37%	18.65%	17.36%	7.36

All Competitor Stocks of Delphi World Money Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Sales	14.86	14.12	20.89	20.74	21.53	23.22	22.57	21.22	21.36	15.51	15.28	14.29	12.58
Expenses	14.52	14.65	17.47	18.30	19.71	19.53	18.74	18.81	19.23	14.54	14.13	18.22	13.23
Operating Profit	0.34	-0.53	3.42	2.44	1.82	3.69	3.83	2.41	2.13	0.97	1.15	-3.93	-0.65
OPM %	2.29%	-3.75%	16.37%	11.76%	8.45%	15.89%	16.97%	11.36%	9.97%	6.25%	7.53%	-27.50%	-5.17%
Other Income	2.64	3.36	2.75	2.96	2.93	4.48	3.15	4.44	4.30	4.58	4.50	5.07	-7.68
Interest	0.77	0.37	0.65	0.67	0.55	0.25	0.33	0.57	0.66	0.68	0.71	0.86	0.76
Depreciation	0.24	0.52	0.25	0.25	0.15	0.26	0.21	0.25	0.21	0.23	0.20	0.18	0.50
Profit before tax	1.97	1.94	5.27	4.48	4.05	7.66	6.44	6.03	5.56	4.64	4.74	0.10	-9.59
Tax %	48.22%	55.67%	29.60%	15.85%	40.74%	32.64%	29.81%	35.16%	39.93%	26.08%	24.68%	-60.00%	-39.21%
Net Profit	1.02	0.87	3.71	3.77	2.41	5.15	4.52	3.90	3.34	3.43	3.57	0.17	-5.83
EPS in Rs	0.92	0.78	3.33	3.39	2.17	4.63	4.06	3.50	3.00	3.08	3.21	0.15	-5.24

Last Updated: February 28, 2025, 12:11 pm

Below is a detailed analysis of the quarterly data for Delphi World Money Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Sales, as of Dec 2024, the value is ₹12.58 Cr.. The value appears to be declining and may need further review. It has decreased from 14.29 Cr. (Sep 2024) to ₹12.58 Cr., marking a decrease of 1.71 Cr..
For Expenses, as of Dec 2024, the value is ₹13.23 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18.22 Cr. (Sep 2024) to ₹13.23 Cr., marking a decrease of 4.99 Cr..
For Operating Profit, as of Dec 2024, the value is ₹-0.65 Cr.. The value appears strong and on an upward trend. It has increased from -3.93 Cr. (Sep 2024) to ₹-0.65 Cr., marking an increase of 3.28 Cr..
For OPM %, as of Dec 2024, the value is -5.17%. The value appears strong and on an upward trend. It has increased from -27.50% (Sep 2024) to -5.17%, marking an increase of 22.33%.
For Other Income, as of Dec 2024, the value is ₹-7.68 Cr.. The value appears to be declining and may need further review. It has decreased from 5.07 Cr. (Sep 2024) to ₹-7.68 Cr., marking a decrease of 12.75 Cr..
For Interest, as of Dec 2024, the value is ₹0.76 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.86 Cr. (Sep 2024) to ₹0.76 Cr., marking a decrease of 0.10 Cr..
For Depreciation, as of Dec 2024, the value is ₹0.50 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.18 Cr. (Sep 2024) to ₹0.50 Cr., marking an increase of 0.32 Cr..
For Profit before tax, as of Dec 2024, the value is ₹-9.59 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Sep 2024) to ₹-9.59 Cr., marking a decrease of 9.69 Cr..
For Tax %, as of Dec 2024, the value is -39.21%. The value appears to be increasing, which may not be favorable. It has increased from -60.00% (Sep 2024) to -39.21%, marking an increase of 20.79%.
For Net Profit, as of Dec 2024, the value is ₹-5.83 Cr.. The value appears to be declining and may need further review. It has decreased from 0.17 Cr. (Sep 2024) to ₹-5.83 Cr., marking a decrease of 6.00 Cr..
For EPS in Rs, as of Dec 2024, the value is -5.24. The value appears to be declining and may need further review. It has decreased from 0.15 (Sep 2024) to -5.24, marking a decrease of 5.39.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 1:24 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	4,469.49	4,694.84	4,464.43	4,786.80	5,992.40	7,696.00	9,163.53	180.93	117.85	72.50	97.74	96.95	57.66
Expenses	4,428.33	4,649.14	4,419.95	4,737.17	5,940.20	7,636.52	9,200.57	75.78	53.50	54.42	74.57	69.82	60.12
Operating Profit	41.16	45.70	44.48	49.63	52.20	59.48	-37.04	105.15	64.35	18.08	23.17	27.13	-2.46
OPM %	0.92%	0.97%	1.00%	1.04%	0.87%	0.77%	-0.40%	58.12%	54.60%	24.94%	23.71%	27.98%	-4.27%
Other Income	6.43	0.36	1.79	2.73	-0.33	3.88	10.45	-0.16	0.47	0.88	1.78	-0.97	6.47
Interest	13.15	12.92	11.43	12.56	10.86	6.81	4.43	12.17	5.51	3.67	2.58	2.60	3.01
Depreciation	4.48	4.46	5.48	4.70	4.57	4.45	2.73	32.40	1.34	1.33	0.91	0.90	1.11
Profit before tax	29.96	28.68	29.36	35.10	36.44	52.10	-33.75	60.42	57.97	13.96	21.46	22.66	-0.11
Tax %	31.71%	36.23%	36.55%	37.66%	36.80%	34.47%	-59.64%	35.14%	29.64%	43.34%	29.92%	32.92%
Net Profit	20.46	18.28	18.63	21.87	23.02	34.14	-13.64	39.19	40.78	7.92	15.04	15.19	1.34
EPS in Rs	17.69	15.81	16.11	18.91	19.91	29.52	-12.26	35.22	36.65	7.12	13.52	13.65	1.20
Dividend Payout %	42.38%	47.43%	46.54%	39.64%	15.07%	3.39%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-10.65%	1.91%	17.39%	5.26%	48.31%	-139.95%	387.32%	4.06%	-80.58%	89.90%	1.00%
Change in YoY Net Profit Growth (%)	0.00%	12.57%	15.48%	-12.13%	43.05%	-188.26%	527.27%	-383.26%	-84.64%	170.48%	-88.90%

Delphi World Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	-32%
5 Years:	-60%
3 Years:	-6%
TTM:	-35%

Compounded Profit Growth
10 Years:	-1%
5 Years:	66%
3 Years:	-27%
TTM:	-18%

Stock Price CAGR
10 Years:	-9%
5 Years:	-21%
3 Years:	-41%
1 Year:	-48%

Return on Equity
10 Years:	14%
5 Years:	13%
3 Years:	6%
Last Year:	7%

Last Updated: Unknown

Balance Sheet

Last Updated: February 12, 2025, 1:56 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	11.56	11.56	11.56	11.56	11.56	11.56	11.13	11.13	11.13	11.13	11.13	11.13	11.13
Reserves	61.92	69.99	77.53	88.96	124.97	175.06	93.56	132.35	173.03	180.87	195.57	210.56	214.26
Borrowings	91.88	144.17	85.46	77.58	63.11	118.90	55.95	75.22	33.36	31.28	0.62	30.97	40.86
Other Liabilities	99.34	109.02	96.71	89.98	101.75	102.62	132.48	40.45	74.18	78.58	99.04	67.40	64.68
Total Liabilities	264.70	334.74	271.26	268.08	301.39	408.14	293.12	259.15	291.70	301.86	306.36	320.06	330.93
Fixed Assets	49.70	46.54	41.50	38.46	38.51	38.59	7.92	54.85	5.43	3.93	3.40	2.52	2.67
CWIP	0.00	0.00	0.00	0.00	0.00	0.23	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	5.57	27.22	26.15	28.84	53.76	80.49	0.38	0.38	0.27	0.00	0.00	0.00	0.00
Other Assets	209.43	260.98	203.61	200.78	209.12	288.83	284.82	203.92	286.00	297.93	302.96	317.54	328.26
Total Assets	264.70	334.74	271.26	268.08	301.39	408.14	293.12	259.15	291.70	301.86	306.36	320.06	330.93

Below is a detailed analysis of the balance sheet data for Delphi World Money Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹11.13 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 11.13 Cr..
For Reserves, as of Sep 2024, the value is ₹214.26 Cr.. The value appears strong and on an upward trend. It has increased from 210.56 Cr. (Mar 2024) to ₹214.26 Cr., marking an increase of 3.70 Cr..
For Borrowings, as of Sep 2024, the value is ₹40.86 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 30.97 Cr. (Mar 2024) to ₹40.86 Cr., marking an increase of 9.89 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹64.68 Cr.. The value appears to be improving (decreasing). It has decreased from 67.40 Cr. (Mar 2024) to ₹64.68 Cr., marking a decrease of 2.72 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹330.93 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 320.06 Cr. (Mar 2024) to ₹330.93 Cr., marking an increase of 10.87 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹2.67 Cr.. The value appears strong and on an upward trend. It has increased from 2.52 Cr. (Mar 2024) to ₹2.67 Cr., marking an increase of 0.15 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Investments, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹328.26 Cr.. The value appears strong and on an upward trend. It has increased from 317.54 Cr. (Mar 2024) to ₹328.26 Cr., marking an increase of 10.72 Cr..
For Total Assets, as of Sep 2024, the value is ₹330.93 Cr.. The value appears strong and on an upward trend. It has increased from 320.06 Cr. (Mar 2024) to ₹330.93 Cr., marking an increase of 10.87 Cr..

Notably, the Reserves (₹214.26 Cr.) exceed the Borrowings (40.86 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	40.83	-3.28	71.85	13.33	24.10	64.75	-5.64	22.66	31.58	28.76	39.78	-33.84
Cash from Investing Activity +	-1.48	-20.52	-1.01	-9.36	-8.37	19.29	16.48	-5.42	-1.53	-26.92	-17.51	-15.04
Cash from Financing Activity +	-56.87	52.11	-68.43	-28.32	-14.19	-10.75	-43.28	-72.80	0.88	-5.35	-32.61	28.16
Net Cash Flow	-17.52	28.31	2.41	-24.34	1.54	73.29	-32.44	-55.56	30.93	-3.51	-10.34	-20.72

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-50.72	-98.47	-40.98	-27.95	-10.91	-59.42	-92.99	29.93	30.99	-13.20	22.55	-3.84

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	6.69	10.27	6.55	6.47	5.87	2.83	1.26	24.79	164.74	245.13	172.57	219.87
Inventory Days	1.83	1.53	0.90	1.12	1.49	1.18	1.23
Days Payable	4.96	5.04	4.56	4.41	3.63	2.18	2.28
Cash Conversion Cycle	3.56	6.76	2.89	3.18	3.73	1.84	0.21	24.79	164.74	245.13	172.57	219.87
Working Capital Days	5.40	5.72	2.29	4.40	4.32	1.16	2.29	227.01	420.35	772.59	584.58	812.22
ROCE %	23.95%	21.27%	20.68%	27.02%	25.61%	23.28%	-5.97%	38.58%	29.18%	8.02%	11.17%	11.48%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters	89.62%	89.55%	89.55%	89.55%	89.55%	89.55%	89.55%	75.00%	75.00%	75.00%	75.00%	75.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.13%
Government	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.96%	0.00%	0.00%	0.00%	0.00%
Public	10.38%	10.45%	10.44%	10.44%	10.45%	10.44%	10.44%	23.02%	24.99%	24.99%	25.00%	24.87%
No. of Shareholders	8,570	8,621	8,534	8,260	8,239	8,002	8,089	10,492	11,034	11,233	10,470	9,711

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 19	Mar 18	Mar 17	Mar 16	Mar 11
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	-11.79	28.44	18.00	12.78	10.91
Diluted EPS (Rs.)	-11.79	28.44	18.00	12.78	10.91
Cash EPS (Rs.)	-9.80	33.37	24.00	22.97	12.99
Book Value[Excl.RevalReserv]/Share (Rs.)	94.08	154.77	108.80	77.73	38.65
Book Value[Incl.RevalReserv]/Share (Rs.)	94.08	154.77	108.80	77.73	38.65
Revenue From Operations / Share (Rs.)	8231.86	6651.28	5179.53	4134.90	2997.12
PBDIT / Share (Rs.)	-10.05	54.79	45.93	44.83	25.11
PBIT / Share (Rs.)	-12.51	50.94	41.94	40.70	23.03
PBT / Share (Rs.)	-16.49	45.05	31.61	30.28	17.00
Net Profit / Share (Rs.)	-12.25	29.52	20.01	18.84	10.92
NP After MI And SOA / Share (Rs.)	-12.06	28.44	18.00	12.78	10.92
PBDIT Margin (%)	-0.12	0.82	0.88	1.08	0.83
PBIT Margin (%)	-0.15	0.76	0.80	0.98	0.76
PBT Margin (%)	-0.20	0.67	0.61	0.73	0.56
Net Profit Margin (%)	-0.14	0.44	0.38	0.45	0.36
NP After MI And SOA Margin (%)	-0.14	0.42	0.34	0.30	0.36
Return on Networth / Equity (%)	-12.82	18.37	16.54	16.44	28.24
Return on Capital Employeed (%)	-8.97	27.66	31.28	39.35	19.68
Return On Assets (%)	-4.57	8.21	7.13	5.66	5.85
Long Term Debt / Equity (X)	0.07	0.07	0.11	0.20	1.91
Total Debt / Equity (X)	0.52	0.64	0.47	0.80	1.91
Asset Turnover Ratio (%)	26.41	22.23	21.30	0.00	0.00
Current Ratio (X)	1.72	1.46	1.46	1.35	2.02
Quick Ratio (X)	1.50	1.33	1.28	1.26	1.81
Dividend Payout Ratio (NP) (%)	0.00	10.54	0.00	58.68	18.32
Dividend Payout Ratio (CP) (%)	0.00	9.29	0.00	44.36	15.39
Earning Retention Ratio (%)	0.00	89.46	0.00	41.32	81.68
Cash Earning Retention Ratio (%)	0.00	90.71	0.00	55.64	84.61
Interest Coverage Ratio (X)	-2.52	9.31	4.89	4.30	4.17
Interest Coverage Ratio (Post Tax) (X)	1.40	6.01	3.23	2.81	2.81
Enterprise Value (Cr.)	544.70	1175.93	425.47	229.38	0.00
EV / Net Operating Revenue (X)	0.05	0.15	0.07	0.04	0.00
EV / EBITDA (X)	-48.70	18.56	8.01	4.42	0.00
MarketCap / Net Operating Revenue (X)	0.06	0.15	0.06	0.04	0.00
Retention Ratios (%)	0.00	89.45	0.00	41.31	81.67
Price / BV (X)	5.52	6.84	3.20	2.27	0.00
Price / Net Operating Revenue (X)	0.06	0.15	0.06	0.04	0.00
EarningsYield	-0.02	0.02	0.05	0.07	0.00

After reviewing the key financial ratios for Delphi World Money Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 19, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 18) which recorded 10.00.
For Basic EPS (Rs.), as of Mar 19, the value is -11.79. This value is below the healthy minimum of 5. It has decreased from 28.44 (Mar 18) to -11.79, marking a decrease of 40.23.
For Diluted EPS (Rs.), as of Mar 19, the value is -11.79. This value is below the healthy minimum of 5. It has decreased from 28.44 (Mar 18) to -11.79, marking a decrease of 40.23.
For Cash EPS (Rs.), as of Mar 19, the value is -9.80. This value is below the healthy minimum of 3. It has decreased from 33.37 (Mar 18) to -9.80, marking a decrease of 43.17.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 19, the value is 94.08. It has decreased from 154.77 (Mar 18) to 94.08, marking a decrease of 60.69.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 19, the value is 94.08. It has decreased from 154.77 (Mar 18) to 94.08, marking a decrease of 60.69.
For Revenue From Operations / Share (Rs.), as of Mar 19, the value is 8,231.86. It has increased from 6,651.28 (Mar 18) to 8,231.86, marking an increase of 1,580.58.
For PBDIT / Share (Rs.), as of Mar 19, the value is -10.05. This value is below the healthy minimum of 2. It has decreased from 54.79 (Mar 18) to -10.05, marking a decrease of 64.84.
For PBIT / Share (Rs.), as of Mar 19, the value is -12.51. This value is below the healthy minimum of 0. It has decreased from 50.94 (Mar 18) to -12.51, marking a decrease of 63.45.
For PBT / Share (Rs.), as of Mar 19, the value is -16.49. This value is below the healthy minimum of 0. It has decreased from 45.05 (Mar 18) to -16.49, marking a decrease of 61.54.
For Net Profit / Share (Rs.), as of Mar 19, the value is -12.25. This value is below the healthy minimum of 2. It has decreased from 29.52 (Mar 18) to -12.25, marking a decrease of 41.77.
For NP After MI And SOA / Share (Rs.), as of Mar 19, the value is -12.06. This value is below the healthy minimum of 2. It has decreased from 28.44 (Mar 18) to -12.06, marking a decrease of 40.50.
For PBDIT Margin (%), as of Mar 19, the value is -0.12. This value is below the healthy minimum of 10. It has decreased from 0.82 (Mar 18) to -0.12, marking a decrease of 0.94.
For PBIT Margin (%), as of Mar 19, the value is -0.15. This value is below the healthy minimum of 10. It has decreased from 0.76 (Mar 18) to -0.15, marking a decrease of 0.91.
For PBT Margin (%), as of Mar 19, the value is -0.20. This value is below the healthy minimum of 10. It has decreased from 0.67 (Mar 18) to -0.20, marking a decrease of 0.87.
For Net Profit Margin (%), as of Mar 19, the value is -0.14. This value is below the healthy minimum of 5. It has decreased from 0.44 (Mar 18) to -0.14, marking a decrease of 0.58.
For NP After MI And SOA Margin (%), as of Mar 19, the value is -0.14. This value is below the healthy minimum of 8. It has decreased from 0.42 (Mar 18) to -0.14, marking a decrease of 0.56.
For Return on Networth / Equity (%), as of Mar 19, the value is -12.82. This value is below the healthy minimum of 15. It has decreased from 18.37 (Mar 18) to -12.82, marking a decrease of 31.19.
For Return on Capital Employeed (%), as of Mar 19, the value is -8.97. This value is below the healthy minimum of 10. It has decreased from 27.66 (Mar 18) to -8.97, marking a decrease of 36.63.
For Return On Assets (%), as of Mar 19, the value is -4.57. This value is below the healthy minimum of 5. It has decreased from 8.21 (Mar 18) to -4.57, marking a decrease of 12.78.
For Long Term Debt / Equity (X), as of Mar 19, the value is 0.07. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 18) which recorded 0.07.
For Total Debt / Equity (X), as of Mar 19, the value is 0.52. This value is within the healthy range. It has decreased from 0.64 (Mar 18) to 0.52, marking a decrease of 0.12.
For Asset Turnover Ratio (%), as of Mar 19, the value is 26.41. It has increased from 22.23 (Mar 18) to 26.41, marking an increase of 4.18.
For Current Ratio (X), as of Mar 19, the value is 1.72. This value is within the healthy range. It has increased from 1.46 (Mar 18) to 1.72, marking an increase of 0.26.
For Quick Ratio (X), as of Mar 19, the value is 1.50. This value is within the healthy range. It has increased from 1.33 (Mar 18) to 1.50, marking an increase of 0.17.
For Dividend Payout Ratio (NP) (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 10.54 (Mar 18) to 0.00, marking a decrease of 10.54.
For Dividend Payout Ratio (CP) (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 9.29 (Mar 18) to 0.00, marking a decrease of 9.29.
For Earning Retention Ratio (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 89.46 (Mar 18) to 0.00, marking a decrease of 89.46.
For Cash Earning Retention Ratio (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 90.71 (Mar 18) to 0.00, marking a decrease of 90.71.
For Interest Coverage Ratio (X), as of Mar 19, the value is -2.52. This value is below the healthy minimum of 3. It has decreased from 9.31 (Mar 18) to -2.52, marking a decrease of 11.83.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 19, the value is 1.40. This value is below the healthy minimum of 3. It has decreased from 6.01 (Mar 18) to 1.40, marking a decrease of 4.61.
For Enterprise Value (Cr.), as of Mar 19, the value is 544.70. It has decreased from 1,175.93 (Mar 18) to 544.70, marking a decrease of 631.23.
For EV / Net Operating Revenue (X), as of Mar 19, the value is 0.05. This value is below the healthy minimum of 1. It has decreased from 0.15 (Mar 18) to 0.05, marking a decrease of 0.10.
For EV / EBITDA (X), as of Mar 19, the value is -48.70. This value is below the healthy minimum of 5. It has decreased from 18.56 (Mar 18) to -48.70, marking a decrease of 67.26.
For MarketCap / Net Operating Revenue (X), as of Mar 19, the value is 0.06. This value is below the healthy minimum of 1. It has decreased from 0.15 (Mar 18) to 0.06, marking a decrease of 0.09.
For Retention Ratios (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 89.45 (Mar 18) to 0.00, marking a decrease of 89.45.
For Price / BV (X), as of Mar 19, the value is 5.52. This value exceeds the healthy maximum of 3. It has decreased from 6.84 (Mar 18) to 5.52, marking a decrease of 1.32.
For Price / Net Operating Revenue (X), as of Mar 19, the value is 0.06. This value is below the healthy minimum of 1. It has decreased from 0.15 (Mar 18) to 0.06, marking a decrease of 0.09.
For EarningsYield, as of Mar 19, the value is -0.02. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 18) to -0.02, marking a decrease of 0.04.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Delphi World Money Ltd as of April 4, 2025 is: 118.54

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 4, 2025, Delphi World Money Ltd is Overvalued by 0.39% compared to the current share price 119.00

Intrinsic Value of Delphi World Money Ltd as of April 4, 2025 is: 59.83

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 4, 2025, Delphi World Money Ltd is Overvalued by 49.72% compared to the current share price 119.00

Last 5 Year EPS CAGR: -49.53%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock has a high average ROCE of 19.52%, which is a positive sign. The company has higher reserves (138.36 cr) compared to borrowings (65.34 cr), indicating strong financial stability. The company has shown consistent growth in sales (50.82 cr) and profit (27.25 cr) over the years.	The stock has a high average Working Capital Days of 236.86, which may not be favorable. The stock has a high average Cash Conversion Cycle of 70.77, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Delphi World Money Ltd:
1. Net Profit Margin: -0.14%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: -8.97% (Industry Average ROCE: 18.65%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: -12.82% (Industry Average ROE: 17.36%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 1.4
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 1.5
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 9.58 (Industry average Stock P/E: 86.07)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.52
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

No data availabale for About the Company

INDUSTRY	ADDRESS	CONTACT
Industry not found	Address not found	Contact not found

Management Data not Available

FAQ

What is the intrinsic value of Delphi World Money Ltd?

Delphi World Money Ltd's intrinsic value (as of 03 April 2025) is ₹118.54 — 0.39% lower the current market price of ₹119.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 134 Cr. market cap, FY2025-2026 high/low of ₹376/108, reserves of 214.26 Cr, and liabilities of 330.93 Cr.

What is the Market Cap of Delphi World Money Ltd?

The Market Cap of Delphi World Money Ltd is 134 Cr..

What is the current Stock Price of Delphi World Money Ltd as on 03 April 2025?

The current stock price of Delphi World Money Ltd as on 03 April 2025 is 119.

What is the High / Low of Delphi World Money Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Delphi World Money Ltd stocks is ₹376/108.

What is the Stock P/E of Delphi World Money Ltd?

The Stock P/E of Delphi World Money Ltd is 9.58.

What is the Book Value of Delphi World Money Ltd?

The Book Value of Delphi World Money Ltd is 203.

What is the Dividend Yield of Delphi World Money Ltd?

The Dividend Yield of Delphi World Money Ltd is 0.00 %.

What is the ROCE of Delphi World Money Ltd?

The ROCE of Delphi World Money Ltd is 11.5 %.

What is the ROE of Delphi World Money Ltd?

The ROE of Delphi World Money Ltd is 7.47 %.

What is the Face Value of Delphi World Money Ltd?

The Face Value of Delphi World Money Ltd is 10.0.