Share Price and Basic Stock Data
Last Updated: November 2, 2025, 4:16 am
| PEG Ratio | 1.36 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Galada Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a reported market capitalization of ₹8.85 Cr. The company’s share price stood at ₹29.5, and it recorded a trailing twelve months (TTM) sales figure of ₹1.82 Cr. Over the past several quarters, the company’s revenue has shown fluctuations. Quarterly sales were ₹0.20 Cr in both June and September 2022, rising to ₹0.29 Cr by March 2023. The sales reached ₹0.37 Cr in December 2023 and ₹0.48 Cr in March 2024, indicating a positive growth trajectory. However, sales dipped to ₹0.37 Cr in June 2024 before stabilizing around ₹0.37 Cr in the following quarters. The company’s operational performance has been characterized by high operating profit margins (OPM), which stood at 60.38% as of the latest data. This reflects the company’s ability to manage its operational costs effectively while generating revenue.
Profitability and Efficiency Metrics
Galada Finance’s profitability metrics indicate a mixed performance. The company reported a net profit of ₹0.26 Cr, with a net profit margin of 14.36% for the fiscal year ending March 2025. This is a notable improvement from the previous year’s net profit margin of 23.06%. Operating profits showed a robust performance, with an operating profit of ₹1.05 Cr and an OPM of 63.25% for FY 2025. However, the return on equity (ROE) stood at a modest 4.42%, which is below the typical sector benchmark for NBFCs, indicating room for improvement in shareholder returns. The interest coverage ratio (ICR) was reported at 1.92x, suggesting that the company can comfortably meet its interest obligations, although it remains on the lower end of the spectrum compared to industry norms. Efficiency ratios, notably the return on capital employed (ROCE) at 7.64%, reflect the effective utilization of capital in generating profits.
Balance Sheet Strength and Financial Ratios
Galada Finance has maintained a conservative balance sheet with total borrowings of ₹6.60 Cr against reserves of ₹2.78 Cr. The debt-to-equity ratio stood at 1.14, indicating a higher reliance on debt financing compared to equity, which is a concern given the sector’s current volatility. The company’s current ratio is reported at 1.74, suggesting adequate liquidity to cover short-term obligations. Furthermore, the book value per share increased to ₹19.26, indicating a strengthening of the company’s net worth over time. The enterprise value (EV) of ₹12.07 Cr reflects the market perception of the company’s overall worth, while the EV/EBITDA ratio of 11.35x suggests that the company is valued at a premium relative to its earnings before interest, taxes, depreciation, and amortization. These figures suggest a cautious yet stable financial foundation, although significant leverage poses potential risks in adverse economic conditions.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Galada Finance reveals a significant promoter holding of 63.93%, which indicates strong control over the company’s operations. The public shareholding stood at 36.08%, reflecting a balanced distribution of ownership among retail investors. The number of shareholders increased from 634 in September 2022 to 946 by June 2025, signaling growing investor interest and confidence in the company’s prospects. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) highlights a potential gap in institutional support, which could affect liquidity and market perception. The stability of the promoter holding can be seen as a strength, as it often correlates with long-term commitment to the company’s success. Nevertheless, increasing public ownership without institutional backing may pose challenges in terms of governance and market volatility.
Outlook, Risks, and Final Insight
Looking ahead, Galada Finance faces both opportunities and risks. The steady increase in sales and operating profits indicates a potential for growth, especially as the company continues to optimize its operational efficiencies. However, the reliance on debt financing and a relatively low ROE present significant risks, particularly in an environment of rising interest rates or economic downturns. Additionally, the lack of institutional investor participation could limit the company’s access to capital needed for expansion. The high OPM suggests that the company has the capability to generate profits efficiently, yet it must address its leverage to enhance shareholder value. Future strategies could include diversifying funding sources and improving operational efficiencies to bolster financial stability and attractiveness to investors.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Galada Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.2 Cr. | 1.32 | 1.91/0.85 | 88.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 10.9 Cr. | 1.09 | 14.3/1.06 | 32.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 528 Cr. | 162 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.4 Cr. | 18.9 | 39.8/17.5 | 13.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 43.6 Cr. | 96.8 | 180/90.0 | 23.3 | 238 | 1.03 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,095.21 Cr | 481.49 | 106.37 | 515.32 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.20 | 0.20 | 0.22 | 0.29 | 0.21 | 0.28 | 0.37 | 0.48 | 0.37 | 0.37 | 0.38 | 0.54 | 0.53 |
| Expenses | 0.16 | 0.18 | 0.06 | 0.13 | 0.12 | 0.15 | 0.13 | 0.06 | 0.15 | 0.15 | 0.14 | 0.17 | 0.21 |
| Operating Profit | 0.04 | 0.02 | 0.16 | 0.16 | 0.09 | 0.13 | 0.24 | 0.42 | 0.22 | 0.22 | 0.24 | 0.37 | 0.32 |
| OPM % | 20.00% | 10.00% | 72.73% | 55.17% | 42.86% | 46.43% | 64.86% | 87.50% | 59.46% | 59.46% | 63.16% | 68.52% | 60.38% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.03 | 0.01 | 0.09 | 0.02 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 |
| Interest | 0.09 | 0.08 | 0.07 | 0.06 | 0.07 | 0.09 | 0.12 | 0.13 | 0.14 | 0.13 | 0.14 | 0.15 | 0.24 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.04 | 0.07 | 0.07 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 |
| Profit before tax | -0.06 | -0.07 | 0.08 | 0.11 | 0.01 | 0.09 | 0.07 | 0.22 | 0.04 | 0.05 | 0.05 | 0.17 | 0.05 |
| Tax % | 0.00% | 0.00% | 25.00% | 18.18% | 0.00% | 0.00% | 42.86% | 13.64% | 25.00% | 20.00% | 20.00% | 11.76% | 20.00% |
| Net Profit | -0.06 | -0.06 | 0.06 | 0.08 | 0.01 | 0.09 | 0.04 | 0.20 | 0.03 | 0.04 | 0.03 | 0.15 | 0.04 |
| EPS in Rs | -0.20 | -0.20 | 0.20 | 0.27 | 0.03 | 0.30 | 0.13 | 0.67 | 0.10 | 0.13 | 0.10 | 0.50 | 0.13 |
Last Updated: August 19, 2025, 3:00 pm
Below is a detailed analysis of the quarterly data for Galada Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.53 Cr.. The value appears to be declining and may need further review. It has decreased from 0.54 Cr. (Mar 2025) to 0.53 Cr., marking a decrease of 0.01 Cr..
- For Expenses, as of Jun 2025, the value is 0.21 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.17 Cr. (Mar 2025) to 0.21 Cr., marking an increase of 0.04 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.37 Cr. (Mar 2025) to 0.32 Cr., marking a decrease of 0.05 Cr..
- For OPM %, as of Jun 2025, the value is 60.38%. The value appears to be declining and may need further review. It has decreased from 68.52% (Mar 2025) to 60.38%, marking a decrease of 8.14%.
- For Other Income, as of Jun 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For Interest, as of Jun 2025, the value is 0.24 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.15 Cr. (Mar 2025) to 0.24 Cr., marking an increase of 0.09 Cr..
- For Depreciation, as of Jun 2025, the value is 0.04 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.05 Cr. (Mar 2025) to 0.04 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.17 Cr. (Mar 2025) to 0.05 Cr., marking a decrease of 0.12 Cr..
- For Tax %, as of Jun 2025, the value is 20.00%. The value appears to be increasing, which may not be favorable. It has increased from 11.76% (Mar 2025) to 20.00%, marking an increase of 8.24%.
- For Net Profit, as of Jun 2025, the value is 0.04 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Mar 2025) to 0.04 Cr., marking a decrease of 0.11 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.13. The value appears to be declining and may need further review. It has decreased from 0.50 (Mar 2025) to 0.13, marking a decrease of 0.37.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:18 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.17 | 1.79 | 1.54 | 1.74 | 1.64 | 1.27 | 0.97 | 0.91 | 1.06 | 0.91 | 1.37 | 1.66 | 1.82 |
| Expenses | 0.64 | 0.78 | 0.73 | 0.83 | 0.85 | 0.87 | 1.16 | 0.51 | 0.78 | 0.53 | 0.45 | 0.61 | 0.67 |
| Operating Profit | 0.53 | 1.01 | 0.81 | 0.91 | 0.79 | 0.40 | -0.19 | 0.40 | 0.28 | 0.38 | 0.92 | 1.05 | 1.15 |
| OPM % | 45.30% | 56.42% | 52.60% | 52.30% | 48.17% | 31.50% | -19.59% | 43.96% | 26.42% | 41.76% | 67.15% | 63.25% | 63.19% |
| Other Income | 0.42 | 0.02 | 0.00 | 0.02 | 0.02 | 0.00 | 0.02 | 0.00 | 0.01 | 0.03 | 0.08 | 0.01 | 0.02 |
| Interest | 0.49 | 0.45 | 0.40 | 0.46 | 0.48 | 0.44 | 0.41 | 0.37 | 0.47 | 0.30 | 0.41 | 0.55 | 0.66 |
| Depreciation | 0.23 | 0.13 | 0.10 | 0.16 | 0.16 | 0.13 | 0.09 | 0.07 | 0.05 | 0.05 | 0.19 | 0.21 | 0.19 |
| Profit before tax | 0.23 | 0.45 | 0.31 | 0.31 | 0.17 | -0.17 | -0.67 | -0.04 | -0.23 | 0.06 | 0.40 | 0.30 | 0.32 |
| Tax % | 43.48% | 15.56% | 29.03% | 22.58% | 23.53% | 17.65% | 2.99% | 100.00% | 21.74% | 66.67% | 15.00% | 16.67% | |
| Net Profit | 0.13 | 0.38 | 0.23 | 0.24 | 0.13 | -0.20 | -0.69 | -0.07 | -0.27 | 0.02 | 0.34 | 0.25 | 0.26 |
| EPS in Rs | 0.43 | 1.27 | 0.77 | 0.80 | 0.43 | -0.67 | -2.30 | -0.23 | -0.90 | 0.07 | 1.13 | 0.83 | 0.86 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 192.31% | -39.47% | 4.35% | -45.83% | -253.85% | -245.00% | 89.86% | -285.71% | 107.41% | 1600.00% | -26.47% |
| Change in YoY Net Profit Growth (%) | 0.00% | -231.78% | 43.82% | -50.18% | -208.01% | 8.85% | 334.86% | -375.57% | 393.12% | 1492.59% | -1626.47% |
Galada Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 11% |
| 3 Years: | 16% |
| TTM: | 21% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | 19% |
| 3 Years: | 43% |
| TTM: | -28% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 24% |
| 3 Years: | 13% |
| 1 Year: | 71% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 1% |
| 3 Years: | 3% |
| Last Year: | 4% |
Last Updated: September 5, 2025, 3:31 pm
Balance Sheet
Last Updated: July 25, 2025, 1:15 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 2.23 | 2.61 | 2.84 | 3.08 | 3.21 | 2.35 | 1.90 | 2.08 | 2.11 | 2.15 | 2.53 | 2.78 |
| Borrowings | 2.94 | 2.26 | 2.99 | 3.15 | 2.74 | 2.66 | 2.56 | 3.44 | 2.69 | 1.64 | 4.35 | 6.60 |
| Other Liabilities | 1.69 | 1.27 | 1.62 | 2.36 | 1.94 | 0.06 | 0.10 | 0.26 | 0.06 | 0.06 | 0.07 | 0.19 |
| Total Liabilities | 9.86 | 9.14 | 10.45 | 11.59 | 10.89 | 8.07 | 7.56 | 8.78 | 7.86 | 6.85 | 9.95 | 12.57 |
| Fixed Assets | 0.76 | 0.33 | 0.34 | 0.57 | 0.50 | 0.37 | 0.28 | 0.22 | 0.19 | 0.36 | 0.76 | 0.59 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.52 | 1.55 | 1.62 | 1.78 | 2.22 | 1.25 | 0.19 | 0.62 | 0.26 | 0.10 | 0.11 | 0.08 |
| Other Assets | 7.58 | 7.26 | 8.49 | 9.24 | 8.17 | 6.45 | 7.09 | 7.94 | 7.41 | 6.39 | 9.08 | 11.90 |
| Total Assets | 9.86 | 9.14 | 10.45 | 11.59 | 10.89 | 8.07 | 7.56 | 8.78 | 7.86 | 6.85 | 9.95 | 12.57 |
Below is a detailed analysis of the balance sheet data for Galada Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.00 Cr..
- For Reserves, as of Mar 2025, the value is 2.78 Cr.. The value appears strong and on an upward trend. It has increased from 2.53 Cr. (Mar 2024) to 2.78 Cr., marking an increase of 0.25 Cr..
- For Borrowings, as of Mar 2025, the value is 6.60 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 4.35 Cr. (Mar 2024) to 6.60 Cr., marking an increase of 2.25 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.19 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.07 Cr. (Mar 2024) to 0.19 Cr., marking an increase of 0.12 Cr..
- For Total Liabilities, as of Mar 2025, the value is 12.57 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9.95 Cr. (Mar 2024) to 12.57 Cr., marking an increase of 2.62 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.59 Cr.. The value appears to be declining and may need further review. It has decreased from 0.76 Cr. (Mar 2024) to 0.59 Cr., marking a decrease of 0.17 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.08 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Mar 2024) to 0.08 Cr., marking a decrease of 0.03 Cr..
- For Other Assets, as of Mar 2025, the value is 11.90 Cr.. The value appears strong and on an upward trend. It has increased from 9.08 Cr. (Mar 2024) to 11.90 Cr., marking an increase of 2.82 Cr..
- For Total Assets, as of Mar 2025, the value is 12.57 Cr.. The value appears strong and on an upward trend. It has increased from 9.95 Cr. (Mar 2024) to 12.57 Cr., marking an increase of 2.62 Cr..
However, the Borrowings (6.60 Cr.) are higher than the Reserves (2.78 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -2.41 | -1.25 | -2.18 | -2.24 | -1.95 | -2.26 | -2.75 | -3.04 | -2.41 | -1.26 | -3.43 | -5.55 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 1,185.47 | 856.42 | 1,047.60 | 834.89 | 843.51 | 175.31 | 237.06 | 160.44 | 185.94 | 240.66 | 141.20 | 112.14 |
| ROCE % | 7.48% | 11.10% | 8.50% | 8.31% | 6.93% | 3.18% | -3.62% | 4.13% | 2.94% | 4.52% | 8.76% | 7.64% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.83 | 1.13 | 0.08 | -0.90 | -0.24 |
| Diluted EPS (Rs.) | 0.83 | 1.13 | 0.08 | -0.90 | -0.24 |
| Cash EPS (Rs.) | 1.54 | 1.76 | 0.23 | -0.74 | -0.02 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 19.26 | 18.44 | 17.15 | 17.02 | 16.93 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 19.26 | 18.44 | 17.15 | 17.02 | 16.93 |
| Revenue From Operations / Share (Rs.) | 5.78 | 4.90 | 3.01 | 3.50 | 3.00 |
| PBDIT / Share (Rs.) | 3.54 | 3.34 | 1.35 | 0.94 | 1.31 |
| PBIT / Share (Rs.) | 2.84 | 2.70 | 1.19 | 0.79 | 1.09 |
| PBT / Share (Rs.) | 0.99 | 1.34 | 0.19 | -0.75 | -0.12 |
| Net Profit / Share (Rs.) | 0.83 | 1.13 | 0.08 | -0.90 | -0.24 |
| PBDIT Margin (%) | 61.33 | 68.11 | 44.82 | 27.15 | 43.76 |
| PBIT Margin (%) | 49.09 | 55.15 | 39.54 | 22.64 | 36.48 |
| PBT Margin (%) | 17.21 | 27.25 | 6.54 | -21.47 | -4.19 |
| Net Profit Margin (%) | 14.36 | 23.06 | 2.66 | -25.86 | -8.14 |
| Return on Networth / Equity (%) | 4.31 | 6.12 | 0.46 | -5.31 | -1.44 |
| Return on Capital Employeed (%) | 14.73 | 12.81 | 6.74 | 4.25 | 5.90 |
| Return On Assets (%) | 1.98 | 3.40 | 0.35 | -3.45 | -0.83 |
| Long Term Debt / Equity (X) | 0.00 | 0.14 | 0.03 | 0.09 | 0.09 |
| Total Debt / Equity (X) | 1.14 | 0.78 | 0.31 | 0.52 | 0.67 |
| Asset Turnover Ratio (%) | 0.15 | 0.17 | 0.12 | 0.12 | 0.11 |
| Current Ratio (X) | 1.74 | 2.49 | 4.09 | 3.30 | 2.58 |
| Quick Ratio (X) | 1.74 | 2.49 | 4.09 | 3.30 | 2.58 |
| Interest Coverage Ratio (X) | 1.92 | 2.44 | 1.36 | 0.61 | 1.08 |
| Interest Coverage Ratio (Post Tax) (X) | 1.45 | 1.83 | 1.08 | 0.41 | 0.79 |
| Enterprise Value (Cr.) | 12.07 | 8.64 | 4.12 | 7.56 | 6.46 |
| EV / Net Operating Revenue (X) | 6.96 | 5.88 | 4.56 | 7.21 | 7.19 |
| EV / EBITDA (X) | 11.35 | 8.63 | 10.18 | 26.54 | 16.42 |
| MarketCap / Net Operating Revenue (X) | 3.31 | 3.10 | 2.95 | 4.73 | 3.50 |
| Price / BV (X) | 0.99 | 0.82 | 0.51 | 0.97 | 0.62 |
| Price / Net Operating Revenue (X) | 3.31 | 3.10 | 2.95 | 4.73 | 3.50 |
| EarningsYield | 0.04 | 0.07 | 0.01 | -0.05 | -0.02 |
After reviewing the key financial ratios for Galada Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.83. This value is below the healthy minimum of 5. It has decreased from 1.13 (Mar 24) to 0.83, marking a decrease of 0.30.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.83. This value is below the healthy minimum of 5. It has decreased from 1.13 (Mar 24) to 0.83, marking a decrease of 0.30.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 3. It has decreased from 1.76 (Mar 24) to 1.54, marking a decrease of 0.22.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 19.26. It has increased from 18.44 (Mar 24) to 19.26, marking an increase of 0.82.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 19.26. It has increased from 18.44 (Mar 24) to 19.26, marking an increase of 0.82.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 5.78. It has increased from 4.90 (Mar 24) to 5.78, marking an increase of 0.88.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 3.54. This value is within the healthy range. It has increased from 3.34 (Mar 24) to 3.54, marking an increase of 0.20.
- For PBIT / Share (Rs.), as of Mar 25, the value is 2.84. This value is within the healthy range. It has increased from 2.70 (Mar 24) to 2.84, marking an increase of 0.14.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.99. This value is within the healthy range. It has decreased from 1.34 (Mar 24) to 0.99, marking a decrease of 0.35.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.83. This value is below the healthy minimum of 2. It has decreased from 1.13 (Mar 24) to 0.83, marking a decrease of 0.30.
- For PBDIT Margin (%), as of Mar 25, the value is 61.33. This value is within the healthy range. It has decreased from 68.11 (Mar 24) to 61.33, marking a decrease of 6.78.
- For PBIT Margin (%), as of Mar 25, the value is 49.09. This value exceeds the healthy maximum of 20. It has decreased from 55.15 (Mar 24) to 49.09, marking a decrease of 6.06.
- For PBT Margin (%), as of Mar 25, the value is 17.21. This value is within the healthy range. It has decreased from 27.25 (Mar 24) to 17.21, marking a decrease of 10.04.
- For Net Profit Margin (%), as of Mar 25, the value is 14.36. This value exceeds the healthy maximum of 10. It has decreased from 23.06 (Mar 24) to 14.36, marking a decrease of 8.70.
- For Return on Networth / Equity (%), as of Mar 25, the value is 4.31. This value is below the healthy minimum of 15. It has decreased from 6.12 (Mar 24) to 4.31, marking a decrease of 1.81.
- For Return on Capital Employeed (%), as of Mar 25, the value is 14.73. This value is within the healthy range. It has increased from 12.81 (Mar 24) to 14.73, marking an increase of 1.92.
- For Return On Assets (%), as of Mar 25, the value is 1.98. This value is below the healthy minimum of 5. It has decreased from 3.40 (Mar 24) to 1.98, marking a decrease of 1.42.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 0.14 (Mar 24) to 0.00, marking a decrease of 0.14.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.14. This value exceeds the healthy maximum of 1. It has increased from 0.78 (Mar 24) to 1.14, marking an increase of 0.36.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has decreased from 0.17 (Mar 24) to 0.15, marking a decrease of 0.02.
- For Current Ratio (X), as of Mar 25, the value is 1.74. This value is within the healthy range. It has decreased from 2.49 (Mar 24) to 1.74, marking a decrease of 0.75.
- For Quick Ratio (X), as of Mar 25, the value is 1.74. This value is within the healthy range. It has decreased from 2.49 (Mar 24) to 1.74, marking a decrease of 0.75.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.92. This value is below the healthy minimum of 3. It has decreased from 2.44 (Mar 24) to 1.92, marking a decrease of 0.52.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.45. This value is below the healthy minimum of 3. It has decreased from 1.83 (Mar 24) to 1.45, marking a decrease of 0.38.
- For Enterprise Value (Cr.), as of Mar 25, the value is 12.07. It has increased from 8.64 (Mar 24) to 12.07, marking an increase of 3.43.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.96. This value exceeds the healthy maximum of 3. It has increased from 5.88 (Mar 24) to 6.96, marking an increase of 1.08.
- For EV / EBITDA (X), as of Mar 25, the value is 11.35. This value is within the healthy range. It has increased from 8.63 (Mar 24) to 11.35, marking an increase of 2.72.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.31. This value exceeds the healthy maximum of 3. It has increased from 3.10 (Mar 24) to 3.31, marking an increase of 0.21.
- For Price / BV (X), as of Mar 25, the value is 0.99. This value is below the healthy minimum of 1. It has increased from 0.82 (Mar 24) to 0.99, marking an increase of 0.17.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.31. This value exceeds the healthy maximum of 3. It has increased from 3.10 (Mar 24) to 3.31, marking an increase of 0.21.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to 0.04, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Galada Finance Ltd:
- Net Profit Margin: 14.36%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 14.73% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 4.31% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.45
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.74
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 30.6 (Industry average Stock P/E: 106.37)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.14
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.36%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Shanti Sadan, Old No.4 (New No.7) Chennai (Madras) Tamil Nadu 600006 | info@galadafinance.in www.galadafinance.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Naveen Ashok Galada | Managing Director |
| Mr. Ponniah Bhaskaran | Director |
| Mr. Ashok Jawarilal Galada | Director |
| Mrs. Shyamala Thiagarajan | Director |
| Mr. Ramu Vishnu | Director |
FAQ
What is the intrinsic value of Galada Finance Ltd?
Galada Finance Ltd's intrinsic value (as of 03 November 2025) is 21.30 which is 19.92% lower the current market price of 26.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 7.97 Cr. market cap, FY2025-2026 high/low of 32.3/16.5, reserves of ₹2.78 Cr, and liabilities of 12.57 Cr.
What is the Market Cap of Galada Finance Ltd?
The Market Cap of Galada Finance Ltd is 7.97 Cr..
What is the current Stock Price of Galada Finance Ltd as on 03 November 2025?
The current stock price of Galada Finance Ltd as on 03 November 2025 is 26.6.
What is the High / Low of Galada Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Galada Finance Ltd stocks is 32.3/16.5.
What is the Stock P/E of Galada Finance Ltd?
The Stock P/E of Galada Finance Ltd is 30.6.
What is the Book Value of Galada Finance Ltd?
The Book Value of Galada Finance Ltd is 19.3.
What is the Dividend Yield of Galada Finance Ltd?
The Dividend Yield of Galada Finance Ltd is 0.00 %.
What is the ROCE of Galada Finance Ltd?
The ROCE of Galada Finance Ltd is 7.64 %.
What is the ROE of Galada Finance Ltd?
The ROE of Galada Finance Ltd is 4.42 %.
What is the Face Value of Galada Finance Ltd?
The Face Value of Galada Finance Ltd is 10.0.