Share Price and Basic Stock Data
Last Updated: October 10, 2025, 9:40 pm
| PEG Ratio | 0.37 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IDFC Ltd, a holding company, reported a current market capitalization of ₹17,275 Cr and a share price of ₹108. The company’s revenue from operations has demonstrated substantial volatility, with sales figures showing a peak of ₹154 Cr for the fiscal year ending March 2023. However, the revenue has shown a decline to ₹66 Cr for the fiscal year ending March 2024. Quarterly sales figures also reflect this inconsistency, with revenue ranging from as low as ₹2 Cr in March 2022 to ₹53 Cr in March 2023. The company’s operating profit margin (OPM) stood at 35%, indicating a reasonable level of operational efficiency in comparison to typical sector ranges. Despite the fluctuations in revenue, IDFC has managed to maintain a strong operational foothold, particularly evident in the operating profit recorded in recent quarters, which peaked at ₹31 Cr in September 2023. The overall trend indicates a need for strategic adjustments to stabilize revenue streams and enhance growth prospects.
Profitability and Efficiency Metrics
IDFC Ltd reported a net profit of ₹867 Cr and an earnings per share (EPS) of ₹5.42 for the trailing twelve months. The profitability ratios reflect an interesting trajectory; the return on equity (ROE) stood at 8.37%, while the return on capital employed (ROCE) was 8.49%, both aligning closely with the sector averages. The company’s interest coverage ratio (ICR) reported at 6.55x indicates strong ability to cover interest expenses, which is favorable compared to industry norms. Nevertheless, the net profit margin has fluctuated significantly, with the most recent figure reflecting a notable decline from 2125.56% in March 2023 to 49.42% in March 2024. This sharp decline raises concerns about the sustainability of profit levels amidst fluctuating revenues. Additionally, the company’s cash conversion cycle (CCC) reported at -0 days suggests effective management of working capital, contributing positively to liquidity. Overall, while IDFC has demonstrated efficiency in operations, the profit variability warrants close monitoring.
Balance Sheet Strength and Financial Ratios
IDFC Ltd’s balance sheet reveals a robust position with total assets amounting to ₹13,429 Cr and no borrowings reported, indicating a debt-free status which enhances financial stability. Reserves have increased to ₹11,781 Cr, showcasing a strong accumulation of retained earnings and a solid equity capital base of ₹1,600 Cr. The price-to-book value (P/BV) ratio stood at 1.32x, suggesting that the stock is reasonably valued against its book value. The company’s total liabilities were reported at ₹13,429 Cr, with other liabilities decreasing significantly to ₹48 Cr in March 2024, indicating improved financial health. The current ratio at 1374.24x and quick ratio at the same level indicate exceptional liquidity, far exceeding typical sector ranges, which often hover around 1.5x to 2x. However, the asset turnover ratio remains low at 0.01%, suggesting inefficiencies in asset utilization. This combination of strong liquidity and low leverage positions IDFC well to navigate economic uncertainties.
Shareholding Pattern and Investor Confidence
IDFC Ltd’s shareholding pattern indicates a diversified ownership structure, with foreign institutional investors (FIIs) holding 20.82% and domestic institutional investors (DIIs) at 14.57%. The public holds a significant 48.15%, reflecting a healthy distribution of shares among various stakeholders. Over recent quarters, there has been slight fluctuation in institutional shareholding, with FIIs reducing their stake from 24.27% in September 2021 to 20.82% in June 2024. This decline may signal a cautious approach from foreign investors amidst the company’s fluctuating performance. Conversely, the number of shareholders has steadily increased to 678,676, indicating growing interest from retail investors. The government’s consistent stake at 16.45% also reflects a stable commitment to the company. This diversified ownership base could foster resilience, but the declining institutional interest may raise concerns regarding long-term investor confidence.
Outlook, Risks, and Final Insight
IDFC Ltd faces a mixed outlook characterized by both opportunities and risks. The absence of borrowings and strong liquidity position present significant strengths, allowing the company to invest in growth initiatives or weather economic downturns. However, the volatility in revenue and profit margins raises concerns about operational consistency and strategic execution. The ongoing decline in institutional ownership could also indicate potential market skepticism regarding the company’s future performance. Risks include reliance on market conditions that could impact revenue generation and the need for effective management strategies to ensure sustained profitability. To enhance its market position, IDFC could consider diversifying its revenue streams and improving asset utilization. Should the company successfully stabilize its operations and regain investor confidence, it may harness its strong balance sheet to capitalize on emerging opportunities in the market.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Choice International Ltd | 18,602 Cr. | 835 | 860/438 | 103 | 59.5 | 0.00 % | 20.0 % | 19.6 % | 10.0 |
| Abans Holdings Ltd | 1,019 Cr. | 201 | 270/165 | 8.32 | 233 | 0.00 % | 9.71 % | 10.2 % | 2.00 |
| Max India Ltd | 895 Cr. | 171 | 255/160 | 89.4 | 0.00 % | 23.6 % | 30.0 % | 10.0 | |
| IDFC Ltd | 17,275 Cr. | 108 | / | 19.9 | 83.6 | 0.93 % | 8.49 % | 8.37 % | 10.0 |
| BF Investment Ltd | 1,512 Cr. | 402 | 609/386 | 18.4 | 1,880 | 0.00 % | 4.62 % | 3.39 % | 5.00 |
| Industry Average | 68,607.29 Cr | 2,064.00 | 33.27 | 1,274.21 | 0.26% | 12.46% | 13.71% | 6.86 |
Quarterly Result
| Metric | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 29 | 54 | 2 | 22 | 49 | 30 | 53 | 27 | 37 | -8 | 10 | 12 |
| Expenses | 456 | 5 | 36 | 6 | 8 | 3 | 4 | 49 | 7 | 6 | 5 | 3 | 8 |
| Operating Profit | -453 | 24 | 18 | -4 | 14 | 47 | 25 | 4 | 19 | 31 | -13 | 7 | 4 |
| OPM % | -16,431% | 81% | 33% | -163% | 65% | 94% | 85% | 7% | 72% | 84% | 73% | 35% | |
| Other Income | 46 | 246 | 36 | 215 | 245 | 297 | 249 | 3,754 | 256 | 200 | 218 | 344 | 82 |
| Interest | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | 7 | -0 | -0 | -0 | -0 |
| Depreciation | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -409 | 269 | 54 | 211 | 260 | 343 | 275 | 3,758 | 268 | 230 | 205 | 351 | 87 |
| Tax % | 0% | 3% | 67% | 8% | 3% | 3% | 1% | 10% | 1% | 3% | -3% | 1% | 1% |
| Net Profit | -410 | 263 | 18 | 194 | 252 | 332 | 272 | 3,387 | 264 | 224 | 210 | 348 | 86 |
| EPS in Rs | -2.57 | 1.64 | 0.11 | 1.22 | 1.58 | 2.08 | 1.70 | 21.17 | 1.65 | 1.40 | 1.31 | 2.17 | 0.54 |
Last Updated: January 12, 2026, 12:47 am
Below is a detailed analysis of the quarterly data for IDFC Ltd based on the most recent figures (Jun 2024) and their trends compared to the previous period:
- For Sales, as of Jun 2024, the value is 12.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Mar 2024) to 12.00 Cr., marking an increase of 2.00 Cr..
- For Expenses, as of Jun 2024, the value is 8.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Mar 2024) to 8.00 Cr., marking an increase of 5.00 Cr..
- For Operating Profit, as of Jun 2024, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7.00 Cr. (Mar 2024) to 4.00 Cr., marking a decrease of 3.00 Cr..
- For OPM %, as of Jun 2024, the value is 35.00%. The value appears to be declining and may need further review. It has decreased from 73.00% (Mar 2024) to 35.00%, marking a decrease of 38.00%.
- For Other Income, as of Jun 2024, the value is 82.00 Cr.. The value appears to be declining and may need further review. It has decreased from 344.00 Cr. (Mar 2024) to 82.00 Cr., marking a decrease of 262.00 Cr..
- For Interest, as of Jun 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2024, the value is 87.00 Cr.. The value appears to be declining and may need further review. It has decreased from 351.00 Cr. (Mar 2024) to 87.00 Cr., marking a decrease of 264.00 Cr..
- For Tax %, as of Jun 2024, the value is 1.00%. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 1.00%.
- For Net Profit, as of Jun 2024, the value is 86.00 Cr.. The value appears to be declining and may need further review. It has decreased from 348.00 Cr. (Mar 2024) to 86.00 Cr., marking a decrease of 262.00 Cr..
- For EPS in Rs, as of Jun 2024, the value is 0.54. The value appears to be declining and may need further review. It has decreased from 2.17 (Mar 2024) to 0.54, marking a decrease of 1.63.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:13 am
| Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8,145 | 8,778 | 9,720 | 8,968 | 10,400 | 628 | 356 | 342 | 34 | 88 | 154 | 66 | 51 |
| Expenses | 844 | 1,141 | 1,777 | 1,490 | 1,806 | 517 | 1,200 | 1,274 | 503 | 25 | 64 | 21 | 21 |
| Operating Profit | 7,301 | 7,637 | 7,943 | 7,478 | 8,594 | 112 | -844 | -932 | -469 | 64 | 91 | 44 | 29 |
| OPM % | 90% | 87% | 82% | 83% | 83% | 18% | -237% | -273% | -1,364% | 72% | 59% | 68% | 58% |
| Other Income | 3 | 12 | -0 | -2,640 | -3 | 984 | -107 | 31 | 171 | 61 | 4,545 | 1,016 | 843 |
| Interest | 4,676 | 5,055 | 5,658 | 5,736 | 6,650 | 1 | 6 | 3 | 10 | 0 | 0 | 7 | 0 |
| Depreciation | 34 | 31 | -61 | 62 | 149 | 13 | 14 | 32 | 3 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,594 | 2,563 | 2,346 | -959 | 1,791 | 1,082 | -970 | -936 | -311 | 125 | 4,635 | 1,054 | 872 |
| Tax % | 29% | 29% | 25% | -38% | 27% | 18% | -15% | 6% | 8% | 48% | 8% | 1% | |
| Net Profit | 1,844 | 1,826 | 1,728 | -657 | 1,240 | 885 | -822 | -996 | -337 | 64 | 4,244 | 1,046 | 867 |
| EPS in Rs | 12.12 | 11.89 | 10.72 | -5.86 | 4.38 | 5.44 | -5.26 | -6.23 | -2.10 | 0.40 | 26.52 | 6.53 | 5.42 |
| Dividend Payout % | 21% | 22% | 24% | 0% | 6% | 14% | 0% | -51% | 0% | 249% | 45% | 0% |
YoY Net Profit Growth
| Year | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -0.98% | -5.37% | -138.02% | 288.74% | -28.63% | -192.88% | -21.17% | 66.16% | 118.99% | 6531.25% | -75.35% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.39% | -132.65% | 426.76% | -317.37% | -164.25% | 171.71% | 87.33% | 52.83% | 6412.26% | -6606.60% |
IDFC Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -39% |
| 5 Years: | -29% |
| 3 Years: | 24% |
| TTM: | -68% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -5% |
| 5 Years: | 30% |
| 3 Years: | 62% |
| TTM: | 21% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 30% |
| 3 Years: | 16% |
| 1 Year: | -5% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | -6% |
| 3 Years: | -5% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 6:45 am
Balance Sheet
Last Updated: August 11, 2025, 2:05 pm
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,515 | 1,516 | 1,593 | 1,594 | 1,596 | 1,596 | 1,596 | 1,596 | 1,596 | 1,596 | 1,600 | 1,600 |
| Reserves | 12,168 | 13,524 | 15,684 | 8,515 | 9,224 | 9,680 | 8,788 | 6,724 | 6,619 | 7,330 | 9,997 | 11,781 |
| Borrowings | 54,227 | 56,565 | 66,252 | 65,749 | 92,153 | 3,544 | 0 | 47 | 38 | 0 | 0 | 0 |
| Other Liabilities | 3,146 | 3,554 | 3,534 | 10,994 | 14,650 | 767 | 173 | 200 | 110 | 237 | 89 | 48 |
| Total Liabilities | 71,056 | 75,159 | 87,062 | 86,851 | 117,623 | 15,587 | 10,558 | 8,568 | 8,362 | 9,164 | 11,686 | 13,429 |
| Fixed Assets | 1,302 | 1,285 | 1,370 | 1,725 | 2,202 | 1,270 | 885 | 918 | 834 | 0 | 0 | 0 |
| CWIP | 0 | 1 | 14 | 29 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 11,004 | 11,309 | 29,975 | 30,703 | 51,687 | 9,379 | 8,673 | 6,681 | 7,386 | 7,702 | 11,221 | 12,964 |
| Other Assets | 58,750 | 62,565 | 55,703 | 54,394 | 63,728 | 4,937 | 1,000 | 969 | 143 | 1,461 | 466 | 464 |
| Total Assets | 71,056 | 75,159 | 87,062 | 86,851 | 117,623 | 15,587 | 10,558 | 8,568 | 8,362 | 9,164 | 11,686 | 13,429 |
Below is a detailed analysis of the balance sheet data for IDFC Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2024, the value is 1,600.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 1,600.00 Cr..
- For Reserves, as of Mar 2024, the value is 11,781.00 Cr.. The value appears strong and on an upward trend. It has increased from 9,997.00 Cr. (Mar 2023) to 11,781.00 Cr., marking an increase of 1,784.00 Cr..
- For Borrowings, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2024, the value is 48.00 Cr.. The value appears to be improving (decreasing). It has decreased from 89.00 Cr. (Mar 2023) to 48.00 Cr., marking a decrease of 41.00 Cr..
- For Total Liabilities, as of Mar 2024, the value is 13,429.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 11,686.00 Cr. (Mar 2023) to 13,429.00 Cr., marking an increase of 1,743.00 Cr..
- For Fixed Assets, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For CWIP, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For Investments, as of Mar 2024, the value is 12,964.00 Cr.. The value appears strong and on an upward trend. It has increased from 11,221.00 Cr. (Mar 2023) to 12,964.00 Cr., marking an increase of 1,743.00 Cr..
- For Other Assets, as of Mar 2024, the value is 464.00 Cr.. The value appears to be declining and may need further review. It has decreased from 466.00 Cr. (Mar 2023) to 464.00 Cr., marking a decrease of 2.00 Cr..
- For Total Assets, as of Mar 2024, the value is 13,429.00 Cr.. The value appears strong and on an upward trend. It has increased from 11,686.00 Cr. (Mar 2023) to 13,429.00 Cr., marking an increase of 1,743.00 Cr..
Notably, the Reserves (11,781.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -47.00 | -49.00 | -59.00 | -58.00 | -84.00 | 109.00 | -844.00 | -979.00 | -507.00 | 64.00 | 91.00 | 44.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7 | 27 | 2 | 1 | 2 | 13 | 14 | 19 | 135 | -0 | -0 | -0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 7 | 27 | 2 | 1 | 2 | 13 | 14 | 19 | 135 | -0 | -0 | -0 |
| Working Capital Days | -504 | -383 | -739 | -708 | -1,477 | -241 | 591 | 53 | -371 | 3,945 | 84 | 1,186 |
| ROCE % | 11% | 11% | 10% | 9% | 9% | 2% | -5% | -10% | -5% | 0% | -24% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Small Cap Fund - Regular Plan | 51,071,544 | 2.52 | 584.77 | 51,071,544 | 2025-04-22 17:25:32 | 0% |
| Nippon India Arbitrage Fund | 8,410,000 | 0.85 | 96.29 | 8,410,000 | 2025-04-22 17:25:32 | 0% |
| Kotak Balanced Advantage Fund | 8,070,000 | 0.63 | 92.4 | 8,070,000 | 2025-04-22 17:25:32 | 0% |
| SBI Arbitrage Opportunities Fund | 6,840,000 | 0.35 | 78.32 | 6,840,000 | 2025-04-22 17:25:32 | 0% |
| Tata Hybrid Equity Fund - Regular Plan | 6,800,000 | 2.35 | 77.86 | 6,800,000 | 2025-04-22 17:25:32 | 0% |
| ICICI Prudential Equity - Arbitrage Fund | 6,290,000 | 0.47 | 72.02 | 6,290,000 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Flexi Cap Fund | 6,085,520 | 0.41 | 69.68 | 6,085,520 | 2025-04-22 17:25:32 | 0% |
| Kotak Equity Savings Fund - Regular Plan | 4,500,000 | 1.57 | 51.53 | 4,500,000 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 4,279,800 | 1.76 | 49 | 4,279,800 | 2025-04-22 17:25:32 | 0% |
| DSP Arbitrage Fund | 3,890,000 | 1.7 | 44.54 | 3,890,000 | 2025-04-22 17:25:32 | 0% |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 6.53 | 26.56 | 0.40 | -2.11 | -6.24 |
| Diluted EPS (Rs.) | 6.53 | 26.56 | 0.40 | -2.11 | -6.24 |
| Cash EPS (Rs.) | 0.20 | 20.44 | 0.37 | 0.94 | 0.24 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 83.63 | 72.48 | 55.91 | 51.46 | 52.12 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 83.63 | 72.48 | 55.91 | 51.46 | 52.12 |
| Revenue From Operations / Share (Rs.) | 0.40 | 0.96 | 0.55 | 2.55 | 2.13 |
| PBDIT / Share (Rs.) | 0.29 | 0.56 | 0.35 | 1.46 | 0.76 |
| PBIT / Share (Rs.) | 0.29 | 0.56 | 0.32 | 1.34 | 0.56 |
| PBT / Share (Rs.) | 0.25 | 0.56 | 0.32 | 1.25 | 0.55 |
| Net Profit / Share (Rs.) | 0.20 | 20.44 | 0.35 | 0.81 | 0.05 |
| NP After MI And SOA / Share (Rs.) | 6.53 | 26.52 | 0.40 | -2.10 | -6.23 |
| PBDIT Margin (%) | 72.70 | 58.92 | 63.77 | 57.42 | 35.95 |
| PBIT Margin (%) | 72.64 | 58.87 | 59.73 | 52.44 | 26.68 |
| PBT Margin (%) | 61.55 | 58.87 | 59.19 | 49.24 | 25.92 |
| Net Profit Margin (%) | 49.42 | 2125.56 | 64.74 | 31.96 | 2.44 |
| NP After MI And SOA Margin (%) | 1595.33 | 2758.81 | 72.72 | -82.57 | -291.99 |
| Return on Networth / Equity (%) | 7.81 | 36.59 | 0.71 | -4.09 | -11.95 |
| Return on Capital Employeed (%) | 0.35 | 0.77 | 0.58 | 2.57 | 1.08 |
| Return On Assets (%) | 7.78 | 36.31 | 0.69 | -4.01 | -11.61 |
| Asset Turnover Ratio (%) | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
| Current Ratio (X) | 1374.24 | 253.73 | 41.94 | 81.16 | 45.28 |
| Quick Ratio (X) | 1374.24 | 253.73 | 41.94 | 81.16 | 45.28 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 38.43 | 0.00 | 0.00 | -50.54 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 38.42 | 0.00 | 0.00 | -52.19 |
| Earning Retention Ratio (%) | 0.00 | 61.57 | 0.00 | 0.00 | 150.54 |
| Cash Earning Retention Ratio (%) | 0.00 | 61.58 | 0.00 | 0.00 | 152.19 |
| Interest Coverage Ratio (X) | 6.55 | 0.00 | 116.98 | 17.92 | 47.48 |
| Interest Coverage Ratio (Post Tax) (X) | 5.46 | 0.00 | -16.46 | 10.95 | 11.83 |
| Enterprise Value (Cr.) | 17462.52 | 12182.46 | 9546.05 | 7485.29 | 1646.59 |
| EV / Net Operating Revenue (X) | 266.44 | 79.19 | 108.42 | 18.39 | 4.83 |
| EV / EBITDA (X) | 366.47 | 134.40 | 170.01 | 32.03 | 13.44 |
| MarketCap / Net Operating Revenue (X) | 270.12 | 81.65 | 111.69 | 18.56 | 6.96 |
| Retention Ratios (%) | 0.00 | 61.56 | 0.00 | 0.00 | 150.54 |
| Price / BV (X) | 1.32 | 1.08 | 1.10 | 0.91 | 0.28 |
| Price / Net Operating Revenue (X) | 270.54 | 81.69 | 111.80 | 18.56 | 6.96 |
| EarningsYield | 0.05 | 0.33 | 0.01 | -0.04 | -0.41 |
After reviewing the key financial ratios for IDFC Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 6.53. This value is within the healthy range. It has decreased from 26.56 (Mar 23) to 6.53, marking a decrease of 20.03.
- For Diluted EPS (Rs.), as of Mar 24, the value is 6.53. This value is within the healthy range. It has decreased from 26.56 (Mar 23) to 6.53, marking a decrease of 20.03.
- For Cash EPS (Rs.), as of Mar 24, the value is 0.20. This value is below the healthy minimum of 3. It has decreased from 20.44 (Mar 23) to 0.20, marking a decrease of 20.24.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 83.63. It has increased from 72.48 (Mar 23) to 83.63, marking an increase of 11.15.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 83.63. It has increased from 72.48 (Mar 23) to 83.63, marking an increase of 11.15.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 0.40. It has decreased from 0.96 (Mar 23) to 0.40, marking a decrease of 0.56.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 0.29. This value is below the healthy minimum of 2. It has decreased from 0.56 (Mar 23) to 0.29, marking a decrease of 0.27.
- For PBIT / Share (Rs.), as of Mar 24, the value is 0.29. This value is within the healthy range. It has decreased from 0.56 (Mar 23) to 0.29, marking a decrease of 0.27.
- For PBT / Share (Rs.), as of Mar 24, the value is 0.25. This value is within the healthy range. It has decreased from 0.56 (Mar 23) to 0.25, marking a decrease of 0.31.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 0.20. This value is below the healthy minimum of 2. It has decreased from 20.44 (Mar 23) to 0.20, marking a decrease of 20.24.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 6.53. This value is within the healthy range. It has decreased from 26.52 (Mar 23) to 6.53, marking a decrease of 19.99.
- For PBDIT Margin (%), as of Mar 24, the value is 72.70. This value is within the healthy range. It has increased from 58.92 (Mar 23) to 72.70, marking an increase of 13.78.
- For PBIT Margin (%), as of Mar 24, the value is 72.64. This value exceeds the healthy maximum of 20. It has increased from 58.87 (Mar 23) to 72.64, marking an increase of 13.77.
- For PBT Margin (%), as of Mar 24, the value is 61.55. This value is within the healthy range. It has increased from 58.87 (Mar 23) to 61.55, marking an increase of 2.68.
- For Net Profit Margin (%), as of Mar 24, the value is 49.42. This value exceeds the healthy maximum of 10. It has decreased from 2,125.56 (Mar 23) to 49.42, marking a decrease of 2,076.14.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is 1,595.33. This value exceeds the healthy maximum of 20. It has decreased from 2,758.81 (Mar 23) to 1,595.33, marking a decrease of 1,163.48.
- For Return on Networth / Equity (%), as of Mar 24, the value is 7.81. This value is below the healthy minimum of 15. It has decreased from 36.59 (Mar 23) to 7.81, marking a decrease of 28.78.
- For Return on Capital Employeed (%), as of Mar 24, the value is 0.35. This value is below the healthy minimum of 10. It has decreased from 0.77 (Mar 23) to 0.35, marking a decrease of 0.42.
- For Return On Assets (%), as of Mar 24, the value is 7.78. This value is within the healthy range. It has decreased from 36.31 (Mar 23) to 7.78, marking a decrease of 28.53.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.01. There is no change compared to the previous period (Mar 23) which recorded 0.01.
- For Current Ratio (X), as of Mar 24, the value is 1,374.24. This value exceeds the healthy maximum of 3. It has increased from 253.73 (Mar 23) to 1,374.24, marking an increase of 1,120.51.
- For Quick Ratio (X), as of Mar 24, the value is 1,374.24. This value exceeds the healthy maximum of 2. It has increased from 253.73 (Mar 23) to 1,374.24, marking an increase of 1,120.51.
- For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 38.43 (Mar 23) to 0.00, marking a decrease of 38.43.
- For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 38.42 (Mar 23) to 0.00, marking a decrease of 38.42.
- For Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 61.57 (Mar 23) to 0.00, marking a decrease of 61.57.
- For Cash Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 61.58 (Mar 23) to 0.00, marking a decrease of 61.58.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 6.55. This value is within the healthy range. It has increased from 0.00 (Mar 23) to 6.55, marking an increase of 6.55.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 5.46. This value is within the healthy range. It has increased from 0.00 (Mar 23) to 5.46, marking an increase of 5.46.
- For Enterprise Value (Cr.), as of Mar 24, the value is 17,462.52. It has increased from 12,182.46 (Mar 23) to 17,462.52, marking an increase of 5,280.06.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 266.44. This value exceeds the healthy maximum of 3. It has increased from 79.19 (Mar 23) to 266.44, marking an increase of 187.25.
- For EV / EBITDA (X), as of Mar 24, the value is 366.47. This value exceeds the healthy maximum of 15. It has increased from 134.40 (Mar 23) to 366.47, marking an increase of 232.07.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 270.12. This value exceeds the healthy maximum of 3. It has increased from 81.65 (Mar 23) to 270.12, marking an increase of 188.47.
- For Retention Ratios (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 61.56 (Mar 23) to 0.00, marking a decrease of 61.56.
- For Price / BV (X), as of Mar 24, the value is 1.32. This value is within the healthy range. It has increased from 1.08 (Mar 23) to 1.32, marking an increase of 0.24.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 270.54. This value exceeds the healthy maximum of 3. It has increased from 81.69 (Mar 23) to 270.54, marking an increase of 188.85.
- For EarningsYield, as of Mar 24, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.33 (Mar 23) to 0.05, marking a decrease of 0.28.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDFC Ltd:
- Net Profit Margin: 49.42%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.35% (Industry Average ROCE: 12.46%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.81% (Industry Average ROE: 13.71%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 5.46
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1374.24
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 19.9 (Industry average Stock P/E: 33.27)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 49.42%
Fundamental Analysis of IDFC Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Holding Company | 4th Floor, Capital Tower, Chennai (Madras) Tamil Nadu 600018 | info@idfclimited.com http://www.idfclimited.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Anil Singhvi | Chairman(NonExe.&Ind.Director) |
| Mr. Mahendra N Shah | Managing Director |
| Mr. Bipin Gemani | WholeTime Director & CFO |
| Mr. Ajay Sondhi | Independent Director |
| Dr. Jaimini Bhagwati | Independent Director |
| Ms. Anita Belani | Independent Director |
IDFC Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹114.85 |
| Previous Day | ₹114.35 |
FAQ
What is the intrinsic value of IDFC Ltd?
IDFC Ltd's intrinsic value (as of 13 January 2026) is ₹112.43 which is 4.10% higher the current market price of ₹108.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹17,275 Cr. market cap, FY2025-2026 high/low of ₹/, reserves of ₹11,781 Cr, and liabilities of ₹13,429 Cr.
What is the Market Cap of IDFC Ltd?
The Market Cap of IDFC Ltd is 17,275 Cr..
What is the current Stock Price of IDFC Ltd as on 13 January 2026?
The current stock price of IDFC Ltd as on 13 January 2026 is ₹108.
What is the High / Low of IDFC Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IDFC Ltd stocks is ₹/.
What is the Stock P/E of IDFC Ltd?
The Stock P/E of IDFC Ltd is 19.9.
What is the Book Value of IDFC Ltd?
The Book Value of IDFC Ltd is 83.6.
What is the Dividend Yield of IDFC Ltd?
The Dividend Yield of IDFC Ltd is 0.93 %.
What is the ROCE of IDFC Ltd?
The ROCE of IDFC Ltd is 8.49 %.
What is the ROE of IDFC Ltd?
The ROE of IDFC Ltd is 8.37 %.
What is the Face Value of IDFC Ltd?
The Face Value of IDFC Ltd is 10.0.