BF Investment Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 24, 2025, 9:56 pm

Market Cap	1,961 Cr.
Current Price	521
High / Low	829/398
Stock P/E	4.12
Book Value	2,119
Dividend Yield	0.00 %
ROCE	10.6 %
ROE	7.96 %
Face Value	5.00
PEG Ratio	0.34

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for BF Investment Ltd

Competitors of BF Investment Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Choice International Ltd	12,424 Cr.	623	625/314	79.4	51.5	0.00 %	21.6 %	18.9 %	10.0
Abans Holdings Ltd	895 Cr.	177	625/165	9.62	198	0.00 %	9.23 %	9.30 %	2.00
Max India Ltd	984 Cr.	225	338/169		103	0.00 %	7.69 %	10.7 %	10.0
IDFC Ltd	17,275 Cr.	108	129/104	19.9	83.6	0.93 %	8.49 %	8.37 %	10.0
BF Investment Ltd	1,961 Cr.	521	829/398	4.12	2,119	0.00 %	10.6 %	7.96 %	5.00
Industry Average	72,472.14 Cr	2,305.43		28.42	1,194.01	0.29%	11.77%	12.19%	6.86

All Competitor Stocks of BF Investment Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Sales	6.68	2.14	4.49	13.68	7.86	5.18	5.84	14.61	9.05	12.93	7.72	18.58	9.26
Expenses	0.63	2.12	0.54	0.84	0.83	3.43	0.84	1.03	0.64	3.78	0.60	1.19	0.46
Operating Profit	6.05	0.02	3.95	12.84	7.03	1.75	5.00	13.58	8.41	9.15	7.12	17.39	8.80
OPM %	90.57%	0.93%	87.97%	93.86%	89.44%	33.78%	85.62%	92.95%	92.93%	70.77%	92.23%	93.60%	95.03%
Other Income	44.79	115.02	42.78	55.62	70.53	149.89	70.24	78.97	68.92	325.08	235.64	38.04	1.23
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.17	0.18	0.15	0.15	0.15	0.14	0.12	0.13	0.13	0.13	0.11	0.11	0.11
Profit before tax	50.67	114.86	46.58	68.31	77.41	151.50	75.12	92.42	77.20	334.10	242.65	55.32	9.92
Tax %	24.77%	25.17%	25.25%	24.89%	23.68%	24.69%	25.04%	25.05%	24.97%	25.10%	24.74%	34.91%	29.54%
Net Profit	38.12	85.95	34.83	51.32	59.07	114.09	56.30	69.28	57.92	250.24	182.61	36.02	6.99
EPS in Rs	10.12	22.82	9.25	13.62	15.68	30.29	14.95	18.39	15.38	66.43	48.48	9.56	1.86

Last Updated: March 3, 2025, 5:17 pm

Below is a detailed analysis of the quarterly data for BF Investment Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Sales, as of Dec 2024, the value is 9.26 Cr.. The value appears to be declining and may need further review. It has decreased from 18.58 Cr. (Sep 2024) to 9.26 Cr., marking a decrease of 9.32 Cr..
For Expenses, as of Dec 2024, the value is 0.46 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.19 Cr. (Sep 2024) to 0.46 Cr., marking a decrease of 0.73 Cr..
For Operating Profit, as of Dec 2024, the value is 8.80 Cr.. The value appears to be declining and may need further review. It has decreased from 17.39 Cr. (Sep 2024) to 8.80 Cr., marking a decrease of 8.59 Cr..
For OPM %, as of Dec 2024, the value is 95.03%. The value appears strong and on an upward trend. It has increased from 93.60% (Sep 2024) to 95.03%, marking an increase of 1.43%.
For Other Income, as of Dec 2024, the value is 1.23 Cr.. The value appears to be declining and may need further review. It has decreased from 38.04 Cr. (Sep 2024) to 1.23 Cr., marking a decrease of 36.81 Cr..
For Interest, as of Dec 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
For Depreciation, as of Dec 2024, the value is 0.11 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.11 Cr..
For Profit before tax, as of Dec 2024, the value is 9.92 Cr.. The value appears to be declining and may need further review. It has decreased from 55.32 Cr. (Sep 2024) to 9.92 Cr., marking a decrease of 45.40 Cr..
For Tax %, as of Dec 2024, the value is 29.54%. The value appears to be improving (decreasing) as expected. It has decreased from 34.91% (Sep 2024) to 29.54%, marking a decrease of 5.37%.
For Net Profit, as of Dec 2024, the value is 6.99 Cr.. The value appears to be declining and may need further review. It has decreased from 36.02 Cr. (Sep 2024) to 6.99 Cr., marking a decrease of 29.03 Cr..
For EPS in Rs, as of Dec 2024, the value is 1.86. The value appears to be declining and may need further review. It has decreased from 9.56 (Sep 2024) to 1.86, marking a decrease of 7.70.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 7, 2025, 9:05 pm

Metric	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	983	1,074	11	19	22	16	20	31	43	48
Expenses	909	998	3	4	6	6	4	6	6	6
Operating Profit	74	77	8	14	16	11	16	26	36	42
OPM %	8%	7%	71%	76%	73%	65%	78%	82%	85%	88%
Other Income	4	2	184	134	214	347	248	319	543	600
Interest	2	0	0	0	0	0	0	0	0	0
Depreciation	16	15	0	0	1	1	1	1	0	0
Profit before tax	59	63	192	148	230	357	264	344	579	642
Tax %	29%	32%	17%	14%	37%	25%	25%	25%	25%
Net Profit	132	135	160	126	144	267	198	259	434	476
EPS in Rs	35.09	35.92	42.42	33.57	38.31	70.89	52.50	68.84	115.15	126.33
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	2.27%	18.52%	-21.25%	14.29%	85.42%	-25.84%	30.81%	67.57%
Change in YoY Net Profit Growth (%)	0.00%	16.25%	-39.77%	35.54%	71.13%	-111.26%	56.65%	36.76%

BF Investment Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2016-2017 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	18%
3 Years:	38%
TTM:	40%

Compounded Profit Growth
10 Years:	%
5 Years:	28%
3 Years:	18%
TTM:	60%

Stock Price CAGR
10 Years:	12%
5 Years:	15%
3 Years:	18%
1 Year:	-14%

Return on Equity
10 Years:	%
5 Years:	7%
3 Years:	7%
Last Year:	8%

Last Updated: Unknown

Balance Sheet

Last Updated: November 15, 2024, 1:36 am

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	19	19	19	19	19	19	19	19	19	19
Reserves	980	1,125	2,421	2,033	1,692	3,279	4,019	4,671	6,182	7,962
Borrowings	10	0	0	0	0	0	0	0	0	0
Other Liabilities	149	174	120	135	213	294	345	418	612	793
Total Liabilities	1,159	1,318	2,559	2,187	1,924	3,591	4,382	5,108	6,814	8,774
Fixed Assets	65	73	14	14	14	15	16	15	15	15
CWIP	3	3	0	0	0	0	0	0	0	0
Investments	667	770	2,499	2,086	1,777	3,424	4,177	4,838	6,459	8,360
Other Assets	424	472	46	87	133	153	189	255	340	399
Total Assets	1,159	1,318	2,559	2,187	1,924	3,591	4,382	5,108	6,814	8,774

Below is a detailed analysis of the balance sheet data for BF Investment Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹19.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 19.00 Cr..
For Reserves, as of Sep 2024, the value is ₹7,962.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,182.00 Cr. (Mar 2024) to ₹7,962.00 Cr., marking an increase of 1,780.00 Cr..
For Borrowings, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹793.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 612.00 Cr. (Mar 2024) to ₹793.00 Cr., marking an increase of 181.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹8,774.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6,814.00 Cr. (Mar 2024) to ₹8,774.00 Cr., marking an increase of 1,960.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹15.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 15.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Investments, as of Sep 2024, the value is ₹8,360.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,459.00 Cr. (Mar 2024) to ₹8,360.00 Cr., marking an increase of 1,901.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹399.00 Cr.. The value appears strong and on an upward trend. It has increased from 340.00 Cr. (Mar 2024) to ₹399.00 Cr., marking an increase of 59.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹8,774.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,814.00 Cr. (Mar 2024) to ₹8,774.00 Cr., marking an increase of 1,960.00 Cr..

Notably, the Reserves (7,962.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	0	51	-2	-25	-3	-6	6	-0	9
Cash from Investing Activity +	-22	-26	5	30	11	13	-27	7	18
Cash from Financing Activity +	36	-6	-0	-0	-0	-0	-0	-0	-0
Net Cash Flow	15	19	3	5	8	6	-21	7	27

Free Cash Flow

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	64.00	77.00	8.00	14.00	16.00	11.00	16.00	26.00	36.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	61	68	0	0	0	0	0	0	0
Inventory Days	29	23
Days Payable	65	72
Cash Conversion Cycle	26	20	0	0	0	0	0	0	0
Working Capital Days	49	50	694	1,157	412	586	465	301	203
ROCE %		6%	11%	7%	12%	14%	7%	8%	11%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%	74.13%
FIIs	1.18%	1.17%	1.19%	1.26%	1.32%	1.34%	1.44%	1.53%	1.55%	1.70%	0.75%	0.77%
DIIs	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.01%	0.01%	0.01%	0.22%
Public	24.25%	24.26%	24.24%	24.17%	24.12%	24.08%	23.99%	23.91%	24.31%	24.15%	25.10%	24.87%
No. of Shareholders	20,787	20,671	20,882	20,772	21,530	21,293	20,788	21,114	22,911	22,589	24,213	27,840

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	5.00	5.00	5.00	5.00	5.00
Basic EPS (Rs.)	115.15	68.84	52.50	70.89	38.32
Diluted EPS (Rs.)	115.15	68.84	52.50	70.89	38.32
Cash EPS (Rs.)	-28.81	-15.64	-13.30	-20.96	-19.34
Book Value[Excl.RevalReserv]/Share (Rs.)	1646.30	1245.09	1071.92	875.44	454.23
Book Value[Incl.RevalReserv]/Share (Rs.)	1646.30	1245.09	1071.92	875.44	454.23
Revenue From Operations / Share (Rs.)	11.26	8.29	5.29	4.36	5.87
PBDIT / Share (Rs.)	9.71	6.79	4.15	2.94	4.30
PBIT / Share (Rs.)	9.57	6.64	3.98	2.76	4.10
PBT / Share (Rs.)	9.57	6.64	3.98	2.75	3.13
Net Profit / Share (Rs.)	-28.95	-15.80	-13.47	-21.14	-19.54
NP After MI And SOA / Share (Rs.)	115.15	68.84	52.50	70.89	38.31
PBDIT Margin (%)	86.18	81.96	78.41	67.58	73.27
PBIT Margin (%)	85.01	80.10	75.23	63.27	69.85
PBT Margin (%)	85.01	80.10	75.23	63.24	53.38
Net Profit Margin (%)	-256.99	-190.69	-254.44	-485.32	-332.93
NP After MI And SOA Margin (%)	1022.37	830.87	991.62	1627.25	652.66
Return on Networth / Equity (%)	6.99	5.52	4.89	8.09	8.43
Return on Capital Employeed (%)	0.52	0.48	0.34	0.28	0.80
Return On Assets (%)	6.36	5.07	4.50	7.42	7.47
Asset Turnover Ratio (%)	0.01	0.01	0.01	0.01	0.04
Current Ratio (X)	2106.08	1887.48	3038.60	7124.44	1168.82
Quick Ratio (X)	2106.08	1887.48	3038.60	7124.44	1168.82
Interest Coverage Ratio (X)	0.00	0.00	0.00	2218.00	274.64
Interest Coverage Ratio (Post Tax) (X)	0.00	0.00	0.00	-15927.40	-1186.14
Enterprise Value (Cr.)	1673.81	1305.97	885.65	938.97	775.70
EV / Net Operating Revenue (X)	39.45	41.85	44.41	57.22	35.08
EV / EBITDA (X)	45.78	51.05	56.64	84.67	47.87
MarketCap / Net Operating Revenue (X)	46.22	48.35	51.42	63.50	38.99
Price / BV (X)	0.31	0.32	0.25	0.31	0.50
Price / Net Operating Revenue (X)	46.22	48.35	51.42	63.51	38.99
EarningsYield	0.22	0.17	0.19	0.25	0.16

After reviewing the key financial ratios for BF Investment Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 5.00.
For Basic EPS (Rs.), as of Mar 24, the value is 115.15. This value is within the healthy range. It has increased from 68.84 (Mar 23) to 115.15, marking an increase of 46.31.
For Diluted EPS (Rs.), as of Mar 24, the value is 115.15. This value is within the healthy range. It has increased from 68.84 (Mar 23) to 115.15, marking an increase of 46.31.
For Cash EPS (Rs.), as of Mar 24, the value is -28.81. This value is below the healthy minimum of 3. It has decreased from -15.64 (Mar 23) to -28.81, marking a decrease of 13.17.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 1,646.30. It has increased from 1,245.09 (Mar 23) to 1,646.30, marking an increase of 401.21.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 1,646.30. It has increased from 1,245.09 (Mar 23) to 1,646.30, marking an increase of 401.21.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 11.26. It has increased from 8.29 (Mar 23) to 11.26, marking an increase of 2.97.
For PBDIT / Share (Rs.), as of Mar 24, the value is 9.71. This value is within the healthy range. It has increased from 6.79 (Mar 23) to 9.71, marking an increase of 2.92.
For PBIT / Share (Rs.), as of Mar 24, the value is 9.57. This value is within the healthy range. It has increased from 6.64 (Mar 23) to 9.57, marking an increase of 2.93.
For PBT / Share (Rs.), as of Mar 24, the value is 9.57. This value is within the healthy range. It has increased from 6.64 (Mar 23) to 9.57, marking an increase of 2.93.
For Net Profit / Share (Rs.), as of Mar 24, the value is -28.95. This value is below the healthy minimum of 2. It has decreased from -15.80 (Mar 23) to -28.95, marking a decrease of 13.15.
For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 115.15. This value is within the healthy range. It has increased from 68.84 (Mar 23) to 115.15, marking an increase of 46.31.
For PBDIT Margin (%), as of Mar 24, the value is 86.18. This value is within the healthy range. It has increased from 81.96 (Mar 23) to 86.18, marking an increase of 4.22.
For PBIT Margin (%), as of Mar 24, the value is 85.01. This value exceeds the healthy maximum of 20. It has increased from 80.10 (Mar 23) to 85.01, marking an increase of 4.91.
For PBT Margin (%), as of Mar 24, the value is 85.01. This value is within the healthy range. It has increased from 80.10 (Mar 23) to 85.01, marking an increase of 4.91.
For Net Profit Margin (%), as of Mar 24, the value is -256.99. This value is below the healthy minimum of 5. It has decreased from -190.69 (Mar 23) to -256.99, marking a decrease of 66.30.
For NP After MI And SOA Margin (%), as of Mar 24, the value is 1,022.37. This value exceeds the healthy maximum of 20. It has increased from 830.87 (Mar 23) to 1,022.37, marking an increase of 191.50.
For Return on Networth / Equity (%), as of Mar 24, the value is 6.99. This value is below the healthy minimum of 15. It has increased from 5.52 (Mar 23) to 6.99, marking an increase of 1.47.
For Return on Capital Employeed (%), as of Mar 24, the value is 0.52. This value is below the healthy minimum of 10. It has increased from 0.48 (Mar 23) to 0.52, marking an increase of 0.04.
For Return On Assets (%), as of Mar 24, the value is 6.36. This value is within the healthy range. It has increased from 5.07 (Mar 23) to 6.36, marking an increase of 1.29.
For Asset Turnover Ratio (%), as of Mar 24, the value is 0.01. There is no change compared to the previous period (Mar 23) which recorded 0.01.
For Current Ratio (X), as of Mar 24, the value is 2,106.08. This value exceeds the healthy maximum of 3. It has increased from 1,887.48 (Mar 23) to 2,106.08, marking an increase of 218.60.
For Quick Ratio (X), as of Mar 24, the value is 2,106.08. This value exceeds the healthy maximum of 2. It has increased from 1,887.48 (Mar 23) to 2,106.08, marking an increase of 218.60.
For Interest Coverage Ratio (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 23) which recorded 0.00.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 23) which recorded 0.00.
For Enterprise Value (Cr.), as of Mar 24, the value is 1,673.81. It has increased from 1,305.97 (Mar 23) to 1,673.81, marking an increase of 367.84.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 39.45. This value exceeds the healthy maximum of 3. It has decreased from 41.85 (Mar 23) to 39.45, marking a decrease of 2.40.
For EV / EBITDA (X), as of Mar 24, the value is 45.78. This value exceeds the healthy maximum of 15. It has decreased from 51.05 (Mar 23) to 45.78, marking a decrease of 5.27.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 46.22. This value exceeds the healthy maximum of 3. It has decreased from 48.35 (Mar 23) to 46.22, marking a decrease of 2.13.
For Price / BV (X), as of Mar 24, the value is 0.31. This value is below the healthy minimum of 1. It has decreased from 0.32 (Mar 23) to 0.31, marking a decrease of 0.01.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 46.22. This value exceeds the healthy maximum of 3. It has decreased from 48.35 (Mar 23) to 46.22, marking a decrease of 2.13.
For EarningsYield, as of Mar 24, the value is 0.22. This value is below the healthy minimum of 5. It has increased from 0.17 (Mar 23) to 0.22, marking an increase of 0.05.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of BF Investment Ltd as of April 25, 2025 is: 567.06

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 25, 2025, BF Investment Ltd is Undervalued by 8.84% compared to the current share price 521.00

Intrinsic Value of BF Investment Ltd as of April 25, 2025 is: 636.52

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 25, 2025, BF Investment Ltd is Undervalued by 22.17% compared to the current share price 521.00

Last 5 Year EPS CAGR: 12.25%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has higher reserves (3,436.40 cr) compared to borrowings (1.00 cr), indicating strong financial stability. The company has shown consistent growth in sales (119.40 cr) and profit (287.80 cr) over the years.	The stock has a low average ROCE of 8.44%, which may not be favorable. The stock has a high average Working Capital Days of 306.78, which may not be favorable. The stock has a high average Cash Conversion Cycle of 5.11, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in BF Investment Ltd:
1. Net Profit Margin: -256.99%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 0.52% (Industry Average ROCE: 11.77%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 6.99% (Industry Average ROE: 12.19%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 0
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 2106.08
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 4.12 (Industry average Stock P/E: 28.42)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

BF Investment Ltd. is a Public Limited Listed company incorporated on 26/05/2009 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L65993PN2009PLC134021 and registration number is 134021. Currently company belongs to the Industry of Holding Company. Company's Total Operating Revenue is Rs. 117.73 Cr. and Equity Capital is Rs. 18.83 Cr. for the Year ended 31/03/2024.

INDUSTRY	ADDRESS	CONTACT
Holding Company	Mundhwa, Pune Maharashtra 411036	secretarial@bfilpune.com http://www.bfilpune.com

Management
Name	Position Held
Mr. A B Kalyani	Chairman
Mr. B S Mitkari	Non Executive Director
Mr. M U Takale	Non Exe.Non Ind.Director
Mr. S G Joglekar	Ind. Non-Executive Director
Mr. V S Kulkarni	Ind. Non-Executive Director
Ms. A A Sathe	Ind. Non-Executive Director

FAQ

What is the intrinsic value of BF Investment Ltd?

BF Investment Ltd's intrinsic value (as of 24 April 2025) is ₹567.06 — 8.84% higher the current market price of 521.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 1,961 Cr. market cap, FY2025-2026 high/low of ₹829/398, reserves of 7,962 Cr, and liabilities of 8,774 Cr.

What is the Market Cap of BF Investment Ltd?

The Market Cap of BF Investment Ltd is 1,961 Cr..

What is the current Stock Price of BF Investment Ltd as on 24 April 2025?

The current stock price of BF Investment Ltd as on 24 April 2025 is 521.

What is the High / Low of BF Investment Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of BF Investment Ltd stocks is ₹829/398.

What is the Stock P/E of BF Investment Ltd?

The Stock P/E of BF Investment Ltd is 4.12.

What is the Book Value of BF Investment Ltd?

The Book Value of BF Investment Ltd is 2,119.

What is the Dividend Yield of BF Investment Ltd?

The Dividend Yield of BF Investment Ltd is 0.00 %.

What is the ROCE of BF Investment Ltd?

The ROCE of BF Investment Ltd is 10.6 %.

What is the ROE of BF Investment Ltd?

The ROE of BF Investment Ltd is 7.96 %.

What is the Face Value of BF Investment Ltd?

The Face Value of BF Investment Ltd is 5.00.