Share Price and Basic Stock Data
Last Updated: December 11, 2025, 8:43 pm
| PEG Ratio | 0.56 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IFCI Ltd operates in the finance sector, primarily focusing on term lending. The company has seen fluctuating sales, with revenues recorded at ₹1,699 Cr for FY 2023, slightly up from ₹1,556 Cr in FY 2022. However, the revenue trajectory has been inconsistent over the last few quarters. For instance, in the most recent quarter (September 2023), sales surged to ₹607 Cr, compared to ₹320 Cr in June 2023. This sharp increase indicates a potential recovery phase, though the overall annual figures suggest a more cautious outlook. The trailing twelve-month revenues stand at ₹1,895 Cr, reflecting some improvement but still below the peak levels seen in earlier years, such as ₹4,465 Cr in FY 2016. This inconsistency in revenue could be a concern for investors, particularly in a sector where steady growth is often expected.
Profitability and Efficiency Metrics
Profitability has been a mixed bag for IFCI, as demonstrated by its net profit of ₹499 Cr for the trailing twelve months. This marks a significant turnaround from the losses reported in previous years, such as a net loss of ₹1,912 Cr in FY 2021. The operating profit margin (OPM) has improved considerably, standing at 73.04% for the most recent fiscal year, up from negative margins in prior periods. However, the return on equity (ROE) is a modest 2.60%, suggesting that while profits are being generated, they are not translating into high returns for shareholders. Additionally, the interest coverage ratio (ICR) at 2.56x indicates that the company can comfortably meet its interest obligations, but it remains essential to monitor how these profitability metrics evolve as the company navigates its recovery.
Balance Sheet Strength and Financial Ratios
The balance sheet of IFCI appears to be stabilizing, with total borrowings reported at ₹3,507 Cr, down from ₹6,020 Cr in FY 2023. This reduction in debt is a positive sign, reflecting efforts to improve financial health. Reserves have also seen a notable increase, now standing at ₹6,169 Cr, which provides a buffer against potential volatility. The price-to-book value (P/BV) ratio is currently at 1.34x, suggesting that the stock is trading at a reasonable premium to its book value, which can be interpreted as a sign of investor confidence. However, the total debt-to-equity ratio at 0.42 indicates that while leverage is manageable, it is still crucial to keep an eye on the company’s capacity to generate cash flows to support this debt. Overall, while the balance sheet shows improvement, the company must maintain this momentum to ensure sustainable growth.
Shareholding Pattern and Investor Confidence
Investor confidence in IFCI seems to be bolstered by the consistent holding of promoters, who own 72.57% of the company, a slight increase from earlier periods. This significant promoter stake often reflects a strong alignment of interests between management and shareholders. Foreign institutional investors (FIIs) have also gradually increased their holdings to 2.60%, indicating a growing interest from outside investors. However, domestic institutional investors (DIIs) have remained relatively stable at around 1.62%. The public ownership is significant at 20.88%, suggesting a healthy distribution of shares among retail investors. Nevertheless, the fluctuating nature of profits and revenues might still temper enthusiasm among potential new investors, as evidenced by the mixed signals from the market.
Outlook, Risks, and Final Insight
Looking ahead, IFCI’s trajectory will largely depend on its ability to sustain revenue growth and profitability. While recent quarterly figures suggest a recovery, the company’s historical volatility in both revenue and profit margins raises valid concerns. Risks include economic fluctuations, which could impact lending activities, and the potential for rising interest rates, affecting profit margins. Moreover, the financial sector is under scrutiny for asset quality, and any deterioration in loan performance could pose a significant risk. Investors should consider these factors carefully, balancing the promising signs of recovery against the inherent risks of the finance sector. It’s a time to remain cautiously optimistic, keeping in mind that while improvements are evident, sustained performance is crucial for long-term investor confidence.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of IFCI Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 3,001 Cr. | 64.8 | 75.9/24.4 | 26.7 | 27.0 | 0.93 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,13,045 Cr. | 343 | 515/335 | 4.57 | 385 | 4.61 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 12,968 Cr. | 48.2 | 74.5/35.7 | 34.0 | 32.9 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 42,599 Cr. | 213 | 264/159 | 15.2 | 90.1 | 1.95 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 42,903.25 Cr | 167.25 | 20.12 | 133.75 | 1.87% | 9.53% | 11.95% | 8.00 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 311 | 413 | 348 | 414 | 320 | 607 | 454 | 605 | 388 | 617 | 458 | 414 | 407 |
| Expenses | 345 | -34 | 47 | 418 | 290 | -74 | 230 | 269 | 210 | 353 | 211 | -80 | 215 |
| Operating Profit | -34 | 447 | 300 | -4 | 30 | 681 | 224 | 337 | 178 | 265 | 247 | 493 | 193 |
| OPM % | -11% | 108% | 86% | -1% | 9% | 112% | 49% | 56% | 46% | 43% | 54% | 119% | 47% |
| Other Income | 5 | 12 | 3 | 12 | 4 | 5 | 14 | 107 | 17 | 167 | -0 | 1 | 36 |
| Interest | 168 | 162 | 150 | 162 | 144 | 145 | 146 | 136 | 135 | 135 | 131 | 134 | 104 |
| Depreciation | 17 | 18 | 21 | 18 | 18 | 21 | 21 | 21 | 20 | 22 | 21 | 21 | 21 |
| Profit before tax | -214 | 279 | 134 | -172 | -128 | 520 | 71 | 287 | 40 | 275 | 94 | 340 | 103 |
| Tax % | -8% | 25% | 18% | 40% | 1% | 66% | 45% | 45% | 318% | 33% | 109% | 23% | 39% |
| Net Profit | -197 | 209 | 109 | -241 | -129 | 174 | 39 | 157 | -88 | 185 | -9 | 260 | 62 |
| EPS in Rs | -0.99 | 0.78 | 0.42 | -1.16 | -0.64 | 0.44 | 0.08 | 0.61 | -0.41 | 0.32 | -0.12 | 0.84 | 0.15 |
Last Updated: August 20, 2025, 9:25 am
Below is a detailed analysis of the quarterly data for IFCI Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 407.00 Cr.. The value appears to be declining and may need further review. It has decreased from 414.00 Cr. (Mar 2025) to 407.00 Cr., marking a decrease of 7.00 Cr..
- For Expenses, as of Jun 2025, the value is 215.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from -80.00 Cr. (Mar 2025) to 215.00 Cr., marking an increase of 295.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 193.00 Cr.. The value appears to be declining and may need further review. It has decreased from 493.00 Cr. (Mar 2025) to 193.00 Cr., marking a decrease of 300.00 Cr..
- For OPM %, as of Jun 2025, the value is 47.00%. The value appears to be declining and may need further review. It has decreased from 119.00% (Mar 2025) to 47.00%, marking a decrease of 72.00%.
- For Other Income, as of Jun 2025, the value is 36.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 36.00 Cr., marking an increase of 35.00 Cr..
- For Interest, as of Jun 2025, the value is 104.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 134.00 Cr. (Mar 2025) to 104.00 Cr., marking a decrease of 30.00 Cr..
- For Depreciation, as of Jun 2025, the value is 21.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 21.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 103.00 Cr.. The value appears to be declining and may need further review. It has decreased from 340.00 Cr. (Mar 2025) to 103.00 Cr., marking a decrease of 237.00 Cr..
- For Tax %, as of Jun 2025, the value is 39.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Mar 2025) to 39.00%, marking an increase of 16.00%.
- For Net Profit, as of Jun 2025, the value is 62.00 Cr.. The value appears to be declining and may need further review. It has decreased from 260.00 Cr. (Mar 2025) to 62.00 Cr., marking a decrease of 198.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.15. The value appears to be declining and may need further review. It has decreased from 0.84 (Mar 2025) to 0.15, marking a decrease of 0.69.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:10 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,602 | 3,864 | 4,465 | 3,582 | 4,322 | 2,821 | 2,880 | 2,082 | 1,556 | 1,699 | 1,988 | 1,876 | 1,895 |
| Expenses | 1,067 | 1,010 | 1,509 | 1,850 | 1,714 | 1,962 | 1,463 | 2,961 | 2,108 | 986 | 715 | 694 | 698 |
| Operating Profit | 2,534 | 2,854 | 2,956 | 1,733 | 2,608 | 859 | 1,417 | -879 | -553 | 714 | 1,273 | 1,182 | 1,197 |
| OPM % | 70% | 74% | 66% | 48% | 60% | 30% | 49% | -42% | -36% | 42% | 64% | 63% | 63% |
| Other Income | 40 | 82 | 168 | 99 | 38 | 311 | 21 | 14 | 39 | 28 | 130 | 185 | 204 |
| Interest | 1,762 | 2,173 | 2,599 | 2,380 | 2,144 | 1,803 | 1,451 | 1,147 | 943 | 642 | 571 | 535 | 505 |
| Depreciation | 51 | -11 | 24 | 61 | 63 | 63 | 81 | 72 | 66 | 74 | 81 | 83 | 85 |
| Profit before tax | 762 | 775 | 501 | -609 | 439 | -696 | -94 | -2,085 | -1,523 | 26 | 751 | 749 | 811 |
| Tax % | 26% | 28% | 24% | -47% | 5% | -32% | 137% | -8% | 16% | 559% | 68% | 53% | |
| Net Profit | 566 | 575 | 394 | -308 | 418 | -476 | -223 | -1,912 | -1,761 | -120 | 241 | 349 | 499 |
| EPS in Rs | 3.41 | 3.23 | 2.18 | -2.27 | 2.26 | -2.88 | -1.36 | -10.24 | -8.71 | -0.95 | 0.47 | 0.63 | 1.19 |
| Dividend Payout % | 29% | 46% | 46% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1.59% | -31.48% | -178.17% | 235.71% | -213.88% | 53.15% | -757.40% | 7.90% | 93.19% | 300.83% | 44.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -33.07% | -146.69% | 413.89% | -449.59% | 267.03% | -810.55% | 765.30% | 85.29% | 207.65% | -256.02% |
IFCI Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -8% |
| 3 Years: | 6% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 22% |
| 3 Years: | 28% |
| TTM: | 133% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 49% |
| 3 Years: | 64% |
| 1 Year: | -28% |
| Return on Equity | |
|---|---|
| 10 Years: | -8% |
| 5 Years: | -17% |
| 3 Years: | 0% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 6:50 am
Balance Sheet
Last Updated: December 4, 2025, 1:24 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,661 | 1,662 | 1,662 | 1,662 | 1,696 | 1,696 | 1,696 | 1,896 | 2,103 | 2,196 | 2,490 | 2,694 | 2,694 |
| Reserves | 5,404 | 5,561 | 5,639 | 5,208 | 4,193 | 3,661 | 3,553 | 1,842 | 715 | 1,571 | 2,045 | 5,996 | 6,169 |
| Borrowings | 21,797 | 26,767 | 28,598 | 23,919 | 20,665 | 16,394 | 12,566 | 11,041 | 7,095 | 6,020 | 5,367 | 3,714 | 3,507 |
| Other Liabilities | 2,150 | 2,980 | 3,247 | 3,493 | 4,244 | 4,291 | 4,623 | 5,585 | 5,574 | 7,152 | 9,016 | 13,319 | 11,170 |
| Total Liabilities | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 | 23,540 |
| Fixed Assets | 1,934 | 1,935 | 1,860 | 1,823 | 1,721 | 1,701 | 1,720 | 1,762 | 1,741 | 1,764 | 1,734 | 1,700 | 1,629 |
| CWIP | 9 | 4 | 6 | 3 | 2 | 1 | 4 | 9 | 16 | 11 | 13 | 23 | 22 |
| Investments | 6,401 | 6,330 | 6,860 | 5,150 | 7,363 | 5,580 | 3,963 | 5,504 | 6,541 | 7,700 | 8,678 | 15,323 | 15,444 |
| Other Assets | 22,668 | 28,700 | 30,420 | 27,306 | 21,712 | 18,760 | 16,752 | 13,089 | 7,190 | 7,464 | 8,493 | 8,678 | 6,445 |
| Total Assets | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 | 23,540 |
Below is a detailed analysis of the balance sheet data for IFCI Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 2,694.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2,694.00 Cr..
- For Reserves, as of Sep 2025, the value is 6,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,996.00 Cr. (Mar 2025) to 6,169.00 Cr., marking an increase of 173.00 Cr..
- For Borrowings, as of Sep 2025, the value is 3,507.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 3,714.00 Cr. (Mar 2025) to 3,507.00 Cr., marking a decrease of 207.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11,170.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,319.00 Cr. (Mar 2025) to 11,170.00 Cr., marking a decrease of 2,149.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be improving (decreasing). It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1,629.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,700.00 Cr. (Mar 2025) to 1,629.00 Cr., marking a decrease of 71.00 Cr..
- For CWIP, as of Sep 2025, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 23.00 Cr. (Mar 2025) to 22.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 15,444.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,323.00 Cr. (Mar 2025) to 15,444.00 Cr., marking an increase of 121.00 Cr..
- For Other Assets, as of Sep 2025, the value is 6,445.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,678.00 Cr. (Mar 2025) to 6,445.00 Cr., marking a decrease of 2,233.00 Cr..
- For Total Assets, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be declining and may need further review. It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
Notably, the Reserves (6,169.00 Cr.) exceed the Borrowings (3,507.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -24.00 | -26.00 | -22.00 | -18.00 | 843.00 | -11.00 | -890.00 | -560.00 | 708.00 | -4.00 | -2.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Working Capital Days | -164 | -120 | -180 | -105 | -160 | -209 | -240 | -399 | -467 | -619 | -657 | -834 |
| ROCE % | 9% | 9% | 8% | 5% | 9% | 4% | 6% | -5% | -4% | 5% | 10% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Microcap 250 Index Fund | 701,312 | 0.33 | 2.04 | 701,312 | 2025-04-22 15:56:57 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Diluted EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Cash EPS (Rs.) | 1.60 | 1.29 | -0.20 | -8.06 | -9.70 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Revenue From Operations / Share (Rs.) | 6.96 | 7.98 | 6.76 | 7.38 | 10.90 |
| PBDIT / Share (Rs.) | 5.09 | 5.62 | 3.38 | -2.44 | -4.58 |
| PBIT / Share (Rs.) | 4.78 | 5.30 | 3.05 | -2.75 | -4.96 |
| PBT / Share (Rs.) | 2.78 | 3.02 | 0.11 | -7.24 | -10.99 |
| Net Profit / Share (Rs.) | 1.29 | 0.96 | -0.54 | -8.37 | -10.08 |
| NP After MI And SOA / Share (Rs.) | 0.63 | 0.41 | -0.94 | -8.71 | -10.24 |
| PBDIT Margin (%) | 73.04 | 70.46 | 50.02 | -33.03 | -41.98 |
| PBIT Margin (%) | 68.60 | 66.39 | 45.04 | -37.31 | -45.48 |
| PBT Margin (%) | 39.92 | 37.79 | 1.75 | -98.13 | -100.89 |
| Net Profit Margin (%) | 18.58 | 12.13 | -8.06 | -113.46 | -92.50 |
| NP After MI And SOA Margin (%) | 9.11 | 5.21 | -13.98 | -117.98 | -93.95 |
| Return on Networth / Equity (%) | 1.96 | 2.56 | -6.17 | -64.98 | -54.87 |
| Return on Capital Employeed (%) | 7.95 | 16.41 | 9.71 | -5.11 | -6.77 |
| Return On Assets (%) | 0.66 | 0.54 | -1.22 | -11.82 | -9.53 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 2.15 | 2.45 |
| Total Debt / Equity (X) | 0.42 | 1.33 | 1.79 | 2.52 | 3.12 |
| Asset Turnover Ratio (%) | 0.08 | 0.11 | 0.09 | 0.05 | 0.07 |
| Current Ratio (X) | 2.49 | 1.55 | 1.45 | 3.00 | 2.57 |
| Quick Ratio (X) | 2.48 | 1.55 | 1.44 | 2.98 | 2.56 |
| Inventory Turnover Ratio (X) | 0.02 | 0.04 | 0.05 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 2.56 | 2.45 | 1.16 | -0.54 | -0.75 |
| Interest Coverage Ratio (Post Tax) (X) | 1.66 | 1.42 | 0.81 | -0.86 | -0.66 |
| Enterprise Value (Cr.) | 16193.69 | 13349.42 | 7323.61 | 9371.45 | 12088.21 |
| EV / Net Operating Revenue (X) | 8.63 | 6.72 | 4.93 | 6.04 | 5.85 |
| EV / EBITDA (X) | 11.82 | 9.54 | 9.86 | -18.27 | -13.93 |
| MarketCap / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| Price / BV (X) | 1.34 | 2.45 | 0.64 | 0.82 | 0.64 |
| Price / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| EarningsYield | 0.01 | 0.01 | -0.09 | -0.78 | -0.85 |
After reviewing the key financial ratios for IFCI Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.29 (Mar 24) to 1.60, marking an increase of 0.31.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 7.98 (Mar 24) to 6.96, marking a decrease of 1.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 5.09. This value is within the healthy range. It has decreased from 5.62 (Mar 24) to 5.09, marking a decrease of 0.53.
- For PBIT / Share (Rs.), as of Mar 25, the value is 4.78. This value is within the healthy range. It has decreased from 5.30 (Mar 24) to 4.78, marking a decrease of 0.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 3.02 (Mar 24) to 2.78, marking a decrease of 0.24.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 2. It has increased from 0.96 (Mar 24) to 1.29, marking an increase of 0.33.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.63. This value is below the healthy minimum of 2. It has increased from 0.41 (Mar 24) to 0.63, marking an increase of 0.22.
- For PBDIT Margin (%), as of Mar 25, the value is 73.04. This value is within the healthy range. It has increased from 70.46 (Mar 24) to 73.04, marking an increase of 2.58.
- For PBIT Margin (%), as of Mar 25, the value is 68.60. This value exceeds the healthy maximum of 20. It has increased from 66.39 (Mar 24) to 68.60, marking an increase of 2.21.
- For PBT Margin (%), as of Mar 25, the value is 39.92. This value is within the healthy range. It has increased from 37.79 (Mar 24) to 39.92, marking an increase of 2.13.
- For Net Profit Margin (%), as of Mar 25, the value is 18.58. This value exceeds the healthy maximum of 10. It has increased from 12.13 (Mar 24) to 18.58, marking an increase of 6.45.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 9.11. This value is within the healthy range. It has increased from 5.21 (Mar 24) to 9.11, marking an increase of 3.90.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.96. This value is below the healthy minimum of 15. It has decreased from 2.56 (Mar 24) to 1.96, marking a decrease of 0.60.
- For Return on Capital Employeed (%), as of Mar 25, the value is 7.95. This value is below the healthy minimum of 10. It has decreased from 16.41 (Mar 24) to 7.95, marking a decrease of 8.46.
- For Return On Assets (%), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 5. It has increased from 0.54 (Mar 24) to 0.66, marking an increase of 0.12.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has decreased from 1.33 (Mar 24) to 0.42, marking a decrease of 0.91.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.08. It has decreased from 0.11 (Mar 24) to 0.08, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 1.55 (Mar 24) to 2.49, marking an increase of 0.94.
- For Quick Ratio (X), as of Mar 25, the value is 2.48. This value exceeds the healthy maximum of 2. It has increased from 1.55 (Mar 24) to 2.48, marking an increase of 0.93.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 4. It has decreased from 0.04 (Mar 24) to 0.02, marking a decrease of 0.02.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.56. This value is below the healthy minimum of 3. It has increased from 2.45 (Mar 24) to 2.56, marking an increase of 0.11.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.42 (Mar 24) to 1.66, marking an increase of 0.24.
- For Enterprise Value (Cr.), as of Mar 25, the value is 16,193.69. It has increased from 13,349.42 (Mar 24) to 16,193.69, marking an increase of 2,844.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.63. This value exceeds the healthy maximum of 3. It has increased from 6.72 (Mar 24) to 8.63, marking an increase of 1.91.
- For EV / EBITDA (X), as of Mar 25, the value is 11.82. This value is within the healthy range. It has increased from 9.54 (Mar 24) to 11.82, marking an increase of 2.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For Price / BV (X), as of Mar 25, the value is 1.34. This value is within the healthy range. It has decreased from 2.45 (Mar 24) to 1.34, marking a decrease of 1.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFCI Ltd:
- Net Profit Margin: 18.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 7.95% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.96% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.66
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.48
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 34 (Industry average Stock P/E: 20.12)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.42
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 18.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | IFCI Tower, 61 Nehru Place New Delhi Delhi 110019 | complianceofficer@ifciltd.com http://www.ifciltd.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rahul Bhave | Deputy Managing Director |
| Mr. Arvind Kumar Jain | Non Executive Director |
| Prof. N Balakrishnan | Non Executive Director |
| Prof. Arvind Sahay | Non Executive Director |
| Mr. Surendra Behera | Non Executive Director |
| Mr. Umesh Kumar Garg | Independent Director |
| Mr. Jitendra Asati | Government Director |
| Mr. Surjith Karthikeyan | Government Director |
FAQ
What is the intrinsic value of IFCI Ltd?
IFCI Ltd's intrinsic value (as of 11 December 2025) is 23.73 which is 50.77% lower the current market price of 48.20, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 12,968 Cr. market cap, FY2025-2026 high/low of 74.5/35.7, reserves of ₹6,169 Cr, and liabilities of 23,540 Cr.
What is the Market Cap of IFCI Ltd?
The Market Cap of IFCI Ltd is 12,968 Cr..
What is the current Stock Price of IFCI Ltd as on 11 December 2025?
The current stock price of IFCI Ltd as on 11 December 2025 is 48.2.
What is the High / Low of IFCI Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IFCI Ltd stocks is 74.5/35.7.
What is the Stock P/E of IFCI Ltd?
The Stock P/E of IFCI Ltd is 34.0.
What is the Book Value of IFCI Ltd?
The Book Value of IFCI Ltd is 32.9.
What is the Dividend Yield of IFCI Ltd?
The Dividend Yield of IFCI Ltd is 0.00 %.
What is the ROCE of IFCI Ltd?
The ROCE of IFCI Ltd is 8.08 %.
What is the ROE of IFCI Ltd?
The ROE of IFCI Ltd is 2.60 %.
What is the Face Value of IFCI Ltd?
The Face Value of IFCI Ltd is 10.0.