Fino Payments Bank Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: September 6, 2025, 12:36 am

Market Cap	2,247 Cr.
Current Price	270
High / Low	467/180
Stock P/E	26.1
Book Value	89.8
Dividend Yield	0.00 %
ROCE	6.64 %
ROE	13.3 %
Face Value	10.0
PEG Ratio	1.35

Quick Insight

Fino Payments Bank Ltd's current share price stands at 270, with a market capitalization of 2,246 Cr. The company's P/E ratio is at 26.1, indicating a valuation perspective. Notably, the ROE is 13.3%, reflecting decent returns for shareholders, while the ROCE at 6.64% suggests a moderate capital efficiency. With reserves of 664 Cr and a net profit of 93 Cr, Fino Payments Bank appears to be maintaining a stable financial position. However, the lack of data on key aspects like OPM, promoters, FIIs, and DIIs may raise questions regarding transparency and investor composition. Overall, investors would benefit from a deeper dive into the company's operational metrics to assess its growth potential and risk profile effectively.

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Fino Payments Bank Ltd

Competitors of Fino Payments Bank Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Fino Payments Bank Ltd	2,247 Cr.	270	467/180	26.1	89.8	0.00 %	6.64 %	13.3 %	10.0
Yes Bank Ltd	64,153 Cr.	20.4	24.4/16.0	23.4	15.3	0.00 %	6.36 %	5.46 %	2.00
Ujjivan Small Finance Bank Ltd	8,252 Cr.	42.6	51.9/30.8	15.6	31.4	3.52 %	8.53 %	12.4 %	10.0
South Indian Bank Ltd	7,462 Cr.	28.6	32.3/22.1	5.61	39.8	1.40 %	6.50 %	13.8 %	1.00
Karnataka Bank Ltd	6,579 Cr.	174	243/162	5.65	320	2.87 %	6.33 %	11.1 %	10.0
Industry Average	168,984.38 Cr	401.46		17.58	238.80	1.03%	6.96%	11.31%	6.14

All Competitor Stocks of Fino Payments Bank Ltd

Quarterly Result

Metric	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	19	21	25	29	33	37	39	41	45	48	49	53	61
Interest	8	12	14	14	15	19	22	23	24	25	26	26	28
Expenses	271	278	281	287	314	320	326	353	389	404	407	438	400
Financing Profit	-260	-268	-270	-272	-297	-303	-308	-335	-367	-382	-384	-411	-368
Financing Margin %	-1,389%	-1,249%	-1,067%	-925%	-900%	-828%	-787%	-808%	-810%	-799%	-777%	-779%	-603%
Other Income	270	282	289	294	315	322	331	360	392	408	412	441	392
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	10	14	19	22	19	20	23	25	24	26	28	30	25
Tax %	0%	0%	0%	0%	0%	0%	0%	0%	0%	18%	19%	19%	28%
Net Profit	10	14	19	22	19	20	23	25	24	21	23	24	18
EPS in Rs	1.21	1.66	2.30	2.65	2.25	2.35	2.74	3.03	2.92	2.54	2.78	2.88	2.13
Gross NPA %
Net NPA %

Last Updated: August 19, 2025, 3:40 pm

Below is a detailed analysis of the quarterly data for Fino Payments Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:

For Interest, as of Jun 2025, the value is 28.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 26.00 Cr. (Mar 2025) to 28.00 Cr., marking an increase of 2.00 Cr..
For Expenses, as of Jun 2025, the value is 400.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 438.00 Cr. (Mar 2025) to 400.00 Cr., marking a decrease of 38.00 Cr..
For Other Income, as of Jun 2025, the value is 392.00 Cr.. The value appears to be declining and may need further review. It has decreased from 441.00 Cr. (Mar 2025) to 392.00 Cr., marking a decrease of 49.00 Cr..
For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
For Profit before tax, as of Jun 2025, the value is 25.00 Cr.. The value appears to be declining and may need further review. It has decreased from 30.00 Cr. (Mar 2025) to 25.00 Cr., marking a decrease of 5.00 Cr..
For Tax %, as of Jun 2025, the value is 28.00%. The value appears to be increasing, which may not be favorable. It has increased from 19.00% (Mar 2025) to 28.00%, marking an increase of 9.00%.
For Net Profit, as of Jun 2025, the value is 18.00 Cr.. The value appears to be declining and may need further review. It has decreased from 24.00 Cr. (Mar 2025) to 18.00 Cr., marking a decrease of 6.00 Cr..
For EPS in Rs, as of Jun 2025, the value is 2.13. The value appears to be declining and may need further review. It has decreased from 2.88 (Mar 2025) to 2.13, marking a decrease of 0.75.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 15, 2025, 3:33 am

Metric	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Revenue	16	19	18	20	36	95	150	195
Interest	3	6	10	10	15	47	79	101
Expenses	279	410	690	707	915	1,076	1,260	1,638
Financing Profit	-266	-396	-682	-697	-895	-1,028	-1,189	-1,544
Financing Margin %	-1,716%	-2,068%	-3,760%	-3,441%	-2,512%	-1,084%	-792%	-791%
Other Income	215	352	673	771	973	1,135	1,328	1,652
Depreciation	16	18	24	54	35	42	53	0
Profit before tax	-67	-62	-32	20	43	65	86	108
Tax %	0%	0%	0%	0%	0%	0%	0%	15%
Net Profit	-67	-62	-32	20	43	65	86	93
EPS in Rs	-15.11	-13.99	-7.19	4.59	5.14	7.82	10.36	11.12
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	7.46%	48.39%	162.50%	115.00%	51.16%	32.31%	8.14%
Change in YoY Net Profit Growth (%)	0.00%	40.92%	114.11%	-47.50%	-63.84%	-18.86%	-24.17%

Fino Payments Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	61%
3 Years:	76%
TTM:	30%

Compounded Profit Growth
10 Years:	%
5 Years:	37%
3 Years:	29%
TTM:	-6%

Stock Price CAGR
10 Years:	%
5 Years:	%
3 Years:	0%
1 Year:	-40%

Return on Equity
10 Years:	%
5 Years:	14%
3 Years:	13%
Last Year:	13%

Last Updated: September 5, 2025, 3:30 pm

Balance Sheet

Last Updated: August 11, 2025, 3:57 pm

Month	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	45	45	45	45	83	83	83	83
Reserves	180	118	85	106	397	469	560	664
Deposits	39	48	118	243	503	917	1,413	1,939
Borrowing	48	83	111	181	250	434	713	839
Other Liabilities	226	392	266	436	448	563	651	680
Total Liabilities	538	684	624	1,010	1,680	2,466	3,419	4,206
Fixed Assets	46	42	49	62	92	139	148	167
CWIP	1	0	0	2	0	5	47	130
Investments	64	73	128	504	631	1,146	1,747	2,388
Other Assets	427	569	446	443	956	1,175	1,477	1,520
Total Assets	538	684	624	1,010	1,680	2,466	3,419	4,206

Below is a detailed analysis of the balance sheet data for Fino Payments Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 83.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 83.00 Cr..
For Reserves, as of Mar 2025, the value is 664.00 Cr.. The value appears strong and on an upward trend. It has increased from 560.00 Cr. (Mar 2024) to 664.00 Cr., marking an increase of 104.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 680.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 651.00 Cr. (Mar 2024) to 680.00 Cr., marking an increase of 29.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 4,206.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,419.00 Cr. (Mar 2024) to 4,206.00 Cr., marking an increase of 787.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 167.00 Cr.. The value appears strong and on an upward trend. It has increased from 148.00 Cr. (Mar 2024) to 167.00 Cr., marking an increase of 19.00 Cr..
For CWIP, as of Mar 2025, the value is 130.00 Cr.. The value appears strong and on an upward trend. It has increased from 47.00 Cr. (Mar 2024) to 130.00 Cr., marking an increase of 83.00 Cr..
For Investments, as of Mar 2025, the value is 2,388.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,747.00 Cr. (Mar 2024) to 2,388.00 Cr., marking an increase of 641.00 Cr..
For Other Assets, as of Mar 2025, the value is 1,520.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,477.00 Cr. (Mar 2024) to 1,520.00 Cr., marking an increase of 43.00 Cr..
For Total Assets, as of Mar 2025, the value is 4,206.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,419.00 Cr. (Mar 2024) to 4,206.00 Cr., marking an increase of 787.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	-84	-32	207	-20	57	76
Cash from Investing Activity +	-31	-69	-64	-97	-104	-164
Cash from Financing Activity +	28	70	352	184	279	127
Net Cash Flow	-86	-31	495	68	232	39

Free Cash Flow

Month	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	240.00	362.00	572.00	464.00	412.00	-916.00	0.00	0.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
ROE %		-32%	-22%	15%	14%	13%	14%	13%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%
FIIs	9.26%	7.67%	7.20%	6.29%	5.57%	5.09%	5.12%	5.12%	4.21%	3.70%	4.08%	2.54%
DIIs	7.84%	3.73%	4.74%	5.48%	6.83%	5.58%	5.92%	5.99%	6.14%	6.08%	3.52%	3.04%
Public	7.91%	13.60%	13.07%	13.25%	12.60%	14.34%	13.97%	13.90%	14.65%	15.22%	17.41%	19.43%
No. of Shareholders	83,367	81,802	77,993	74,906	67,998	68,897	65,150	63,919	64,495	64,460	64,104	63,093

Shareholding Pattern Chart

No. of Shareholders

Fino Payments Bank Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
Motilal Oswal Balance Advantage Fund	2,262,066	5.41	66.4	2,262,066	2025-04-22 17:25:12	0%
Motilal Oswal Focused Fund	1,657,194	2.47	48.65	1,657,194	2025-04-22 17:25:12	0%
Tata Banking and Financial Services Fund	543,000	0.72	15.94	543,000	2025-04-22 17:25:12	0%
Motilal Oswal Equity Hybrid Fund	344,353	2.15	8.99	344,353	2025-04-22 17:25:12	0%
Motilal Oswal Multi Asset Fund	207,622	5.99	6.09	207,622	2025-04-22 17:25:12	0%

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
Face Value	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	11.12	10.36	7.82	5.34	4.59
Diluted EPS (Rs.)	11.08	10.36	7.82	5.34	4.59
Cash EPS (Rs.)	11.12	16.78	12.85	9.40	16.61
Book Value[Excl.RevalReserv]/Share (Rs.)	89.75	77.29	66.40	57.66	33.77
Book Value[Incl.RevalReserv]/Share (Rs.)	89.75	77.29	66.40	57.66	33.77
Operating Revenue / Share (Rs.)	23.46	18.03	11.40	4.28	4.54
Net Profit / Share (Rs.)	11.12	10.36	7.82	5.14	4.59
Interest Income / Employee (Rs.)	0.00	559455.63	330770.22	123152.09	0.00
Net Profit / Employee (Rs.)	0.00	321491.42	226942.12	147738.68	0.00
Business / Employee (Rs.)	0.00	5266998.14	3198269.87	1731531.28	0.00
Interest Income / Branch (Rs.)	0.00	19486493.51	12320116.88	8482833.33	0.00
Net Profit / Branches (Rs.)	0.00	11197922.08	8452857.14	10176380.95	0.00
Business / Branches (Rs.)	0.00	183455701.30	119125168.83	119269523.81	0.00
Net Profit Margin (%)	47.39	57.46	68.61	119.96	101.08
Operating Profit Margin (%)	5.29	6.16	5.50	4.30	2.61
Return On Assets (%)	2.19	2.52	2.63	2.54	2.02
Return On Equity / Networth (%)	12.38	13.40	11.77	8.90	13.59
Net Interest Margin (X)	2.25	2.08	1.92	1.20	1.06
Cost To Income (%)	89.54	93.79	94.49	95.69	96.86
Interest Income / Total Assets (%)	4.64	4.38	3.84	2.12	2.00
Non-Interest Income / Total Assets (%)	39.27	38.85	46.02	57.93	76.29
Operating Profit / Total Assets (%)	-37.07	-36.32	-43.38	-55.38	-74.26
Operating Expenses / Total Assets (%)	38.94	38.39	45.30	56.59	74.92
Interest Expenses / Total Assets (%)	2.39	2.30	1.92	0.91	0.94
Enterprise Value (Rs.Cr.)	4494.70	4148.16	2826.76	2611.84	0.00
EV Per Net Sales (X)	23.02	27.65	29.80	73.31	0.00
Price To Book Value (X)	2.54	3.64	3.07	4.35	0.00
Price To Sales (X)	9.73	15.60	17.87	58.54	0.00
Retention Ratios (%)	100.00	100.00	100.00	100.00	100.00
Earnings Yield (X)	0.04	0.03	0.03	0.02	0.00

After reviewing the key financial ratios for Fino Payments Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:

For Basic EPS (Rs.), as of Mar 25, the value is 11.12. This value is within the healthy range. It has increased from 10.36 (Mar 24) to 11.12, marking an increase of 0.76.
For Diluted EPS (Rs.), as of Mar 25, the value is 11.08. This value is within the healthy range. It has increased from 10.36 (Mar 24) to 11.08, marking an increase of 0.72.
For Cash EPS (Rs.), as of Mar 25, the value is 11.12. This value is within the healthy range. It has decreased from 16.78 (Mar 24) to 11.12, marking a decrease of 5.66.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 89.75. It has increased from 77.29 (Mar 24) to 89.75, marking an increase of 12.46.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 89.75. It has increased from 77.29 (Mar 24) to 89.75, marking an increase of 12.46.
For Net Profit / Share (Rs.), as of Mar 25, the value is 11.12. This value is within the healthy range. It has increased from 10.36 (Mar 24) to 11.12, marking an increase of 0.76.
For Net Profit Margin (%), as of Mar 25, the value is 47.39. This value exceeds the healthy maximum of 10. It has decreased from 57.46 (Mar 24) to 47.39, marking a decrease of 10.07.
For Return On Assets (%), as of Mar 25, the value is 2.19. This value is below the healthy minimum of 5. It has decreased from 2.52 (Mar 24) to 2.19, marking a decrease of 0.33.
For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Fino Payments Bank Ltd as of September 5, 2025 is: 254.37

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of September 5, 2025, Fino Payments Bank Ltd is Overvalued by 5.79% compared to the current share price 270.00

Intrinsic Value of Fino Payments Bank Ltd as of September 5, 2025 is: 303.62

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of September 5, 2025, Fino Payments Bank Ltd is Undervalued by 12.45% compared to the current share price 270.00

Last 5 Year EPS CAGR: 19.36%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Fino Payments Bank Ltd:
1. Net Profit Margin: 47.39%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 0% (Industry Average ROCE: 6.96%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 0% (Industry Average ROE: 11.31%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 0
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 0
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 26.1 (Industry average Stock P/E: 16.74)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Fino Payments Bank Ltd. is a Public Limited Listed company incorporated on 23/06/2007 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L65100MH2007PLC171959 and registration number is 171959. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 195.23 Cr. and Equity Capital is Rs. 83.22 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Finance - Banks - Private Sector	Mindspace Juinagar, 8th Floor, New Mumbai Maharashtra 400706	cs@finobank.com http://www.finobank.com

Management
Name	Position Held
Mr. Rajat Kumar Jain	Part Time Chairman & Independent Director
Mr. Rishi Gupta	Managing Director & CEO
Mrs. Anita Sudhir Pai	Independent Director
Mrs. Deena Asit Mehta	Independent Director
Mr. Rakesh Bhartia	Independent Director
Mrs. Neeta Mukerji	Independent Director
Mr. Prateek Roongta	Nominee Director
Mr. Pankaj Kumar	Nominee Director

FAQ

What is the intrinsic value of Fino Payments Bank Ltd?

Fino Payments Bank Ltd's intrinsic value (as of 05 September 2025) is 254.37 which is 5.79% lower the current market price of 270.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹2,247 Cr. market cap, FY2025-2026 high/low of 467/180, reserves of ₹664 Cr, and liabilities of 4,206 Cr.

What is the Market Cap of Fino Payments Bank Ltd?

The Market Cap of Fino Payments Bank Ltd is 2,247 Cr..

What is the current Stock Price of Fino Payments Bank Ltd as on 05 September 2025?

The current stock price of Fino Payments Bank Ltd as on 05 September 2025 is 270.

What is the High / Low of Fino Payments Bank Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Fino Payments Bank Ltd stocks is 467/180.

What is the Stock P/E of Fino Payments Bank Ltd?

The Stock P/E of Fino Payments Bank Ltd is 26.1.

What is the Book Value of Fino Payments Bank Ltd?

The Book Value of Fino Payments Bank Ltd is 89.8.

What is the Dividend Yield of Fino Payments Bank Ltd?

The Dividend Yield of Fino Payments Bank Ltd is 0.00 %.

What is the ROCE of Fino Payments Bank Ltd?

The ROCE of Fino Payments Bank Ltd is 6.64 %.

What is the ROE of Fino Payments Bank Ltd?

The ROE of Fino Payments Bank Ltd is 13.3 %.

What is the Face Value of Fino Payments Bank Ltd?

The Face Value of Fino Payments Bank Ltd is 10.0.