Golden Crest Education & Services Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹302.97Fairly Valued by 5.32%vs CMP ₹320.00

P/E (1,198.0) × ROE (1.5%) × BV (₹20.80) × DY (2.00%)

₹95.95Overvalued by 70.02%vs CMP ₹320.00
MoS: -233.5% (Negative)Confidence: 63/100 (Moderate)Models: 1 Under, 8 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹389.2323%Under (+21.6%)
Graham NumberEarnings₹11.4517%Over (-96.4%)
Earnings PowerEarnings₹1.3511%Over (-99.6%)
DCFCash Flow₹6.5411%Over (-98%)
Net Asset ValueAssets₹20.747%Over (-93.5%)
EV/EBITDAEnterprise₹3.669%Over (-98.9%)
Earnings YieldEarnings₹2.807%Over (-99.1%)
ROCE CapitalReturns₹0.617%Over (-99.8%)
Revenue MultipleRevenue₹0.946%Over (-99.7%)
Consensus (9 models)₹95.95100%Overvalued
Key Drivers: EPS CAGR 28.5% lifts DCF — verify sustainability. | P/E of 1,198 makes PE-ROE unreliable — asset/earnings models are better benchmarks.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 28.5%

*Investments are subject to market risks

Analyst Summary

Golden Crest Education & Services Ltd operates in the Education - Coaching/Study Material/Others segment, NSE: GOLDENCREST | BSE: 540062, current market price is ₹320.00, market cap is 168 Cr.. At a glance, stock P/E is 1,198, ROE is 1.49 %, ROCE is 2.05 %, book value is 20.8, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹95.95, around 70.0% below the current price, so expectations may already be running ahead of this modelled fair value. On operating trend, latest reported sales are about ₹0 Cr versus the prior period change of 57.1%, while latest net profit is about ₹0 Cr with a prior-period change of 128.6%. The 52-week range shown on this page is 560/225, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisGolden Crest Education & Services Ltd. is a Public Limited Listed company incorporated on 17/12/1982 and has its registered office in the State of West Bengal, India. Company's Corporate Identificatio…

This summary is generated from the stock page data available for Golden Crest Education & Services Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

42
Golden Crest Education & Services Ltd scores 42/100 (Weak)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health58/100 · Moderate
ROCE 2.1% WeakROE 1.5% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 58.2% Stable
Earnings Quality55/100 · Moderate
OPM expanding (7% → 32%) ImprovingWorking capital: 1,947 days Capital intensive
Quarterly Momentum15/100 · Weak
Revenue (4Q): -11% YoY DecliningProfit (4Q): -48% YoY DecliningOPM: 44.4% (down 18.1% YoY) Margin pressure
Industry Rank20/100 · Weak
P/E 1,198.0 vs industry 150.7 Premium to peersROCE 2.1% vs industry 12.8% Below peersROE 1.5% vs industry 24.8% Below peers3Y sales CAGR: 13% Moderate

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:42 am

Market Cap 168 Cr.
Current Price 320
Intrinsic Value₹95.95
High / Low 560/225
Stock P/E1,198
Book Value 20.8
Dividend Yield0.00 %
ROCE2.05 %
ROE1.49 %
Face Value 10.0
PEG Ratio42.07

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Golden Crest Education & Services Ltd

Competitors

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Golden Crest Education & Services Ltd 168 Cr. 320 560/2251,198 20.80.00 %2.05 %1.49 % 10.0
Zee Learn Ltd 154 Cr. 4.70 11.2/4.177.90 5.860.00 %15.4 %9.71 % 1.00
CP Capital Limited 151 Cr. 83.1 270/67.43.60 3033.61 %9.83 %7.30 % 10.0
CL Educate Ltd 252 Cr. 46.5 121/35.5 50.80.00 %2.93 %2.41 % 5.00
Global Education Ltd 487 Cr. 95.8 112/41.622.8 22.71.57 %35.9 %26.7 % 2.00
Industry Average779.29 Cr65.57150.7368.790.57%12.81%24.78%5.06

All Competitor Stocks of Golden Crest Education & Services Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 0.000.100.080.020.020.090.090.110.080.060.090.090.09
Expenses 0.060.050.080.020.020.030.070.030.030.050.080.050.05
Operating Profit -0.060.050.000.000.000.060.020.080.050.010.010.040.04
OPM % 50.00%0.00%0.00%0.00%66.67%22.22%72.73%62.50%16.67%11.11%44.44%44.44%
Other Income 0.010.010.010.010.010.010.010.030.020.010.010.010.01
Interest 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax -0.050.060.010.010.010.070.030.110.070.020.020.050.05
Tax % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Net Profit -0.050.060.010.000.000.070.030.100.070.020.020.050.05
EPS in Rs -0.100.110.020.000.000.130.060.190.130.040.040.100.10

Last Updated: February 1, 2026, 6:46 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 6:00 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 0.040.090.360.320.170.190.200.240.230.340.210.330.33
Expenses 0.050.080.590.270.240.220.220.250.230.290.170.180.23
Operating Profit -0.010.01-0.230.05-0.07-0.03-0.02-0.010.000.050.040.150.10
OPM % -25.00%11.11%-63.89%15.62%-41.18%-15.79%-10.00%-4.17%0.00%14.71%19.05%45.45%30.30%
Other Income 0.010.000.250.000.110.060.060.060.060.060.060.080.04
Interest 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation 0.000.000.000.020.020.020.010.010.010.010.010.010.00
Profit before tax 0.000.010.020.030.020.010.030.040.050.100.090.220.14
Tax % 0.00%0.00%0.00%100.00%0.00%33.33%25.00%20.00%30.00%22.22%27.27%
Net Profit 0.000.010.010.030.010.000.020.030.040.070.070.160.14
EPS in Rs 0.000.020.020.060.020.000.040.060.080.130.130.310.28
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2015-20162016-20172017-20182018-20192020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)0.00%200.00%-66.67%-100.00%50.00%33.33%75.00%0.00%128.57%
Change in YoY Net Profit Growth (%)0.00%200.00%-266.67%-33.33%150.00%-16.67%41.67%-75.00%128.57%

Golden Crest Education & Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2015-2016 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:14%
5 Years:11%
3 Years:13%
TTM:55%
Compounded Profit Growth
10 Years:32%
5 Years:52%
3 Years:59%
TTM:110%
Stock Price CAGR
10 Years:%
5 Years:74%
3 Years:84%
1 Year:240%
Return on Equity
10 Years:0%
5 Years:1%
3 Years:1%
Last Year:1%

Last Updated: September 5, 2025, 3:36 pm

Balance Sheet

Last Updated: December 4, 2025, 2:58 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 5.255.255.255.255.255.255.255.255.255.255.255.255.25
Reserves 7.587.597.605.185.185.195.205.235.275.345.415.575.64
Borrowings 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Other Liabilities 0.000.010.020.030.040.040.040.050.000.000.020.000.00
Total Liabilities 12.8312.8512.8710.4610.4710.4810.4910.5310.5210.5910.6810.8210.89
Fixed Assets 0.000.000.020.100.090.080.070.060.040.030.030.040.03
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 3.353.353.353.363.343.343.343.863.863.863.864.084.08
Other Assets 9.489.509.507.007.047.067.086.616.626.706.796.706.78
Total Assets 12.8312.8512.8710.4610.4710.4810.4910.5310.5210.5910.6810.8210.89

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -0.010.01-0.250.10-0.060.03-0.06-0.01-0.110.03-0.090.26
Cash from Investing Activity + 0.010.000.28-0.100.00-0.010.050.050.060.060.05-0.16
Cash from Financing Activity + 0.000.000.000.000.000.000.000.000.000.000.000.00
Net Cash Flow 0.000.010.030.00-0.060.020.000.04-0.060.09-0.040.10
Free Cash Flow -0.010.01-0.270.00-0.060.02-0.06-0.01-0.110.03-0.100.24
CFO/OP 100%100%104%220%71%-200%150%100%120%-175%200%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-0.010.01-0.230.05-0.07-0.03-0.02-0.010.000.050.040.15

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 0.000.000.00102.66193.24268.95164.2591.2595.2221.47208.57143.79
Inventory Days
Days Payable
Cash Conversion Cycle 0.000.000.00102.66193.24268.95164.2591.2595.2221.47208.57143.79
Working Capital Days 0.000.0020.281,026.562,168.531,978.681,898.002,129.172,491.521,685.442,920.001,946.67
ROCE %0.00%0.08%-1.79%0.26%0.19%0.10%0.29%0.38%0.48%0.95%0.85%2.05%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 58.17%58.17%58.17%58.17%58.17%58.17%58.17%58.17%58.17%58.17%58.17%58.17%
Public 41.83%41.83%41.83%41.83%41.83%41.83%41.83%41.83%41.83%41.83%41.83%41.83%
No. of Shareholders 9309429509539729869961,0091,0031,0371,0781,071

Shareholding Pattern Chart

No. of Shareholders

Golden Crest Education & Services Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.310.130.130.070.05
Diluted EPS (Rs.) 0.310.130.130.070.05
Cash EPS (Rs.) 0.330.140.150.090.07
Book Value[Excl.RevalReserv]/Share (Rs.) 20.6220.3120.1820.0519.98
Book Value[Incl.RevalReserv]/Share (Rs.) 20.6220.3120.1820.0519.98
Revenue From Operations / Share (Rs.) 0.630.400.640.430.45
PBDIT / Share (Rs.) 0.440.180.210.120.09
PBIT / Share (Rs.) 0.420.170.190.090.07
PBT / Share (Rs.) 0.420.170.190.090.07
Net Profit / Share (Rs.) 0.310.120.130.070.05
PBDIT Margin (%) 71.0747.0933.0427.5521.47
PBIT Margin (%) 67.1442.2230.0822.2715.71
PBT Margin (%) 67.1442.2230.0822.2715.71
Net Profit Margin (%) 49.3731.0620.7116.4611.64
Return on Networth / Equity (%) 1.500.610.660.350.26
Return on Capital Employeed (%) 2.050.830.960.480.35
Return On Assets (%) 1.500.610.660.350.26
Asset Turnover Ratio (%) 0.030.010.030.020.02
Current Ratio (X) 180.1670.02139.14137.7932.26
Quick Ratio (X) 180.1670.02139.14137.7932.26
Enterprise Value (Cr.) 255.3340.5023.2020.4213.81
EV / Net Operating Revenue (X) 772.56191.5068.6589.1958.40
EV / EBITDA (X) 1086.98406.64207.72323.67271.89
MarketCap / Net Operating Revenue (X) 773.18192.0269.0889.4458.88
Price / BV (X) 23.633.812.211.951.33
Price / Net Operating Revenue (X) 773.33192.1369.1389.5659.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Golden Crest Education & Services Ltd. is a Public Limited Listed company incorporated on 17/12/1982 and has its registered office in the State of West Bengal, India. Company's Corporate Identification Number(CIN) is L51109WB1982PLC035565 and registration number is 035565. Currently Company is involved in the business activities of Management consultancy activities. Company's Total Operating Revenue is Rs. 0.33 Cr. and Equity Capital is Rs. 5.25 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Education - Coaching/Study Material/Others102, First Floor, 21 Thakur Building, Krantiveer Rajguru Marg, Mumbai Maharashtra 400004Contact not found
Management
NamePosition Held
Mr. Yogesh LamaManaging Director & CEO
Mr. Bhola PanditNon Executive Director
Mrs. Ruchi GuptaInd. Non-Executive Director
Mrs. Heena Banga SharmaInd. Non-Executive Woman Director
Mrs. Bela GargInd. Non-Executive Director

FAQ

What is the intrinsic value of Golden Crest Education & Services Ltd and is it undervalued?

As of 23 April 2026, Golden Crest Education & Services Ltd's intrinsic value is ₹95.95, which is 70.02% lower than the current market price of ₹320.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (1.49 %), book value (₹20.8), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Golden Crest Education & Services Ltd?

Golden Crest Education & Services Ltd is trading at ₹320.00 as of 23 April 2026, with a FY2026-2027 high of ₹560 and low of ₹225. The stock is currently in the middle of its 52-week range. Market cap stands at ₹168 Cr..

How does Golden Crest Education & Services Ltd's P/E ratio compare to its industry?

Golden Crest Education & Services Ltd has a P/E ratio of 1,198, which is above the industry average of 150.73. This significantly elevated P/E suggests the market expects strong future growth, or the stock may be overpriced relative to current earnings.

Is Golden Crest Education & Services Ltd financially healthy?

Key indicators for Golden Crest Education & Services Ltd: ROCE of 2.05 % is on the lower side compared to the industry average of 12.81%; ROE of 1.49 % is below ideal levels (industry average: 24.78%). Dividend yield is 0.00 %.

Is Golden Crest Education & Services Ltd profitable and how is the profit trend?

Golden Crest Education & Services Ltd reported a net profit of ₹0 Cr in Mar 2025 on revenue of ₹0 Cr. Compared to ₹0 Cr in Mar 2022, the net profit shows an improving trend.

Does Golden Crest Education & Services Ltd pay dividends?

Golden Crest Education & Services Ltd has a dividend yield of 0.00 % at the current price of ₹320.00. The company is currently not paying meaningful dividends.

Last Updated: April 2, 2026, 4:42 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 540062 | NSE: GOLDENCREST
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Golden Crest Education & Services Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE