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Last Updated on: 01 June, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

Indian Overseas Bank: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: May 31, 2025, 9:11 pm

Market Cap 76,718 Cr.
Current Price 39.8
High / Low 74.9/33.0
Stock P/E23.0
Book Value 16.9
Dividend Yield0.00 %
ROCE5.95 %
ROE11.0 %
Face Value 10.0
PEG Ratio0.83

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Indian Overseas Bank

Competitors of Indian Overseas Bank

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Union Bank of India 1,12,054 Cr. 147 172/1016.22 1492.45 %6.72 %17.0 % 10.0
UCO Bank 41,443 Cr. 33.0 62.4/26.817.0 24.71.18 %5.76 %8.38 % 10.0
State Bank of India (SBI) 7,24,947 Cr. 812 912/6809.35 5461.96 %6.47 %17.2 % 1.00
Punjab National Bank 1,21,618 Cr. 106 139/85.56.58 1162.74 %6.32 %15.2 % 2.00
Punjab & Sind Bank 22,699 Cr. 32.0 73.6/25.222.4 18.80.63 %5.98 %7.03 % 10.0
Industry Average127,081.00 Cr189.5010.77162.602.01%6.22%14.35%7.46

All Competitor Stocks of Indian Overseas Bank

Quarterly Result

MetricMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
Revenue4,2154,4354,7185,0565,1925,4245,8216,1766,6296,5356,8517,1127,634
Interest 2,6052,6812,7642,7842,9163,1023,4753,7783,8664,0944,3134,3234,511
Expenses 2,5141,9512,5822,6622,8202,6182,8272,5814,0472,7363,1892,8493,150
Financing Profit-904-197-629-390-544-296-481-183-1,284-295-652-60-27
Financing Margin %-21%-4%-13%-8%-10%-5%-8%-3%-19%-5%-10%-1%-0%
Other Income 1,5045931,1359501,4308031,1141,2622,4771,0331,6331,2981,581
Depreciation 0000000000000
Profit before tax 6003965065608865076331,0791,1937389821,2371,554
Tax % 8%1%1%1%27%1%1%33%32%14%21%29%32%
Net Profit 5523925015556505006257238086337778741,051
EPS in Rs 0.290.210.270.290.340.260.330.380.430.330.410.460.55
Gross NPA %9.82%9.12%8.53%8.19%7.44%7.13%4.74%3.90%3.10%2.89%2.72%2.55%2.14%
Net NPA %2.65%2.43%2.56%2.43%1.83%1.44%0.68%0.62%0.57%0.51%0.47%0.42%0.37%

Last Updated: May 31, 2025, 8:53 am

Below is a detailed analysis of the quarterly data for Indian Overseas Bank based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Interest, as of Mar 2025, the value is 4,511.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,323.00 Cr. (Dec 2024) to 4,511.00 Cr., marking an increase of 188.00 Cr..
  • For Expenses, as of Mar 2025, the value is 3,150.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,849.00 Cr. (Dec 2024) to 3,150.00 Cr., marking an increase of 301.00 Cr..
  • For Other Income, as of Mar 2025, the value is 1,581.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,298.00 Cr. (Dec 2024) to 1,581.00 Cr., marking an increase of 283.00 Cr..
  • For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
  • For Profit before tax, as of Mar 2025, the value is 1,554.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,237.00 Cr. (Dec 2024) to 1,554.00 Cr., marking an increase of 317.00 Cr..
  • For Tax %, as of Mar 2025, the value is 32.00%. The value appears to be increasing, which may not be favorable. It has increased from 29.00% (Dec 2024) to 32.00%, marking an increase of 3.00%.
  • For Net Profit, as of Mar 2025, the value is 1,051.00 Cr.. The value appears strong and on an upward trend. It has increased from 874.00 Cr. (Dec 2024) to 1,051.00 Cr., marking an increase of 177.00 Cr..
  • For EPS in Rs, as of Mar 2025, the value is 0.55. The value appears strong and on an upward trend. It has increased from 0.46 (Dec 2024) to 0.55, marking an increase of 0.09.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 3, 2025, 2:19 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue22,68423,93823,51719,71917,91517,63117,40616,96616,73019,40024,05028,131
Interest 17,10718,55418,13514,52912,44812,35212,10311,06710,41911,14514,22017,241
Expenses 6,7627,26211,44311,72817,57315,14216,70610,3609,2639,75611,73711,924
Financing Profit-1,185-1,878-6,060-6,539-12,106-9,863-11,404-4,461-2,952-1,501-1,908-1,033
Financing Margin %-5%-8%-26%-33%-68%-56%-66%-26%-18%-8%-8%-4%
Other Income 2,1692,1392,5283,3733,7464,2063,3605,5594,9034,1095,6565,545
Depreciation 1411491962152723043012581722603360
Profit before tax 843111-3,728-3,381-8,632-5,961-8,3448401,7792,3483,4134,512
Tax % 29%508%-22%1%-27%-37%2%1%4%11%22%26%
Net Profit 602-454-2,897-3,417-6,299-3,738-8,5278311,7102,0992,6563,335
EPS in Rs 4.87-3.68-16.03-13.92-12.88-4.09-5.190.510.901.111.401.73
Dividend Payout % 25%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-175.42%-538.11%-17.95%-84.34%40.66%-128.12%109.75%105.78%22.75%26.54%25.56%
Change in YoY Net Profit Growth (%)0.00%-362.69%520.16%-66.39%125.00%-168.77%237.86%-3.97%-83.03%3.79%-0.97%

Indian Overseas Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:2%
5 Years:10%
3 Years:19%
TTM:17%
Compounded Profit Growth
10 Years:25%
5 Years:19%
3 Years:25%
TTM:26%
Stock Price CAGR
10 Years:0%
5 Years:38%
3 Years:31%
1 Year:-42%
Return on Equity
10 Years:-7%
5 Years:9%
3 Years:10%
Last Year:11%

Last Updated: Unknown

Balance Sheet

Last Updated: May 13, 2025, 3:21 pm

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 1,2351,2351,8072,4554,8919,14216,43716,43718,90218,90218,90219,257
Reserves 14,93514,40613,85911,2908,3837,218-2825084,0986,3619,04013,284
Deposits234,578253,451224,514211,343216,832222,534222,952240,288262,159260,883285,905311,939
Borrowing17,90310,83027,18316,0989,2286,1465,4203,6723,07120,80430,38742,228
Other Liabilities 6,2475,7157,0735,9838,6344,96816,20013,10611,1476,7847,7998,308
Total Liabilities 274,899285,637274,437247,167247,968250,008260,727274,010299,377313,734352,034395,015
Fixed Assets 2,5672,4623,2183,0022,8383,3213,1242,9183,3653,7103,7254,655
CWIP 3745525356163100140
Investments 70,23779,29879,19071,65468,64666,93279,41695,49498,17994,17099,632111,045
Other Assets 202,057203,832191,977172,459176,429179,739178,183175,597197,833215,854248,662279,315
Total Assets 274,899285,637274,437247,167247,968250,008260,727274,010299,377313,734352,034395,015

Below is a detailed analysis of the balance sheet data for Indian Overseas Bank based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 19,257.00 Cr.. The value appears strong and on an upward trend. It has increased from 18,902.00 Cr. (Mar 2024) to 19,257.00 Cr., marking an increase of 355.00 Cr..
  • For Reserves, as of Mar 2025, the value is 13,284.00 Cr.. The value appears strong and on an upward trend. It has increased from 9,040.00 Cr. (Mar 2024) to 13,284.00 Cr., marking an increase of 4,244.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 8,308.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7,799.00 Cr. (Mar 2024) to 8,308.00 Cr., marking an increase of 509.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 395,015.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 352,034.00 Cr. (Mar 2024) to 395,015.00 Cr., marking an increase of 42,981.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 4,655.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,725.00 Cr. (Mar 2024) to 4,655.00 Cr., marking an increase of 930.00 Cr..
  • For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 14.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 14.00 Cr..
  • For Investments, as of Mar 2025, the value is 111,045.00 Cr.. The value appears strong and on an upward trend. It has increased from 99,632.00 Cr. (Mar 2024) to 111,045.00 Cr., marking an increase of 11,413.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 279,315.00 Cr.. The value appears strong and on an upward trend. It has increased from 248,662.00 Cr. (Mar 2024) to 279,315.00 Cr., marking an increase of 30,653.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 395,015.00 Cr.. The value appears strong and on an upward trend. It has increased from 352,034.00 Cr. (Mar 2024) to 395,015.00 Cr., marking an increase of 42,981.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +3,2785,941-3,091-505-1,999-786-14,0234,9495,566-15,595-1,1652,963
Cash from Investing Activity +-227-164-254-135-110-647-85-46-48-559-359-565
Cash from Financing Activity +6991136921,6175,4305,7807,2771,813479-12-528118
Net Cash Flow3,7505,890-2,6529773,3224,347-6,8316,7165,997-16,166-2,0522,516

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-228.00-246.00-213.00-200.00-199.00-207.00-206.00-230.00-253.00-251.00-274.00-300.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
ROE %4%4%-3%-19%-23%-47%-26%-52%5%9%9%10%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%
FIIs0.08%0.07%0.08%0.10%0.14%0.09%0.15%0.03%0.05%0.05%0.04%0.02%
DIIs1.31%1.33%1.34%1.36%1.35%1.33%1.33%1.29%1.29%1.30%1.30%1.30%
Public2.23%2.21%2.19%2.16%2.11%2.20%2.13%2.28%2.28%2.27%2.29%2.30%
No. of Shareholders4,73,8974,74,9394,71,3565,11,6425,09,5995,10,3876,68,1777,27,34810,06,1859,96,5689,77,5929,77,917

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Nippon India ETF Nifty PSU Bank BeES 6,234,821 1.64 24.56,234,8212025-04-22 17:25:310%
Kotak Nifty PSU Bank ETF 4,381,515 1.64 17.224,381,5152025-04-22 17:25:310%
Nippon India Nifty Smallcap 250 Index Fund 456,987 0.25 1.8456,9872025-04-22 17:25:310%
Motilal Oswal Nifty Smallcap 250 Index Fund 286,916 0.25 1.13286,9162025-04-22 17:25:310%
Axis Nifty Smallcap 50 Index Fund 211,693 0.77 0.83211,6932025-04-22 17:25:310%
SBI Nifty Smallcap 250 Index Fund 210,568 0.25 0.83210,5682025-04-22 17:25:310%
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund 199,733 0.78 0.79199,7332025-04-22 17:25:310%
DSP Nifty PSU Bank ETF 52,244 1.64 0.2152,2442025-04-22 17:25:310%
Kotak Nifty Smallcap 50 Index 41,408 0.78 0.1641,4082025-04-22 17:25:310%
Motilal Oswal Nifty 500 Index Fund 31,357 0.02 0.1231,3572025-04-22 17:25:310%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21
Face Value10.0010.0010.0010.00
Basic EPS (Rs.) 1.401.150.920.51
Diluted EPS (Rs.) 1.401.150.920.51
Cash EPS (Rs.) 1.591.250.980.61
Book Value[Excl.RevalReserv]/Share (Rs.) 13.1413.1612.1510.27
Book Value[Incl.RevalReserv]/Share (Rs.) 14.5813.1612.1510.27
Operating Revenue / Share (Rs.)12.7310.278.7610.20
Net Profit / Share (Rs.) 1.411.110.890.45
Net Profit After MI / Share (Rs.)1.411.110.890.45
Net Profit Margin (%) 11.0710.8410.214.46
Net Profit After MI And SOA Nargin (%)11.0710.8410.214.46
Operating Profit Margin (%)-12.46-10.36-19.09-27.84
Return On Assets (%) 0.750.670.570.27
Return On Equity / Networth (%)10.738.457.354.43
Net Interest Margin (X)2.792.632.102.15
Cost To Income (%)56.3051.9448.6448.88
Interest Income / Total Assets (%)6.836.195.586.19
Non-Interest Income / Total Assets (%)1.611.311.632.00
Operating Profit / Total Assets (%)-0.85-0.64-1.06-1.72
Operating Expenses / Total Assets (%)2.482.051.822.03
Interest Expenses / Total Assets (%)4.043.553.474.03
Enterprise Value (Rs.Cr.)412979.78307252.12283355.20258470.02
EV Per Net Sales (X)17.1615.8316.9315.23
Price To Book Value (X)4.561.711.501.56
Price To Sales (X)4.712.202.081.57
Retention Ratios (%) 100.00100.00100.00100.00
Earnings Yield (X)0.020.040.040.02

After reviewing the key financial ratios for Indian Overseas Bank, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 24, the value is 1.40. This value is below the healthy minimum of 5. It has increased from 1.15 (Mar 23) to 1.40, marking an increase of 0.25.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 1.40. This value is below the healthy minimum of 5. It has increased from 1.15 (Mar 23) to 1.40, marking an increase of 0.25.
  • For Cash EPS (Rs.), as of Mar 24, the value is 1.59. This value is below the healthy minimum of 3. It has increased from 1.25 (Mar 23) to 1.59, marking an increase of 0.34.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 13.14. It has decreased from 13.16 (Mar 23) to 13.14, marking a decrease of 0.02.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 14.58. It has increased from 13.16 (Mar 23) to 14.58, marking an increase of 1.42.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 1.41. This value is below the healthy minimum of 2. It has increased from 1.11 (Mar 23) to 1.41, marking an increase of 0.30.
  • For Net Profit Margin (%), as of Mar 24, the value is 11.07. This value exceeds the healthy maximum of 10. It has increased from 10.84 (Mar 23) to 11.07, marking an increase of 0.23.
  • For Return On Assets (%), as of Mar 24, the value is 0.75. This value is below the healthy minimum of 5. It has increased from 0.67 (Mar 23) to 0.75, marking an increase of 0.08.
  • For Retention Ratios (%), as of Mar 24, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 23) which recorded 100.00.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Indian Overseas Bank as of June 1, 2025 is: 34.89

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of June 1, 2025, Indian Overseas Bank is Overvalued by 12.34% compared to the current share price 39.80

Intrinsic Value of Indian Overseas Bank as of June 1, 2025 is: 44.54

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of June 1, 2025, Indian Overseas Bank is Undervalued by 11.91% compared to the current share price 39.80

Last 5 Year EPS CAGR: 27.67%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indian Overseas Bank:
    1. Net Profit Margin: 11.07%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 6.22%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 14.35%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 23 (Industry average Stock P/E: 10.77)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Indian Overseas Bank is a Public Limited Listed company incorporated on 10/02/1937 and registered in the State of Tamilnadu, India. Company presently involved in the business activities of Banking Business.
INDUSTRYADDRESSCONTACT
Finance - Banks - Public Sector763, Anna Salai, Chennai (Madras) Tamil Nadu 600002investor@iobnet.co.in
http://www.iob.in
Management
NamePosition Held
Mr. Srinivasan SridharNon Executive Chairman
Mr. Ajay Kumar SrivastavaManaging Director & CEO
Mr. Suresh Kumar RungtaPart Time Non Official Director
Mr. B Chandra ReddyPart Time Non Official Director
Mr. Deepak SharmaPart Time Non Official Director
Mr. Joydeep Dutta RoyExecutive Director
Mr. T DhanarajExecutive Director
Mr. Sanjaya RastogiShareholder Director
Mr. Kartikeya MisraGovernment Nominee Director
Mrs. Sonali Sen GuptaNominee Director

FAQ

What is the intrinsic value of Indian Overseas Bank?

Indian Overseas Bank's intrinsic value (as of 31 May 2025) is ₹34.89 — 12.34% lower the current market price of 39.80, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 76,718 Cr. market cap, FY2025-2026 high/low of ₹74.9/33.0, reserves of 13,284 Cr, and liabilities of 395,015 Cr.

What is the Market Cap of Indian Overseas Bank?

The Market Cap of Indian Overseas Bank is 76,718 Cr..

What is the current Stock Price of Indian Overseas Bank as on 31 May 2025?

The current stock price of Indian Overseas Bank as on 31 May 2025 is 39.8.

What is the High / Low of Indian Overseas Bank stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Indian Overseas Bank stocks is ₹74.9/33.0.

What is the Stock P/E of Indian Overseas Bank?

The Stock P/E of Indian Overseas Bank is 23.0.

What is the Book Value of Indian Overseas Bank?

The Book Value of Indian Overseas Bank is 16.9.

What is the Dividend Yield of Indian Overseas Bank?

The Dividend Yield of Indian Overseas Bank is 0.00 %.

What is the ROCE of Indian Overseas Bank?

The ROCE of Indian Overseas Bank is 5.95 %.

What is the ROE of Indian Overseas Bank?

The ROE of Indian Overseas Bank is 11.0 %.

What is the Face Value of Indian Overseas Bank?

The Face Value of Indian Overseas Bank is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Indian Overseas Bank. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE