Share Price and Basic Stock Data
Last Updated: January 24, 2026, 5:42 pm
| PEG Ratio | 7.38 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Gemstone Investments Ltd operates in the Finance & Investments sector, currently priced at ₹1.63, with a market capitalization of ₹12.2 Cr. The company has experienced fluctuating sales over the past quarters, reporting ₹0.20 Cr in September 2022, which rose to ₹0.51 Cr by September 2023. However, sales dipped slightly in December 2024 to ₹0.02 Cr before recovering to ₹0.35 Cr in March 2025. The trailing twelve months (TTM) sales stand at ₹1.11 Cr, reflecting a modest increase compared to the ₹1.19 Cr reported for the fiscal year ending March 2023. Despite this growth, the company’s revenue remains below historical peaks, indicating potential challenges in scaling operations effectively. The operating profit margin (OPM) has shown volatility, with a peak of 94.12% in September 2023 but a decline to 55.26% by September 2025. This inconsistency in revenue and profit margins underscores a need for strategic operational improvements to stabilize income streams and enhance profitability.
Profitability and Efficiency Metrics
Gemstone Investments Ltd reported a net profit of ₹0.27 Cr for the fiscal year ending March 2023, which marginally improved to ₹0.32 Cr in March 2025. The company’s return on equity (ROE) stood at 1.30%, and return on capital employed (ROCE) was recorded at 1.91%, both of which are relatively low compared to industry standards. Operating profit has been erratic, with a negative value of ₹0.34 Cr in March 2023, but recovering to ₹0.47 Cr in March 2025. The interest coverage ratio (ICR) is notably high at 53.39x, indicating the company comfortably covers its interest obligations. However, the net profit margin of 25.37% for March 2025, while a positive indicator, also reflects the company’s struggle with consistent profitability. The company’s efficiency metrics, particularly the cash conversion cycle (CCC) at 0.00 days, suggest that it may not have significant operational delays in receivables, which is a positive sign for cash flow management.
Balance Sheet Strength and Financial Ratios
Gemstone Investments Ltd’s balance sheet reflects a stable position with total assets amounting to ₹25.05 Cr as of March 2025, alongside total liabilities of ₹25.05 Cr, indicating a balanced structure with no debt, as borrowings stood at ₹0.00 Cr. The company’s reserves have increased from ₹16.58 Cr in March 2023 to ₹17.25 Cr in March 2025, demonstrating a positive trend in retained earnings. The price-to-book value (P/BV) ratio is low at 0.66x, suggesting that the stock may be undervalued relative to its book value, often indicating investment potential. However, the current ratio is exceptionally high at 76.99, which may imply excessive liquidity or underutilized assets. Financial ratios such as the interest coverage ratio of 53.39x further reinforce the company’s capacity to manage financing costs effectively, although the low ROE and ROCE reflect challenges in generating returns on equity and capital employed.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Gemstone Investments Ltd reveals an absence of promoter holding, with public shareholders comprising 99.99% of the total, indicating a strong retail investor base. The number of shareholders has been increasing, rising from 19,181 in December 2022 to 55,947 in September 2025, which may signal growing investor interest and confidence in the company. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) could be a concern, limiting institutional backing. The consistent 0.00% promoter holding raises questions about the alignment of management interests with those of public shareholders. While the increasing number of shareholders suggests a potentially vibrant retail interest, the lack of institutional investment could indicate perceived risks or valuation concerns within the broader market context.
Outlook, Risks, and Final Insight
Looking ahead, Gemstone Investments Ltd faces a mixed outlook. Strengths include a solid cash position with no debt and an impressive interest coverage ratio, which provides operational flexibility. However, the volatility in sales and profitability metrics presents considerable risks, particularly the recent decline in sales and inconsistent profit margins. The absence of promoter holdings may deter some investors, highlighting a potential governance risk. Additionally, the company’s low ROE and ROCE suggest inefficiencies that need addressing to enhance shareholder value. If the company can stabilize its revenue streams and improve operational efficiency, it may position itself for better growth. Conversely, failure to address these operational challenges could hinder its ability to attract institutional investment and maintain retail investor confidence, impacting its long-term viability in the competitive finance and investments sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.7 Cr. | 40.0 | 57.0/36.4 | 46.9 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,241 Cr. | 283 | 455/269 | 14.0 | 111 | 0.35 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 29.5 Cr. | 0.42 | 1.34/0.38 | 4.09 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 3.92 Cr. | 7.91 | 11.6/7.91 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 18.8 Cr. | 36.6 | 69.9/36.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,994.85 Cr | 1,277.46 | 67.41 | 3,844.56 | 0.38% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.20 | 0.34 | 0.35 | 0.50 | 0.51 | 0.51 | 0.58 | 0.55 | 0.32 | 0.02 | 0.35 | 0.36 | 0.38 |
| Expenses | 0.03 | 0.13 | 0.69 | 0.18 | 0.03 | 0.08 | 1.31 | 0.12 | 0.30 | 0.13 | 0.22 | 0.20 | 0.17 |
| Operating Profit | 0.17 | 0.21 | -0.34 | 0.32 | 0.48 | 0.43 | -0.73 | 0.43 | 0.02 | -0.11 | 0.13 | 0.16 | 0.21 |
| OPM % | 85.00% | 61.76% | -97.14% | 64.00% | 94.12% | 84.31% | -125.86% | 78.18% | 6.25% | -550.00% | 37.14% | 44.44% | 55.26% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.17 | 0.21 | -0.34 | 0.32 | 0.48 | 0.42 | -0.73 | 0.43 | 0.02 | -0.11 | 0.13 | 0.16 | 0.21 |
| Tax % | 0.00% | 0.00% | 11.76% | 21.88% | 8.33% | 26.19% | -12.33% | 23.26% | 0.00% | 0.00% | 23.08% | 25.00% | 23.81% |
| Net Profit | 0.17 | 0.21 | -0.38 | 0.25 | 0.44 | 0.30 | -0.64 | 0.33 | 0.02 | -0.11 | 0.10 | 0.12 | 0.16 |
| EPS in Rs | 0.02 | 0.03 | -0.05 | 0.03 | 0.06 | 0.04 | -0.09 | 0.04 | 0.00 | -0.01 | 0.01 | 0.02 | 0.02 |
Last Updated: December 26, 2025, 7:46 pm
Below is a detailed analysis of the quarterly data for Gemstone Investments Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.38 Cr.. The value appears strong and on an upward trend. It has increased from 0.36 Cr. (Jun 2025) to 0.38 Cr., marking an increase of 0.02 Cr..
- For Expenses, as of Sep 2025, the value is 0.17 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.20 Cr. (Jun 2025) to 0.17 Cr., marking a decrease of 0.03 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.21 Cr.. The value appears strong and on an upward trend. It has increased from 0.16 Cr. (Jun 2025) to 0.21 Cr., marking an increase of 0.05 Cr..
- For OPM %, as of Sep 2025, the value is 55.26%. The value appears strong and on an upward trend. It has increased from 44.44% (Jun 2025) to 55.26%, marking an increase of 10.82%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.21 Cr.. The value appears strong and on an upward trend. It has increased from 0.16 Cr. (Jun 2025) to 0.21 Cr., marking an increase of 0.05 Cr..
- For Tax %, as of Sep 2025, the value is 23.81%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Jun 2025) to 23.81%, marking a decrease of 1.19%.
- For Net Profit, as of Sep 2025, the value is 0.16 Cr.. The value appears strong and on an upward trend. It has increased from 0.12 Cr. (Jun 2025) to 0.16 Cr., marking an increase of 0.04 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.02. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:40 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.09 | 2.32 | 2.29 | 2.08 | 1.94 | 2.33 | 2.01 | 2.03 | 0.91 | 1.19 | 2.11 | 1.25 | 1.11 |
| Expenses | 0.68 | 1.57 | 1.70 | 1.14 | 1.11 | 0.92 | 0.90 | 1.45 | 0.52 | 0.91 | 1.61 | 0.78 | 0.72 |
| Operating Profit | 0.41 | 0.75 | 0.59 | 0.94 | 0.83 | 1.41 | 1.11 | 0.58 | 0.39 | 0.28 | 0.50 | 0.47 | 0.39 |
| OPM % | 37.61% | 32.33% | 25.76% | 45.19% | 42.78% | 60.52% | 55.22% | 28.57% | 42.86% | 23.53% | 23.70% | 37.60% | 35.14% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.12 | 0.12 | 0.06 | 0.01 | 0.13 | 0.23 | 0.06 | 0.01 | 0.08 | 0.00 | 0.01 | 0.01 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.06 | 0.05 | 0.06 | 0.06 | 0.06 | 0.04 | 0.01 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.28 | 0.62 | 0.52 | 0.87 | 0.65 | 1.12 | 0.99 | 0.52 | 0.28 | 0.27 | 0.49 | 0.46 | 0.39 |
| Tax % | 32.14% | 33.87% | 40.38% | 31.03% | 23.08% | 27.68% | 25.25% | 26.92% | 25.00% | 14.81% | 26.53% | 30.43% | |
| Net Profit | 0.18 | 0.41 | 0.31 | 0.61 | 0.50 | 0.81 | 0.74 | 0.39 | 0.21 | 0.23 | 0.35 | 0.32 | 0.27 |
| EPS in Rs | 0.02 | 0.05 | 0.04 | 0.08 | 0.07 | 0.11 | 0.10 | 0.05 | 0.03 | 0.03 | 0.05 | 0.04 | 0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 127.78% | -24.39% | 96.77% | -18.03% | 62.00% | -8.64% | -47.30% | -46.15% | 9.52% | 52.17% | -8.57% |
| Change in YoY Net Profit Growth (%) | 0.00% | -152.17% | 121.16% | -114.81% | 80.03% | -70.64% | -38.66% | 1.14% | 55.68% | 42.65% | -60.75% |
Gemstone Investments Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -6% |
| 5 Years: | -9% |
| 3 Years: | 11% |
| TTM: | -51% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -15% |
| 3 Years: | 15% |
| TTM: | -70% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 16% |
| 3 Years: | 21% |
| 1 Year: | -49% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 1% |
| 3 Years: | 1% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:31 pm
Balance Sheet
Last Updated: January 7, 2026, 5:31 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 |
| Reserves | 14.05 | 14.46 | 14.77 | 15.38 | 15.88 | 16.68 | 15.75 | 16.14 | 16.35 | 16.58 | 16.93 | 17.25 | 17.53 |
| Borrowings | 1.12 | 1.85 | 0.33 | 0.59 | 2.97 | 1.15 | 0.10 | 0.03 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Other Liabilities | 0.51 | 0.90 | 0.56 | 0.54 | 0.74 | 1.03 | 1.08 | 0.15 | 0.14 | 0.11 | 0.10 | 0.32 | 0.21 |
| Total Liabilities | 23.16 | 24.69 | 23.14 | 23.99 | 27.07 | 26.34 | 24.41 | 23.80 | 23.97 | 24.17 | 24.51 | 25.05 | 25.22 |
| Fixed Assets | 0.04 | 0.03 | 0.04 | 0.38 | 0.40 | 0.34 | 0.29 | 0.22 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | 6.20 | 3.10 | 3.00 | 1.91 | 1.67 | 1.67 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 1.91 |
| Other Assets | 16.92 | 21.56 | 20.10 | 21.70 | 25.00 | 24.33 | 24.12 | 23.58 | 23.95 | 24.16 | 24.50 | 25.04 | 23.29 |
| Total Assets | 23.16 | 24.69 | 23.14 | 23.99 | 27.07 | 26.34 | 24.41 | 23.80 | 23.97 | 24.17 | 24.51 | 25.05 | 25.22 |
Below is a detailed analysis of the balance sheet data for Gemstone Investments Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 7.48 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7.48 Cr..
- For Reserves, as of Sep 2025, the value is 17.53 Cr.. The value appears strong and on an upward trend. It has increased from 17.25 Cr. (Mar 2025) to 17.53 Cr., marking an increase of 0.28 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.21 Cr.. The value appears to be improving (decreasing). It has decreased from 0.32 Cr. (Mar 2025) to 0.21 Cr., marking a decrease of 0.11 Cr..
- For Total Liabilities, as of Sep 2025, the value is 25.22 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 25.05 Cr. (Mar 2025) to 25.22 Cr., marking an increase of 0.17 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.02 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Mar 2025) to 0.02 Cr., marking an increase of 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1.91 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 1.91 Cr., marking an increase of 1.91 Cr..
- For Other Assets, as of Sep 2025, the value is 23.29 Cr.. The value appears to be declining and may need further review. It has decreased from 25.04 Cr. (Mar 2025) to 23.29 Cr., marking a decrease of 1.75 Cr..
- For Total Assets, as of Sep 2025, the value is 25.22 Cr.. The value appears strong and on an upward trend. It has increased from 25.05 Cr. (Mar 2025) to 25.22 Cr., marking an increase of 0.17 Cr..
Notably, the Reserves (17.53 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.71 | -1.10 | 0.26 | 0.35 | -2.14 | 0.26 | 1.01 | 0.55 | 0.39 | 0.28 | 0.50 | 0.47 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 10.05 | 4.72 | 4.78 | 5.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 10.05 | 4.72 | 4.78 | 5.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 5,277.43 | 3,135.54 | 3,028.38 | 3,318.34 | 3,697.04 | 3,308.50 | 3,944.18 | 4,045.57 | 9,421.81 | 7,300.00 | 3,931.97 | 6,850.32 |
| ROCE % | 1.78% | 3.19% | 2.50% | 3.82% | 3.13% | 5.23% | 4.32% | 2.26% | 1.47% | 1.13% | 2.06% | 1.91% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 0.04 | 0.05 | 0.03 | 0.03 | 0.09 |
| Diluted EPS (Rs.) | 0.04 | 0.05 | 0.03 | 0.03 | 0.09 |
| Cash EPS (Rs.) | 0.04 | 0.04 | 0.03 | 0.03 | 0.09 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 3.31 | 3.26 | 3.22 | 3.19 | 3.16 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 3.31 | 3.26 | 3.22 | 3.19 | 3.16 |
| Revenue From Operations / Share (Rs.) | 0.16 | 0.28 | 0.15 | 0.12 | 0.27 |
| PBDIT / Share (Rs.) | 0.06 | 0.06 | 0.03 | 0.05 | 0.07 |
| PBIT / Share (Rs.) | 0.06 | 0.06 | 0.03 | 0.04 | 0.07 |
| PBT / Share (Rs.) | 0.06 | 0.06 | 0.03 | 0.03 | 0.07 |
| Net Profit / Share (Rs.) | 0.04 | 0.04 | 0.03 | 0.02 | 0.08 |
| PBDIT Margin (%) | 37.71 | 23.76 | 23.37 | 43.60 | 29.10 |
| PBIT Margin (%) | 37.55 | 23.62 | 22.32 | 39.58 | 26.29 |
| PBT Margin (%) | 36.85 | 23.04 | 22.30 | 31.18 | 25.95 |
| Net Profit Margin (%) | 25.37 | 16.70 | 19.33 | 23.07 | 32.72 |
| Return on Networth / Equity (%) | 1.27 | 1.44 | 0.95 | 0.87 | 2.81 |
| Return on Capital Employeed (%) | 1.89 | 2.03 | 1.10 | 1.50 | 2.25 |
| Return On Assets (%) | 1.26 | 1.43 | 0.95 | 0.87 | 2.68 |
| Asset Turnover Ratio (%) | 0.05 | 0.08 | 0.04 | 0.03 | 0.08 |
| Current Ratio (X) | 76.99 | 215.20 | 207.70 | 167.57 | 20.23 |
| Quick Ratio (X) | 76.99 | 215.20 | 207.70 | 167.57 | 20.23 |
| Interest Coverage Ratio (X) | 53.39 | 41.35 | 1403.81 | 5.20 | 85.68 |
| Interest Coverage Ratio (Post Tax) (X) | 36.92 | 30.07 | 1161.85 | 3.75 | 97.34 |
| Enterprise Value (Cr.) | 15.29 | 6.41 | 4.63 | 11.26 | 8.67 |
| EV / Net Operating Revenue (X) | 12.28 | 3.04 | 3.90 | 12.43 | 4.27 |
| EV / EBITDA (X) | 32.55 | 12.81 | 16.67 | 28.50 | 14.65 |
| MarketCap / Net Operating Revenue (X) | 13.26 | 3.83 | 4.09 | 12.78 | 4.71 |
| Price / BV (X) | 0.66 | 0.33 | 0.20 | 0.48 | 0.40 |
| Price / Net Operating Revenue (X) | 13.27 | 3.84 | 4.09 | 12.79 | 4.71 |
| EarningsYield | 0.01 | 0.04 | 0.04 | 0.01 | 0.06 |
After reviewing the key financial ratios for Gemstone Investments Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.04, marking a decrease of 0.01.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.04, marking a decrease of 0.01.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.04.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 3.31. It has increased from 3.26 (Mar 24) to 3.31, marking an increase of 0.05.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 3.31. It has increased from 3.26 (Mar 24) to 3.31, marking an increase of 0.05.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.16. It has decreased from 0.28 (Mar 24) to 0.16, marking a decrease of 0.12.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.06. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.06. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.06.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.06. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.06.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.04.
- For PBDIT Margin (%), as of Mar 25, the value is 37.71. This value is within the healthy range. It has increased from 23.76 (Mar 24) to 37.71, marking an increase of 13.95.
- For PBIT Margin (%), as of Mar 25, the value is 37.55. This value exceeds the healthy maximum of 20. It has increased from 23.62 (Mar 24) to 37.55, marking an increase of 13.93.
- For PBT Margin (%), as of Mar 25, the value is 36.85. This value is within the healthy range. It has increased from 23.04 (Mar 24) to 36.85, marking an increase of 13.81.
- For Net Profit Margin (%), as of Mar 25, the value is 25.37. This value exceeds the healthy maximum of 10. It has increased from 16.70 (Mar 24) to 25.37, marking an increase of 8.67.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.27. This value is below the healthy minimum of 15. It has decreased from 1.44 (Mar 24) to 1.27, marking a decrease of 0.17.
- For Return on Capital Employeed (%), as of Mar 25, the value is 1.89. This value is below the healthy minimum of 10. It has decreased from 2.03 (Mar 24) to 1.89, marking a decrease of 0.14.
- For Return On Assets (%), as of Mar 25, the value is 1.26. This value is below the healthy minimum of 5. It has decreased from 1.43 (Mar 24) to 1.26, marking a decrease of 0.17.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.05. It has decreased from 0.08 (Mar 24) to 0.05, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 76.99. This value exceeds the healthy maximum of 3. It has decreased from 215.20 (Mar 24) to 76.99, marking a decrease of 138.21.
- For Quick Ratio (X), as of Mar 25, the value is 76.99. This value exceeds the healthy maximum of 2. It has decreased from 215.20 (Mar 24) to 76.99, marking a decrease of 138.21.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 53.39. This value is within the healthy range. It has increased from 41.35 (Mar 24) to 53.39, marking an increase of 12.04.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 36.92. This value is within the healthy range. It has increased from 30.07 (Mar 24) to 36.92, marking an increase of 6.85.
- For Enterprise Value (Cr.), as of Mar 25, the value is 15.29. It has increased from 6.41 (Mar 24) to 15.29, marking an increase of 8.88.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 12.28. This value exceeds the healthy maximum of 3. It has increased from 3.04 (Mar 24) to 12.28, marking an increase of 9.24.
- For EV / EBITDA (X), as of Mar 25, the value is 32.55. This value exceeds the healthy maximum of 15. It has increased from 12.81 (Mar 24) to 32.55, marking an increase of 19.74.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 13.26. This value exceeds the healthy maximum of 3. It has increased from 3.83 (Mar 24) to 13.26, marking an increase of 9.43.
- For Price / BV (X), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 24) to 0.66, marking an increase of 0.33.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 13.27. This value exceeds the healthy maximum of 3. It has increased from 3.84 (Mar 24) to 13.27, marking an increase of 9.43.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 24) to 0.01, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Gemstone Investments Ltd:
- Net Profit Margin: 25.37%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.89% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.27% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 36.92
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 76.99
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 43.7 (Industry average Stock P/E: 67.41)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 25.37%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Office No. Unit No. 1212, 12th Floor of Kosha Kommercial Komplex, Mumbai Maharashtra 400097 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Kishor Bodha | Chairperson & Executive Director |
| Mr. Sudhakar Bhagawatlal Gandhi | Managing Director |
| Mr. Santosh Dwivedi | Non Executive Director |
| Ms. Falgun Chhaganlal Shah | Independent Director |
| Mr. Rajesh Babulal Maiyani | Independent Director |
| Mr. Roshan Mayani | Independent Director |
| Mrs. Dhara Shiroya | Independent Director |
FAQ
What is the intrinsic value of Gemstone Investments Ltd?
Gemstone Investments Ltd's intrinsic value (as of 24 January 2026) is ₹1.64 which is 3.80% higher the current market price of ₹1.58, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹11.8 Cr. market cap, FY2025-2026 high/low of ₹3.15/1.37, reserves of ₹17.53 Cr, and liabilities of ₹25.22 Cr.
What is the Market Cap of Gemstone Investments Ltd?
The Market Cap of Gemstone Investments Ltd is 11.8 Cr..
What is the current Stock Price of Gemstone Investments Ltd as on 24 January 2026?
The current stock price of Gemstone Investments Ltd as on 24 January 2026 is ₹1.58.
What is the High / Low of Gemstone Investments Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Gemstone Investments Ltd stocks is ₹3.15/1.37.
What is the Stock P/E of Gemstone Investments Ltd?
The Stock P/E of Gemstone Investments Ltd is 43.7.
What is the Book Value of Gemstone Investments Ltd?
The Book Value of Gemstone Investments Ltd is 3.35.
What is the Dividend Yield of Gemstone Investments Ltd?
The Dividend Yield of Gemstone Investments Ltd is 0.00 %.
What is the ROCE of Gemstone Investments Ltd?
The ROCE of Gemstone Investments Ltd is 1.91 %.
What is the ROE of Gemstone Investments Ltd?
The ROE of Gemstone Investments Ltd is 1.30 %.
What is the Face Value of Gemstone Investments Ltd?
The Face Value of Gemstone Investments Ltd is 1.00.