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Last Updated: April 2, 2026, 3:59 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 543712 | NSE: AFSL

Abans Holdings Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹153.59Overvalued by 23.59%vs CMP ₹201.00

P/E (7.9) × ROE (10.2%) × BV (₹233.00) × DY (2.00%)

₹259.86Undervalued by 29.28%vs CMP ₹201.00
MoS: +22.7% (Adequate)Confidence: 58/100 (Moderate)Models: 7 Under, 2 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹177.7223%Over (-11.6%)
Graham NumberEarnings₹364.9816%Under (+81.6%)
Earnings PowerEarnings₹1.5914%Over (-99.2%)
DCFCash Flow₹425.8811%Under (+111.9%)
Net Asset ValueAssets₹232.957%Under (+15.9%)
EV/EBITDAEnterprise₹231.779%Under (+15.3%)
Earnings YieldEarnings₹254.107%Under (+26.4%)
ROCE CapitalReturns₹292.587%Under (+45.6%)
Revenue MultipleRevenue₹647.185%Under (+222%)
Consensus (9 models)₹259.86100%Undervalued
Key Drivers: Wide model spread (₹2–₹647) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 15.7%

*Investments are subject to market risks

Investment Snapshot

66
Abans Holdings Ltd scores 66/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health58/100 · Moderate
ROCE 9.7% AverageROE 10.2% AverageD/E 0.58 ModerateInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money70/100 · Strong
FII holding up 1.92% (6mo) AccumulatingPromoter holding at 71.4% Stable
Earnings Quality50/100 · Moderate
OPM stable around 9% Steady
Quarterly Momentum90/100 · Strong
Revenue (4Q): +560% YoY AcceleratingProfit (4Q): +40% YoY Strong
Industry Rank75/100 · Strong
P/E 7.9 vs industry 24.1 Cheaper than peersROCE 9.7% vs industry 12.5% Average3Y sales CAGR: 72% High growth

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:59 am

Market Cap 1,019 Cr.
Current Price 201
Intrinsic Value₹259.86
High / Low 270/173
Stock P/E7.92
Book Value 233
Dividend Yield0.00 %
ROCE9.71 %
ROE10.2 %
Face Value 2.00
PEG Ratio0.50

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Abans Holdings Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Abans Holdings Ltd 1,019 Cr. 201 270/1737.92 2330.00 %9.71 %10.2 % 2.00
Max India Ltd 741 Cr. 141 242/120 89.10.00 %23.6 %30.0 % 10.0
BF Investment Ltd 1,305 Cr. 347 562/3157.94 1,8800.00 %4.62 %3.39 % 5.00
Choice International Ltd 14,263 Cr. 640 860/47468.2 54.90.00 %20.0 %19.6 % 10.0
IDFC Ltd 17,275 Cr. 108 /19.9 83.60.93 %8.49 %8.37 % 10.0
Industry Average56,762.86 Cr1,713.0024.061,273.510.29%12.46%13.71%6.86

All Competitor Stocks of Abans Holdings Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 2595722523655062522966411,2801,0631,8946,8326,495
Expenses 2445452183274682152525951,2281,0161,8426,7846,451
Operating Profit 15273339383744465248514844
OPM % 6%5%13%11%8%15%15%7%4%4%3%1%1%
Other Income 7140100101221
Interest 5213141312151217151299
Depreciation 0000000000000
Profit before tax 18252425262529353533414036
Tax % 14%11%14%6%8%16%16%22%24%9%21%-6%4%
Net Profit 15232123242124272730334234
EPS in Rs 2.784.193.844.264.323.894.435.065.135.615.927.556.33

Last Updated: March 3, 2026, 1:18 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 1:46 pm

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 4,3772,7711,3316451,1631,3803,28116,283
Expenses 4,3212,6751,2505541,0781,2283,09116,093
Operating Profit 5796819186152190190
OPM % 1%3%6%14%7%11%6%1%
Other Income 01020026
Interest 1753312610525945
Depreciation 21111111
Profit before tax 3842496676100132150
Tax % 6%7%7%7%7%11%18%
Net Profit 363946627089109139
EPS in Rs 35,330.00112.899.0412.2512.9216.3020.1525.41
Dividend Payout % 0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)8.33%17.95%34.78%12.90%27.14%22.47%
Change in YoY Net Profit Growth (%)0.00%9.62%16.83%-21.88%14.24%-4.67%

Abans Holdings Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 6 years from 2019-2020 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:3%
3 Years:72%
TTM:244%
Compounded Profit Growth
10 Years:%
5 Years:24%
3 Years:22%
TTM:29%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:%
1 Year:-60%
Return on Equity
10 Years:%
5 Years:9%
3 Years:10%
Last Year:10%

Last Updated: September 5, 2025, 2:01 pm

Balance Sheet

Last Updated: December 4, 2025, 2:16 am

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 0.0139910101010
Reserves 3704975536228179211,0641,171
Borrowings 38431926886441929834735
Other Liabilities 3333953524935951,0361,1511,800
Total Liabilities 1,0861,2131,1821,2101,8632,8963,0603,716
Fixed Assets 2721202019212222
CWIP 00000000
Investments 394760975701,0079741,120
Other Assets 1,0201,1441,1011,0931,2741,8692,0642,573
Total Assets 1,0861,2131,1821,2101,8632,8963,0603,716

Reserves and Borrowings Chart

Cash Flow

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -126186214921133-119
Cash from Investing Activity + 1-64-4-35-466-446156
Cash from Financing Activity + 1852266-181418403-150
Net Cash Flow 59-24124-67163-10-112
Free Cash Flow -128146214921132-121
CFO/OP -215%21%80%168%252%29%-52%

Free Cash Flow

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-327.00-223.00-187.005.00-355.00-777.00-644.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 205794176785837
Inventory Days 6474222182
Days Payable 1430179728136
Cash Conversion Cycle 113185121726334
Working Capital Days 5510217631912816975
ROCE %11%9%10%8%9%10%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 72.09%72.09%72.09%72.09%72.09%72.09%72.02%71.50%71.48%71.47%71.43%71.36%
FIIs 11.25%12.40%11.72%11.58%11.47%10.42%11.07%12.86%15.11%15.70%16.14%17.03%
DIIs 1.48%1.48%0.00%0.00%0.00%0.01%0.01%0.01%0.01%0.05%0.00%0.00%
Public 15.19%14.04%16.19%16.34%16.45%17.50%16.88%15.64%13.41%12.78%12.42%11.61%
No. of Shareholders 28,24317,76114,52413,19312,87111,45915,51316,53716,78616,21516,14015,473

Shareholding Pattern Chart

No. of Shareholders

Abans Holdings Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 2.002.002.002.002.00
Basic EPS (Rs.) 21.5617.7414.8413.379.88
Diluted EPS (Rs.) 21.4417.7414.8413.379.88
Cash EPS (Rs.) 21.6817.9214.1513.5310.12
Book Value[Excl.RevalReserv]/Share (Rs.) 190.79180.18158.59135.18119.16
Book Value[Incl.RevalReserv]/Share (Rs.) 190.79180.18158.59135.18119.16
Revenue From Operations / Share (Rs.) 648.66274.87229.52137.80286.00
PBDIT / Share (Rs.) 37.9530.3117.2319.8617.59
PBIT / Share (Rs.) 37.7230.1917.1019.7017.35
PBT / Share (Rs.) 26.1719.9415.1514.3010.60
Net Profit / Share (Rs.) 21.4517.8014.0213.379.88
NP After MI And SOA / Share (Rs.) 20.1516.3012.9212.279.04
PBDIT Margin (%) 5.8511.027.5014.416.15
PBIT Margin (%) 5.8110.987.4514.296.06
PBT Margin (%) 4.037.256.5910.373.70
Net Profit Margin (%) 3.306.476.109.703.45
NP After MI And SOA Margin (%) 3.105.935.628.903.16
Return on Networth / Equity (%) 10.569.959.0210.899.22
Return on Capital Employeed (%) 15.8312.418.4411.789.29
Return On Assets (%) 3.332.823.474.863.54
Long Term Debt / Equity (X) 0.030.240.140.060.43
Total Debt / Equity (X) 0.861.130.610.160.58
Asset Turnover Ratio (%) 1.100.570.750.000.00
Current Ratio (X) 1.621.601.902.683.48
Quick Ratio (X) 1.611.571.832.533.40
Inventory Turnover Ratio (X) 86.4619.5217.280.000.00
Interest Coverage Ratio (X) 3.292.968.933.612.60
Interest Coverage Ratio (Post Tax) (X) 2.862.748.283.412.46
Enterprise Value (Cr.) 1501.282060.891226.700.000.00
EV / Net Operating Revenue (X) 0.451.501.070.000.00
EV / EBITDA (X) 7.8213.5614.190.000.00
MarketCap / Net Operating Revenue (X) 0.270.970.910.000.00
Price / BV (X) 0.921.631.470.000.00
Price / Net Operating Revenue (X) 0.270.970.910.000.00
EarningsYield 0.110.060.060.000.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Abans Financial Services Ltd. is a Public Limited Listed company incorporated on 24/09/2009 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L74900MH2009PLC231660 and registration number is 231660. Currently Company is involved in the business activities of Other credit granting. Company's Total Operating Revenue is Rs. 30.75 Cr. and Equity Capital is Rs. 10.12 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Holding Company36, 37, 38A, 3rd Floor, Mumbai Maharashtra 400021Contact not found
Management
NamePosition Held
Mr. Abhishek BansalChairman & Managing Director
Mr. Nirbhay VassaWholeTime Director & CFO
Mr. Chintan MehtaWholeTime Director & CEO
Mr. Naresh TejwaniNon Executive Director
Mr. Kumud Chandra Paricha PatnaikIndependent Director
Ms. Ashima ChhatwalIndependent Director
Mr. Parmod Kumar NagpalIndependent Director
Mr. Hariharan IyerIndependent Director

FAQ

What is the intrinsic value of Abans Holdings Ltd and is it undervalued?

As of 19 April 2026, Abans Holdings Ltd's intrinsic value is ₹259.86, which is 29.28% higher than the current market price of ₹201.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (10.2 %), book value (₹233), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Abans Holdings Ltd?

Abans Holdings Ltd is trading at ₹201.00 as of 19 April 2026, with a FY2026-2027 high of ₹270 and low of ₹173. The stock is currently in the middle of its 52-week range. Market cap stands at ₹1,019 Cr..

How does Abans Holdings Ltd's P/E ratio compare to its industry?

Abans Holdings Ltd has a P/E ratio of 7.92, which is below the industry average of 24.06. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Abans Holdings Ltd financially healthy?

Key indicators for Abans Holdings Ltd: ROCE of 9.71 % is on the lower side compared to the industry average of 12.46%. Dividend yield is 0.00 %.

Is Abans Holdings Ltd profitable and how is the profit trend?

Abans Holdings Ltd reported a net profit of ₹109 Cr in Mar 2025 on revenue of ₹3,281 Cr. Compared to ₹62 Cr in Mar 2022, the net profit shows an improving trend.

Does Abans Holdings Ltd pay dividends?

Abans Holdings Ltd has a dividend yield of 0.00 % at the current price of ₹201.00. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Abans Holdings Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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