Share Price and Basic Stock Data
Last Updated: January 20, 2026, 9:07 pm
| PEG Ratio | 0.66 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IFCI Ltd operates in the finance sector, specifically as a term lending institution. The company’s market capitalization stood at ₹15,123 Cr with a share price of ₹56.1. Revenue trends indicate a fluctuating performance over the past quarters. For example, sales in September 2022 were reported at ₹413 Cr, declining to ₹348 Cr in December 2022, before recovering to ₹414 Cr in March 2023. The most recent quarter, September 2023, saw a significant increase in sales to ₹607 Cr, reflecting a robust recovery. However, the revenue for the trailing twelve months (TTM) amounted to ₹2,011 Cr, which is lower than the ₹2,879 Cr recorded in FY 2020. The company’s operational performance is underscored by an operating profit margin (OPM) of 67%, indicating effective cost management relative to sales. Despite the recent sales growth, the revenues have not yet returned to pre-pandemic levels, which poses a challenge for the company to regain its competitive edge in the sector.
Profitability and Efficiency Metrics
IFCI’s profitability metrics exhibit mixed performance. The net profit for the latest fiscal year (FY 2025) stood at ₹632 Cr, an improvement from a net loss of ₹1,761 Cr in FY 2022. The return on equity (ROE) is relatively low at 2.60%, which is below the typical industry range, indicating that shareholder returns are modest. On the efficiency front, the company reported a cash conversion cycle (CCC) of 41 days, suggesting a relatively quick turnaround in converting investments into cash, although it is essential to monitor this metric closely against industry standards. The interest coverage ratio (ICR) is reported at 2.56 times, indicating that the company generates sufficient profit to cover its interest expenses comfortably. However, the ROCE of 8.08% suggests that the returns on capital employed are also below optimal levels, necessitating a strategic focus on enhancing operational efficiency and profitability.
Balance Sheet Strength and Financial Ratios
IFCI’s balance sheet reflects a cautious approach to leverage, with borrowings reported at ₹3,507 Cr and reserves amounting to ₹6,169 Cr. The total debt-to-equity ratio stood at 0.42, indicating a conservative capital structure compared to industry norms, which can be beneficial in maintaining financial stability. The book value per share increased to ₹32.26 in FY 2025, up from ₹28.55 in FY 2023, reflecting improved shareholder equity. The company’s liquidity ratios are robust, with a current ratio of 2.49 and a quick ratio of 2.48, which indicates that it can cover its short-term liabilities comfortably. However, the asset turnover ratio of 0.08 suggests inefficiency in utilizing assets to generate revenue, highlighting an area for improvement. Overall, while the balance sheet shows strength in terms of liquidity and lower leverage, the effectiveness in asset utilization remains a concern.
Shareholding Pattern and Investor Confidence
The shareholding pattern of IFCI Ltd indicates a high level of promoter confidence, with promoters holding 72.57% as of March 2025. This significant stake suggests a strong commitment to the company’s long-term vision. Institutional investors, including foreign institutional investors (FIIs) and domestic institutional investors (DIIs), hold 2.60% and 1.62% respectively, reflecting cautious interest from institutional players. The public shareholding stands at 20.88%, with the total number of shareholders reported at 9,85,987. The gradual increase in promoter holdings over the past quarters, from 66.35% in December 2022 to 72.57% in March 2025, may signal confidence in the company’s future performance. However, the relatively low institutional stake could indicate a lack of broad market confidence, which may affect liquidity and share price stability. Such a concentrated ownership structure may also pose risks if the promoters decide to divest.
Outlook, Risks, and Final Insight
Looking ahead, IFCI faces a dual landscape of opportunities and challenges. The recent uptick in sales and profitability positions the company for potential growth; however, risks remain. The low ROE and ROCE indicate that profitability must improve for sustainable growth. Additionally, the fluctuating sales figures suggest that revenue stability is essential for long-term viability. Moreover, external economic factors, such as interest rate fluctuations and regulatory changes in the finance sector, could impact performance. IFCI’s ability to enhance operational efficiency and effectively utilize its assets will be critical in navigating these challenges. A strategic focus on improving profitability while leveraging its solid balance sheet could provide a pathway to recovery and growth. The company must also work to attract more institutional investment to bolster market confidence and enhance overall liquidity.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 3,001 Cr. | 64.9 | 75.9/24.4 | 26.7 | 27.0 | 0.92 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,19,129 Cr. | 360 | 444/330 | 4.81 | 385 | 4.38 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 15,530 Cr. | 57.6 | 74.5/35.7 | 40.8 | 32.9 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 41,190 Cr. | 206 | 254/159 | 14.7 | 90.1 | 2.02 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 44,712.50 Cr | 172.13 | 21.75 | 133.75 | 1.83% | 9.53% | 11.95% | 8.00 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 413 | 348 | 414 | 320 | 607 | 454 | 605 | 388 | 617 | 458 | 414 | 407 | 732 |
| Expenses | -34 | 47 | 418 | 290 | -74 | 230 | 269 | 210 | 353 | 211 | -80 | 215 | 243 |
| Operating Profit | 447 | 300 | -4 | 30 | 681 | 224 | 337 | 178 | 265 | 247 | 493 | 193 | 489 |
| OPM % | 108% | 86% | -1% | 9% | 112% | 49% | 56% | 46% | 43% | 54% | 119% | 47% | 67% |
| Other Income | 12 | 3 | 12 | 4 | 5 | 14 | 107 | 17 | 167 | -0 | 1 | 36 | 20 |
| Interest | 162 | 150 | 162 | 144 | 145 | 146 | 136 | 135 | 135 | 131 | 134 | 104 | 107 |
| Depreciation | 18 | 21 | 18 | 18 | 21 | 21 | 21 | 20 | 22 | 21 | 21 | 21 | 21 |
| Profit before tax | 279 | 134 | -172 | -128 | 520 | 71 | 287 | 40 | 275 | 94 | 340 | 103 | 381 |
| Tax % | 25% | 18% | 40% | 1% | 66% | 45% | 45% | 318% | 33% | 109% | 23% | 39% | 17% |
| Net Profit | 209 | 109 | -241 | -129 | 174 | 39 | 157 | -88 | 185 | -9 | 260 | 62 | 317 |
| EPS in Rs | 0.78 | 0.42 | -1.16 | -0.64 | 0.44 | 0.08 | 0.61 | -0.41 | 0.32 | -0.12 | 0.84 | 0.15 | 0.53 |
Last Updated: January 1, 2026, 9:16 am
Below is a detailed analysis of the quarterly data for IFCI Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 732.00 Cr.. The value appears strong and on an upward trend. It has increased from 407.00 Cr. (Jun 2025) to 732.00 Cr., marking an increase of 325.00 Cr..
- For Expenses, as of Sep 2025, the value is 243.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 215.00 Cr. (Jun 2025) to 243.00 Cr., marking an increase of 28.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 489.00 Cr.. The value appears strong and on an upward trend. It has increased from 193.00 Cr. (Jun 2025) to 489.00 Cr., marking an increase of 296.00 Cr..
- For OPM %, as of Sep 2025, the value is 67.00%. The value appears strong and on an upward trend. It has increased from 47.00% (Jun 2025) to 67.00%, marking an increase of 20.00%.
- For Other Income, as of Sep 2025, the value is 20.00 Cr.. The value appears to be declining and may need further review. It has decreased from 36.00 Cr. (Jun 2025) to 20.00 Cr., marking a decrease of 16.00 Cr..
- For Interest, as of Sep 2025, the value is 107.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 104.00 Cr. (Jun 2025) to 107.00 Cr., marking an increase of 3.00 Cr..
- For Depreciation, as of Sep 2025, the value is 21.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 21.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 381.00 Cr.. The value appears strong and on an upward trend. It has increased from 103.00 Cr. (Jun 2025) to 381.00 Cr., marking an increase of 278.00 Cr..
- For Tax %, as of Sep 2025, the value is 17.00%. The value appears to be improving (decreasing) as expected. It has decreased from 39.00% (Jun 2025) to 17.00%, marking a decrease of 22.00%.
- For Net Profit, as of Sep 2025, the value is 317.00 Cr.. The value appears strong and on an upward trend. It has increased from 62.00 Cr. (Jun 2025) to 317.00 Cr., marking an increase of 255.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.53. The value appears strong and on an upward trend. It has increased from 0.15 (Jun 2025) to 0.53, marking an increase of 0.38.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:13 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,602 | 3,864 | 4,465 | 3,582 | 4,322 | 2,821 | 2,880 | 2,082 | 1,556 | 1,699 | 1,988 | 1,879 | 2,011 |
| Expenses | 1,067 | 1,010 | 1,509 | 1,850 | 1,714 | 1,962 | 1,463 | 2,961 | 2,108 | 986 | 715 | 694 | 589 |
| Operating Profit | 2,534 | 2,854 | 2,956 | 1,733 | 2,608 | 859 | 1,417 | -879 | -553 | 714 | 1,273 | 1,185 | 1,422 |
| OPM % | 70% | 74% | 66% | 48% | 60% | 30% | 49% | -42% | -36% | 42% | 64% | 63% | 71% |
| Other Income | 40 | 82 | 168 | 99 | 38 | 311 | 21 | 14 | 39 | 28 | 130 | 182 | 57 |
| Interest | 1,762 | 2,173 | 2,599 | 2,380 | 2,144 | 1,803 | 1,451 | 1,147 | 943 | 642 | 571 | 535 | 477 |
| Depreciation | 51 | -11 | 24 | 61 | 63 | 63 | 81 | 72 | 66 | 74 | 81 | 83 | 84 |
| Profit before tax | 762 | 775 | 501 | -609 | 439 | -696 | -94 | -2,085 | -1,523 | 26 | 751 | 749 | 918 |
| Tax % | 26% | 28% | 24% | -47% | 5% | -32% | 137% | -8% | 16% | 559% | 68% | 53% | |
| Net Profit | 566 | 575 | 394 | -308 | 418 | -476 | -223 | -1,912 | -1,761 | -120 | 241 | 349 | 632 |
| EPS in Rs | 3.41 | 3.23 | 2.18 | -2.27 | 2.26 | -2.88 | -1.36 | -10.24 | -8.71 | -0.95 | 0.47 | 0.63 | 1.40 |
| Dividend Payout % | 29% | 46% | 46% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1.59% | -31.48% | -178.17% | 235.71% | -213.88% | 53.15% | -757.40% | 7.90% | 93.19% | 300.83% | 44.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -33.07% | -146.69% | 413.89% | -449.59% | 267.03% | -810.55% | 765.30% | 85.29% | 207.65% | -256.02% |
IFCI Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -8% |
| 3 Years: | 6% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 22% |
| 3 Years: | 28% |
| TTM: | 133% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 49% |
| 3 Years: | 64% |
| 1 Year: | -28% |
| Return on Equity | |
|---|---|
| 10 Years: | -8% |
| 5 Years: | -17% |
| 3 Years: | 0% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 6:50 am
Balance Sheet
Last Updated: December 4, 2025, 1:24 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,661 | 1,662 | 1,662 | 1,662 | 1,696 | 1,696 | 1,696 | 1,896 | 2,103 | 2,196 | 2,490 | 2,694 | 2,694 |
| Reserves | 5,404 | 5,561 | 5,639 | 5,208 | 4,193 | 3,661 | 3,553 | 1,842 | 715 | 1,571 | 2,045 | 5,996 | 6,169 |
| Borrowings | 21,797 | 26,767 | 28,598 | 23,919 | 20,665 | 16,394 | 12,566 | 11,041 | 7,095 | 6,020 | 5,367 | 3,714 | 3,507 |
| Other Liabilities | 2,150 | 2,980 | 3,247 | 3,493 | 4,244 | 4,291 | 4,623 | 5,585 | 5,574 | 7,152 | 9,016 | 13,319 | 11,170 |
| Total Liabilities | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 | 23,540 |
| Fixed Assets | 1,934 | 1,935 | 1,860 | 1,823 | 1,721 | 1,701 | 1,720 | 1,762 | 1,741 | 1,764 | 1,734 | 1,700 | 1,629 |
| CWIP | 9 | 4 | 6 | 3 | 2 | 1 | 4 | 9 | 16 | 11 | 13 | 23 | 22 |
| Investments | 6,401 | 6,330 | 6,860 | 5,150 | 7,363 | 5,580 | 3,963 | 5,504 | 6,541 | 7,700 | 8,678 | 15,323 | 15,444 |
| Other Assets | 22,668 | 28,700 | 30,420 | 27,306 | 21,712 | 18,760 | 16,752 | 13,089 | 7,190 | 7,464 | 8,493 | 8,678 | 6,445 |
| Total Assets | 31,013 | 36,970 | 39,146 | 34,282 | 30,798 | 26,042 | 22,439 | 20,364 | 15,487 | 16,939 | 18,918 | 25,724 | 23,540 |
Below is a detailed analysis of the balance sheet data for IFCI Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 2,694.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2,694.00 Cr..
- For Reserves, as of Sep 2025, the value is 6,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,996.00 Cr. (Mar 2025) to 6,169.00 Cr., marking an increase of 173.00 Cr..
- For Borrowings, as of Sep 2025, the value is 3,507.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 3,714.00 Cr. (Mar 2025) to 3,507.00 Cr., marking a decrease of 207.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11,170.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,319.00 Cr. (Mar 2025) to 11,170.00 Cr., marking a decrease of 2,149.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be improving (decreasing). It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1,629.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,700.00 Cr. (Mar 2025) to 1,629.00 Cr., marking a decrease of 71.00 Cr..
- For CWIP, as of Sep 2025, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 23.00 Cr. (Mar 2025) to 22.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 15,444.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,323.00 Cr. (Mar 2025) to 15,444.00 Cr., marking an increase of 121.00 Cr..
- For Other Assets, as of Sep 2025, the value is 6,445.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,678.00 Cr. (Mar 2025) to 6,445.00 Cr., marking a decrease of 2,233.00 Cr..
- For Total Assets, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be declining and may need further review. It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
Notably, the Reserves (6,169.00 Cr.) exceed the Borrowings (3,507.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -24.00 | -26.00 | -22.00 | -18.00 | 843.00 | -11.00 | -890.00 | -560.00 | 708.00 | -4.00 | -2.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 100 | 78 | 61 | 59 | 12 | 23 | 24 | 34 | 57 | 51 | 56 | 41 |
| Working Capital Days | -164 | -120 | -180 | -105 | -160 | -209 | -240 | -399 | -467 | -619 | -657 | -834 |
| ROCE % | 9% | 9% | 8% | 5% | 9% | 4% | 6% | -5% | -4% | 5% | 10% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Microcap 250 Index Fund | 701,312 | 0.33 | 2.04 | 701,312 | 2025-04-22 15:56:57 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Diluted EPS (Rs.) | 0.65 | 0.42 | -0.95 | -8.71 | -10.24 |
| Cash EPS (Rs.) | 1.60 | 1.29 | -0.20 | -8.06 | -9.70 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 32.26 | 28.84 | 28.55 | 24.04 | 25.45 |
| Revenue From Operations / Share (Rs.) | 6.96 | 7.98 | 6.76 | 7.38 | 10.90 |
| PBDIT / Share (Rs.) | 5.09 | 5.62 | 3.38 | -2.44 | -4.58 |
| PBIT / Share (Rs.) | 4.78 | 5.30 | 3.05 | -2.75 | -4.96 |
| PBT / Share (Rs.) | 2.78 | 3.02 | 0.11 | -7.24 | -10.99 |
| Net Profit / Share (Rs.) | 1.29 | 0.96 | -0.54 | -8.37 | -10.08 |
| NP After MI And SOA / Share (Rs.) | 0.63 | 0.41 | -0.94 | -8.71 | -10.24 |
| PBDIT Margin (%) | 73.04 | 70.46 | 50.02 | -33.03 | -41.98 |
| PBIT Margin (%) | 68.60 | 66.39 | 45.04 | -37.31 | -45.48 |
| PBT Margin (%) | 39.92 | 37.79 | 1.75 | -98.13 | -100.89 |
| Net Profit Margin (%) | 18.58 | 12.13 | -8.06 | -113.46 | -92.50 |
| NP After MI And SOA Margin (%) | 9.11 | 5.21 | -13.98 | -117.98 | -93.95 |
| Return on Networth / Equity (%) | 1.96 | 2.56 | -6.17 | -64.98 | -54.87 |
| Return on Capital Employeed (%) | 7.95 | 16.41 | 9.71 | -5.11 | -6.77 |
| Return On Assets (%) | 0.66 | 0.54 | -1.22 | -11.82 | -9.53 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 2.15 | 2.45 |
| Total Debt / Equity (X) | 0.42 | 1.33 | 1.79 | 2.52 | 3.12 |
| Asset Turnover Ratio (%) | 0.08 | 0.11 | 0.09 | 0.05 | 0.07 |
| Current Ratio (X) | 2.49 | 1.55 | 1.45 | 3.00 | 2.57 |
| Quick Ratio (X) | 2.48 | 1.55 | 1.44 | 2.98 | 2.56 |
| Inventory Turnover Ratio (X) | 27.17 | 0.04 | 0.05 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 2.56 | 2.45 | 1.16 | -0.54 | -0.75 |
| Interest Coverage Ratio (Post Tax) (X) | 1.66 | 1.42 | 0.81 | -0.86 | -0.66 |
| Enterprise Value (Cr.) | 16193.69 | 13349.42 | 7323.61 | 9371.45 | 12088.21 |
| EV / Net Operating Revenue (X) | 8.63 | 6.72 | 4.93 | 6.04 | 5.85 |
| EV / EBITDA (X) | 11.82 | 9.54 | 9.86 | -18.27 | -13.93 |
| MarketCap / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| Price / BV (X) | 1.34 | 2.45 | 0.64 | 0.82 | 0.64 |
| Price / Net Operating Revenue (X) | 6.19 | 4.98 | 1.45 | 1.50 | 1.10 |
| EarningsYield | 0.01 | 0.01 | -0.09 | -0.78 | -0.85 |
After reviewing the key financial ratios for IFCI Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.29 (Mar 24) to 1.60, marking an increase of 0.31.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 7.98 (Mar 24) to 6.96, marking a decrease of 1.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 5.09. This value is within the healthy range. It has decreased from 5.62 (Mar 24) to 5.09, marking a decrease of 0.53.
- For PBIT / Share (Rs.), as of Mar 25, the value is 4.78. This value is within the healthy range. It has decreased from 5.30 (Mar 24) to 4.78, marking a decrease of 0.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 3.02 (Mar 24) to 2.78, marking a decrease of 0.24.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 2. It has increased from 0.96 (Mar 24) to 1.29, marking an increase of 0.33.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.63. This value is below the healthy minimum of 2. It has increased from 0.41 (Mar 24) to 0.63, marking an increase of 0.22.
- For PBDIT Margin (%), as of Mar 25, the value is 73.04. This value is within the healthy range. It has increased from 70.46 (Mar 24) to 73.04, marking an increase of 2.58.
- For PBIT Margin (%), as of Mar 25, the value is 68.60. This value exceeds the healthy maximum of 20. It has increased from 66.39 (Mar 24) to 68.60, marking an increase of 2.21.
- For PBT Margin (%), as of Mar 25, the value is 39.92. This value is within the healthy range. It has increased from 37.79 (Mar 24) to 39.92, marking an increase of 2.13.
- For Net Profit Margin (%), as of Mar 25, the value is 18.58. This value exceeds the healthy maximum of 10. It has increased from 12.13 (Mar 24) to 18.58, marking an increase of 6.45.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 9.11. This value is within the healthy range. It has increased from 5.21 (Mar 24) to 9.11, marking an increase of 3.90.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.96. This value is below the healthy minimum of 15. It has decreased from 2.56 (Mar 24) to 1.96, marking a decrease of 0.60.
- For Return on Capital Employeed (%), as of Mar 25, the value is 7.95. This value is below the healthy minimum of 10. It has decreased from 16.41 (Mar 24) to 7.95, marking a decrease of 8.46.
- For Return On Assets (%), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 5. It has increased from 0.54 (Mar 24) to 0.66, marking an increase of 0.12.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has decreased from 1.33 (Mar 24) to 0.42, marking a decrease of 0.91.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.08. It has decreased from 0.11 (Mar 24) to 0.08, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 1.55 (Mar 24) to 2.49, marking an increase of 0.94.
- For Quick Ratio (X), as of Mar 25, the value is 2.48. This value exceeds the healthy maximum of 2. It has increased from 1.55 (Mar 24) to 2.48, marking an increase of 0.93.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 27.17. This value exceeds the healthy maximum of 8. It has increased from 0.04 (Mar 24) to 27.17, marking an increase of 27.13.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.56. This value is below the healthy minimum of 3. It has increased from 2.45 (Mar 24) to 2.56, marking an increase of 0.11.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.42 (Mar 24) to 1.66, marking an increase of 0.24.
- For Enterprise Value (Cr.), as of Mar 25, the value is 16,193.69. It has increased from 13,349.42 (Mar 24) to 16,193.69, marking an increase of 2,844.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.63. This value exceeds the healthy maximum of 3. It has increased from 6.72 (Mar 24) to 8.63, marking an increase of 1.91.
- For EV / EBITDA (X), as of Mar 25, the value is 11.82. This value is within the healthy range. It has increased from 9.54 (Mar 24) to 11.82, marking an increase of 2.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For Price / BV (X), as of Mar 25, the value is 1.34. This value is within the healthy range. It has decreased from 2.45 (Mar 24) to 1.34, marking a decrease of 1.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFCI Ltd:
- Net Profit Margin: 18.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 7.95% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.96% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.66
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.48
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 40.8 (Industry average Stock P/E: 21.75)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.42
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 18.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | IFCI Tower, 61 Nehru Place New Delhi Delhi 110019 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rahul Bhave | Deputy Managing Director |
| Mr. Arvind Kumar Jain | Non Executive Director |
| Prof. N Balakrishnan | Non Executive Director |
| Prof. Arvind Sahay | Non Executive Director |
| Mr. Surendra Behera | Non Executive Director |
| Mr. Umesh Kumar Garg | Independent Director |
| Mr. Jitendra Asati | Government Director |
| Mr. Surjith Karthikeyan | Government Director |
FAQ
What is the intrinsic value of IFCI Ltd?
IFCI Ltd's intrinsic value (as of 20 January 2026) is ₹46.10 which is 19.97% lower the current market price of ₹57.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹15,530 Cr. market cap, FY2025-2026 high/low of ₹74.5/35.7, reserves of ₹6,169 Cr, and liabilities of ₹23,540 Cr.
What is the Market Cap of IFCI Ltd?
The Market Cap of IFCI Ltd is 15,530 Cr..
What is the current Stock Price of IFCI Ltd as on 20 January 2026?
The current stock price of IFCI Ltd as on 20 January 2026 is ₹57.6.
What is the High / Low of IFCI Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IFCI Ltd stocks is ₹74.5/35.7.
What is the Stock P/E of IFCI Ltd?
The Stock P/E of IFCI Ltd is 40.8.
What is the Book Value of IFCI Ltd?
The Book Value of IFCI Ltd is 32.9.
What is the Dividend Yield of IFCI Ltd?
The Dividend Yield of IFCI Ltd is 0.00 %.
What is the ROCE of IFCI Ltd?
The ROCE of IFCI Ltd is 8.08 %.
What is the ROE of IFCI Ltd?
The ROE of IFCI Ltd is 2.60 %.
What is the Face Value of IFCI Ltd?
The Face Value of IFCI Ltd is 10.0.