Share Price and Basic Stock Data
Last Updated: December 31, 2025, 7:25 pm
| PEG Ratio | 0.60 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IFCI Ltd, operating within the finance sector as a term lending institution, reported a market capitalization of ₹13,588 Cr and a share price of ₹50.5. The company’s revenue trends display notable fluctuations, with sales recorded at ₹1,699 Cr for FY 2023, reflecting a slight increase from ₹1,556 Cr in FY 2022. The revenue rose to ₹1,988 Cr in FY 2024, demonstrating a positive trajectory, although it declined to ₹1,879 Cr in FY 2025. Quarterly sales data shows a peak of ₹607 Cr in September 2023, followed by a dip to ₹454 Cr in December 2023. The overall sales pattern suggests a recovery phase post-pandemic, yet the inconsistency in quarterly figures indicates potential volatility in operational performance. The company’s efficiency in generating revenue from operations per share, which stood at ₹6.96 for Mar 2025, is slightly lower compared to the ₹7.98 in Mar 2024, indicating challenges in sustaining previous levels of performance.
Profitability and Efficiency Metrics
Profitability metrics for IFCI Ltd show a mixed performance, with a net profit of ₹632 Cr for the trailing twelve months (TTM), representing a recovery from previous losses. The net profit margin improved to 18.58% in Mar 2025, up from -8.06% in Mar 2023, highlighting a significant turnaround. Operating profit margin (OPM) also showed resilience, standing at 73.04% for Mar 2025, a notable increase from -33.03% in Mar 2022. The interest coverage ratio (ICR) recorded at 2.56x indicates that the company generates sufficient earnings to cover its interest obligations, a positive signal for creditors. However, the return on equity (ROE) at 2.60% remains low, suggesting that shareholders may not be receiving adequate returns on their investments relative to the sector’s average. The cash conversion cycle of 41 days indicates a moderate efficiency in managing working capital, although improvements are necessary to align with best practices in the finance sector.
Balance Sheet Strength and Financial Ratios
IFCI Ltd’s balance sheet reflects a significant reduction in borrowings, which stood at ₹3,507 Cr as of September 2025, down from ₹21,797 Cr in Mar 2014. The company’s total assets increased to ₹25,724 Cr in Mar 2025, supported by reserves of ₹6,169 Cr, indicating a strengthening capital base. The debt-to-equity ratio, which improved to 0.42x, suggests a more conservative financial leverage strategy compared to previous years. The price-to-book value ratio at 1.34x indicates that the stock is trading at a premium to its book value, reflecting investor confidence. Additionally, the current ratio of 2.49x and quick ratio of 2.48x demonstrate strong liquidity positions, allowing the company to meet short-term obligations. However, the asset turnover ratio at 0.08% indicates inefficiencies in utilizing assets to generate revenue, which may require strategic reassessment to improve operational effectiveness.
Shareholding Pattern and Investor Confidence
The shareholding pattern of IFCI Ltd reveals a dominant promoter stake of 72.57%, which underscores strong control over the company. Foreign institutional investors (FIIs) hold a modest 2.60%, while domestic institutional investors (DIIs) account for 1.62%, indicating limited institutional interest. The public shareholding stands at 20.88%, with a total of 9,85,987 shareholders reported as of September 2025. The gradual increase in promoter holdings from 66.35% in Dec 2022 to the current level suggests confidence from the promoters in the company’s future prospects. The fluctuation in FII and DII holdings also reflects the cautious approach of institutional investors in the finance sector amidst economic uncertainties. Overall, the high promoter stake coupled with stable public shareholding points to a potential for sustained investor confidence, although increasing institutional participation could enhance market perception.
Outlook, Risks, and Final Insight
Looking ahead, IFCI Ltd faces both opportunities and risks that could impact its performance. The company’s improving profitability metrics and reduced debt levels position it well for future growth, particularly if it can stabilize its revenue streams and enhance operational efficiencies. However, risks remain, including potential fluctuations in interest rates and economic conditions that could affect loan demand and repayment capabilities. Moreover, the low ROE suggests that capital efficiency remains a concern, necessitating strategic initiatives to optimize asset utilization. The company must also navigate competitive pressures within the financial sector, which could impact market share and profitability. In conclusion, while IFCI Ltd has shown signs of recovery and resilience, its future performance will heavily depend on its ability to manage risks effectively and leverage growth opportunities in a dynamic economic landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 3,022 Cr. | 65.2 | 75.9/24.4 | 26.9 | 27.0 | 0.92 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,17,286 Cr. | 355 | 475/330 | 4.74 | 385 | 4.45 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 14,247 Cr. | 52.9 | 74.5/35.7 | 37.4 | 32.9 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 45,616 Cr. | 228 | 254/159 | 16.3 | 90.1 | 1.82 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 45,042.75 Cr | 175.28 | 21.34 | 133.75 | 1.80% | 9.53% | 11.95% | 8.00 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 311 | 413 | 348 | 414 | 320 | 607 | 454 | 605 | 388 | 617 | 458 | 414 | 407 |
| Expenses | 345 | -34 | 47 | 418 | 290 | -74 | 230 | 269 | 210 | 353 | 211 | -80 | 215 |
| Operating Profit | -34 | 447 | 300 | -4 | 30 | 681 | 224 | 337 | 178 | 265 | 247 | 493 | 193 |
| OPM % | -11% | 108% | 86% | -1% | 9% | 112% | 49% | 56% | 46% | 43% | 54% | 119% | 47% |
| Other Income | 5 | 12 | 3 | 12 | 4 | 5 | 14 | 107 | 17 | 167 | -0 | 1 | 36 |
| Interest | 168 | 162 | 150 | 162 | 144 | 145 | 146 | 136 | 135 | 135 | 131 | 134 | 104 |
| Depreciation | 17 | 18 | 21 | 18 | 18 | 21 | 21 | 21 | 20 | 22 | 21 | 21 | 21 |
| Profit before tax | -214 | 279 | 134 | -172 | -128 | 520 | 71 | 287 | 40 | 275 | 94 | 340 | 103 |
| Tax % | -8% | 25% | 18% | 40% | 1% | 66% | 45% | 45% | 318% | 33% | 109% | 23% | 39% |
| Net Profit | -197 | 209 | 109 | -241 | -129 | 174 | 39 | 157 | -88 | 185 | -9 | 260 | 62 |
| EPS in Rs | -0.99 | 0.78 | 0.42 | -1.16 | -0.64 | 0.44 | 0.08 | 0.61 | -0.41 | 0.32 | -0.12 | 0.84 | 0.15 |
Last Updated: August 20, 2025, 9:25 am
Below is a detailed analysis of the quarterly data for IFCI Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 407.00 Cr.. The value appears to be declining and may need further review. It has decreased from 414.00 Cr. (Mar 2025) to 407.00 Cr., marking a decrease of 7.00 Cr..
- For Expenses, as of Jun 2025, the value is 215.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from -80.00 Cr. (Mar 2025) to 215.00 Cr., marking an increase of 295.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 193.00 Cr.. The value appears to be declining and may need further review. It has decreased from 493.00 Cr. (Mar 2025) to 193.00 Cr., marking a decrease of 300.00 Cr..
- For OPM %, as of Jun 2025, the value is 47.00%. The value appears to be declining and may need further review. It has decreased from 119.00% (Mar 2025) to 47.00%, marking a decrease of 72.00%.
- For Other Income, as of Jun 2025, the value is 36.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 36.00 Cr., marking an increase of 35.00 Cr..
- For Interest, as of Jun 2025, the value is 104.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 134.00 Cr. (Mar 2025) to 104.00 Cr., marking a decrease of 30.00 Cr..
- For Depreciation, as of Jun 2025, the value is 21.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 21.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 103.00 Cr.. The value appears to be declining and may need further review. It has decreased from 340.00 Cr. (Mar 2025) to 103.00 Cr., marking a decrease of 237.00 Cr..
- For Tax %, as of Jun 2025, the value is 39.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Mar 2025) to 39.00%, marking an increase of 16.00%.
- For Net Profit, as of Jun 2025, the value is 62.00 Cr.. The value appears to be declining and may need further review. It has decreased from 260.00 Cr. (Mar 2025) to 62.00 Cr., marking a decrease of 198.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.15. The value appears to be declining and may need further review. It has decreased from 0.84 (Mar 2025) to 0.15, marking a decrease of 0.69.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:13 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,602 | 3,864 | 4,465 | 3,582 | 4,322 | 2,821 | 2,880 | 2,082 | 1,556 | 1,699 | 1,988 | 1,879 | 2,011 |
| Expenses | 1,067 | 1,010 | 1,509 | 1,850 | 1,714 | 1,962 | 1,463 | 2,961 | 2,108 | 986 | 715 | 694 | 589 |
| Operating Profit | 2,534 | 2,854 | 2,956 | 1,733 | 2,608 | 859 | 1,417 | -879 | -553 | 714 | 1,273 | 1,185 | 1,422 |
| OPM % | 70% | 74% | 66% | 48% | 60% | 30% | 49% | -42% | -36% | 42% | 64% | 63% | 71% |
| Other Income | 40 | 82 | 168 | 99 | 38 | 311 | 21 | 14 | 39 | 28 | 130 | 182 | 57 |
| Interest | 1,762 | 2,173 | 2,599 | 2,380 | 2,144 | 1,803 | 1,451 | 1,147 | 943 | 642 | 571 | 535 | 477 |
| Depreciation | 51 | -11 | 24 | 61 | 63 | 63 | 81 | 72 | 66 | 74 | 81 | 83 | 84 |
| Profit before tax | 762 | 775 | 501 | -609 | 439 | -696 | -94 | -2,085 | -1,523 | 26 | 751 | 749 | 918 |
| Tax % | 26% | 28% | 24% | -47% | 5% | -32% | 137% | -8% | 16% | 559% | 68% | 53% | |
| Net Profit | 566 | 575 | 394 | -308 | 418 | -476 | -223 | -1,912 | -1,761 | -120 | 241 | 349 | 632 |
| EPS in Rs | 3.41 | 3.23 | 2.18 | -2.27 | 2.26 | -2.88 | -1.36 | -10.24 | -8.71 | -0.95 | 0.47 | 0.63 | 1.40 |
| Dividend Payout % | 29% | 46% | 46% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1.59% | -31.48% | -178.17% | 235.71% | -213.88% | 53.15% | -757.40% | 7.90% | 93.19% | 300.83% | 44.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -33.07% | -146.69% | 413.89% | -449.59% | 267.03% | -810.55% | 765.30% | 85.29% | 207.65% | -256.02% |
IFCI Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -8% |
| 3 Years: | 6% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 22% |
| 3 Years: | 28% |
| TTM: | 133% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 49% |
| 3 Years: | 64% |
| 1 Year: | -28% |
| Return on Equity | |
|---|---|
| 10 Years: | -8% |
| 5 Years: | -17% |
| 3 Years: | 0% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 6:50 am
Balance Sheet
Last Updated: December 4, 2025, 1:24 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,661 | 1,662 | 1,662 | 1,662 | 1,696 | 1,696 | 1,696 | 1,896 | 2,103 | 2,196 | 2,490 | 2,694 | 2,694 |
| Reserves | 5,404 | 5,561 | 5,639 | 5,208 | 4,193 | 3,661 | 3,553 | 1,842 | 715 | 1,571 | 2,045 | 5,996 | 6,169 |
| Borrowings | 21,797 | 26,767 | 28,598 | 23,919 | 20,665 | 16,394 | 12,566 | 11,041 | 7,095 | 6,020 | 5,367 | 3,714 | 3,507 |
| Other Liabilities | 2,150 | 2,980 | 3,247 | 3,493 | 4,244 | 4,291 | 4,623 | 5,585 | 5,574 | 7,152 | 9,016 | 13,319 | 11,170 |
| Total Liabilities | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 | 23,540 |
| Fixed Assets | 1,934 | 1,935 | 1,860 | 1,823 | 1,721 | 1,701 | 1,720 | 1,762 | 1,741 | 1,764 | 1,734 | 1,700 | 1,629 |
| CWIP | 9 | 4 | 6 | 3 | 2 | 1 | 4 | 9 | 16 | 11 | 13 | 23 | 22 |
| Investments | 6,401 | 6,330 | 6,860 | 5,150 | 7,363 | 5,580 | 3,963 | 5,504 | 6,541 | 7,700 | 8,678 | 15,323 | 15,444 |
| Other Assets | 22,668 | 28,700 | 30,420 | 27,306 | 21,712 | 18,760 | 16,752 | 13,089 | 7,190 | 7,464 | 8,493 | 8,678 | 6,445 |
| Total Assets | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 | 23,540 |
Below is a detailed analysis of the balance sheet data for IFCI Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 2,694.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2,694.00 Cr..
- For Reserves, as of Sep 2025, the value is 6,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,996.00 Cr. (Mar 2025) to 6,169.00 Cr., marking an increase of 173.00 Cr..
- For Borrowings, as of Sep 2025, the value is 3,507.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 3,714.00 Cr. (Mar 2025) to 3,507.00 Cr., marking a decrease of 207.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11,170.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,319.00 Cr. (Mar 2025) to 11,170.00 Cr., marking a decrease of 2,149.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be improving (decreasing). It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1,629.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,700.00 Cr. (Mar 2025) to 1,629.00 Cr., marking a decrease of 71.00 Cr..
- For CWIP, as of Sep 2025, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 23.00 Cr. (Mar 2025) to 22.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 15,444.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,323.00 Cr. (Mar 2025) to 15,444.00 Cr., marking an increase of 121.00 Cr..
- For Other Assets, as of Sep 2025, the value is 6,445.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,678.00 Cr. (Mar 2025) to 6,445.00 Cr., marking a decrease of 2,233.00 Cr..
- For Total Assets, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be declining and may need further review. It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
Notably, the Reserves (6,169.00 Cr.) exceed the Borrowings (3,507.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -24.00 | -26.00 | -22.00 | -18.00 | 843.00 | -11.00 | -890.00 | -560.00 | 708.00 | -4.00 | -2.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Working Capital Days | -164 | -120 | -180 | -105 | -160 | -209 | -240 | -399 | -467 | -619 | -657 | -834 |
| ROCE % | 9% | 9% | 8% | 5% | 9% | 4% | 6% | -5% | -4% | 5% | 10% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Microcap 250 Index Fund | 701,312 | 0.33 | 2.04 | 701,312 | 2025-04-22 15:56:57 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Diluted EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Cash EPS (Rs.) | 1.60 | 1.29 | -0.20 | -8.06 | -9.70 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Revenue From Operations / Share (Rs.) | 6.96 | 7.98 | 6.76 | 7.38 | 10.90 |
| PBDIT / Share (Rs.) | 5.09 | 5.62 | 3.38 | -2.44 | -4.58 |
| PBIT / Share (Rs.) | 4.78 | 5.30 | 3.05 | -2.75 | -4.96 |
| PBT / Share (Rs.) | 2.78 | 3.02 | 0.11 | -7.24 | -10.99 |
| Net Profit / Share (Rs.) | 1.29 | 0.96 | -0.54 | -8.37 | -10.08 |
| NP After MI And SOA / Share (Rs.) | 0.63 | 0.41 | -0.94 | -8.71 | -10.24 |
| PBDIT Margin (%) | 73.04 | 70.46 | 50.02 | -33.03 | -41.98 |
| PBIT Margin (%) | 68.60 | 66.39 | 45.04 | -37.31 | -45.48 |
| PBT Margin (%) | 39.92 | 37.79 | 1.75 | -98.13 | -100.89 |
| Net Profit Margin (%) | 18.58 | 12.13 | -8.06 | -113.46 | -92.50 |
| NP After MI And SOA Margin (%) | 9.11 | 5.21 | -13.98 | -117.98 | -93.95 |
| Return on Networth / Equity (%) | 1.96 | 2.56 | -6.17 | -64.98 | -54.87 |
| Return on Capital Employeed (%) | 7.95 | 16.41 | 9.71 | -5.11 | -6.77 |
| Return On Assets (%) | 0.66 | 0.54 | -1.22 | -11.82 | -9.53 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 2.15 | 2.45 |
| Total Debt / Equity (X) | 0.42 | 1.33 | 1.79 | 2.52 | 3.12 |
| Asset Turnover Ratio (%) | 0.08 | 0.11 | 0.09 | 0.05 | 0.07 |
| Current Ratio (X) | 2.49 | 1.55 | 1.45 | 3.00 | 2.57 |
| Quick Ratio (X) | 2.48 | 1.55 | 1.44 | 2.98 | 2.56 |
| Inventory Turnover Ratio (X) | 0.02 | 0.04 | 0.05 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 2.56 | 2.45 | 1.16 | -0.54 | -0.75 |
| Interest Coverage Ratio (Post Tax) (X) | 1.66 | 1.42 | 0.81 | -0.86 | -0.66 |
| Enterprise Value (Cr.) | 16193.69 | 13349.42 | 7323.61 | 9371.45 | 12088.21 |
| EV / Net Operating Revenue (X) | 8.63 | 6.72 | 4.93 | 6.04 | 5.85 |
| EV / EBITDA (X) | 11.82 | 9.54 | 9.86 | -18.27 | -13.93 |
| MarketCap / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| Price / BV (X) | 1.34 | 2.45 | 0.64 | 0.82 | 0.64 |
| Price / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| EarningsYield | 0.01 | 0.01 | -0.09 | -0.78 | -0.85 |
After reviewing the key financial ratios for IFCI Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.29 (Mar 24) to 1.60, marking an increase of 0.31.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 7.98 (Mar 24) to 6.96, marking a decrease of 1.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 5.09. This value is within the healthy range. It has decreased from 5.62 (Mar 24) to 5.09, marking a decrease of 0.53.
- For PBIT / Share (Rs.), as of Mar 25, the value is 4.78. This value is within the healthy range. It has decreased from 5.30 (Mar 24) to 4.78, marking a decrease of 0.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 3.02 (Mar 24) to 2.78, marking a decrease of 0.24.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 2. It has increased from 0.96 (Mar 24) to 1.29, marking an increase of 0.33.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.63. This value is below the healthy minimum of 2. It has increased from 0.41 (Mar 24) to 0.63, marking an increase of 0.22.
- For PBDIT Margin (%), as of Mar 25, the value is 73.04. This value is within the healthy range. It has increased from 70.46 (Mar 24) to 73.04, marking an increase of 2.58.
- For PBIT Margin (%), as of Mar 25, the value is 68.60. This value exceeds the healthy maximum of 20. It has increased from 66.39 (Mar 24) to 68.60, marking an increase of 2.21.
- For PBT Margin (%), as of Mar 25, the value is 39.92. This value is within the healthy range. It has increased from 37.79 (Mar 24) to 39.92, marking an increase of 2.13.
- For Net Profit Margin (%), as of Mar 25, the value is 18.58. This value exceeds the healthy maximum of 10. It has increased from 12.13 (Mar 24) to 18.58, marking an increase of 6.45.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 9.11. This value is within the healthy range. It has increased from 5.21 (Mar 24) to 9.11, marking an increase of 3.90.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.96. This value is below the healthy minimum of 15. It has decreased from 2.56 (Mar 24) to 1.96, marking a decrease of 0.60.
- For Return on Capital Employeed (%), as of Mar 25, the value is 7.95. This value is below the healthy minimum of 10. It has decreased from 16.41 (Mar 24) to 7.95, marking a decrease of 8.46.
- For Return On Assets (%), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 5. It has increased from 0.54 (Mar 24) to 0.66, marking an increase of 0.12.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has decreased from 1.33 (Mar 24) to 0.42, marking a decrease of 0.91.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.08. It has decreased from 0.11 (Mar 24) to 0.08, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 1.55 (Mar 24) to 2.49, marking an increase of 0.94.
- For Quick Ratio (X), as of Mar 25, the value is 2.48. This value exceeds the healthy maximum of 2. It has increased from 1.55 (Mar 24) to 2.48, marking an increase of 0.93.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 4. It has decreased from 0.04 (Mar 24) to 0.02, marking a decrease of 0.02.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.56. This value is below the healthy minimum of 3. It has increased from 2.45 (Mar 24) to 2.56, marking an increase of 0.11.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.42 (Mar 24) to 1.66, marking an increase of 0.24.
- For Enterprise Value (Cr.), as of Mar 25, the value is 16,193.69. It has increased from 13,349.42 (Mar 24) to 16,193.69, marking an increase of 2,844.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.63. This value exceeds the healthy maximum of 3. It has increased from 6.72 (Mar 24) to 8.63, marking an increase of 1.91.
- For EV / EBITDA (X), as of Mar 25, the value is 11.82. This value is within the healthy range. It has increased from 9.54 (Mar 24) to 11.82, marking an increase of 2.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For Price / BV (X), as of Mar 25, the value is 1.34. This value is within the healthy range. It has decreased from 2.45 (Mar 24) to 1.34, marking a decrease of 1.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFCI Ltd:
- Net Profit Margin: 18.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 7.95% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.96% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.66
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.48
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 37.4 (Industry average Stock P/E: 21.34)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.42
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 18.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | IFCI Tower, 61 Nehru Place New Delhi Delhi 110019 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rahul Bhave | Deputy Managing Director |
| Mr. Arvind Kumar Jain | Non Executive Director |
| Prof. N Balakrishnan | Non Executive Director |
| Prof. Arvind Sahay | Non Executive Director |
| Mr. Surendra Behera | Non Executive Director |
| Mr. Umesh Kumar Garg | Independent Director |
| Mr. Jitendra Asati | Government Director |
| Mr. Surjith Karthikeyan | Government Director |
FAQ
What is the intrinsic value of IFCI Ltd?
IFCI Ltd's intrinsic value (as of 31 December 2025) is ₹26.11 which is 50.64% lower the current market price of ₹52.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹14,247 Cr. market cap, FY2025-2026 high/low of ₹74.5/35.7, reserves of ₹6,169 Cr, and liabilities of ₹23,540 Cr.
What is the Market Cap of IFCI Ltd?
The Market Cap of IFCI Ltd is 14,247 Cr..
What is the current Stock Price of IFCI Ltd as on 31 December 2025?
The current stock price of IFCI Ltd as on 31 December 2025 is ₹52.9.
What is the High / Low of IFCI Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IFCI Ltd stocks is ₹74.5/35.7.
What is the Stock P/E of IFCI Ltd?
The Stock P/E of IFCI Ltd is 37.4.
What is the Book Value of IFCI Ltd?
The Book Value of IFCI Ltd is 32.9.
What is the Dividend Yield of IFCI Ltd?
The Dividend Yield of IFCI Ltd is 0.00 %.
What is the ROCE of IFCI Ltd?
The ROCE of IFCI Ltd is 8.08 %.
What is the ROE of IFCI Ltd?
The ROE of IFCI Ltd is 2.60 %.
What is the Face Value of IFCI Ltd?
The Face Value of IFCI Ltd is 10.0.