Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post
Last Updated on: 04 March, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Housing & Urban Development Corporation Ltd (HUDCO)

About the Company - Housing & Urban Development Corporation Ltd (HUDCO)

Housing and Urban Development Corporation Ltd. is a Public Limited Listed company incorporated on 25/04/1970 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L74899DL1970GOI005276 and registration number is 005276. Currently company belongs to the Industry of Finance - Housing. Company’s Total Operating Revenue is Rs. 6954.08 Cr. and Equity Capital is Rs. 2001.90 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance - HousingHUDCO Bhawan, Core 7-A, New Delhi Delhi 110003cswhudco@hudco.org
http://www.hudco.org
Management
NamePosition Held
Mr. Kuldip NarayanChairman & Managing Director
Mr. M NagarajDirector
Mr. Satinder Pal SinghGovernment Nominee Director
Dr. Ravindra Kumar RayNon Official Independent Director
Dr. Siyaram SinghNon Official Independent Director
Mrs. Sabitha BojanNon Official Independent Director
Mr. Banshi Lal GujarNon Official Independent Director
Mr. SanjeetGovernment Nominee Director

Housing and Urban Development Corporation Ltd. Share Price Update

Share PriceValue
Today₹177.75
Previous Day₹180.25

Basic Stock Data of Housing & Urban Development Corporation Ltd (HUDCO)

Market Cap 39,908 Cr.
Current Price 199
High / Low227/40.4
Stock P/E19.4
Book Value 78.5
Dividend Yield1.93 %
ROCE8.81 %
ROE11.4 %
Face Value 10.0

Data Source: screener.in

Housing & Urban Development Corporation Ltd (HUDCO) Quarterly Results

MonthSep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Revenue1,8571,8451,7591,7901,7371,7001,7271,7491,7391,7101,8521,8431,865
Interest1,2021,2051,1581,1451,1501,1411,0971,1171,1091,1321,1501,1911,217
Expenses5261-14610897304-39985103245-1556055
Financing Profit6035787475374902541,029547527333857592593
Financing Margin %32%31%42%30%28%15%60%31%30%19%46%32%32%
Other Income981889917881010916
Depreciation2221223333322
Profit before tax6095857645444972621,043553532340864598606
Tax %25%33%31%26%25%26%28%26%26%25%26%25%26%
Net Profit457392526405370195747412396254639446452
EPS in Rs2.281.962.632.021.850.973.732.061.981.273.192.232.26
Gross NPA %3.99%
Net NPA %0.49%

Housing & Urban Development Corporation Ltd (HUDCO) Quarterly Chart

Housing & Urban Development Corporation Ltd (HUDCO) Profit & Loss

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Revenue2,7582,8862,9783,3833,2703,5364,2285,5847,5677,2676,9867,0827,269
Interest1,6291,5671,7021,7751,9081,9862,2953,0714,8484,7654,5334,5074,689
Expenses205309192477319468526652544277111279206
Financing Profit9231,0101,0841,1311,0441,0821,4081,8612,1762,2252,3422,2962,374
Financing Margin %33%35%36%33%32%31%33%33%29%31%34%32%33%
Other Income2156254437986741111445
Depreciation554555556781111
Profit before tax9401,0611,1051,1701,0761,1751,4081,8632,1742,2292,3462,2892,409
Tax %34%34%34%34%27%28%28%37%21%29%27%26%
Net Profit6227007347687838421,0101,1801,7081,5781,7161,7011,791
EPS in Rs310.49349.51366.64383.803.914.215.045.898.537.898.578.508.95
Dividend Payout %23%21%14%13%13%13%11%14%36%28%41%45%

Housing & Urban Development Corporation Ltd (HUDCO) Profit & Loss Yearly Chart

Housing & Urban Development Corporation Ltd (HUDCO) Growth

Compounded Sales Growth
10 Years:9%
5 Years:11%
3 Years:-2%
TTM:9%
Compounded Profit Growth
10 Years:9%
5 Years:11%
3 Years:0%
TTM:14%
Stock Price CAGR
10 Years:%
5 Years:36%
3 Years:53%
1 Year:326%
Return on Equity
10 Years:11%
5 Years:12%
3 Years:12%
Last Year:11%

Housing & Urban Development Corporation Ltd (HUDCO) Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital2,0022,0022,0022,0022,0022,0022,0022,0022,0022,0022,0022,0022,002
Reserves3,9894,5135,1305,7796,4447,1667,9408,95310,34011,18612,46513,44213,721
Borrowings13,71413,55318,88818,31525,44928,19636,27759,84861,43760,97861,50362,90563,276
Other Liabilities7,7916,8814,2047,0181,9991,9752,6952,0262,3472,7922,9242,6213,164
Total Liabilities27,49526,94930,22433,11435,89439,33948,91472,82876,12676,95878,89480,96982,162
Fixed Assets71716875737271716582939088
CWIP14182725394335395239251913
Investments1,224684754756367367527534232250257630211
Other Assets26,18626,17629,37632,25935,41538,85748,28172,18575,77776,58878,51880,23081,849
Total Assets27,49526,94930,22433,11435,89439,33948,91472,82876,12676,95878,89480,96982,162

Housing & Urban Development Corporation Ltd (HUDCO) Reserves and Borrowings Chart

Housing & Urban Development Corporation Ltd (HUDCO) Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity -8961,988-3,663-182-4,965-2,598-7,830-23,400-1,3362,161-806-850
Cash from Investing Activity 71532-80-13372-5-41883-14-1-353
Cash from Financing Activity 2,876-2,1823,3752044,6592,5097,85823,4221,365-1,08381691
Net Cash Flow2,051338-368966-9324391121,063-726-512

Housing & Urban Development Corporation Ltd (HUDCO) Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
ROE %11%11%10%10%9%11%11%15%12%12%11%

Housing & Urban Development Corporation Ltd (HUDCO) Financial Efficiency Indicators Chart

Housing & Urban Development Corporation Ltd (HUDCO) Share Holding Pattern

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Promoters89.81%89.81%89.81%81.81%81.81%81.81%81.81%81.81%81.81%81.81%81.81%81.81%
FIIs0.10%0.10%0.13%0.21%0.17%0.21%0.22%0.24%0.12%0.30%0.32%0.65%
DIIs2.39%2.29%2.15%8.67%8.26%7.96%7.81%7.60%7.30%7.29%7.17%7.15%
Public7.70%7.81%7.91%9.32%9.76%10.02%10.17%10.34%10.77%10.61%10.69%10.41%
No. of Shareholders2,77,0252,81,3062,88,3023,12,2283,17,0073,27,1043,27,0913,28,2283,26,4273,30,6153,39,7443,37,806

Housing & Urban Development Corporation Ltd (HUDCO) Shareholding Pattern Chart

No. of Housing & Urban Development Corporation Ltd (HUDCO) Shareholders

Housing & Urban Development Corporation Ltd (HUDCO) Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)
HDFC Balanced Advantage Fund - Regular Plan189227530.22142.39
SBI PSU Fund43500003.9832.73
Nippon India Nifty Smallcap 250 Index Fund3024880.322.28
Motilal Oswal Nifty Smallcap 250 Index Fund1898630.321.43
SBI Nifty Smallcap 250 Index Fund1393790.321.05
Shriram Flexi Cap Fund653270.820.49
Shriram Aggressive Hybrid Fund500000.920.38
Shriram Long Term Equity Fund500000.980.38
Shriram Multi Asset Allocation Fund500000.410.38
Motilal Oswal Nifty 500 Index Fund207380.030.16

Housing & Urban Development Corporation Ltd (HUDCO) ROCE Trend

Housing & Urban Development Corporation Ltd (HUDCO) EPS Trend

Housing & Urban Development Corporation Ltd (HUDCO) Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)8.508.577.898.535.89
Diluted EPS (Rs.)8.508.577.898.535.89
Cash EPS (Rs.)8.568.617.928.565.92
Book Value[Excl.RevalReserv]/Share (Rs.)77.1472.2765.8861.6554.72
Book Value[Incl.RevalReserv]/Share (Rs.)77.1472.2765.8861.6554.72
Revenue From Operations / Share (Rs.)35.2134.7436.1437.6227.71
PBDIT / Share (Rs.)34.0134.4034.9735.1124.67
PBIT / Share (Rs.)33.9534.3634.9335.0824.65
PBT / Share (Rs.)11.4411.7211.1310.869.31
Net Profit / Share (Rs.)8.508.577.888.535.89
NP After MI And SOA / Share (Rs.)8.508.577.888.535.89
PBDIT Margin (%)96.5799.0296.7693.3089.02
PBIT Margin (%)96.4198.9196.6693.2388.93
PBT Margin (%)32.4733.7330.8028.8733.58
Net Profit Margin (%)24.1324.6821.8122.6821.27
NP After MI And SOA Margin (%)24.1324.6821.8122.6721.26
Return on Networth / Equity (%)11.0111.8611.9613.8410.77
Return on Capital Employeed (%)10.449.799.299.426.90
Return On Assets (%)2.102.172.052.241.62
Long Term Debt / Equity (X)3.123.764.624.985.46
Total Debt / Equity (X)4.074.254.624.985.46
Asset Turnover Ratio (%)0.080.080.090.100.09
Current Ratio (X)5.069.0143.9245.6451.69
Quick Ratio (X)5.069.0143.9245.6451.69
Dividend Payout Ratio (NP) (%)8.828.749.518.7811.45
Dividend Payout Ratio (CP) (%)8.768.709.468.7611.40
Earning Retention Ratio (%)91.1891.2690.4991.2288.55
Cash Earning Retention Ratio (%)91.2491.3090.5491.2488.60
Interest Coverage Ratio (X)1.511.521.471.451.61
Interest Coverage Ratio (Post Tax) (X)1.381.381.331.351.38
Enterprise Value (Cr.)71512.4667405.3268338.9065007.5968506.46
EV / Net Operating Revenue (X)10.149.699.458.6312.35
EV / EBITDA (X)10.509.799.769.2513.87
MarketCap / Net Operating Revenue (X)1.230.941.210.531.62
Retention Ratios (%)91.1791.2590.4891.2188.54
Price / BV (X)0.560.450.660.320.82
Price / Net Operating Revenue (X)1.230.941.210.531.62
EarningsYield0.190.260.170.420.13

Housing & Urban Development Corporation Ltd (HUDCO) Profitability Ratios (%)

Housing & Urban Development Corporation Ltd (HUDCO) Liquidity Ratios

Housing & Urban Development Corporation Ltd (HUDCO) Liquidity Ratios (%)

Housing & Urban Development Corporation Ltd (HUDCO) Interest Coverage Ratios (%)

Housing & Urban Development Corporation Ltd (HUDCO) Valuation Ratios

Fair Value of Housing & Urban Development Corporation Ltd (HUDCO) Stock

Fair Value: ₹176.96

The stock is overvalued by 11.07% compared to the current price ₹199

*Investments are subject to market risks

Strength and Weakness of Housing & Urban Development Corporation Ltd (HUDCO) Stock

Unable to fetch valid data for stock valuation.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Housing & Urban Development Corporation Ltd (HUDCO). Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE