Share Price and Basic Stock Data
Last Updated: February 27, 2026, 8:35 pm
| PEG Ratio | 0.53 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indian Bank, a prominent player in the public sector banking space, reported a stock price of ₹984 and a market capitalization of ₹1,32,400 Cr. The bank demonstrated a robust revenue trajectory, with quarterly revenue rising from ₹11,836 Cr in December 2022 to ₹14,203 Cr by December 2023, marking a notable year-on-year increase. In its trailing twelve months (TTM), revenue stood at ₹65,875 Cr, reflecting a consistent upward trend. The increase in revenue can be attributed to improved interest income, which grew from ₹6,335 Cr in December 2022 to ₹8,383 Cr in December 2023. Other income also contributed positively, peaking at ₹2,113 Cr in December 2023. This growth trend is essential for sustaining competitiveness in a sector characterized by rapid digital transformation and evolving customer expectations.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Indian Bank | 1,33,450 Cr. | 990 | 1,000/478 | 11.1 | 593 | 1.64 % | 6.38 % | 17.1 % | 10.0 |
| IDBI Bank Ltd | 1,24,848 Cr. | 116 | 118/66.1 | 13.4 | 64.8 | 1.81 % | 6.78 % | 13.6 % | 10.0 |
| Canara Bank | 1,42,727 Cr. | 157 | 163/78.6 | 7.07 | 129 | 2.54 % | 6.79 % | 17.8 % | 2.00 |
| Punjab National Bank | 1,48,799 Cr. | 129 | 135/85.5 | 8.36 | 130 | 2.24 % | 6.32 % | 15.2 % | 2.00 |
| Union Bank of India | 1,54,397 Cr. | 202 | 205/108 | 8.15 | 172 | 2.35 % | 6.72 % | 17.0 % | 10.0 |
| Industry Average | 175,424.38 Cr | 269.35 | 10.71 | 183.82 | 1.68% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,836 | 12,255 | 13,050 | 13,764 | 14,203 | 14,633 | 15,041 | 15,369 | 15,770 | 15,860 | 16,285 | 16,628 | 17,102 |
| Interest | 6,335 | 6,736 | 7,346 | 8,003 | 8,383 | 8,609 | 8,861 | 9,154 | 9,345 | 9,467 | 9,924 | 10,040 | 10,203 |
| Expenses | 5,860 | 6,202 | 5,161 | 5,150 | 5,158 | 5,378 | 4,994 | 5,144 | 5,102 | 5,097 | 4,880 | 5,108 | 5,492 |
| Financing Profit | -359 | -683 | 543 | 611 | 661 | 646 | 1,186 | 1,072 | 1,323 | 1,295 | 1,481 | 1,480 | 1,407 |
| Financing Margin % | -3% | -6% | 4% | 4% | 5% | 4% | 8% | 7% | 8% | 8% | 9% | 9% | 8% |
| Other Income | 1,926 | 2,161 | 1,871 | 2,166 | 2,113 | 2,432 | 2,077 | 2,602 | 2,397 | 2,935 | 1,854 | 2,643 | 2,793 |
| Depreciation | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Profit before tax | 1,567 | 1,477 | 2,415 | 2,777 | 2,774 | 3,078 | 3,263 | 3,674 | 3,721 | 4,230 | 3,335 | 4,123 | 4,199 |
| Tax % | 10% | 1% | 29% | 28% | 23% | 27% | 26% | 25% | 23% | 30% | 33% | 26% | 27% |
| Net Profit | 1,455 | 1,520 | 1,850 | 2,069 | 2,207 | 2,296 | 2,571 | 2,801 | 2,910 | 2,982 | 2,277 | 3,109 | 3,148 |
| EPS in Rs | 11.68 | 12.20 | 14.85 | 16.61 | 16.37 | 17.04 | 19.08 | 20.79 | 21.60 | 22.14 | 16.90 | 23.07 | 23.36 |
| Gross NPA % | 6.53% | 5.95% | 5.47% | 4.97% | 4.47% | 3.95% | 3.77% | 3.48% | 3.26% | 3.09% | 3.01% | 2.60% | 2.23% |
| Net NPA % | 1.00% | 0.90% | 0.70% | 0.60% | 0.53% | 0.43% | 0.39% | 0.27% | 0.21% | 0.19% | 0.18% | 0.16% | 0.15% |
Last Updated: February 5, 2026, 1:46 pm
Below is a detailed analysis of the quarterly data for Indian Bank based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 10,203.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 10,040.00 Cr. (Sep 2025) to 10,203.00 Cr., marking an increase of 163.00 Cr..
- For Expenses, as of Dec 2025, the value is 5,492.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5,108.00 Cr. (Sep 2025) to 5,492.00 Cr., marking an increase of 384.00 Cr..
- For Other Income, as of Dec 2025, the value is 2,793.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,643.00 Cr. (Sep 2025) to 2,793.00 Cr., marking an increase of 150.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 4,199.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,123.00 Cr. (Sep 2025) to 4,199.00 Cr., marking an increase of 76.00 Cr..
- For Tax %, as of Dec 2025, the value is 27.00%. The value appears to be increasing, which may not be favorable. It has increased from 26.00% (Sep 2025) to 27.00%, marking an increase of 1.00%.
- For Net Profit, as of Dec 2025, the value is 3,148.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,109.00 Cr. (Sep 2025) to 3,148.00 Cr., marking an increase of 39.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 23.36. The value appears strong and on an upward trend. It has increased from 23.07 (Sep 2025) to 23.36, marking an increase of 0.29.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: February 24, 2026, 12:16 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15,249 | 15,853 | 16,244 | 16,039 | 17,115 | 19,182 | 21,401 | 39,108 | 38,888 | 44,985 | 55,650 | 62,039 | 65,875 |
| Interest | 10,887 | 11,390 | 11,795 | 10,891 | 10,851 | 12,167 | 13,798 | 23,439 | 22,129 | 24,717 | 32,341 | 36,826 | 39,634 |
| Expenses | 4,158 | 4,219 | 5,128 | 6,144 | 6,998 | 8,289 | 9,238 | 18,029 | 20,285 | 21,577 | 20,342 | 19,818 | 20,579 |
| Financing Profit | 204 | 245 | -679 | -996 | -734 | -1,273 | -1,634 | -2,360 | -3,526 | -1,309 | 2,967 | 5,395 | 5,663 |
| Financing Margin % | 1% | 2% | -4% | -6% | -4% | -7% | -8% | -6% | -9% | -3% | 5% | 9% | 9% |
| Other Income | 1,378 | 1,372 | 1,789 | 2,222 | 2,417 | 1,891 | 3,326 | 6,111 | 7,380 | 7,804 | 8,582 | 10,011 | 10,224 |
| Depreciation | 105 | 139 | 151 | 166 | 237 | 259 | 314 | 637 | 601 | 532 | 531 | 543 | 0 |
| Profit before tax | 1,476 | 1,478 | 958 | 1,060 | 1,445 | 359 | 1,377 | 3,115 | 3,253 | 5,963 | 11,017 | 14,864 | 15,887 |
| Tax % | 21% | 31% | 25% | -33% | 13% | 11% | 45% | 3% | -23% | 11% | 26% | 26% | |
| Net Profit | 1,189 | 1,051 | 752 | 1,455 | 1,311 | 381 | 862 | 3,151 | 4,144 | 5,574 | 8,423 | 11,264 | 11,515 |
| EPS in Rs | 25.58 | 21.84 | 15.64 | 30.25 | 27.29 | 7.91 | 14.15 | 27.88 | 33.26 | 44.74 | 62.51 | 83.61 | 85.47 |
| Dividend Payout % | 18% | 19% | 10% | 20% | 0% | 0% | 0% | 7% | 20% | 19% | 19% | 19% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -11.61% | -28.45% | 93.48% | -9.90% | -70.94% | 126.25% | 265.55% | 31.51% | 34.51% | 51.11% | 33.73% |
| Change in YoY Net Profit Growth (%) | 0.00% | -16.84% | 121.93% | -103.38% | -61.04% | 197.18% | 139.30% | -234.03% | 2.99% | 16.60% | -17.38% |
Indian Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 24% |
| 3 Years: | 17% |
| TTM: | 10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 27% |
| 5 Years: | 67% |
| 3 Years: | 40% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 60% |
| 3 Years: | 51% |
| 1 Year: | 21% |
| Return on Equity | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 13% |
| 3 Years: | 15% |
| Last Year: | 17% |
Last Updated: September 5, 2025, 7:05 am
Balance Sheet
Last Updated: December 4, 2025, 1:25 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 465 | 480 | 480 | 480 | 480 | 480 | 609 | 1,129 | 1,245 | 1,245 | 1,347 | 1,347 | 1,347 |
| Reserves | 13,559 | 14,549 | 16,010 | 16,954 | 18,235 | 19,235 | 22,159 | 38,329 | 43,706 | 48,261 | 58,901 | 70,166 | 75,540 |
| Deposits | 162,255 | 169,204 | 178,259 | 182,480 | 208,262 | 242,041 | 260,184 | 538,030 | 593,571 | 621,123 | 687,953 | 737,098 | 776,877 |
| Borrowing | 4,964 | 2,646 | 3,509 | 12,637 | 19,760 | 12,138 | 20,830 | 24,763 | 17,218 | 22,092 | 23,143 | 41,552 | 42,282 |
| Other Liabilities | 6,145 | 6,156 | 5,683 | 5,957 | 6,244 | 6,494 | 6,359 | 23,285 | 18,356 | 20,612 | 24,365 | 26,875 | 28,440 |
| Total Liabilities | 187,388 | 193,036 | 203,941 | 218,507 | 252,981 | 280,388 | 310,141 | 625,535 | 674,096 | 713,334 | 795,709 | 877,039 | 924,486 |
| Fixed Assets | 2,935 | 2,969 | 3,508 | 3,436 | 3,421 | 3,964 | 3,898 | 7,392 | 7,694 | 7,472 | 7,538 | 8,854 | 8,750 |
| CWIP | 3 | 5 | 8 | 11 | 1 | 1 | 1 | 0 | 5 | 9 | 2 | 3 | 0 |
| Investments | 46,935 | 46,060 | 53,283 | 67,781 | 71,619 | 65,272 | 81,871 | 178,292 | 176,502 | 188,366 | 215,242 | 228,421 | 238,535 |
| Other Assets | 137,515 | 144,001 | 147,143 | 147,280 | 177,940 | 211,152 | 224,371 | 439,850 | 489,896 | 517,487 | 572,927 | 639,760 | 677,201 |
| Total Assets | 187,388 | 193,036 | 203,941 | 218,507 | 252,981 | 280,388 | 310,141 | 625,535 | 674,096 | 713,334 | 795,709 | 877,039 | 924,486 |
Below is a detailed analysis of the balance sheet data for Indian Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1,347.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1,347.00 Cr..
- For Reserves, as of Sep 2025, the value is 75,540.00 Cr.. The value appears strong and on an upward trend. It has increased from 70,166.00 Cr. (Mar 2025) to 75,540.00 Cr., marking an increase of 5,374.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 28,440.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 26,875.00 Cr. (Mar 2025) to 28,440.00 Cr., marking an increase of 1,565.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 924,486.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 877,039.00 Cr. (Mar 2025) to 924,486.00 Cr., marking an increase of 47,447.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 8,750.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,854.00 Cr. (Mar 2025) to 8,750.00 Cr., marking a decrease of 104.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 3.00 Cr..
- For Investments, as of Sep 2025, the value is 238,535.00 Cr.. The value appears strong and on an upward trend. It has increased from 228,421.00 Cr. (Mar 2025) to 238,535.00 Cr., marking an increase of 10,114.00 Cr..
- For Other Assets, as of Sep 2025, the value is 677,201.00 Cr.. The value appears strong and on an upward trend. It has increased from 639,760.00 Cr. (Mar 2025) to 677,201.00 Cr., marking an increase of 37,441.00 Cr..
- For Total Assets, as of Sep 2025, the value is 924,486.00 Cr.. The value appears strong and on an upward trend. It has increased from 877,039.00 Cr. (Mar 2025) to 924,486.00 Cr., marking an increase of 47,447.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -158.00 | -165.00 | -173.00 | -176.00 | -202.00 | -234.00 | -251.00 | -520.00 | -573.00 | -600.00 | -667.00 | -718.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9% | 7% | 5% | 9% | 7% | 2% | 4% | 10% | 10% | 12% | 15% | 17% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Mid Cap Fund | 36,854,482 | 3.64 | 3360.02 | N/A | N/A | N/A |
| Kotak Midcap Fund | 17,438,497 | 2.69 | 1589.87 | 16,988,497 | 2026-01-26 00:42:09 | 2.65% |
| HDFC Small Cap Fund | 9,688,128 | 2.39 | 883.27 | N/A | N/A | N/A |
| Nippon India Growth Mid Cap Fund | 8,000,000 | 1.75 | 729.36 | 8,131,451 | 2025-12-15 00:49:43 | -1.62% |
| Kotak Large & Midcap Fund | 6,000,000 | 1.82 | 547.02 | N/A | N/A | N/A |
| Axis Midcap Fund | 4,792,805 | 1.41 | 436.96 | 4,861,920 | 2026-02-23 08:17:35 | -1.42% |
| HSBC Value Fund | 3,418,740 | 2.14 | 311.69 | 3,099,121 | 2026-02-23 08:17:35 | 10.31% |
| Edelweiss Mid Cap Fund | 3,120,547 | 2.06 | 284.5 | 3,355,391 | 2026-02-23 08:17:35 | -7% |
| Sundaram Mid Cap Fund | 2,859,289 | 2.02 | 260.68 | 3,010,123 | 2026-02-23 08:17:35 | -5.01% |
| SBI PSU Fund | 2,427,235 | 3.7 | 221.29 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 83.61 | 66.03 | 44.74 | 33.99 | 27.88 |
| Diluted EPS (Rs.) | 83.61 | 66.03 | 44.74 | 33.99 | 27.88 |
| Cash EPS (Rs.) | 85.66 | 64.30 | 47.07 | 36.70 | 32.31 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 530.92 | 402.93 | 348.47 | 311.06 | 298.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 530.92 | 447.29 | 397.50 | 360.93 | 349.38 |
| Operating Revenue / Share (Rs.) | 460.59 | 413.15 | 361.20 | 312.03 | 346.28 |
| Net Profit / Share (Rs.) | 81.63 | 60.35 | 42.80 | 31.88 | 26.70 |
| Net Profit After MI / Share (Rs.) | 83.61 | 62.51 | 44.74 | 33.07 | 27.88 |
| Net Profit Margin (%) | 17.72 | 14.60 | 11.84 | 10.21 | 7.71 |
| Net Profit After MI And SOA Nargin (%) | 18.15 | 15.12 | 12.38 | 10.59 | 8.05 |
| Operating Profit Margin (%) | 31.21 | 25.49 | 18.98 | 16.54 | 13.57 |
| Return On Assets (%) | 1.28 | 1.05 | 0.78 | 0.61 | 0.50 |
| Return On Equity / Networth (%) | 15.74 | 15.51 | 12.83 | 10.63 | 9.34 |
| Net Interest Margin (X) | 2.87 | 2.92 | 2.84 | 2.48 | 2.49 |
| Cost To Income (%) | 45.77 | 46.88 | 45.32 | 47.03 | 48.57 |
| Interest Income / Total Assets (%) | 7.07 | 6.99 | 6.30 | 5.76 | 6.22 |
| Non-Interest Income / Total Assets (%) | 1.14 | 1.07 | 1.09 | 1.09 | 1.04 |
| Operating Profit / Total Assets (%) | 0.11 | -0.05 | -0.34 | -0.50 | -0.56 |
| Operating Expenses / Total Assets (%) | 1.83 | 1.87 | 1.78 | 1.68 | 1.71 |
| Interest Expenses / Total Assets (%) | 4.19 | 4.06 | 3.46 | 3.28 | 3.73 |
| Enterprise Value (Rs.Cr.) | 819741.88 | 748522.66 | 646404.05 | 605824.14 | 549816.59 |
| EV Per Net Sales (X) | 13.21 | 13.45 | 14.37 | 15.59 | 14.06 |
| Price To Book Value (X) | 1.02 | 1.29 | 0.82 | 0.49 | 0.38 |
| Price To Sales (X) | 1.18 | 1.26 | 0.79 | 0.49 | 0.33 |
| Retention Ratios (%) | 80.56 | 80.80 | 80.77 | 80.34 | 92.82 |
| Earnings Yield (X) | 0.15 | 0.12 | 0.15 | 0.21 | 0.23 |
After reviewing the key financial ratios for Indian Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 83.61. This value is within the healthy range. It has increased from 66.03 (Mar 24) to 83.61, marking an increase of 17.58.
- For Diluted EPS (Rs.), as of Mar 25, the value is 83.61. This value is within the healthy range. It has increased from 66.03 (Mar 24) to 83.61, marking an increase of 17.58.
- For Cash EPS (Rs.), as of Mar 25, the value is 85.66. This value is within the healthy range. It has increased from 64.30 (Mar 24) to 85.66, marking an increase of 21.36.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 530.92. It has increased from 402.93 (Mar 24) to 530.92, marking an increase of 127.99.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 530.92. It has increased from 447.29 (Mar 24) to 530.92, marking an increase of 83.63.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 81.63. This value is within the healthy range. It has increased from 60.35 (Mar 24) to 81.63, marking an increase of 21.28.
- For Net Profit Margin (%), as of Mar 25, the value is 17.72. This value exceeds the healthy maximum of 10. It has increased from 14.60 (Mar 24) to 17.72, marking an increase of 3.12.
- For Return On Assets (%), as of Mar 25, the value is 1.28. This value is below the healthy minimum of 5. It has increased from 1.05 (Mar 24) to 1.28, marking an increase of 0.23.
- For Retention Ratios (%), as of Mar 25, the value is 80.56. This value exceeds the healthy maximum of 70. It has decreased from 80.80 (Mar 24) to 80.56, marking a decrease of 0.24.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indian Bank:
- Net Profit Margin: 17.72%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 11.1 (Industry average Stock P/E: 10.71)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 17.72%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | No. 66, Rajaji Salai, Chennai (Madras) Tamil Nadu 600001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Binod Kumar | Managing Director & CEO |
| Mr. Brajesh Kumar Singh | Executive Director |
| Mr. Shiv Bajrang Singh | Executive Director |
| Mr. Mahesh Kumar Bajaj | Executive Director |
| Mr. Ashutosh Choudhury | Executive Director |
| Mr. Balmukund Sahay | Part Time Non Official Director |
| Mr. Vishvesh Kumar Goel | Part Time Non Official Director |
| Mr. Pradeep Kumar Malhotra | Shareholder Director |
| Mr. Sanjeev Maheshwari | Shareholder Director |
| Dr. Alok Pande | Government Nominee Director |
| Mrs. K Nikhila | Nominee Director |
FAQ
What is the intrinsic value of Indian Bank?
Indian Bank's intrinsic value (as of 27 February 2026) is ₹1105.37 which is 11.65% higher the current market price of ₹990.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,33,450 Cr. market cap, FY2025-2026 high/low of ₹1,000/478, reserves of ₹75,540 Cr, and liabilities of ₹924,486 Cr.
What is the Market Cap of Indian Bank?
The Market Cap of Indian Bank is 1,33,450 Cr..
What is the current Stock Price of Indian Bank as on 27 February 2026?
The current stock price of Indian Bank as on 27 February 2026 is ₹990.
What is the High / Low of Indian Bank stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indian Bank stocks is ₹1,000/478.
What is the Stock P/E of Indian Bank?
The Stock P/E of Indian Bank is 11.1.
What is the Book Value of Indian Bank?
The Book Value of Indian Bank is 593.
What is the Dividend Yield of Indian Bank?
The Dividend Yield of Indian Bank is 1.64 %.
What is the ROCE of Indian Bank?
The ROCE of Indian Bank is 6.38 %.
What is the ROE of Indian Bank?
The ROE of Indian Bank is 17.1 %.
What is the Face Value of Indian Bank?
The Face Value of Indian Bank is 10.0.
