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Last Updated on: 04 April, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 539437 | NSE: IDFCFIRSTB

IDFC First Bank Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 3, 2025, 1:21 am

Market Cap 41,880 Cr.
Current Price 57.2
High / Low 86.1/52.6
Stock P/E21.7
Book Value 51.6
Dividend Yield0.00 %
ROCE6.93 %
ROE10.1 %
Face Value 10.0
PEG Ratio0.84

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for IDFC First Bank Ltd

Competitors of IDFC First Bank Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Fino Payments Bank Ltd 1,911 Cr. 230 467/20020.4 80.60.00 %7.07 %14.4 % 10.0
Yes Bank Ltd 54,556 Cr. 17.4 28.6/16.025.2 15.00.00 %5.81 %3.11 % 2.00
Ujjivan Small Finance Bank Ltd 6,666 Cr. 34.5 56.7/30.86.86 30.04.35 %11.1 %26.7 % 10.0
South Indian Bank Ltd 6,188 Cr. 23.6 31.8/22.34.96 37.21.27 %6.19 %13.8 % 1.00
Karnataka Bank Ltd 6,794 Cr. 180 245/1625.25 3063.05 %6.24 %13.7 % 10.0
Industry Average161,535.14 Cr434.2213.68244.611.08%7.14%13.99%6.14

All Competitor Stocks of IDFC First Bank Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Revenue4,4294,5544,9225,4705,9126,4246,8697,3567,8808,2208,7898,9579,343
Interest 1,8491,8842,1702,4672,6262,8273,1223,4063,5923,7504,0934,1694,440
Expenses 2,9583,0312,9573,3043,6123,9014,1144,3774,8745,1645,4176,2706,260
Financing Profit-378-361-205-301-326-303-367-427-587-694-721-1,482-1,358
Financing Margin %-9%-8%-4%-6%-6%-5%-5%-6%-7%-8%-8%-17%-15%
Other Income 7698318561,0611,1521,3981,3641,4101,5171,6421,5741,7271,780
Depreciation 0000000000000
Profit before tax 3914706507608271,094996983930948853245422
Tax % 26%25%25%25%25%25%27%24%21%23%25%14%19%
Net Profit 290352485567617816732747732732643212340
EPS in Rs 0.470.570.780.910.991.231.101.111.041.040.910.280.46
Gross NPA %
Net NPA %

Last Updated: February 28, 2025, 7:24 pm

Below is a detailed analysis of the quarterly data for IDFC First Bank Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Interest, as of Dec 2024, the value is ₹4,440.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,169.00 Cr. (Sep 2024) to ₹4,440.00 Cr., marking an increase of 271.00 Cr..
  • For Expenses, as of Dec 2024, the value is ₹6,260.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6,270.00 Cr. (Sep 2024) to ₹6,260.00 Cr., marking a decrease of 10.00 Cr..
  • For Other Income, as of Dec 2024, the value is ₹1,780.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,727.00 Cr. (Sep 2024) to ₹1,780.00 Cr., marking an increase of 53.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹422.00 Cr.. The value appears strong and on an upward trend. It has increased from 245.00 Cr. (Sep 2024) to ₹422.00 Cr., marking an increase of 177.00 Cr..
  • For Tax %, as of Dec 2024, the value is 19.00%. The value appears to be increasing, which may not be favorable. It has increased from 14.00% (Sep 2024) to 19.00%, marking an increase of 5.00%.
  • For Net Profit, as of Dec 2024, the value is ₹340.00 Cr.. The value appears strong and on an upward trend. It has increased from 212.00 Cr. (Sep 2024) to ₹340.00 Cr., marking an increase of 128.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 0.46. The value appears strong and on an upward trend. It has increased from 0.28 (Sep 2024) to 0.46, marking an increase of 0.18.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 4:00 pm

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Revenue8,5789,09812,20416,24015,96817,17322,72830,32535,309
Interest 6,5157,1268,74310,2288,5857,46510,09113,87016,452
Expenses 1,4321,7894,7029,7608,73312,32313,33817,89923,112
Financing Profit631184-1,241-3,748-1,350-2,615-701-1,444-4,255
Financing Margin %7%2%-10%-23%-8%-15%-3%-5%-12%
Other Income 1,0191,1208241,7222,2113,1734,4675,9326,723
Depreciation 1361682,8203203433824356310
Profit before tax 1,5141,135-3,237-2,3465191753,3313,8572,468
Tax % 30%16%-41%21%7%24%25%24%
Net Profit 1,019880-1,908-2,8434831322,4852,9421,927
EPS in Rs 3.002.58-3.99-5.910.850.213.754.162.69
Dividend Payout % 25%29%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)-13.64%-316.82%-49.00%116.99%-72.67%1782.58%18.39%
Change in YoY Net Profit Growth (%)0.00%-303.18%267.81%165.99%-189.66%1855.25%-1764.19%

IDFC First Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:%
5 Years:20%
3 Years:24%
TTM:24%
Compounded Profit Growth
10 Years:%
5 Years:29%
3 Years:84%
TTM:-36%
Stock Price CAGR
10 Years:%
5 Years:25%
3 Years:12%
1 Year:-24%
Return on Equity
10 Years:%
5 Years:3%
3 Years:8%
Last Year:10%

Last Updated: Unknown

Balance Sheet

Last Updated: March 14, 2025, 3:33 pm

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 3,3993,4044,7824,8105,6766,2186,6187,0707,483
Reserves 11,27811,87013,41810,59412,22414,86419,22925,20429,396
Deposits40,09848,03970,35465,07988,536105,540144,470200,570223,558
Borrowings 50,26257,28769,98357,39745,78652,96357,21250,93646,351
Other Liabilities 47,12553,82178,91676,35899,386116,101156,822213,000237,322
Total Liabilities 112,064126,382167,099149,159163,072190,146239,882296,210320,552
Fixed Assets 9337979409991,3701,4482,0542,7202,821
CWIP 6334746579219950
Investments 50,16460,90458,24545,17445,18245,93560,91374,50076,118
Other Assets 60,96264,677107,880102,911116,454142,684176,696218,895241,612
Total Assets 112,064126,382167,099149,159163,072190,146239,882296,210320,552

Below is a detailed analysis of the balance sheet data for IDFC First Bank Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹7,483.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,070.00 Cr. (Mar 2024) to ₹7,483.00 Cr., marking an increase of 413.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹29,396.00 Cr.. The value appears strong and on an upward trend. It has increased from 25,204.00 Cr. (Mar 2024) to ₹29,396.00 Cr., marking an increase of 4,192.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹46,351.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 50,936.00 Cr. (Mar 2024) to ₹46,351.00 Cr., marking a decrease of 4,585.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹237,322.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 213,000.00 Cr. (Mar 2024) to ₹237,322.00 Cr., marking an increase of 24,322.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹320,552.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 296,210.00 Cr. (Mar 2024) to ₹320,552.00 Cr., marking an increase of 24,342.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹2,821.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,720.00 Cr. (Mar 2024) to ₹2,821.00 Cr., marking an increase of 101.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 95.00 Cr. (Mar 2024) to ₹0.00 Cr., marking a decrease of 95.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹76,118.00 Cr.. The value appears strong and on an upward trend. It has increased from 74,500.00 Cr. (Mar 2024) to ₹76,118.00 Cr., marking an increase of 1,618.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹241,612.00 Cr.. The value appears strong and on an upward trend. It has increased from 218,895.00 Cr. (Mar 2024) to ₹241,612.00 Cr., marking an increase of 22,717.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹320,552.00 Cr.. The value appears strong and on an upward trend. It has increased from 296,210.00 Cr. (Mar 2024) to ₹320,552.00 Cr., marking an increase of 24,342.00 Cr..

However, the Borrowings (46,351.00 Cr.) are higher than the Reserves (₹29,396.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +14,128-5,97817,36410,96614,0422,6793,56311,543
Cash from Investing Activity +-4,918-1,027-494-3,790-2,833-2,960-11,996-9,887
Cash from Financing Activity +-6,9746,742-12,220-12,539-9,59810,2116,509-2,954
Net Cash Flow2,236-2634,649-5,3631,6109,929-1,924-1,298

Free Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-39.00-47.00-66.00-56.00-80.00-93.00-131.00-183.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
ROE %6%-11%-17%3%1%11%10%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters36.49%36.48%36.47%36.38%39.99%39.93%39.37%37.45%37.43%37.37%35.37%0.00%
FIIs13.48%10.99%19.28%19.76%19.31%20.85%24.48%24.30%23.65%21.02%19.57%27.12%
DIIs9.58%10.19%9.83%9.61%7.69%7.71%5.58%6.63%6.79%7.93%11.73%16.14%
Government4.20%4.20%4.23%4.22%3.98%3.97%3.92%3.72%3.72%3.71%3.51%9.17%
Public36.24%38.14%30.18%30.02%29.05%27.54%26.66%27.90%28.38%29.95%29.81%47.57%
No. of Shareholders15,68,95816,39,15216,11,34116,42,93717,07,47917,37,95520,38,98823,82,67426,11,51227,63,05028,56,37732,94,939

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Nippon India ETF Nifty Bank BeES16,513,7272.01124.5116,513,7272025-04-020%
HDFC Large and Mid Cap Fund - Regular Plan13,515,9170.59101.9116,513,7272025-04-02-18.15%
Motilal Oswal Large and Midcap Fund12,950,0002.6797.6416,513,7272025-04-02-21.58%
Aditya Birla Sun Life Nifty Bank ETF7,010,7772.0152.8616,513,7272025-04-02-57.55%
HDFC NIFTY Bank ETF6,201,0242.0146.7616,513,7272025-04-02-62.45%
HDFC NIFTY Private Bank ETF2,168,4184.9916.3516,513,7272025-04-02-86.87%
Motilal Oswal Nifty Midcap 150 Index Fund2,061,2271.1115.5416,513,7272025-04-02-87.52%
Nippon India ETF Nifty Midcap 1501,930,1971.1114.5516,513,7272025-04-02-88.31%
LIC MF Large & Mid Cap Fund1,721,8610.5112.9816,513,7272025-04-02-89.57%
Nippon India Nifty Midcap 150 Index Fund1,692,3801.112.7616,513,7272025-04-02-89.75%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 4.303.980.210.88-5.94
Diluted EPS (Rs.) 4.233.920.210.87-5.86
Cash EPS (Rs.) 4.164.410.821.45-5.25
Book Value[Excl.RevalReserv]/Share (Rs.) 45.6539.0633.9131.5432.02
Book Value[Incl.RevalReserv]/Share (Rs.) 45.6539.0633.9131.5432.02
Operating Revenue / Share (Rs.)42.8934.3427.6228.1333.76
Net Profit / Share (Rs.) 4.163.750.210.85-5.91
Net Profit After MI / Share (Rs.)4.163.750.210.85-5.91
Net Profit Margin (%) 9.7010.930.773.02-17.50
Net Profit After MI And SOA Nargin (%)9.7010.930.773.02-17.50
Operating Profit Margin (%)-9.85-8.72-17.70-11.08-28.11
Return On Assets (%) 0.991.030.060.29-1.90
Return On Equity / Networth (%)9.119.610.622.69-18.45
Net Interest Margin (X)5.555.265.104.524.03
Cost To Income (%)72.1370.7874.5073.1874.53
Interest Income / Total Assets (%)10.239.479.039.7910.88
Non-Interest Income / Total Assets (%)2.001.861.661.381.15
Operating Profit / Total Assets (%)-1.00-0.82-1.59-1.08-3.06
Operating Expenses / Total Assets (%)5.455.045.044.323.86
Interest Expenses / Total Assets (%)4.684.203.925.266.85
Enterprise Value (Rs.Cr.)293817.64227532.22177491.19161267.27129276.60
EV Per Net Sales (X)9.6910.0110.3410.107.96
Price To Book Value (X)1.651.411.171.770.65
Price To Sales (X)1.761.601.441.980.62
Retention Ratios (%) 100.00100.00100.00100.00100.00
Earnings Yield (X)0.050.060.010.01-0.28

After reviewing the key financial ratios for IDFC First Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 24, the value is 4.30. This value is below the healthy minimum of 5. It has increased from 3.98 (Mar 23) to 4.30, marking an increase of 0.32.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 4.23. This value is below the healthy minimum of 5. It has increased from 3.92 (Mar 23) to 4.23, marking an increase of 0.31.
  • For Cash EPS (Rs.), as of Mar 24, the value is 4.16. This value is within the healthy range. It has decreased from 4.41 (Mar 23) to 4.16, marking a decrease of 0.25.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 45.65. It has increased from 39.06 (Mar 23) to 45.65, marking an increase of 6.59.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 45.65. It has increased from 39.06 (Mar 23) to 45.65, marking an increase of 6.59.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 4.16. This value is within the healthy range. It has increased from 3.75 (Mar 23) to 4.16, marking an increase of 0.41.
  • For Net Profit Margin (%), as of Mar 24, the value is 9.70. This value is within the healthy range. It has decreased from 10.93 (Mar 23) to 9.70, marking a decrease of 1.23.
  • For Return On Assets (%), as of Mar 24, the value is 0.99. This value is below the healthy minimum of 5. It has decreased from 1.03 (Mar 23) to 0.99, marking a decrease of 0.04.
  • For Retention Ratios (%), as of Mar 24, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 23) which recorded 100.00.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of IDFC First Bank Ltd as of April 4, 2025 is: 92.28

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 4, 2025, IDFC First Bank Ltd is Undervalued by 61.33% compared to the current share price 57.20

Intrinsic Value of IDFC First Bank Ltd as of April 4, 2025 is: 116.19

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 4, 2025, IDFC First Bank Ltd is Undervalued by 103.13% compared to the current share price 57.20

Last 5 Year EPS CAGR: 25.91%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDFC First Bank Ltd:
    1. Net Profit Margin: 9.7%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 7.14%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 13.99%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 21.7 (Industry average Stock P/E: 13.68)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

IDFC First Bank Ltd. is a Public Limited Listed company incorporated on 21/10/2014 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65110TN2014PLC097792 and registration number is 097792. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 30322.50 Cr. and Equity Capital is Rs. 7069.92 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Finance - Banks - Private SectorKRM Tower, Chennai (Madras) Tamil Nadu 600031bank.info@idfcfirstbank.com
http://www.idfcfirstbank.com
Management
NamePosition Held
Mr. Sanjeeb ChaudhuriChairman & Ind.Director
Mr. V VaidyanathanManaging Director & CEO
Mr. Pradeep NatarajanExecutive Director
Mr. Aashish KamatIndependent Director
Dr.(Mrs.) Brinda JagirdarIndependent Director
Ms. Matangi GowrishankarIndependent Director
Mrs. Pankajam SrideviIndependent Director
Mr. Pravir VohraIndependent Director
Mr. S Ganesh KumarIndependent Director
Mr. Sudhir KapadiaIndependent Director
Mr. Uday Shirish BhansaliIndependent Director

FAQ

What is the intrinsic value of IDFC First Bank Ltd?

IDFC First Bank Ltd's intrinsic value (as of 04 April 2025) is ₹92.28 — 61.33% higher the current market price of ₹57.20, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 41,880 Cr. market cap, FY2025-2026 high/low of ₹86.1/52.6, reserves of 29,396 Cr, and liabilities of 320,552 Cr.

What is the Market Cap of IDFC First Bank Ltd?

The Market Cap of IDFC First Bank Ltd is 41,880 Cr..

What is the current Stock Price of IDFC First Bank Ltd as on 04 April 2025?

The current stock price of IDFC First Bank Ltd as on 04 April 2025 is 57.2.

What is the High / Low of IDFC First Bank Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of IDFC First Bank Ltd stocks is ₹86.1/52.6.

What is the Stock P/E of IDFC First Bank Ltd?

The Stock P/E of IDFC First Bank Ltd is 21.7.

What is the Book Value of IDFC First Bank Ltd?

The Book Value of IDFC First Bank Ltd is 51.6.

What is the Dividend Yield of IDFC First Bank Ltd?

The Dividend Yield of IDFC First Bank Ltd is 0.00 %.

What is the ROCE of IDFC First Bank Ltd?

The ROCE of IDFC First Bank Ltd is 6.93 %.

What is the ROE of IDFC First Bank Ltd?

The ROE of IDFC First Bank Ltd is 10.1 %.

What is the Face Value of IDFC First Bank Ltd?

The Face Value of IDFC First Bank Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in IDFC First Bank Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE