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Last Updated: February 27, 2026, 8:34 pm
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 500106 | NSE: IFCI

IFCI Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: February 27, 2026, 8:34 pm

Market Cap 16,152 Cr.
Current Price 60.0
Intrinsic Value₹45.69
High / Low 74.5/35.7
Stock P/E40.4
Book Value 32.9
Dividend Yield0.00 %
ROCE8.08 %
ROE2.60 %
Face Value 10.0
PEG Ratio0.65

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for IFCI Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
IFCI Ltd 16,152 Cr. 60.0 74.5/35.740.4 32.90.00 %8.08 %2.60 % 10.0
Tourism Finance Corporation of India Ltd 3,278 Cr. 70.8 80.5/27.427.0 27.00.85 %10.7 %8.51 % 2.00
Housing & Urban Development Corporation Ltd (HUDCO) 37,325 Cr. 187 254/15913.4 90.12.22 %9.62 %15.7 % 10.0
Power Finance Corporation Ltd (PFC) 1,36,639 Cr. 414 444/3305.42 3853.82 %9.73 %21.0 % 10.0
Industry Average48,348.50 Cr182.9521.56133.751.72%9.53%11.95%8.00

All Competitor Stocks of IFCI Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue348414320607454605388617459414407735456
Interest 150162144145146136135135131134104107103
Expenses 47418290-74230269210353211-80215243326
Financing Profit151-166-11453578201431301173598838527
Financing Margin %43%-40%-36%88%17%33%11%21%25%87%22%52%6%
Other Income 312451410717167-2136176
Depreciation 21181821212120222121212121
Profit before tax 134-172-12852071287402759434010338113
Tax % 18%40%1%66%45%45%318%33%109%23%39%17%-66%
Net Profit 109-241-12917439157-88185-92606231721
EPS in Rs 0.42-1.16-0.640.440.080.61-0.410.32-0.120.840.150.53-0.06
Gross NPA %
Net NPA %

Last Updated: February 5, 2026, 3:06 pm

Below is a detailed analysis of the quarterly data for IFCI Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:

  • For Interest, as of Dec 2025, the value is 103.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 107.00 Cr. (Sep 2025) to 103.00 Cr., marking a decrease of 4.00 Cr..
  • For Expenses, as of Dec 2025, the value is 326.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 243.00 Cr. (Sep 2025) to 326.00 Cr., marking an increase of 83.00 Cr..
  • For Other Income, as of Dec 2025, the value is 6.00 Cr.. The value appears to be declining and may need further review. It has decreased from 17.00 Cr. (Sep 2025) to 6.00 Cr., marking a decrease of 11.00 Cr..
  • For Depreciation, as of Dec 2025, the value is 21.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 21.00 Cr..
  • For Profit before tax, as of Dec 2025, the value is 13.00 Cr.. The value appears to be declining and may need further review. It has decreased from 381.00 Cr. (Sep 2025) to 13.00 Cr., marking a decrease of 368.00 Cr..
  • For Tax %, as of Dec 2025, the value is -66.00%. The value appears to be improving (decreasing) as expected. It has decreased from 17.00% (Sep 2025) to -66.00%, marking a decrease of 83.00%.
  • For Net Profit, as of Dec 2025, the value is 21.00 Cr.. The value appears to be declining and may need further review. It has decreased from 317.00 Cr. (Sep 2025) to 21.00 Cr., marking a decrease of 296.00 Cr..
  • For EPS in Rs, as of Dec 2025, the value is -0.06. The value appears to be declining and may need further review. It has decreased from 0.53 (Sep 2025) to -0.06, marking a decrease of 0.59.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 24, 2026, 11:46 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue3,6023,8644,4653,5824,3222,8212,8802,0821,5561,6991,9881,8792,012
Interest 1,7622,1732,5992,3802,1441,8031,4511,147943642571535448
Expenses 1,0671,0101,5091,8501,7141,9621,4632,9612,108986715694703
Financing Profit772681357-647463-944-34-2,026-1,49672702650860
Financing Margin %21%18%8%-18%11%-33%-1%-97%-96%4%35%35%43%
Other Income 408216899383112114392813018261
Depreciation 51-112461636381726674818384
Profit before tax 762775501-609439-696-94-2,085-1,52326751749836
Tax % 26%28%24%-47%5%-32%137%-8%16%559%68%53%
Net Profit 566575394-308418-476-223-1,912-1,761-120241349661
EPS in Rs 3.413.232.18-2.272.26-2.88-1.36-10.24-8.71-0.950.470.631.46
Dividend Payout % 29%46%46%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)1.59%-31.48%-178.17%235.71%-213.88%53.15%-757.40%7.90%93.19%300.83%44.81%
Change in YoY Net Profit Growth (%)0.00%-33.07%-146.69%413.89%-449.59%267.03%-810.55%765.30%85.29%207.65%-256.02%

IFCI Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:-7%
5 Years:-8%
3 Years:6%
TTM:-8%
Compounded Profit Growth
10 Years:-10%
5 Years:22%
3 Years:28%
TTM:133%
Stock Price CAGR
10 Years:10%
5 Years:49%
3 Years:64%
1 Year:-28%
Return on Equity
10 Years:-8%
5 Years:-17%
3 Years:0%
Last Year:3%

Last Updated: September 5, 2025, 6:50 am

Balance Sheet

Last Updated: February 1, 2026, 12:49 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 1,6611,6621,6621,6621,6961,6961,6961,8962,1032,1962,4902,6942,694
Reserves 5,4045,5615,6395,2084,1933,6613,5531,8427151,5712,0455,9966,169
Borrowing21,79726,76728,59823,91920,66516,39412,56611,0417,0956,0205,3673,7143,507
Other Liabilities 2,1502,9803,2473,4934,2444,2914,6235,5855,5747,1529,01613,31911,170
Total Liabilities 31,01336,97039,14634,28230,79826,04222,43920,36415,48716,93918,91825,72423,540
Fixed Assets 1,9341,9351,8601,8231,7211,7011,7201,7621,7411,7641,7341,7001,629
CWIP 946321491611132322
Investments 6,4016,3306,8605,1507,3635,5803,9635,5046,5417,7008,67815,32315,444
Other Assets 22,66828,70030,42027,30621,71218,76016,75213,0897,1907,4648,4938,6786,445
Total Assets 31,01336,97039,14634,28230,79826,04222,43920,36415,48716,93918,91825,72423,540

Below is a detailed analysis of the balance sheet data for IFCI Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2025, the value is 2,694.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2,694.00 Cr..
  • For Reserves, as of Sep 2025, the value is 6,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,996.00 Cr. (Mar 2025) to 6,169.00 Cr., marking an increase of 173.00 Cr..
  • For Other Liabilities, as of Sep 2025, the value is 11,170.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,319.00 Cr. (Mar 2025) to 11,170.00 Cr., marking a decrease of 2,149.00 Cr..
  • For Total Liabilities, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be improving (decreasing). It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..
  • For Fixed Assets, as of Sep 2025, the value is 1,629.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,700.00 Cr. (Mar 2025) to 1,629.00 Cr., marking a decrease of 71.00 Cr..
  • For CWIP, as of Sep 2025, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 23.00 Cr. (Mar 2025) to 22.00 Cr., marking a decrease of 1.00 Cr..
  • For Investments, as of Sep 2025, the value is 15,444.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,323.00 Cr. (Mar 2025) to 15,444.00 Cr., marking an increase of 121.00 Cr..
  • For Other Assets, as of Sep 2025, the value is 6,445.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,678.00 Cr. (Mar 2025) to 6,445.00 Cr., marking a decrease of 2,233.00 Cr..
  • For Total Assets, as of Sep 2025, the value is 23,540.00 Cr.. The value appears to be declining and may need further review. It has decreased from 25,724.00 Cr. (Mar 2025) to 23,540.00 Cr., marking a decrease of 2,184.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 874263-5802-972444635-438-257-33612-984
Cash from Investing Activity + -176777-8195-23-33-103-30-59-155-70
Cash from Financing Activity + -201-409-316-2943-23419619373465404415
Net Cash Flow 498-138-245765-734186798-348-21370261-638

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-19.00-24.00-26.00-22.00-18.00843.00-11.00-890.00-560.00708.00-4.00-2.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 1007861591223243457515641
Inventory Days
Days Payable
Cash Conversion Cycle 1007861591223243457515641
Working Capital Days -164-120-180-105-160-209-240-399-467-619-657-834
ROCE %9%9%8%5%9%4%6%-5%-4%5%10%8%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 66.35%70.32%70.32%70.32%70.32%71.72%71.72%71.72%72.57%72.57%72.57%72.57%
FIIs 2.00%1.51%1.87%2.08%2.29%2.40%2.54%2.60%2.73%2.52%2.60%2.58%
DIIs 2.29%2.00%2.01%2.02%2.03%1.93%1.67%1.64%1.60%1.61%1.62%1.62%
Government 4.70%4.13%4.03%4.02%3.99%3.34%3.04%2.98%2.86%2.50%2.33%2.32%
Public 24.68%22.03%21.76%21.57%21.37%20.61%21.03%21.05%20.23%20.81%20.88%20.88%
No. of Shareholders 5,20,6045,05,9695,41,9375,85,6708,26,0798,76,3189,79,1729,97,6989,97,75810,20,4939,85,9879,58,706

Shareholding Pattern Chart

No. of Shareholders

IFCI Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Motilal Oswal Nifty Microcap 250 Index Fund 701,312 0.33 2.04701,3122025-04-22 15:56:570%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.650.42-0.95-8.71-10.24
Diluted EPS (Rs.) 0.650.42-0.95-8.71-10.24
Cash EPS (Rs.) 1.601.29-0.20-8.06-9.70
Book Value[Excl.RevalReserv]/Share (Rs.) 32.2628.8428.5524.0425.45
Book Value[Incl.RevalReserv]/Share (Rs.) 32.2628.8428.5524.0425.45
Revenue From Operations / Share (Rs.) 6.967.986.767.3810.90
PBDIT / Share (Rs.) 5.095.623.38-2.44-4.58
PBIT / Share (Rs.) 4.785.303.05-2.75-4.96
PBT / Share (Rs.) 2.783.020.11-7.24-10.99
Net Profit / Share (Rs.) 1.290.96-0.54-8.37-10.08
NP After MI And SOA / Share (Rs.) 0.630.41-0.94-8.71-10.24
PBDIT Margin (%) 73.0470.4650.02-33.03-41.98
PBIT Margin (%) 68.6066.3945.04-37.31-45.48
PBT Margin (%) 39.9237.791.75-98.13-100.89
Net Profit Margin (%) 18.5812.13-8.06-113.46-92.50
NP After MI And SOA Margin (%) 9.115.21-13.98-117.98-93.95
Return on Networth / Equity (%) 1.962.56-6.17-64.98-54.87
Return on Capital Employeed (%) 7.9516.419.71-5.11-6.77
Return On Assets (%) 0.660.54-1.22-11.82-9.53
Long Term Debt / Equity (X) 0.000.000.002.152.45
Total Debt / Equity (X) 0.421.331.792.523.12
Asset Turnover Ratio (%) 0.080.110.090.050.07
Current Ratio (X) 2.491.551.453.002.57
Quick Ratio (X) 2.481.551.442.982.56
Inventory Turnover Ratio (X) 27.170.040.050.000.00
Interest Coverage Ratio (X) 2.562.451.16-0.54-0.75
Interest Coverage Ratio (Post Tax) (X) 1.661.420.81-0.86-0.66
Enterprise Value (Cr.) 16193.6913349.427323.619371.4512088.21
EV / Net Operating Revenue (X) 8.636.724.936.045.85
EV / EBITDA (X) 11.829.549.86-18.27-13.93
MarketCap / Net Operating Revenue (X) 6.194.981.451.501.10
Price / BV (X) 1.342.450.640.820.64
Price / Net Operating Revenue (X) 6.194.981.451.501.10
EarningsYield 0.010.01-0.09-0.78-0.85

After reviewing the key financial ratios for IFCI Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 5. It has increased from 0.42 (Mar 24) to 0.65, marking an increase of 0.23.
  • For Cash EPS (Rs.), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.29 (Mar 24) to 1.60, marking an increase of 0.31.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 32.26. It has increased from 28.84 (Mar 24) to 32.26, marking an increase of 3.42.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 7.98 (Mar 24) to 6.96, marking a decrease of 1.02.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 5.09. This value is within the healthy range. It has decreased from 5.62 (Mar 24) to 5.09, marking a decrease of 0.53.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 4.78. This value is within the healthy range. It has decreased from 5.30 (Mar 24) to 4.78, marking a decrease of 0.52.
  • For PBT / Share (Rs.), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 3.02 (Mar 24) to 2.78, marking a decrease of 0.24.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 2. It has increased from 0.96 (Mar 24) to 1.29, marking an increase of 0.33.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.63. This value is below the healthy minimum of 2. It has increased from 0.41 (Mar 24) to 0.63, marking an increase of 0.22.
  • For PBDIT Margin (%), as of Mar 25, the value is 73.04. This value is within the healthy range. It has increased from 70.46 (Mar 24) to 73.04, marking an increase of 2.58.
  • For PBIT Margin (%), as of Mar 25, the value is 68.60. This value exceeds the healthy maximum of 20. It has increased from 66.39 (Mar 24) to 68.60, marking an increase of 2.21.
  • For PBT Margin (%), as of Mar 25, the value is 39.92. This value is within the healthy range. It has increased from 37.79 (Mar 24) to 39.92, marking an increase of 2.13.
  • For Net Profit Margin (%), as of Mar 25, the value is 18.58. This value exceeds the healthy maximum of 10. It has increased from 12.13 (Mar 24) to 18.58, marking an increase of 6.45.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 9.11. This value is within the healthy range. It has increased from 5.21 (Mar 24) to 9.11, marking an increase of 3.90.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 1.96. This value is below the healthy minimum of 15. It has decreased from 2.56 (Mar 24) to 1.96, marking a decrease of 0.60.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 7.95. This value is below the healthy minimum of 10. It has decreased from 16.41 (Mar 24) to 7.95, marking a decrease of 8.46.
  • For Return On Assets (%), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 5. It has increased from 0.54 (Mar 24) to 0.66, marking an increase of 0.12.
  • For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
  • For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has decreased from 1.33 (Mar 24) to 0.42, marking a decrease of 0.91.
  • For Asset Turnover Ratio (%), as of Mar 25, the value is 0.08. It has decreased from 0.11 (Mar 24) to 0.08, marking a decrease of 0.03.
  • For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 1.55 (Mar 24) to 2.49, marking an increase of 0.94.
  • For Quick Ratio (X), as of Mar 25, the value is 2.48. This value exceeds the healthy maximum of 2. It has increased from 1.55 (Mar 24) to 2.48, marking an increase of 0.93.
  • For Inventory Turnover Ratio (X), as of Mar 25, the value is 27.17. This value exceeds the healthy maximum of 8. It has increased from 0.04 (Mar 24) to 27.17, marking an increase of 27.13.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 2.56. This value is below the healthy minimum of 3. It has increased from 2.45 (Mar 24) to 2.56, marking an increase of 0.11.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.66. This value is below the healthy minimum of 3. It has increased from 1.42 (Mar 24) to 1.66, marking an increase of 0.24.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 16,193.69. It has increased from 13,349.42 (Mar 24) to 16,193.69, marking an increase of 2,844.27.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.63. This value exceeds the healthy maximum of 3. It has increased from 6.72 (Mar 24) to 8.63, marking an increase of 1.91.
  • For EV / EBITDA (X), as of Mar 25, the value is 11.82. This value is within the healthy range. It has increased from 9.54 (Mar 24) to 11.82, marking an increase of 2.28.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
  • For Price / BV (X), as of Mar 25, the value is 1.34. This value is within the healthy range. It has decreased from 2.45 (Mar 24) to 1.34, marking a decrease of 1.11.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.19. This value exceeds the healthy maximum of 3. It has increased from 4.98 (Mar 24) to 6.19, marking an increase of 1.21.
  • For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of IFCI Ltd as of March 1, 2026 is: ₹28.20

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 1, 2026, IFCI Ltd is Overvalued by 53.00% compared to the current share price ₹60.00

Intrinsic Value of IFCI Ltd as of March 1, 2026 is: ₹45.69

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 1, 2026, IFCI Ltd is Overvalued by 23.85% compared to the current share price ₹60.00

Last 5 Year EPS CAGR: 62.04%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock is trading at a low valuation with an average P/B ratio of 1.08 and average Dividend Yield of 19.45%.
  2. The stock has a low average Working Capital Days of -346.17, which is a positive sign.
  3. The company has shown consistent growth in sales (2.23 cr) and profit (264.38 cr) over the years.
  1. The stock has a low average ROCE of 5.33%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 49.67, which may not be favorable.
  3. The company has higher borrowings (14,419.23) compared to reserves (3,965.92), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFCI Ltd:
    1. Net Profit Margin: 18.58%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 7.95% (Industry Average ROCE: 9.53%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 1.96% (Industry Average ROE: 11.95%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 1.66
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 2.48
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 40.4 (Industry average Stock P/E: 21.56)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.42
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

IFCI Ltd. is a Public Limited Listed company incorporated on 21/05/1993 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L74899DL1993GOI053677 and registration number is 053677. Currently Company is involved in the business activities of Other credit granting. Company's Total Operating Revenue is Rs. 680.51 Cr. and Equity Capital is Rs. 2694.31 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance - Term Lending InstitutionsIFCI Tower, 61 Nehru Place New Delhi Delhi 110019Contact not found
Management
NamePosition Held
Mr. Rahul BhaveManaging Director & CEO
Mr. Arvind Kumar JainNon Executive Director
Prof. N BalakrishnanNon Executive Director
Prof. Arvind SahayNon Executive Director
Mr. Rajeev SachdevNon Executive Director
Mr. Jitendra AsatiGovernment Director
Mr. Shailesh KumarGovernment Director
Mr. Umesh Kumar GargIndependent Director

FAQ

What is the intrinsic value of IFCI Ltd?

IFCI Ltd's intrinsic value (as of 01 March 2026) is ₹45.69 which is 23.85% lower the current market price of ₹60.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹16,152 Cr. market cap, FY2025-2026 high/low of ₹74.5/35.7, reserves of ₹6,169 Cr, and liabilities of ₹23,540 Cr.

What is the Market Cap of IFCI Ltd?

The Market Cap of IFCI Ltd is 16,152 Cr..

What is the current Stock Price of IFCI Ltd as on 01 March 2026?

The current stock price of IFCI Ltd as on 01 March 2026 is ₹60.0.

What is the High / Low of IFCI Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of IFCI Ltd stocks is ₹74.5/35.7.

What is the Stock P/E of IFCI Ltd?

The Stock P/E of IFCI Ltd is 40.4.

What is the Book Value of IFCI Ltd?

The Book Value of IFCI Ltd is 32.9.

What is the Dividend Yield of IFCI Ltd?

The Dividend Yield of IFCI Ltd is 0.00 %.

What is the ROCE of IFCI Ltd?

The ROCE of IFCI Ltd is 8.08 %.

What is the ROE of IFCI Ltd?

The ROE of IFCI Ltd is 2.60 %.

What is the Face Value of IFCI Ltd?

The Face Value of IFCI Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in IFCI Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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