Share Price and Basic Stock Data
Last Updated: November 20, 2025, 7:21 pm
| PEG Ratio | 0.61 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IFCI Ltd, operating in the finance sector as a term lending institution, reported a current share price of ₹53.5 and a market capitalization of ₹14,396 Cr. The company has witnessed fluctuating revenue trends over the past quarters with sales recorded at ₹311 Cr in June 2022, peaking at ₹607 Cr in September 2023 before settling at ₹454 Cr by December 2023. The total sales for the fiscal year ending March 2025 stood at ₹1,879 Cr, slightly down from ₹1,988 Cr in March 2024. Notably, the operating profit margin (OPM) remained robust at 47%, indicating strong operational efficiency relative to peers. The company’s sales have shown resilience, particularly with a significant jump in the September 2023 quarter, suggesting improved market conditions or successful strategic initiatives. Overall, the revenue trajectory reflects a gradual recovery from previous lows, driven by operational improvements and strategic focus on core lending activities.
Profitability and Efficiency Metrics
IFCI’s profitability metrics indicate a mixed performance, with a reported net profit of ₹632 Cr for the trailing twelve months (TTM). This is a notable recovery compared to a net loss of ₹1,761 Cr in March 2022. Quarterly profitability has shown volatility, with the highest net profit recorded at ₹185 Cr in September 2024, following a loss of ₹129 Cr in June 2023. The return on equity (ROE) stood at 2.60%, which is relatively low compared to industry standards, suggesting room for improvement in generating returns for shareholders. The interest coverage ratio (ICR) of 2.56x indicates that the company can comfortably meet its interest obligations, reflecting financial stability. However, a declining trend in the ROCE, which stood at 8.08%, raises concerns about the efficiency of capital utilization. The company’s operational performance appears solid, but enhancing profitability metrics remains a key challenge.
Balance Sheet Strength and Financial Ratios
IFCI’s balance sheet shows a mix of strengths and weaknesses. Total assets stood at ₹25,724 Cr as of March 2025, with borrowings reduced to ₹3,714 Cr from ₹6,020 Cr in March 2023, indicating a strategic reduction in debt. The company’s reserves increased significantly to ₹5,996 Cr, up from ₹1,571 Cr in March 2023, enhancing its financial cushion. The current ratio of 2.49x suggests a strong liquidity position, well above the typical sector range, indicating the company can cover its short-term liabilities. However, the total debt to equity ratio of 0.42x reflects a conservative leverage stance, which may limit growth potential. The price-to-book value (P/BV) ratio of 1.34x indicates the stock is trading at a premium to its book value, which may suggest investor confidence but could also imply overvaluation if growth does not materialize. Overall, while the balance sheet shows improvements, careful management of growth and leverage will be crucial moving forward.
Shareholding Pattern and Investor Confidence
IFCI’s shareholding pattern reflects a strong promoter backing with 72.57% ownership as of March 2025, indicating confidence from the founding shareholders in the company’s future prospects. Foreign institutional investors (FIIs) hold 2.60%, while domestic institutional investors (DIIs) account for 1.62%, suggesting limited institutional interest as compared to typical sector benchmarks where institutional holdings can be higher. The public shareholding stands at 20.88%, with the total number of shareholders reported at 9,85,987. This distribution indicates a relatively stable shareholder base, although the low FII and DII participation may pose risks to stock liquidity and price stability. The gradual increase in promoter holding from 66.35% in December 2022 to the current level may bolster investor confidence, as it reflects a commitment to the company’s long-term strategy. However, the company must attract more institutional investors to enhance its market perception and support price discovery.
Outlook, Risks, and Final Insight
The outlook for IFCI Ltd is cautiously optimistic, given the recent recovery in profitability and significant improvements in reserves and asset management. The ongoing focus on reducing debt and enhancing operational efficiencies positions the company favorably within the finance sector. However, risks persist, including the relatively low ROE and the volatility in quarterly earnings, which could impact investor sentiment. Additionally, the reliance on domestic market conditions and the potential for fluctuating interest rates could pose challenges. For IFCI to capitalize on its strengths, it must continue to drive operational improvements and engage more with institutional investors to broaden its capital base. If the company can maintain its upward trajectory in profitability while managing risks effectively, it may unlock further value for its shareholders in the coming years.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of IFCI Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 2,981 Cr. | 64.4 | 75.9/24.4 | 26.5 | 27.0 | 0.93 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,23,044 Cr. | 373 | 524/357 | 4.97 | 385 | 4.24 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 14,347 Cr. | 53.3 | 74.5/35.7 | 37.7 | 32.9 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 47,471 Cr. | 237 | 264/159 | 16.9 | 90.1 | 1.75 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 46,960.75 Cr | 181.93 | 21.52 | 133.75 | 1.73% | 9.53% | 11.95% | 8.00 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 311 | 413 | 348 | 414 | 320 | 607 | 454 | 605 | 388 | 617 | 458 | 414 | 407 |
| Expenses | 345 | -34 | 47 | 418 | 290 | -74 | 230 | 269 | 210 | 353 | 211 | -80 | 215 |
| Operating Profit | -34 | 447 | 300 | -4 | 30 | 681 | 224 | 337 | 178 | 265 | 247 | 493 | 193 |
| OPM % | -11% | 108% | 86% | -1% | 9% | 112% | 49% | 56% | 46% | 43% | 54% | 119% | 47% |
| Other Income | 5 | 12 | 3 | 12 | 4 | 5 | 14 | 107 | 17 | 167 | -0 | 1 | 36 |
| Interest | 168 | 162 | 150 | 162 | 144 | 145 | 146 | 136 | 135 | 135 | 131 | 134 | 104 |
| Depreciation | 17 | 18 | 21 | 18 | 18 | 21 | 21 | 21 | 20 | 22 | 21 | 21 | 21 |
| Profit before tax | -214 | 279 | 134 | -172 | -128 | 520 | 71 | 287 | 40 | 275 | 94 | 340 | 103 |
| Tax % | -8% | 25% | 18% | 40% | 1% | 66% | 45% | 45% | 318% | 33% | 109% | 23% | 39% |
| Net Profit | -197 | 209 | 109 | -241 | -129 | 174 | 39 | 157 | -88 | 185 | -9 | 260 | 62 |
| EPS in Rs | -0.99 | 0.78 | 0.42 | -1.16 | -0.64 | 0.44 | 0.08 | 0.61 | -0.41 | 0.32 | -0.12 | 0.84 | 0.15 |
Last Updated: August 20, 2025, 9:25 am
Below is a detailed analysis of the quarterly data for IFCI Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 407.00 Cr.. The value appears to be declining and may need further review. It has decreased from 414.00 Cr. (Mar 2025) to 407.00 Cr., marking a decrease of 7.00 Cr..
- For Expenses, as of Jun 2025, the value is 215.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from -80.00 Cr. (Mar 2025) to 215.00 Cr., marking an increase of 295.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 193.00 Cr.. The value appears to be declining and may need further review. It has decreased from 493.00 Cr. (Mar 2025) to 193.00 Cr., marking a decrease of 300.00 Cr..
- For OPM %, as of Jun 2025, the value is 47.00%. The value appears to be declining and may need further review. It has decreased from 119.00% (Mar 2025) to 47.00%, marking a decrease of 72.00%.
- For Other Income, as of Jun 2025, the value is 36.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 36.00 Cr., marking an increase of 35.00 Cr..
- For Interest, as of Jun 2025, the value is 104.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 134.00 Cr. (Mar 2025) to 104.00 Cr., marking a decrease of 30.00 Cr..
- For Depreciation, as of Jun 2025, the value is 21.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 21.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 103.00 Cr.. The value appears to be declining and may need further review. It has decreased from 340.00 Cr. (Mar 2025) to 103.00 Cr., marking a decrease of 237.00 Cr..
- For Tax %, as of Jun 2025, the value is 39.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Mar 2025) to 39.00%, marking an increase of 16.00%.
- For Net Profit, as of Jun 2025, the value is 62.00 Cr.. The value appears to be declining and may need further review. It has decreased from 260.00 Cr. (Mar 2025) to 62.00 Cr., marking a decrease of 198.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.15. The value appears to be declining and may need further review. It has decreased from 0.84 (Mar 2025) to 0.15, marking a decrease of 0.69.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 5:11 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,602 | 3,864 | 4,465 | 3,582 | 4,322 | 2,821 | 2,880 | 2,082 | 1,556 | 1,699 | 1,988 | 1,879 | 2,011 |
| Expenses | 1,067 | 1,010 | 1,509 | 1,850 | 1,714 | 1,962 | 1,463 | 2,961 | 2,108 | 986 | 715 | 694 | 589 |
| Operating Profit | 2,534 | 2,854 | 2,956 | 1,733 | 2,608 | 859 | 1,417 | -879 | -553 | 714 | 1,273 | 1,185 | 1,422 |
| OPM % | 70% | 74% | 66% | 48% | 60% | 30% | 49% | -42% | -36% | 42% | 64% | 63% | 71% |
| Other Income | 40 | 82 | 168 | 99 | 38 | 311 | 21 | 14 | 39 | 28 | 130 | 182 | 57 |
| Interest | 1,762 | 2,173 | 2,599 | 2,380 | 2,144 | 1,803 | 1,451 | 1,147 | 943 | 642 | 571 | 535 | 477 |
| Depreciation | 51 | -11 | 24 | 61 | 63 | 63 | 81 | 72 | 66 | 74 | 81 | 83 | 84 |
| Profit before tax | 762 | 775 | 501 | -609 | 439 | -696 | -94 | -2,085 | -1,523 | 26 | 751 | 749 | 918 |
| Tax % | 26% | 28% | 24% | -47% | 5% | -32% | 137% | -8% | 16% | 559% | 68% | 53% | |
| Net Profit | 566 | 575 | 394 | -308 | 418 | -476 | -223 | -1,912 | -1,761 | -120 | 241 | 349 | 632 |
| EPS in Rs | 3.41 | 3.23 | 2.18 | -2.27 | 2.26 | -2.88 | -1.36 | -10.24 | -8.71 | -0.95 | 0.47 | 0.63 | 1.40 |
| Dividend Payout % | 29% | 46% | 46% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1.59% | -31.48% | -178.17% | 235.71% | -213.88% | 53.15% | -757.40% | 7.90% | 93.19% | 300.83% | 44.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -33.07% | -146.69% | 413.89% | -449.59% | 267.03% | -810.55% | 765.30% | 85.29% | 207.65% | -256.02% |
IFCI Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -8% |
| 3 Years: | 6% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 22% |
| 3 Years: | 28% |
| TTM: | 133% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 49% |
| 3 Years: | 64% |
| 1 Year: | -28% |
| Return on Equity | |
|---|---|
| 10 Years: | -8% |
| 5 Years: | -17% |
| 3 Years: | 0% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 6:50 am
Balance Sheet
Last Updated: November 9, 2025, 2:12 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,661 | 1,662 | 1,662 | 1,662 | 1,696 | 1,696 | 1,696 | 1,896 | 2,103 | 2,196 | 2,490 | 2,694 |
| Reserves | 5,404 | 5,561 | 5,639 | 5,208 | 4,193 | 3,661 | 3,553 | 1,842 | 715 | 1,571 | 2,045 | 5,996 |
| Borrowings | 21,797 | 26,767 | 28,598 | 23,919 | 20,665 | 16,394 | 12,566 | 11,041 | 7,095 | 6,020 | 5,367 | 3,714 |
| Other Liabilities | 2,150 | 2,980 | 3,247 | 3,493 | 4,244 | 4,291 | 4,623 | 5,585 | 5,574 | 7,152 | 9,016 | 13,319 |
| Total Liabilities | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 |
| Fixed Assets | 1,934 | 1,935 | 1,860 | 1,823 | 1,721 | 1,701 | 1,720 | 1,762 | 1,741 | 1,764 | 1,734 | 1,700 |
| CWIP | 9 | 4 | 6 | 3 | 2 | 1 | 4 | 9 | 16 | 11 | 13 | 23 |
| Investments | 6,401 | 6,330 | 6,860 | 5,150 | 7,363 | 5,580 | 3,963 | 5,504 | 6,541 | 7,700 | 8,678 | 15,323 |
| Other Assets | 22,668 | 28,700 | 30,420 | 27,306 | 21,712 | 18,760 | 16,752 | 13,089 | 7,190 | 7,464 | 8,493 | 8,678 |
| Total Assets | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 |
Below is a detailed analysis of the balance sheet data for IFCI Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 2,694.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,490.00 Cr. (Mar 2024) to 2,694.00 Cr., marking an increase of 204.00 Cr..
- For Reserves, as of Mar 2025, the value is 5,996.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,045.00 Cr. (Mar 2024) to 5,996.00 Cr., marking an increase of 3,951.00 Cr..
- For Borrowings, as of Mar 2025, the value is 3,714.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 5,367.00 Cr. (Mar 2024) to 3,714.00 Cr., marking a decrease of 1,653.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 13,319.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9,016.00 Cr. (Mar 2024) to 13,319.00 Cr., marking an increase of 4,303.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 25,724.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 18,918.00 Cr. (Mar 2024) to 25,724.00 Cr., marking an increase of 6,806.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 1,700.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,734.00 Cr. (Mar 2024) to 1,700.00 Cr., marking a decrease of 34.00 Cr..
- For CWIP, as of Mar 2025, the value is 23.00 Cr.. The value appears strong and on an upward trend. It has increased from 13.00 Cr. (Mar 2024) to 23.00 Cr., marking an increase of 10.00 Cr..
- For Investments, as of Mar 2025, the value is 15,323.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,678.00 Cr. (Mar 2024) to 15,323.00 Cr., marking an increase of 6,645.00 Cr..
- For Other Assets, as of Mar 2025, the value is 8,678.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,493.00 Cr. (Mar 2024) to 8,678.00 Cr., marking an increase of 185.00 Cr..
- For Total Assets, as of Mar 2025, the value is 25,724.00 Cr.. The value appears strong and on an upward trend. It has increased from 18,918.00 Cr. (Mar 2024) to 25,724.00 Cr., marking an increase of 6,806.00 Cr..
Notably, the Reserves (5,996.00 Cr.) exceed the Borrowings (3,714.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -24.00 | -26.00 | -22.00 | -18.00 | 843.00 | -11.00 | -890.00 | -560.00 | 708.00 | -4.00 | -2.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Working Capital Days | -164 | -120 | -180 | -105 | -160 | -209 | -240 | -399 | -467 | -619 | -657 | -834 |
| ROCE % | 9% | 9% | 8% | 5% | 9% | 4% | 6% | -5% | -4% | 5% | 10% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Microcap 250 Index Fund | 701,312 | 0.33 | 2.04 | 701,312 | 2025-04-22 15:56:57 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Diluted EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Cash EPS (Rs.) | 1.60 | 1.29 | -0.20 | -8.06 | -9.70 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Revenue From Operations / Share (Rs.) | 6.96 | 7.98 | 6.76 | 7.38 | 10.90 |
| PBDIT / Share (Rs.) | 5.09 | 5.62 | 3.38 | -2.44 | -4.58 |
| PBIT / Share (Rs.) | 4.78 | 5.30 | 3.05 | -2.75 | -4.96 |
| PBT / Share (Rs.) | 2.78 | 3.02 | 0.11 | -7.24 | -10.99 |
| Net Profit / Share (Rs.) | 1.29 | 0.96 | -0.54 | -8.37 | -10.08 |
| NP After MI And SOA / Share (Rs.) | 0.63 | 0.41 | -0.94 | -8.71 | -10.24 |
| PBDIT Margin (%) | 73.04 | 70.46 | 50.02 | -33.03 | -41.98 |
| PBIT Margin (%) | 68.60 | 66.39 | 45.04 | -37.31 | -45.48 |
| PBT Margin (%) | 39.92 | 37.79 | 1.75 | -98.13 | -100.89 |
| Net Profit Margin (%) | 18.58 | 12.13 | -8.06 | -113.46 | -92.50 |
| NP After MI And SOA Margin (%) | 9.11 | 5.21 | -13.98 | -117.98 | -93.95 |
| Return on Networth / Equity (%) | 1.96 | 2.56 | -6.17 | -64.98 | -54.87 |
| Return on Capital Employeed (%) | 7.95 | 16.41 | 9.71 | -5.11 | -6.77 |
| Return On Assets (%) | 0.66 | 0.54 | -1.22 | -11.82 | -9.53 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 2.15 | 2.45 |
| Total Debt / Equity (X) | 0.42 | 1.33 | 1.79 | 2.52 | 3.12 |
| Asset Turnover Ratio (%) | 0.08 | 0.11 | 0.09 | 0.05 | 0.07 |
| Current Ratio (X) | 2.49 | 1.55 | 1.45 | 3.00 | 2.57 |
| Quick Ratio (X) | 2.48 | 1.55 | 1.44 | 2.98 | 2.56 |
| Inventory Turnover Ratio (X) | 0.02 | 0.04 | 0.05 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 2.56 | 2.45 | 1.16 | -0.54 | -0.75 |
| Interest Coverage Ratio (Post Tax) (X) | 1.66 | 1.42 | 0.81 | -0.86 | -0.66 |
| Enterprise Value (Cr.) | 16193.69 | 13349.42 | 7323.61 | 9371.45 | 12088.21 |
| EV / Net Operating Revenue (X) | 8.63 | 6.72 | 4.93 | 6.04 | 5.85 |
| EV / EBITDA (X) | 11.82 | 9.54 | 9.86 | -18.27 | -13.93 |
| MarketCap / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| Price / BV (X) | 1.34 | 2.45 | 0.64 | 0.82 | 0.64 |
| Price / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| EarningsYield | 0.01 | 0.01 | -0.09 | -0.78 | -0.85 |
After reviewing the key financial ratios for IFCI Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.29 (Mar 24) to 1.60, marking an increase of 0.31.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 7.98 (Mar 24) to 6.96, marking a decrease of 1.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 5.09. This value is within the healthy range. It has decreased from 5.62 (Mar 24) to 5.09, marking a decrease of 0.53.
- For PBIT / Share (Rs.), as of Mar 25, the value is 4.78. This value is within the healthy range. It has decreased from 5.30 (Mar 24) to 4.78, marking a decrease of 0.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 3.02 (Mar 24) to 2.78, marking a decrease of 0.24.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 2. It has increased from 0.96 (Mar 24) to 1.29, marking an increase of 0.33.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.63. This value is below the healthy minimum of 2. It has increased from 0.41 (Mar 24) to 0.63, marking an increase of 0.22.
- For PBDIT Margin (%), as of Mar 25, the value is 73.04. This value is within the healthy range. It has increased from 70.46 (Mar 24) to 73.04, marking an increase of 2.58.
- For PBIT Margin (%), as of Mar 25, the value is 68.60. This value exceeds the healthy maximum of 20. It has increased from 66.39 (Mar 24) to 68.60, marking an increase of 2.21.
- For PBT Margin (%), as of Mar 25, the value is 39.92. This value is within the healthy range. It has increased from 37.79 (Mar 24) to 39.92, marking an increase of 2.13.
- For Net Profit Margin (%), as of Mar 25, the value is 18.58. This value exceeds the healthy maximum of 10. It has increased from 12.13 (Mar 24) to 18.58, marking an increase of 6.45.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 9.11. This value is within the healthy range. It has increased from 5.21 (Mar 24) to 9.11, marking an increase of 3.90.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.96. This value is below the healthy minimum of 15. It has decreased from 2.56 (Mar 24) to 1.96, marking a decrease of 0.60.
- For Return on Capital Employeed (%), as of Mar 25, the value is 7.95. This value is below the healthy minimum of 10. It has decreased from 16.41 (Mar 24) to 7.95, marking a decrease of 8.46.
- For Return On Assets (%), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 5. It has increased from 0.54 (Mar 24) to 0.66, marking an increase of 0.12.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has decreased from 1.33 (Mar 24) to 0.42, marking a decrease of 0.91.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.08. It has decreased from 0.11 (Mar 24) to 0.08, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 1.55 (Mar 24) to 2.49, marking an increase of 0.94.
- For Quick Ratio (X), as of Mar 25, the value is 2.48. This value exceeds the healthy maximum of 2. It has increased from 1.55 (Mar 24) to 2.48, marking an increase of 0.93.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 4. It has decreased from 0.04 (Mar 24) to 0.02, marking a decrease of 0.02.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.56. This value is below the healthy minimum of 3. It has increased from 2.45 (Mar 24) to 2.56, marking an increase of 0.11.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.42 (Mar 24) to 1.66, marking an increase of 0.24.
- For Enterprise Value (Cr.), as of Mar 25, the value is 16,193.69. It has increased from 13,349.42 (Mar 24) to 16,193.69, marking an increase of 2,844.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.63. This value exceeds the healthy maximum of 3. It has increased from 6.72 (Mar 24) to 8.63, marking an increase of 1.91.
- For EV / EBITDA (X), as of Mar 25, the value is 11.82. This value is within the healthy range. It has increased from 9.54 (Mar 24) to 11.82, marking an increase of 2.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For Price / BV (X), as of Mar 25, the value is 1.34. This value is within the healthy range. It has decreased from 2.45 (Mar 24) to 1.34, marking a decrease of 1.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFCI Ltd:
- Net Profit Margin: 18.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 7.95% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.96% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.66
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.48
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 37.7 (Industry average Stock P/E: 21.52)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.42
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 18.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | IFCI Tower, 61 Nehru Place New Delhi Delhi 110019 | complianceofficer@ifciltd.com http://www.ifciltd.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rahul Bhave | Deputy Managing Director |
| Mr. Arvind Kumar Jain | Non Executive Director |
| Prof. N Balakrishnan | Non Executive Director |
| Prof. Arvind Sahay | Non Executive Director |
| Mr. Surendra Behera | Non Executive Director |
| Mr. Umesh Kumar Garg | Independent Director |
| Mr. Jitendra Asati | Government Director |
| Mr. Surjith Karthikeyan | Government Director |
FAQ
What is the intrinsic value of IFCI Ltd?
IFCI Ltd's intrinsic value (as of 20 November 2025) is 26.31 which is 50.64% lower the current market price of 53.30, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 14,347 Cr. market cap, FY2025-2026 high/low of 74.5/35.7, reserves of ₹5,996 Cr, and liabilities of 25,724 Cr.
What is the Market Cap of IFCI Ltd?
The Market Cap of IFCI Ltd is 14,347 Cr..
What is the current Stock Price of IFCI Ltd as on 20 November 2025?
The current stock price of IFCI Ltd as on 20 November 2025 is 53.3.
What is the High / Low of IFCI Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IFCI Ltd stocks is 74.5/35.7.
What is the Stock P/E of IFCI Ltd?
The Stock P/E of IFCI Ltd is 37.7.
What is the Book Value of IFCI Ltd?
The Book Value of IFCI Ltd is 32.9.
What is the Dividend Yield of IFCI Ltd?
The Dividend Yield of IFCI Ltd is 0.00 %.
What is the ROCE of IFCI Ltd?
The ROCE of IFCI Ltd is 8.08 %.
What is the ROE of IFCI Ltd?
The ROE of IFCI Ltd is 2.60 %.
What is the Face Value of IFCI Ltd?
The Face Value of IFCI Ltd is 10.0.