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Last Updated on: 23 June, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Housing & Urban Development Corporation Ltd (HUDCO)

About the Company - Housing & Urban Development Corporation Ltd (HUDCO)

Housing and Urban Development Corporation Ltd. is a Public Limited Listed company incorporated on 25/04/1970 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L74899DL1970GOI005276 and registration number is 005276. Currently company belongs to the Industry of Finance - Housing. Company’s Total Operating Revenue is Rs. 6954.08 Cr. and Equity Capital is Rs. 2001.90 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance - Term Lending InstitutionsHUDCO Bhawan, Core 7-A, New Delhi Delhi 110003cswhudco@hudco.org
http://www.hudco.org
Management
NamePosition Held
Mr. Kuldip NarayanChairman & Managing Director
Mr. M NagarajDirector
Mr. Satinder Pal SinghGovernment Nominee Director
Dr. Ravindra Kumar RayNon Official Independent Director
Dr. Siyaram SinghNon Official Independent Director
Mrs. Sabitha BojanNon Official Independent Director
Mr. Banshi Lal GujarNon Official Independent Director
Mr. SanjeetGovernment Nominee Director

Basic Stock Data of Housing & Urban Development Corporation Ltd (HUDCO)

Last Updated: June 17, 2024, 8:31 pm

Market Cap 56,564 Cr.
Current Price 283
High / Low300/56.9
Stock P/E26.7
Book Value 83.0
Dividend Yield1.36 %
ROCE9.24 %
ROE13.2 %
Face Value 10.0
PEG Ratio7.06

Housing & Urban Development Corporation Ltd (HUDCO) Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Revenue1,8451,7591,7901,7371,7001,7271,7491,7391,7101,8521,8431,8652,013
Interest1,2051,1581,1451,1501,1411,0971,1171,1091,1321,1501,1911,2171,313
Expenses61-14610897304-39985103245-155605512
Financing Profit5787475374902541,029547527333857592593688
Financing Margin %31%42%30%28%15%60%31%30%19%46%32%32%34%
Other Income8188991788101091610
Depreciation2212233333222
Profit before tax5857645444972621,043553532340864598606696
Tax %33%31%26%25%26%28%26%26%25%26%25%26%25%
Net Profit392526405370195747412396254639446452519
EPS in Rs1.962.632.021.850.973.732.061.981.273.192.232.262.59
Gross NPA %3.99%
Net NPA %0.49%

Last Updated: June 10, 2024, 4:00 pm

Housing & Urban Development Corporation Ltd (HUDCO) Quarterly Chart

Housing & Urban Development Corporation Ltd (HUDCO) Profit & Loss

Last Updated: May 27, 2024, 5:30 am

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Revenue2,7582,8862,9783,3833,2703,5364,2285,5847,5677,2676,9867,0827,572
Interest1,6291,5671,7021,7751,9081,9862,2953,0714,8484,7654,5334,5074,871
Expenses205309192477319468526652544277111279-28
Financing Profit9231,0101,0841,1311,0441,0821,4081,8612,1762,2252,3422,2962,730
Financing Margin %33%35%36%33%32%31%33%33%29%31%34%32%36%
Other Income2156254437986741111445
Depreciation554555556781110
Profit before tax9401,0611,1051,1701,0761,1751,4081,8632,1742,2292,3462,2892,765
Tax %34%34%34%34%27%28%28%37%21%29%27%26%
Net Profit6227007347687838421,0101,1801,7081,5781,7161,7012,056
EPS in Rs310.49349.51366.64383.803.914.215.045.898.537.898.578.5010.27
Dividend Payout %23%21%14%13%13%13%11%14%36%28%41%45%

Housing & Urban Development Corporation Ltd (HUDCO) Profit & Loss Yearly Chart

Housing & Urban Development Corporation Ltd (HUDCO) Growth

Compounded Sales Growth
10 Years:10%
5 Years:7%
3 Years:2%
TTM:10%
Compounded Profit Growth
10 Years:11%
5 Years:12%
3 Years:10%
TTM:24%
Stock Price CAGR
10 Years:%
5 Years:47%
3 Years:78%
1 Year:376%
Return on Equity
10 Years:12%
5 Years:13%
3 Years:12%
Last Year:13%

Last Updated: June 17, 2024, 3:01 pm

Housing & Urban Development Corporation Ltd (HUDCO) Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital2,0022,0022,0022,0022,0022,0022,0022,0022,0022,0022,0022,0022,002
Reserves3,9894,5135,1305,7796,4447,1667,9408,95310,34011,18612,46513,44213,721
Borrowings13,71413,55318,88818,31525,44928,19636,27759,84861,43760,97861,50362,90563,276
Other Liabilities7,7916,8814,2047,0181,9991,9752,6952,0262,3472,7922,9242,6213,164
Total Liabilities27,49526,94930,22433,11435,89439,33948,91472,82876,12676,95878,89480,96982,162
Fixed Assets71716875737271716582939088
CWIP14182725394335395239251913
Investments1,224684754756367367527534232250257630211
Other Assets26,18626,17629,37632,25935,41538,85748,28172,18575,77776,58878,51880,23081,849
Total Assets27,49526,94930,22433,11435,89439,33948,91472,82876,12676,95878,89480,96982,162

Housing & Urban Development Corporation Ltd (HUDCO) Reserves and Borrowings Chart

Housing & Urban Development Corporation Ltd (HUDCO) Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity -8961,988-3,663-182-4,965-2,598-7,830-23,400-1,3362,161-806-850
Cash from Investing Activity 71532-80-13372-5-41883-14-1-353
Cash from Financing Activity 2,876-2,1823,3752044,6592,5097,85823,4221,365-1,08381691
Net Cash Flow2,051338-368966-9324391121,063-726-512

Housing & Urban Development Corporation Ltd (HUDCO) Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
ROE %11%11%10%10%9%11%11%15%12%12%11%

Housing & Urban Development Corporation Ltd (HUDCO) Financial Efficiency Indicators Chart

Housing & Urban Development Corporation Ltd (HUDCO) Share Holding Pattern

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Promoters89.81%89.81%89.81%81.81%81.81%81.81%81.81%81.81%81.81%81.81%81.81%81.81%
FIIs0.10%0.10%0.13%0.21%0.17%0.21%0.22%0.24%0.12%0.30%0.32%0.65%
DIIs2.39%2.29%2.15%8.67%8.26%7.96%7.81%7.60%7.30%7.29%7.17%7.15%
Public7.70%7.81%7.91%9.32%9.76%10.02%10.17%10.34%10.77%10.61%10.69%10.41%
No. of Shareholders2,77,0252,81,3062,88,3023,12,2283,17,0073,27,1043,27,0913,28,2283,26,4273,30,6153,39,7443,37,806

Housing & Urban Development Corporation Ltd (HUDCO) Shareholding Pattern Chart

No. of Housing & Urban Development Corporation Ltd (HUDCO) Shareholders

Housing & Urban Development Corporation Ltd (HUDCO) Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
HDFC Balanced Advantage Fund - Regular Plan18,922,7530.22142.3950,0002024-06-1737745.51%
SBI PSU Fund4,350,0003.9832.7350,0002024-06-178600%
Nippon India Nifty Smallcap 250 Index Fund302,4880.322.2850,0002024-06-17504.98%
Motilal Oswal Nifty Smallcap 250 Index Fund189,8630.321.4350,0002024-06-17279.73%
SBI Nifty Smallcap 250 Index Fund139,3790.321.0550,0002024-06-17178.76%
Shriram Flexi Cap Fund65,3270.820.4950,0002024-06-1730.65%
Shriram Aggressive Hybrid Fund50,0000.920.3850,0002024-06-170%
Shriram Long Term Equity Fund50,0000.980.3850,0002024-06-170%
Shriram Multi Asset Allocation Fund50,0000.410.3850,0002024-06-170%
Motilal Oswal Nifty 500 Index Fund20,7380.030.1650,0002024-06-17-58.52%

Housing & Urban Development Corporation Ltd (HUDCO) ROCE Trend

Housing & Urban Development Corporation Ltd (HUDCO) EPS Trend

Housing & Urban Development Corporation Ltd (HUDCO) Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)10.578.508.577.898.53
Diluted EPS (Rs.)10.578.508.577.898.53
Cash EPS (Rs.)10.628.568.617.928.56
Book Value[Excl.RevalReserv]/Share (Rs.)82.9877.1472.2765.8861.65
Book Value[Incl.RevalReserv]/Share (Rs.)82.9877.1472.2765.8861.65
Revenue From Operations / Share (Rs.)38.8835.2134.7436.1437.62
PBDIT / Share (Rs.)39.0334.0134.4034.9735.11
PBIT / Share (Rs.)38.9833.9534.3634.9335.08
PBT / Share (Rs.)14.2011.4411.7211.1310.86
Net Profit / Share (Rs.)10.578.508.577.888.53
NP After MI And SOA / Share (Rs.)10.578.508.577.888.53
PBDIT Margin (%)100.3896.5799.0296.7693.30
PBIT Margin (%)100.2596.4198.9196.6693.23
PBT Margin (%)36.5232.4733.7330.8028.87
Net Profit Margin (%)27.1924.1324.6821.8122.68
NP After MI And SOA Margin (%)27.1924.1324.6821.8122.67
Return on Networth / Equity (%)12.7411.0111.8611.9613.84
Return on Capital Employeed (%)8.4910.449.799.299.42
Return On Assets (%)2.262.102.172.052.24
Long Term Debt / Equity (X)1.923.123.764.624.98
Total Debt / Equity (X)1.924.074.254.624.98
Asset Turnover Ratio (%)0.080.080.080.090.10
Current Ratio (X)0.255.069.0143.9245.64
Quick Ratio (X)0.255.069.0143.9245.64
Dividend Payout Ratio (NP) (%)0.008.828.749.518.78
Dividend Payout Ratio (CP) (%)0.008.768.709.468.76
Earning Retention Ratio (%)0.0091.1891.2690.4991.22
Cash Earning Retention Ratio (%)0.0091.2491.3090.5491.24
Interest Coverage Ratio (X)1.581.511.521.471.45
Interest Coverage Ratio (Post Tax) (X)1.431.381.381.331.35
Enterprise Value (Cr.)68957.8271512.4667405.3268338.9065007.59
EV / Net Operating Revenue (X)8.8610.149.699.458.63
EV / EBITDA (X)8.8210.509.799.769.25
MarketCap / Net Operating Revenue (X)4.821.230.941.210.53
Retention Ratios (%)0.0091.1791.2590.4891.21
Price / BV (X)2.260.560.450.660.32
Price / Net Operating Revenue (X)4.821.230.941.210.53
EarningsYield0.050.190.260.170.42

Housing & Urban Development Corporation Ltd (HUDCO) Profitability Ratios (%)

Housing & Urban Development Corporation Ltd (HUDCO) Liquidity Ratios

Housing & Urban Development Corporation Ltd (HUDCO) Liquidity Ratios (%)

Housing & Urban Development Corporation Ltd (HUDCO) Interest Coverage Ratios (%)

Housing & Urban Development Corporation Ltd (HUDCO) Valuation Ratios

Fair Value

Fair Value: 296.50

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

Undervalued: 4.77% compared to the current price 283

Intrinsic Value: 307.72

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.

Undervalued: 8.73% compared to the current price ₹283

Last 5 Year EPS CAGR: 3.78%

*Investments are subject to market risks

Strength and Weakness of Housing & Urban Development Corporation Ltd (HUDCO) Stock

Unable to fetch valid data for stock valuation.

FAQ

What is the latest fair value of Housing & Urban Development Corporation Ltd (HUDCO)?

The latest fair value of Housing & Urban Development Corporation Ltd (HUDCO) is ₹296.50.

What is the Market Cap of Housing & Urban Development Corporation Ltd (HUDCO)?

The Market Cap of Housing & Urban Development Corporation Ltd (HUDCO) is 56,564 Cr..

What is the current Stock Price of Housing & Urban Development Corporation Ltd (HUDCO) as on 23 June 2024?

The current stock price of Housing & Urban Development Corporation Ltd (HUDCO) as on 23 June 2024 is ₹283.

What is the High / Low of Housing & Urban Development Corporation Ltd (HUDCO) stocks in FY 2024?

In FY 2024, the High / Low of Housing & Urban Development Corporation Ltd (HUDCO) stocks is 300/56.9.

What is the Stock P/E of Housing & Urban Development Corporation Ltd (HUDCO)?

The Stock P/E of Housing & Urban Development Corporation Ltd (HUDCO) is 26.7.

What is the Book Value of Housing & Urban Development Corporation Ltd (HUDCO)?

The Book Value of Housing & Urban Development Corporation Ltd (HUDCO) is 83.0.

What is the Dividend Yield of Housing & Urban Development Corporation Ltd (HUDCO)?

The Dividend Yield of Housing & Urban Development Corporation Ltd (HUDCO) is 1.36 %.

What is the ROCE of Housing & Urban Development Corporation Ltd (HUDCO)?

The ROCE of Housing & Urban Development Corporation Ltd (HUDCO) is 9.24 %.

What is the ROE of Housing & Urban Development Corporation Ltd (HUDCO)?

The ROE of Housing & Urban Development Corporation Ltd (HUDCO) is 13.2 %.

What is the Face Value of Housing & Urban Development Corporation Ltd (HUDCO)?

The Face Value of Housing & Urban Development Corporation Ltd (HUDCO) is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Housing & Urban Development Corporation Ltd (HUDCO). Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE