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Last Updated on: 03 May, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 532814 | NSE: INDIANB

Indian Bank: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: May 3, 2025, 9:41 pm

Market Cap 75,174 Cr.
Current Price 558
High / Low 633/474
Stock P/E6.68
Book Value 531
Dividend Yield2.15 %
ROCE6.38 %
ROE17.1 %
Face Value 10.0
PEG Ratio0.29

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Indian Bank

Competitors of Indian Bank

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Union Bank of India 96,351 Cr. 126 172/1015.90 1472.85 %6.55 %15.6 % 10.0
UCO Bank 39,537 Cr. 31.5 62.4/26.816.2 24.71.24 %5.76 %8.38 % 10.0
State Bank of India (SBI) 7,13,970 Cr. 800 912/6809.21 5461.71 %6.47 %17.2 % 1.00
Punjab National Bank 1,14,608 Cr. 99.7 139/85.56.81 1141.50 %5.46 %8.54 % 2.00
Punjab & Sind Bank 20,811 Cr. 29.3 73.6/25.220.5 18.80.68 %5.98 %7.03 % 10.0
Industry Average120,026.08 Cr177.7210.13160.451.83%6.09%13.63%7.46

All Competitor Stocks of Indian Bank

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Revenue9,9309,84910,16610,72811,83612,25513,05013,76414,20314,63315,04115,36915,770
Interest 5,5305,5785,6206,0266,3356,7367,3468,0038,3838,6098,8619,1549,345
Expenses 5,3025,1434,9225,0985,8606,2025,1615,1505,1585,3784,9945,1445,102
Financing Profit-901-872-376-396-359-6835436116616461,1861,0721,323
Financing Margin %-9%-9%-4%-4%-3%-6%4%4%5%4%8%7%8%
Other Income 1,7151,7071,7321,9871,9262,1611,8712,1662,1132,4322,0772,6022,397
Depreciation 0000000000000
Profit before tax 8148351,3561,5901,5671,4772,4152,7772,7743,0783,2633,6743,721
Tax % 13%-19%10%22%10%1%29%28%23%27%26%25%23%
Net Profit 7331,0251,3111,2881,4551,5201,8502,0692,2072,2962,5712,8012,910
EPS in Rs 5.878.2210.5310.3411.6812.2014.8516.6116.3717.0419.0820.7921.60
Gross NPA %9.13%8.47%8.13%7.30%6.53%5.95%5.47%4.97%4.47%3.95%3.77%3.48%3.26%
Net NPA %2.72%2.27%2.12%1.50%1.00%0.90%0.70%0.60%0.53%0.43%0.39%0.27%0.21%

Last Updated: March 3, 2025, 3:48 pm

Below is a detailed analysis of the quarterly data for Indian Bank based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Interest, as of Dec 2024, the value is 9,345.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9,154.00 Cr. (Sep 2024) to 9,345.00 Cr., marking an increase of 191.00 Cr..
  • For Expenses, as of Dec 2024, the value is 5,102.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5,144.00 Cr. (Sep 2024) to 5,102.00 Cr., marking a decrease of 42.00 Cr..
  • For Other Income, as of Dec 2024, the value is 2,397.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,602.00 Cr. (Sep 2024) to 2,397.00 Cr., marking a decrease of 205.00 Cr..
  • For Depreciation, as of Dec 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is 3,721.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,674.00 Cr. (Sep 2024) to 3,721.00 Cr., marking an increase of 47.00 Cr..
  • For Tax %, as of Dec 2024, the value is 23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Sep 2024) to 23.00%, marking a decrease of 2.00%.
  • For Net Profit, as of Dec 2024, the value is 2,910.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,801.00 Cr. (Sep 2024) to 2,910.00 Cr., marking an increase of 109.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 21.60. The value appears strong and on an upward trend. It has increased from 20.79 (Sep 2024) to 21.60, marking an increase of 0.81.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 3, 2025, 2:19 pm

MetricMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Revenue13,89815,24915,85316,24416,03917,11519,18221,40139,10838,88844,98555,65060,813
Interest 9,36710,88711,39011,79510,89110,85112,16713,79823,43922,12924,71732,34135,968
Expenses 3,9014,1584,2195,1286,1446,9988,2899,23818,02920,28521,57720,34220,618
Financing Profit629204245-679-996-734-1,273-1,634-2,360-3,526-1,3092,9674,227
Financing Margin %5%1%2%-4%-6%-4%-7%-8%-6%-9%-3%5%7%
Other Income 1,2901,3781,3721,7892,2222,4171,8913,3266,1117,3807,8048,5829,509
Depreciation 921051391511662372593146376015325310
Profit before tax 1,8271,4761,4789581,0601,4453591,3773,1153,2535,96311,01713,736
Tax % 13%21%31%25%-33%13%11%45%3%-23%11%26%
Net Profit 1,6101,1891,0517521,4551,3113818623,1514,1445,5748,42310,579
EPS in Rs 37.4525.5821.8415.6430.2527.297.9114.1527.8833.2644.7462.5178.51
Dividend Payout % 18%18%19%10%20%0%0%0%7%20%19%19%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)-26.15%-11.61%-28.45%93.48%-9.90%-70.94%126.25%265.55%31.51%34.51%51.11%
Change in YoY Net Profit Growth (%)0.00%14.54%-16.84%121.93%-103.38%-61.04%197.18%139.30%-234.03%2.99%16.60%

Indian Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:15%
5 Years:24%
3 Years:17%
TTM:11%
Compounded Profit Growth
10 Years:27%
5 Years:67%
3 Years:40%
TTM:34%
Stock Price CAGR
10 Years:15%
5 Years:64%
3 Years:53%
1 Year:3%
Return on Equity
10 Years:11%
5 Years:13%
3 Years:15%
Last Year:17%

Last Updated: Unknown

Balance Sheet

Last Updated: April 13, 2025, 3:30 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 4304654804804804804806091,1291,2451,2451,3471,347
Reserves 11,26313,55914,54916,01016,95418,23519,23522,15938,32943,70648,26158,90164,875
Deposits141,968162,255169,204178,259182,480208,262242,041260,184538,030593,571621,123687,953693,067
Borrowing3,2634,9642,6463,50912,63719,76012,13820,83024,76317,21822,09223,14333,416
Other Liabilities 6,0306,1456,1565,6835,9576,2446,4946,35923,28518,35620,61224,36523,380
Total Liabilities 162,953187,388193,036203,941218,507252,981280,388310,141625,535674,096713,334795,709816,085
Fixed Assets 1,6962,9352,9693,5083,4363,4213,9643,8987,3927,6947,4727,5387,549
CWIP 13581111105920
Investments 41,89946,93546,06053,28367,78171,61965,27281,871178,292176,502188,366215,242219,752
Other Assets 119,357137,515144,001147,143147,280177,940211,152224,371439,850489,896517,487572,927588,784
Total Assets 162,953187,388193,036203,941218,507252,981280,388310,141625,535674,096713,334795,709816,085

Below is a detailed analysis of the balance sheet data for Indian Bank based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹1,347.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 1,347.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹64,875.00 Cr.. The value appears strong and on an upward trend. It has increased from 58,901.00 Cr. (Mar 2024) to ₹64,875.00 Cr., marking an increase of 5,974.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹23,380.00 Cr.. The value appears to be improving (decreasing). It has decreased from 24,365.00 Cr. (Mar 2024) to ₹23,380.00 Cr., marking a decrease of 985.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹816,085.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 795,709.00 Cr. (Mar 2024) to ₹816,085.00 Cr., marking an increase of 20,376.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹7,549.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,538.00 Cr. (Mar 2024) to ₹7,549.00 Cr., marking an increase of 11.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2024) to ₹0.00 Cr., marking a decrease of 2.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹219,752.00 Cr.. The value appears strong and on an upward trend. It has increased from 215,242.00 Cr. (Mar 2024) to ₹219,752.00 Cr., marking an increase of 4,510.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹588,784.00 Cr.. The value appears strong and on an upward trend. It has increased from 572,927.00 Cr. (Mar 2024) to ₹588,784.00 Cr., marking an increase of 15,857.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹816,085.00 Cr.. The value appears strong and on an upward trend. It has increased from 795,709.00 Cr. (Mar 2024) to ₹816,085.00 Cr., marking an increase of 20,376.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +-7255,136-931-10,814-3,6766,270-8,39617,23128,750-27,894-8,61717,396
Cash from Investing Activity +-147-236-772-179-214-176-24721,233-305-314-618-348
Cash from Financing Activity +1,727-2,3126209,0416,7761,0002,5521,86618-1,5431,195-4,264
Net Cash Flow8552,588-1,082-1,9522,8867,094-6,09140,32928,464-29,751-8,04012,784

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-138.00-158.00-165.00-173.00-176.00-202.00-234.00-251.00-520.00-573.00-600.00-667.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
ROE %15%9%7%5%9%7%2%4%10%10%12%15%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Promoters79.86%79.86%79.86%79.86%79.86%79.86%79.86%79.86%79.86%73.84%73.84%73.84%
FIIs2.41%1.85%1.73%2.06%2.60%3.60%4.17%4.00%4.33%5.89%5.29%5.38%
DIIs10.53%10.60%11.11%11.67%12.09%11.94%11.55%11.57%11.76%15.84%16.95%16.87%
Public7.20%7.70%7.30%6.42%5.45%4.62%4.43%4.58%4.05%4.44%3.93%3.90%
No. of Shareholders3,43,9633,62,0553,49,6873,35,0743,14,3113,15,0963,13,4483,14,1863,06,6493,12,7703,08,1653,21,712

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
HDFC Mid-Cap Opportunities Fund - Regular Plan34,029,8902.881697.5834,029,8902025-04-22 13:31:130%
HDFC Small Cap Fund - Regular Plan9,723,9101.7485.089,723,9102025-04-22 17:25:310%
Mirae Asset Large & Midcap Fund8,534,9171.28425.768,534,9172025-04-22 17:25:310%
Mirae Asset Midcap Fund6,969,6122.42347.686,969,6122025-04-22 17:25:310%
HSBC Value Fund6,147,0002.73306.646,147,0002025-04-22 17:25:310%
HSBC Small Cap Fund - Regular Plan4,335,2731.55216.274,335,2732025-04-22 17:25:310%
HSBC Midcap Fund4,310,0002.272154,310,0002025-04-22 17:25:310%
ICICI Prudential Focused Equity Fund3,674,0302.69183.283,674,0302025-04-22 17:25:310%
UTI Mid Cap Fund3,396,8681.68169.453,396,8682025-04-22 17:25:310%
Edelweiss Mid Cap Fund3,298,0213.35164.523,298,0212025-04-22 17:25:310%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 66.0344.7433.9927.8816.38
Diluted EPS (Rs.) 66.0344.7433.9927.8816.38
Cash EPS (Rs.) 64.3047.0736.7032.3117.61
Book Value[Excl.RevalReserv]/Share (Rs.) 402.93348.47311.06298.42324.90
Book Value[Incl.RevalReserv]/Share (Rs.) 447.29397.50360.93349.38373.97
Operating Revenue / Share (Rs.)413.15361.20312.03346.28351.53
Net Profit / Share (Rs.) 60.3542.8031.8826.7012.45
Net Profit After MI / Share (Rs.)62.5144.7433.0727.8814.15
Net Profit Margin (%) 14.6011.8410.217.713.54
Net Profit After MI And SOA Nargin (%)15.1212.3810.598.054.02
Operating Profit Margin (%)-0.81-5.49-8.84-9.01-11.99
Return On Assets (%) 1.050.780.610.500.27
Return On Equity / Networth (%)15.5112.8310.639.344.35
Net Interest Margin (X)2.922.842.482.492.45
Cost To Income (%)46.8845.3247.0348.5740.55
Interest Income / Total Assets (%)6.996.305.766.226.90
Non-Interest Income / Total Assets (%)1.071.091.091.041.07
Operating Profit / Total Assets (%)-0.05-0.34-0.50-0.56-0.82
Operating Expenses / Total Assets (%)1.871.781.681.711.42
Interest Expenses / Total Assets (%)4.063.463.283.734.44
Enterprise Value (Rs.Cr.)748522.66646404.05605824.14549816.59277902.52
EV Per Net Sales (X)13.4514.3715.5914.0612.99
Price To Book Value (X)1.290.820.490.380.13
Price To Sales (X)1.260.790.490.330.12
Retention Ratios (%) 80.8080.7780.3492.82100.00
Earnings Yield (X)0.120.150.210.230.32

After reviewing the key financial ratios for Indian Bank, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 24, the value is 66.03. This value is within the healthy range. It has increased from 44.74 (Mar 23) to 66.03, marking an increase of 21.29.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 66.03. This value is within the healthy range. It has increased from 44.74 (Mar 23) to 66.03, marking an increase of 21.29.
  • For Cash EPS (Rs.), as of Mar 24, the value is 64.30. This value is within the healthy range. It has increased from 47.07 (Mar 23) to 64.30, marking an increase of 17.23.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 402.93. It has increased from 348.47 (Mar 23) to 402.93, marking an increase of 54.46.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 447.29. It has increased from 397.50 (Mar 23) to 447.29, marking an increase of 49.79.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 60.35. This value is within the healthy range. It has increased from 42.80 (Mar 23) to 60.35, marking an increase of 17.55.
  • For Net Profit Margin (%), as of Mar 24, the value is 14.60. This value exceeds the healthy maximum of 10. It has increased from 11.84 (Mar 23) to 14.60, marking an increase of 2.76.
  • For Return On Assets (%), as of Mar 24, the value is 1.05. This value is below the healthy minimum of 5. It has increased from 0.78 (Mar 23) to 1.05, marking an increase of 0.27.
  • For Retention Ratios (%), as of Mar 24, the value is 80.80. This value exceeds the healthy maximum of 70. It has increased from 80.77 (Mar 23) to 80.80, marking an increase of 0.03.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Indian Bank as of May 3, 2025 is: 495.67

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of May 3, 2025, Indian Bank is Overvalued by 11.17% compared to the current share price 558.00

Intrinsic Value of Indian Bank as of May 3, 2025 is: 609.70

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of May 3, 2025, Indian Bank is Undervalued by 9.27% compared to the current share price 558.00

Last 5 Year EPS CAGR: 23.01%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indian Bank:
    1. Net Profit Margin: 14.6%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 6.09%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 13.63%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 6.68 (Industry average Stock P/E: 10.13)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Indian Bank is a Public Limited Listed company incorporated on 05/03/1907 and registered in the State of Tamilnadu, India. Company presently involved in the business activities of Banking Business.
INDUSTRYADDRESSCONTACT
Finance - Banks - Public SectorNo. 66, Rajaji Salai, Chennai (Madras) Tamil Nadu 600001investors@indianbank.co.in
http://www.indianbank.in
Management
NamePosition Held
Mr. S L JainManaging Director & CEO
Mr. Mahesh Kumar BajajExecutive Director
Mr. Ashutosh ChoudhuryExecutive Director
Mr. Shiv Bajrang SinghExecutive Director
Mr. Brajesh Kumar SinghExecutive Director
Mr. Pradeep Kumar MalhotraShareholder Director
Ms. Papia SenguptaShareholder Director
Mr. Balmukund SahayPart Time Non Official Director
Mr. Vishvesh Kumar GoelPart Time Non Official Director
Dr. Alok PandeGovernment Nominee Director
Mrs. K NikhilaNominee Director

FAQ

What is the intrinsic value of Indian Bank?

Indian Bank's intrinsic value (as of 03 May 2025) is ₹495.67 — 11.17% lower the current market price of 558.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 75,174 Cr. market cap, FY2025-2026 high/low of ₹633/474, reserves of 64,875 Cr, and liabilities of 816,085 Cr.

What is the Market Cap of Indian Bank?

The Market Cap of Indian Bank is 75,174 Cr..

What is the current Stock Price of Indian Bank as on 03 May 2025?

The current stock price of Indian Bank as on 03 May 2025 is 558.

What is the High / Low of Indian Bank stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Indian Bank stocks is ₹633/474.

What is the Stock P/E of Indian Bank?

The Stock P/E of Indian Bank is 6.68.

What is the Book Value of Indian Bank?

The Book Value of Indian Bank is 531.

What is the Dividend Yield of Indian Bank?

The Dividend Yield of Indian Bank is 2.15 %.

What is the ROCE of Indian Bank?

The ROCE of Indian Bank is 6.38 %.

What is the ROE of Indian Bank?

The ROE of Indian Bank is 17.1 %.

What is the Face Value of Indian Bank?

The Face Value of Indian Bank is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Indian Bank. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE